Home > The Old Second Community Bank of North Aurora > Income and Expense

The Old Second Community Bank of North Aurora, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$3,814,0006,645
Total interest expense$1,818,0006,514
Net interest income$1,996,0006,678
Provision for loan and lease losses$11,0008,185
Total noninterest income$289,0006,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,226
Trading account gains and feesNANA
Additional Noninterest Income$95,0006,752
Total noninterest expense$1,279,0007,318
Salaries and employee benefits$586,0007,838
Premises and equipment expense$252,0005,932
Additional noninterest expense$441,0006,874
Pre-tax net operating income$995,0005,427
Securities gains (losses)$2,0003,909
Applicable income taxes$277,0005,396
Income before extraordinary items$720,0005,527
Extraordinary gains, net$032
Net income$720,0005,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,598
Cash dividends$290,0004,704
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$718,5605,426
1997-12-31 (YTD Data)Rank
Total interest income$3,620,0007,038
Total interest expense$1,749,0006,780
Net interest income$1,871,0007,184
Provision for loan and lease losses$12,0008,256
Total noninterest income$326,0006,386
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,097
Trading account gains and feesNANA
Additional Noninterest Income$110,0006,518
Total noninterest expense$1,254,0007,490
Salaries and employee benefits$605,0007,885
Premises and equipment expense$237,0006,253
Additional noninterest expense$412,0007,243
Pre-tax net operating income$931,0006,048
Securities gains (losses)$03,944
Applicable income taxes$257,0006,188
Income before extraordinary items$674,0006,000
Extraordinary gains, net$044
Net income$674,0006,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,00010,233
Cash dividends$265,0004,832
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$674,0005,957
1996-12-31 (YTD Data)Rank
Total interest income$3,239,0007,683
Total interest expense$1,571,0007,392
Net interest income$1,668,0007,858
Provision for loan and lease losses$09,041
Total noninterest income$295,0007,010
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,293
Trading account gains and feesNANA
Additional Noninterest Income$79,0007,772
Total noninterest expense$1,203,0007,976
Salaries and employee benefits$568,0008,337
Premises and equipment expense$259,0006,120
Additional noninterest expense$376,0008,093
Pre-tax net operating income$760,0006,658
Securities gains (losses)$04,148
Applicable income taxes$189,0007,300
Income before extraordinary items$571,0006,451
Extraordinary gains, net$053
Net income$571,0006,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,00010,927
Cash dividends$225,0005,172
Sale, conversion, retirement of capital stock, net$0953
Net operating income$571,0006,374
1995-12-31 (YTD Data)Rank
Total interest income$2,975,0008,242
Total interest expense$1,469,0007,786
Net interest income$1,506,0008,521
Provision for loan and lease losses$08,958
Total noninterest income$289,0007,202
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0005,717
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,528
Total noninterest expense$1,225,0008,123
Salaries and employee benefits$571,0008,560
Premises and equipment expense$227,0006,713
Additional noninterest expense$427,0007,930
Pre-tax net operating income$570,0008,052
Securities gains (losses)$03,831
Applicable income taxes$154,0008,195
Income before extraordinary items$416,0007,914
Extraordinary gains, net$065
Net income$416,0007,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,00011,696
Cash dividends$167,0005,878
Sale, conversion, retirement of capital stock, net$0809
Net operating income$416,0007,886
1994-12-31 (YTD Data)Rank
Total interest income$2,422,0009,050
Total interest expense$1,035,0008,538
Net interest income$1,387,0009,197
Provision for loan and lease losses$09,146
Total noninterest income$286,0007,439
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$211,0005,651
Trading account gains and feesNANA
Additional Noninterest Income$75,0008,448
Total noninterest expense$1,248,0008,431
Salaries and employee benefits$530,0009,127
Premises and equipment expense$238,0006,721
Additional noninterest expense$480,0008,055
Pre-tax net operating income$425,0009,157
Securities gains (losses)$03,600
Applicable income taxes$88,0009,626
Income before extraordinary items$337,0008,759
Extraordinary gains, net$0249
Net income$337,0008,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,815
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$337,0008,816
1993-12-31 (YTD Data)Rank
Total interest income$2,265,0009,644
Total interest expense$984,0009,180
Net interest income$1,281,0009,803
Provision for loan and lease losses$010,371
Total noninterest income$335,0007,208
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,671
Trading account gains and feesNANA
Additional Noninterest Income$119,0007,333
Total noninterest expense$1,317,0008,450
Salaries and employee benefits$578,0008,992
Premises and equipment expense$279,0006,196
Additional noninterest expense$460,0008,616
Pre-tax net operating income$299,00010,253
Securities gains (losses)$07,477
Applicable income taxes$69,00010,505
Income before extraordinary items$230,00010,269
Extraordinary gains, net$03,149
Net income$230,00010,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00011,843
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$230,00010,025
1992-12-31 (YTD Data)Rank
Total interest income$2,351,00010,186
Total interest expense$1,133,0009,852
Net interest income$1,218,00010,266
Provision for loan and lease losses$173,0005,708
Total noninterest income$315,0007,522
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0006,270
Trading account gains and feesNANA
Additional Noninterest Income$129,0007,194
Total noninterest expense$1,495,0007,933
Salaries and employee benefits$578,0009,005
Premises and equipment expense$258,0006,636
Additional noninterest expense$659,0007,039
Pre-tax net operating income$-135,00013,002
Securities gains (losses)$08,369
Applicable income taxes$-187,00013,641
Income before extraordinary items$52,00012,550
Extraordinary gains, net$01,422
Net income$52,00012,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0005,646
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$52,00012,280

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.