Home > The Old Second Community Bank of North Aurora > Assets and Liabilities
The Old Second Community Bank of North Aurora, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $58,648,000 | 6,358 |
| Cash and due from depository institutions | $1,797,000 | 6,706 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $29,234,000 | 3,721 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 7,507 |
| Net loans & leases | $24,997,000 | 7,291 |
| Loan loss allowance | $368,000 | 6,698 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,383,000 | 5,011 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $562,000 | 7,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,648,000 | 6,358 |
| Total liabilities | $53,809,000 | 6,263 |
| Total deposits | $53,504,000 | 6,059 |
| Interest-bearing deposits | $47,135,000 | 5,936 |
| Deposits held in domestic offices | $53,504,000 | 6,056 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $305,000 | 7,389 |
| Total equity capital | $4,839,000 | 7,228 |
| Total bank equity capital | $4,839,000 | 7,228 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $1,598,000 | 6,070 |
| Undivided profits | $2,991,000 | 5,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $114,000 | 9,159 |
| Earning assets | $54,906,000 | 6,298 |
| Long-term assets (5+ years) | $7,680,000 | 5,343 |
| Average Assets, year-to-date | $58,113,400 | 6,208 |
| Average Assets, quarterly | $58,701,500 | 6,290 |
| Volatile liabilities | $2,444,000 | 8,685 |
| Insider loans | $320,000 | 6,306 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,915,000 | 4,543 |
| Tier 1 (core) risk-based capital | $4,528,000 | 7,308 |
| Tier 2 risk-based capital | $368,000 | 6,290 |
| Total risk weighted assets | $29,823,500 | 6,941 |
| Total unused commitments | $6,915,000 | 4,549 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 20 | 7,112 |
| Assets and Liabilities | ||
| Total Assets: | $56,354,000 | 6,609 |
| Cash and due from depository institutions | $1,659,000 | 7,112 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,235,000 | 3,934 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 4,469 |
| Net loans & leases | $22,595,000 | 7,863 |
| Loan loss allowance | $373,000 | 6,818 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,454,000 | 4,820 |
| Other real estate owned | $0 | 7,112 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $936,000 | 6,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,354,000 | 6,609 |
| Total liabilities | $52,176,000 | 6,458 |
| Total deposits | $49,501,000 | 6,436 |
| Interest-bearing deposits | $42,450,000 | 6,436 |
| Deposits held in domestic offices | $49,501,000 | 6,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,308,000 | 2,029 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $367,000 | 7,050 |
| Total equity capital | $4,178,000 | 7,886 |
| Total bank equity capital | $4,178,000 | 7,886 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $1,598,000 | 6,136 |
| Undivided profits | $2,330,000 | 6,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $121,000 | 9,491 |
| Earning assets | $52,305,000 | 6,538 |
| Long-term assets (5+ years) | $6,181,000 | 5,491 |
| Average Assets, year-to-date | $53,736,400 | 6,603 |
| Average Assets, quarterly | $55,587,000 | 6,606 |
| Volatile liabilities | $4,210,000 | 7,628 |
| Insider loans | $110,000 | 8,325 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,748,000 | 4,056 |
| Tier 1 (core) risk-based capital | $4,100,000 | 7,842 |
| Tier 2 risk-based capital | $346,090 | 6,540 |
| Total risk weighted assets | $27,659,890 | 7,304 |
| Total unused commitments | $7,748,000 | 4,058 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $53,716,000 | 6,968 |
| Cash and due from depository institutions | $1,105,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $26,421,000 | 4,331 |
| Federal funds sold & reverse repurchase agreements | $2,925,000 | 3,936 |
| Net loans & leases | $20,953,000 | 8,265 |
| Loan loss allowance | $340,000 | 7,409 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,456,000 | 4,782 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $856,000 | 6,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,716,000 | 6,968 |
| Total liabilities | $50,073,000 | 6,798 |
| Total deposits | $48,793,000 | 6,708 |
| Interest-bearing deposits | $42,532,000 | 6,613 |
| Deposits held in domestic offices | $48,793,000 | 6,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $996,000 | 2,794 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $284,000 | 8,086 |
| Total equity capital | $3,643,000 | 8,537 |
| Total bank equity capital | $3,643,000 | 8,537 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $1,598,000 | 6,278 |
| Undivided profits | $1,795,000 | 7,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $106,000 | 10,104 |
| Earning assets | $50,299,000 | 6,874 |
| Long-term assets (5+ years) | $9,347,000 | 4,378 |
| Average Assets, year-to-date | $49,303,800 | 7,132 |
| Average Assets, quarterly | $51,353,000 | 7,084 |
| Volatile liabilities | $3,219,000 | 8,382 |
| Insider loans | $113,000 | 8,643 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,247,000 | 4,979 |
| Tier 1 (core) risk-based capital | $3,689,000 | 8,399 |
| Tier 2 risk-based capital | $329,550 | 6,874 |
| Total risk weighted assets | $26,353,250 | 7,613 |
| Total unused commitments | $5,247,000 | 4,992 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 18 | 8,186 |
| Assets and Liabilities | ||
| Total Assets: | $47,941,000 | 7,583 |
| Cash and due from depository institutions | $2,144,000 | 8,186 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $23,158,000 | 4,995 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 3,635 |
| Net loans & leases | $16,599,000 | 9,238 |
| Loan loss allowance | $303,000 | 8,047 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,521,000 | 4,619 |
| Other real estate owned | $0 | 8,186 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $669,000 | 8,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,941,000 | 7,583 |
| Total liabilities | $44,520,000 | 7,424 |
| Total deposits | $43,204,000 | 7,374 |
| Interest-bearing deposits | $37,584,000 | 7,321 |
| Deposits held in domestic offices | $43,204,000 | 7,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,019,000 | 2,673 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $297,000 | 8,304 |
| Total equity capital | $3,421,000 | 8,974 |
| Total bank equity capital | $3,421,000 | 8,974 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $1,598,000 | 6,351 |
| Undivided profits | $1,573,000 | 8,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 8,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $90,000 | 10,841 |
| Earning assets | $43,607,000 | 7,612 |
| Long-term assets (5+ years) | $11,562,000 | 3,684 |
| Average Assets, year-to-date | $44,265,400 | 7,751 |
| Average Assets, quarterly | $47,089,500 | 7,609 |
| Volatile liabilities | $3,211,000 | 8,374 |
| Insider loans | $108,000 | 9,042 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,875,000 | 6,486 |
| Tier 1 (core) risk-based capital | $3,343,000 | 8,964 |
| Tier 2 risk-based capital | $278,700 | 7,633 |
| Total risk weighted assets | $22,271,700 | 8,376 |
| Total unused commitments | $2,875,000 | 6,500 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $40,242,000 | 8,557 |
| Cash and due from depository institutions | $2,686,000 | 9,330 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,698,000 | 5,931 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 3,953 |
| Net loans & leases | $13,474,000 | 10,161 |
| Loan loss allowance | $210,000 | 9,701 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,569,000 | 4,447 |
| Other real estate owned | $0 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $965,000 | 6,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,242,000 | 8,557 |
| Total liabilities | $37,676,000 | 8,358 |
| Total deposits | $37,515,000 | 8,144 |
| Interest-bearing deposits | $32,156,000 | 8,123 |
| Deposits held in domestic offices | $37,515,000 | 8,137 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $161,000 | 9,783 |
| Total equity capital | $2,566,000 | 10,114 |
| Total bank equity capital | $2,566,000 | 10,114 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $1,598,000 | 6,406 |
| Undivided profits | $718,000 | 9,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $78,000 | 11,387 |
| Earning assets | $35,022,000 | 8,741 |
| Long-term assets (5+ years) | $9,567,000 | 4,224 |
| Average Assets, year-to-date | $38,106,200 | 8,681 |
| Average Assets, quarterly | $38,773,500 | 8,680 |
| Volatile liabilities | $984,000 | 11,138 |
| Insider loans | $18,000 | 10,861 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,485,000 | 8,269 |
| Tier 1 (core) risk-based capital | $3,094,000 | 9,441 |
| Tier 2 risk-based capital | $210,000 | 8,966 |
| Total risk weighted assets | $19,330,000 | 9,107 |
| Total unused commitments | $1,485,000 | 8,279 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 19 | 8,670 |
| Assets and Liabilities | ||
| Total Assets: | $36,174,000 | 9,335 |
| Cash and due from depository institutions | $1,561,000 | 8,670 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $17,024,000 | 6,818 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 6,397 |
| Net loans & leases | $13,725,000 | 10,373 |
| Loan loss allowance | $376,000 | 7,686 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,642,000 | 4,323 |
| Other real estate owned | $0 | 8,670 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $572,000 | 8,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,174,000 | 9,335 |
| Total liabilities | $33,417,000 | 9,215 |
| Total deposits | $33,242,000 | 9,077 |
| Interest-bearing deposits | $29,525,000 | 8,879 |
| Deposits held in domestic offices | $33,242,000 | 9,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $175,000 | 9,791 |
| Total equity capital | $2,757,000 | 10,151 |
| Total bank equity capital | $2,757,000 | 10,151 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $1,598,000 | 6,436 |
| Undivided profits | $909,000 | 9,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $431,000 | 5,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $81,000 | 11,580 |
| Earning assets | $32,399,000 | 9,413 |
| Long-term assets (5+ years) | $9,854,000 | 4,401 |
| Average Assets, year-to-date | $34,477,200 | 9,404 |
| Average Assets, quarterly | $35,307,000 | 9,385 |
| Volatile liabilities | $1,079,000 | 11,224 |
| Insider loans | $10,000 | 11,468 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $326,000 | 1,350 |
| Unused loan commitments | $2,146,000 | 7,315 |
| Tier 1 (core) risk-based capital | $2,757,000 | 10,103 |
| Tier 2 risk-based capital | $224,890 | 8,853 |
| Total risk weighted assets | $17,839,990 | 9,692 |
| Total unused commitments | $2,146,000 | 7,340 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 18 | 9,137 |
| Assets and Liabilities | ||
| Total Assets: | $33,430,000 | 9,917 |
| Cash and due from depository institutions | $1,505,000 | 9,137 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,797,000 | 8,082 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 4,570 |
| Net loans & leases | $13,168,000 | 10,707 |
| Loan loss allowance | $364,000 | 7,908 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,719,000 | 4,144 |
| Other real estate owned | $205,000 | 9,137 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $636,000 | 8,569 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,430,000 | 9,917 |
| Total liabilities | $30,903,000 | 9,807 |
| Total deposits | $30,682,000 | 9,696 |
| Interest-bearing deposits | $26,664,000 | 9,608 |
| Deposits held in domestic offices | $30,682,000 | 9,691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $221,000 | 9,576 |
| Total equity capital | $2,527,000 | 10,515 |
| Total bank equity capital | $2,527,000 | 10,515 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $1,598,000 | 6,380 |
| Undivided profits | $679,000 | 10,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 4,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $90,000 | 11,860 |
| Earning assets | $29,365,000 | 10,047 |
| Long-term assets (5+ years) | $6,037,000 | 5,893 |
| Average Assets, year-to-date | $32,359,000 | 9,918 |
| Average Assets, quarterly | $33,114,500 | 9,909 |
| Volatile liabilities | $571,000 | 12,712 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $467,000 | 906 |
| Unused loan commitments | $1,433,000 | 8,253 |
| Tier 1 (core) risk-based capital | $2,527,000 | 10,466 |
| Tier 2 risk-based capital | $217,170 | 9,094 |
| Total risk weighted assets | $17,226,370 | 10,042 |
| Total unused commitments | $1,433,000 | 8,281 |
| Derivatives | $0 | 651 |