Home > The Owensboro National Bank > Loan Charge- Offs and Recoveries

The Owensboro National Bank, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$268,0002,500
Loans secured by real estate, total$5,0003,859
To non-U.S. addressees$08
Real estate loans in domestic offices$5,0003,856
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$5,0003,112
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$22,0004,455
Loans to individuals$241,0001,240
Credit card loan charge offs$113,000517
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$128,0001,696
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$116,0001,827
Loans secured by real estate, total$03,744
To non-U.S. addressees$09
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$8,0003,833
Loans to individuals$98,000916
Credit card loan recoveries$41,000371
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$57,0001,255
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$10,000173
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$152,0002,829
Loans secured by real estate, total$5,0003,231
To non-U.S. addressees$07
Real estate loans in domestic offices$5,0003,230
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$5,0002,706
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$14,0004,056
To non-U.S. addressees$035
Loans to individuals$143,0001,394
Credit card loan net charge offs$72,000559
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$71,0001,958
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$-10,0009,085
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$310,0002,284
Loans secured by real estate, total$11,0003,461
To non-U.S. addressees$013
Real estate loans in domestic offices$11,0003,459
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$11,0002,673
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$41,0003,662
Loans to individuals$246,0001,279
Credit card loan charge offs$142,000505
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$104,0002,050
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$12,000236
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$228,0001,078
Loans secured by real estate, total$03,922
To non-U.S. addressees$010
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$123,000727
Loans to individuals$95,000963
Credit card loan recoveries$43,000382
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$52,0001,345
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$10,000165
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$82,0004,009
Loans secured by real estate, total$11,0002,850
To non-U.S. addressees$012
Real estate loans in domestic offices$11,0002,848
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$11,0002,292
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$-82,00010,232
To non-U.S. addressees$036
Loans to individuals$151,0001,436
Credit card loan net charge offs$99,000556
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$52,0002,540
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$2,000263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$579,0001,553
Loans secured by real estate, total$33,0002,473
To non-U.S. addressees$011
Real estate loans in domestic offices$33,0002,473
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$33,0001,766
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$217,0001,338
Loans to individuals$293,0001,206
Credit card loan charge offs$188,000491
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$105,0002,175
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$36,000205
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$250,0001,129
Loans secured by real estate, total$149,000545
To non-U.S. addressees$012
Real estate loans in domestic offices$149,000545
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$149,000303
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$13,0003,586
Loans to individuals$69,0001,296
Credit card loan recoveries$25,000505
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$44,0001,623
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$19,000148
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$329,0001,842
Loans secured by real estate, total$-116,00010,716
To non-U.S. addressees$010
Real estate loans in domestic offices$-116,00010,737
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$33,0001,463
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$-149,00010,775
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$204,0001,070
To non-U.S. addressees$021
Loans to individuals$224,0001,181
Credit card loan net charge offs$163,000485
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$61,0002,467
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$17,000212
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$865,0001,212
Loans secured by real estate, total$6,0004,264
To non-U.S. addressees$010
Real estate loans in domestic offices$6,0004,264
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$6,0003,328
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$413,000774
Loans to individuals$296,0001,249
Credit card loan charge offs$191,000536
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$105,0002,120
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$150,000130
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$73,0003,050
Loans secured by real estate, total$5,0003,256
To non-U.S. addressees$08
Real estate loans in domestic offices$5,0003,256
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$5,0002,215
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$24,0002,924
Loans to individuals$43,0001,950
Credit card loan recoveries$13,000772
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$30,0002,263
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$1,000269
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$792,0001,027
Loans secured by real estate, total$1,0004,026
To non-U.S. addressees$07
Real estate loans in domestic offices$1,0004,024
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$1,0003,415
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$389,000599
To non-U.S. addressees$022
Loans to individuals$253,0001,136
Credit card loan net charge offs$178,000518
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$75,0002,080
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$149,000109
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$375,0002,183
Loans secured by real estate, total$5,0004,684
To non-U.S. addressees$015
Real estate loans in domestic offices$5,0004,682
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$5,0003,602
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$64,0003,079
Loans to individuals$283,0001,176
Credit card loan charge offs$145,000613
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$138,0001,577
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$23,000211
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$141,0001,992
Loans secured by real estate, total$1,0004,641
To non-U.S. addressees$013
Real estate loans in domestic offices$1,0004,636
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$1,0003,420
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$78,0001,411
Loans to individuals$61,0001,510
Credit card loan recoveries$26,000586
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$35,0002,060
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$1,000288
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$234,0002,266
Loans secured by real estate, total$4,0003,874
To non-U.S. addressees$012
Real estate loans in domestic offices$4,0003,872
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$4,0003,151
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-14,00010,509
To non-U.S. addressees$022
Loans to individuals$222,0001,080
Credit card loan net charge offs$119,000603
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$103,0001,428
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$22,000168
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$631,0001,547
Loans secured by real estate, total$40,0003,023
To non-U.S. addressees$013
Real estate loans in domestic offices$40,0003,023
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$40,0001,927
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$418,000803
Loans to individuals$173,0001,488
Credit card loan charge offs$92,000716
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$81,0002,246
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$145,0002,188
Loans secured by real estate, total$05,649
To non-U.S. addressees$012
Real estate loans in domestic offices$05,631
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$100,0001,373
Loans to individuals$45,0001,989
Credit card loan recoveries$14,000808
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$31,0002,401
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$486,0001,407
Loans secured by real estate, total$40,0002,444
To non-U.S. addressees$09
Real estate loans in domestic offices$40,0002,446
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$40,0001,623
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$318,000691
To non-U.S. addressees$026
Loans to individuals$128,0001,344
Credit card loan net charge offs$78,000694
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$50,0002,129
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$349,0002,910
Loans secured by real estate, total$07,166
To non-U.S. addressees$019
Real estate loans in domestic offices$07,160
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$05,721
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$156,0002,379
Loans to individuals$193,0001,568
Credit card loan charge offs$81,000813
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$112,0001,958
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$371,0001,138
Loans secured by real estate, total$35,0001,946
To non-U.S. addressees$016
Real estate loans in domestic offices$35,0001,946
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$35,000992
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$264,000664
Loans to individuals$72,0001,513
Credit card loan recoveries$21,000701
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$51,0001,762
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-22,00012,190
Loans secured by real estate, total$-35,00012,772
To non-U.S. addressees$018
Real estate loans in domestic offices$-35,00012,811
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-35,00013,068
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$-108,00012,927
To non-U.S. addressees$036
Loans to individuals$121,0001,603
Credit card loan net charge offs$60,000851
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$61,0002,101
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$671,0002,418
Loans secured by real estate, total$2,0007,782
To non-U.S. addressees$017
Real estate loans in domestic offices$2,0007,782
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$2,0006,102
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$340,0001,871
Loans to individuals$329,0001,305
Credit card loan charge offs$116,000800
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$213,0001,493
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$161,0002,320
Loans secured by real estate, total$3,0004,858
To non-U.S. addressees$07
Real estate loans in domestic offices$3,0004,857
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$3,0003,371
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$62,0002,394
Loans to individuals$96,0001,304
Credit card loan recoveries$36,000549
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$60,0001,635
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$510,0002,435
Loans secured by real estate, total$-1,00012,062
To non-U.S. addressees$017
Real estate loans in domestic offices$-1,00012,114
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$-1,00012,379
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$278,0001,795
To non-U.S. addressees$050
Loans to individuals$233,0001,312
Credit card loan net charge offs$80,000852
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$153,0001,449
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.