Home > The Otwell State Bank > Assets and Liabilities
The Otwell State Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $15,766,000 | 12,219 |
| Cash and due from depository institutions | $2,400,000 | 11,619 |
| Interest-bearing balances | $2,096,000 | 2,315 |
| Securities | $2,899,000 | 12,205 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,475 |
| Net loans & leases | $8,971,000 | 11,645 |
| Loan loss allowance | $232,000 | 9,682 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $110,000 | 12,079 |
| Other real estate owned | $7,000 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $279,000 | 11,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,766,000 | 12,219 |
| Total liabilities | $13,697,000 | 12,286 |
| Total deposits | $13,626,000 | 12,220 |
| Interest-bearing deposits | $12,224,000 | 12,081 |
| Deposits held in domestic offices | $13,626,000 | 12,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $71,000 | 12,259 |
| Total equity capital | $2,069,000 | 11,228 |
| Total bank equity capital | $2,069,000 | 11,228 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $900,000 | 8,658 |
| Undivided profits | $969,000 | 9,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 11,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $139,000 | 9,805 |
| Earning assets | $15,066,000 | 12,089 |
| Long-term assets (5+ years) | $603,000 | 10,509 |
| Average Assets, year-to-date | $15,694,800 | 12,181 |
| Average Assets, quarterly | $15,874,000 | 12,180 |
| Volatile liabilities | $1,266,000 | 10,884 |
| Insider loans | $371,000 | 6,640 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $742,000 | 9,857 |
| Tier 1 (core) risk-based capital | $2,069,000 | 11,190 |
| Tier 2 risk-based capital | $121,160 | 11,116 |
| Total risk weighted assets | $9,582,160 | 11,779 |
| Total unused commitments | $742,000 | 9,882 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $15,652,000 | 12,743 |
| Cash and due from depository institutions | $1,921,000 | 12,845 |
| Interest-bearing balances | $1,399,000 | 3,261 |
| Securities | $3,050,000 | 12,556 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 8,857 |
| Net loans & leases | $9,359,000 | 11,894 |
| Loan loss allowance | $151,000 | 11,493 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $120,000 | 12,469 |
| Other real estate owned | $8,000 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $244,000 | 12,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,652,000 | 12,743 |
| Total liabilities | $13,663,000 | 12,805 |
| Total deposits | $13,563,000 | 12,751 |
| Interest-bearing deposits | $12,334,000 | 12,548 |
| Deposits held in domestic offices | $13,563,000 | 12,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $100,000 | 12,322 |
| Total equity capital | $1,989,000 | 11,500 |
| Total bank equity capital | $1,989,000 | 11,500 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $900,000 | 8,743 |
| Undivided profits | $889,000 | 9,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 12,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $143,000 | 10,228 |
| Earning assets | $14,758,000 | 12,595 |
| Long-term assets (5+ years) | $520,000 | 10,975 |
| Average Assets, year-to-date | $15,276,000 | 12,724 |
| Average Assets, quarterly | $15,384,000 | 12,750 |
| Volatile liabilities | $1,065,000 | 11,663 |
| Insider loans | $2,000 | 9,365 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $790,000 | 9,692 |
| Tier 1 (core) risk-based capital | $1,989,000 | 11,456 |
| Tier 2 risk-based capital | $122,480 | 11,390 |
| Total risk weighted assets | $9,769,680 | 12,159 |
| Total unused commitments | $790,000 | 9,719 |
| Derivatives | $0 | 651 |