Home > The Overland National Bank of Grand Island > Income and Expense
The Overland National Bank of Grand Island, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,207,000 | 2,881 |
| Total interest expense | $6,058,000 | 2,430 |
| Net interest income | $5,149,000 | 3,365 |
| Provision for loan and lease losses | $306,000 | 2,596 |
| Total noninterest income | $1,000,000 | 3,092 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $414,000 | 3,132 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $586,000 | 2,670 |
| Total noninterest expense | $4,149,000 | 3,205 |
| Salaries and employee benefits | $2,156,000 | 3,203 |
| Premises and equipment expense | $558,000 | 3,455 |
| Additional noninterest expense | $1,435,000 | 2,967 |
| Pre-tax net operating income | $1,694,000 | 3,782 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $622,000 | 3,144 |
| Income before extraordinary items | $1,102,000 | 4,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,102,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,549 |
| Cash dividends | $125,000 | 5,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,082,800 | 4,154 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,630,000 | 3,041 |
| Total interest expense | $5,816,000 | 2,604 |
| Net interest income | $4,814,000 | 3,527 |
| Provision for loan and lease losses | $540,000 | 1,625 |
| Total noninterest income | $1,009,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $414,000 | 3,042 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $595,000 | 2,661 |
| Total noninterest expense | $3,889,000 | 3,291 |
| Salaries and employee benefits | $2,047,000 | 3,262 |
| Premises and equipment expense | $556,000 | 3,400 |
| Additional noninterest expense | $1,287,000 | 3,165 |
| Pre-tax net operating income | $1,394,000 | 4,413 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $518,000 | 3,747 |
| Income before extraordinary items | $877,000 | 4,911 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $877,000 | 4,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,517 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $877,000 | 4,824 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,952,000 | 3,250 |
| Total interest expense | $5,152,000 | 2,900 |
| Net interest income | $4,799,000 | 3,627 |
| Provision for loan and lease losses | $360,000 | 2,248 |
| Total noninterest income | $843,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $383,000 | 3,344 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $460,000 | 2,995 |
| Total noninterest expense | $3,327,000 | 3,768 |
| Salaries and employee benefits | $1,768,000 | 3,709 |
| Premises and equipment expense | $501,000 | 3,689 |
| Additional noninterest expense | $1,058,000 | 3,702 |
| Pre-tax net operating income | $1,956,000 | 3,610 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $707,000 | 3,213 |
| Income before extraordinary items | $1,236,000 | 3,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,236,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,743 |
| Cash dividends | $125,000 | 6,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,244,320 | 3,864 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 3,720 |
| Total interest expense | $4,419,000 | 3,372 |
| Net interest income | $4,276,000 | 4,058 |
| Provision for loan and lease losses | $553,000 | 1,616 |
| Total noninterest income | $837,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $415,000 | 3,238 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $422,000 | 3,286 |
| Total noninterest expense | $3,015,000 | 4,292 |
| Salaries and employee benefits | $1,490,000 | 4,334 |
| Premises and equipment expense | $519,000 | 3,663 |
| Additional noninterest expense | $1,006,000 | 4,386 |
| Pre-tax net operating income | $1,545,000 | 4,231 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $570,000 | 3,735 |
| Income before extraordinary items | $975,000 | 4,601 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $975,000 | 4,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 1,256 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $975,000 | 4,541 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,933,000 | 4,045 |
| Total interest expense | $4,147,000 | 3,575 |
| Net interest income | $3,785,000 | 4,529 |
| Provision for loan and lease losses | $250,000 | 2,552 |
| Total noninterest income | $805,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,004 |
| Total noninterest expense | $2,947,000 | 4,354 |
| Salaries and employee benefits | $1,474,000 | 4,352 |
| Premises and equipment expense | $461,000 | 4,038 |
| Additional noninterest expense | $1,012,000 | 4,311 |
| Pre-tax net operating income | $1,394,000 | 4,706 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $518,000 | 4,089 |
| Income before extraordinary items | $909,000 | 4,950 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $909,000 | 4,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,687 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $887,880 | 5,036 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 4,529 |
| Total interest expense | $2,790,000 | 4,223 |
| Net interest income | $3,698,000 | 4,703 |
| Provision for loan and lease losses | $152,000 | 3,572 |
| Total noninterest income | $626,000 | 4,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,158 |
| Total noninterest expense | $2,841,000 | 4,624 |
| Salaries and employee benefits | $1,413,000 | 4,514 |
| Premises and equipment expense | $473,000 | 3,984 |
| Additional noninterest expense | $954,000 | 4,907 |
| Pre-tax net operating income | $1,332,000 | 4,849 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $479,000 | 4,186 |
| Income before extraordinary items | $877,000 | 5,019 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $877,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $860,750 | 5,126 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 4,766 |
| Total interest expense | $2,669,000 | 4,550 |
| Net interest income | $3,609,000 | 4,822 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $638,000 | 4,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 4,101 |
| Total noninterest expense | $2,876,000 | 4,682 |
| Salaries and employee benefits | $1,382,000 | 4,612 |
| Premises and equipment expense | $489,000 | 3,942 |
| Additional noninterest expense | $1,005,000 | 4,900 |
| Pre-tax net operating income | $1,231,000 | 5,091 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $424,000 | 4,798 |
| Income before extraordinary items | $827,000 | 5,425 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $827,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $813,140 | 5,256 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,604,000 | 5,068 |
| Total interest expense | $3,046,000 | 5,089 |
| Net interest income | $3,557,000 | 4,937 |
| Provision for loan and lease losses | $152,000 | 6,039 |
| Total noninterest income | $605,000 | 4,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $319,000 | 4,258 |
| Total noninterest expense | $2,611,000 | 5,105 |
| Salaries and employee benefits | $1,278,000 | 4,899 |
| Premises and equipment expense | $407,000 | 4,729 |
| Additional noninterest expense | $926,000 | 5,390 |
| Pre-tax net operating income | $1,399,000 | 4,314 |
| Securities gains (losses) | $336,000 | 1,428 |
| Applicable income taxes | $587,000 | 3,489 |
| Income before extraordinary items | $1,148,000 | 3,970 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,148,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $650,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $926,240 | 4,495 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.