The Overland Park Federal Savings and Loan Association, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$1,802,000	11,304
Total interest expense	$1,838,000	7,514
Net interest income	$-36,000	13,914
Provision for loan and lease losses	$257,000	4,518
Total noninterest income	$563,000	5,201
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$563,000	2,959
Total noninterest expense	$1,391,000	8,334
Salaries and employee benefits	$69,000	13,856
Premises and equipment expense	$38,000	13,134
Additional noninterest expense	$1,284,000	4,085
Pre-tax net operating income	$-1,121,000	13,501
Securities gains (losses)	$2,226,000	377
Applicable income taxes	$0	12,680
Income before extraordinary items	$1,105,000	4,114
Extraordinary gains, net	$-4,553,000	13,910
Net income	$-3,448,000	13,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$-948,000	13,876
Net operating income	$-1,121,000	13,509

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.