Home > The Pacific Bank > Assets and Liabilities
The Pacific Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 254 | 663 |
| Assets and Liabilities | ||
| Total Assets: | $772,320,000 | 661 |
| Cash and due from depository institutions | $56,250,000 | 663 |
| Interest-bearing balances | $31,081,000 | 133 |
| Securities | $155,080,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $59,500,000 | 213 |
| Net loans & leases | $464,415,000 | 701 |
| Loan loss allowance | $10,092,000 | 472 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,602,000 | 2,399 |
| Other real estate owned | $0 | 663 |
| Goodwill and other intangibles | $7,379,000 | 478 |
| All other assets | $26,094,000 | 494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $772,320,000 | 661 |
| Total liabilities | $699,991,000 | 661 |
| Total deposits | $682,491,000 | 566 |
| Interest-bearing deposits | $542,186,000 | 610 |
| Deposits held in domestic offices | $634,501,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $17,500,000 | 428 |
| Total equity capital | $72,329,000 | 656 |
| Total bank equity capital | $72,329,000 | 656 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,513,000 | 465 |
| Surplus | $59,677,000 | 402 |
| Undivided profits | $5,139,000 | 4,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,907,000 | 1,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,750,000 | 768 |
| Earning assets | $710,076,000 | 655 |
| Long-term assets (5+ years) | $85,853,000 | 1,094 |
| Average Assets, year-to-date | $728,871,600 | 668 |
| Average Assets, quarterly | $752,387,000 | 668 |
| Volatile liabilities | $137,620,000 | 788 |
| Insider loans | $14,012,000 | 273 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $242,707,000 | 411 |
| Tier 1 (core) risk-based capital | $65,309,000 | 687 |
| Tier 2 risk-based capital | $6,785,890 | 623 |
| Total risk weighted assets | $538,864,890 | 643 |
| Total unused commitments | $242,707,000 | 412 |
| Derivatives | $26,000,000 | 288 |
| 1998-12-31 | Rank | |
| # of Employees: | 298 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $712,520,000 | 687 |
| Cash and due from depository institutions | $34,453,000 | 577 |
| Interest-bearing balances | $2,547,000 | 1,912 |
| Securities | $125,861,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $42,500,000 | 391 |
| Net loans & leases | $472,139,000 | 652 |
| Loan loss allowance | $12,335,000 | 401 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,687,000 | 1,706 |
| Other real estate owned | $382,000 | 577 |
| Goodwill and other intangibles | $8,001,000 | 429 |
| All other assets | $24,497,000 | 474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $712,520,000 | 687 |
| Total liabilities | $632,660,000 | 697 |
| Total deposits | $611,875,000 | 611 |
| Interest-bearing deposits | $468,308,000 | 667 |
| Deposits held in domestic offices | $565,820,000 | 647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,047,000 | 3,704 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $19,738,000 | 407 |
| Total equity capital | $79,860,000 | 603 |
| Total bank equity capital | $79,860,000 | 603 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $8,166,000 | 411 |
| Surplus | $64,872,000 | 365 |
| Undivided profits | $6,822,000 | 3,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,563,000 | 1,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,634,000 | 775 |
| Earning assets | $643,047,000 | 688 |
| Long-term assets (5+ years) | $43,622,000 | 1,767 |
| Average Assets, year-to-date | $636,351,400 | 713 |
| Average Assets, quarterly | $703,114,500 | 684 |
| Volatile liabilities | $142,451,000 | 660 |
| Insider loans | $1,616,000 | 2,510 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $641,000 | 1,192 |
| Unused loan commitments | $247,244,000 | 385 |
| Tier 1 (core) risk-based capital | $71,081,000 | 610 |
| Tier 2 risk-based capital | $7,061,560 | 588 |
| Total risk weighted assets | $559,651,460 | 592 |
| Total unused commitments | $247,244,000 | 386 |
| Derivatives | $101,050,000 | 203 |
| 1997-12-31 | Rank | |
| # of Employees: | 258 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $603,364,000 | 789 |
| Cash and due from depository institutions | $46,104,000 | 682 |
| Interest-bearing balances | $2,543,000 | 1,514 |
| Securities | $88,109,000 | 1,301 |
| Federal funds sold & reverse repurchase agreements | $57,000,000 | 267 |
| Net loans & leases | $386,235,000 | 789 |
| Loan loss allowance | $10,823,000 | 456 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,011,000 | 1,967 |
| Other real estate owned | $0 | 682 |
| Goodwill and other intangibles | $2,123,000 | 954 |
| All other assets | $19,782,000 | 526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $603,364,000 | 789 |
| Total liabilities | $523,337,000 | 824 |
| Total deposits | $506,681,000 | 735 |
| Interest-bearing deposits | $404,928,000 | 799 |
| Deposits held in domestic offices | $463,238,000 | 795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $24,000 | 5,000 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $16,632,000 | 460 |
| Total equity capital | $80,027,000 | 597 |
| Total bank equity capital | $80,027,000 | 597 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $8,078,000 | 429 |
| Surplus | $63,823,000 | 353 |
| Undivided profits | $8,126,000 | 3,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,375,000 | 1,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,562,000 | 848 |
| Earning assets | $533,887,000 | 819 |
| Long-term assets (5+ years) | $13,946,000 | 3,526 |
| Average Assets, year-to-date | $544,476,200 | 838 |
| Average Assets, quarterly | $598,975,000 | 782 |
| Volatile liabilities | $133,937,000 | 705 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $735,000 | 920 |
| Unused loan commitments | $223,894,000 | 397 |
| Tier 1 (core) risk-based capital | $77,701,000 | 573 |
| Tier 2 risk-based capital | $6,148,870 | 618 |
| Total risk weighted assets | $487,235,070 | 666 |
| Total unused commitments | $223,894,000 | 398 |
| Derivatives | $128,247,000 | 189 |
| 1996-12-31 | Rank | |
| # of Employees: | 267 | 696 |
| Assets and Liabilities | ||
| Total Assets: | $476,673,000 | 1,031 |
| Cash and due from depository institutions | $20,984,000 | 696 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $106,575,000 | 1,113 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,870 |
| Net loans & leases | $320,809,000 | 967 |
| Loan loss allowance | $10,814,000 | 500 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,061,000 | 1,949 |
| Other real estate owned | $175,000 | 696 |
| Goodwill and other intangibles | $2,404,000 | 847 |
| All other assets | $14,665,000 | 678 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $476,673,000 | 1,031 |
| Total liabilities | $403,890,000 | 1,096 |
| Total deposits | $392,537,000 | 1,000 |
| Interest-bearing deposits | $299,005,000 | 1,122 |
| Deposits held in domestic offices | $349,598,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,068,000 | 3,266 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $10,285,000 | 618 |
| Total equity capital | $72,783,000 | 667 |
| Total bank equity capital | $72,783,000 | 667 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,887,000 | 475 |
| Surplus | $63,132,000 | 368 |
| Undivided profits | $1,764,000 | 7,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,614,000 | 1,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,230,000 | 991 |
| Earning assets | $434,384,000 | 1,035 |
| Long-term assets (5+ years) | $33,530,000 | 1,806 |
| Average Assets, year-to-date | $474,565,200 | 994 |
| Average Assets, quarterly | $484,660,000 | 997 |
| Volatile liabilities | $108,944,000 | 820 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,499,000 | 620 |
| Unused loan commitments | $163,974,000 | 482 |
| Tier 1 (core) risk-based capital | $70,183,000 | 649 |
| Tier 2 risk-based capital | $4,886,840 | 748 |
| Total risk weighted assets | $385,020,140 | 812 |
| Total unused commitments | $163,974,000 | 485 |
| Derivatives | $125,162,000 | 239 |
| 1995-12-31 | Rank | |
| # of Employees: | 212 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $398,718,000 | 1,214 |
| Cash and due from depository institutions | $22,342,000 | 906 |
| Interest-bearing balances | $312,000 | 3,739 |
| Securities | $137,175,000 | 929 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,611 |
| Net loans & leases | $210,199,000 | 1,399 |
| Loan loss allowance | $10,400,000 | 545 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,822,000 | 2,020 |
| Other real estate owned | $387,000 | 906 |
| Goodwill and other intangibles | $272,000 | 1,869 |
| All other assets | $15,521,000 | 690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $398,718,000 | 1,214 |
| Total liabilities | $329,573,000 | 1,317 |
| Total deposits | $319,582,000 | 1,223 |
| Interest-bearing deposits | $248,439,000 | 1,375 |
| Deposits held in domestic offices | $290,193,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $123,000 | 4,280 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $9,868,000 | 676 |
| Total equity capital | $69,145,000 | 721 |
| Total bank equity capital | $69,145,000 | 721 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $8,262,000 | 467 |
| Surplus | $66,085,000 | 380 |
| Undivided profits | $-5,202,000 | 11,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,223,000 | 531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,771,000 | 1,261 |
| Earning assets | $356,686,000 | 1,236 |
| Long-term assets (5+ years) | $41,560,000 | 1,389 |
| Average Assets, year-to-date | $367,556,000 | 1,258 |
| Average Assets, quarterly | $384,231,000 | 1,242 |
| Volatile liabilities | $85,079,000 | 913 |
| Insider loans | $5,000,000 | 893 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $123,404,000 | 601 |
| Tier 1 (core) risk-based capital | $64,514,000 | 725 |
| Tier 2 risk-based capital | $3,265,550 | 1,060 |
| Total risk weighted assets | $254,109,850 | 1,162 |
| Total unused commitments | $123,404,000 | 605 |
| Derivatives | $101,197,000 | 287 |
| 1994-12-31 | Rank | |
| # of Employees: | 225 | 879 |
| Assets and Liabilities | ||
| Total Assets: | $351,091,000 | 1,341 |
| Cash and due from depository institutions | $24,263,000 | 879 |
| Interest-bearing balances | $631,000 | 3,013 |
| Securities | $96,639,000 | 1,333 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 526 |
| Net loans & leases | $196,924,000 | 1,431 |
| Loan loss allowance | $15,687,000 | 411 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,469,000 | 1,671 |
| Other real estate owned | $1,505,000 | 879 |
| Goodwill and other intangibles | $465,000 | 1,486 |
| All other assets | $6,826,000 | 1,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $351,091,000 | 1,341 |
| Total liabilities | $300,722,000 | 1,410 |
| Total deposits | $292,843,000 | 1,303 |
| Interest-bearing deposits | $222,489,000 | 1,489 |
| Deposits held in domestic offices | $279,245,000 | 1,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $184,000 | 4,467 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,695,000 | 697 |
| Total equity capital | $50,369,000 | 873 |
| Total bank equity capital | $50,369,000 | 873 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $8,250,000 | 463 |
| Surplus | $66,048,000 | 350 |
| Undivided profits | $-23,929,000 | 12,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,427,000 | 431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,619,000 | 1,186 |
| Earning assets | $314,194,000 | 1,353 |
| Long-term assets (5+ years) | $26,904,000 | 2,005 |
| Average Assets, year-to-date | $369,123,000 | 1,245 |
| Average Assets, quarterly | $352,617,500 | 1,324 |
| Volatile liabilities | $58,043,000 | 1,140 |
| Insider loans | $6,259,000 | 691 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $119,820,000 | 579 |
| Tier 1 (core) risk-based capital | $54,947,000 | 803 |
| Tier 2 risk-based capital | $2,998,230 | 1,118 |
| Total risk weighted assets | $227,169,730 | 1,249 |
| Total unused commitments | $119,820,000 | 581 |
| Derivatives | $352,000 | 653 |
| 1993-12-31 | Rank | |
| # of Employees: | 315 | 682 |
| Assets and Liabilities | ||
| Total Assets: | $409,825,000 | 1,165 |
| Cash and due from depository institutions | $24,140,000 | 682 |
| Interest-bearing balances | $950,000 | 3,506 |
| Securities | $67,775,000 | 2,022 |
| Federal funds sold & reverse repurchase agreements | $75,000,000 | 236 |
| Net loans & leases | $214,866,000 | 1,293 |
| Loan loss allowance | $34,554,000 | 254 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,527,000 | 1,324 |
| Other real estate owned | $1,990,000 | 682 |
| Goodwill and other intangibles | $1,139,000 | 936 |
| All other assets | $19,388,000 | 588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $409,825,000 | 1,165 |
| Total liabilities | $370,168,000 | 1,186 |
| Total deposits | $358,829,000 | 1,100 |
| Interest-bearing deposits | $277,895,000 | 1,235 |
| Deposits held in domestic offices | $353,400,000 | 1,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,968,000 | 2,260 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $348,000 | 3,661 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $9,023,000 | 661 |
| Total equity capital | $39,657,000 | 1,047 |
| Total bank equity capital | $39,657,000 | 1,047 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $8,250,000 | 462 |
| Surplus | $66,048,000 | 336 |
| Undivided profits | $-34,641,000 | 13,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,620,000 | 259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,228,000 | 1,398 |
| Earning assets | $358,591,000 | 1,233 |
| Long-term assets (5+ years) | $15,646,000 | 3,205 |
| Average Assets, year-to-date | $529,518,200 | 901 |
| Average Assets, quarterly | $410,382,500 | 1,155 |
| Volatile liabilities | $57,829,000 | 1,083 |
| Insider loans | $8,147,000 | 510 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,916,000 | 824 |
| Unused loan commitments | $93,011,000 | 649 |
| Tier 1 (core) risk-based capital | $38,518,000 | 1,047 |
| Tier 2 risk-based capital | $3,760,340 | 910 |
| Total risk weighted assets | $270,033,840 | 1,053 |
| Total unused commitments | $93,011,000 | 666 |
| Derivatives | $815,000 | 650 |
| 1992-12-31 | Rank | |
| # of Employees: | 398 | 571 |
| Assets and Liabilities | ||
| Total Assets: | $679,101,000 | 794 |
| Cash and due from depository institutions | $61,289,000 | 571 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $113,306,000 | 1,195 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $450,479,000 | 703 |
| Loan loss allowance | $38,302,000 | 243 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,371,000 | 987 |
| Other real estate owned | $16,691,000 | 571 |
| Goodwill and other intangibles | $1,611,000 | 800 |
| All other assets | $28,354,000 | 509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $679,101,000 | 794 |
| Total liabilities | $647,994,000 | 779 |
| Total deposits | $632,835,000 | 721 |
| Interest-bearing deposits | $512,221,000 | 759 |
| Deposits held in domestic offices | $603,157,000 | 734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $630,000 | 2,869 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $634,000 | 2,945 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $13,895,000 | 522 |
| Total equity capital | $31,107,000 | 1,253 |
| Total bank equity capital | $31,107,000 | 1,253 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $18,059,000 | 226 |
| Surplus | $25,592,000 | 642 |
| Undivided profits | $-12,544,000 | 13,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,435,000 | 149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,995,000 | 966 |
| Earning assets | $563,785,000 | 851 |
| Long-term assets (5+ years) | $23,363,000 | 2,290 |
| Average Assets, year-to-date | $843,974,000 | 651 |
| Average Assets, quarterly | $742,203,000 | 735 |
| Volatile liabilities | $156,946,000 | 561 |
| Insider loans | $283,000 | 3,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $177,050,000 | 449 |
| Tier 1 (core) risk-based capital | $29,496,000 | 1,278 |
| Tier 2 risk-based capital | $6,856,100 | 589 |
| Total risk weighted assets | $517,041,700 | 643 |
| Total unused commitments | $177,050,000 | 457 |
| Derivatives | $413,699,000 | 137 |