Home > The Otwell State Bank > Income and Expense
The Otwell State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 12,043 |
| Total interest expense | $472,000 | 11,826 |
| Net interest income | $651,000 | 12,037 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 10,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $459,000 | 12,370 |
| Salaries and employee benefits | $232,000 | 12,358 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $178,000 | 12,046 |
| Pre-tax net operating income | $153,000 | 11,450 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $87,000 | 10,051 |
| Income before extraordinary items | $66,000 | 12,126 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $66,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $66,000 | 11,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 12,449 |
| Total interest expense | $559,000 | 12,492 |
| Net interest income | $717,000 | 12,250 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $430,000 | 13,021 |
| Salaries and employee benefits | $203,000 | 13,128 |
| Premises and equipment expense | $50,000 | 12,683 |
| Additional noninterest expense | $177,000 | 12,569 |
| Pre-tax net operating income | $278,000 | 10,352 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $84,000 | 10,333 |
| Income before extraordinary items | $194,000 | 10,678 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $194,000 | 10,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $194,000 | 10,340 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.