Home > The Owensboro National Bank > Net charge- offs to loans
The Owensboro National Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 6,015 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0090% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2265% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5061% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0590% | 1,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 6,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1275% | 1,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2384% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7278% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0131% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 4,905 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1081% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4294% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3537% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3136% | 1,050 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5462% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1039% | 277 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3084% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7914% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3100% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6840% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8492% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 5,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0264% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2602% | 1,053 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7555% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1304% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2075% | 3,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0829% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6483% | 303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1460% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2508% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 11,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0460% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0676% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0762% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2417% | 1,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1620% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9515% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2649% | 6,408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 1,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6839% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3276% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1459% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |