Home > The Oneida Savings Bank > Income and Expense
The Oneida Savings Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,042,000 | 1,134 |
| Total interest expense | $1,733,000 | 1,211 |
| Net interest income | $15,309,000 | 1,116 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $24,320,000 | 287 |
| Gross Fiduciary activities income | $322,000 | 634 |
| Service charges on deposit accounts | $2,089,000 | 477 |
| Trading account gains and fees | $58,000 | 126 |
| Additional Noninterest Income | $21,851,000 | 242 |
| Total noninterest expense | $34,724,000 | 476 |
| Salaries and employee benefits | $21,784,000 | 419 |
| Premises and equipment expense | $3,209,000 | 581 |
| Additional noninterest expense | $9,731,000 | 527 |
| Pre-tax net operating income | $4,905,000 | 1,300 |
| Securities gains (losses) | $138,000 | 826 |
| Applicable income taxes | $1,535,000 | 1,015 |
| Income before extraordinary items | $3,508,000 | 1,437 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,502,000 | 1,440 |
| Minority interest net income | $6,000 | 69 |
| Net income of bank and minority interests. | $3,508,000 | 1,438 |
| Net charge-offs | $60,000 | 2,634 |
| Cash dividends | $2,000,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,411,400 | 1,440 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,415,000 | 1,127 |
| Total interest expense | $1,194,000 | 1,184 |
| Net interest income | $10,221,000 | 1,120 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $16,568,000 | 290 |
| Gross Fiduciary activities income | $213,000 | 645 |
| Service charges on deposit accounts | $1,377,000 | 474 |
| Trading account gains and fees | $22,000 | 136 |
| Additional Noninterest Income | $14,956,000 | 239 |
| Total noninterest expense | $23,359,000 | 470 |
| Salaries and employee benefits | $14,550,000 | 424 |
| Premises and equipment expense | $2,023,000 | 627 |
| Additional noninterest expense | $6,786,000 | 510 |
| Pre-tax net operating income | $3,430,000 | 1,228 |
| Securities gains (losses) | $222,000 | 485 |
| Applicable income taxes | $1,056,000 | 984 |
| Income before extraordinary items | $2,596,000 | 1,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,594,000 | 1,308 |
| Minority interest net income | $2,000 | 70 |
| Net income of bank and minority interests. | $2,596,000 | 1,306 |
| Net charge-offs | $43,000 | 2,441 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,438,380 | 1,331 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 1,114 |
| Total interest expense | $599,000 | 1,178 |
| Net interest income | $5,173,000 | 1,102 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $8,661,000 | 275 |
| Gross Fiduciary activities income | $105,000 | 642 |
| Service charges on deposit accounts | $684,000 | 471 |
| Trading account gains and fees | $242,000 | 79 |
| Additional Noninterest Income | $7,630,000 | 223 |
| Total noninterest expense | $11,216,000 | 485 |
| Salaries and employee benefits | $7,445,000 | 416 |
| Premises and equipment expense | $991,000 | 646 |
| Additional noninterest expense | $2,780,000 | 603 |
| Pre-tax net operating income | $2,618,000 | 826 |
| Securities gains (losses) | $146,000 | 450 |
| Applicable income taxes | $712,000 | 791 |
| Income before extraordinary items | $2,052,000 | 853 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,046,000 | 854 |
| Minority interest net income | $6,000 | 57 |
| Net income of bank and minority interests. | $2,052,000 | 853 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,943,960 | 856 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,561,000 | 1,136 |
| Total interest expense | $2,636,000 | 1,125 |
| Net interest income | $19,925,000 | 1,131 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $30,588,000 | 279 |
| Gross Fiduciary activities income | $409,000 | 648 |
| Service charges on deposit accounts | $2,831,000 | 486 |
| Trading account gains and fees | $-1,163,000 | 6,499 |
| Additional Noninterest Income | $28,511,000 | 218 |
| Total noninterest expense | $45,410,000 | 470 |
| Salaries and employee benefits | $30,744,000 | 391 |
| Premises and equipment expense | $3,770,000 | 652 |
| Additional noninterest expense | $10,896,000 | 614 |
| Pre-tax net operating income | $4,603,000 | 1,637 |
| Securities gains (losses) | $2,452,000 | 95 |
| Applicable income taxes | $1,638,000 | 1,131 |
| Income before extraordinary items | $5,417,000 | 1,213 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,411,000 | 1,211 |
| Minority interest net income | $6,000 | 75 |
| Net income of bank and minority interests. | $5,417,000 | 1,212 |
| Net charge-offs | $108,000 | 3,113 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,528,960 | 1,722 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,831,000 | 1,150 |
| Total interest expense | $1,996,000 | 1,125 |
| Net interest income | $14,835,000 | 1,145 |
| Provision for loan and lease losses | $470,000 | 1,199 |
| Total noninterest income | $22,980,000 | 277 |
| Gross Fiduciary activities income | $290,000 | 655 |
| Service charges on deposit accounts | $2,118,000 | 489 |
| Trading account gains and fees | $-685,000 | 6,578 |
| Additional Noninterest Income | $21,257,000 | 211 |
| Total noninterest expense | $32,635,000 | 482 |
| Salaries and employee benefits | $21,762,000 | 398 |
| Premises and equipment expense | $2,831,000 | 647 |
| Additional noninterest expense | $8,042,000 | 616 |
| Pre-tax net operating income | $4,710,000 | 1,276 |
| Securities gains (losses) | $2,116,000 | 83 |
| Applicable income taxes | $1,745,000 | 892 |
| Income before extraordinary items | $5,081,000 | 982 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,075,000 | 982 |
| Minority interest net income | $6,000 | 71 |
| Net income of bank and minority interests. | $5,081,000 | 981 |
| Net charge-offs | $89,000 | 2,797 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,515,160 | 1,349 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,148,000 | 1,151 |
| Total interest expense | $1,340,000 | 1,116 |
| Net interest income | $9,808,000 | 1,143 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $17,005,000 | 257 |
| Gross Fiduciary activities income | $191,000 | 664 |
| Service charges on deposit accounts | $1,389,000 | 489 |
| Trading account gains and fees | $823,000 | 68 |
| Additional Noninterest Income | $14,602,000 | 204 |
| Total noninterest expense | $21,848,000 | 476 |
| Salaries and employee benefits | $14,460,000 | 394 |
| Premises and equipment expense | $1,961,000 | 628 |
| Additional noninterest expense | $5,427,000 | 601 |
| Pre-tax net operating income | $4,765,000 | 855 |
| Securities gains (losses) | $73,000 | 959 |
| Applicable income taxes | $1,319,000 | 780 |
| Income before extraordinary items | $3,519,000 | 918 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,516,000 | 919 |
| Minority interest net income | $3,000 | 73 |
| Net income of bank and minority interests. | $3,519,000 | 918 |
| Net charge-offs | $37,000 | 3,024 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,465,710 | 920 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 1,176 |
| Total interest expense | $653,000 | 1,149 |
| Net interest income | $4,786,000 | 1,171 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $8,793,000 | 253 |
| Gross Fiduciary activities income | $96,000 | 662 |
| Service charges on deposit accounts | $683,000 | 486 |
| Trading account gains and fees | $810,000 | 58 |
| Additional Noninterest Income | $7,204,000 | 204 |
| Total noninterest expense | $10,750,000 | 492 |
| Salaries and employee benefits | $7,158,000 | 405 |
| Premises and equipment expense | $1,035,000 | 609 |
| Additional noninterest expense | $2,557,000 | 641 |
| Pre-tax net operating income | $2,729,000 | 739 |
| Securities gains (losses) | $46,000 | 677 |
| Applicable income taxes | $762,000 | 688 |
| Income before extraordinary items | $2,013,000 | 776 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,010,000 | 780 |
| Minority interest net income | $3,000 | 57 |
| Net income of bank and minority interests. | $2,013,000 | 777 |
| Net charge-offs | $19,000 | 2,514 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,979,420 | 770 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,337,000 | 1,155 |
| Total interest expense | $2,607,000 | 1,289 |
| Net interest income | $19,730,000 | 1,107 |
| Provision for loan and lease losses | $500,000 | 1,831 |
| Total noninterest income | $30,815,000 | 290 |
| Gross Fiduciary activities income | $374,000 | 663 |
| Service charges on deposit accounts | $2,801,000 | 499 |
| Trading account gains and fees | $1,935,000 | 64 |
| Additional Noninterest Income | $25,705,000 | 240 |
| Total noninterest expense | $41,543,000 | 503 |
| Salaries and employee benefits | $27,399,000 | 413 |
| Premises and equipment expense | $3,855,000 | 636 |
| Additional noninterest expense | $10,289,000 | 676 |
| Pre-tax net operating income | $8,502,000 | 908 |
| Securities gains (losses) | $557,000 | 409 |
| Applicable income taxes | $2,654,000 | 728 |
| Income before extraordinary items | $6,405,000 | 966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,399,000 | 969 |
| Minority interest net income | $6,000 | 81 |
| Net income of bank and minority interests. | $6,405,000 | 969 |
| Net charge-offs | $166,000 | 3,226 |
| Cash dividends | $3,300,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,009,530 | 1,006 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,635,000 | 1,162 |
| Total interest expense | $1,937,000 | 1,349 |
| Net interest income | $14,698,000 | 1,120 |
| Provision for loan and lease losses | $380,000 | 1,829 |
| Total noninterest income | $22,586,000 | 309 |
| Gross Fiduciary activities income | $276,000 | 670 |
| Service charges on deposit accounts | $2,090,000 | 500 |
| Trading account gains and fees | $1,251,000 | 67 |
| Additional Noninterest Income | $18,969,000 | 253 |
| Total noninterest expense | $30,967,000 | 505 |
| Salaries and employee benefits | $20,368,000 | 420 |
| Premises and equipment expense | $2,969,000 | 625 |
| Additional noninterest expense | $7,630,000 | 678 |
| Pre-tax net operating income | $5,937,000 | 977 |
| Securities gains (losses) | $542,000 | 380 |
| Applicable income taxes | $1,735,000 | 839 |
| Income before extraordinary items | $4,744,000 | 981 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $4,738,000 | 986 |
| Minority interest net income | $6,000 | 77 |
| Net income of bank and minority interests. | $4,744,000 | 984 |
| Net charge-offs | $86,000 | 3,402 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,348,340 | 1,054 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,035,000 | 1,161 |
| Total interest expense | $1,300,000 | 1,374 |
| Net interest income | $9,735,000 | 1,116 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $15,426,000 | 307 |
| Gross Fiduciary activities income | $187,000 | 667 |
| Service charges on deposit accounts | $1,383,000 | 493 |
| Trading account gains and fees | $1,124,000 | 64 |
| Additional Noninterest Income | $12,732,000 | 260 |
| Total noninterest expense | $20,311,000 | 513 |
| Salaries and employee benefits | $13,336,000 | 430 |
| Premises and equipment expense | $1,981,000 | 628 |
| Additional noninterest expense | $4,994,000 | 688 |
| Pre-tax net operating income | $4,650,000 | 824 |
| Securities gains (losses) | $267,000 | 611 |
| Applicable income taxes | $1,301,000 | 750 |
| Income before extraordinary items | $3,616,000 | 865 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,613,000 | 866 |
| Minority interest net income | $3,000 | 74 |
| Net income of bank and minority interests. | $3,616,000 | 867 |
| Net charge-offs | $34,000 | 3,652 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,418,420 | 869 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 1,175 |
| Total interest expense | $642,000 | 1,440 |
| Net interest income | $4,836,000 | 1,131 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $7,959,000 | 294 |
| Gross Fiduciary activities income | $88,000 | 685 |
| Service charges on deposit accounts | $680,000 | 497 |
| Trading account gains and fees | $819,000 | 55 |
| Additional Noninterest Income | $6,372,000 | 261 |
| Total noninterest expense | $9,987,000 | 530 |
| Salaries and employee benefits | $6,610,000 | 434 |
| Premises and equipment expense | $963,000 | 651 |
| Additional noninterest expense | $2,414,000 | 713 |
| Pre-tax net operating income | $2,708,000 | 713 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $706,000 | 693 |
| Income before extraordinary items | $2,006,000 | 779 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,003,000 | 781 |
| Minority interest net income | $3,000 | 69 |
| Net income of bank and minority interests. | $2,006,000 | 781 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,003,040 | 742 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $22,662,000 | 1,179 |
| Total interest expense | $3,174,000 | 1,404 |
| Net interest income | $19,488,000 | 1,122 |
| Provision for loan and lease losses | $740,000 | 2,191 |
| Total noninterest income | $25,055,000 | 359 |
| Gross Fiduciary activities income | $328,000 | 686 |
| Service charges on deposit accounts | $2,593,000 | 552 |
| Trading account gains and fees | $731,000 | 74 |
| Additional Noninterest Income | $21,403,000 | 294 |
| Total noninterest expense | $36,329,000 | 575 |
| Salaries and employee benefits | $23,976,000 | 454 |
| Premises and equipment expense | $3,532,000 | 684 |
| Additional noninterest expense | $8,821,000 | 793 |
| Pre-tax net operating income | $7,474,000 | 956 |
| Securities gains (losses) | $796,000 | 655 |
| Applicable income taxes | $2,252,000 | 793 |
| Income before extraordinary items | $6,018,000 | 1,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,012,000 | 1,003 |
| Minority interest net income | $6,000 | 83 |
| Net income of bank and minority interests. | $6,018,000 | 1,002 |
| Net charge-offs | $863,000 | 1,973 |
| Cash dividends | $5,000,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,436,920 | 1,032 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $17,109,000 | 1,192 |
| Total interest expense | $2,431,000 | 1,435 |
| Net interest income | $14,678,000 | 1,135 |
| Provision for loan and lease losses | $480,000 | 2,323 |
| Total noninterest income | $17,818,000 | 371 |
| Gross Fiduciary activities income | $247,000 | 682 |
| Service charges on deposit accounts | $1,921,000 | 564 |
| Trading account gains and fees | $531,000 | 75 |
| Additional Noninterest Income | $15,119,000 | 299 |
| Total noninterest expense | $26,803,000 | 585 |
| Salaries and employee benefits | $17,607,000 | 459 |
| Premises and equipment expense | $2,646,000 | 688 |
| Additional noninterest expense | $6,550,000 | 793 |
| Pre-tax net operating income | $5,213,000 | 1,031 |
| Securities gains (losses) | $422,000 | 860 |
| Applicable income taxes | $1,495,000 | 919 |
| Income before extraordinary items | $4,140,000 | 1,105 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,146,000 | 1,103 |
| Minority interest net income | $-6,000 | 7,160 |
| Net income of bank and minority interests. | $4,140,000 | 1,106 |
| Net charge-offs | $739,000 | 1,759 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,831,940 | 1,107 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,434,000 | 1,200 |
| Total interest expense | $1,645,000 | 1,471 |
| Net interest income | $9,789,000 | 1,138 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $13,811,000 | 328 |
| Gross Fiduciary activities income | $163,000 | 693 |
| Service charges on deposit accounts | $1,274,000 | 561 |
| Trading account gains and fees | $677,000 | 66 |
| Additional Noninterest Income | $11,697,000 | 270 |
| Total noninterest expense | $17,950,000 | 579 |
| Salaries and employee benefits | $11,820,000 | 456 |
| Premises and equipment expense | $1,779,000 | 685 |
| Additional noninterest expense | $4,351,000 | 805 |
| Pre-tax net operating income | $5,350,000 | 690 |
| Securities gains (losses) | $157,000 | 1,288 |
| Applicable income taxes | $1,459,000 | 656 |
| Income before extraordinary items | $4,048,000 | 757 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,045,000 | 757 |
| Minority interest net income | $3,000 | 78 |
| Net income of bank and minority interests. | $4,048,000 | 757 |
| Net charge-offs | $694,000 | 1,464 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,931,820 | 727 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 1,213 |
| Total interest expense | $827,000 | 1,525 |
| Net interest income | $4,866,000 | 1,140 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $7,181,000 | 316 |
| Gross Fiduciary activities income | $83,000 | 697 |
| Service charges on deposit accounts | $632,000 | 560 |
| Trading account gains and fees | $436,000 | 67 |
| Additional Noninterest Income | $6,030,000 | 265 |
| Total noninterest expense | $9,205,000 | 559 |
| Salaries and employee benefits | $6,022,000 | 436 |
| Premises and equipment expense | $885,000 | 690 |
| Additional noninterest expense | $2,298,000 | 749 |
| Pre-tax net operating income | $2,692,000 | 691 |
| Securities gains (losses) | $97,000 | 926 |
| Applicable income taxes | $728,000 | 640 |
| Income before extraordinary items | $2,061,000 | 731 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,058,000 | 733 |
| Minority interest net income | $3,000 | 67 |
| Net income of bank and minority interests. | $2,061,000 | 732 |
| Net charge-offs | $43,000 | 3,131 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,989,220 | 714 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,748,000 | 1,201 |
| Total interest expense | $4,023,000 | 1,507 |
| Net interest income | $19,725,000 | 1,131 |
| Provision for loan and lease losses | $1,050,000 | 2,344 |
| Total noninterest income | $24,552,000 | 316 |
| Gross Fiduciary activities income | $298,000 | 664 |
| Service charges on deposit accounts | $2,609,000 | 569 |
| Trading account gains and fees | $199,000 | 97 |
| Additional Noninterest Income | $21,446,000 | 254 |
| Total noninterest expense | $34,876,000 | 573 |
| Salaries and employee benefits | $22,810,000 | 436 |
| Premises and equipment expense | $3,451,000 | 721 |
| Additional noninterest expense | $8,615,000 | 831 |
| Pre-tax net operating income | $8,351,000 | 734 |
| Securities gains (losses) | $58,000 | 2,480 |
| Applicable income taxes | $2,160,000 | 735 |
| Income before extraordinary items | $6,249,000 | 787 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,057,000 | 817 |
| Minority interest net income | $192,000 | 55 |
| Net income of bank and minority interests. | $6,249,000 | 787 |
| Net charge-offs | $2,427,000 | 1,387 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,206,080 | 770 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,982,000 | 1,205 |
| Total interest expense | $3,127,000 | 1,506 |
| Net interest income | $14,855,000 | 1,131 |
| Provision for loan and lease losses | $1,000,000 | 1,957 |
| Total noninterest income | $17,936,000 | 323 |
| Gross Fiduciary activities income | $225,000 | 652 |
| Service charges on deposit accounts | $1,940,000 | 574 |
| Trading account gains and fees | $158,000 | 102 |
| Additional Noninterest Income | $15,613,000 | 254 |
| Total noninterest expense | $26,106,000 | 576 |
| Salaries and employee benefits | $16,802,000 | 436 |
| Premises and equipment expense | $2,560,000 | 740 |
| Additional noninterest expense | $6,744,000 | 788 |
| Pre-tax net operating income | $5,685,000 | 818 |
| Securities gains (losses) | $-28,000 | 7,088 |
| Applicable income taxes | $1,521,000 | 783 |
| Income before extraordinary items | $4,136,000 | 926 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,328,000 | 885 |
| Minority interest net income | $-192,000 | 7,431 |
| Net income of bank and minority interests. | $4,136,000 | 926 |
| Net charge-offs | $2,175,000 | 1,161 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,156,440 | 880 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,005,000 | 1,214 |
| Total interest expense | $2,181,000 | 1,502 |
| Net interest income | $9,824,000 | 1,139 |
| Provision for loan and lease losses | $950,000 | 1,536 |
| Total noninterest income | $13,007,000 | 307 |
| Gross Fiduciary activities income | $157,000 | 654 |
| Service charges on deposit accounts | $1,268,000 | 585 |
| Trading account gains and fees | $823,000 | 69 |
| Additional Noninterest Income | $10,759,000 | 261 |
| Total noninterest expense | $17,126,000 | 593 |
| Salaries and employee benefits | $11,219,000 | 437 |
| Premises and equipment expense | $1,742,000 | 730 |
| Additional noninterest expense | $4,165,000 | 875 |
| Pre-tax net operating income | $4,755,000 | 665 |
| Securities gains (losses) | $-208,000 | 7,385 |
| Applicable income taxes | $1,105,000 | 704 |
| Income before extraordinary items | $3,442,000 | 747 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,314,000 | 764 |
| Minority interest net income | $128,000 | 54 |
| Net income of bank and minority interests. | $3,442,000 | 747 |
| Net charge-offs | $2,156,000 | 872 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,600,080 | 686 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 1,225 |
| Total interest expense | $1,159,000 | 1,470 |
| Net interest income | $4,826,000 | 1,162 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $6,387,000 | 317 |
| Gross Fiduciary activities income | $75,000 | 666 |
| Service charges on deposit accounts | $598,000 | 603 |
| Trading account gains and fees | $430,000 | 71 |
| Additional Noninterest Income | $5,284,000 | 268 |
| Total noninterest expense | $8,631,000 | 587 |
| Salaries and employee benefits | $5,551,000 | 450 |
| Premises and equipment expense | $962,000 | 675 |
| Additional noninterest expense | $2,118,000 | 843 |
| Pre-tax net operating income | $2,182,000 | 722 |
| Securities gains (losses) | $-224,000 | 7,472 |
| Applicable income taxes | $436,000 | 824 |
| Income before extraordinary items | $1,522,000 | 819 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,458,000 | 844 |
| Minority interest net income | $64,000 | 54 |
| Net income of bank and minority interests. | $1,522,000 | 819 |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,696,720 | 734 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $23,766,000 | 1,295 |
| Total interest expense | $5,681,000 | 1,464 |
| Net interest income | $18,085,000 | 1,246 |
| Provision for loan and lease losses | $1,650,000 | 2,328 |
| Total noninterest income | $22,663,000 | 360 |
| Gross Fiduciary activities income | $309,000 | 664 |
| Service charges on deposit accounts | $2,635,000 | 571 |
| Trading account gains and fees | $103,000 | 126 |
| Additional Noninterest Income | $19,616,000 | 284 |
| Total noninterest expense | $33,085,000 | 623 |
| Salaries and employee benefits | $21,563,000 | 461 |
| Premises and equipment expense | $3,923,000 | 660 |
| Additional noninterest expense | $7,599,000 | 974 |
| Pre-tax net operating income | $6,013,000 | 869 |
| Securities gains (losses) | $-901,000 | 7,495 |
| Applicable income taxes | $1,055,000 | 1,172 |
| Income before extraordinary items | $4,057,000 | 1,071 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,859,000 | 1,127 |
| Minority interest net income | $198,000 | 61 |
| Net income of bank and minority interests. | $4,057,000 | 1,074 |
| Net charge-offs | $274,000 | 4,420 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $4,768,790 | 879 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,782,000 | 1,316 |
| Total interest expense | $4,426,000 | 1,466 |
| Net interest income | $13,356,000 | 1,273 |
| Provision for loan and lease losses | $1,350,000 | 2,120 |
| Total noninterest income | $16,195,000 | 362 |
| Gross Fiduciary activities income | $224,000 | 659 |
| Service charges on deposit accounts | $1,964,000 | 584 |
| Trading account gains and fees | $-315,000 | 7,739 |
| Additional Noninterest Income | $14,322,000 | 278 |
| Total noninterest expense | $24,558,000 | 615 |
| Salaries and employee benefits | $15,952,000 | 460 |
| Premises and equipment expense | $2,914,000 | 665 |
| Additional noninterest expense | $5,692,000 | 941 |
| Pre-tax net operating income | $3,643,000 | 1,116 |
| Securities gains (losses) | $-413,000 | 7,581 |
| Applicable income taxes | $743,000 | 1,275 |
| Income before extraordinary items | $2,487,000 | 1,341 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,339,000 | 1,426 |
| Minority interest net income | $148,000 | 63 |
| Net income of bank and minority interests. | $2,487,000 | 1,345 |
| Net charge-offs | $152,000 | 4,491 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,805,010 | 1,147 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,764,000 | 1,343 |
| Total interest expense | $3,032,000 | 1,477 |
| Net interest income | $8,732,000 | 1,303 |
| Provision for loan and lease losses | $700,000 | 2,366 |
| Total noninterest income | $10,645,000 | 358 |
| Gross Fiduciary activities income | $152,000 | 658 |
| Service charges on deposit accounts | $1,334,000 | 574 |
| Trading account gains and fees | $-724,000 | 7,816 |
| Additional Noninterest Income | $9,883,000 | 268 |
| Total noninterest expense | $16,298,000 | 618 |
| Salaries and employee benefits | $10,506,000 | 463 |
| Premises and equipment expense | $1,985,000 | 657 |
| Additional noninterest expense | $3,807,000 | 934 |
| Pre-tax net operating income | $2,379,000 | 1,120 |
| Securities gains (losses) | $-300,000 | 7,640 |
| Applicable income taxes | $449,000 | 1,329 |
| Income before extraordinary items | $1,630,000 | 1,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,502,000 | 1,470 |
| Minority interest net income | $128,000 | 56 |
| Net income of bank and minority interests. | $1,630,000 | 1,358 |
| Net charge-offs | $149,000 | 3,836 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,864,000 | 1,155 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,837,000 | 1,391 |
| Total interest expense | $1,556,000 | 1,519 |
| Net interest income | $4,281,000 | 1,338 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $5,883,000 | 336 |
| Gross Fiduciary activities income | $80,000 | 655 |
| Service charges on deposit accounts | $622,000 | 613 |
| Trading account gains and fees | $140,000 | 91 |
| Additional Noninterest Income | $5,041,000 | 267 |
| Total noninterest expense | $8,223,000 | 617 |
| Salaries and employee benefits | $5,270,000 | 457 |
| Premises and equipment expense | $1,011,000 | 657 |
| Additional noninterest expense | $1,942,000 | 918 |
| Pre-tax net operating income | $1,541,000 | 872 |
| Securities gains (losses) | $-681,000 | 7,853 |
| Applicable income taxes | $198,000 | 1,439 |
| Income before extraordinary items | $662,000 | 1,647 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $662,000 | 1,648 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $662,000 | 1,649 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,186,370 | 899 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,075,000 | 1,364 |
| Total interest expense | $7,574,000 | 1,553 |
| Net interest income | $17,501,000 | 1,279 |
| Provision for loan and lease losses | $760,000 | 3,914 |
| Total noninterest income | $22,418,000 | 363 |
| Gross Fiduciary activities income | $313,000 | 659 |
| Service charges on deposit accounts | $2,616,000 | 636 |
| Trading account gains and fees | $1,725,000 | 78 |
| Additional Noninterest Income | $17,764,000 | 295 |
| Total noninterest expense | $32,017,000 | 659 |
| Salaries and employee benefits | $20,416,000 | 472 |
| Premises and equipment expense | $4,017,000 | 659 |
| Additional noninterest expense | $7,584,000 | 1,025 |
| Pre-tax net operating income | $7,142,000 | 608 |
| Securities gains (losses) | $-1,507,000 | 7,770 |
| Applicable income taxes | $1,331,000 | 778 |
| Income before extraordinary items | $4,304,000 | 798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,304,000 | 796 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,304,000 | 798 |
| Net charge-offs | $483,000 | 3,840 |
| Cash dividends | $2,000,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,449,320 | 619 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $18,761,000 | 1,396 |
| Total interest expense | $5,898,000 | 1,568 |
| Net interest income | $12,863,000 | 1,297 |
| Provision for loan and lease losses | $560,000 | 3,630 |
| Total noninterest income | $16,524,000 | 375 |
| Gross Fiduciary activities income | $234,000 | 658 |
| Service charges on deposit accounts | $1,906,000 | 657 |
| Trading account gains and fees | $1,308,000 | 87 |
| Additional Noninterest Income | $13,076,000 | 303 |
| Total noninterest expense | $23,879,000 | 661 |
| Salaries and employee benefits | $15,189,000 | 493 |
| Premises and equipment expense | $3,007,000 | 680 |
| Additional noninterest expense | $5,683,000 | 993 |
| Pre-tax net operating income | $4,948,000 | 683 |
| Securities gains (losses) | $-874,000 | 7,842 |
| Applicable income taxes | $1,100,000 | 784 |
| Income before extraordinary items | $2,974,000 | 915 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,974,000 | 916 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,974,000 | 916 |
| Net charge-offs | $309,000 | 3,665 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,612,020 | 740 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,505,000 | 1,421 |
| Total interest expense | $4,107,000 | 1,589 |
| Net interest income | $8,398,000 | 1,325 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $11,045,000 | 371 |
| Gross Fiduciary activities income | $153,000 | 668 |
| Service charges on deposit accounts | $1,261,000 | 659 |
| Trading account gains and fees | $569,000 | 95 |
| Additional Noninterest Income | $9,062,000 | 297 |
| Total noninterest expense | $15,967,000 | 676 |
| Salaries and employee benefits | $10,046,000 | 501 |
| Premises and equipment expense | $2,058,000 | 679 |
| Additional noninterest expense | $3,863,000 | 995 |
| Pre-tax net operating income | $3,316,000 | 697 |
| Securities gains (losses) | $-216,000 | 7,801 |
| Applicable income taxes | $837,000 | 715 |
| Income before extraordinary items | $2,263,000 | 828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,263,000 | 827 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,263,000 | 828 |
| Net charge-offs | $160,000 | 3,701 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,420,680 | 739 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,233,000 | 1,446 |
| Total interest expense | $2,173,000 | 1,567 |
| Net interest income | $4,060,000 | 1,358 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $5,101,000 | 362 |
| Gross Fiduciary activities income | $80,000 | 658 |
| Service charges on deposit accounts | $648,000 | 625 |
| Trading account gains and fees | $-429,000 | 8,226 |
| Additional Noninterest Income | $4,802,000 | 267 |
| Total noninterest expense | $7,848,000 | 653 |
| Salaries and employee benefits | $5,018,000 | 511 |
| Premises and equipment expense | $1,071,000 | 667 |
| Additional noninterest expense | $1,759,000 | 952 |
| Pre-tax net operating income | $1,313,000 | 965 |
| Securities gains (losses) | $238,000 | 593 |
| Applicable income taxes | $418,000 | 800 |
| Income before extraordinary items | $1,133,000 | 943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,133,000 | 944 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,133,000 | 945 |
| Net charge-offs | $70,000 | 3,232 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $959,260 | 1,056 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,727,000 | 1,452 |
| Total interest expense | $11,076,000 | 1,465 |
| Net interest income | $15,651,000 | 1,428 |
| Provision for loan and lease losses | $525,000 | 3,729 |
| Total noninterest income | $10,583,000 | 561 |
| Gross Fiduciary activities income | $322,000 | 663 |
| Service charges on deposit accounts | $2,775,000 | 627 |
| Trading account gains and fees | $-7,675,000 | 8,279 |
| Additional Noninterest Income | $15,161,000 | 287 |
| Total noninterest expense | $28,538,000 | 700 |
| Salaries and employee benefits | $18,235,000 | 523 |
| Premises and equipment expense | $4,245,000 | 650 |
| Additional noninterest expense | $6,058,000 | 1,068 |
| Pre-tax net operating income | $-2,829,000 | 7,552 |
| Securities gains (losses) | $-959,000 | 7,726 |
| Applicable income taxes | $-2,188,000 | 7,935 |
| Income before extraordinary items | $-1,600,000 | 7,234 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,600,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 3,079 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-986,240 | 7,106 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,085,000 | 1,487 |
| Total interest expense | $8,576,000 | 1,482 |
| Net interest income | $11,509,000 | 1,474 |
| Provision for loan and lease losses | $275,000 | 3,694 |
| Total noninterest income | $6,489,000 | 697 |
| Gross Fiduciary activities income | $247,000 | 663 |
| Service charges on deposit accounts | $2,046,000 | 648 |
| Trading account gains and fees | $-7,035,000 | 8,353 |
| Additional Noninterest Income | $11,231,000 | 306 |
| Total noninterest expense | $21,394,000 | 693 |
| Salaries and employee benefits | $13,732,000 | 540 |
| Premises and equipment expense | $3,162,000 | 661 |
| Additional noninterest expense | $4,500,000 | 1,024 |
| Pre-tax net operating income | $-3,671,000 | 8,068 |
| Securities gains (losses) | $-808,000 | 7,866 |
| Applicable income taxes | $-1,195,000 | 8,094 |
| Income before extraordinary items | $-3,284,000 | 8,041 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-3,284,000 | 8,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,568 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,694,160 | 8,037 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,433,000 | 1,510 |
| Total interest expense | $5,849,000 | 1,504 |
| Net interest income | $7,584,000 | 1,474 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $8,471,000 | 432 |
| Gross Fiduciary activities income | $165,000 | 672 |
| Service charges on deposit accounts | $1,318,000 | 651 |
| Trading account gains and fees | $-599,000 | 8,406 |
| Additional Noninterest Income | $7,587,000 | 314 |
| Total noninterest expense | $14,391,000 | 674 |
| Salaries and employee benefits | $9,331,000 | 532 |
| Premises and equipment expense | $2,096,000 | 667 |
| Additional noninterest expense | $2,964,000 | 1,005 |
| Pre-tax net operating income | $1,514,000 | 2,179 |
| Securities gains (losses) | $18,000 | 2,122 |
| Applicable income taxes | $411,000 | 1,841 |
| Income before extraordinary items | $1,121,000 | 2,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,121,000 | 2,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,682 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,107,860 | 2,316 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 1,551 |
| Total interest expense | $3,001,000 | 1,569 |
| Net interest income | $3,717,000 | 1,493 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $4,007,000 | 466 |
| Gross Fiduciary activities income | $87,000 | 678 |
| Service charges on deposit accounts | $640,000 | 663 |
| Trading account gains and fees | $-604,000 | 8,459 |
| Additional Noninterest Income | $3,884,000 | 317 |
| Total noninterest expense | $7,151,000 | 666 |
| Salaries and employee benefits | $4,609,000 | 552 |
| Premises and equipment expense | $1,144,000 | 609 |
| Additional noninterest expense | $1,398,000 | 1,029 |
| Pre-tax net operating income | $573,000 | 2,806 |
| Securities gains (losses) | $-4,000 | 8,261 |
| Applicable income taxes | $155,000 | 2,276 |
| Income before extraordinary items | $414,000 | 3,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $414,000 | 3,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $416,920 | 3,033 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $26,454,000 | 1,629 |
| Total interest expense | $12,008,000 | 1,666 |
| Net interest income | $14,446,000 | 1,569 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $17,816,000 | 413 |
| Gross Fiduciary activities income | $371,000 | 657 |
| Service charges on deposit accounts | $2,546,000 | 694 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,899,000 | 314 |
| Total noninterest expense | $27,756,000 | 681 |
| Salaries and employee benefits | $17,023,000 | 568 |
| Premises and equipment expense | $4,160,000 | 642 |
| Additional noninterest expense | $6,573,000 | 859 |
| Pre-tax net operating income | $4,506,000 | 1,799 |
| Securities gains (losses) | $353,000 | 321 |
| Applicable income taxes | $1,368,000 | 1,499 |
| Income before extraordinary items | $3,491,000 | 1,804 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,491,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,824 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,236,840 | 1,903 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,372,000 | 1,672 |
| Total interest expense | $8,735,000 | 1,714 |
| Net interest income | $10,637,000 | 1,601 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $13,325,000 | 414 |
| Gross Fiduciary activities income | $273,000 | 659 |
| Service charges on deposit accounts | $1,824,000 | 715 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,228,000 | 313 |
| Total noninterest expense | $20,665,000 | 669 |
| Salaries and employee benefits | $12,778,000 | 571 |
| Premises and equipment expense | $3,028,000 | 657 |
| Additional noninterest expense | $4,859,000 | 845 |
| Pre-tax net operating income | $3,297,000 | 1,946 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $918,000 | 1,742 |
| Income before extraordinary items | $2,380,000 | 2,080 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,380,000 | 2,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,379,280 | 2,059 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,512,000 | 1,732 |
| Total interest expense | $5,604,000 | 1,777 |
| Net interest income | $6,908,000 | 1,665 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $8,767,000 | 429 |
| Gross Fiduciary activities income | $189,000 | 659 |
| Service charges on deposit accounts | $1,180,000 | 752 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,398,000 | 331 |
| Total noninterest expense | $13,677,000 | 688 |
| Salaries and employee benefits | $8,517,000 | 589 |
| Premises and equipment expense | $2,005,000 | 677 |
| Additional noninterest expense | $3,155,000 | 890 |
| Pre-tax net operating income | $1,998,000 | 2,161 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $568,000 | 1,907 |
| Income before extraordinary items | $1,431,000 | 2,286 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,431,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,430,280 | 2,271 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,859,000 | 1,834 |
| Total interest expense | $2,612,000 | 1,875 |
| Net interest income | $3,247,000 | 1,771 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,245,000 | 440 |
| Gross Fiduciary activities income | $95,000 | 669 |
| Service charges on deposit accounts | $529,000 | 806 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,621,000 | 338 |
| Total noninterest expense | $6,522,000 | 720 |
| Salaries and employee benefits | $4,145,000 | 602 |
| Premises and equipment expense | $947,000 | 715 |
| Additional noninterest expense | $1,430,000 | 950 |
| Pre-tax net operating income | $970,000 | 2,226 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $257,000 | 2,053 |
| Income before extraordinary items | $714,000 | 2,278 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $714,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $713,260 | 2,262 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,865,000 | 1,766 |
| Total interest expense | $9,348,000 | 1,793 |
| Net interest income | $13,517,000 | 1,697 |
| Provision for loan and lease losses | $280,000 | 2,910 |
| Total noninterest income | $17,063,000 | 431 |
| Gross Fiduciary activities income | $391,000 | 640 |
| Service charges on deposit accounts | $2,362,000 | 750 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,310,000 | 335 |
| Total noninterest expense | $24,821,000 | 714 |
| Salaries and employee benefits | $15,454,000 | 607 |
| Premises and equipment expense | $3,438,000 | 742 |
| Additional noninterest expense | $5,929,000 | 896 |
| Pre-tax net operating income | $5,479,000 | 1,744 |
| Securities gains (losses) | $308,000 | 319 |
| Applicable income taxes | $1,541,000 | 1,621 |
| Income before extraordinary items | $4,246,000 | 1,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,246,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,512 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,021,160 | 1,761 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,903,000 | 1,780 |
| Total interest expense | $6,815,000 | 1,785 |
| Net interest income | $10,088,000 | 1,721 |
| Provision for loan and lease losses | $240,000 | 2,508 |
| Total noninterest income | $12,138,000 | 459 |
| Gross Fiduciary activities income | $308,000 | 624 |
| Service charges on deposit accounts | $1,729,000 | 770 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,101,000 | 363 |
| Total noninterest expense | $18,208,000 | 740 |
| Salaries and employee benefits | $11,527,000 | 625 |
| Premises and equipment expense | $2,554,000 | 756 |
| Additional noninterest expense | $4,127,000 | 963 |
| Pre-tax net operating income | $3,778,000 | 1,931 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $965,000 | 1,931 |
| Income before extraordinary items | $2,812,000 | 1,943 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,812,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,289 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,812,740 | 1,927 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,126,000 | 1,773 |
| Total interest expense | $4,397,000 | 1,757 |
| Net interest income | $6,729,000 | 1,722 |
| Provision for loan and lease losses | $160,000 | 2,479 |
| Total noninterest income | $8,241,000 | 450 |
| Gross Fiduciary activities income | $227,000 | 610 |
| Service charges on deposit accounts | $1,124,000 | 781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,890,000 | 351 |
| Total noninterest expense | $12,167,000 | 737 |
| Salaries and employee benefits | $7,730,000 | 638 |
| Premises and equipment expense | $1,713,000 | 758 |
| Additional noninterest expense | $2,724,000 | 992 |
| Pre-tax net operating income | $2,643,000 | 1,863 |
| Securities gains (losses) | $22,000 | 587 |
| Applicable income taxes | $667,000 | 1,912 |
| Income before extraordinary items | $1,998,000 | 1,839 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,998,000 | 1,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,981,500 | 1,833 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 1,758 |
| Total interest expense | $2,156,000 | 1,704 |
| Net interest income | $3,294,000 | 1,747 |
| Provision for loan and lease losses | $80,000 | 2,332 |
| Total noninterest income | $3,391,000 | 508 |
| Gross Fiduciary activities income | $151,000 | 557 |
| Service charges on deposit accounts | $539,000 | 791 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,701,000 | 412 |
| Total noninterest expense | $5,384,000 | 827 |
| Salaries and employee benefits | $3,398,000 | 699 |
| Premises and equipment expense | $847,000 | 766 |
| Additional noninterest expense | $1,139,000 | 1,173 |
| Pre-tax net operating income | $1,221,000 | 1,943 |
| Securities gains (losses) | $31,000 | 411 |
| Applicable income taxes | $313,000 | 1,967 |
| Income before extraordinary items | $939,000 | 1,903 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $939,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $915,750 | 1,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,524,000 | 1,561 |
| Total interest expense | $7,691,000 | 1,476 |
| Net interest income | $13,833,000 | 1,586 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $11,601,000 | 561 |
| Gross Fiduciary activities income | $261,000 | 751 |
| Service charges on deposit accounts | $2,145,000 | 805 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,195,000 | 453 |
| Total noninterest expense | $19,967,000 | 850 |
| Salaries and employee benefits | $12,408,000 | 724 |
| Premises and equipment expense | $3,209,000 | 753 |
| Additional noninterest expense | $4,350,000 | 1,185 |
| Pre-tax net operating income | $5,107,000 | 1,832 |
| Securities gains (losses) | $275,000 | 429 |
| Applicable income taxes | $1,420,000 | 1,773 |
| Income before extraordinary items | $3,962,000 | 1,758 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,962,000 | 1,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,456 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,758,500 | 1,807 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,927,000 | 1,533 |
| Total interest expense | $5,534,000 | 1,446 |
| Net interest income | $10,393,000 | 1,564 |
| Provision for loan and lease losses | $260,000 | 2,468 |
| Total noninterest income | $8,694,000 | 563 |
| Gross Fiduciary activities income | $195,000 | 731 |
| Service charges on deposit accounts | $1,559,000 | 831 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,940,000 | 450 |
| Total noninterest expense | $14,997,000 | 841 |
| Salaries and employee benefits | $9,379,000 | 712 |
| Premises and equipment expense | $2,384,000 | 751 |
| Additional noninterest expense | $3,234,000 | 1,173 |
| Pre-tax net operating income | $3,830,000 | 1,831 |
| Securities gains (losses) | $53,000 | 860 |
| Applicable income taxes | $1,021,000 | 1,848 |
| Income before extraordinary items | $2,862,000 | 1,829 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,862,000 | 1,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,489 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,822,780 | 1,822 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,427,000 | 1,513 |
| Total interest expense | $3,563,000 | 1,408 |
| Net interest income | $6,864,000 | 1,563 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $5,932,000 | 550 |
| Gross Fiduciary activities income | $129,000 | 730 |
| Service charges on deposit accounts | $1,009,000 | 843 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,794,000 | 446 |
| Total noninterest expense | $9,924,000 | 845 |
| Salaries and employee benefits | $6,283,000 | 703 |
| Premises and equipment expense | $1,550,000 | 768 |
| Additional noninterest expense | $2,091,000 | 1,200 |
| Pre-tax net operating income | $2,712,000 | 1,708 |
| Securities gains (losses) | $43,000 | 851 |
| Applicable income taxes | $721,000 | 1,752 |
| Income before extraordinary items | $2,034,000 | 1,679 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,034,000 | 1,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,291 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,002,180 | 1,681 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,167,000 | 1,498 |
| Total interest expense | $1,753,000 | 1,365 |
| Net interest income | $3,414,000 | 1,554 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $2,927,000 | 539 |
| Gross Fiduciary activities income | $62,000 | 755 |
| Service charges on deposit accounts | $478,000 | 859 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,387,000 | 433 |
| Total noninterest expense | $4,940,000 | 841 |
| Salaries and employee benefits | $3,127,000 | 705 |
| Premises and equipment expense | $787,000 | 764 |
| Additional noninterest expense | $1,026,000 | 1,212 |
| Pre-tax net operating income | $1,321,000 | 1,731 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $336,000 | 1,833 |
| Income before extraordinary items | $988,000 | 1,696 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $988,000 | 1,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,208 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $985,750 | 1,669 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,232,000 | 1,415 |
| Total interest expense | $6,840,000 | 1,195 |
| Net interest income | $13,392,000 | 1,512 |
| Provision for loan and lease losses | $450,000 | 2,142 |
| Total noninterest income | $11,179,000 | 559 |
| Gross Fiduciary activities income | $206,000 | 780 |
| Service charges on deposit accounts | $2,021,000 | 861 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,952,000 | 446 |
| Total noninterest expense | $18,778,000 | 866 |
| Salaries and employee benefits | $11,454,000 | 744 |
| Premises and equipment expense | $3,161,000 | 729 |
| Additional noninterest expense | $4,163,000 | 1,183 |
| Pre-tax net operating income | $5,343,000 | 1,592 |
| Securities gains (losses) | $-961,000 | 8,901 |
| Applicable income taxes | $1,018,000 | 2,124 |
| Income before extraordinary items | $3,364,000 | 1,876 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,364,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,186 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-75,000 | 8,892 |
| Net operating income | $4,103,970 | 1,532 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,112,000 | 1,399 |
| Total interest expense | $5,120,000 | 1,164 |
| Net interest income | $9,992,000 | 1,509 |
| Provision for loan and lease losses | $450,000 | 1,575 |
| Total noninterest income | $8,386,000 | 568 |
| Gross Fiduciary activities income | $151,000 | 780 |
| Service charges on deposit accounts | $1,500,000 | 870 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,735,000 | 454 |
| Total noninterest expense | $14,252,000 | 855 |
| Salaries and employee benefits | $8,804,000 | 717 |
| Premises and equipment expense | $2,361,000 | 731 |
| Additional noninterest expense | $3,087,000 | 1,190 |
| Pre-tax net operating income | $3,676,000 | 1,743 |
| Securities gains (losses) | $48,000 | 1,694 |
| Applicable income taxes | $1,012,000 | 1,757 |
| Income before extraordinary items | $2,712,000 | 1,779 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,712,000 | 1,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,753 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,676,960 | 1,742 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,053,000 | 1,384 |
| Total interest expense | $3,410,000 | 1,158 |
| Net interest income | $6,643,000 | 1,500 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $5,393,000 | 582 |
| Gross Fiduciary activities income | $101,000 | 795 |
| Service charges on deposit accounts | $956,000 | 896 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,336,000 | 459 |
| Total noninterest expense | $9,456,000 | 861 |
| Salaries and employee benefits | $5,888,000 | 717 |
| Premises and equipment expense | $1,541,000 | 737 |
| Additional noninterest expense | $2,027,000 | 1,191 |
| Pre-tax net operating income | $2,280,000 | 1,839 |
| Securities gains (losses) | $-55,000 | 8,913 |
| Applicable income taxes | $600,000 | 1,931 |
| Income before extraordinary items | $1,625,000 | 1,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,625,000 | 1,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,792 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,665,150 | 1,844 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 1,412 |
| Total interest expense | $1,711,000 | 1,170 |
| Net interest income | $3,255,000 | 1,532 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $2,567,000 | 602 |
| Gross Fiduciary activities income | $49,000 | 804 |
| Service charges on deposit accounts | $435,000 | 970 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,083,000 | 469 |
| Total noninterest expense | $4,729,000 | 872 |
| Salaries and employee benefits | $2,991,000 | 719 |
| Premises and equipment expense | $751,000 | 772 |
| Additional noninterest expense | $987,000 | 1,222 |
| Pre-tax net operating income | $943,000 | 2,117 |
| Securities gains (losses) | $31,000 | 1,473 |
| Applicable income taxes | $255,000 | 2,166 |
| Income before extraordinary items | $719,000 | 2,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $719,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,540 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $696,060 | 2,112 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,412,000 | 1,318 |
| Total interest expense | $8,222,000 | 1,090 |
| Net interest income | $13,190,000 | 1,472 |
| Provision for loan and lease losses | $531,000 | 2,057 |
| Total noninterest income | $10,103,000 | 645 |
| Gross Fiduciary activities income | $192,000 | 813 |
| Service charges on deposit accounts | $1,626,000 | 1,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,285,000 | 513 |
| Total noninterest expense | $19,274,000 | 834 |
| Salaries and employee benefits | $11,506,000 | 741 |
| Premises and equipment expense | $2,993,000 | 760 |
| Additional noninterest expense | $4,775,000 | 1,066 |
| Pre-tax net operating income | $3,488,000 | 2,221 |
| Securities gains (losses) | $685,000 | 617 |
| Applicable income taxes | $1,123,000 | 2,022 |
| Income before extraordinary items | $3,050,000 | 2,005 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,050,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,554 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,549,950 | 2,226 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,332,000 | 1,327 |
| Total interest expense | $6,356,000 | 1,099 |
| Net interest income | $9,976,000 | 1,476 |
| Provision for loan and lease losses | $411,000 | 1,981 |
| Total noninterest income | $7,498,000 | 679 |
| Gross Fiduciary activities income | $126,000 | 857 |
| Service charges on deposit accounts | $1,155,000 | 1,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,217,000 | 546 |
| Total noninterest expense | $13,754,000 | 885 |
| Salaries and employee benefits | $8,280,000 | 781 |
| Premises and equipment expense | $2,233,000 | 772 |
| Additional noninterest expense | $3,241,000 | 1,164 |
| Pre-tax net operating income | $3,309,000 | 1,884 |
| Securities gains (losses) | $228,000 | 1,153 |
| Applicable income taxes | $1,036,000 | 1,806 |
| Income before extraordinary items | $2,501,000 | 1,924 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,501,000 | 1,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 1,460 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,339,120 | 1,935 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,915,000 | 1,336 |
| Total interest expense | $4,300,000 | 1,116 |
| Net interest income | $6,615,000 | 1,480 |
| Provision for loan and lease losses | $305,000 | 1,755 |
| Total noninterest income | $5,153,000 | 662 |
| Gross Fiduciary activities income | $81,000 | 869 |
| Service charges on deposit accounts | $709,000 | 1,219 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,363,000 | 520 |
| Total noninterest expense | $9,130,000 | 892 |
| Salaries and employee benefits | $5,585,000 | 780 |
| Premises and equipment expense | $1,508,000 | 770 |
| Additional noninterest expense | $2,037,000 | 1,230 |
| Pre-tax net operating income | $2,333,000 | 1,785 |
| Securities gains (losses) | $187,000 | 1,085 |
| Applicable income taxes | $760,000 | 1,699 |
| Income before extraordinary items | $1,760,000 | 1,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,760,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,271 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,629,100 | 1,843 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 1,350 |
| Total interest expense | $2,182,000 | 1,126 |
| Net interest income | $3,240,000 | 1,497 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $2,464,000 | 675 |
| Gross Fiduciary activities income | $39,000 | 876 |
| Service charges on deposit accounts | $317,000 | 1,319 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,108,000 | 524 |
| Total noninterest expense | $4,507,000 | 903 |
| Salaries and employee benefits | $2,791,000 | 782 |
| Premises and equipment expense | $770,000 | 764 |
| Additional noninterest expense | $946,000 | 1,289 |
| Pre-tax net operating income | $1,077,000 | 1,908 |
| Securities gains (losses) | $189,000 | 680 |
| Applicable income taxes | $390,000 | 1,662 |
| Income before extraordinary items | $876,000 | 1,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $876,000 | 1,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,321 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $745,590 | 1,981 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,005,000 | 1,395 |
| Total interest expense | $10,170,000 | 1,099 |
| Net interest income | $11,835,000 | 1,636 |
| Provision for loan and lease losses | $164,000 | 4,764 |
| Total noninterest income | $8,185,000 | 718 |
| Gross Fiduciary activities income | $144,000 | 914 |
| Service charges on deposit accounts | $1,062,000 | 1,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,979,000 | 548 |
| Total noninterest expense | $15,777,000 | 993 |
| Salaries and employee benefits | $9,633,000 | 839 |
| Premises and equipment expense | $2,622,000 | 833 |
| Additional noninterest expense | $3,522,000 | 1,354 |
| Pre-tax net operating income | $4,079,000 | 1,958 |
| Securities gains (losses) | $298,000 | 901 |
| Applicable income taxes | $1,167,000 | 1,973 |
| Income before extraordinary items | $3,210,000 | 1,863 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,210,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $688,000 | 1,307 |
| Cash dividends | $1,065,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,992,460 | 1,944 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,701,000 | 1,498 |
| Total interest expense | $12,237,000 | 1,330 |
| Net interest income | $10,464,000 | 1,712 |
| Provision for loan and lease losses | $480,000 | 2,273 |
| Total noninterest income | $6,911,000 | 764 |
| Gross Fiduciary activities income | $149,000 | 904 |
| Service charges on deposit accounts | $757,000 | 2,001 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,005,000 | 576 |
| Total noninterest expense | $13,195,000 | 1,125 |
| Salaries and employee benefits | $7,978,000 | 941 |
| Premises and equipment expense | $2,025,000 | 1,039 |
| Additional noninterest expense | $3,192,000 | 1,460 |
| Pre-tax net operating income | $3,700,000 | 1,896 |
| Securities gains (losses) | $198,000 | 1,196 |
| Applicable income taxes | $1,015,000 | 2,051 |
| Income before extraordinary items | $2,883,000 | 1,819 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,883,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,708 |
| Cash dividends | $637,000 | 3,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,736,480 | 1,841 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,133,000 | 1,557 |
| Total interest expense | $11,612,000 | 1,487 |
| Net interest income | $10,521,000 | 1,671 |
| Provision for loan and lease losses | $345,000 | 2,599 |
| Total noninterest income | $1,694,000 | 2,135 |
| Gross Fiduciary activities income | $114,000 | 915 |
| Service charges on deposit accounts | $617,000 | 2,229 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $963,000 | 1,905 |
| Total noninterest expense | $8,514,000 | 1,636 |
| Salaries and employee benefits | $4,566,000 | 1,555 |
| Premises and equipment expense | $1,199,000 | 1,743 |
| Additional noninterest expense | $2,749,000 | 1,619 |
| Pre-tax net operating income | $3,356,000 | 2,157 |
| Securities gains (losses) | $65,000 | 660 |
| Applicable income taxes | $964,000 | 2,188 |
| Income before extraordinary items | $2,457,000 | 2,112 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,457,000 | 2,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,140 |
| Cash dividends | $1,255,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,410,200 | 2,152 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,549,000 | 1,750 |
| Total interest expense | $9,068,000 | 1,655 |
| Net interest income | $9,481,000 | 1,841 |
| Provision for loan and lease losses | $229,000 | 3,276 |
| Total noninterest income | $828,000 | 3,532 |
| Gross Fiduciary activities income | $71,000 | 1,043 |
| Service charges on deposit accounts | $496,000 | 2,653 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $261,000 | 4,344 |
| Total noninterest expense | $7,061,000 | 1,944 |
| Salaries and employee benefits | $4,081,000 | 1,690 |
| Premises and equipment expense | $1,103,000 | 1,853 |
| Additional noninterest expense | $1,877,000 | 2,329 |
| Pre-tax net operating income | $3,019,000 | 2,408 |
| Securities gains (losses) | $468,000 | 354 |
| Applicable income taxes | $1,185,000 | 1,949 |
| Income before extraordinary items | $2,302,000 | 2,271 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,302,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,079 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,993,120 | 2,568 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,514,000 | 1,956 |
| Total interest expense | $8,000,000 | 1,906 |
| Net interest income | $8,514,000 | 2,013 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $721,000 | 3,886 |
| Gross Fiduciary activities income | $14,000 | 1,254 |
| Service charges on deposit accounts | $419,000 | 3,006 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $288,000 | 4,125 |
| Total noninterest expense | $6,818,000 | 1,909 |
| Salaries and employee benefits | $3,732,000 | 1,783 |
| Premises and equipment expense | $1,019,000 | 1,937 |
| Additional noninterest expense | $2,067,000 | 2,061 |
| Pre-tax net operating income | $2,417,000 | 2,865 |
| Securities gains (losses) | $208,000 | 900 |
| Applicable income taxes | $1,050,000 | 2,220 |
| Income before extraordinary items | $1,575,000 | 3,130 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,575,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,108 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,441,880 | 3,267 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,180,000 | 2,011 |
| Total interest expense | $7,898,000 | 1,951 |
| Net interest income | $8,282,000 | 2,100 |
| Provision for loan and lease losses | $477,000 | 1,847 |
| Total noninterest income | $704,000 | 3,956 |
| Gross Fiduciary activities income | $7,000 | 1,364 |
| Service charges on deposit accounts | $438,000 | 2,970 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $259,000 | 4,283 |
| Total noninterest expense | $6,342,000 | 2,036 |
| Salaries and employee benefits | $3,146,000 | 2,092 |
| Premises and equipment expense | $750,000 | 2,573 |
| Additional noninterest expense | $2,446,000 | 1,735 |
| Pre-tax net operating income | $2,167,000 | 3,282 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $881,000 | 2,711 |
| Income before extraordinary items | $1,285,000 | 3,833 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,285,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,332 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,285,640 | 3,765 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,507,000 | 2,177 |
| Total interest expense | $7,896,000 | 1,982 |
| Net interest income | $7,611,000 | 2,369 |
| Provision for loan and lease losses | $-103,000 | 11,279 |
| Total noninterest income | $744,000 | 3,901 |
| Gross Fiduciary activities income | $8,000 | 1,417 |
| Service charges on deposit accounts | $454,000 | 2,975 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $282,000 | 4,230 |
| Total noninterest expense | $5,689,000 | 2,418 |
| Salaries and employee benefits | $2,931,000 | 2,265 |
| Premises and equipment expense | $638,000 | 3,018 |
| Additional noninterest expense | $2,120,000 | 2,326 |
| Pre-tax net operating income | $2,769,000 | 2,538 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $1,025,000 | 2,305 |
| Income before extraordinary items | $1,748,000 | 2,783 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,748,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,405 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,745,440 | 2,748 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,931,000 | 2,261 |
| Total interest expense | $7,628,000 | 2,053 |
| Net interest income | $7,303,000 | 2,459 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $780,000 | 3,745 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $481,000 | 2,821 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $292,000 | 4,063 |
| Total noninterest expense | $5,484,000 | 2,482 |
| Salaries and employee benefits | $2,794,000 | 2,376 |
| Premises and equipment expense | $672,000 | 2,916 |
| Additional noninterest expense | $2,018,000 | 2,379 |
| Pre-tax net operating income | $2,519,000 | 2,819 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $897,000 | 2,611 |
| Income before extraordinary items | $1,619,000 | 3,029 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,619,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,559 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,620,920 | 2,999 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,117,000 | 2,168 |
| Total interest expense | $6,777,000 | 1,853 |
| Net interest income | $7,340,000 | 2,463 |
| Provision for loan and lease losses | $412,000 | 1,787 |
| Total noninterest income | $712,000 | 4,067 |
| Gross Fiduciary activities income | $7,000 | 1,498 |
| Service charges on deposit accounts | $503,000 | 2,726 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $202,000 | 5,240 |
| Total noninterest expense | $5,757,000 | 2,445 |
| Salaries and employee benefits | $2,696,000 | 2,484 |
| Premises and equipment expense | $732,000 | 2,729 |
| Additional noninterest expense | $2,329,000 | 2,276 |
| Pre-tax net operating income | $1,883,000 | 3,610 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $667,000 | 3,206 |
| Income before extraordinary items | $1,236,000 | 3,750 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,236,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,758 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,223,000 | 3,825 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,241,000 | 2,062 |
| Total interest expense | $7,308,000 | 1,792 |
| Net interest income | $7,933,000 | 2,269 |
| Provision for loan and lease losses | $672,000 | 1,712 |
| Total noninterest income | $937,000 | 3,514 |
| Gross Fiduciary activities income | $8,000 | 1,518 |
| Service charges on deposit accounts | $498,000 | 2,809 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $431,000 | 3,585 |
| Total noninterest expense | $5,913,000 | 2,425 |
| Salaries and employee benefits | $2,609,000 | 2,547 |
| Premises and equipment expense | $965,000 | 2,128 |
| Additional noninterest expense | $2,339,000 | 2,387 |
| Pre-tax net operating income | $2,285,000 | 2,939 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $734,000 | 2,978 |
| Income before extraordinary items | $1,570,000 | 3,106 |
| Extraordinary gains, net | $435,000 | 528 |
| Net income | $2,005,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,557,080 | 2,954 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,176,000 | 2,062 |
| Total interest expense | $9,542,000 | 1,790 |
| Net interest income | $7,634,000 | 2,365 |
| Provision for loan and lease losses | $1,344,000 | 1,516 |
| Total noninterest income | $832,000 | 3,864 |
| Gross Fiduciary activities income | $6,000 | 1,580 |
| Service charges on deposit accounts | $475,000 | 2,928 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $351,000 | 4,033 |
| Total noninterest expense | $5,894,000 | 2,463 |
| Salaries and employee benefits | $2,515,000 | 2,581 |
| Premises and equipment expense | $935,000 | 2,226 |
| Additional noninterest expense | $2,444,000 | 2,368 |
| Pre-tax net operating income | $1,228,000 | 4,831 |
| Securities gains (losses) | $140,000 | 2,505 |
| Applicable income taxes | $17,000 | 12,189 |
| Income before extraordinary items | $1,351,000 | 3,397 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,351,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $853,000 | 1,743 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,212,400 | 3,491 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.