Home > The Oneida Savings Bank > Assets and Liabilities
The Oneida Savings Bank, Assets and Liabilities
| 2015-09-30 | Rank | |
| # of Employees: | 342 | 417 |
| Assets and Liabilities | ||
| Total Assets: | $815,555,000 | 874 |
| Cash and due from depository institutions | $44,446,000 | 417 |
| Interest-bearing balances | $27,460,000 | 1,200 |
| Securities | $254,221,000 | 600 |
| Federal funds sold & reverse repurchase agreements | $26,025,000 | 121 |
| Net loans & leases | $397,157,000 | 1,178 |
| Loan loss allowance | $3,442,000 | 1,741 |
| Trading account assets | $2,566,000 | 149 |
| Bank premises and fixed assets | $21,819,000 | 527 |
| Other real estate owned | $0 | 417 |
| Goodwill and other intangibles | $26,395,000 | 298 |
| All other assets | $42,926,000 | 529 |
| Life insurance assets | $18,207,000 | 505 |
| Total liabilities and capital | $815,555,000 | 874 |
| Total liabilities | $718,682,000 | 889 |
| Total deposits | $709,335,000 | 824 |
| Interest-bearing deposits | $680,937,000 | 670 |
| Deposits held in domestic offices | $709,335,000 | 824 |
| % insured | 88.40% | 2,019 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $0 | 3,765 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $9,347,000 | 670 |
| Total equity capital | $96,873,000 | 811 |
| Total bank equity capital | $96,815,000 | 811 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $0 | 5,701 |
| Surplus | $32,356,000 | 994 |
| Undivided profits | $64,459,000 | 642 |
| Noncontrolling interests in consolidated subsidiaries | $58,000 | 116 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 4,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $2,360,000 | 1,143 |
| Earning assets | $707,429,000 | 929 |
| Long-term assets (5+ years) | $328,491,000 | 747 |
| Average Assets, year-to-date | $836,043,250 | 836 |
| Average Assets, quarterly | $832,460,000 | 848 |
| Volatile liabilities | $24,888,000 | 1,743 |
| Insider loans | $3,365,000 | 1,724 |
| FHLB advances | $0 | 3,567 |
| Loans and leases held for sale | $85,000 | 1,848 |
| Unused loan commitments | $77,361,000 | 1,152 |
| Tier 1 (core) risk-based capital | $74,725,000 | 998 |
| Tier 2 risk-based capital | $3,442,000 | 1,502 |
| Total risk weighted assets | $460,960,000 | 1,084 |
| Total unused commitments | $77,361,000 | 1,152 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 354 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $849,365,000 | 834 |
| Cash and due from depository institutions | $47,176,000 | 409 |
| Interest-bearing balances | $32,979,000 | 991 |
| Securities | $277,923,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $37,121,000 | 91 |
| Net loans & leases | $391,171,000 | 1,191 |
| Loan loss allowance | $3,459,000 | 1,747 |
| Trading account assets | $3,922,000 | 125 |
| Bank premises and fixed assets | $22,188,000 | 516 |
| Other real estate owned | $28,000 | 409 |
| Goodwill and other intangibles | $26,480,000 | 299 |
| All other assets | $43,356,000 | 519 |
| Life insurance assets | $18,074,000 | 503 |
| Total liabilities and capital | $849,365,000 | 834 |
| Total liabilities | $754,607,000 | 827 |
| Total deposits | $744,454,000 | 767 |
| Interest-bearing deposits | $716,778,000 | 633 |
| Deposits held in domestic offices | $744,454,000 | 766 |
| % insured | 83.61% | 3,390 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,807 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $10,153,000 | 618 |
| Total equity capital | $94,758,000 | 826 |
| Total bank equity capital | $94,698,000 | 826 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $0 | 5,770 |
| Surplus | $31,725,000 | 1,014 |
| Undivided profits | $62,973,000 | 635 |
| Noncontrolling interests in consolidated subsidiaries | $60,000 | 112 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 4,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $2,206,000 | 1,143 |
| Earning assets | $743,116,000 | 878 |
| Long-term assets (5+ years) | $345,509,000 | 710 |
| Average Assets, year-to-date | $842,872,670 | 832 |
| Average Assets, quarterly | $865,375,000 | 810 |
| Volatile liabilities | $27,013,000 | 1,631 |
| Insider loans | $3,444,000 | 1,691 |
| FHLB advances | $0 | 3,615 |
| Loans and leases held for sale | $75,000 | 1,924 |
| Unused loan commitments | $86,249,000 | 1,055 |
| Tier 1 (core) risk-based capital | $73,123,000 | 1,013 |
| Tier 2 risk-based capital | $3,459,000 | 1,495 |
| Total risk weighted assets | $482,581,000 | 1,045 |
| Total unused commitments | $86,249,000 | 1,055 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 361 | 396 |
| Assets and Liabilities | ||
| Total Assets: | $881,385,000 | 803 |
| Cash and due from depository institutions | $54,652,000 | 396 |
| Interest-bearing balances | $42,455,000 | 910 |
| Securities | $304,258,000 | 519 |
| Federal funds sold & reverse repurchase agreements | $51,135,000 | 76 |
| Net loans & leases | $379,984,000 | 1,209 |
| Loan loss allowance | $3,497,000 | 1,746 |
| Trading account assets | $4,142,000 | 126 |
| Bank premises and fixed assets | $21,009,000 | 542 |
| Other real estate owned | $207,000 | 396 |
| Goodwill and other intangibles | $26,548,000 | 293 |
| All other assets | $39,450,000 | 568 |
| Life insurance assets | $17,946,000 | 499 |
| Total liabilities and capital | $881,385,000 | 803 |
| Total liabilities | $784,188,000 | 797 |
| Total deposits | $772,878,000 | 747 |
| Interest-bearing deposits | $745,552,000 | 612 |
| Deposits held in domestic offices | $772,878,000 | 745 |
| % insured | 81.81% | 3,883 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $11,310,000 | 573 |
| Total equity capital | $97,197,000 | 809 |
| Total bank equity capital | $97,137,000 | 811 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $0 | 5,836 |
| Surplus | $31,648,000 | 1,022 |
| Undivided profits | $65,489,000 | 619 |
| Noncontrolling interests in consolidated subsidiaries | $60,000 | 118 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $2,667,000 | 912 |
| Earning assets | $781,974,000 | 833 |
| Long-term assets (5+ years) | $346,728,000 | 700 |
| Average Assets, year-to-date | $839,626,500 | 837 |
| Average Assets, quarterly | $839,626,500 | 837 |
| Volatile liabilities | $32,129,000 | 1,385 |
| Insider loans | $3,449,000 | 1,695 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $667,000 | 1,271 |
| Unused loan commitments | $77,199,000 | 1,133 |
| Tier 1 (core) risk-based capital | $74,445,000 | 977 |
| Tier 2 risk-based capital | $3,497,000 | 1,473 |
| Total risk weighted assets | $489,732,000 | 1,020 |
| Total unused commitments | $77,199,000 | 1,133 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 353 | 405 |
| Assets and Liabilities | ||
| Total Assets: | $797,868,000 | 880 |
| Cash and due from depository institutions | $18,923,000 | 405 |
| Interest-bearing balances | $5,493,000 | 3,735 |
| Securities | $305,728,000 | 502 |
| Federal funds sold & reverse repurchase agreements | $12,014,000 | 325 |
| Net loans & leases | $367,911,000 | 1,236 |
| Loan loss allowance | $3,502,000 | 1,768 |
| Trading account assets | $3,900,000 | 124 |
| Bank premises and fixed assets | $20,392,000 | 556 |
| Other real estate owned | $246,000 | 405 |
| Goodwill and other intangibles | $26,625,000 | 282 |
| All other assets | $42,129,000 | 534 |
| Life insurance assets | $17,842,000 | 491 |
| Total liabilities and capital | $797,868,000 | 880 |
| Total liabilities | $703,417,000 | 882 |
| Total deposits | $691,504,000 | 822 |
| Interest-bearing deposits | $664,050,000 | 673 |
| Deposits held in domestic offices | $691,504,000 | 820 |
| % insured | 85.11% | 3,130 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $11,913,000 | 537 |
| Total equity capital | $94,451,000 | 811 |
| Total bank equity capital | $94,391,000 | 810 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $0 | 5,919 |
| Surplus | $31,573,000 | 1,033 |
| Undivided profits | $62,818,000 | 633 |
| Noncontrolling interests in consolidated subsidiaries | $60,000 | 118 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 4,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $2,342,000 | 1,072 |
| Earning assets | $695,046,000 | 923 |
| Long-term assets (5+ years) | $359,621,000 | 671 |
| Average Assets, year-to-date | $778,047,800 | 872 |
| Average Assets, quarterly | $792,260,000 | 876 |
| Volatile liabilities | $31,068,000 | 1,453 |
| Insider loans | $3,477,000 | 1,675 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $839,000 | 1,023 |
| Unused loan commitments | $77,466,000 | 1,105 |
| Tier 1 (core) risk-based capital | $71,862,000 | 1,001 |
| Tier 2 risk-based capital | $3,502,000 | 1,483 |
| Total risk weighted assets | $455,697,000 | 1,056 |
| Total unused commitments | $77,466,000 | 1,105 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 363 | 394 |
| Assets and Liabilities | ||
| Total Assets: | $786,652,000 | 880 |
| Cash and due from depository institutions | $26,872,000 | 394 |
| Interest-bearing balances | $7,351,000 | 3,174 |
| Securities | $294,584,000 | 522 |
| Federal funds sold & reverse repurchase agreements | $17,327,000 | 212 |
| Net loans & leases | $355,771,000 | 1,266 |
| Loan loss allowance | $3,491,000 | 1,831 |
| Trading account assets | $4,379,000 | 113 |
| Bank premises and fixed assets | $19,964,000 | 571 |
| Other real estate owned | $261,000 | 394 |
| Goodwill and other intangibles | $26,712,000 | 279 |
| All other assets | $40,782,000 | 545 |
| Life insurance assets | $17,654,000 | 486 |
| Total liabilities and capital | $786,652,000 | 880 |
| Total liabilities | $693,962,000 | 883 |
| Total deposits | $682,231,000 | 824 |
| Interest-bearing deposits | $655,348,000 | 680 |
| Deposits held in domestic offices | $682,231,000 | 823 |
| % insured | 87.50% | 2,655 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $128,000 | 3,807 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $11,603,000 | 535 |
| Total equity capital | $92,690,000 | 831 |
| Total bank equity capital | $92,630,000 | 830 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $0 | 5,990 |
| Surplus | $31,507,000 | 1,043 |
| Undivided profits | $61,123,000 | 640 |
| Noncontrolling interests in consolidated subsidiaries | $60,000 | 122 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 4,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $2,491,000 | 1,043 |
| Earning assets | $679,412,000 | 934 |
| Long-term assets (5+ years) | $373,420,000 | 651 |
| Average Assets, year-to-date | $773,092,750 | 879 |
| Average Assets, quarterly | $782,348,000 | 883 |
| Volatile liabilities | $25,831,000 | 1,669 |
| Insider loans | $3,553,000 | 1,665 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $347,000 | 1,448 |
| Unused loan commitments | $79,326,000 | 1,080 |
| Tier 1 (core) risk-based capital | $71,331,000 | 1,012 |
| Tier 2 risk-based capital | $3,491,000 | 1,495 |
| Total risk weighted assets | $442,808,000 | 1,072 |
| Total unused commitments | $79,326,000 | 1,080 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 365 | 397 |
| Assets and Liabilities | ||
| Total Assets: | $778,044,000 | 887 |
| Cash and due from depository institutions | $28,161,000 | 397 |
| Interest-bearing balances | $9,934,000 | 2,709 |
| Securities | $299,566,000 | 512 |
| Federal funds sold & reverse repurchase agreements | $14,843,000 | 263 |
| Net loans & leases | $344,154,000 | 1,280 |
| Loan loss allowance | $3,273,000 | 1,937 |
| Trading account assets | $5,886,000 | 101 |
| Bank premises and fixed assets | $20,093,000 | 565 |
| Other real estate owned | $120,000 | 397 |
| Goodwill and other intangibles | $26,802,000 | 271 |
| All other assets | $38,419,000 | 568 |
| Life insurance assets | $17,562,000 | 477 |
| Total liabilities and capital | $778,044,000 | 887 |
| Total liabilities | $686,444,000 | 892 |
| Total deposits | $676,345,000 | 836 |
| Interest-bearing deposits | $648,170,000 | 689 |
| Deposits held in domestic offices | $676,345,000 | 834 |
| % insured | 88.25% | 2,575 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $1,256,000 | 3,353 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $8,843,000 | 647 |
| Total equity capital | $91,600,000 | 823 |
| Total bank equity capital | $91,541,000 | 823 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 6,055 |
| Surplus | $31,292,000 | 1,044 |
| Undivided profits | $60,249,000 | 648 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 4,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $2,195,000 | 1,134 |
| Earning assets | $674,383,000 | 932 |
| Long-term assets (5+ years) | $365,711,000 | 655 |
| Average Assets, year-to-date | $768,573,000 | 881 |
| Average Assets, quarterly | $781,629,000 | 880 |
| Volatile liabilities | $26,442,000 | 1,632 |
| Insider loans | $2,801,000 | 1,995 |
| FHLB advances | $1,000,000 | 3,295 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $76,270,000 | 1,084 |
| Tier 1 (core) risk-based capital | $69,421,000 | 1,020 |
| Tier 2 risk-based capital | $3,273,000 | 1,570 |
| Total risk weighted assets | $432,297,000 | 1,073 |
| Total unused commitments | $76,270,000 | 1,084 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 352 | 415 |
| Assets and Liabilities | ||
| Total Assets: | $785,214,000 | 878 |
| Cash and due from depository institutions | $33,330,000 | 415 |
| Interest-bearing balances | $14,586,000 | 2,299 |
| Securities | $290,362,000 | 530 |
| Federal funds sold & reverse repurchase agreements | $28,806,000 | 148 |
| Net loans & leases | $339,131,000 | 1,285 |
| Loan loss allowance | $3,191,000 | 2,012 |
| Trading account assets | $5,873,000 | 97 |
| Bank premises and fixed assets | $19,714,000 | 587 |
| Other real estate owned | $103,000 | 415 |
| Goodwill and other intangibles | $26,888,000 | 267 |
| All other assets | $41,007,000 | 543 |
| Life insurance assets | $18,257,000 | 457 |
| Total liabilities and capital | $785,214,000 | 878 |
| Total liabilities | $696,149,000 | 875 |
| Total deposits | $684,802,000 | 833 |
| Interest-bearing deposits | $658,391,000 | 691 |
| Deposits held in domestic offices | $684,802,000 | 830 |
| % insured | 87.74% | 2,802 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $1,382,000 | 3,206 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $9,965,000 | 580 |
| Total equity capital | $89,065,000 | 832 |
| Total bank equity capital | $89,006,000 | 833 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $0 | 6,116 |
| Surplus | $31,120,000 | 1,059 |
| Undivided profits | $57,886,000 | 645 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 129 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 4,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $2,603,000 | 911 |
| Earning assets | $678,758,000 | 922 |
| Long-term assets (5+ years) | $361,579,000 | 659 |
| Average Assets, year-to-date | $763,837,500 | 891 |
| Average Assets, quarterly | $763,837,500 | 891 |
| Volatile liabilities | $24,618,000 | 1,678 |
| Insider loans | $2,863,000 | 1,984 |
| FHLB advances | $1,000,000 | 3,189 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $56,614,000 | 1,330 |
| Tier 1 (core) risk-based capital | $67,608,000 | 1,047 |
| Tier 2 risk-based capital | $3,191,000 | 1,599 |
| Total risk weighted assets | $437,860,000 | 1,059 |
| Total unused commitments | $56,614,000 | 1,330 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 354 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $742,461,000 | 915 |
| Cash and due from depository institutions | $27,798,000 | 409 |
| Interest-bearing balances | $12,241,000 | 2,457 |
| Securities | $268,005,000 | 577 |
| Federal funds sold & reverse repurchase agreements | $14,243,000 | 309 |
| Net loans & leases | $335,771,000 | 1,285 |
| Loan loss allowance | $3,110,000 | 2,080 |
| Trading account assets | $5,063,000 | 100 |
| Bank premises and fixed assets | $19,728,000 | 586 |
| Other real estate owned | $71,000 | 409 |
| Goodwill and other intangibles | $26,993,000 | 269 |
| All other assets | $44,789,000 | 493 |
| Life insurance assets | $18,160,000 | 453 |
| Total liabilities and capital | $742,461,000 | 915 |
| Total liabilities | $656,715,000 | 923 |
| Total deposits | $643,048,000 | 873 |
| Interest-bearing deposits | $610,896,000 | 732 |
| Deposits held in domestic offices | $643,048,000 | 869 |
| % insured | 87.27% | 2,924 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $1,507,000 | 3,294 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $12,160,000 | 520 |
| Total equity capital | $85,746,000 | 847 |
| Total bank equity capital | $85,688,000 | 849 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $0 | 6,192 |
| Surplus | $30,965,000 | 1,071 |
| Undivided profits | $54,723,000 | 660 |
| Noncontrolling interests in consolidated subsidiaries | $58,000 | 127 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 4,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $2,221,000 | 1,158 |
| Earning assets | $635,323,000 | 972 |
| Long-term assets (5+ years) | $341,426,000 | 683 |
| Average Assets, year-to-date | $710,970,000 | 931 |
| Average Assets, quarterly | $727,886,500 | 929 |
| Volatile liabilities | $23,107,000 | 1,780 |
| Insider loans | $2,796,000 | 2,027 |
| FHLB advances | $1,000,000 | 3,321 |
| Loans and leases held for sale | $61,000 | 1,855 |
| Unused loan commitments | $55,714,000 | 1,297 |
| Tier 1 (core) risk-based capital | $65,159,000 | 1,082 |
| Tier 2 risk-based capital | $3,110,000 | 1,629 |
| Total risk weighted assets | $427,357,000 | 1,072 |
| Total unused commitments | $55,714,000 | 1,297 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 345 | 420 |
| Assets and Liabilities | ||
| Total Assets: | $713,312,000 | 952 |
| Cash and due from depository institutions | $22,251,000 | 420 |
| Interest-bearing balances | $5,005,000 | 4,035 |
| Securities | $251,330,000 | 614 |
| Federal funds sold & reverse repurchase agreements | $11,853,000 | 364 |
| Net loans & leases | $334,271,000 | 1,284 |
| Loan loss allowance | $3,070,000 | 2,159 |
| Trading account assets | $4,379,000 | 103 |
| Bank premises and fixed assets | $19,922,000 | 580 |
| Other real estate owned | $87,000 | 420 |
| Goodwill and other intangibles | $27,110,000 | 263 |
| All other assets | $42,109,000 | 521 |
| Life insurance assets | $17,997,000 | 451 |
| Total liabilities and capital | $713,312,000 | 952 |
| Total liabilities | $626,265,000 | 962 |
| Total deposits | $612,623,000 | 906 |
| Interest-bearing deposits | $586,791,000 | 754 |
| Deposits held in domestic offices | $612,623,000 | 905 |
| % insured | 89.18% | 2,576 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $1,632,000 | 3,283 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $12,010,000 | 529 |
| Total equity capital | $87,047,000 | 834 |
| Total bank equity capital | $86,989,000 | 833 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $0 | 6,266 |
| Surplus | $30,727,000 | 1,081 |
| Undivided profits | $56,262,000 | 652 |
| Noncontrolling interests in consolidated subsidiaries | $58,000 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 4,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $2,431,000 | 1,067 |
| Earning assets | $606,838,000 | 1,018 |
| Long-term assets (5+ years) | $337,344,000 | 678 |
| Average Assets, year-to-date | $703,097,250 | 949 |
| Average Assets, quarterly | $705,781,500 | 953 |
| Volatile liabilities | $22,879,000 | 1,806 |
| Insider loans | $2,658,000 | 2,082 |
| FHLB advances | $1,000,000 | 3,324 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $56,043,000 | 1,313 |
| Tier 1 (core) risk-based capital | $66,499,000 | 1,049 |
| Tier 2 risk-based capital | $3,070,000 | 1,643 |
| Total risk weighted assets | $426,788,000 | 1,065 |
| Total unused commitments | $56,043,000 | 1,313 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 349 | 413 |
| Assets and Liabilities | ||
| Total Assets: | $698,251,000 | 952 |
| Cash and due from depository institutions | $11,279,000 | 413 |
| Interest-bearing balances | $1,570,000 | 5,518 |
| Securities | $269,948,000 | 575 |
| Federal funds sold & reverse repurchase agreements | $185,000 | 2,738 |
| Net loans & leases | $324,772,000 | 1,306 |
| Loan loss allowance | $2,942,000 | 2,266 |
| Trading account assets | $4,252,000 | 107 |
| Bank premises and fixed assets | $20,176,000 | 567 |
| Other real estate owned | $94,000 | 413 |
| Goodwill and other intangibles | $27,241,000 | 259 |
| All other assets | $40,304,000 | 547 |
| Life insurance assets | $17,820,000 | 447 |
| Total liabilities and capital | $698,251,000 | 952 |
| Total liabilities | $610,533,000 | 975 |
| Total deposits | $597,626,000 | 923 |
| Interest-bearing deposits | $573,660,000 | 779 |
| Deposits held in domestic offices | $597,626,000 | 920 |
| % insured | 88.46% | 2,917 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $1,756,000 | 3,222 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $11,151,000 | 567 |
| Total equity capital | $87,718,000 | 810 |
| Total bank equity capital | $87,659,000 | 812 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $0 | 6,316 |
| Surplus | $30,548,000 | 1,080 |
| Undivided profits | $57,111,000 | 624 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 131 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 4,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $2,221,000 | 1,157 |
| Earning assets | $600,727,000 | 1,023 |
| Long-term assets (5+ years) | $321,803,000 | 685 |
| Average Assets, year-to-date | $699,692,330 | 952 |
| Average Assets, quarterly | $708,890,500 | 941 |
| Volatile liabilities | $22,647,000 | 1,799 |
| Insider loans | $2,315,000 | 2,315 |
| FHLB advances | $1,000,000 | 3,299 |
| Loans and leases held for sale | $552,000 | 1,529 |
| Unused loan commitments | $61,477,000 | 1,213 |
| Tier 1 (core) risk-based capital | $65,033,000 | 1,060 |
| Tier 2 risk-based capital | $2,942,000 | 1,708 |
| Total risk weighted assets | $429,276,000 | 1,043 |
| Total unused commitments | $61,477,000 | 1,213 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 335 | 425 |
| Assets and Liabilities | ||
| Total Assets: | $719,530,000 | 938 |
| Cash and due from depository institutions | $20,230,000 | 425 |
| Interest-bearing balances | $10,767,000 | 3,309 |
| Securities | $258,435,000 | 604 |
| Federal funds sold & reverse repurchase agreements | $33,541,000 | 142 |
| Net loans & leases | $317,916,000 | 1,321 |
| Loan loss allowance | $2,861,000 | 2,351 |
| Trading account assets | $3,947,000 | 116 |
| Bank premises and fixed assets | $20,315,000 | 556 |
| Other real estate owned | $53,000 | 425 |
| Goodwill and other intangibles | $27,383,000 | 260 |
| All other assets | $37,710,000 | 570 |
| Life insurance assets | $17,703,000 | 444 |
| Total liabilities and capital | $719,530,000 | 938 |
| Total liabilities | $630,063,000 | 951 |
| Total deposits | $613,564,000 | 914 |
| Interest-bearing deposits | $591,280,000 | 759 |
| Deposits held in domestic offices | $613,564,000 | 911 |
| % insured | 85.54% | 3,811 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $1,878,000 | 3,108 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $14,621,000 | 467 |
| Total equity capital | $89,467,000 | 806 |
| Total bank equity capital | $89,408,000 | 807 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $0 | 6,388 |
| Surplus | $30,374,000 | 1,084 |
| Undivided profits | $59,034,000 | 638 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 133 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 4,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $2,363,000 | 1,055 |
| Earning assets | $624,606,000 | 992 |
| Long-term assets (5+ years) | $305,325,000 | 712 |
| Average Assets, year-to-date | $700,413,000 | 956 |
| Average Assets, quarterly | $700,413,000 | 956 |
| Volatile liabilities | $20,984,000 | 1,863 |
| Insider loans | $4,157,000 | 1,478 |
| FHLB advances | $1,000,000 | 3,221 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $62,334,000 | 1,186 |
| Tier 1 (core) risk-based capital | $63,050,000 | 1,080 |
| Tier 2 risk-based capital | $2,861,000 | 1,745 |
| Total risk weighted assets | $426,787,000 | 1,038 |
| Total unused commitments | $62,334,000 | 1,186 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 325 | 441 |
| Assets and Liabilities | ||
| Total Assets: | $681,296,000 | 994 |
| Cash and due from depository institutions | $16,340,000 | 441 |
| Interest-bearing balances | $1,264,000 | 5,795 |
| Securities | $257,446,000 | 593 |
| Federal funds sold & reverse repurchase agreements | $3,322,000 | 1,441 |
| Net loans & leases | $311,764,000 | 1,338 |
| Loan loss allowance | $2,776,000 | 2,417 |
| Trading account assets | $5,630,000 | 101 |
| Bank premises and fixed assets | $20,617,000 | 552 |
| Other real estate owned | $0 | 441 |
| Goodwill and other intangibles | $27,431,000 | 260 |
| All other assets | $38,746,000 | 564 |
| Life insurance assets | $17,576,000 | 435 |
| Total liabilities and capital | $681,296,000 | 994 |
| Total liabilities | $593,569,000 | 1,016 |
| Total deposits | $574,985,000 | 968 |
| Interest-bearing deposits | $549,200,000 | 818 |
| Deposits held in domestic offices | $574,985,000 | 967 |
| % insured | 87.91% | 4,108 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $7,000,000 | 2,093 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $11,584,000 | 556 |
| Total equity capital | $87,727,000 | 815 |
| Total bank equity capital | $87,668,000 | 816 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $0 | 6,448 |
| Surplus | $30,207,000 | 1,088 |
| Undivided profits | $57,461,000 | 658 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 138 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 4,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,065,000 | 1,259 |
| Earning assets | $579,426,000 | 1,064 |
| Long-term assets (5+ years) | $278,697,000 | 750 |
| Average Assets, year-to-date | $679,679,600 | 962 |
| Average Assets, quarterly | $678,862,500 | 991 |
| Volatile liabilities | $24,878,000 | 1,694 |
| Insider loans | $4,211,000 | 1,467 |
| FHLB advances | $6,000,000 | 2,148 |
| Loans and leases held for sale | $1,029,000 | 1,423 |
| Unused loan commitments | $64,630,000 | 1,096 |
| Tier 1 (core) risk-based capital | $60,815,000 | 1,108 |
| Tier 2 risk-based capital | $2,776,000 | 1,797 |
| Total risk weighted assets | $419,404,000 | 1,050 |
| Total unused commitments | $64,630,000 | 1,096 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 323 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $676,429,000 | 991 |
| Cash and due from depository institutions | $16,831,000 | 440 |
| Interest-bearing balances | $3,224,000 | 4,869 |
| Securities | $252,796,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $14,615,000 | 364 |
| Net loans & leases | $301,207,000 | 1,391 |
| Loan loss allowance | $2,640,000 | 2,570 |
| Trading account assets | $7,541,000 | 88 |
| Bank premises and fixed assets | $20,709,000 | 538 |
| Other real estate owned | $52,000 | 440 |
| Goodwill and other intangibles | $25,190,000 | 271 |
| All other assets | $37,488,000 | 597 |
| Life insurance assets | $17,399,000 | 428 |
| Total liabilities and capital | $676,429,000 | 991 |
| Total liabilities | $587,103,000 | 1,015 |
| Total deposits | $571,498,000 | 960 |
| Interest-bearing deposits | $545,602,000 | 823 |
| Deposits held in domestic offices | $571,498,000 | 958 |
| % insured | 90.71% | 3,370 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $6,046,000 | 2,258 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $9,559,000 | 673 |
| Total equity capital | $89,326,000 | 807 |
| Total bank equity capital | $89,267,000 | 807 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 6,537 |
| Surplus | $30,014,000 | 1,104 |
| Undivided profits | $59,253,000 | 643 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 138 |
| Memoranda | ||
| Noncurrent loans and leases | $748,000 | 4,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,287,000 | 1,238 |
| Earning assets | $579,383,000 | 1,069 |
| Long-term assets (5+ years) | $266,758,000 | 771 |
| Average Assets, year-to-date | $679,275,500 | 972 |
| Average Assets, quarterly | $676,521,500 | 985 |
| Volatile liabilities | $22,976,000 | 1,818 |
| Insider loans | $3,959,000 | 1,572 |
| FHLB advances | $6,000,000 | 2,169 |
| Loans and leases held for sale | $1,558,000 | 1,212 |
| Unused loan commitments | $73,388,000 | 994 |
| Tier 1 (core) risk-based capital | $65,842,000 | 1,026 |
| Tier 2 risk-based capital | $2,640,000 | 1,902 |
| Total risk weighted assets | $407,396,000 | 1,079 |
| Total unused commitments | $73,388,000 | 994 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 338 | 414 |
| Assets and Liabilities | ||
| Total Assets: | $676,614,000 | 986 |
| Cash and due from depository institutions | $13,504,000 | 414 |
| Interest-bearing balances | $169,000 | 6,509 |
| Securities | $271,770,000 | 571 |
| Federal funds sold & reverse repurchase agreements | $2,596,000 | 1,718 |
| Net loans & leases | $294,064,000 | 1,419 |
| Loan loss allowance | $2,505,000 | 2,693 |
| Trading account assets | $7,687,000 | 88 |
| Bank premises and fixed assets | $20,952,000 | 530 |
| Other real estate owned | $203,000 | 414 |
| Goodwill and other intangibles | $25,279,000 | 268 |
| All other assets | $40,559,000 | 555 |
| Life insurance assets | $17,196,000 | 422 |
| Total liabilities and capital | $676,614,000 | 986 |
| Total liabilities | $588,266,000 | 1,003 |
| Total deposits | $563,116,000 | 969 |
| Interest-bearing deposits | $538,844,000 | 839 |
| Deposits held in domestic offices | $563,116,000 | 965 |
| % insured | 90.10% | 3,673 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $14,092,000 | 1,463 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $11,058,000 | 577 |
| Total equity capital | $88,348,000 | 802 |
| Total bank equity capital | $88,289,000 | 803 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $0 | 6,596 |
| Surplus | $29,877,000 | 1,103 |
| Undivided profits | $58,412,000 | 636 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 138 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 4,653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,325,000 | 1,131 |
| Earning assets | $576,286,000 | 1,058 |
| Long-term assets (5+ years) | $271,665,000 | 750 |
| Average Assets, year-to-date | $680,224,330 | 968 |
| Average Assets, quarterly | $688,309,000 | 968 |
| Volatile liabilities | $30,732,000 | 1,456 |
| Insider loans | $5,631,000 | 1,150 |
| FHLB advances | $14,000,000 | 1,397 |
| Loans and leases held for sale | $833,000 | 1,429 |
| Unused loan commitments | $74,213,000 | 945 |
| Tier 1 (core) risk-based capital | $65,348,000 | 1,021 |
| Tier 2 risk-based capital | $2,505,000 | 1,997 |
| Total risk weighted assets | $409,342,000 | 1,071 |
| Total unused commitments | $74,213,000 | 945 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 325 | 429 |
| Assets and Liabilities | ||
| Total Assets: | $700,004,000 | 956 |
| Cash and due from depository institutions | $21,297,000 | 429 |
| Interest-bearing balances | $10,020,000 | 3,366 |
| Securities | $271,654,000 | 587 |
| Federal funds sold & reverse repurchase agreements | $29,684,000 | 172 |
| Net loans & leases | $286,208,000 | 1,462 |
| Loan loss allowance | $3,007,000 | 2,366 |
| Trading account assets | $7,446,000 | 93 |
| Bank premises and fixed assets | $21,216,000 | 516 |
| Other real estate owned | $139,000 | 429 |
| Goodwill and other intangibles | $25,387,000 | 265 |
| All other assets | $36,973,000 | 601 |
| Life insurance assets | $17,119,000 | 416 |
| Total liabilities and capital | $700,004,000 | 956 |
| Total liabilities | $615,106,000 | 966 |
| Total deposits | $593,120,000 | 925 |
| Interest-bearing deposits | $570,353,000 | 799 |
| Deposits held in domestic offices | $593,120,000 | 922 |
| % insured | 89.64% | 3,897 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $11,153,000 | 1,723 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $10,833,000 | 561 |
| Total equity capital | $84,898,000 | 820 |
| Total bank equity capital | $84,839,000 | 820 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $0 | 6,651 |
| Surplus | $29,867,000 | 1,109 |
| Undivided profits | $54,972,000 | 653 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $1,678,000 | 3,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,513,000 | 1,035 |
| Earning assets | $605,012,000 | 1,008 |
| Long-term assets (5+ years) | $281,866,000 | 722 |
| Average Assets, year-to-date | $682,029,500 | 968 |
| Average Assets, quarterly | $682,029,500 | 968 |
| Volatile liabilities | $27,621,000 | 1,598 |
| Insider loans | $5,406,000 | 1,172 |
| FHLB advances | $11,000,000 | 1,656 |
| Loans and leases held for sale | $831,000 | 1,372 |
| Unused loan commitments | $64,865,000 | 1,047 |
| Tier 1 (core) risk-based capital | $63,344,000 | 1,040 |
| Tier 2 risk-based capital | $3,007,000 | 1,705 |
| Total risk weighted assets | $413,408,000 | 1,055 |
| Total unused commitments | $64,865,000 | 1,047 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 330 | 422 |
| Assets and Liabilities | ||
| Total Assets: | $664,055,000 | 993 |
| Cash and due from depository institutions | $22,668,000 | 422 |
| Interest-bearing balances | $9,279,000 | 3,085 |
| Securities | $244,504,000 | 616 |
| Federal funds sold & reverse repurchase agreements | $17,661,000 | 305 |
| Net loans & leases | $286,083,000 | 1,475 |
| Loan loss allowance | $2,899,000 | 2,434 |
| Trading account assets | $7,011,000 | 90 |
| Bank premises and fixed assets | $21,327,000 | 516 |
| Other real estate owned | $190,000 | 422 |
| Goodwill and other intangibles | $25,469,000 | 268 |
| All other assets | $39,142,000 | 586 |
| Life insurance assets | $16,978,000 | 407 |
| Total liabilities and capital | $664,055,000 | 993 |
| Total liabilities | $580,993,000 | 1,015 |
| Total deposits | $556,479,000 | 971 |
| Interest-bearing deposits | $532,738,000 | 837 |
| Deposits held in domestic offices | $556,479,000 | 967 |
| % insured | 89.13% | 4,100 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $11,199,000 | 1,839 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $13,315,000 | 486 |
| Total equity capital | $83,062,000 | 833 |
| Total bank equity capital | $83,003,000 | 833 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $0 | 6,724 |
| Surplus | $29,858,000 | 1,114 |
| Undivided profits | $53,145,000 | 664 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 135 |
| Memoranda | ||
| Noncurrent loans and leases | $1,437,000 | 3,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,227,000 | 1,243 |
| Earning assets | $564,538,000 | 1,075 |
| Long-term assets (5+ years) | $260,099,000 | 624 |
| Average Assets, year-to-date | $667,738,600 | 971 |
| Average Assets, quarterly | $671,027,000 | 981 |
| Volatile liabilities | $22,232,000 | 2,039 |
| Insider loans | $5,657,000 | 1,138 |
| FHLB advances | $11,000,000 | 1,764 |
| Loans and leases held for sale | $688,000 | 1,295 |
| Unused loan commitments | $71,842,000 | 938 |
| Tier 1 (core) risk-based capital | $61,146,000 | 1,063 |
| Tier 2 risk-based capital | $2,899,000 | 1,763 |
| Total risk weighted assets | $409,975,000 | 1,080 |
| Total unused commitments | $71,842,000 | 940 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 324 | 431 |
| Assets and Liabilities | ||
| Total Assets: | $677,999,000 | 975 |
| Cash and due from depository institutions | $19,709,000 | 431 |
| Interest-bearing balances | $4,929,000 | 4,188 |
| Securities | $258,400,000 | 577 |
| Federal funds sold & reverse repurchase agreements | $21,875,000 | 254 |
| Net loans & leases | $287,640,000 | 1,461 |
| Loan loss allowance | $3,101,000 | 2,318 |
| Trading account assets | $6,970,000 | 94 |
| Bank premises and fixed assets | $20,835,000 | 529 |
| Other real estate owned | $219,000 | 431 |
| Goodwill and other intangibles | $25,521,000 | 269 |
| All other assets | $36,830,000 | 624 |
| Life insurance assets | $16,737,000 | 406 |
| Total liabilities and capital | $677,999,000 | 975 |
| Total liabilities | $595,965,000 | 991 |
| Total deposits | $563,906,000 | 950 |
| Interest-bearing deposits | $539,742,000 | 838 |
| Deposits held in domestic offices | $563,906,000 | 947 |
| % insured | 87.06% | 4,913 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $11,244,000 | 1,886 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $20,815,000 | 363 |
| Total equity capital | $82,034,000 | 854 |
| Total bank equity capital | $81,975,000 | 853 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $0 | 6,800 |
| Surplus | $29,842,000 | 1,125 |
| Undivided profits | $52,133,000 | 681 |
| Noncontrolling interests in consolidated subsidiaries | $59,000 | 140 |
| Memoranda | ||
| Noncurrent loans and leases | $1,711,000 | 3,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,550,000 | 1,112 |
| Earning assets | $579,814,000 | 1,035 |
| Long-term assets (5+ years) | $286,020,000 | 538 |
| Average Assets, year-to-date | $668,659,500 | 975 |
| Average Assets, quarterly | $667,010,000 | 987 |
| Volatile liabilities | $24,824,000 | 1,906 |
| Insider loans | $6,209,000 | 1,044 |
| FHLB advances | $11,000,000 | 1,800 |
| Loans and leases held for sale | $1,663,000 | 882 |
| Unused loan commitments | $76,613,000 | 905 |
| Tier 1 (core) risk-based capital | $59,092,000 | 1,105 |
| Tier 2 risk-based capital | $3,101,000 | 1,676 |
| Total risk weighted assets | $405,957,000 | 1,107 |
| Total unused commitments | $76,613,000 | 907 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 334 | 425 |
| Assets and Liabilities | ||
| Total Assets: | $656,021,000 | 1,006 |
| Cash and due from depository institutions | $10,838,000 | 425 |
| Interest-bearing balances | $287,000 | 6,232 |
| Securities | $262,298,000 | 568 |
| Federal funds sold & reverse repurchase agreements | $9,358,000 | 668 |
| Net loans & leases | $281,219,000 | 1,509 |
| Loan loss allowance | $3,070,000 | 2,347 |
| Trading account assets | $7,635,000 | 91 |
| Bank premises and fixed assets | $20,003,000 | 550 |
| Other real estate owned | $404,000 | 425 |
| Goodwill and other intangibles | $25,629,000 | 270 |
| All other assets | $38,637,000 | 609 |
| Life insurance assets | $16,609,000 | 407 |
| Total liabilities and capital | $656,021,000 | 1,006 |
| Total liabilities | $574,172,000 | 1,036 |
| Total deposits | $552,593,000 | 968 |
| Interest-bearing deposits | $539,250,000 | 842 |
| Deposits held in domestic offices | $552,593,000 | 964 |
| % insured | 91.55% | 3,457 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,288,000 | 1,843 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $9,291,000 | 610 |
| Total equity capital | $81,849,000 | 840 |
| Total bank equity capital | $79,290,000 | 877 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 6,875 |
| Surplus | $29,839,000 | 1,120 |
| Undivided profits | $49,451,000 | 696 |
| Noncontrolling interests in consolidated subsidiaries | $2,559,000 | 66 |
| Memoranda | ||
| Noncurrent loans and leases | $1,759,000 | 3,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,467,000 | 1,135 |
| Earning assets | $560,797,000 | 1,069 |
| Long-term assets (5+ years) | $288,550,000 | 529 |
| Average Assets, year-to-date | $665,546,330 | 990 |
| Average Assets, quarterly | $668,586,500 | 984 |
| Volatile liabilities | $22,106,000 | 2,101 |
| Insider loans | $6,199,000 | 1,065 |
| FHLB advances | $12,000,000 | 1,770 |
| Loans and leases held for sale | $283,000 | 1,365 |
| Unused loan commitments | $56,787,000 | 1,142 |
| Tier 1 (core) risk-based capital | $60,431,000 | 1,063 |
| Tier 2 risk-based capital | $3,070,000 | 1,713 |
| Total risk weighted assets | $397,541,000 | 1,137 |
| Total unused commitments | $56,787,000 | 1,142 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 317 | 457 |
| Assets and Liabilities | ||
| Total Assets: | $681,152,000 | 985 |
| Cash and due from depository institutions | $18,092,000 | 457 |
| Interest-bearing balances | $7,986,000 | 3,378 |
| Securities | $256,192,000 | 578 |
| Federal funds sold & reverse repurchase agreements | $31,810,000 | 189 |
| Net loans & leases | $283,529,000 | 1,503 |
| Loan loss allowance | $4,641,000 | 1,666 |
| Trading account assets | $7,252,000 | 90 |
| Bank premises and fixed assets | $19,592,000 | 569 |
| Other real estate owned | $322,000 | 457 |
| Goodwill and other intangibles | $25,738,000 | 272 |
| All other assets | $38,625,000 | 618 |
| Life insurance assets | $16,476,000 | 408 |
| Total liabilities and capital | $681,152,000 | 985 |
| Total liabilities | $604,242,000 | 990 |
| Total deposits | $583,791,000 | 932 |
| Interest-bearing deposits | $552,617,000 | 845 |
| Deposits held in domestic offices | $583,791,000 | 930 |
| % insured | 87.88% | 4,789 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 1,878 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $8,451,000 | 657 |
| Total equity capital | $76,910,000 | 889 |
| Total bank equity capital | $74,351,000 | 914 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 6,934 |
| Surplus | $29,833,000 | 1,130 |
| Undivided profits | $44,518,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $2,559,000 | 66 |
| Memoranda | ||
| Noncurrent loans and leases | $4,061,000 | 2,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,712,000 | 1,031 |
| Earning assets | $586,769,000 | 1,028 |
| Long-term assets (5+ years) | $279,938,000 | 528 |
| Average Assets, year-to-date | $670,309,000 | 996 |
| Average Assets, quarterly | $670,309,000 | 996 |
| Volatile liabilities | $25,156,000 | 1,953 |
| Insider loans | $6,143,000 | 1,097 |
| FHLB advances | $12,000,000 | 1,779 |
| Loans and leases held for sale | $848,000 | 817 |
| Unused loan commitments | $56,209,000 | 1,163 |
| Tier 1 (core) risk-based capital | $58,444,000 | 1,079 |
| Tier 2 risk-based capital | $4,641,000 | 1,179 |
| Total risk weighted assets | $408,706,000 | 1,117 |
| Total unused commitments | $56,209,000 | 1,164 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 329 | 437 |
| Assets and Liabilities | ||
| Total Assets: | $659,466,000 | 1,015 |
| Cash and due from depository institutions | $15,520,000 | 437 |
| Interest-bearing balances | $256,000 | 6,263 |
| Securities | $249,691,000 | 567 |
| Federal funds sold & reverse repurchase agreements | $18,134,000 | 369 |
| Net loans & leases | $283,461,000 | 1,540 |
| Loan loss allowance | $4,277,000 | 1,809 |
| Trading account assets | $7,691,000 | 89 |
| Bank premises and fixed assets | $19,850,000 | 563 |
| Other real estate owned | $199,000 | 437 |
| Goodwill and other intangibles | $25,054,000 | 278 |
| All other assets | $39,866,000 | 606 |
| Life insurance assets | $16,332,000 | 404 |
| Total liabilities and capital | $659,466,000 | 1,015 |
| Total liabilities | $584,333,000 | 1,029 |
| Total deposits | $561,227,000 | 968 |
| Interest-bearing deposits | $532,100,000 | 880 |
| Deposits held in domestic offices | $561,227,000 | 966 |
| % insured | 85.89% | 5,303 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 2,040 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $11,106,000 | 543 |
| Total equity capital | $75,133,000 | 894 |
| Total bank equity capital | $72,573,000 | 938 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $0 | 7,013 |
| Surplus | $29,834,000 | 1,120 |
| Undivided profits | $42,739,000 | 755 |
| Noncontrolling interests in consolidated subsidiaries | $2,560,000 | 67 |
| Memoranda | ||
| Noncurrent loans and leases | $3,977,000 | 2,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,434,000 | 1,198 |
| Earning assets | $559,233,000 | 1,094 |
| Long-term assets (5+ years) | $263,948,000 | 545 |
| Average Assets, year-to-date | $622,117,400 | 1,073 |
| Average Assets, quarterly | $653,180,000 | 1,029 |
| Volatile liabilities | $56,031,000 | 2,284 |
| Insider loans | $6,149,000 | 1,119 |
| FHLB advances | $12,000,000 | 1,937 |
| Loans and leases held for sale | $857,000 | 1,267 |
| Unused loan commitments | $57,215,000 | 1,122 |
| Tier 1 (core) risk-based capital | $57,687,000 | 1,094 |
| Tier 2 risk-based capital | $4,277,000 | 1,299 |
| Total risk weighted assets | $408,927,000 | 1,133 |
| Total unused commitments | $57,215,000 | 1,123 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 320 | 451 |
| Assets and Liabilities | ||
| Total Assets: | $646,894,000 | 1,047 |
| Cash and due from depository institutions | $15,187,000 | 451 |
| Interest-bearing balances | $1,618,000 | 5,137 |
| Securities | $224,691,000 | 612 |
| Federal funds sold & reverse repurchase agreements | $29,496,000 | 214 |
| Net loans & leases | $285,618,000 | 1,555 |
| Loan loss allowance | $4,099,000 | 1,881 |
| Trading account assets | $7,283,000 | 93 |
| Bank premises and fixed assets | $21,235,000 | 519 |
| Other real estate owned | $782,000 | 451 |
| Goodwill and other intangibles | $25,134,000 | 275 |
| All other assets | $37,468,000 | 634 |
| Life insurance assets | $16,187,000 | 398 |
| Total liabilities and capital | $646,894,000 | 1,047 |
| Total liabilities | $568,422,000 | 1,070 |
| Total deposits | $543,987,000 | 1,005 |
| Interest-bearing deposits | $527,356,000 | 896 |
| Deposits held in domestic offices | $543,987,000 | 1,003 |
| % insured | 87.51% | 4,374 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $17,000,000 | 1,767 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $7,435,000 | 781 |
| Total equity capital | $78,472,000 | 874 |
| Total bank equity capital | $75,913,000 | 909 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $0 | 7,110 |
| Surplus | $29,810,000 | 1,106 |
| Undivided profits | $46,103,000 | 734 |
| Noncontrolling interests in consolidated subsidiaries | $2,559,000 | 67 |
| Memoranda | ||
| Noncurrent loans and leases | $2,325,000 | 3,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,493,000 | 1,246 |
| Earning assets | $548,706,000 | 1,134 |
| Long-term assets (5+ years) | $232,050,000 | 592 |
| Average Assets, year-to-date | $612,780,250 | 1,099 |
| Average Assets, quarterly | $630,900,000 | 1,074 |
| Volatile liabilities | $59,454,000 | 2,242 |
| Insider loans | $4,279,000 | 1,656 |
| FHLB advances | $17,000,000 | 1,664 |
| Loans and leases held for sale | $2,089,000 | 939 |
| Unused loan commitments | $64,702,000 | 1,048 |
| Tier 1 (core) risk-based capital | $56,921,000 | 1,105 |
| Tier 2 risk-based capital | $4,099,000 | 1,368 |
| Total risk weighted assets | $406,288,000 | 1,156 |
| Total unused commitments | $64,702,000 | 1,049 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 336 | 421 |
| Assets and Liabilities | ||
| Total Assets: | $614,906,000 | 1,103 |
| Cash and due from depository institutions | $14,983,000 | 421 |
| Interest-bearing balances | $2,469,000 | 4,597 |
| Securities | $198,167,000 | 681 |
| Federal funds sold & reverse repurchase agreements | $17,053,000 | 408 |
| Net loans & leases | $291,346,000 | 1,541 |
| Loan loss allowance | $3,452,000 | 2,148 |
| Trading account assets | $6,884,000 | 96 |
| Bank premises and fixed assets | $21,407,000 | 518 |
| Other real estate owned | $199,000 | 421 |
| Goodwill and other intangibles | $25,214,000 | 274 |
| All other assets | $39,653,000 | 600 |
| Life insurance assets | $16,003,000 | 401 |
| Total liabilities and capital | $614,906,000 | 1,103 |
| Total liabilities | $552,242,000 | 1,101 |
| Total deposits | $521,941,000 | 1,048 |
| Interest-bearing deposits | $502,236,000 | 944 |
| Deposits held in domestic offices | $521,941,000 | 1,046 |
| % insured | 88.48% | 4,146 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $23,500,000 | 1,467 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,801,000 | 799 |
| Total equity capital | $62,664,000 | 1,088 |
| Total bank equity capital | $60,105,000 | 1,129 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $0 | 7,172 |
| Surplus | $15,284,000 | 1,929 |
| Undivided profits | $44,821,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $2,559,000 | 67 |
| Memoranda | ||
| Noncurrent loans and leases | $2,988,000 | 3,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,289,000 | 1,325 |
| Earning assets | $515,919,000 | 1,210 |
| Long-term assets (5+ years) | $208,728,000 | 660 |
| Average Assets, year-to-date | $601,409,000 | 1,127 |
| Average Assets, quarterly | $606,493,000 | 1,117 |
| Volatile liabilities | $66,639,000 | 2,084 |
| Insider loans | $4,487,000 | 1,590 |
| FHLB advances | $23,500,000 | 1,386 |
| Loans and leases held for sale | $1,586,000 | 840 |
| Unused loan commitments | $64,495,000 | 1,030 |
| Tier 1 (core) risk-based capital | $41,358,000 | 1,526 |
| Tier 2 risk-based capital | $3,452,000 | 1,617 |
| Total risk weighted assets | $398,035,000 | 1,191 |
| Total unused commitments | $64,495,000 | 1,032 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 316 | 461 |
| Assets and Liabilities | ||
| Total Assets: | $598,080,000 | 1,164 |
| Cash and due from depository institutions | $19,950,000 | 461 |
| Interest-bearing balances | $7,412,000 | 3,112 |
| Securities | $170,805,000 | 793 |
| Federal funds sold & reverse repurchase agreements | $22,130,000 | 375 |
| Net loans & leases | $293,175,000 | 1,572 |
| Loan loss allowance | $3,300,000 | 2,255 |
| Trading account assets | $7,757,000 | 103 |
| Bank premises and fixed assets | $21,113,000 | 537 |
| Other real estate owned | $241,000 | 461 |
| Goodwill and other intangibles | $25,308,000 | 278 |
| All other assets | $37,601,000 | 653 |
| Life insurance assets | $15,879,000 | 403 |
| Total liabilities and capital | $598,080,000 | 1,164 |
| Total liabilities | $536,916,000 | 1,168 |
| Total deposits | $505,779,000 | 1,111 |
| Interest-bearing deposits | $490,831,000 | 986 |
| Deposits held in domestic offices | $505,779,000 | 1,109 |
| % insured | 90.29% | 3,595 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $23,500,000 | 1,547 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,637,000 | 740 |
| Total equity capital | $61,164,000 | 1,101 |
| Total bank equity capital | $58,604,000 | 1,150 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $0 | 7,272 |
| Surplus | $15,215,000 | 1,973 |
| Undivided profits | $43,389,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $2,560,000 | 68 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 6,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,338,000 | 1,340 |
| Earning assets | $501,279,000 | 1,282 |
| Long-term assets (5+ years) | $185,571,000 | 738 |
| Average Assets, year-to-date | $594,660,500 | 1,165 |
| Average Assets, quarterly | $594,660,500 | 1,165 |
| Volatile liabilities | $70,609,000 | 2,050 |
| Insider loans | $4,587,000 | 1,628 |
| FHLB advances | $23,500,000 | 1,454 |
| Loans and leases held for sale | $823,000 | 995 |
| Unused loan commitments | $58,570,000 | 1,172 |
| Tier 1 (core) risk-based capital | $40,450,000 | 1,565 |
| Tier 2 risk-based capital | $3,300,000 | 1,717 |
| Total risk weighted assets | $396,302,000 | 1,237 |
| Total unused commitments | $58,570,000 | 1,174 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 318 | 455 |
| Assets and Liabilities | ||
| Total Assets: | $591,241,000 | 1,185 |
| Cash and due from depository institutions | $35,285,000 | 455 |
| Interest-bearing balances | $2,905,000 | 4,067 |
| Securities | $162,225,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $4,103,000 | 1,905 |
| Net loans & leases | $295,922,000 | 1,587 |
| Loan loss allowance | $2,901,000 | 2,462 |
| Trading account assets | $7,627,000 | 106 |
| Bank premises and fixed assets | $21,222,000 | 536 |
| Other real estate owned | $0 | 455 |
| Goodwill and other intangibles | $25,314,000 | 276 |
| All other assets | $39,543,000 | 630 |
| Life insurance assets | $15,712,000 | 404 |
| Total liabilities and capital | $591,241,000 | 1,185 |
| Total liabilities | $531,506,000 | 1,182 |
| Total deposits | $489,897,000 | 1,143 |
| Interest-bearing deposits | $478,119,000 | 1,012 |
| Deposits held in domestic offices | $489,897,000 | 1,141 |
| % insured | 88.10% | 4,353 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $31,000,000 | 1,346 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $10,609,000 | 580 |
| Total equity capital | $59,735,000 | 1,107 |
| Total bank equity capital | $57,176,000 | 1,150 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $15,154,000 | 1,980 |
| Undivided profits | $42,022,000 | 760 |
| Noncontrolling interests in consolidated subsidiaries | $2,559,000 | 68 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 5,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,469,000 | 1,314 |
| Earning assets | $472,782,000 | 1,353 |
| Long-term assets (5+ years) | $177,896,000 | 775 |
| Average Assets, year-to-date | $563,494,600 | 1,233 |
| Average Assets, quarterly | $584,154,000 | 1,199 |
| Volatile liabilities | $75,689,000 | 1,935 |
| Insider loans | $4,859,000 | 1,584 |
| FHLB advances | $31,000,000 | 1,261 |
| Loans and leases held for sale | $687,000 | 1,148 |
| Unused loan commitments | $62,591,000 | 1,118 |
| Tier 1 (core) risk-based capital | $39,734,000 | 1,581 |
| Tier 2 risk-based capital | $2,901,000 | 1,943 |
| Total risk weighted assets | $397,494,000 | 1,272 |
| Total unused commitments | $62,591,000 | 1,119 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 314 | 468 |
| Assets and Liabilities | ||
| Total Assets: | $577,067,000 | 1,229 |
| Cash and due from depository institutions | $16,035,000 | 468 |
| Interest-bearing balances | $2,734,000 | 3,922 |
| Securities | $164,212,000 | 788 |
| Federal funds sold & reverse repurchase agreements | $10,718,000 | 862 |
| Net loans & leases | $295,651,000 | 1,621 |
| Loan loss allowance | $2,875,000 | 2,408 |
| Trading account assets | $7,220,000 | 114 |
| Bank premises and fixed assets | $21,167,000 | 546 |
| Other real estate owned | $0 | 468 |
| Goodwill and other intangibles | $25,441,000 | 292 |
| All other assets | $36,623,000 | 611 |
| Life insurance assets | $15,526,000 | 415 |
| Total liabilities and capital | $577,067,000 | 1,229 |
| Total liabilities | $517,435,000 | 1,234 |
| Total deposits | $479,747,000 | 1,175 |
| Interest-bearing deposits | $456,910,000 | 1,064 |
| Deposits held in domestic offices | $479,747,000 | 1,172 |
| % insured | 86.48% | 5,091 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $31,000,000 | 1,388 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,688,000 | 893 |
| Total equity capital | $59,632,000 | 1,134 |
| Total bank equity capital | $57,073,000 | 1,185 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $15,096,000 | 1,977 |
| Undivided profits | $41,977,000 | 794 |
| Noncontrolling interests in consolidated subsidiaries | $2,559,000 | 67 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 6,394 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,334,000 | 1,526 |
| Earning assets | $480,535,000 | 1,348 |
| Long-term assets (5+ years) | $177,997,000 | 772 |
| Average Assets, year-to-date | $556,558,000 | 1,254 |
| Average Assets, quarterly | $568,234,500 | 1,245 |
| Volatile liabilities | $65,074,000 | 2,221 |
| Insider loans | $4,098,000 | 1,847 |
| FHLB advances | $31,000,000 | 1,301 |
| Loans and leases held for sale | $816,000 | 1,033 |
| Unused loan commitments | $57,758,000 | 1,256 |
| Tier 1 (core) risk-based capital | $37,956,000 | 1,696 |
| Tier 2 risk-based capital | $2,875,000 | 1,974 |
| Total risk weighted assets | $396,984,000 | 1,300 |
| Total unused commitments | $57,758,000 | 1,256 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 319 | 467 |
| Assets and Liabilities | ||
| Total Assets: | $559,402,000 | 1,274 |
| Cash and due from depository institutions | $14,053,000 | 467 |
| Interest-bearing balances | $2,882,000 | 3,534 |
| Securities | $152,973,000 | 832 |
| Federal funds sold & reverse repurchase agreements | $7,037,000 | 1,418 |
| Net loans & leases | $292,863,000 | 1,665 |
| Loan loss allowance | $2,624,000 | 2,481 |
| Trading account assets | $6,491,000 | 124 |
| Bank premises and fixed assets | $21,402,000 | 548 |
| Other real estate owned | $49,000 | 467 |
| Goodwill and other intangibles | $25,533,000 | 312 |
| All other assets | $39,001,000 | 598 |
| Life insurance assets | $15,310,000 | 431 |
| Total liabilities and capital | $559,402,000 | 1,274 |
| Total liabilities | $502,140,000 | 1,287 |
| Total deposits | $460,974,000 | 1,224 |
| Interest-bearing deposits | $438,336,000 | 1,120 |
| Deposits held in domestic offices | $460,974,000 | 1,221 |
| % insured | 83.11% | 2,770 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $32,000,000 | 1,425 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,166,000 | 713 |
| Total equity capital | $57,262,000 | 1,183 |
| Total bank equity capital | $54,703,000 | 1,233 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $14,979,000 | 1,998 |
| Undivided profits | $39,724,000 | 836 |
| Noncontrolling interests in consolidated subsidiaries | $2,559,000 | 71 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 5,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,432,000 | 1,403 |
| Earning assets | $462,246,000 | 1,413 |
| Long-term assets (5+ years) | $169,388,000 | 822 |
| Average Assets, year-to-date | $549,721,670 | 1,287 |
| Average Assets, quarterly | $554,507,500 | 1,286 |
| Volatile liabilities | $58,540,000 | 2,417 |
| Insider loans | $5,244,000 | 1,492 |
| FHLB advances | $32,000,000 | 1,340 |
| Loans and leases held for sale | $1,031,000 | 1,186 |
| Unused loan commitments | $63,087,000 | 1,222 |
| Tier 1 (core) risk-based capital | $36,993,000 | 1,759 |
| Tier 2 risk-based capital | $2,624,000 | 2,110 |
| Total risk weighted assets | $389,933,000 | 1,347 |
| Total unused commitments | $63,087,000 | 1,223 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 308 | 479 |
| Assets and Liabilities | ||
| Total Assets: | $549,613,000 | 1,308 |
| Cash and due from depository institutions | $14,615,000 | 479 |
| Interest-bearing balances | $4,298,000 | 2,746 |
| Securities | $136,793,000 | 919 |
| Federal funds sold & reverse repurchase agreements | $12,702,000 | 953 |
| Net loans & leases | $296,393,000 | 1,660 |
| Loan loss allowance | $2,554,000 | 2,460 |
| Trading account assets | $5,503,000 | 138 |
| Bank premises and fixed assets | $21,684,000 | 530 |
| Other real estate owned | $0 | 479 |
| Goodwill and other intangibles | $25,485,000 | 322 |
| All other assets | $36,438,000 | 623 |
| Life insurance assets | $15,164,000 | 433 |
| Total liabilities and capital | $549,613,000 | 1,308 |
| Total liabilities | $495,060,000 | 1,306 |
| Total deposits | $446,224,000 | 1,252 |
| Interest-bearing deposits | $439,754,000 | 1,110 |
| Deposits held in domestic offices | $446,224,000 | 1,248 |
| % insured | 82.22% | 3,121 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $44,000,000 | 1,175 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,836,000 | 1,174 |
| Total equity capital | $54,553,000 | 1,249 |
| Total bank equity capital | $51,993,000 | 1,321 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $14,941,000 | 1,989 |
| Undivided profits | $37,052,000 | 905 |
| Noncontrolling interests in consolidated subsidiaries | $2,560,000 | 71 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 5,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $148,000 | 755 |
| Income earned, not collected on loans | $2,200,000 | 1,588 |
| Earning assets | $455,689,000 | 1,442 |
| Long-term assets (5+ years) | $159,859,000 | 852 |
| Average Assets, year-to-date | $544,881,500 | 1,304 |
| Average Assets, quarterly | $544,881,500 | 1,304 |
| Volatile liabilities | $73,022,000 | 2,048 |
| Insider loans | $5,386,000 | 1,457 |
| FHLB advances | $44,000,000 | 1,081 |
| Loans and leases held for sale | $696,000 | 1,253 |
| Unused loan commitments | $61,375,000 | 1,297 |
| Tier 1 (core) risk-based capital | $35,774,000 | 1,839 |
| Tier 2 risk-based capital | $2,554,000 | 2,152 |
| Total risk weighted assets | $370,364,000 | 1,417 |
| Total unused commitments | $61,375,000 | 1,299 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 314 | 475 |
| Assets and Liabilities | ||
| Total Assets: | $540,150,000 | 1,304 |
| Cash and due from depository institutions | $13,297,000 | 475 |
| Interest-bearing balances | $2,588,000 | 2,671 |
| Securities | $134,763,000 | 910 |
| Federal funds sold & reverse repurchase agreements | $72,000 | 5,149 |
| Net loans & leases | $302,586,000 | 1,636 |
| Loan loss allowance | $2,624,000 | 2,350 |
| Trading account assets | $5,941,000 | 133 |
| Bank premises and fixed assets | $21,737,000 | 536 |
| Other real estate owned | $0 | 475 |
| Goodwill and other intangibles | $25,383,000 | 334 |
| All other assets | $36,371,000 | 628 |
| Life insurance assets | $15,020,000 | 438 |
| Total liabilities and capital | $540,150,000 | 1,304 |
| Total liabilities | $487,141,000 | 1,312 |
| Total deposits | $425,798,000 | 1,281 |
| Interest-bearing deposits | $416,162,000 | 1,142 |
| Deposits held in domestic offices | $425,798,000 | 1,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $52,825,000 | 1,111 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $8,518,000 | 767 |
| Total equity capital | $53,009,000 | 1,272 |
| Total bank equity capital | $53,009,000 | 1,272 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $14,891,000 | 1,968 |
| Undivided profits | $38,118,000 | 867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $513,000 | 5,342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,659,000 | 1,361 |
| Earning assets | $445,950,000 | 1,439 |
| Long-term assets (5+ years) | $160,405,000 | 837 |
| Average Assets, year-to-date | $540,696,000 | 1,257 |
| Average Assets, quarterly | $544,954,000 | 1,283 |
| Volatile liabilities | $67,677,000 | 2,129 |
| Insider loans | $2,177,000 | 2,997 |
| FHLB advances | $52,825,000 | 1,021 |
| Loans and leases held for sale | $741,000 | 982 |
| Unused loan commitments | $58,067,000 | 1,386 |
| Tier 1 (core) risk-based capital | $34,590,000 | 1,860 |
| Tier 2 risk-based capital | $2,624,000 | 2,079 |
| Total risk weighted assets | $364,619,000 | 1,435 |
| Total unused commitments | $58,067,000 | 1,390 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 308 | 492 |
| Assets and Liabilities | ||
| Total Assets: | $549,758,000 | 1,275 |
| Cash and due from depository institutions | $24,104,000 | 492 |
| Interest-bearing balances | $2,645,000 | 2,056 |
| Securities | $138,212,000 | 859 |
| Federal funds sold & reverse repurchase agreements | $21,000 | 5,782 |
| Net loans & leases | $298,863,000 | 1,647 |
| Loan loss allowance | $2,488,000 | 2,288 |
| Trading account assets | $6,591,000 | 136 |
| Bank premises and fixed assets | $21,885,000 | 534 |
| Other real estate owned | $155,000 | 492 |
| Goodwill and other intangibles | $25,522,000 | 362 |
| All other assets | $34,405,000 | 631 |
| Life insurance assets | $14,876,000 | 438 |
| Total liabilities and capital | $549,758,000 | 1,275 |
| Total liabilities | $498,326,000 | 1,268 |
| Total deposits | $439,956,000 | 1,206 |
| Interest-bearing deposits | $424,225,000 | 1,087 |
| Deposits held in domestic offices | $439,956,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $51,900,000 | 1,152 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,470,000 | 909 |
| Total equity capital | $51,432,000 | 1,316 |
| Total bank equity capital | $51,432,000 | 1,316 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $14,856,000 | 1,958 |
| Undivided profits | $36,576,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,463,000 | 1,572 |
| Earning assets | $446,332,000 | 1,429 |
| Long-term assets (5+ years) | $163,717,000 | 816 |
| Average Assets, year-to-date | $540,832,500 | 1,251 |
| Average Assets, quarterly | $549,542,000 | 1,262 |
| Volatile liabilities | $63,993,000 | 2,179 |
| Insider loans | $1,928,000 | 3,222 |
| FHLB advances | $51,900,000 | 1,074 |
| Loans and leases held for sale | $217,000 | 1,335 |
| Unused loan commitments | $57,267,000 | 1,505 |
| Tier 1 (core) risk-based capital | $33,296,000 | 1,975 |
| Tier 2 risk-based capital | $2,488,000 | 2,104 |
| Total risk weighted assets | $357,325,000 | 1,458 |
| Total unused commitments | $57,267,000 | 1,506 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 323 | 470 |
| Assets and Liabilities | ||
| Total Assets: | $549,326,000 | 1,269 |
| Cash and due from depository institutions | $13,083,000 | 470 |
| Interest-bearing balances | $271,000 | 4,087 |
| Securities | $151,541,000 | 793 |
| Federal funds sold & reverse repurchase agreements | $42,000 | 5,819 |
| Net loans & leases | $290,770,000 | 1,677 |
| Loan loss allowance | $2,528,000 | 2,207 |
| Trading account assets | $13,037,000 | 116 |
| Bank premises and fixed assets | $22,108,000 | 503 |
| Other real estate owned | $28,000 | 470 |
| Goodwill and other intangibles | $25,705,000 | 373 |
| All other assets | $33,012,000 | 645 |
| Life insurance assets | $14,728,000 | 442 |
| Total liabilities and capital | $549,326,000 | 1,269 |
| Total liabilities | $492,506,000 | 1,265 |
| Total deposits | $428,424,000 | 1,229 |
| Interest-bearing deposits | $400,394,000 | 1,150 |
| Deposits held in domestic offices | $428,424,000 | 1,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $58,900,000 | 1,013 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,182,000 | 1,091 |
| Total equity capital | $56,820,000 | 1,189 |
| Total bank equity capital | $56,820,000 | 1,189 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $14,811,000 | 1,941 |
| Undivided profits | $42,009,000 | 835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $446,000 | 5,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,680,000 | 1,377 |
| Earning assets | $455,661,000 | 1,393 |
| Long-term assets (5+ years) | $170,536,000 | 758 |
| Average Assets, year-to-date | $537,857,330 | 1,259 |
| Average Assets, quarterly | $546,051,500 | 1,253 |
| Volatile liabilities | $76,460,000 | 1,853 |
| Insider loans | $1,937,000 | 3,212 |
| FHLB advances | $58,900,000 | 948 |
| Loans and leases held for sale | $377,000 | 1,258 |
| Unused loan commitments | $63,624,000 | 1,418 |
| Tier 1 (core) risk-based capital | $34,982,000 | 1,882 |
| Tier 2 risk-based capital | $2,528,000 | 2,049 |
| Total risk weighted assets | $360,085,000 | 1,454 |
| Total unused commitments | $63,624,000 | 1,418 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 307 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $542,777,000 | 1,259 |
| Cash and due from depository institutions | $12,129,000 | 491 |
| Interest-bearing balances | $546,000 | 3,578 |
| Securities | $146,700,000 | 811 |
| Federal funds sold & reverse repurchase agreements | $12,081,000 | 1,445 |
| Net loans & leases | $281,132,000 | 1,697 |
| Loan loss allowance | $2,496,000 | 2,138 |
| Trading account assets | $13,041,000 | 127 |
| Bank premises and fixed assets | $22,205,000 | 495 |
| Other real estate owned | $76,000 | 491 |
| Goodwill and other intangibles | $25,766,000 | 380 |
| All other assets | $29,647,000 | 689 |
| Life insurance assets | $14,591,000 | 441 |
| Total liabilities and capital | $542,777,000 | 1,259 |
| Total liabilities | $484,170,000 | 1,266 |
| Total deposits | $422,560,000 | 1,255 |
| Interest-bearing deposits | $406,367,000 | 1,132 |
| Deposits held in domestic offices | $422,560,000 | 1,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $56,400,000 | 988 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,210,000 | 1,173 |
| Total equity capital | $58,607,000 | 1,181 |
| Total bank equity capital | $58,607,000 | 1,181 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $14,770,000 | 1,930 |
| Undivided profits | $43,837,000 | 844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 5,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,418,000 | 1,596 |
| Earning assets | $453,500,000 | 1,382 |
| Long-term assets (5+ years) | $158,378,000 | 799 |
| Average Assets, year-to-date | $532,123,000 | 1,266 |
| Average Assets, quarterly | $532,123,000 | 1,266 |
| Volatile liabilities | $82,388,000 | 1,706 |
| Insider loans | $2,278,000 | 2,844 |
| FHLB advances | $56,400,000 | 921 |
| Loans and leases held for sale | $510,000 | 1,231 |
| Unused loan commitments | $59,283,000 | 1,546 |
| Tier 1 (core) risk-based capital | $34,147,000 | 1,930 |
| Tier 2 risk-based capital | $2,496,000 | 2,018 |
| Total risk weighted assets | $349,643,000 | 1,474 |
| Total unused commitments | $59,283,000 | 1,546 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 317 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $521,469,000 | 1,286 |
| Cash and due from depository institutions | $14,097,000 | 483 |
| Interest-bearing balances | $462,000 | 3,257 |
| Securities | $142,394,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $1,716,000 | 4,369 |
| Net loans & leases | $284,391,000 | 1,678 |
| Loan loss allowance | $2,511,000 | 2,094 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $19,258,000 | 590 |
| Other real estate owned | $71,000 | 483 |
| Goodwill and other intangibles | $25,766,000 | 376 |
| All other assets | $33,776,000 | 608 |
| Life insurance assets | $14,480,000 | 440 |
| Total liabilities and capital | $521,469,000 | 1,286 |
| Total liabilities | $463,114,000 | 1,304 |
| Total deposits | $400,429,000 | 1,315 |
| Interest-bearing deposits | $379,805,000 | 1,207 |
| Deposits held in domestic offices | $400,429,000 | 1,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $56,400,000 | 916 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,285,000 | 985 |
| Total equity capital | $58,355,000 | 1,179 |
| Total bank equity capital | $58,355,000 | 1,179 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $14,726,000 | 1,913 |
| Undivided profits | $43,629,000 | 852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,658,000 | 1,545 |
| Earning assets | $428,963,000 | 1,455 |
| Long-term assets (5+ years) | $142,157,000 | 840 |
| Average Assets, year-to-date | $486,847,600 | 1,330 |
| Average Assets, quarterly | $517,995,000 | 1,284 |
| Volatile liabilities | $62,929,000 | 2,157 |
| Insider loans | $2,289,000 | 2,785 |
| FHLB advances | $56,400,000 | 851 |
| Loans and leases held for sale | $3,510,000 | 454 |
| Unused loan commitments | $57,363,000 | 1,580 |
| Tier 1 (core) risk-based capital | $32,708,000 | 2,014 |
| Tier 2 risk-based capital | $2,511,000 | 1,994 |
| Total risk weighted assets | $346,023,000 | 1,478 |
| Total unused commitments | $57,363,000 | 1,580 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 297 | 513 |
| Assets and Liabilities | ||
| Total Assets: | $514,521,000 | 1,290 |
| Cash and due from depository institutions | $14,542,000 | 513 |
| Interest-bearing balances | $1,049,000 | 2,364 |
| Securities | $128,178,000 | 920 |
| Federal funds sold & reverse repurchase agreements | $12,960,000 | 1,119 |
| Net loans & leases | $281,037,000 | 1,666 |
| Loan loss allowance | $2,548,000 | 2,038 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $19,450,000 | 564 |
| Other real estate owned | $0 | 513 |
| Goodwill and other intangibles | $25,872,000 | 370 |
| All other assets | $32,482,000 | 606 |
| Life insurance assets | $14,335,000 | 428 |
| Total liabilities and capital | $514,521,000 | 1,290 |
| Total liabilities | $456,588,000 | 1,301 |
| Total deposits | $394,226,000 | 1,331 |
| Interest-bearing deposits | $368,554,000 | 1,235 |
| Deposits held in domestic offices | $394,226,000 | 1,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $56,400,000 | 831 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $5,962,000 | 1,020 |
| Total equity capital | $57,933,000 | 1,177 |
| Total bank equity capital | $57,933,000 | 1,177 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $14,683,000 | 1,877 |
| Undivided profits | $43,250,000 | 866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 5,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,294,000 | 1,968 |
| Earning assets | $423,224,000 | 1,445 |
| Long-term assets (5+ years) | $122,647,000 | 942 |
| Average Assets, year-to-date | $478,192,250 | 1,356 |
| Average Assets, quarterly | $509,068,000 | 1,292 |
| Volatile liabilities | $55,873,000 | 2,331 |
| Insider loans | $2,299,000 | 2,761 |
| FHLB advances | $56,400,000 | 763 |
| Loans and leases held for sale | $2,486,000 | 530 |
| Unused loan commitments | $53,291,000 | 1,694 |
| Tier 1 (core) risk-based capital | $33,669,000 | 1,933 |
| Tier 2 risk-based capital | $2,548,000 | 1,971 |
| Total risk weighted assets | $342,253,000 | 1,479 |
| Total unused commitments | $53,291,000 | 1,694 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 321 | 493 |
| Assets and Liabilities | ||
| Total Assets: | $503,615,000 | 1,326 |
| Cash and due from depository institutions | $16,241,000 | 493 |
| Interest-bearing balances | $1,856,000 | 1,902 |
| Securities | $123,872,000 | 960 |
| Federal funds sold & reverse repurchase agreements | $11,491,000 | 1,391 |
| Net loans & leases | $276,304,000 | 1,693 |
| Loan loss allowance | $2,609,000 | 2,008 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,371,000 | 609 |
| Other real estate owned | $0 | 493 |
| Goodwill and other intangibles | $25,876,000 | 380 |
| All other assets | $31,460,000 | 635 |
| Life insurance assets | $14,177,000 | 425 |
| Total liabilities and capital | $503,615,000 | 1,326 |
| Total liabilities | $447,067,000 | 1,342 |
| Total deposits | $383,965,000 | 1,388 |
| Interest-bearing deposits | $364,148,000 | 1,245 |
| Deposits held in domestic offices | $383,965,000 | 1,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $56,400,000 | 801 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,702,000 | 911 |
| Total equity capital | $56,548,000 | 1,196 |
| Total bank equity capital | $56,548,000 | 1,196 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $14,639,000 | 1,884 |
| Undivided profits | $41,909,000 | 873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 5,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,465,000 | 1,681 |
| Earning assets | $413,523,000 | 1,483 |
| Long-term assets (5+ years) | $116,168,000 | 979 |
| Average Assets, year-to-date | $466,082,670 | 1,407 |
| Average Assets, quarterly | $478,754,000 | 1,389 |
| Volatile liabilities | $54,315,000 | 2,358 |
| Insider loans | $4,769,000 | 1,541 |
| FHLB advances | $56,400,000 | 727 |
| Loans and leases held for sale | $2,654,000 | 631 |
| Unused loan commitments | $52,894,000 | 1,743 |
| Tier 1 (core) risk-based capital | $32,830,000 | 1,985 |
| Tier 2 risk-based capital | $2,609,000 | 1,936 |
| Total risk weighted assets | $331,562,000 | 1,531 |
| Total unused commitments | $52,894,000 | 1,744 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 283 | 546 |
| Assets and Liabilities | ||
| Total Assets: | $453,893,000 | 1,468 |
| Cash and due from depository institutions | $15,888,000 | 546 |
| Interest-bearing balances | $4,758,000 | 1,190 |
| Securities | $105,141,000 | 1,161 |
| Federal funds sold & reverse repurchase agreements | $14,867,000 | 1,348 |
| Net loans & leases | $244,154,000 | 1,878 |
| Loan loss allowance | $2,085,000 | 2,404 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,696,000 | 725 |
| Other real estate owned | $0 | 546 |
| Goodwill and other intangibles | $20,242,000 | 442 |
| All other assets | $37,905,000 | 523 |
| Life insurance assets | $11,790,000 | 511 |
| Total liabilities and capital | $453,893,000 | 1,468 |
| Total liabilities | $397,060,000 | 1,519 |
| Total deposits | $319,951,000 | 1,688 |
| Interest-bearing deposits | $304,799,000 | 1,526 |
| Deposits held in domestic offices | $319,951,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,430,000 | 1,117 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $61,400,000 | 719 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $5,279,000 | 1,104 |
| Total equity capital | $56,833,000 | 1,181 |
| Total bank equity capital | $56,833,000 | 1,181 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $14,617,000 | 1,859 |
| Undivided profits | $42,216,000 | 875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 6,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,872,000 | 2,180 |
| Earning assets | $368,920,000 | 1,677 |
| Long-term assets (5+ years) | $91,606,000 | 1,174 |
| Average Assets, year-to-date | $447,316,500 | 1,487 |
| Average Assets, quarterly | $447,316,500 | 1,487 |
| Volatile liabilities | $54,733,000 | 2,325 |
| Insider loans | $4,768,000 | 1,500 |
| FHLB advances | $61,400,000 | 658 |
| Loans and leases held for sale | $2,329,000 | 632 |
| Unused loan commitments | $50,688,000 | 1,795 |
| Tier 1 (core) risk-based capital | $37,738,000 | 1,702 |
| Tier 2 risk-based capital | $2,141,000 | 2,256 |
| Total risk weighted assets | $304,590,000 | 1,622 |
| Total unused commitments | $50,688,000 | 1,796 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 277 | 567 |
| Assets and Liabilities | ||
| Total Assets: | $440,740,000 | 1,500 |
| Cash and due from depository institutions | $11,990,000 | 567 |
| Interest-bearing balances | $246,000 | 3,818 |
| Securities | $114,072,000 | 1,086 |
| Federal funds sold & reverse repurchase agreements | $6,196,000 | 2,486 |
| Net loans & leases | $247,498,000 | 1,836 |
| Loan loss allowance | $2,081,000 | 2,379 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $14,336,000 | 776 |
| Other real estate owned | $0 | 567 |
| Goodwill and other intangibles | $20,196,000 | 425 |
| All other assets | $26,452,000 | 723 |
| Life insurance assets | $11,676,000 | 505 |
| Total liabilities and capital | $440,740,000 | 1,500 |
| Total liabilities | $384,735,000 | 1,557 |
| Total deposits | $313,329,000 | 1,692 |
| Interest-bearing deposits | $296,888,000 | 1,541 |
| Deposits held in domestic offices | $313,329,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,781 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $61,400,000 | 742 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,006,000 | 985 |
| Total equity capital | $56,005,000 | 1,170 |
| Total bank equity capital | $56,005,000 | 1,170 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $14,663,000 | 1,810 |
| Undivided profits | $41,342,000 | 875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,088,000 | 2,017 |
| Earning assets | $368,012,000 | 1,660 |
| Long-term assets (5+ years) | $96,331,000 | 1,120 |
| Average Assets, year-to-date | $432,825,600 | 1,451 |
| Average Assets, quarterly | $435,953,000 | 1,498 |
| Volatile liabilities | $41,678,000 | 3,012 |
| Insider loans | $4,777,000 | 1,495 |
| FHLB advances | $61,400,000 | 677 |
| Loans and leases held for sale | $1,581,000 | 785 |
| Unused loan commitments | $45,877,000 | 1,943 |
| Tier 1 (core) risk-based capital | $37,024,000 | 1,698 |
| Tier 2 risk-based capital | $2,159,000 | 2,218 |
| Total risk weighted assets | $293,852,000 | 1,652 |
| Total unused commitments | $45,877,000 | 1,943 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 266 | 594 |
| Assets and Liabilities | ||
| Total Assets: | $431,166,000 | 1,517 |
| Cash and due from depository institutions | $11,676,000 | 594 |
| Interest-bearing balances | $640,000 | 2,850 |
| Securities | $114,761,000 | 1,093 |
| Federal funds sold & reverse repurchase agreements | $149,000 | 5,734 |
| Net loans & leases | $247,387,000 | 1,830 |
| Loan loss allowance | $2,096,000 | 2,377 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,890,000 | 857 |
| Other real estate owned | $0 | 594 |
| Goodwill and other intangibles | $20,286,000 | 423 |
| All other assets | $24,017,000 | 792 |
| Life insurance assets | $11,561,000 | 485 |
| Total liabilities and capital | $431,166,000 | 1,517 |
| Total liabilities | $377,331,000 | 1,570 |
| Total deposits | $303,873,000 | 1,721 |
| Interest-bearing deposits | $288,171,000 | 1,567 |
| Deposits held in domestic offices | $303,873,000 | 1,718 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $69,800,000 | 698 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,658,000 | 1,456 |
| Total equity capital | $53,835,000 | 1,217 |
| Total bank equity capital | $53,835,000 | 1,217 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $14,410,000 | 1,817 |
| Undivided profits | $39,425,000 | 922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,000 | 6,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,007,000 | 2,097 |
| Earning assets | $362,937,000 | 1,676 |
| Long-term assets (5+ years) | $95,650,000 | 1,121 |
| Average Assets, year-to-date | $430,847,000 | 1,460 |
| Average Assets, quarterly | $432,254,000 | 1,493 |
| Volatile liabilities | $41,882,000 | 2,987 |
| Insider loans | $4,637,000 | 1,514 |
| FHLB advances | $69,800,000 | 631 |
| Loans and leases held for sale | $1,357,000 | 812 |
| Unused loan commitments | $49,258,000 | 1,876 |
| Tier 1 (core) risk-based capital | $34,923,000 | 1,799 |
| Tier 2 risk-based capital | $2,230,000 | 2,180 |
| Total risk weighted assets | $292,183,000 | 1,651 |
| Total unused commitments | $49,258,000 | 1,876 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 267 | 596 |
| Assets and Liabilities | ||
| Total Assets: | $433,342,000 | 1,495 |
| Cash and due from depository institutions | $11,515,000 | 596 |
| Interest-bearing balances | $1,102,000 | 2,338 |
| Securities | $119,679,000 | 1,027 |
| Federal funds sold & reverse repurchase agreements | $233,000 | 5,432 |
| Net loans & leases | $244,863,000 | 1,819 |
| Loan loss allowance | $2,089,000 | 2,356 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,807,000 | 947 |
| Other real estate owned | $0 | 596 |
| Goodwill and other intangibles | $20,355,000 | 419 |
| All other assets | $24,890,000 | 768 |
| Life insurance assets | $11,451,000 | 482 |
| Total liabilities and capital | $433,342,000 | 1,495 |
| Total liabilities | $381,621,000 | 1,532 |
| Total deposits | $307,510,000 | 1,681 |
| Interest-bearing deposits | $255,249,000 | 1,734 |
| Deposits held in domestic offices | $307,510,000 | 1,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $68,930,000 | 718 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,181,000 | 1,013 |
| Total equity capital | $51,721,000 | 1,212 |
| Total bank equity capital | $51,721,000 | 1,212 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $14,410,000 | 1,777 |
| Undivided profits | $37,311,000 | 933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $127,000 | 5,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,194,000 | 1,671 |
| Earning assets | $365,877,000 | 1,643 |
| Long-term assets (5+ years) | $102,368,000 | 1,032 |
| Average Assets, year-to-date | $430,740,670 | 1,459 |
| Average Assets, quarterly | $428,720,000 | 1,484 |
| Volatile liabilities | $41,576,000 | 2,963 |
| Insider loans | $4,744,000 | 1,464 |
| FHLB advances | $63,400,000 | 703 |
| Loans and leases held for sale | $848,000 | 994 |
| Unused loan commitments | $47,859,000 | 1,915 |
| Tier 1 (core) risk-based capital | $33,873,000 | 1,830 |
| Tier 2 risk-based capital | $2,089,000 | 2,265 |
| Total risk weighted assets | $291,012,000 | 1,628 |
| Total unused commitments | $47,859,000 | 1,915 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 240 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $424,098,000 | 1,497 |
| Cash and due from depository institutions | $11,075,000 | 664 |
| Interest-bearing balances | $214,000 | 4,102 |
| Securities | $126,800,000 | 978 |
| Federal funds sold & reverse repurchase agreements | $876,000 | 5,236 |
| Net loans & leases | $235,629,000 | 1,833 |
| Loan loss allowance | $2,063,000 | 2,348 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,537,000 | 940 |
| Other real estate owned | $62,000 | 664 |
| Goodwill and other intangibles | $15,315,000 | 476 |
| All other assets | $22,804,000 | 796 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $424,098,000 | 1,497 |
| Total liabilities | $372,538,000 | 1,539 |
| Total deposits | $306,100,000 | 1,673 |
| Interest-bearing deposits | $255,280,000 | 1,712 |
| Deposits held in domestic offices | $306,100,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $63,400,000 | 741 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,038,000 | 1,557 |
| Total equity capital | $51,560,000 | 1,199 |
| Total bank equity capital | $51,560,000 | 1,199 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $14,372,000 | 1,721 |
| Undivided profits | $37,188,000 | 929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 6,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,904,000 | 1,843 |
| Earning assets | $363,519,000 | 1,617 |
| Long-term assets (5+ years) | $103,739,000 | 1,003 |
| Average Assets, year-to-date | $429,440,000 | 1,452 |
| Average Assets, quarterly | $429,440,000 | 1,452 |
| Volatile liabilities | $33,903,000 | 3,267 |
| Insider loans | $4,702,000 | 1,448 |
| FHLB advances | $63,400,000 | 675 |
| Loans and leases held for sale | $439,000 | 1,155 |
| Unused loan commitments | $44,765,000 | 1,983 |
| Tier 1 (core) risk-based capital | $37,944,000 | 1,590 |
| Tier 2 risk-based capital | $2,239,000 | 2,098 |
| Total risk weighted assets | $281,938,000 | 1,642 |
| Total unused commitments | $44,765,000 | 1,984 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 237 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $434,782,000 | 1,438 |
| Cash and due from depository institutions | $11,875,000 | 664 |
| Interest-bearing balances | $1,075,000 | 2,561 |
| Securities | $134,910,000 | 926 |
| Federal funds sold & reverse repurchase agreements | $730,000 | 5,135 |
| Net loans & leases | $236,009,000 | 1,806 |
| Loan loss allowance | $1,959,000 | 2,430 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,013,000 | 977 |
| Other real estate owned | $0 | 664 |
| Goodwill and other intangibles | $14,701,000 | 474 |
| All other assets | $25,544,000 | 715 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $434,782,000 | 1,438 |
| Total liabilities | $384,700,000 | 1,464 |
| Total deposits | $302,686,000 | 1,660 |
| Interest-bearing deposits | $250,640,000 | 1,711 |
| Deposits held in domestic offices | $302,686,000 | 1,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $77,270,000 | 649 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,744,000 | 1,065 |
| Total equity capital | $50,082,000 | 1,215 |
| Total bank equity capital | $50,082,000 | 1,215 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $14,372,000 | 1,682 |
| Undivided profits | $35,710,000 | 960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 5,779 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,194,000 | 1,575 |
| Earning assets | $372,724,000 | 1,550 |
| Long-term assets (5+ years) | $114,271,000 | 898 |
| Average Assets, year-to-date | $432,125,200 | 1,385 |
| Average Assets, quarterly | $439,842,500 | 1,412 |
| Volatile liabilities | $56,252,000 | 2,236 |
| Insider loans | $2,386,000 | 2,511 |
| FHLB advances | $77,270,000 | 573 |
| Loans and leases held for sale | $1,354,000 | 737 |
| Unused loan commitments | $45,383,000 | 1,919 |
| Tier 1 (core) risk-based capital | $37,351,000 | 1,571 |
| Tier 2 risk-based capital | $1,959,000 | 2,325 |
| Total risk weighted assets | $288,361,000 | 1,588 |
| Total unused commitments | $45,383,000 | 1,919 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 232 | 676 |
| Assets and Liabilities | ||
| Total Assets: | $444,903,000 | 1,384 |
| Cash and due from depository institutions | $13,518,000 | 676 |
| Interest-bearing balances | $1,141,000 | 2,546 |
| Securities | $148,557,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $399,000 | 5,305 |
| Net loans & leases | $233,592,000 | 1,791 |
| Loan loss allowance | $2,001,000 | 2,358 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $10,822,000 | 975 |
| Other real estate owned | $53,000 | 676 |
| Goodwill and other intangibles | $14,713,000 | 451 |
| All other assets | $23,249,000 | 747 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $444,903,000 | 1,384 |
| Total liabilities | $394,987,000 | 1,406 |
| Total deposits | $315,912,000 | 1,549 |
| Interest-bearing deposits | $261,648,000 | 1,591 |
| Deposits held in domestic offices | $315,912,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $75,497,000 | 650 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,578,000 | 1,318 |
| Total equity capital | $49,916,000 | 1,209 |
| Total bank equity capital | $49,916,000 | 1,209 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $14,372,000 | 1,638 |
| Undivided profits | $35,544,000 | 965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 5,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,007,000 | 1,664 |
| Earning assets | $383,689,000 | 1,466 |
| Long-term assets (5+ years) | $122,160,000 | 848 |
| Average Assets, year-to-date | $431,461,000 | 1,375 |
| Average Assets, quarterly | $441,075,500 | 1,376 |
| Volatile liabilities | $62,066,000 | 2,002 |
| Insider loans | $2,394,000 | 2,485 |
| FHLB advances | $75,497,000 | 584 |
| Loans and leases held for sale | $1,247,000 | 871 |
| Unused loan commitments | $48,315,000 | 1,798 |
| Tier 1 (core) risk-based capital | $36,416,000 | 1,575 |
| Tier 2 risk-based capital | $2,001,000 | 2,267 |
| Total risk weighted assets | $289,830,000 | 1,543 |
| Total unused commitments | $48,315,000 | 1,799 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 235 | 678 |
| Assets and Liabilities | ||
| Total Assets: | $437,248,000 | 1,375 |
| Cash and due from depository institutions | $12,757,000 | 678 |
| Interest-bearing balances | $604,000 | 3,207 |
| Securities | $149,081,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $185,000 | 5,410 |
| Net loans & leases | $227,341,000 | 1,793 |
| Loan loss allowance | $1,960,000 | 2,385 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,531,000 | 1,099 |
| Other real estate owned | $53,000 | 678 |
| Goodwill and other intangibles | $13,548,000 | 460 |
| All other assets | $24,752,000 | 703 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $437,248,000 | 1,375 |
| Total liabilities | $387,732,000 | 1,397 |
| Total deposits | $314,926,000 | 1,511 |
| Interest-bearing deposits | $261,062,000 | 1,560 |
| Deposits held in domestic offices | $314,926,000 | 1,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,100,000 | 713 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,706,000 | 1,203 |
| Total equity capital | $49,516,000 | 1,207 |
| Total bank equity capital | $49,516,000 | 1,207 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $14,372,000 | 1,599 |
| Undivided profits | $35,144,000 | 966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,303,000 | 1,273 |
| Earning assets | $377,211,000 | 1,475 |
| Long-term assets (5+ years) | $126,481,000 | 806 |
| Average Assets, year-to-date | $426,980,330 | 1,366 |
| Average Assets, quarterly | $429,526,500 | 1,379 |
| Volatile liabilities | $57,471,000 | 2,036 |
| Insider loans | $2,402,000 | 2,450 |
| FHLB advances | $69,100,000 | 647 |
| Loans and leases held for sale | $1,384,000 | 855 |
| Unused loan commitments | $48,083,000 | 1,752 |
| Tier 1 (core) risk-based capital | $36,800,000 | 1,515 |
| Tier 2 risk-based capital | $1,960,000 | 2,274 |
| Total risk weighted assets | $282,928,000 | 1,537 |
| Total unused commitments | $48,083,000 | 1,753 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 149 | 1,103 |
| Assets and Liabilities | ||
| Total Assets: | $421,805,000 | 1,405 |
| Cash and due from depository institutions | $9,262,000 | 1,103 |
| Interest-bearing balances | $422,000 | 3,577 |
| Securities | $150,562,000 | 838 |
| Federal funds sold & reverse repurchase agreements | $729,000 | 5,351 |
| Net loans & leases | $215,508,000 | 1,835 |
| Loan loss allowance | $1,972,000 | 2,348 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,457,000 | 1,225 |
| Other real estate owned | $0 | 1,103 |
| Goodwill and other intangibles | $13,590,000 | 445 |
| All other assets | $23,697,000 | 716 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $421,805,000 | 1,405 |
| Total liabilities | $373,931,000 | 1,432 |
| Total deposits | $305,885,000 | 1,555 |
| Interest-bearing deposits | $255,384,000 | 1,572 |
| Deposits held in domestic offices | $305,885,000 | 1,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $64,400,000 | 729 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,646,000 | 1,197 |
| Total equity capital | $47,874,000 | 1,212 |
| Total bank equity capital | $47,874,000 | 1,212 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $14,372,000 | 1,562 |
| Undivided profits | $33,502,000 | 980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 3,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,939,000 | 1,508 |
| Earning assets | $367,221,000 | 1,496 |
| Long-term assets (5+ years) | $131,812,000 | 791 |
| Average Assets, year-to-date | $421,846,500 | 1,397 |
| Average Assets, quarterly | $421,846,500 | 1,397 |
| Volatile liabilities | $55,687,000 | 1,989 |
| Insider loans | $2,426,000 | 2,383 |
| FHLB advances | $64,400,000 | 663 |
| Loans and leases held for sale | $1,363,000 | 780 |
| Unused loan commitments | $41,479,000 | 1,920 |
| Tier 1 (core) risk-based capital | $35,681,000 | 1,525 |
| Tier 2 risk-based capital | $1,972,000 | 2,254 |
| Total risk weighted assets | $264,024,000 | 1,605 |
| Total unused commitments | $41,479,000 | 1,923 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 147 | 1,135 |
| Assets and Liabilities | ||
| Total Assets: | $421,888,000 | 1,398 |
| Cash and due from depository institutions | $11,357,000 | 1,135 |
| Interest-bearing balances | $485,000 | 3,525 |
| Securities | $149,801,000 | 856 |
| Federal funds sold & reverse repurchase agreements | $3,180,000 | 3,092 |
| Net loans & leases | $211,977,000 | 1,844 |
| Loan loss allowance | $1,981,000 | 2,331 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,570,000 | 1,190 |
| Other real estate owned | $0 | 1,135 |
| Goodwill and other intangibles | $13,623,000 | 443 |
| All other assets | $23,380,000 | 706 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $421,888,000 | 1,398 |
| Total liabilities | $373,741,000 | 1,430 |
| Total deposits | $304,573,000 | 1,542 |
| Interest-bearing deposits | $253,641,000 | 1,558 |
| Deposits held in domestic offices | $304,573,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $64,400,000 | 744 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,768,000 | 946 |
| Total equity capital | $48,147,000 | 1,189 |
| Total bank equity capital | $48,147,000 | 1,189 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $14,356,000 | 1,543 |
| Undivided profits | $33,791,000 | 987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,104,000 | 1,335 |
| Earning assets | $365,443,000 | 1,493 |
| Long-term assets (5+ years) | $138,560,000 | 762 |
| Average Assets, year-to-date | $425,438,200 | 1,305 |
| Average Assets, quarterly | $423,784,500 | 1,369 |
| Volatile liabilities | $41,236,000 | 2,477 |
| Insider loans | $2,449,000 | 2,370 |
| FHLB advances | $64,400,000 | 674 |
| Loans and leases held for sale | $2,894,000 | 499 |
| Unused loan commitments | $47,532,000 | 1,656 |
| Tier 1 (core) risk-based capital | $35,360,000 | 1,510 |
| Tier 2 risk-based capital | $2,061,000 | 2,148 |
| Total risk weighted assets | $257,442,000 | 1,616 |
| Total unused commitments | $47,532,000 | 1,656 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 148 | 1,116 |
| Assets and Liabilities | ||
| Total Assets: | $425,681,000 | 1,357 |
| Cash and due from depository institutions | $12,239,000 | 1,116 |
| Interest-bearing balances | $694,000 | 3,205 |
| Securities | $155,094,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $213,996,000 | 1,786 |
| Loan loss allowance | $2,340,000 | 2,003 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,669,000 | 1,140 |
| Other real estate owned | $0 | 1,116 |
| Goodwill and other intangibles | $13,642,000 | 433 |
| All other assets | $22,041,000 | 737 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $425,681,000 | 1,357 |
| Total liabilities | $378,070,000 | 1,382 |
| Total deposits | $308,812,000 | 1,488 |
| Interest-bearing deposits | $254,267,000 | 1,540 |
| Deposits held in domestic offices | $308,812,000 | 1,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $65,570,000 | 727 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,688,000 | 1,180 |
| Total equity capital | $47,611,000 | 1,184 |
| Total bank equity capital | $47,611,000 | 1,184 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $14,221,000 | 1,527 |
| Undivided profits | $33,390,000 | 1,003 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,453,000 | 1,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,991,000 | 1,481 |
| Earning assets | $369,784,000 | 1,453 |
| Long-term assets (5+ years) | $126,828,000 | 836 |
| Average Assets, year-to-date | $426,325,750 | 1,302 |
| Average Assets, quarterly | $427,429,000 | 1,333 |
| Volatile liabilities | $39,686,000 | 2,507 |
| Insider loans | $2,470,000 | 2,317 |
| FHLB advances | $65,570,000 | 654 |
| Loans and leases held for sale | $3,266,000 | 455 |
| Unused loan commitments | $42,291,000 | 1,790 |
| Tier 1 (core) risk-based capital | $33,880,000 | 1,549 |
| Tier 2 risk-based capital | $2,340,000 | 1,884 |
| Total risk weighted assets | $259,073,000 | 1,573 |
| Total unused commitments | $42,291,000 | 1,792 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 153 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $429,177,000 | 1,317 |
| Cash and due from depository institutions | $11,297,000 | 1,089 |
| Interest-bearing balances | $527,000 | 3,493 |
| Securities | $165,371,000 | 795 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $206,618,000 | 1,807 |
| Loan loss allowance | $2,279,000 | 2,039 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,746,000 | 1,108 |
| Other real estate owned | $87,000 | 1,089 |
| Goodwill and other intangibles | $13,656,000 | 422 |
| All other assets | $23,402,000 | 694 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $429,177,000 | 1,317 |
| Total liabilities | $385,110,000 | 1,325 |
| Total deposits | $311,438,000 | 1,456 |
| Interest-bearing deposits | $258,956,000 | 1,504 |
| Deposits held in domestic offices | $311,438,000 | 1,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $69,975,000 | 701 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,697,000 | 1,096 |
| Total equity capital | $44,067,000 | 1,228 |
| Total bank equity capital | $44,067,000 | 1,228 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $14,221,000 | 1,474 |
| Undivided profits | $29,846,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,327,000 | 1,129 |
| Earning assets | $372,516,000 | 1,402 |
| Long-term assets (5+ years) | $130,598,000 | 848 |
| Average Assets, year-to-date | $426,540,670 | 1,296 |
| Average Assets, quarterly | $426,836,500 | 1,313 |
| Volatile liabilities | $45,900,000 | 2,207 |
| Insider loans | $2,687,000 | 2,117 |
| FHLB advances | $69,975,000 | 624 |
| Loans and leases held for sale | $2,977,000 | 493 |
| Unused loan commitments | $41,923,000 | 1,783 |
| Tier 1 (core) risk-based capital | $33,122,000 | 1,559 |
| Tier 2 risk-based capital | $2,279,000 | 1,907 |
| Total risk weighted assets | $264,457,000 | 1,520 |
| Total unused commitments | $41,923,000 | 1,788 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 153 | 1,073 |
| Assets and Liabilities | ||
| Total Assets: | $424,496,000 | 1,317 |
| Cash and due from depository institutions | $11,020,000 | 1,073 |
| Interest-bearing balances | $1,122,000 | 2,925 |
| Securities | $166,104,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,900 |
| Net loans & leases | $200,614,000 | 1,820 |
| Loan loss allowance | $2,189,000 | 2,089 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,775,000 | 1,086 |
| Other real estate owned | $203,000 | 1,073 |
| Goodwill and other intangibles | $13,039,000 | 418 |
| All other assets | $19,941,000 | 761 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $424,496,000 | 1,317 |
| Total liabilities | $377,481,000 | 1,341 |
| Total deposits | $308,655,000 | 1,456 |
| Interest-bearing deposits | $258,435,000 | 1,500 |
| Deposits held in domestic offices | $308,655,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $64,900,000 | 693 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,926,000 | 1,176 |
| Total equity capital | $47,015,000 | 1,184 |
| Total bank equity capital | $47,015,000 | 1,184 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $14,221,000 | 1,454 |
| Undivided profits | $32,794,000 | 1,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,998,000 | 1,333 |
| Earning assets | $372,640,000 | 1,379 |
| Long-term assets (5+ years) | $137,518,000 | 782 |
| Average Assets, year-to-date | $425,222,500 | 1,305 |
| Average Assets, quarterly | $425,222,500 | 1,305 |
| Volatile liabilities | $39,102,000 | 2,397 |
| Insider loans | $2,709,000 | 2,077 |
| FHLB advances | $64,900,000 | 625 |
| Loans and leases held for sale | $1,939,000 | 715 |
| Unused loan commitments | $32,232,000 | 2,109 |
| Tier 1 (core) risk-based capital | $33,482,000 | 1,529 |
| Tier 2 risk-based capital | $2,189,000 | 1,945 |
| Total risk weighted assets | $256,053,000 | 1,527 |
| Total unused commitments | $32,232,000 | 2,114 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 154 | 1,069 |
| Assets and Liabilities | ||
| Total Assets: | $425,949,000 | 1,315 |
| Cash and due from depository institutions | $11,934,000 | 1,069 |
| Interest-bearing balances | $970,000 | 2,998 |
| Securities | $169,662,000 | 798 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $200,601,000 | 1,797 |
| Loan loss allowance | $2,115,000 | 2,147 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,919,000 | 1,058 |
| Other real estate owned | $115,000 | 1,069 |
| Goodwill and other intangibles | $13,082,000 | 418 |
| All other assets | $21,636,000 | 721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $425,949,000 | 1,315 |
| Total liabilities | $380,424,000 | 1,323 |
| Total deposits | $307,609,000 | 1,445 |
| Interest-bearing deposits | $257,071,000 | 1,495 |
| Deposits held in domestic offices | $307,609,000 | 1,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $67,400,000 | 680 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,415,000 | 876 |
| Total equity capital | $45,525,000 | 1,195 |
| Total bank equity capital | $45,525,000 | 1,195 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $14,221,000 | 1,421 |
| Undivided profits | $31,304,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,212,000 | 1,214 |
| Earning assets | $371,233,000 | 1,386 |
| Long-term assets (5+ years) | $126,276,000 | 850 |
| Average Assets, year-to-date | $421,012,000 | 1,276 |
| Average Assets, quarterly | $423,805,000 | 1,306 |
| Volatile liabilities | $48,467,000 | 2,027 |
| Insider loans | $2,732,000 | 2,035 |
| FHLB advances | $67,400,000 | 603 |
| Loans and leases held for sale | $1,960,000 | 643 |
| Unused loan commitments | $32,076,000 | 2,057 |
| Tier 1 (core) risk-based capital | $32,073,000 | 1,592 |
| Tier 2 risk-based capital | $2,256,000 | 1,896 |
| Total risk weighted assets | $260,123,000 | 1,494 |
| Total unused commitments | $32,076,000 | 2,059 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 154 | 1,086 |
| Assets and Liabilities | ||
| Total Assets: | $421,661,000 | 1,325 |
| Cash and due from depository institutions | $11,802,000 | 1,086 |
| Interest-bearing balances | $1,146,000 | 2,928 |
| Securities | $156,902,000 | 857 |
| Federal funds sold & reverse repurchase agreements | $6,600,000 | 2,079 |
| Net loans & leases | $204,269,000 | 1,743 |
| Loan loss allowance | $2,146,000 | 2,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $9,128,000 | 1,023 |
| Other real estate owned | $166,000 | 1,086 |
| Goodwill and other intangibles | $12,623,000 | 430 |
| All other assets | $20,171,000 | 776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $421,661,000 | 1,325 |
| Total liabilities | $377,569,000 | 1,330 |
| Total deposits | $310,497,000 | 1,430 |
| Interest-bearing deposits | $258,909,000 | 1,489 |
| Deposits held in domestic offices | $310,497,000 | 1,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $64,000,000 | 700 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,072,000 | 1,414 |
| Total equity capital | $44,092,000 | 1,237 |
| Total bank equity capital | $44,092,000 | 1,237 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $14,127,000 | 1,425 |
| Undivided profits | $29,965,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 5,194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,120,000 | 1,362 |
| Earning assets | $368,917,000 | 1,405 |
| Long-term assets (5+ years) | $125,243,000 | 875 |
| Average Assets, year-to-date | $419,777,750 | 1,293 |
| Average Assets, quarterly | $423,835,500 | 1,310 |
| Volatile liabilities | $47,733,000 | 1,995 |
| Insider loans | $745,000 | 4,657 |
| FHLB advances | $64,000,000 | 627 |
| Loans and leases held for sale | $8,882,000 | 364 |
| Unused loan commitments | $33,456,000 | 2,012 |
| Tier 1 (core) risk-based capital | $31,642,000 | 1,622 |
| Tier 2 risk-based capital | $2,174,000 | 1,946 |
| Total risk weighted assets | $262,021,000 | 1,467 |
| Total unused commitments | $33,456,000 | 2,013 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 155 | 1,082 |
| Assets and Liabilities | ||
| Total Assets: | $426,010,000 | 1,303 |
| Cash and due from depository institutions | $17,060,000 | 1,082 |
| Interest-bearing balances | $2,746,000 | 2,143 |
| Securities | $157,888,000 | 841 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,581 |
| Net loans & leases | $198,995,000 | 1,754 |
| Loan loss allowance | $2,121,000 | 2,113 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,990,000 | 1,004 |
| Other real estate owned | $92,000 | 1,082 |
| Goodwill and other intangibles | $12,611,000 | 406 |
| All other assets | $20,374,000 | 740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,010,000 | 1,303 |
| Total liabilities | $380,982,000 | 1,306 |
| Total deposits | $304,480,000 | 1,445 |
| Interest-bearing deposits | $255,367,000 | 1,489 |
| Deposits held in domestic offices | $304,480,000 | 1,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $71,500,000 | 645 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,002,000 | 1,009 |
| Total equity capital | $45,028,000 | 1,209 |
| Total bank equity capital | $45,028,000 | 1,209 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $14,127,000 | 1,396 |
| Undivided profits | $30,901,000 | 1,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,282,000 | 1,199 |
| Earning assets | $369,629,000 | 1,374 |
| Long-term assets (5+ years) | $119,208,000 | 880 |
| Average Assets, year-to-date | $419,150,000 | 1,288 |
| Average Assets, quarterly | $421,436,500 | 1,299 |
| Volatile liabilities | $52,262,000 | 1,815 |
| Insider loans | $899,000 | 4,241 |
| FHLB advances | $71,500,000 | 569 |
| Loans and leases held for sale | $4,626,000 | 737 |
| Unused loan commitments | $40,750,000 | 1,676 |
| Tier 1 (core) risk-based capital | $31,710,000 | 1,586 |
| Tier 2 risk-based capital | $2,121,000 | 1,944 |
| Total risk weighted assets | $264,973,000 | 1,424 |
| Total unused commitments | $40,750,000 | 1,686 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 158 | 1,048 |
| Assets and Liabilities | ||
| Total Assets: | $416,863,000 | 1,305 |
| Cash and due from depository institutions | $11,386,000 | 1,048 |
| Interest-bearing balances | $748,000 | 3,469 |
| Securities | $155,819,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 2,095 |
| Net loans & leases | $201,415,000 | 1,708 |
| Loan loss allowance | $2,108,000 | 2,074 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,821,000 | 1,029 |
| Other real estate owned | $49,000 | 1,048 |
| Goodwill and other intangibles | $12,251,000 | 403 |
| All other assets | $18,922,000 | 781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $416,863,000 | 1,305 |
| Total liabilities | $373,873,000 | 1,310 |
| Total deposits | $298,352,000 | 1,455 |
| Interest-bearing deposits | $59,591,000 | 5,309 |
| Deposits held in domestic offices | $298,352,000 | 1,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $71,500,000 | 627 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,021,000 | 1,193 |
| Total equity capital | $42,990,000 | 1,239 |
| Total bank equity capital | $42,990,000 | 1,239 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $14,127,000 | 1,372 |
| Undivided profits | $28,863,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $459,000 | 4,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,972,000 | 1,475 |
| Earning assets | $366,182,000 | 1,368 |
| Long-term assets (5+ years) | $110,536,000 | 906 |
| Average Assets, year-to-date | $415,720,000 | 1,291 |
| Average Assets, quarterly | $415,720,000 | 1,291 |
| Volatile liabilities | $54,464,000 | 1,711 |
| Insider loans | $120,000 | 7,365 |
| FHLB advances | $71,500,000 | 553 |
| Loans and leases held for sale | $4,309,000 | 684 |
| Unused loan commitments | $35,232,000 | 1,801 |
| Tier 1 (core) risk-based capital | $30,960,000 | 1,597 |
| Tier 2 risk-based capital | $2,111,000 | 1,906 |
| Total risk weighted assets | $263,570,000 | 1,395 |
| Total unused commitments | $35,232,000 | 1,810 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 152 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $414,577,000 | 1,283 |
| Cash and due from depository institutions | $15,339,000 | 1,089 |
| Interest-bearing balances | $565,000 | 3,652 |
| Securities | $156,391,000 | 806 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,462 |
| Net loans & leases | $198,248,000 | 1,731 |
| Loan loss allowance | $2,109,000 | 2,022 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,852,000 | 1,005 |
| Other real estate owned | $0 | 1,089 |
| Goodwill and other intangibles | $12,238,000 | 395 |
| All other assets | $21,109,000 | 698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $414,577,000 | 1,283 |
| Total liabilities | $372,376,000 | 1,299 |
| Total deposits | $293,246,000 | 1,453 |
| Interest-bearing deposits | $247,119,000 | 1,488 |
| Deposits held in domestic offices | $293,246,000 | 1,451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $73,500,000 | 618 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,630,000 | 913 |
| Total equity capital | $42,201,000 | 1,239 |
| Total bank equity capital | $42,201,000 | 1,239 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $14,126,000 | 1,338 |
| Undivided profits | $28,075,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,218,000 | 2,630 |
| Earning assets | $357,604,000 | 1,372 |
| Long-term assets (5+ years) | $116,426,000 | 844 |
| Average Assets, year-to-date | $389,785,800 | 1,314 |
| Average Assets, quarterly | $416,209,500 | 1,264 |
| Volatile liabilities | $49,778,000 | 1,841 |
| Insider loans | $120,000 | 7,405 |
| FHLB advances | $73,500,000 | 541 |
| Loans and leases held for sale | $3,090,000 | 880 |
| Unused loan commitments | $32,714,000 | 1,846 |
| Tier 1 (core) risk-based capital | $29,938,000 | 1,614 |
| Tier 2 risk-based capital | $2,109,000 | 1,875 |
| Total risk weighted assets | $258,055,000 | 1,397 |
| Total unused commitments | $32,714,000 | 1,851 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 123 | 1,347 |
| Assets and Liabilities | ||
| Total Assets: | $349,935,000 | 1,454 |
| Cash and due from depository institutions | $11,601,000 | 1,347 |
| Interest-bearing balances | $4,912,000 | 1,296 |
| Securities | $125,717,000 | 916 |
| Federal funds sold & reverse repurchase agreements | $9,900,000 | 1,492 |
| Net loans & leases | $171,174,000 | 1,928 |
| Loan loss allowance | $1,672,000 | 2,351 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,058,000 | 1,227 |
| Other real estate owned | $77,000 | 1,347 |
| Goodwill and other intangibles | $4,744,000 | 650 |
| All other assets | $19,664,000 | 722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $349,935,000 | 1,454 |
| Total liabilities | $310,358,000 | 1,473 |
| Total deposits | $231,021,000 | 1,766 |
| Interest-bearing deposits | $200,198,000 | 1,756 |
| Deposits held in domestic offices | $231,021,000 | 1,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $76,600,000 | 588 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,737,000 | 1,576 |
| Total equity capital | $39,577,000 | 1,242 |
| Total bank equity capital | $39,577,000 | 1,242 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $14,063,000 | 1,295 |
| Undivided profits | $25,514,000 | 1,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,010,000 | 1,626 |
| Earning assets | $311,703,000 | 1,483 |
| Long-term assets (5+ years) | $109,744,000 | 874 |
| Average Assets, year-to-date | $333,367,000 | 1,445 |
| Average Assets, quarterly | $345,549,000 | 1,458 |
| Volatile liabilities | $38,926,000 | 2,177 |
| Insider loans | $25,000 | 8,330 |
| FHLB advances | $76,600,000 | 507 |
| Loans and leases held for sale | $5,946,000 | 528 |
| Unused loan commitments | $30,473,000 | 1,835 |
| Tier 1 (core) risk-based capital | $35,101,000 | 1,298 |
| Tier 2 risk-based capital | $1,806,000 | 2,026 |
| Total risk weighted assets | $215,399,000 | 1,593 |
| Total unused commitments | $30,473,000 | 1,841 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 114 | 1,459 |
| Assets and Liabilities | ||
| Total Assets: | $315,404,000 | 1,516 |
| Cash and due from depository institutions | $7,136,000 | 1,459 |
| Interest-bearing balances | $297,000 | 3,504 |
| Securities | $127,216,000 | 894 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,649 |
| Net loans & leases | $164,696,000 | 1,928 |
| Loan loss allowance | $1,632,000 | 2,289 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,120,000 | 1,399 |
| Other real estate owned | $55,000 | 1,459 |
| Goodwill and other intangibles | $3,294,000 | 784 |
| All other assets | $5,287,000 | 1,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,404,000 | 1,516 |
| Total liabilities | $278,427,000 | 1,547 |
| Total deposits | $203,442,000 | 1,912 |
| Interest-bearing deposits | $180,158,000 | 1,869 |
| Deposits held in domestic offices | $203,442,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $72,100,000 | 574 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,885,000 | 1,526 |
| Total equity capital | $36,977,000 | 1,246 |
| Total bank equity capital | $36,977,000 | 1,246 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $14,063,000 | 1,235 |
| Undivided profits | $22,914,000 | 1,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $985,000 | 2,789 |
| Earning assets | $293,809,000 | 1,496 |
| Long-term assets (5+ years) | $104,482,000 | 873 |
| Average Assets, year-to-date | $297,727,600 | 1,530 |
| Average Assets, quarterly | $310,963,500 | 1,516 |
| Volatile liabilities | $36,230,000 | 2,282 |
| Insider loans | $25,000 | 8,578 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,109,000 | 675 |
| Unused loan commitments | $18,063,000 | 2,509 |
| Tier 1 (core) risk-based capital | $34,145,000 | 1,276 |
| Tier 2 risk-based capital | $1,888,950 | 1,878 |
| Total risk weighted assets | $190,082,800 | 1,721 |
| Total unused commitments | $18,063,000 | 2,513 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 108 | 1,580 |
| Assets and Liabilities | ||
| Total Assets: | $275,289,000 | 1,723 |
| Cash and due from depository institutions | $8,826,000 | 1,580 |
| Interest-bearing balances | $873,000 | 2,584 |
| Securities | $107,028,000 | 1,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $149,173,000 | 2,007 |
| Loan loss allowance | $1,523,000 | 2,351 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,301,000 | 1,599 |
| Other real estate owned | $94,000 | 1,580 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,867,000 | 1,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,289,000 | 1,723 |
| Total liabilities | $240,821,000 | 1,775 |
| Total deposits | $189,623,000 | 2,002 |
| Interest-bearing deposits | $169,760,000 | 1,921 |
| Deposits held in domestic offices | $189,623,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $50,200,000 | 738 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $998,000 | 3,282 |
| Total equity capital | $34,468,000 | 1,298 |
| Total bank equity capital | $34,468,000 | 1,298 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $14,063,000 | 1,221 |
| Undivided profits | $20,405,000 | 1,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 6,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $816,000 | 2,856 |
| Earning assets | $257,074,000 | 1,682 |
| Long-term assets (5+ years) | $116,549,000 | 844 |
| Average Assets, year-to-date | $260,849,200 | 1,737 |
| Average Assets, quarterly | $272,423,000 | 1,720 |
| Volatile liabilities | $34,808,000 | 2,264 |
| Insider loans | $25,000 | 8,781 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $341,000 | 1,051 |
| Unused loan commitments | $10,590,000 | 3,625 |
| Tier 1 (core) risk-based capital | $36,964,000 | 1,193 |
| Tier 2 risk-based capital | $1,826,750 | 1,854 |
| Total risk weighted assets | $161,066,600 | 1,903 |
| Total unused commitments | $10,590,000 | 3,629 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 92 | 1,861 |
| Assets and Liabilities | ||
| Total Assets: | $248,871,000 | 1,850 |
| Cash and due from depository institutions | $4,078,000 | 1,861 |
| Interest-bearing balances | $261,000 | 4,085 |
| Securities | $82,666,000 | 1,426 |
| Federal funds sold & reverse repurchase agreements | $22,100,000 | 723 |
| Net loans & leases | $132,484,000 | 2,111 |
| Loan loss allowance | $1,543,000 | 2,283 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,879,000 | 1,638 |
| Other real estate owned | $224,000 | 1,861 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,440,000 | 3,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,871,000 | 1,850 |
| Total liabilities | $212,125,000 | 1,959 |
| Total deposits | $194,430,000 | 1,941 |
| Interest-bearing deposits | $173,916,000 | 1,863 |
| Deposits held in domestic offices | $194,430,000 | 1,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $7,695,000 | 745 |
| Total equity capital | $36,746,000 | 1,215 |
| Total bank equity capital | $36,746,000 | 1,215 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $14,125,000 | 1,167 |
| Undivided profits | $22,621,000 | 1,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,058,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,406 |
| Income earned, not collected on loans | $722,000 | 3,229 |
| Earning assets | $237,511,000 | 1,794 |
| Long-term assets (5+ years) | $31,996,000 | 2,261 |
| Average Assets, year-to-date | $222,189,000 | 1,972 |
| Average Assets, quarterly | $234,288,000 | 1,940 |
| Volatile liabilities | $26,137,000 | 2,410 |
| Insider loans | $25,000 | 8,927 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,863,000 | 841 |
| Unused loan commitments | $10,256,000 | 3,551 |
| Tier 1 (core) risk-based capital | $35,824,000 | 1,178 |
| Tier 2 risk-based capital | $1,889,050 | 1,710 |
| Total risk weighted assets | $132,940,100 | 2,146 |
| Total unused commitments | $10,256,000 | 3,555 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 89 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $210,794,000 | 2,163 |
| Cash and due from depository institutions | $4,425,000 | 1,990 |
| Interest-bearing balances | $115,000 | 4,391 |
| Securities | $55,305,000 | 2,089 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,356 |
| Net loans & leases | $142,379,000 | 1,964 |
| Loan loss allowance | $1,793,000 | 1,970 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,775,000 | 2,076 |
| Other real estate owned | $308,000 | 1,990 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,902,000 | 2,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,794,000 | 2,163 |
| Total liabilities | $183,674,000 | 2,232 |
| Total deposits | $183,155,000 | 2,060 |
| Interest-bearing deposits | $169,192,000 | 1,913 |
| Deposits held in domestic offices | $183,155,000 | 2,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $519,000 | 5,777 |
| Total equity capital | $27,120,000 | 1,650 |
| Total bank equity capital | $27,120,000 | 1,650 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $6,525,000 | 2,238 |
| Undivided profits | $20,595,000 | 1,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,463 |
| Income earned, not collected on loans | $789,000 | 2,932 |
| Earning assets | $199,499,000 | 2,102 |
| Long-term assets (5+ years) | $16,720,000 | 3,150 |
| Average Assets, year-to-date | $210,328,200 | 2,066 |
| Average Assets, quarterly | $209,887,000 | 2,146 |
| Volatile liabilities | $21,012,000 | 2,879 |
| Insider loans | $100,000 | 8,439 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,881,000 | 3,729 |
| Tier 1 (core) risk-based capital | $26,649,000 | 1,587 |
| Tier 2 risk-based capital | $1,559,940 | 1,929 |
| Total risk weighted assets | $124,562,240 | 2,243 |
| Total unused commitments | $8,881,000 | 3,731 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 82 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $211,112,000 | 2,201 |
| Cash and due from depository institutions | $5,004,000 | 2,290 |
| Interest-bearing balances | $1,778,000 | 1,769 |
| Securities | $57,651,000 | 2,109 |
| Federal funds sold & reverse repurchase agreements | $6,800,000 | 1,926 |
| Net loans & leases | $135,903,000 | 2,094 |
| Loan loss allowance | $1,546,000 | 2,373 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,091,000 | 3,658 |
| Other real estate owned | $859,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,804,000 | 2,616 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,112,000 | 2,201 |
| Total liabilities | $185,574,000 | 2,277 |
| Total deposits | $185,528,000 | 2,081 |
| Interest-bearing deposits | $173,398,000 | 1,925 |
| Deposits held in domestic offices | $185,528,000 | 2,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $46,000 | 11,237 |
| Total equity capital | $25,538,000 | 1,766 |
| Total bank equity capital | $25,538,000 | 1,766 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $6,525,000 | 2,302 |
| Undivided profits | $19,013,000 | 1,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,093,000 | 2,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $718,000 | 3,194 |
| Earning assets | $202,132,000 | 2,122 |
| Long-term assets (5+ years) | $12,867,000 | 3,611 |
| Average Assets, year-to-date | $208,366,400 | 2,166 |
| Average Assets, quarterly | $210,744,500 | 2,196 |
| Volatile liabilities | $18,394,000 | 3,108 |
| Insider loans | $99,000 | 8,812 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $170,000 | 1,291 |
| Unused loan commitments | $7,704,000 | 3,995 |
| Tier 1 (core) risk-based capital | $25,364,000 | 1,699 |
| Tier 2 risk-based capital | $1,546,000 | 1,983 |
| Total risk weighted assets | $124,102,800 | 2,275 |
| Total unused commitments | $7,704,000 | 4,009 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 74 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $205,556,000 | 2,293 |
| Cash and due from depository institutions | $5,061,000 | 2,631 |
| Interest-bearing balances | $1,971,000 | 1,832 |
| Securities | $48,038,000 | 2,629 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,868 |
| Net loans & leases | $140,702,000 | 2,010 |
| Loan loss allowance | $1,781,000 | 2,141 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,158,000 | 3,457 |
| Other real estate owned | $990,000 | 2,631 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,607,000 | 2,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,556,000 | 2,293 |
| Total liabilities | $181,605,000 | 2,340 |
| Total deposits | $181,423,000 | 2,175 |
| Interest-bearing deposits | $169,183,000 | 2,008 |
| Deposits held in domestic offices | $181,423,000 | 2,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $182,000 | 9,960 |
| Total equity capital | $23,951,000 | 1,878 |
| Total bank equity capital | $23,951,000 | 1,878 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $6,524,000 | 2,311 |
| Undivided profits | $17,427,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,371,000 | 2,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,380 |
| Income earned, not collected on loans | $796,000 | 2,948 |
| Earning assets | $195,711,000 | 2,210 |
| Long-term assets (5+ years) | $10,422,000 | 3,944 |
| Average Assets, year-to-date | $202,807,800 | 2,239 |
| Average Assets, quarterly | $204,327,000 | 2,274 |
| Volatile liabilities | $17,870,000 | 2,893 |
| Insider loans | $77,000 | 9,489 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $112,000 | 1,404 |
| Unused loan commitments | $5,842,000 | 4,566 |
| Tier 1 (core) risk-based capital | $23,616,000 | 1,823 |
| Tier 2 risk-based capital | $1,674,670 | 1,844 |
| Total risk weighted assets | $133,867,270 | 2,074 |
| Total unused commitments | $5,842,000 | 4,580 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 82 | 2,436 |
| Assets and Liabilities | ||
| Total Assets: | $201,180,000 | 2,306 |
| Cash and due from depository institutions | $3,485,000 | 2,436 |
| Interest-bearing balances | $65,000 | 5,980 |
| Securities | $47,474,000 | 2,754 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 4,015 |
| Net loans & leases | $141,700,000 | 1,967 |
| Loan loss allowance | $2,117,000 | 1,878 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,416,000 | 3,055 |
| Other real estate owned | $670,000 | 2,436 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,635,000 | 2,246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,180,000 | 2,306 |
| Total liabilities | $179,931,000 | 2,335 |
| Total deposits | $179,805,000 | 2,155 |
| Interest-bearing deposits | $167,173,000 | 1,984 |
| Deposits held in domestic offices | $179,805,000 | 2,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $126,000 | 10,523 |
| Total equity capital | $21,249,000 | 1,948 |
| Total bank equity capital | $21,249,000 | 1,948 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $6,524,000 | 2,232 |
| Undivided profits | $14,725,000 | 1,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,123,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $767,000 | 2,660 |
| Earning assets | $191,039,000 | 2,218 |
| Long-term assets (5+ years) | $11,223,000 | 3,828 |
| Average Assets, year-to-date | $205,060,200 | 2,191 |
| Average Assets, quarterly | $202,359,500 | 2,267 |
| Volatile liabilities | $16,087,000 | 3,016 |
| Insider loans | $79,000 | 9,776 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,579,000 | 4,588 |
| Tier 1 (core) risk-based capital | $21,981,000 | 1,889 |
| Tier 2 risk-based capital | $1,715,320 | 1,805 |
| Total risk weighted assets | $136,807,520 | 1,992 |
| Total unused commitments | $5,579,000 | 4,596 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 81 | 2,575 |
| Assets and Liabilities | ||
| Total Assets: | $206,684,000 | 2,250 |
| Cash and due from depository institutions | $4,366,000 | 2,575 |
| Interest-bearing balances | $136,000 | 5,985 |
| Securities | $50,911,000 | 2,716 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,925 |
| Net loans & leases | $140,082,000 | 1,954 |
| Loan loss allowance | $2,045,000 | 2,036 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,577,000 | 2,834 |
| Other real estate owned | $680,000 | 2,575 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,268,000 | 2,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,684,000 | 2,250 |
| Total liabilities | $185,923,000 | 2,290 |
| Total deposits | $185,812,000 | 2,149 |
| Interest-bearing deposits | $174,237,000 | 1,974 |
| Deposits held in domestic offices | $185,812,000 | 2,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $111,000 | 11,276 |
| Total equity capital | $20,761,000 | 1,971 |
| Total bank equity capital | $20,761,000 | 1,971 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $6,525,000 | 2,131 |
| Undivided profits | $14,236,000 | 1,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,356,000 | 1,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,263 |
| Income earned, not collected on loans | $801,000 | 2,216 |
| Earning assets | $195,929,000 | 2,189 |
| Long-term assets (5+ years) | $15,108,000 | 3,288 |
| Average Assets, year-to-date | $207,358,600 | 2,176 |
| Average Assets, quarterly | $206,742,500 | 2,229 |
| Volatile liabilities | $14,548,000 | 3,066 |
| Insider loans | $255,000 | 7,707 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,337,000 | 939 |
| Unused loan commitments | $7,252,000 | 3,868 |
| Tier 1 (core) risk-based capital | $20,761,000 | 1,920 |
| Tier 2 risk-based capital | $1,739,580 | 1,774 |
| Total risk weighted assets | $138,861,080 | 1,945 |
| Total unused commitments | $7,252,000 | 3,889 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 79 | 2,740 |
| Assets and Liabilities | ||
| Total Assets: | $207,519,000 | 2,287 |
| Cash and due from depository institutions | $4,195,000 | 2,740 |
| Interest-bearing balances | $163,000 | 6,470 |
| Securities | $40,266,000 | 3,410 |
| Federal funds sold & reverse repurchase agreements | $9,900,000 | 1,660 |
| Net loans & leases | $146,651,000 | 1,907 |
| Loan loss allowance | $1,686,000 | 2,441 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,723,000 | 2,697 |
| Other real estate owned | $696,000 | 2,740 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,088,000 | 2,463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,519,000 | 2,287 |
| Total liabilities | $188,763,000 | 2,306 |
| Total deposits | $188,358,000 | 2,185 |
| Interest-bearing deposits | $176,372,000 | 2,033 |
| Deposits held in domestic offices | $188,358,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $277,000 | 3,642 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $128,000 | 11,668 |
| Total equity capital | $18,756,000 | 2,068 |
| Total bank equity capital | $18,756,000 | 2,068 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $6,472,000 | 2,068 |
| Undivided profits | $12,284,000 | 1,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,585,000 | 1,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $838,000 | 2,376 |
| Earning assets | $196,980,000 | 2,200 |
| Long-term assets (5+ years) | $22,703,000 | 2,356 |
| Average Assets, year-to-date | $209,540,800 | 2,205 |
| Average Assets, quarterly | $208,900,500 | 2,247 |
| Volatile liabilities | $14,450,000 | 3,063 |
| Insider loans | $344,000 | 2,602 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $461,000 | 912 |
| Unused loan commitments | $7,404,000 | 3,587 |
| Tier 1 (core) risk-based capital | $18,756,000 | 2,020 |
| Tier 2 risk-based capital | $1,686,000 | 1,879 |
| Total risk weighted assets | $136,054,400 | 2,052 |
| Total unused commitments | $7,404,000 | 3,605 |
| Derivatives | $0 | 651 |