Home > The Owensboro National Bank > Net Loans and Leases
The Owensboro National Bank, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $299,540,000 | 1,030 |
| Loan loss allowance | $3,839,000 | 1,018 |
| Total loans and leases | $303,379,000 | 1,030 |
| Unearned income | $22,000 | 3,110 |
| Loans and leases, gross | $303,401,000 | 1,030 |
| All real estate loans | $152,553,000 | 1,423 |
| Real estate loans in domestic offices | $152,553,000 | 1,423 |
| Construction and development loans | $2,651,000 | 3,751 |
| Commercial RE | $68,654,000 | 922 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,770,000 | 1,021 |
| 1-4 family residential loans | $64,188,000 | 1,780 |
| Farmland loans | $10,290,000 | 634 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,680,000 | 1,748 |
| Commercial and industrial loans | $65,080,000 | 694 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $68,600,000 | 533 |
| Credit card loans | $5,182,000 | 443 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $63,418,000 | 487 |
| All other loans & leases | $11,488,000 | 551 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $1,549,000 | 897 |
| Other loans | $6,090,000 | 334 |
| Lease financing receivables | $3,849,000 | 386 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $2,044,000 | 338 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $297,489,000 | 966 |
| Loan loss allowance | $3,990,000 | 962 |
| Total loans and leases | $301,479,000 | 968 |
| Unearned income | $75,000 | 2,772 |
| Loans and leases, gross | $301,554,000 | 969 |
| All real estate loans | $149,472,000 | 1,353 |
| Real estate loans in domestic offices | $149,472,000 | 1,353 |
| Construction and development loans | $2,503,000 | 3,593 |
| Commercial RE | $68,996,000 | 771 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,850,000 | 1,393 |
| 1-4 family residential loans | $63,147,000 | 1,769 |
| Farmland loans | $10,976,000 | 508 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,007,000 | 2,041 |
| Commercial and industrial loans | $79,846,000 | 513 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $54,095,000 | 623 |
| Credit card loans | $4,852,000 | 483 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $49,243,000 | 573 |
| All other loans & leases | $13,134,000 | 475 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $395,000 | 2,044 |
| Other loans | $7,288,000 | 335 |
| Lease financing receivables | $5,451,000 | 322 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $2,075,000 | 320 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $257,636,000 | 1,153 |
| Loan loss allowance | $4,073,000 | 967 |
| Total loans and leases | $261,709,000 | 1,151 |
| Unearned income | $121,000 | 2,663 |
| Loans and leases, gross | $261,830,000 | 1,153 |
| All real estate loans | $111,750,000 | 1,760 |
| Real estate loans in domestic offices | $111,750,000 | 1,760 |
| Construction and development loans | $2,602,000 | 3,486 |
| Commercial RE | $35,165,000 | 1,468 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,774,000 | 1,877 |
| 1-4 family residential loans | $65,436,000 | 1,794 |
| Farmland loans | $5,773,000 | 1,145 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,986,000 | 1,462 |
| Commercial and industrial loans | $62,676,000 | 614 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $71,215,000 | 555 |
| Credit card loans | $6,355,000 | 457 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $64,860,000 | 501 |
| All other loans & leases | $9,203,000 | 612 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $438,000 | 2,020 |
| Other loans | $1,521,000 | 833 |
| Lease financing receivables | $7,244,000 | 290 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $2,322,000 | 303 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $258,379,000 | 1,174 |
| Loan loss allowance | $4,282,000 | 997 |
| Total loans and leases | $262,661,000 | 1,173 |
| Unearned income | $291,000 | 2,864 |
| Loans and leases, gross | $262,661,000 | 1,187 |
| All real estate loans | $114,816,000 | 1,749 |
| Real estate loans in domestic offices | $114,816,000 | 1,749 |
| Construction and development loans | $5,533,000 | 2,262 |
| Commercial RE | $35,421,000 | 1,445 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,367,000 | 1,711 |
| 1-4 family residential loans | $65,841,000 | 1,812 |
| Farmland loans | $4,654,000 | 1,407 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,927,000 | 1,410 |
| Commercial and industrial loans | $53,454,000 | 745 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $77,018,000 | 608 |
| Credit card loans | $6,732,000 | 529 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $70,286,000 | 554 |
| All other loans & leases | $10,737,000 | 613 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $540,000 | 1,898 |
| Other loans | $2,086,000 | 735 |
| Lease financing receivables | $8,111,000 | 302 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $2,068,000 | 375 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $250,720,000 | 1,177 |
| Loan loss allowance | $4,854,000 | 924 |
| Total loans and leases | $255,574,000 | 1,173 |
| Unearned income | $657,000 | 1,930 |
| Loans and leases, gross | $255,574,000 | 1,180 |
| All real estate loans | $105,459,000 | 1,848 |
| Real estate loans in domestic offices | $105,459,000 | 1,848 |
| Construction and development loans | $5,095,000 | 2,287 |
| Commercial RE | $29,797,000 | 1,613 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,110,000 | 1,842 |
| 1-4 family residential loans | $61,850,000 | 1,911 |
| Farmland loans | $5,607,000 | 1,036 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,140,000 | 1,603 |
| Commercial and industrial loans | $51,890,000 | 749 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $82,925,000 | 613 |
| Credit card loans | $7,074,000 | 591 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $75,851,000 | 551 |
| All other loans & leases | $9,817,000 | 647 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $616,000 | 1,852 |
| Other loans | $2,203,000 | 754 |
| Lease financing receivables | $6,998,000 | 294 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $1,677,000 | 436 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $238,248,000 | 1,197 |
| Loan loss allowance | $4,638,000 | 970 |
| Total loans and leases | $242,886,000 | 1,193 |
| Unearned income | $933,000 | 1,674 |
| Loans and leases, gross | $242,886,000 | 1,208 |
| All real estate loans | $79,763,000 | 2,340 |
| Real estate loans in domestic offices | $79,763,000 | 2,339 |
| Construction and development loans | $1,479,000 | 4,539 |
| Commercial RE | $24,766,000 | 1,855 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,036,000 | 1,924 |
| 1-4 family residential loans | $45,093,000 | 2,469 |
| Farmland loans | $5,389,000 | 1,028 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,293,000 | 1,505 |
| Commercial and industrial loans | $55,353,000 | 670 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $91,482,000 | 569 |
| Credit card loans | $6,923,000 | 585 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $84,559,000 | 496 |
| All other loans & leases | $10,928,000 | 607 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $690,000 | 1,827 |
| Other loans | $4,447,000 | 503 |
| Lease financing receivables | $5,791,000 | 307 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $1,384,000 | 480 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $210,428,000 | 1,318 |
| Loan loss allowance | $4,224,000 | 1,111 |
| Total loans and leases | $214,652,000 | 1,314 |
| Unearned income | $1,647,000 | 1,220 |
| Loans and leases, gross | $214,652,000 | 1,323 |
| All real estate loans | $82,705,000 | 2,249 |
| Real estate loans in domestic offices | $82,705,000 | 2,248 |
| Construction and development loans | $708,000 | 5,952 |
| Commercial RE | $17,747,000 | 2,413 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,167,000 | 1,915 |
| 1-4 family residential loans | $56,775,000 | 2,044 |
| Farmland loans | $4,308,000 | 1,246 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $6,508,000 | 1,365 |
| Commercial and industrial loans | $45,547,000 | 813 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $77,340,000 | 610 |
| Credit card loans | $6,540,000 | 623 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $70,800,000 | 539 |
| All other loans & leases | $4,199,000 | 1,120 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $3,077,000 | 686 |
| Other loans | $266,000 | 2,676 |
| Lease financing receivables | $856,000 | 626 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $1,366,000 | 491 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $188,094,000 | 1,510 |
| Loan loss allowance | $3,402,000 | 1,390 |
| Total loans and leases | $191,496,000 | 1,506 |
| Unearned income | $3,231,000 | 850 |
| Loans and leases, gross | $191,496,000 | 1,514 |
| All real estate loans | $65,561,000 | 2,835 |
| Real estate loans in domestic offices | $65,561,000 | 2,835 |
| Construction and development loans | $456,000 | 6,856 |
| Commercial RE | $15,584,000 | 2,637 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,261,000 | 2,336 |
| 1-4 family residential loans | $42,245,000 | 2,682 |
| Farmland loans | $5,015,000 | 909 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $5,694,000 | 1,510 |
| Commercial and industrial loans | $38,800,000 | 979 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $76,560,000 | 617 |
| Credit card loans | $6,751,000 | 632 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $69,809,000 | 537 |
| All other loans & leases | $8,112,000 | 783 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $3,918,000 | 649 |
| Other loans | $4,172,000 | 543 |
| Lease financing receivables | $22,000 | 1,840 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $4,067,000 | 288 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |