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The Owego National Bank, Nonaccrual 1- 4 Family Residential
| 1994-12-31 | Rank | |
| Secured by 1-4 family residential properties in nonaccrual status | $260,000 | 2,093 |
| Nonaccrual loans secured by 1-4 Family first liens | NA | NA |
| Nonaccrual loans secured by 1-4 Family junior liens | NA | NA |
| Nonaccrual home equity lines of credit | $14,000 | 656 |
| 1993-12-31 | Rank | |
| Secured by 1-4 family residential properties in nonaccrual status | $0 | 6,962 |
| Nonaccrual loans secured by 1-4 Family first liens | NA | NA |
| Nonaccrual loans secured by 1-4 Family junior liens | NA | NA |
| Nonaccrual home equity lines of credit | $0 | 772 |
| 1992-12-31 | Rank | |
| Secured by 1-4 family residential properties in nonaccrual status | $332,000 | 2,299 |
| Nonaccrual loans secured by 1-4 Family first liens | NA | NA |
| Nonaccrual loans secured by 1-4 Family junior liens | NA | NA |
| Nonaccrual home equity lines of credit | $0 | 832 |