Home > The Owensboro National Bank > Income and Expense
The Owensboro National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $32,829,000 | 1,007 |
| Total interest expense | $15,854,000 | 981 |
| Net interest income | $16,975,000 | 1,032 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $6,020,000 | 821 |
| Gross Fiduciary activities income | $1,746,000 | 345 |
| Service charges on deposit accounts | $1,847,000 | 721 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,427,000 | 1,012 |
| Total noninterest expense | $12,186,000 | 1,129 |
| Salaries and employee benefits | $6,003,000 | 1,148 |
| Premises and equipment expense | $1,697,000 | 1,185 |
| Additional noninterest expense | $4,486,000 | 1,052 |
| Pre-tax net operating income | $10,809,000 | 769 |
| Securities gains (losses) | $-18,000 | 9,513 |
| Applicable income taxes | $2,837,000 | 920 |
| Income before extraordinary items | $7,954,000 | 743 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,954,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,829 |
| Cash dividends | $9,800,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,967,320 | 725 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $34,192,000 | 966 |
| Total interest expense | $18,351,000 | 867 |
| Net interest income | $15,841,000 | 1,065 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $6,003,000 | 819 |
| Gross Fiduciary activities income | $1,933,000 | 326 |
| Service charges on deposit accounts | $1,497,000 | 822 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,573,000 | 999 |
| Total noninterest expense | $12,909,000 | 1,027 |
| Salaries and employee benefits | $5,007,000 | 1,311 |
| Premises and equipment expense | $1,646,000 | 1,157 |
| Additional noninterest expense | $6,256,000 | 822 |
| Pre-tax net operating income | $8,935,000 | 886 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $2,215,000 | 1,134 |
| Income before extraordinary items | $6,721,000 | 819 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,721,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,009 |
| Cash dividends | $3,000,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,720,250 | 788 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $30,736,000 | 1,099 |
| Total interest expense | $15,452,000 | 1,062 |
| Net interest income | $15,284,000 | 1,151 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $6,451,000 | 773 |
| Gross Fiduciary activities income | $1,772,000 | 344 |
| Service charges on deposit accounts | $1,466,000 | 874 |
| Trading account gains and fees | $-2,000 | 4,461 |
| Additional Noninterest Income | $3,215,000 | 810 |
| Total noninterest expense | $12,587,000 | 1,071 |
| Salaries and employee benefits | $4,646,000 | 1,406 |
| Premises and equipment expense | $1,758,000 | 1,138 |
| Additional noninterest expense | $6,183,000 | 828 |
| Pre-tax net operating income | $9,028,000 | 894 |
| Securities gains (losses) | $28,000 | 1,673 |
| Applicable income taxes | $2,335,000 | 1,161 |
| Income before extraordinary items | $6,721,000 | 825 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,721,000 | 828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,842 |
| Cash dividends | $4,500,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,700,280 | 810 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,715,000 | 1,125 |
| Total interest expense | $15,041,000 | 1,090 |
| Net interest income | $15,674,000 | 1,151 |
| Provision for loan and lease losses | $220,000 | 3,199 |
| Total noninterest income | $5,681,000 | 874 |
| Gross Fiduciary activities income | $1,705,000 | 387 |
| Service charges on deposit accounts | $1,412,000 | 941 |
| Trading account gains and fees | $-6,000 | 4,642 |
| Additional Noninterest Income | $2,570,000 | 978 |
| Total noninterest expense | $11,837,000 | 1,220 |
| Salaries and employee benefits | $4,671,000 | 1,437 |
| Premises and equipment expense | $1,684,000 | 1,233 |
| Additional noninterest expense | $5,482,000 | 1,057 |
| Pre-tax net operating income | $9,298,000 | 834 |
| Securities gains (losses) | $61,000 | 1,215 |
| Applicable income taxes | $2,559,000 | 995 |
| Income before extraordinary items | $6,800,000 | 795 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,800,000 | 796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $792,000 | 1,027 |
| Cash dividends | $5,450,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,755,470 | 780 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,866,000 | 1,110 |
| Total interest expense | $16,852,000 | 1,006 |
| Net interest income | $15,014,000 | 1,198 |
| Provision for loan and lease losses | $450,000 | 1,710 |
| Total noninterest income | $5,720,000 | 876 |
| Gross Fiduciary activities income | $1,564,000 | 426 |
| Service charges on deposit accounts | $1,339,000 | 1,002 |
| Trading account gains and fees | $-9,000 | 4,807 |
| Additional Noninterest Income | $2,826,000 | 921 |
| Total noninterest expense | $12,387,000 | 1,189 |
| Salaries and employee benefits | $5,778,000 | 1,159 |
| Premises and equipment expense | $1,771,000 | 1,180 |
| Additional noninterest expense | $4,838,000 | 1,149 |
| Pre-tax net operating income | $7,897,000 | 994 |
| Securities gains (losses) | $859,000 | 249 |
| Applicable income taxes | $2,281,000 | 1,127 |
| Income before extraordinary items | $6,475,000 | 862 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,475,000 | 861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,266 |
| Cash dividends | $6,200,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,839,340 | 924 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,280,000 | 1,237 |
| Total interest expense | $11,157,000 | 1,178 |
| Net interest income | $14,123,000 | 1,281 |
| Provision for loan and lease losses | $900,000 | 996 |
| Total noninterest income | $7,439,000 | 716 |
| Gross Fiduciary activities income | $1,445,000 | 436 |
| Service charges on deposit accounts | $1,278,000 | 1,039 |
| Trading account gains and fees | $-5,000 | 4,807 |
| Additional Noninterest Income | $4,721,000 | 661 |
| Total noninterest expense | $13,029,000 | 1,158 |
| Salaries and employee benefits | $5,834,000 | 1,164 |
| Premises and equipment expense | $1,464,000 | 1,427 |
| Additional noninterest expense | $5,731,000 | 1,047 |
| Pre-tax net operating income | $7,633,000 | 1,005 |
| Securities gains (losses) | $91,000 | 810 |
| Applicable income taxes | $1,889,000 | 1,268 |
| Income before extraordinary items | $5,835,000 | 894 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,835,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,407 |
| Cash dividends | $1,300,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,765,840 | 908 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,579,000 | 1,407 |
| Total interest expense | $8,495,000 | 1,572 |
| Net interest income | $14,084,000 | 1,279 |
| Provision for loan and lease losses | $800,000 | 1,514 |
| Total noninterest income | $5,403,000 | 924 |
| Gross Fiduciary activities income | $1,390,000 | 465 |
| Service charges on deposit accounts | $1,367,000 | 971 |
| Trading account gains and fees | $-8,000 | 5,079 |
| Additional Noninterest Income | $2,654,000 | 1,049 |
| Total noninterest expense | $11,459,000 | 1,348 |
| Salaries and employee benefits | $5,168,000 | 1,296 |
| Premises and equipment expense | $1,202,000 | 1,748 |
| Additional noninterest expense | $5,089,000 | 1,261 |
| Pre-tax net operating income | $7,228,000 | 987 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $1,662,000 | 1,430 |
| Income before extraordinary items | $5,605,000 | 929 |
| Extraordinary gains, net | $130,000 | 1,350 |
| Net income | $5,735,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 12,190 |
| Cash dividends | $7,100,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,574,970 | 882 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,310,000 | 1,503 |
| Total interest expense | $10,677,000 | 1,621 |
| Net interest income | $13,633,000 | 1,355 |
| Provision for loan and lease losses | $2,256,000 | 1,051 |
| Total noninterest income | $5,148,000 | 955 |
| Gross Fiduciary activities income | $1,413,000 | 457 |
| Service charges on deposit accounts | $1,313,000 | 985 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,422,000 | 1,101 |
| Total noninterest expense | $10,254,000 | 1,497 |
| Salaries and employee benefits | $4,632,000 | 1,432 |
| Premises and equipment expense | $1,101,000 | 1,915 |
| Additional noninterest expense | $4,521,000 | 1,460 |
| Pre-tax net operating income | $6,271,000 | 1,039 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $1,297,000 | 1,630 |
| Income before extraordinary items | $5,009,000 | 949 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,009,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $510,000 | 2,435 |
| Cash dividends | $3,200,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,981,350 | 872 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.