Home > The Old Second Community Bank of Aurora > Income and Expense
The Old Second Community Bank of Aurora, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 7,598 |
| Total interest expense | $1,219,000 | 7,857 |
| Net interest income | $1,727,000 | 7,222 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $373,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $1,347,000 | 7,110 |
| Salaries and employee benefits | $694,000 | 7,217 |
| Premises and equipment expense | $207,000 | 6,600 |
| Additional noninterest expense | $446,000 | 6,837 |
| Pre-tax net operating income | $728,000 | 6,381 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $547,000 | 6,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $547,000 | 6,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $220,000 | 5,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $545,500 | 6,243 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 7,800 |
| Total interest expense | $1,268,000 | 7,932 |
| Net interest income | $1,696,000 | 7,563 |
| Provision for loan and lease losses | $112,000 | 4,932 |
| Total noninterest income | $359,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $1,314,000 | 7,283 |
| Salaries and employee benefits | $666,000 | 7,513 |
| Premises and equipment expense | $205,000 | 6,758 |
| Additional noninterest expense | $443,000 | 6,984 |
| Pre-tax net operating income | $629,000 | 7,292 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $136,000 | 7,823 |
| Income before extraordinary items | $493,000 | 7,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $493,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $195,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $493,000 | 6,956 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,810,000 | 8,260 |
| Total interest expense | $1,213,000 | 8,343 |
| Net interest income | $1,597,000 | 8,036 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $347,000 | 6,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $1,303,000 | 7,655 |
| Salaries and employee benefits | $628,000 | 7,959 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $418,000 | 7,731 |
| Pre-tax net operating income | $623,000 | 7,297 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $127,000 | 8,266 |
| Income before extraordinary items | $496,000 | 6,929 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $496,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $195,000 | 5,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $496,000 | 6,864 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 8,635 |
| Total interest expense | $1,232,000 | 8,488 |
| Net interest income | $1,468,000 | 8,631 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $362,000 | 6,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,140 |
| Total noninterest expense | $1,235,000 | 8,095 |
| Salaries and employee benefits | $627,000 | 8,203 |
| Premises and equipment expense | $165,000 | 7,915 |
| Additional noninterest expense | $443,000 | 7,765 |
| Pre-tax net operating income | $578,000 | 8,003 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $108,000 | 9,021 |
| Income before extraordinary items | $470,000 | 7,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $470,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $183,000 | 5,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $470,000 | 7,450 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 8,996 |
| Total interest expense | $958,000 | 8,870 |
| Net interest income | $1,491,000 | 8,915 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $426,000 | 5,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,850 |
| Total noninterest expense | $1,200,000 | 8,597 |
| Salaries and employee benefits | $572,000 | 8,808 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $489,000 | 7,958 |
| Pre-tax net operating income | $699,000 | 7,386 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $161,000 | 8,089 |
| Income before extraordinary items | $538,000 | 7,020 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $538,000 | 7,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $308,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $538,000 | 7,066 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 9,496 |
| Total interest expense | $899,000 | 9,561 |
| Net interest income | $1,437,000 | 9,313 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $389,000 | 6,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 5,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $1,196,000 | 8,908 |
| Salaries and employee benefits | $626,000 | 8,595 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $410,000 | 9,154 |
| Pre-tax net operating income | $600,000 | 7,948 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $484,000 | 7,683 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $471,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $203,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $484,000 | 7,430 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 9,953 |
| Total interest expense | $1,072,000 | 10,080 |
| Net interest income | $1,411,000 | 9,586 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $367,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $1,169,000 | 9,185 |
| Salaries and employee benefits | $623,000 | 8,615 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $396,000 | 9,601 |
| Pre-tax net operating income | $585,000 | 7,823 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $466,000 | 7,611 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $466,000 | 7,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $319,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $466,000 | 7,257 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.