Home > The Owego National Bank > Assets and Liabilities
The Owego National Bank, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 20 | 8,087 |
Assets and Liabilities | ||
Total Assets: | $39,882,000 | 8,595 |
Cash and due from depository institutions | $2,895,000 | 8,087 |
Interest-bearing balances | $0 | 7,034 |
Securities | $27,638,000 | 4,576 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $7,943,000 | 11,510 |
Loan loss allowance | $100,000 | 11,542 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $193,000 | 10,754 |
Other real estate owned | $140,000 | 8,087 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,073,000 | 6,409 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $39,882,000 | 8,595 |
Total liabilities | $36,630,000 | 8,500 |
Total deposits | $36,534,000 | 8,275 |
Interest-bearing deposits | $30,743,000 | 8,322 |
Deposits held in domestic offices | $36,534,000 | 8,268 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $96,000 | 11,211 |
Total equity capital | $3,252,000 | 9,142 |
Total bank equity capital | $3,252,000 | 9,142 |
Perpetual preferred stock | $0 | 310 |
Common stock | $150,000 | 8,932 |
Surplus | $181,000 | 11,218 |
Undivided profits | $2,921,000 | 5,988 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $377,000 | 5,028 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $31,000 | 12,189 |
Earning assets | $35,581,000 | 8,669 |
Long-term assets (5+ years) | $383,000 | 10,302 |
Average Assets, year-to-date | $38,966,000 | 8,592 |
Average Assets, quarterly | $39,001,500 | 8,647 |
Volatile liabilities | $3,638,000 | 7,838 |
Insider loans | $10,000 | 10,997 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,442,000 | 8,340 |
Tier 1 (core) risk-based capital | $3,328,000 | 9,131 |
Tier 2 risk-based capital | $100,000 | 11,178 |
Total risk weighted assets | $8,735,600 | 11,520 |
Total unused commitments | $1,442,000 | 8,351 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 21 | 8,210 |
Assets and Liabilities | ||
Total Assets: | $38,301,000 | 9,066 |
Cash and due from depository institutions | $997,000 | 8,210 |
Interest-bearing balances | $0 | 7,655 |
Securities | $24,400,000 | 5,326 |
Federal funds sold & reverse repurchase agreements | $3,618,000 | 3,772 |
Net loans & leases | $8,218,000 | 11,871 |
Loan loss allowance | $100,000 | 12,097 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $245,000 | 10,741 |
Other real estate owned | $141,000 | 8,210 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $682,000 | 7,909 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $38,301,000 | 9,066 |
Total liabilities | $34,727,000 | 9,037 |
Total deposits | $34,537,000 | 8,893 |
Interest-bearing deposits | $28,385,000 | 9,064 |
Deposits held in domestic offices | $34,537,000 | 8,887 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $190,000 | 9,472 |
Total equity capital | $3,574,000 | 8,945 |
Total bank equity capital | $3,574,000 | 8,945 |
Perpetual preferred stock | $0 | 343 |
Common stock | $150,000 | 9,374 |
Surplus | $150,000 | 11,774 |
Undivided profits | $3,274,000 | 5,823 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $254,000 | 6,853 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $36,000 | 12,697 |
Earning assets | $36,236,000 | 8,868 |
Long-term assets (5+ years) | $3,524,000 | 7,387 |
Average Assets, year-to-date | $37,720,600 | 8,991 |
Average Assets, quarterly | $37,630,000 | 9,074 |
Volatile liabilities | $809,000 | 11,737 |
Insider loans | $12,000 | 11,424 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,376,000 | 8,510 |
Tier 1 (core) risk-based capital | $3,574,000 | 8,864 |
Tier 2 risk-based capital | $100,000 | 11,602 |
Total risk weighted assets | $10,808,200 | 11,475 |
Total unused commitments | $1,376,000 | 8,535 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 22 | 8,155 |
Assets and Liabilities | ||
Total Assets: | $37,501,000 | 9,343 |
Cash and due from depository institutions | $1,643,000 | 8,155 |
Interest-bearing balances | $0 | 8,059 |
Securities | $24,818,000 | 5,193 |
Federal funds sold & reverse repurchase agreements | $830,000 | 9,170 |
Net loans & leases | $9,252,000 | 11,923 |
Loan loss allowance | $103,000 | 12,485 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $282,000 | 10,703 |
Other real estate owned | $60,000 | 8,155 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $616,000 | 8,719 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $37,501,000 | 9,343 |
Total liabilities | $34,186,000 | 9,318 |
Total deposits | $33,928,000 | 9,204 |
Interest-bearing deposits | $25,574,000 | 9,823 |
Deposits held in domestic offices | $33,928,000 | 9,198 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $258,000 | 8,889 |
Total equity capital | $3,315,000 | 9,233 |
Total bank equity capital | $3,315,000 | 9,233 |
Perpetual preferred stock | $0 | 346 |
Common stock | $150,000 | 9,817 |
Surplus | $150,000 | 12,235 |
Undivided profits | $3,015,000 | 5,936 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $347,000 | 6,788 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $112,000 | 11,169 |
Earning assets | $34,900,000 | 9,201 |
Long-term assets (5+ years) | $968,000 | 10,302 |
Average Assets, year-to-date | $38,199,800 | 9,062 |
Average Assets, quarterly | $37,481,000 | 9,276 |
Volatile liabilities | $2,238,000 | 9,627 |
Insider loans | $13,000 | 8,699 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,323,000 | 8,466 |
Tier 1 (core) risk-based capital | $3,315,000 | 9,168 |
Tier 2 risk-based capital | $103,000 | 11,878 |
Total risk weighted assets | $10,988,800 | 11,785 |
Total unused commitments | $1,323,000 | 8,493 |
Derivatives | $0 | 651 |