Home > The Old Second Community Bank of Aurora > Assets and Liabilities
The Old Second Community Bank of Aurora, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $47,546,000 | 7,154 |
| Cash and due from depository institutions | $3,657,000 | 6,706 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,126,000 | 4,964 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 4,229 |
| Net loans & leases | $20,036,000 | 7,990 |
| Loan loss allowance | $351,000 | 6,866 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $535,000 | 7,621 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $442,000 | 8,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,546,000 | 7,154 |
| Total liabilities | $42,522,000 | 7,130 |
| Total deposits | $41,902,000 | 6,988 |
| Interest-bearing deposits | $33,581,000 | 7,212 |
| Deposits held in domestic offices | $41,902,000 | 6,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $352,000 | 2,869 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $268,000 | 7,823 |
| Total equity capital | $5,024,000 | 7,085 |
| Total bank equity capital | $5,024,000 | 7,085 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $480,000 | 4,993 |
| Surplus | $1,420,000 | 6,395 |
| Undivided profits | $3,124,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 7,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $85,000 | 9,566 |
| Earning assets | $42,912,000 | 7,201 |
| Long-term assets (5+ years) | $6,598,000 | 5,659 |
| Average Assets, year-to-date | $45,028,200 | 7,134 |
| Average Assets, quarterly | $45,945,500 | 7,204 |
| Volatile liabilities | $998,000 | 9,789 |
| Insider loans | $10,000 | 9,147 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,987,000 | 7,472 |
| Tier 1 (core) risk-based capital | $4,835,000 | 7,064 |
| Tier 2 risk-based capital | $284,540 | 7,186 |
| Total risk weighted assets | $22,696,540 | 7,836 |
| Total unused commitments | $1,987,000 | 7,485 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $44,451,000 | 7,511 |
| Cash and due from depository institutions | $4,183,000 | 6,915 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,851,000 | 5,572 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 4,568 |
| Net loans & leases | $19,807,000 | 8,293 |
| Loan loss allowance | $316,000 | 7,399 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $593,000 | 7,484 |
| Other real estate owned | $190,000 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $452,000 | 8,734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,451,000 | 7,511 |
| Total liabilities | $39,832,000 | 7,486 |
| Total deposits | $38,616,000 | 7,416 |
| Interest-bearing deposits | $31,835,000 | 7,543 |
| Deposits held in domestic offices | $38,616,000 | 7,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $216,000 | 8,772 |
| Total equity capital | $4,619,000 | 7,486 |
| Total bank equity capital | $4,619,000 | 7,486 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $480,000 | 5,197 |
| Surplus | $1,420,000 | 6,487 |
| Undivided profits | $2,719,000 | 6,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 8,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $100,000 | 9,809 |
| Earning assets | $39,033,000 | 7,669 |
| Long-term assets (5+ years) | $3,150,000 | 6,952 |
| Average Assets, year-to-date | $43,649,000 | 7,387 |
| Average Assets, quarterly | $43,266,500 | 7,556 |
| Volatile liabilities | $2,392,000 | 8,954 |
| Insider loans | $49,000 | 9,060 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,610,000 | 5,387 |
| Tier 1 (core) risk-based capital | $4,508,000 | 7,465 |
| Tier 2 risk-based capital | $276,540 | 7,326 |
| Total risk weighted assets | $22,083,340 | 8,104 |
| Total unused commitments | $4,610,000 | 5,392 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 20 | 7,449 |
| Assets and Liabilities | ||
| Total Assets: | $44,398,000 | 7,741 |
| Cash and due from depository institutions | $2,910,000 | 7,449 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,214,000 | 5,668 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,201 |
| Net loans & leases | $19,554,000 | 8,532 |
| Loan loss allowance | $252,000 | 8,464 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $613,000 | 7,538 |
| Other real estate owned | $0 | 7,449 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $507,000 | 8,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,398,000 | 7,741 |
| Total liabilities | $40,122,000 | 7,688 |
| Total deposits | $39,162,000 | 7,602 |
| Interest-bearing deposits | $32,525,000 | 7,721 |
| Deposits held in domestic offices | $39,162,000 | 7,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $692,000 | 3,686 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $268,000 | 8,268 |
| Total equity capital | $4,276,000 | 7,916 |
| Total bank equity capital | $4,276,000 | 7,916 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $480,000 | 5,507 |
| Surplus | $1,420,000 | 6,667 |
| Undivided profits | $2,376,000 | 6,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 6,450 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $103,000 | 10,165 |
| Earning assets | $40,368,000 | 7,754 |
| Long-term assets (5+ years) | $5,323,000 | 5,728 |
| Average Assets, year-to-date | $41,839,400 | 7,832 |
| Average Assets, quarterly | $43,270,000 | 7,782 |
| Volatile liabilities | $2,262,000 | 9,213 |
| Insider loans | $58,000 | 9,381 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,913,000 | 5,125 |
| Tier 1 (core) risk-based capital | $4,210,000 | 7,899 |
| Tier 2 risk-based capital | $252,000 | 7,883 |
| Total risk weighted assets | $22,283,900 | 8,243 |
| Total unused commitments | $4,913,000 | 5,137 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $41,894,000 | 8,177 |
| Cash and due from depository institutions | $4,161,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $18,906,000 | 5,775 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 7,503 |
| Net loans & leases | $16,976,000 | 9,155 |
| Loan loss allowance | $246,000 | 8,800 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $533,000 | 8,126 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $418,000 | 9,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,894,000 | 8,177 |
| Total liabilities | $37,827,000 | 8,137 |
| Total deposits | $37,510,000 | 8,001 |
| Interest-bearing deposits | $30,697,000 | 8,195 |
| Deposits held in domestic offices | $37,510,000 | 7,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $102,000 | 4,357 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $215,000 | 9,491 |
| Total equity capital | $4,067,000 | 8,269 |
| Total bank equity capital | $4,067,000 | 8,269 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $480,000 | 5,799 |
| Surplus | $1,420,000 | 6,758 |
| Undivided profits | $2,167,000 | 7,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 6,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,692 |
| Income earned, not collected on loans | $71,000 | 11,156 |
| Earning assets | $36,782,000 | 8,349 |
| Long-term assets (5+ years) | $8,142,000 | 4,554 |
| Average Assets, year-to-date | $39,959,600 | 8,208 |
| Average Assets, quarterly | $41,418,000 | 8,167 |
| Volatile liabilities | $1,817,000 | 9,829 |
| Insider loans | $56,000 | 9,792 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,990,000 | 7,437 |
| Tier 1 (core) risk-based capital | $3,909,000 | 8,335 |
| Tier 2 risk-based capital | $246,000 | 8,119 |
| Total risk weighted assets | $20,054,900 | 8,801 |
| Total unused commitments | $1,990,000 | 7,451 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $38,651,000 | 8,728 |
| Cash and due from depository institutions | $2,592,000 | 7,461 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,776,000 | 5,910 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 5,312 |
| Net loans & leases | $13,773,000 | 10,093 |
| Loan loss allowance | $231,000 | 9,355 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $528,000 | 8,317 |
| Other real estate owned | $99,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $808,000 | 7,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,651,000 | 8,728 |
| Total liabilities | $35,455,000 | 8,646 |
| Total deposits | $35,183,000 | 8,464 |
| Interest-bearing deposits | $28,646,000 | 8,641 |
| Deposits held in domestic offices | $35,183,000 | 8,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $125,000 | 4,673 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $147,000 | 10,070 |
| Total equity capital | $3,196,000 | 9,217 |
| Total bank equity capital | $3,196,000 | 9,217 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $480,000 | 6,129 |
| Surplus | $1,420,000 | 6,855 |
| Undivided profits | $1,296,000 | 8,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 10,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $91,000 | 11,100 |
| Earning assets | $34,624,000 | 8,791 |
| Long-term assets (5+ years) | $9,154,000 | 4,339 |
| Average Assets, year-to-date | $38,525,600 | 8,636 |
| Average Assets, quarterly | $38,510,000 | 8,717 |
| Volatile liabilities | $1,195,000 | 10,806 |
| Insider loans | $29,000 | 10,652 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $656,000 | 9,919 |
| Tier 1 (core) risk-based capital | $3,623,000 | 8,755 |
| Tier 2 risk-based capital | $226,410 | 8,652 |
| Total risk weighted assets | $18,108,310 | 9,381 |
| Total unused commitments | $656,000 | 9,925 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $38,508,000 | 9,037 |
| Cash and due from depository institutions | $3,001,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $16,458,000 | 6,981 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,346 |
| Net loans & leases | $13,696,000 | 10,378 |
| Loan loss allowance | $246,000 | 9,437 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $544,000 | 8,442 |
| Other real estate owned | $234,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $475,000 | 9,574 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,508,000 | 9,037 |
| Total liabilities | $35,115,000 | 8,985 |
| Total deposits | $33,959,000 | 8,970 |
| Interest-bearing deposits | $27,571,000 | 9,209 |
| Deposits held in domestic offices | $33,959,000 | 8,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $156,000 | 10,237 |
| Total equity capital | $3,393,000 | 9,221 |
| Total bank equity capital | $3,393,000 | 9,221 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $480,000 | 6,425 |
| Surplus | $1,420,000 | 6,883 |
| Undivided profits | $1,493,000 | 8,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 7,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $80,000 | 11,615 |
| Earning assets | $34,254,000 | 9,134 |
| Long-term assets (5+ years) | $8,298,000 | 4,906 |
| Average Assets, year-to-date | $35,707,400 | 9,227 |
| Average Assets, quarterly | $37,405,500 | 9,114 |
| Volatile liabilities | $2,356,000 | 9,205 |
| Insider loans | $200,000 | 8,330 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $405,000 | 1,286 |
| Unused loan commitments | $1,704,000 | 7,967 |
| Tier 1 (core) risk-based capital | $3,393,000 | 9,158 |
| Tier 2 risk-based capital | $220,770 | 8,929 |
| Total risk weighted assets | $17,636,470 | 9,740 |
| Total unused commitments | $1,704,000 | 7,993 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $35,148,000 | 9,664 |
| Cash and due from depository institutions | $2,246,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,896,000 | 7,698 |
| Federal funds sold & reverse repurchase agreements | $3,815,000 | 4,179 |
| Net loans & leases | $14,037,000 | 10,454 |
| Loan loss allowance | $229,000 | 9,960 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $538,000 | 8,655 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $616,000 | 8,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,148,000 | 9,664 |
| Total liabilities | $32,023,000 | 9,615 |
| Total deposits | $30,684,000 | 9,695 |
| Interest-bearing deposits | $24,841,000 | 9,956 |
| Deposits held in domestic offices | $30,684,000 | 9,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,493 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $339,000 | 7,615 |
| Total equity capital | $3,125,000 | 9,526 |
| Total bank equity capital | $3,125,000 | 9,526 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $480,000 | 6,765 |
| Surplus | $1,420,000 | 6,833 |
| Undivided profits | $1,225,000 | 9,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $569,000 | 5,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $147,000 | 10,112 |
| Earning assets | $31,748,000 | 9,668 |
| Long-term assets (5+ years) | $7,205,000 | 5,336 |
| Average Assets, year-to-date | $33,732,000 | 9,722 |
| Average Assets, quarterly | $34,107,500 | 9,761 |
| Volatile liabilities | $2,126,000 | 9,819 |
| Insider loans | $13,000 | 8,699 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $374,000 | 953 |
| Unused loan commitments | $1,371,000 | 8,365 |
| Tier 1 (core) risk-based capital | $3,125,000 | 9,458 |
| Tier 2 risk-based capital | $222,890 | 9,003 |
| Total risk weighted assets | $17,824,890 | 9,891 |
| Total unused commitments | $1,371,000 | 8,393 |
| Derivatives | $0 | 651 |