Home > The Owego National Bank > Net Loans and Leases
The Owego National Bank, Net Loans and Leases
| 1994-12-31 | Rank | |
| Net loans and leases | $7,943,000 | 11,510 |
| Loan loss allowance | $100,000 | 11,542 |
| Total loans and leases | $8,043,000 | 11,525 |
| Unearned income | $142,000 | 4,546 |
| Loans and leases, gross | $8,043,000 | 11,525 |
| All real estate loans | $5,013,000 | 10,634 |
| Real estate loans in domestic offices | $5,013,000 | 10,634 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $470,000 | 10,606 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $237,000 | 6,004 |
| 1-4 family residential loans | $4,228,000 | 9,161 |
| Farmland loans | $78,000 | 7,962 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $106,000 | 7,159 |
| Commercial and industrial loans | $1,568,000 | 8,504 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,467,000 | 9,480 |
| Credit card loans | $312,000 | 3,307 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,155,000 | 9,920 |
| All other loans & leases | $31,000 | 8,250 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $31,000 | 5,791 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $100,000 | 2,687 |
| Non 1-4 family restructured loans & leases | $100,000 | 2,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $8,218,000 | 11,871 |
| Loan loss allowance | $100,000 | 12,097 |
| Total loans and leases | $8,318,000 | 11,893 |
| Unearned income | $116,000 | 5,300 |
| Loans and leases, gross | $8,318,000 | 11,893 |
| All real estate loans | $4,957,000 | 10,978 |
| Real estate loans in domestic offices | $4,957,000 | 10,978 |
| Construction and development loans | $52,000 | 9,682 |
| Commercial RE | $267,000 | 11,687 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $24,000 | 8,217 |
| 1-4 family residential loans | $4,559,000 | 9,222 |
| Farmland loans | $55,000 | 8,358 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $42,000 | 7,770 |
| Commercial and industrial loans | $1,952,000 | 8,054 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,471,000 | 9,803 |
| Credit card loans | $328,000 | 3,210 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,143,000 | 10,354 |
| All other loans & leases | $12,000 | 9,533 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $12,000 | 7,640 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $3,000 | 4,550 |
| Non 1-4 family restructured loans & leases | $3,000 | 4,550 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $9,252,000 | 11,923 |
| Loan loss allowance | $103,000 | 12,485 |
| Total loans and leases | $9,355,000 | 11,965 |
| Unearned income | $115,000 | 5,934 |
| Loans and leases, gross | $9,355,000 | 11,971 |
| All real estate loans | $5,446,000 | 11,012 |
| Real estate loans in domestic offices | $5,446,000 | 11,011 |
| Construction and development loans | $80,000 | 9,477 |
| Commercial RE | $394,000 | 11,658 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $112,000 | 7,214 |
| 1-4 family residential loans | $4,782,000 | 9,233 |
| Farmland loans | $78,000 | 8,311 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $16,000 | 8,216 |
| Commercial and industrial loans | $2,222,000 | 7,892 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,760,000 | 9,644 |
| Credit card loans | $375,000 | 3,033 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,385,000 | 10,256 |
| All other loans & leases | $26,000 | 9,125 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $26,000 | 6,473 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |