The Old Point National Bank of Phoebus, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$17,256,000815
Total interest expense$4,993,000997
Net interest income$12,263,000734
Provision for loan and lease losses$717,000477
Total noninterest income$1,803,000919
Gross Fiduciary activities income$0918
Service charges on deposit accounts$771,000406
Trading account gains and fees$0116
Additional Noninterest Income$1,032,000943
Total noninterest expense$10,533,000707
Salaries and employee benefits$6,087,000688
Premises and equipment expense$1,130,000632
Additional noninterest expense$1,032,000943
Pre-tax net operating income$2,816,0001,126
Securities gains (losses)$-176,0004,331
Applicable income taxes$483,0001,047
Income before extraordinary items$2,157,0001,207
Extraordinary gains, net$047
Net income$2,157,0001,224
Minority interest net income$065
Net income of bank and minority interests.$2,157,0001,207
Net charge-offs$351,000490
Cash dividends$1,000,000898
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,301,3201,156
2024-12-31 (YTD Data)Rank
Total interest income$72,209,000774
Total interest expense$23,008,000923
Net interest income$49,201,000689
Provision for loan and lease losses$713,0001,135
Total noninterest income$7,934,000877
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$3,251,000386
Trading account gains and fees$0138
Additional Noninterest Income$4,683,000910
Total noninterest expense$43,476,000675
Salaries and employee benefits$25,559,000626
Premises and equipment expense$4,611,000601
Additional noninterest expense$4,683,000910
Pre-tax net operating income$12,946,000957
Securities gains (losses)$0940
Applicable income taxes$2,193,000901
Income before extraordinary items$10,753,000960
Extraordinary gains, net$053
Net income$10,753,000969
Minority interest net income$090
Net income of bank and minority interests.$10,753,000960
Net charge-offs$1,524,000553
Cash dividends$3,650,0001,107
Sale, conversion, retirement of capital stock, net$0564
Net operating income$10,753,000972
2024-09-30 (YTD Data)Rank
Total interest income$53,874,000764
Total interest expense$17,170,000926
Net interest income$36,704,000682
Provision for loan and lease losses$623,000960
Total noninterest income$6,100,000870
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,453,000381
Trading account gains and fees$0139
Additional Noninterest Income$3,647,000880
Total noninterest expense$32,809,000655
Salaries and employee benefits$18,992,000622
Premises and equipment expense$3,619,000565
Additional noninterest expense$3,647,000880
Pre-tax net operating income$9,372,000970
Securities gains (losses)$0930
Applicable income taxes$1,725,000876
Income before extraordinary items$7,647,000991
Extraordinary gains, net$051
Net income$7,647,0001,006
Minority interest net income$082
Net income of bank and minority interests.$7,647,000993
Net charge-offs$1,117,000515
Cash dividends$2,400,0001,051
Sale, conversion, retirement of capital stock, net$0527
Net operating income$7,647,000995
2024-06-30 (YTD Data)Rank
Total interest income$35,410,000766
Total interest expense$11,255,000928
Net interest income$24,155,000691
Provision for loan and lease losses$341,0001,022
Total noninterest income$3,956,000883
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,595,000386
Trading account gains and fees$0145
Additional Noninterest Income$2,361,000898
Total noninterest expense$21,970,000655
Salaries and employee benefits$12,800,000622
Premises and equipment expense$2,435,000571
Additional noninterest expense$2,361,000898
Pre-tax net operating income$5,800,0001,016
Securities gains (losses)$0628
Applicable income taxes$905,0001,002
Income before extraordinary items$4,895,0001,017
Extraordinary gains, net$052
Net income$4,895,0001,031
Minority interest net income$084
Net income of bank and minority interests.$4,895,0001,019
Net charge-offs$647,000501
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$4,895,0001,011
2024-03-31 (YTD Data)Rank
Total interest income$17,341,000772
Total interest expense$5,549,000926
Net interest income$11,792,000712
Provision for loan and lease losses$80,0001,357
Total noninterest income$1,834,000930
Gross Fiduciary activities income$0895
Service charges on deposit accounts$758,000404
Trading account gains and fees$0121
Additional Noninterest Income$1,076,000944
Total noninterest expense$11,125,000659
Salaries and employee benefits$6,641,000606
Premises and equipment expense$1,121,000628
Additional noninterest expense$1,076,000944
Pre-tax net operating income$2,421,0001,138
Securities gains (losses)$0689
Applicable income taxes$353,0001,148
Income before extraordinary items$2,068,0001,143
Extraordinary gains, net$051
Net income$2,068,0001,155
Minority interest net income$072
Net income of bank and minority interests.$2,068,0001,143
Net charge-offs$336,000437
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,068,0001,140
2023-12-31 (YTD Data)Rank
Total interest income$66,484,000741
Total interest expense$17,246,000876
Net interest income$49,238,000680
Provision for loan and lease losses$2,601,000484
Total noninterest income$8,525,000831
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,077,000394
Trading account gains and fees$0123
Additional Noninterest Income$5,448,000836
Total noninterest expense$43,973,000639
Salaries and employee benefits$25,526,000607
Premises and equipment expense$4,603,000597
Additional noninterest expense$5,448,000836
Pre-tax net operating income$11,189,0001,076
Securities gains (losses)$-134,0003,855
Applicable income taxes$1,754,0001,069
Income before extraordinary items$9,301,0001,069
Extraordinary gains, net$054
Net income$9,301,0001,081
Minority interest net income$088
Net income of bank and minority interests.$9,301,0001,072
Net charge-offs$1,727,000410
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,413,5601,082
2023-09-30 (YTD Data)Rank
Total interest income$48,587,000744
Total interest expense$11,466,000903
Net interest income$37,121,000692
Provision for loan and lease losses$1,242,000581
Total noninterest income$6,554,000822
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,297,000391
Trading account gains and fees$0125
Additional Noninterest Income$4,257,000828
Total noninterest expense$33,205,000636
Salaries and employee benefits$19,419,000604
Premises and equipment expense$3,494,000594
Additional noninterest expense$4,257,000828
Pre-tax net operating income$9,228,0001,035
Securities gains (losses)$-134,0004,076
Applicable income taxes$1,409,0001,048
Income before extraordinary items$7,685,0001,035
Extraordinary gains, net$052
Net income$7,685,0001,041
Minority interest net income$081
Net income of bank and minority interests.$7,685,0001,035
Net charge-offs$674,000501
Cash dividends$2,200,0001,104
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,798,9001,038
2023-06-30 (YTD Data)Rank
Total interest income$31,434,000735
Total interest expense$5,998,000977
Net interest income$25,436,000673
Provision for loan and lease losses$737,000616
Total noninterest income$4,369,000801
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,546,000381
Trading account gains and fees$0112
Additional Noninterest Income$2,823,000778
Total noninterest expense$21,959,000625
Salaries and employee benefits$12,830,000602
Premises and equipment expense$2,318,000579
Additional noninterest expense$2,823,000778
Pre-tax net operating income$7,109,000933
Securities gains (losses)$-164,0004,301
Applicable income taxes$1,119,000947
Income before extraordinary items$5,826,000944
Extraordinary gains, net$051
Net income$5,826,000956
Minority interest net income$081
Net income of bank and minority interests.$5,826,000944
Net charge-offs$389,000498
Cash dividends$1,400,0001,144
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,963,760934
2023-03-31 (YTD Data)Rank
Total interest income$15,121,000754
Total interest expense$2,045,0001,166
Net interest income$13,076,000666
Provision for loan and lease losses$376,000590
Total noninterest income$2,067,000813
Gross Fiduciary activities income$0913
Service charges on deposit accounts$753,000404
Trading account gains and fees$097
Additional Noninterest Income$1,314,000807
Total noninterest expense$10,567,000650
Salaries and employee benefits$6,085,000641
Premises and equipment expense$1,132,000623
Additional noninterest expense$1,314,000807
Pre-tax net operating income$4,200,000851
Securities gains (losses)$0950
Applicable income taxes$713,000833
Income before extraordinary items$3,487,000829
Extraordinary gains, net$04
Net income$3,487,000828
Minority interest net income$048
Net income of bank and minority interests.$3,487,000828
Net charge-offs$179,000453
Cash dividends$700,0001,029
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,487,000840
2022-12-31 (YTD Data)Rank
Total interest income$47,963,000775
Total interest expense$2,425,0001,393
Net interest income$45,538,000730
Provision for loan and lease losses$1,706,000579
Total noninterest income$10,178,000748
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,069,000408
Trading account gains and fees$0116
Additional Noninterest Income$7,109,000700
Total noninterest expense$39,886,000669
Salaries and employee benefits$22,751,000661
Premises and equipment expense$4,462,000612
Additional noninterest expense$7,109,000700
Pre-tax net operating income$14,124,000993
Securities gains (losses)$-1,870,0004,541
Applicable income taxes$1,822,0001,146
Income before extraordinary items$10,432,0001,073
Extraordinary gains, net$05
Net income$10,432,0001,072
Minority interest net income$063
Net income of bank and minority interests.$10,432,0001,073
Net charge-offs$1,045,000407
Cash dividends$2,800,0001,210
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,021,500981
2022-09-30 (YTD Data)Rank
Total interest income$33,870,000782
Total interest expense$1,508,0001,310
Net interest income$32,362,000750
Provision for loan and lease losses$1,073,000594
Total noninterest income$6,394,000859
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,278,000413
Trading account gains and fees$0111
Additional Noninterest Income$4,116,000866
Total noninterest expense$29,067,000686
Salaries and employee benefits$16,704,000674
Premises and equipment expense$3,298,000617
Additional noninterest expense$4,116,000866
Pre-tax net operating income$8,616,0001,139
Securities gains (losses)$0740
Applicable income taxes$1,243,0001,214
Income before extraordinary items$7,373,0001,112
Extraordinary gains, net$04
Net income$7,373,0001,111
Minority interest net income$057
Net income of bank and minority interests.$7,373,0001,112
Net charge-offs$1,005,000297
Cash dividends$2,100,0001,089
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,373,0001,136
2022-06-30 (YTD Data)Rank
Total interest income$21,524,000777
Total interest expense$1,007,0001,128
Net interest income$20,517,000762
Provision for loan and lease losses$671,000566
Total noninterest income$4,309,000843
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,483,000419
Trading account gains and fees$0108
Additional Noninterest Income$2,826,000869
Total noninterest expense$18,921,000687
Salaries and employee benefits$10,971,000672
Premises and equipment expense$2,174,000623
Additional noninterest expense$5,776,000681
Pre-tax net operating income$5,234,0001,171
Securities gains (losses)$0687
Applicable income taxes$729,0001,208
Income before extraordinary items$4,505,0001,130
Extraordinary gains, net$04
Net income$4,505,0001,128
Minority interest net income$060
Net income of bank and minority interests.$4,505,0001,130
Net charge-offs$640,000291
Cash dividends$1,400,0001,108
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,505,0001,156
2022-03-31 (YTD Data)Rank
Total interest income$10,457,000775
Total interest expense$539,0001,019
Net interest income$9,918,000768
Provision for loan and lease losses$101,000964
Total noninterest income$2,179,000839
Gross Fiduciary activities income$0892
Service charges on deposit accounts$760,000409
Trading account gains and fees$0103
Additional Noninterest Income$1,419,000865
Total noninterest expense$9,317,000700
Salaries and employee benefits$5,429,000689
Premises and equipment expense$1,096,000619
Additional noninterest expense$2,792,000692
Pre-tax net operating income$2,679,0001,096
Securities gains (losses)$0623
Applicable income taxes$377,0001,144
Income before extraordinary items$2,302,0001,080
Extraordinary gains, net$04
Net income$2,302,0001,079
Minority interest net income$050
Net income of bank and minority interests.$2,302,0001,080
Net charge-offs$446,000245
Cash dividends$700,000971
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,302,0001,092
2021-12-31 (YTD Data)Rank
Total interest income$42,227,000788
Total interest expense$2,909,000939
Net interest income$39,318,000780
Provision for loan and lease losses$794,000733
Total noninterest income$9,681,000845
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,866,000411
Trading account gains and fees$0132
Additional Noninterest Income$6,815,000868
Total noninterest expense$38,094,000677
Salaries and employee benefits$21,681,000675
Premises and equipment expense$4,447,000604
Additional noninterest expense$11,966,000665
Pre-tax net operating income$10,111,0001,268
Securities gains (losses)$02,062
Applicable income taxes$1,373,0001,384
Income before extraordinary items$8,738,0001,263
Extraordinary gains, net$010
Net income$8,738,0001,262
Minority interest net income$074
Net income of bank and minority interests.$8,738,0001,263
Net charge-offs$470,000661
Cash dividends$3,200,0001,113
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,738,0001,242
2021-09-30 (YTD Data)Rank
Total interest income$31,635,000801
Total interest expense$2,258,000953
Net interest income$29,377,000793
Provision for loan and lease losses$510,000791
Total noninterest income$7,426,000860
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,119,000415
Trading account gains and fees$0132
Additional Noninterest Income$5,307,000867
Total noninterest expense$28,402,000686
Salaries and employee benefits$16,263,000679
Premises and equipment expense$3,330,000606
Additional noninterest expense$8,809,000672
Pre-tax net operating income$7,891,0001,283
Securities gains (losses)$02,015
Applicable income taxes$1,123,0001,378
Income before extraordinary items$6,768,0001,285
Extraordinary gains, net$08
Net income$6,768,0001,285
Minority interest net income$069
Net income of bank and minority interests.$6,768,0001,285
Net charge-offs$367,000591
Cash dividends$2,500,000981
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,768,0001,262
2021-06-30 (YTD Data)Rank
Total interest income$20,826,000808
Total interest expense$1,570,000951
Net interest income$19,256,000794
Provision for loan and lease losses$150,0001,356
Total noninterest income$5,085,000844
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,388,000409
Trading account gains and fees$0133
Additional Noninterest Income$3,697,000849
Total noninterest expense$18,681,000693
Salaries and employee benefits$10,619,000688
Premises and equipment expense$22,0004,850
Additional noninterest expense$8,040,000502
Pre-tax net operating income$5,510,0001,232
Securities gains (losses)$01,818
Applicable income taxes$798,0001,325
Income before extraordinary items$4,712,0001,235
Extraordinary gains, net$06
Net income$4,712,0001,236
Minority interest net income$067
Net income of bank and minority interests.$4,712,0001,236
Net charge-offs$218,000624
Cash dividends$1,800,000930
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,712,0001,208
2021-03-31 (YTD Data)Rank
Total interest income$10,973,000764
Total interest expense$818,000964
Net interest income$10,155,000746
Provision for loan and lease losses$150,000937
Total noninterest income$2,866,000779
Gross Fiduciary activities income$0922
Service charges on deposit accounts$688,000410
Trading account gains and fees$0127
Additional Noninterest Income$2,178,000768
Total noninterest expense$9,383,000684
Salaries and employee benefits$5,320,000686
Premises and equipment expense$1,144,000591
Additional noninterest expense$2,919,000651
Pre-tax net operating income$3,488,0001,028
Securities gains (losses)$01,392
Applicable income taxes$549,0001,074
Income before extraordinary items$2,939,0001,043
Extraordinary gains, net$03
Net income$2,939,0001,043
Minority interest net income$055
Net income of bank and minority interests.$2,939,0001,043
Net charge-offs$30,0001,008
Cash dividends$1,100,000697
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,939,0001,014
2020-12-31 (YTD Data)Rank
Total interest income$39,966,000836
Total interest expense$5,237,000905
Net interest income$34,729,000824
Provision for loan and lease losses$1,000,0001,593
Total noninterest income$9,599,000824
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,872,000398
Trading account gains and fees$0133
Additional Noninterest Income$6,727,000832
Total noninterest expense$37,455,000668
Salaries and employee benefits$21,652,000657
Premises and equipment expense$4,621,000569
Additional noninterest expense$11,182,000679
Pre-tax net operating income$5,873,0001,587
Securities gains (losses)$264,000895
Applicable income taxes$566,0001,855
Income before extraordinary items$5,571,0001,507
Extraordinary gains, net$04
Net income$5,571,0001,507
Minority interest net income$072
Net income of bank and minority interests.$5,571,0001,507
Net charge-offs$1,119,000610
Cash dividends$2,900,0001,162
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,330,7601,517
2020-09-30 (YTD Data)Rank
Total interest income$29,532,000854
Total interest expense$4,167,000918
Net interest income$25,365,000833
Provision for loan and lease losses$900,0001,436
Total noninterest income$7,126,000804
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,176,000388
Trading account gains and fees$0125
Additional Noninterest Income$4,950,000816
Total noninterest expense$26,214,000705
Salaries and employee benefits$15,305,000689
Premises and equipment expense$3,515,000551
Additional noninterest expense$7,394,000734
Pre-tax net operating income$5,377,0001,320
Securities gains (losses)$185,000924
Applicable income taxes$631,0001,556
Income before extraordinary items$4,931,0001,292
Extraordinary gains, net$04
Net income$4,931,0001,292
Minority interest net income$065
Net income of bank and minority interests.$4,931,0001,292
Net charge-offs$640,000651
Cash dividends$2,600,000886
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,766,3501,286
2020-06-30 (YTD Data)Rank
Total interest income$19,802,000860
Total interest expense$2,910,000947
Net interest income$16,892,000833
Provision for loan and lease losses$600,0001,444
Total noninterest income$4,622,000776
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,510,000371
Trading account gains and fees$0123
Additional Noninterest Income$3,112,000790
Total noninterest expense$16,693,000730
Salaries and employee benefits$9,558,000732
Premises and equipment expense$2,343,000553
Additional noninterest expense$4,792,000748
Pre-tax net operating income$4,221,0001,127
Securities gains (losses)$184,000735
Applicable income taxes$571,0001,233
Income before extraordinary items$3,834,0001,069
Extraordinary gains, net$04
Net income$3,834,0001,069
Minority interest net income$065
Net income of bank and minority interests.$3,834,0001,069
Net charge-offs$559,000555
Cash dividends$1,800,000873
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,673,9201,080
2020-03-31 (YTD Data)Rank
Total interest income$9,962,000851
Total interest expense$1,547,000985
Net interest income$8,415,000823
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,990,000814
Gross Fiduciary activities income$0941
Service charges on deposit accounts$895,000369
Trading account gains and fees$0106
Additional Noninterest Income$1,095,000906
Total noninterest expense$8,670,000703
Salaries and employee benefits$4,988,000702
Premises and equipment expense$1,210,000542
Additional noninterest expense$2,472,000729
Pre-tax net operating income$1,435,0001,365
Securities gains (losses)$01,705
Applicable income taxes$129,0001,750
Income before extraordinary items$1,306,0001,327
Extraordinary gains, net$04
Net income$1,306,0001,326
Minority interest net income$056
Net income of bank and minority interests.$1,306,0001,327
Net charge-offs$291,000506
Cash dividends$900,000882
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,306,0001,304
2019-12-31 (YTD Data)Rank
Total interest income$40,121,000854
Total interest expense$6,311,0001,016
Net interest income$33,810,000816
Provision for loan and lease losses$318,0001,903
Total noninterest income$8,866,000755
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$4,085,000336
Trading account gains and fees$0135
Additional Noninterest Income$4,781,000852
Total noninterest expense$33,833,000695
Salaries and employee benefits$20,405,000648
Premises and equipment expense$5,400,000490
Additional noninterest expense$8,028,000847
Pre-tax net operating income$8,525,0001,188
Securities gains (losses)$314,000497
Applicable income taxes$1,054,0001,390
Income before extraordinary items$7,785,0001,142
Extraordinary gains, net$011
Net income$7,785,0001,144
Minority interest net income$076
Net income of bank and minority interests.$7,785,0001,144
Net charge-offs$769,000792
Cash dividends$3,000,0001,180
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,508,6801,154
2019-09-30 (YTD Data)Rank
Total interest income$30,124,000856
Total interest expense$4,686,0001,027
Net interest income$25,438,000803
Provision for loan and lease losses$1,013,000676
Total noninterest income$6,803,000742
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$3,082,000338
Trading account gains and fees$0129
Additional Noninterest Income$3,721,000832
Total noninterest expense$25,012,000701
Salaries and employee benefits$14,972,000664
Premises and equipment expense$4,110,000484
Additional noninterest expense$5,930,000850
Pre-tax net operating income$6,216,0001,226
Securities gains (losses)$312,000406
Applicable income taxes$744,0001,479
Income before extraordinary items$5,784,0001,170
Extraordinary gains, net$011
Net income$5,784,0001,172
Minority interest net income$072
Net income of bank and minority interests.$5,784,0001,172
Net charge-offs$512,000755
Cash dividends$2,100,0001,149
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,506,3201,190
2019-06-30 (YTD Data)Rank
Total interest income$19,947,000855
Total interest expense$3,057,0001,029
Net interest income$16,890,000805
Provision for loan and lease losses$1,013,000484
Total noninterest income$4,517,000737
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,081,000333
Trading account gains and fees$0131
Additional Noninterest Income$2,436,000817
Total noninterest expense$16,482,000715
Salaries and employee benefits$9,873,000667
Premises and equipment expense$2,681,000495
Additional noninterest expense$3,928,000864
Pre-tax net operating income$3,912,0001,260
Securities gains (losses)$26,000950
Applicable income taxes$385,0001,653
Income before extraordinary items$3,553,0001,223
Extraordinary gains, net$011
Net income$3,553,0001,223
Minority interest net income$069
Net income of bank and minority interests.$3,553,0001,223
Net charge-offs$367,000687
Cash dividends$1,200,0001,279
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,529,6001,203
2019-03-31 (YTD Data)Rank
Total interest income$9,846,000862
Total interest expense$1,485,0001,034
Net interest income$8,361,000815
Provision for loan and lease losses$226,000846
Total noninterest income$2,163,000727
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,053,000325
Trading account gains and fees$0126
Additional Noninterest Income$1,110,000836
Total noninterest expense$8,166,000713
Salaries and employee benefits$4,818,000688
Premises and equipment expense$1,338,000502
Additional noninterest expense$2,010,000832
Pre-tax net operating income$2,132,0001,156
Securities gains (losses)$26,000525
Applicable income taxes$209,0001,553
Income before extraordinary items$1,949,0001,114
Extraordinary gains, net$05
Net income$1,949,0001,113
Minority interest net income$052
Net income of bank and minority interests.$1,949,0001,113
Net charge-offs$249,000531
Cash dividends$600,0001,170
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,925,6001,102
2018-12-31 (YTD Data)Rank
Total interest income$38,160,000830
Total interest expense$4,871,000943
Net interest income$33,289,000803
Provision for loan and lease losses$2,861,000384
Total noninterest income$8,368,000782
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$4,158,000346
Trading account gains and fees$0126
Additional Noninterest Income$4,210,000887
Total noninterest expense$33,134,000690
Salaries and employee benefits$19,150,000657
Premises and equipment expense$5,781,000461
Additional noninterest expense$8,203,000831
Pre-tax net operating income$5,662,0001,603
Securities gains (losses)$90,000318
Applicable income taxes$256,0002,514
Income before extraordinary items$5,496,0001,461
Extraordinary gains, net$06
Net income$5,496,0001,460
Minority interest net income$072
Net income of bank and minority interests.$5,496,0001,460
Net charge-offs$2,198,000337
Cash dividends$1,800,0001,549
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,409,6001,475
2018-09-30 (YTD Data)Rank
Total interest income$28,137,000825
Total interest expense$3,455,000929
Net interest income$24,682,000804
Provision for loan and lease losses$1,849,000412
Total noninterest income$6,929,000729
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,043,000352
Trading account gains and fees$0138
Additional Noninterest Income$3,886,000795
Total noninterest expense$25,541,000666
Salaries and employee benefits$14,455,000647
Premises and equipment expense$4,339,000465
Additional noninterest expense$6,747,000760
Pre-tax net operating income$4,221,0001,615
Securities gains (losses)$90,000308
Applicable income taxes$173,0002,648
Income before extraordinary items$4,138,0001,464
Extraordinary gains, net$05
Net income$4,138,0001,463
Minority interest net income$066
Net income of bank and minority interests.$4,138,0001,463
Net charge-offs$1,066,000413
Cash dividends$1,200,0001,503
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,051,6001,478
2018-06-30 (YTD Data)Rank
Total interest income$18,348,000835
Total interest expense$2,190,000918
Net interest income$16,158,000810
Provision for loan and lease losses$1,100,000439
Total noninterest income$4,397,000765
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,948,000358
Trading account gains and fees$0130
Additional Noninterest Income$2,449,000820
Total noninterest expense$17,027,000664
Salaries and employee benefits$9,701,000646
Premises and equipment expense$2,842,000471
Additional noninterest expense$4,484,000757
Pre-tax net operating income$2,428,0001,810
Securities gains (losses)$90,000255
Applicable income taxes$51,0003,132
Income before extraordinary items$2,467,0001,593
Extraordinary gains, net$06
Net income$2,467,0001,592
Minority interest net income$065
Net income of bank and minority interests.$2,467,0001,592
Net charge-offs$675,000428
Cash dividends$600,0001,762
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,378,8001,627
2018-03-31 (YTD Data)Rank
Total interest income$8,777,000864
Total interest expense$1,053,000905
Net interest income$7,724,000848
Provision for loan and lease losses$525,000436
Total noninterest income$2,035,000778
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$870,000385
Trading account gains and feesNANA
Additional Noninterest Income$1,165,000824
Total noninterest expense$8,254,000691
Salaries and employee benefits$4,625,000695
Premises and equipment expense$1,418,000477
Additional noninterest expense$2,211,000754
Pre-tax net operating income$980,0002,070
Securities gains (losses)$80,000190
Applicable income taxes$-25,0005,514
Income before extraordinary items$1,085,0001,720
Extraordinary gains, net$07
Net income$1,085,0001,720
Minority interest net income$052
Net income of bank and minority interests.$1,085,0001,720
Net charge-offs$242,000506
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,005,0001,831
2017-12-31 (YTD Data)Rank
Total interest income$32,862,000875
Total interest expense$3,011,0001,084
Net interest income$29,851,000845
Provision for loan and lease losses$4,160,000285
Total noninterest income$9,300,000724
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$3,874,000366
Trading account gains and feesNANA
Additional Noninterest Income$5,426,000775
Total noninterest expense$35,084,000628
Salaries and employee benefits$20,969,000570
Premises and equipment expense$5,625,000459
Additional noninterest expense$8,490,000788
Pre-tax net operating income$-93,0005,490
Securities gains (losses)$96,000641
Applicable income taxes$-65,0005,529
Income before extraordinary items$68,0005,266
Extraordinary gains, net$09
Net income$68,0005,265
Minority interest net income$076
Net income of bank and minority interests.$68,0005,266
Net charge-offs$2,957,000298
Cash dividends$1,800,0001,531
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-28,0005,387
2017-09-30 (YTD Data)Rank
Total interest income$24,301,000882
Total interest expense$2,097,0001,133
Net interest income$22,204,000850
Provision for loan and lease losses$2,925,000296
Total noninterest income$7,051,000732
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,844,000374
Trading account gains and feesNANA
Additional Noninterest Income$4,207,000766
Total noninterest expense$23,719,000694
Salaries and employee benefits$13,253,000698
Premises and equipment expense$4,170,000470
Additional noninterest expense$6,296,000782
Pre-tax net operating income$2,611,0002,292
Securities gains (losses)$88,000631
Applicable income taxes$-60,0005,647
Income before extraordinary items$2,759,0001,859
Extraordinary gains, net$09
Net income$2,759,0001,859
Minority interest net income$071
Net income of bank and minority interests.$2,759,0001,859
Net charge-offs$2,219,000278
Cash dividends$1,800,0001,143
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,671,0001,889
2017-06-30 (YTD Data)Rank
Total interest income$15,751,000903
Total interest expense$1,260,0001,214
Net interest income$14,491,000861
Provision for loan and lease losses$1,650,000330
Total noninterest income$4,785,000719
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,843,000377
Trading account gains and feesNANA
Additional Noninterest Income$2,942,000746
Total noninterest expense$15,719,000700
Salaries and employee benefits$8,909,000691
Premises and equipment expense$2,785,000461
Additional noninterest expense$4,025,000822
Pre-tax net operating income$1,907,0002,100
Securities gains (losses)$87,000461
Applicable income taxes$-5,0005,623
Income before extraordinary items$1,999,0001,706
Extraordinary gains, net$011
Net income$1,999,0001,705
Minority interest net income$071
Net income of bank and minority interests.$1,999,0001,706
Net charge-offs$1,185,000319
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,912,0001,743
2017-03-31 (YTD Data)Rank
Total interest income$7,708,000909
Total interest expense$588,0001,271
Net interest income$7,120,000872
Provision for loan and lease losses$650,000371
Total noninterest income$1,955,000827
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$927,000377
Trading account gains and feesNANA
Additional Noninterest Income$1,028,000934
Total noninterest expense$7,580,000727
Salaries and employee benefits$4,255,000731
Premises and equipment expense$1,390,000475
Additional noninterest expense$1,935,000840
Pre-tax net operating income$845,0002,198
Securities gains (losses)$01,153
Applicable income taxes$-32,0005,761
Income before extraordinary items$877,0001,830
Extraordinary gains, net$08
Net income$877,0001,830
Minority interest net income$055
Net income of bank and minority interests.$877,0001,830
Net charge-offs$372,000412
Cash dividends$600,0001,052
Sale, conversion, retirement of capital stock, net$0632
Net operating income$877,0001,818
2016-12-31 (YTD Data)Rank
Total interest income$29,765,000913
Total interest expense$2,574,0001,116
Net interest income$27,191,000872
Provision for loan and lease losses$1,850,000555
Total noninterest income$8,368,000792
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$4,052,000356
Trading account gains and fees$0170
Additional Noninterest Income$4,316,000939
Total noninterest expense$30,097,000710
Salaries and employee benefits$17,087,000695
Premises and equipment expense$5,340,000474
Additional noninterest expense$7,670,000860
Pre-tax net operating income$3,612,0002,076
Securities gains (losses)$522,000411
Applicable income taxes$211,0002,893
Income before extraordinary items$3,923,0001,677
Extraordinary gains, net$05
Net income$3,923,0001,675
Minority interest net income$082
Net income of bank and minority interests.$3,923,0001,676
Net charge-offs$1,423,000514
Cash dividends$2,400,0001,214
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,427,1001,839
2016-09-30 (YTD Data)Rank
Total interest income$22,191,000914
Total interest expense$1,934,0001,109
Net interest income$20,257,000876
Provision for loan and lease losses$1,300,000571
Total noninterest income$6,265,000795
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,035,000359
Trading account gains and fees$0169
Additional Noninterest Income$3,230,000938
Total noninterest expense$22,528,000707
Salaries and employee benefits$12,782,000695
Premises and equipment expense$3,945,000480
Additional noninterest expense$5,801,000854
Pre-tax net operating income$2,694,0002,123
Securities gains (losses)$522,000373
Applicable income taxes$181,0002,868
Income before extraordinary items$3,035,0001,674
Extraordinary gains, net$05
Net income$3,035,0001,674
Minority interest net income$071
Net income of bank and minority interests.$3,035,0001,674
Net charge-offs$1,258,000404
Cash dividends$1,800,0001,127
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,544,3201,859
2016-06-30 (YTD Data)Rank
Total interest income$14,771,000911
Total interest expense$1,301,0001,104
Net interest income$13,470,000877
Provision for loan and lease losses$1,400,000386
Total noninterest income$4,055,000803
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,996,000354
Trading account gains and fees$0157
Additional Noninterest Income$2,059,000940
Total noninterest expense$15,178,000702
Salaries and employee benefits$8,487,000700
Premises and equipment expense$2,620,000489
Additional noninterest expense$4,071,000816
Pre-tax net operating income$947,0003,183
Securities gains (losses)$515,000275
Applicable income taxes$-103,0005,986
Income before extraordinary items$1,565,0002,042
Extraordinary gains, net$016
Net income$1,565,0002,042
Minority interest net income$071
Net income of bank and minority interests.$1,565,0002,042
Net charge-offs$1,204,000312
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,050,0002,642
2016-03-31 (YTD Data)Rank
Total interest income$7,351,000914
Total interest expense$719,000996
Net interest income$6,632,000896
Provision for loan and lease losses$150,0001,146
Total noninterest income$1,905,000816
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$975,000356
Trading account gains and fees$0142
Additional Noninterest Income$930,000987
Total noninterest expense$7,888,000683
Salaries and employee benefits$4,362,000684
Premises and equipment expense$1,288,000499
Additional noninterest expense$2,238,000735
Pre-tax net operating income$499,0003,049
Securities gains (losses)$509,000130
Applicable income taxes$28,0003,322
Income before extraordinary items$980,0001,652
Extraordinary gains, net$012
Net income$980,0001,653
Minority interest net income$062
Net income of bank and minority interests.$980,0001,653
Net charge-offs$86,0001,095
Cash dividends$600,0001,065
Sale, conversion, retirement of capital stock, net$0659
Net operating income$486,2702,745
2015-12-31 (YTD Data)Rank
Total interest income$30,242,000848
Total interest expense$3,633,000769
Net interest income$26,609,000857
Provision for loan and lease losses$1,025,000809
Total noninterest income$7,482,000843
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$4,021,000353
Trading account gains and fees$0159
Additional Noninterest Income$3,461,0001,057
Total noninterest expense$29,894,000690
Salaries and employee benefits$17,630,000648
Premises and equipment expense$5,104,000489
Additional noninterest expense$7,160,000911
Pre-tax net operating income$3,172,0002,240
Securities gains (losses)$76,0001,329
Applicable income taxes$-96,0005,997
Income before extraordinary items$3,344,0001,863
Extraordinary gains, net$023
Net income$3,344,0001,863
Minority interest net income$081
Net income of bank and minority interests.$3,344,0001,865
Net charge-offs$362,0001,447
Cash dividends$2,400,0001,178
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,268,0001,865
2015-09-30 (YTD Data)Rank
Total interest income$22,624,000855
Total interest expense$2,726,000776
Net interest income$19,898,000863
Provision for loan and lease losses$250,0001,694
Total noninterest income$6,139,000801
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,008,000359
Trading account gains and fees$0153
Additional Noninterest Income$3,131,000930
Total noninterest expense$22,541,000698
Salaries and employee benefits$13,263,000657
Premises and equipment expense$3,797,000506
Additional noninterest expense$5,481,000897
Pre-tax net operating income$3,246,0001,792
Securities gains (losses)$03,031
Applicable income taxes$165,0002,959
Income before extraordinary items$3,081,0001,588
Extraordinary gains, net$021
Net income$3,081,0001,588
Minority interest net income$078
Net income of bank and minority interests.$3,081,0001,589
Net charge-offs$-94,0005,791
Cash dividends$1,800,0001,071
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,081,0001,549
2015-06-30 (YTD Data)Rank
Total interest income$15,029,000857
Total interest expense$1,812,000775
Net interest income$13,217,000854
Provision for loan and lease losses$300,0001,096
Total noninterest income$4,180,000792
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,976,000363
Trading account gains and fees$0157
Additional Noninterest Income$2,204,000901
Total noninterest expense$14,699,000712
Salaries and employee benefits$8,583,000671
Premises and equipment expense$2,519,000515
Additional noninterest expense$3,597,000905
Pre-tax net operating income$2,398,0001,632
Securities gains (losses)$02,636
Applicable income taxes$178,0002,584
Income before extraordinary items$2,220,0001,489
Extraordinary gains, net$022
Net income$2,220,0001,491
Minority interest net income$075
Net income of bank and minority interests.$2,220,0001,491
Net charge-offs$-22,0005,499
Cash dividends$1,200,0001,062
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,220,0001,453
2015-03-31 (YTD Data)Rank
Total interest income$7,491,000855
Total interest expense$892,000794
Net interest income$6,599,000850
Provision for loan and lease losses$275,000697
Total noninterest income$1,981,000793
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$982,000362
Trading account gains and fees$0152
Additional Noninterest Income$999,000925
Total noninterest expense$7,274,000715
Salaries and employee benefits$4,309,000673
Premises and equipment expense$1,273,000517
Additional noninterest expense$1,692,000949
Pre-tax net operating income$1,031,0001,806
Securities gains (losses)$02,027
Applicable income taxes$21,0003,502
Income before extraordinary items$1,010,0001,580
Extraordinary gains, net$013
Net income$1,010,0001,581
Minority interest net income$064
Net income of bank and minority interests.$1,010,0001,582
Net charge-offs$-61,0006,005
Cash dividends$600,000972
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,010,0001,521
2014-12-31 (YTD Data)Rank
Total interest income$30,239,000830
Total interest expense$3,849,000764
Net interest income$26,390,000837
Provision for loan and lease losses$600,0001,269
Total noninterest income$7,236,000839
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,118,000364
Trading account gains and fees$0180
Additional Noninterest Income$3,118,0001,077
Total noninterest expense$29,088,000705
Salaries and employee benefits$16,761,000657
Premises and equipment expense$4,630,000538
Additional noninterest expense$7,697,000847
Pre-tax net operating income$3,938,0001,859
Securities gains (losses)$2,0003,069
Applicable income taxes$68,0003,591
Income before extraordinary items$3,872,0001,631
Extraordinary gains, net$017
Net income$3,872,0001,631
Minority interest net income$084
Net income of bank and minority interests.$3,872,0001,630
Net charge-offs$356,0001,840
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,870,0401,602
2014-09-30 (YTD Data)Rank
Total interest income$22,492,000839
Total interest expense$2,945,000754
Net interest income$19,547,000848
Provision for loan and lease losses$800,000805
Total noninterest income$5,650,000813
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,089,000364
Trading account gains and fees$0174
Additional Noninterest Income$2,561,0001,018
Total noninterest expense$21,923,000696
Salaries and employee benefits$12,538,000659
Premises and equipment expense$3,406,000549
Additional noninterest expense$5,979,000811
Pre-tax net operating income$2,474,0002,165
Securities gains (losses)$-7,0006,105
Applicable income taxes$-53,0006,382
Income before extraordinary items$2,520,0001,838
Extraordinary gains, net$015
Net income$2,520,0001,838
Minority interest net income$081
Net income of bank and minority interests.$2,520,0001,837
Net charge-offs$606,000996
Cash dividends$1,125,0001,424
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,527,0001,799
2014-06-30 (YTD Data)Rank
Total interest income$14,977,000837
Total interest expense$1,993,000743
Net interest income$12,984,000845
Provision for loan and lease losses$350,0001,106
Total noninterest income$3,924,000764
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,030,000359
Trading account gains and fees$0172
Additional Noninterest Income$1,894,000928
Total noninterest expense$14,607,000692
Salaries and employee benefits$8,290,000663
Premises and equipment expense$2,182,000570
Additional noninterest expense$4,135,000795
Pre-tax net operating income$1,951,0001,860
Securities gains (losses)$-7,0006,249
Applicable income taxes$63,0003,310
Income before extraordinary items$1,881,0001,615
Extraordinary gains, net$020
Net income$1,881,0001,618
Minority interest net income$080
Net income of bank and minority interests.$1,881,0001,617
Net charge-offs$205,0001,564
Cash dividends$750,0001,426
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,887,7901,586
2014-03-31 (YTD Data)Rank
Total interest income$7,453,000839
Total interest expense$1,031,000719
Net interest income$6,422,000855
Provision for loan and lease losses$250,000826
Total noninterest income$1,903,000757
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$974,000366
Trading account gains and fees$0147
Additional Noninterest Income$929,000904
Total noninterest expense$7,179,000713
Salaries and employee benefits$4,097,000679
Premises and equipment expense$1,045,000602
Additional noninterest expense$2,037,000791
Pre-tax net operating income$896,0001,922
Securities gains (losses)$01,715
Applicable income taxes$43,0003,069
Income before extraordinary items$853,0001,711
Extraordinary gains, net$016
Net income$853,0001,715
Minority interest net income$066
Net income of bank and minority interests.$853,0001,714
Net charge-offs$247,000819
Cash dividends$375,0001,278
Sale, conversion, retirement of capital stock, net$0747
Net operating income$853,0001,684
2013-12-31 (YTD Data)Rank
Total interest income$29,782,000840
Total interest expense$4,680,000714
Net interest income$25,102,000851
Provision for loan and lease losses$1,300,000886
Total noninterest income$7,359,000854
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,183,000359
Trading account gains and fees$0184
Additional Noninterest Income$3,176,0001,109
Total noninterest expense$27,999,000722
Salaries and employee benefits$16,359,000664
Premises and equipment expense$4,190,000584
Additional noninterest expense$7,450,000916
Pre-tax net operating income$3,162,0002,088
Securities gains (losses)$-26,0006,367
Applicable income taxes$215,0002,895
Income before extraordinary items$2,921,0001,936
Extraordinary gains, net$029
Net income$2,921,0001,937
Minority interest net income$090
Net income of bank and minority interests.$2,921,0001,938
Net charge-offs$1,793,000818
Cash dividends$1,200,0001,704
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,945,1801,894
2013-09-30 (YTD Data)Rank
Total interest income$22,340,000843
Total interest expense$3,577,000721
Net interest income$18,763,000857
Provision for loan and lease losses$800,0001,047
Total noninterest income$6,334,000772
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,115,000362
Trading account gains and fees$0180
Additional Noninterest Income$3,219,000927
Total noninterest expense$21,113,000725
Salaries and employee benefits$12,335,000661
Premises and equipment expense$3,144,000587
Additional noninterest expense$5,634,000905
Pre-tax net operating income$3,184,0001,655
Securities gains (losses)$-26,0006,599
Applicable income taxes$455,0002,007
Income before extraordinary items$2,703,0001,670
Extraordinary gains, net$025
Net income$2,703,0001,673
Minority interest net income$084
Net income of bank and minority interests.$2,703,0001,674
Net charge-offs$1,144,000916
Cash dividends$900,0001,547
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,725,3601,605
2013-06-30 (YTD Data)Rank
Total interest income$15,087,000828
Total interest expense$2,432,000734
Net interest income$12,655,000841
Provision for loan and lease losses$500,0001,162
Total noninterest income$4,173,000788
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,032,000362
Trading account gains and fees$0157
Additional Noninterest Income$2,141,000941
Total noninterest expense$14,314,000713
Salaries and employee benefits$8,439,000644
Premises and equipment expense$2,095,000584
Additional noninterest expense$3,780,000897
Pre-tax net operating income$2,014,0001,708
Securities gains (losses)$-21,0006,734
Applicable income taxes$277,0002,098
Income before extraordinary items$1,716,0001,727
Extraordinary gains, net$022
Net income$1,716,0001,732
Minority interest net income$082
Net income of bank and minority interests.$1,716,0001,733
Net charge-offs$528,0001,220
Cash dividends$600,0001,519
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,734,0601,648
2013-03-31 (YTD Data)Rank
Total interest income$7,620,000817
Total interest expense$1,255,000739
Net interest income$6,365,000831
Provision for loan and lease losses$200,0001,346
Total noninterest income$1,970,000834
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$996,000365
Trading account gains and fees$0148
Additional Noninterest Income$974,0001,014
Total noninterest expense$7,269,000710
Salaries and employee benefits$4,294,000647
Premises and equipment expense$1,064,000587
Additional noninterest expense$1,911,000889
Pre-tax net operating income$866,0001,923
Securities gains (losses)$01,966
Applicable income taxes$94,0002,461
Income before extraordinary items$772,0001,841
Extraordinary gains, net$010
Net income$772,0001,842
Minority interest net income$076
Net income of bank and minority interests.$772,0001,843
Net charge-offs$265,0001,154
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$772,0001,770
2012-12-31 (YTD Data)Rank
Total interest income$32,543,000807
Total interest expense$5,775,000764
Net interest income$26,768,000805
Provision for loan and lease losses$2,400,000920
Total noninterest income$8,187,000784
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,239,000365
Trading account gains and fees$0166
Additional Noninterest Income$3,948,000973
Total noninterest expense$30,226,000681
Salaries and employee benefits$17,668,000597
Premises and equipment expense$4,180,000571
Additional noninterest expense$8,378,000839
Pre-tax net operating income$2,329,0002,536
Securities gains (losses)$2,313,000229
Applicable income taxes$792,0001,708
Income before extraordinary items$3,850,0001,502
Extraordinary gains, net$029
Net income$3,850,0001,503
Minority interest net income$093
Net income of bank and minority interests.$3,850,0001,503
Net charge-offs$3,574,000751
Cash dividends$1,000,0001,928
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,930,2102,535
2012-09-30 (YTD Data)Rank
Total interest income$24,664,000813
Total interest expense$4,424,000788
Net interest income$20,240,000810
Provision for loan and lease losses$1,950,000870
Total noninterest income$6,044,000790
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,153,000369
Trading account gains and fees$0157
Additional Noninterest Income$2,891,000961
Total noninterest expense$23,085,000667
Salaries and employee benefits$13,413,000588
Premises and equipment expense$3,128,000580
Additional noninterest expense$6,544,000797
Pre-tax net operating income$1,249,0003,230
Securities gains (losses)$1,704,000240
Applicable income taxes$388,0002,203
Income before extraordinary items$2,565,0001,713
Extraordinary gains, net$020
Net income$2,565,0001,712
Minority interest net income$086
Net income of bank and minority interests.$2,565,0001,714
Net charge-offs$3,147,000657
Cash dividends$750,0001,588
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,082,5203,133
2012-06-30 (YTD Data)Rank
Total interest income$16,714,000808
Total interest expense$3,010,000799
Net interest income$13,704,000804
Provision for loan and lease losses$1,200,000942
Total noninterest income$3,569,000858
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,103,000364
Trading account gains and fees$0153
Additional Noninterest Income$1,466,0001,156
Total noninterest expense$15,259,000672
Salaries and employee benefits$8,813,000591
Premises and equipment expense$2,064,000583
Additional noninterest expense$4,382,000797
Pre-tax net operating income$814,0003,248
Securities gains (losses)$1,084,000260
Applicable income taxes$352,0001,872
Income before extraordinary items$1,546,0001,836
Extraordinary gains, net$019
Net income$1,546,0001,834
Minority interest net income$084
Net income of bank and minority interests.$1,546,0001,836
Net charge-offs$2,027,000682
Cash dividends$500,0001,580
Sale, conversion, retirement of capital stock, net$0928
Net operating income$667,9603,244
2012-03-31 (YTD Data)Rank
Total interest income$8,412,000807
Total interest expense$1,511,000834
Net interest income$6,901,000797
Provision for loan and lease losses$200,0001,993
Total noninterest income$1,782,000849
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,030,000366
Trading account gains and fees$0148
Additional Noninterest Income$752,0001,128
Total noninterest expense$7,518,000675
Salaries and employee benefits$4,289,000602
Premises and equipment expense$1,044,000580
Additional noninterest expense$2,185,000787
Pre-tax net operating income$965,0001,735
Securities gains (losses)$314,000442
Applicable income taxes$293,0001,322
Income before extraordinary items$986,0001,482
Extraordinary gains, net$019
Net income$986,0001,483
Minority interest net income$078
Net income of bank and minority interests.$986,0001,483
Net charge-offs$611,000959
Cash dividends$250,0001,398
Sale, conversion, retirement of capital stock, net$0861
Net operating income$744,2201,810
2011-12-31 (YTD Data)Rank
Total interest income$36,206,000780
Total interest expense$6,715,000902
Net interest income$29,491,000743
Provision for loan and lease losses$3,700,0001,011
Total noninterest income$6,705,000824
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,256,000365
Trading account gains and fees$0146
Additional Noninterest Income$2,449,0001,191
Total noninterest expense$28,880,000688
Salaries and employee benefits$16,574,000589
Premises and equipment expense$4,094,000614
Additional noninterest expense$8,212,000872
Pre-tax net operating income$3,616,0001,554
Securities gains (losses)$787,000549
Applicable income taxes$1,055,0001,293
Income before extraordinary items$3,348,0001,458
Extraordinary gains, net$029
Net income$3,348,0001,458
Minority interest net income$096
Net income of bank and minority interests.$3,348,0001,458
Net charge-offs$8,430,000545
Cash dividends$450,0002,542
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,749,8801,654
2011-09-30 (YTD Data)Rank
Total interest income$27,476,000789
Total interest expense$5,154,000924
Net interest income$22,322,000741
Provision for loan and lease losses$2,900,000952
Total noninterest income$5,206,000809
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,157,000369
Trading account gains and fees$0145
Additional Noninterest Income$2,049,0001,098
Total noninterest expense$21,839,000682
Salaries and employee benefits$12,444,000578
Premises and equipment expense$3,079,000618
Additional noninterest expense$6,316,000844
Pre-tax net operating income$2,789,0001,584
Securities gains (losses)$437,000716
Applicable income taxes$772,0001,321
Income before extraordinary items$2,454,0001,548
Extraordinary gains, net$021
Net income$2,454,0001,548
Minority interest net income$087
Net income of bank and minority interests.$2,454,0001,548
Net charge-offs$6,376,000514
Cash dividends$200,0002,677
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,121,8801,670
2011-06-30 (YTD Data)Rank
Total interest income$18,495,000794
Total interest expense$3,535,000923
Net interest income$14,960,000741
Provision for loan and lease losses$2,300,000833
Total noninterest income$3,560,000797
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,067,000374
Trading account gains and fees$0153
Additional Noninterest Income$1,493,0001,020
Total noninterest expense$14,547,000692
Salaries and employee benefits$8,248,000584
Premises and equipment expense$2,038,000621
Additional noninterest expense$4,261,000851
Pre-tax net operating income$1,673,0001,705
Securities gains (losses)$51,0001,585
Applicable income taxes$364,0001,613
Income before extraordinary items$1,360,0001,756
Extraordinary gains, net$015
Net income$1,360,0001,756
Minority interest net income$089
Net income of bank and minority interests.$1,360,0001,756
Net charge-offs$5,554,000425
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,319,7101,724
2011-03-31 (YTD Data)Rank
Total interest income$9,354,000787
Total interest expense$1,844,000923
Net interest income$7,510,000735
Provision for loan and lease losses$1,800,000559
Total noninterest income$1,759,000805
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,012,000379
Trading account gains and fees$0158
Additional Noninterest Income$747,0001,026
Total noninterest expense$7,192,000702
Salaries and employee benefits$4,016,000615
Premises and equipment expense$1,037,000632
Additional noninterest expense$2,139,000832
Pre-tax net operating income$277,0003,660
Securities gains (losses)$01,772
Applicable income taxes$-20,0007,079
Income before extraordinary items$297,0003,264
Extraordinary gains, net$09
Net income$297,0003,261
Minority interest net income$086
Net income of bank and minority interests.$297,0003,262
Net charge-offs$4,744,000285
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$297,0003,204
2010-12-31 (YTD Data)Rank
Total interest income$40,837,000739
Total interest expense$9,990,000822
Net interest income$30,847,000708
Provision for loan and lease losses$8,800,000742
Total noninterest income$7,223,000817
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,760,000329
Trading account gains and fees$0175
Additional Noninterest Income$2,463,0001,214
Total noninterest expense$28,228,000707
Salaries and employee benefits$15,738,000606
Premises and equipment expense$4,072,000628
Additional noninterest expense$8,418,000877
Pre-tax net operating income$1,042,0003,312
Securities gains (losses)$541,000831
Applicable income taxes$87,0003,325
Income before extraordinary items$1,496,0002,518
Extraordinary gains, net$029
Net income$1,496,0002,515
Minority interest net income$0111
Net income of bank and minority interests.$1,496,0002,520
Net charge-offs$3,436,0001,352
Cash dividends$810,0001,743
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$982,0503,127
2010-09-30 (YTD Data)Rank
Total interest income$30,767,000743
Total interest expense$7,919,000796
Net interest income$22,848,000720
Provision for loan and lease losses$7,500,000637
Total noninterest income$6,214,000711
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$3,663,000321
Trading account gains and fees$0165
Additional Noninterest Income$2,551,000934
Total noninterest expense$21,101,000704
Salaries and employee benefits$11,746,000603
Premises and equipment expense$3,100,000615
Additional noninterest expense$6,255,000866
Pre-tax net operating income$461,0004,323
Securities gains (losses)$541,000682
Applicable income taxes$-45,0006,960
Income before extraordinary items$1,047,0002,804
Extraordinary gains, net$023
Net income$1,047,0002,798
Minority interest net income$0110
Net income of bank and minority interests.$1,047,0002,803
Net charge-offs$3,259,0001,078
Cash dividends$660,0001,457
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$506,0003,941
2010-06-30 (YTD Data)Rank
Total interest income$20,608,000744
Total interest expense$5,664,000762
Net interest income$14,944,000732
Provision for loan and lease losses$6,000,000547
Total noninterest income$4,652,000644
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,595,000299
Trading account gains and fees$0152
Additional Noninterest Income$2,057,000793
Total noninterest expense$14,056,000704
Salaries and employee benefits$7,865,000603
Premises and equipment expense$2,063,000626
Additional noninterest expense$4,128,000869
Pre-tax net operating income$-460,0006,718
Securities gains (losses)$03,184
Applicable income taxes$-433,0007,458
Income before extraordinary items$-27,0006,253
Extraordinary gains, net$019
Net income$-27,0006,254
Minority interest net income$0105
Net income of bank and minority interests.$-27,0006,253
Net charge-offs$2,157,0001,074
Cash dividends$510,0001,293
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-27,0006,159
2010-03-31 (YTD Data)Rank
Total interest income$10,403,000749
Total interest expense$2,967,000768
Net interest income$7,436,000743
Provision for loan and lease losses$4,700,000399
Total noninterest income$2,417,000615
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,315,000297
Trading account gains and fees$0175
Additional Noninterest Income$1,102,000732
Total noninterest expense$6,976,000715
Salaries and employee benefits$3,894,000619
Premises and equipment expense$1,056,000634
Additional noninterest expense$2,026,000883
Pre-tax net operating income$-1,823,0007,572
Securities gains (losses)$02,284
Applicable income taxes$-792,0007,764
Income before extraordinary items$-1,031,0007,474
Extraordinary gains, net$016
Net income$-1,031,0007,474
Minority interest net income$091
Net income of bank and minority interests.$-1,031,0007,475
Net charge-offs$1,421,000817
Cash dividends$360,000935
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,031,0007,468
2009-12-31 (YTD Data)Rank
Total interest income$41,607,000800
Total interest expense$14,343,000814
Net interest income$27,264,000791
Provision for loan and lease losses$6,875,0001,143
Total noninterest income$8,340,000742
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,473,000312
Trading account gains and fees$0211
Additional Noninterest Income$2,867,0001,080
Total noninterest expense$27,218,000772
Salaries and employee benefits$15,230,000627
Premises and equipment expense$3,955,000671
Additional noninterest expense$8,033,000979
Pre-tax net operating income$1,511,0002,337
Securities gains (losses)$290,0001,271
Applicable income taxes$159,0002,562
Income before extraordinary items$1,642,0001,959
Extraordinary gains, net$034
Net income$1,642,0001,956
Minority interest net income$0115
Net income of bank and minority interests.$1,642,0001,958
Net charge-offs$5,417,0001,077
Cash dividends$2,350,000775
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,378,1002,218
2009-09-30 (YTD Data)Rank
Total interest income$31,201,000819
Total interest expense$11,059,000837
Net interest income$20,142,000808
Provision for loan and lease losses$5,000,0001,045
Total noninterest income$6,504,000717
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,115,000313
Trading account gains and fees$0212
Additional Noninterest Income$2,389,0001,018
Total noninterest expense$20,223,000777
Salaries and employee benefits$11,347,000649
Premises and equipment expense$2,941,000692
Additional noninterest expense$5,935,000951
Pre-tax net operating income$1,423,0002,137
Securities gains (losses)$03,497
Applicable income taxes$185,0002,395
Income before extraordinary items$1,238,0002,122
Extraordinary gains, net$027
Net income$1,238,0002,119
Minority interest net income$0118
Net income of bank and minority interests.$1,238,0002,122
Net charge-offs$3,652,0001,042
Cash dividends$1,850,000694
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,238,0002,069
2009-06-30 (YTD Data)Rank
Total interest income$20,743,000841
Total interest expense$7,628,000850
Net interest income$13,115,000828
Provision for loan and lease losses$4,000,000891
Total noninterest income$4,197,000745
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,713,000317
Trading account gains and fees$0193
Additional Noninterest Income$1,484,0001,108
Total noninterest expense$13,540,000782
Salaries and employee benefits$7,533,000662
Premises and equipment expense$1,957,000718
Additional noninterest expense$4,050,000946
Pre-tax net operating income$-228,0006,330
Securities gains (losses)$03,136
Applicable income taxes$-274,0007,391
Income before extraordinary items$46,0005,598
Extraordinary gains, net$021
Net income$46,0005,595
Minority interest net income$0112
Net income of bank and minority interests.$46,0005,595
Net charge-offs$3,131,000837
Cash dividends$1,350,000679
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$46,0005,523
2009-03-31 (YTD Data)Rank
Total interest income$10,371,000845
Total interest expense$3,920,000855
Net interest income$6,451,000831
Provision for loan and lease losses$1,000,0001,178
Total noninterest income$2,039,000733
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,337,000317
Trading account gains and fees$0171
Additional Noninterest Income$702,0001,115
Total noninterest expense$6,529,000766
Salaries and employee benefits$3,824,000654
Premises and equipment expense$989,000723
Additional noninterest expense$1,716,000983
Pre-tax net operating income$961,0001,342
Securities gains (losses)$02,434
Applicable income taxes$239,0001,269
Income before extraordinary items$722,0001,515
Extraordinary gains, net$015
Net income$722,0001,517
Minority interest net income$0102
Net income of bank and minority interests.$722,0001,517
Net charge-offs$392,0001,563
Cash dividends$850,000534
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$722,0001,430
2008-12-31 (YTD Data)Rank
Total interest income$46,348,000801
Total interest expense$19,008,000839
Net interest income$27,340,000788
Provision for loan and lease losses$2,400,0001,600
Total noninterest income$9,193,000640
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,894,000304
Trading account gains and fees$0154
Additional Noninterest Income$3,299,000896
Total noninterest expense$24,748,000804
Salaries and employee benefits$14,583,000673
Premises and equipment expense$3,719,000741
Additional noninterest expense$6,446,000997
Pre-tax net operating income$9,385,000588
Securities gains (losses)$-47,0007,160
Applicable income taxes$2,628,000523
Income before extraordinary items$6,710,000589
Extraordinary gains, net$039
Net income$6,710,000589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,124,0001,831
Cash dividends$3,300,000818
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,743,840628
2008-09-30 (YTD Data)Rank
Total interest income$35,129,000816
Total interest expense$14,787,000836
Net interest income$20,342,000810
Provision for loan and lease losses$1,400,0001,494
Total noninterest income$7,247,000639
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,423,000313
Trading account gains and fees$0148
Additional Noninterest Income$2,824,000856
Total noninterest expense$18,262,000801
Salaries and employee benefits$10,753,000705
Premises and equipment expense$2,733,000766
Additional noninterest expense$4,776,000957
Pre-tax net operating income$7,927,000628
Securities gains (losses)$03,106
Applicable income taxes$2,270,000584
Income before extraordinary items$5,657,000641
Extraordinary gains, net$031
Net income$5,657,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$949,0001,354
Cash dividends$2,450,000858
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,657,000680
2008-06-30 (YTD Data)Rank
Total interest income$23,450,000824
Total interest expense$10,234,000831
Net interest income$13,216,000823
Provision for loan and lease losses$600,0001,692
Total noninterest income$4,720,000665
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,892,000310
Trading account gains and fees$0149
Additional Noninterest Income$1,828,000903
Total noninterest expense$12,164,000801
Salaries and employee benefits$7,184,000703
Premises and equipment expense$1,781,000779
Additional noninterest expense$3,199,000930
Pre-tax net operating income$5,172,000678
Securities gains (losses)$03,233
Applicable income taxes$1,464,000677
Income before extraordinary items$3,708,000734
Extraordinary gains, net$021
Net income$3,708,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$617,0001,155
Cash dividends$1,600,000923
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,708,000717
2008-03-31 (YTD Data)Rank
Total interest income$11,834,000848
Total interest expense$5,385,000844
Net interest income$6,449,000838
Provision for loan and lease losses$300,0001,372
Total noninterest income$2,371,000665
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,428,000310
Trading account gains and fees$0158
Additional Noninterest Income$943,000896
Total noninterest expense$5,966,000803
Salaries and employee benefits$3,504,000726
Premises and equipment expense$895,000783
Additional noninterest expense$1,567,000917
Pre-tax net operating income$2,554,000736
Securities gains (losses)$02,688
Applicable income taxes$714,000759
Income before extraordinary items$1,840,000814
Extraordinary gains, net$015
Net income$1,840,000815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,000808
Cash dividends$800,000908
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,840,000783
2007-12-31 (YTD Data)Rank
Total interest income$48,817,000858
Total interest expense$23,353,000846
Net interest income$25,464,000861
Provision for loan and lease losses$1,000,0001,413
Total noninterest income$9,339,000645
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$5,779,000311
Trading account gains and fees$0178
Additional Noninterest Income$3,560,000893
Total noninterest expense$23,052,000798
Salaries and employee benefits$13,843,000700
Premises and equipment expense$3,455,000772
Additional noninterest expense$5,754,000988
Pre-tax net operating income$10,751,000794
Securities gains (losses)$3,0001,730
Applicable income taxes$3,040,000805
Income before extraordinary items$7,714,000838
Extraordinary gains, net$039
Net income$7,714,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$654,0001,397
Cash dividends$3,200,0001,124
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,711,840830
2007-09-30 (YTD Data)Rank
Total interest income$36,500,000858
Total interest expense$17,456,000849
Net interest income$19,044,000863
Provision for loan and lease losses$700,0001,201
Total noninterest income$6,936,000655
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,232,000315
Trading account gains and fees$0184
Additional Noninterest Income$2,704,000899
Total noninterest expense$17,383,000788
Salaries and employee benefits$10,379,000698
Premises and equipment expense$2,577,000769
Additional noninterest expense$4,427,000922
Pre-tax net operating income$7,897,000880
Securities gains (losses)$3,0001,317
Applicable income taxes$2,230,000881
Income before extraordinary items$5,670,000911
Extraordinary gains, net$033
Net income$5,670,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0001,364
Cash dividends$2,300,0001,092
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,667,840894
2007-06-30 (YTD Data)Rank
Total interest income$24,129,000873
Total interest expense$11,565,000859
Net interest income$12,564,000891
Provision for loan and lease losses$500,0001,024
Total noninterest income$4,654,000670
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,843,000321
Trading account gains and fees$0168
Additional Noninterest Income$1,811,000920
Total noninterest expense$11,511,000807
Salaries and employee benefits$6,920,000716
Premises and equipment expense$1,695,000806
Additional noninterest expense$2,896,000959
Pre-tax net operating income$5,207,000923
Securities gains (losses)$3,0001,133
Applicable income taxes$1,464,000940
Income before extraordinary items$3,746,000958
Extraordinary gains, net$029
Net income$3,746,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0001,368
Cash dividends$1,500,0001,106
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,743,840945
2007-03-31 (YTD Data)Rank
Total interest income$12,009,000869
Total interest expense$5,861,000833
Net interest income$6,148,000909
Provision for loan and lease losses$300,000788
Total noninterest income$2,291,000673
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,393,000314
Trading account gains and fees$0195
Additional Noninterest Income$898,000916
Total noninterest expense$5,664,000819
Salaries and employee benefits$3,406,000737
Premises and equipment expense$852,000792
Additional noninterest expense$1,406,000967
Pre-tax net operating income$2,475,000959
Securities gains (losses)$3,000908
Applicable income taxes$686,000995
Income before extraordinary items$1,792,000980
Extraordinary gains, net$022
Net income$1,792,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,000953
Cash dividends$750,0001,020
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,789,840968
2006-12-31 (YTD Data)Rank
Total interest income$44,674,000867
Total interest expense$20,287,000830
Net interest income$24,387,000907
Provision for loan and lease losses$1,200,000867
Total noninterest income$8,783,000679
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$5,446,000328
Trading account gains and fees$0130
Additional Noninterest Income$3,337,000920
Total noninterest expense$22,581,000782
Salaries and employee benefits$13,244,000700
Premises and equipment expense$3,331,000755
Additional noninterest expense$6,006,000885
Pre-tax net operating income$9,389,0001,043
Securities gains (losses)$9,0001,119
Applicable income taxes$2,546,0001,081
Income before extraordinary items$6,852,0001,087
Extraordinary gains, net$051
Net income$6,852,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,000780
Cash dividends$3,200,0001,048
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,845,4301,072
2006-09-30 (YTD Data)Rank
Total interest income$32,446,000905
Total interest expense$14,335,000861
Net interest income$18,111,000939
Provision for loan and lease losses$900,000830
Total noninterest income$6,567,000698
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,064,000331
Trading account gains and fees$0126
Additional Noninterest Income$2,503,000941
Total noninterest expense$16,827,000798
Salaries and employee benefits$9,907,000718
Premises and equipment expense$2,503,000777
Additional noninterest expense$4,417,000904
Pre-tax net operating income$6,951,0001,102
Securities gains (losses)$7,000967
Applicable income taxes$1,873,0001,145
Income before extraordinary items$5,085,0001,137
Extraordinary gains, net$045
Net income$5,085,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,000595
Cash dividends$2,450,000976
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,079,8901,123
2006-06-30 (YTD Data)Rank
Total interest income$20,837,000918
Total interest expense$8,886,000868
Net interest income$11,951,000952
Provision for loan and lease losses$600,000813
Total noninterest income$4,498,000683
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,725,000325
Trading account gains and fees$0126
Additional Noninterest Income$1,773,000902
Total noninterest expense$11,184,000801
Salaries and employee benefits$6,561,000729
Premises and equipment expense$1,687,000767
Additional noninterest expense$2,936,000909
Pre-tax net operating income$4,665,0001,086
Securities gains (losses)$2,000970
Applicable income taxes$1,256,0001,151
Income before extraordinary items$3,411,0001,128
Extraordinary gains, net$039
Net income$3,411,0001,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$499,000564
Cash dividends$1,700,000939
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,409,5401,106
2006-03-31 (YTD Data)Rank
Total interest income$10,066,000921
Total interest expense$4,168,000881
Net interest income$5,898,000963
Provision for loan and lease losses$300,000761
Total noninterest income$2,124,000701
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,334,000319
Trading account gains and fees$0115
Additional Noninterest Income$790,000965
Total noninterest expense$5,498,000812
Salaries and employee benefits$3,219,000742
Premises and equipment expense$847,000766
Additional noninterest expense$1,432,000930
Pre-tax net operating income$2,224,0001,112
Securities gains (losses)$1,000856
Applicable income taxes$587,0001,222
Income before extraordinary items$1,638,0001,138
Extraordinary gains, net$021
Net income$1,638,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,000684
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,637,2601,119
2005-12-31 (YTD Data)Rank
Total interest income$36,308,000909
Total interest expense$12,341,000907
Net interest income$23,967,000896
Provision for loan and lease losses$1,050,0001,006
Total noninterest income$7,702,000754
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,852,000350
Trading account gains and fees$0138
Additional Noninterest Income$2,850,0001,060
Total noninterest expense$21,065,000800
Salaries and employee benefits$12,498,000714
Premises and equipment expense$3,007,000805
Additional noninterest expense$5,560,000929
Pre-tax net operating income$9,554,0001,022
Securities gains (losses)$10,0001,476
Applicable income taxes$2,529,0001,116
Income before extraordinary items$7,035,0001,031
Extraordinary gains, net$046
Net income$7,035,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$905,000730
Cash dividends$2,700,0001,125
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,027,6001,010
2005-09-30 (YTD Data)Rank
Total interest income$26,515,000906
Total interest expense$8,604,000915
Net interest income$17,911,000890
Provision for loan and lease losses$750,000996
Total noninterest income$5,687,000774
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,543,000362
Trading account gains and fees$0126
Additional Noninterest Income$2,144,0001,066
Total noninterest expense$15,499,000813
Salaries and employee benefits$9,285,000719
Premises and equipment expense$2,180,000815
Additional noninterest expense$4,034,000950
Pre-tax net operating income$7,349,000999
Securities gains (losses)$10,0001,474
Applicable income taxes$1,943,0001,098
Income before extraordinary items$5,416,000998
Extraordinary gains, net$035
Net income$5,416,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$808,000577
Cash dividends$2,000,0001,043
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,408,600979
2005-06-30 (YTD Data)Rank
Total interest income$17,326,000901
Total interest expense$5,392,000916
Net interest income$11,934,000877
Provision for loan and lease losses$450,0001,068
Total noninterest income$3,661,000791
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,258,000369
Trading account gains and fees$0116
Additional Noninterest Income$1,403,0001,052
Total noninterest expense$10,049,000829
Salaries and employee benefits$6,073,000728
Premises and equipment expense$1,408,000827
Additional noninterest expense$2,568,000987
Pre-tax net operating income$5,096,000931
Securities gains (losses)$9,0001,390
Applicable income taxes$1,364,0001,032
Income before extraordinary items$3,741,000933
Extraordinary gains, net$030
Net income$3,741,000934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,000536
Cash dividends$1,300,0001,049
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,734,430915
2005-03-31 (YTD Data)Rank
Total interest income$8,623,000883
Total interest expense$2,619,000899
Net interest income$6,004,000863
Provision for loan and lease losses$225,0001,003
Total noninterest income$1,797,000778
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,073,000375
Trading account gains and fees$0115
Additional Noninterest Income$724,0001,018
Total noninterest expense$4,904,000844
Salaries and employee benefits$2,971,000747
Premises and equipment expense$710,000828
Additional noninterest expense$1,223,0001,015
Pre-tax net operating income$2,672,000883
Securities gains (losses)$5,0001,192
Applicable income taxes$722,000982
Income before extraordinary items$1,955,000890
Extraordinary gains, net$024
Net income$1,955,000891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000350
Cash dividends$650,000966
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,951,350871
2004-12-31 (YTD Data)Rank
Total interest income$33,493,000826
Total interest expense$9,258,000863
Net interest income$24,235,000825
Provision for loan and lease losses$850,0001,214
Total noninterest income$6,713,000828
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,348,000399
Trading account gains and fees$0138
Additional Noninterest Income$2,365,0001,173
Total noninterest expense$18,847,000862
Salaries and employee benefits$11,501,000740
Premises and equipment expense$2,798,000814
Additional noninterest expense$4,548,0001,082
Pre-tax net operating income$11,251,000780
Securities gains (losses)$88,0001,338
Applicable income taxes$3,076,000889
Income before extraordinary items$8,263,000804
Extraordinary gains, net$034
Net income$8,263,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,380,000610
Cash dividends$2,500,0001,119
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,198,760780
2004-09-30 (YTD Data)Rank
Total interest income$24,885,000828
Total interest expense$6,802,000866
Net interest income$18,083,000822
Provision for loan and lease losses$650,0001,158
Total noninterest income$5,002,000846
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,199,000416
Trading account gains and fees$0134
Additional Noninterest Income$1,803,0001,175
Total noninterest expense$14,090,000865
Salaries and employee benefits$8,578,000744
Premises and equipment expense$2,088,000816
Additional noninterest expense$3,424,0001,072
Pre-tax net operating income$8,345,000795
Securities gains (losses)$84,0001,301
Applicable income taxes$2,235,000924
Income before extraordinary items$6,194,000811
Extraordinary gains, net$026
Net income$6,194,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$812,000665
Cash dividends$1,850,0001,058
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,132,680786
2004-06-30 (YTD Data)Rank
Total interest income$16,377,000833
Total interest expense$4,460,000871
Net interest income$11,917,000819
Provision for loan and lease losses$350,0001,369
Total noninterest income$3,215,000866
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,025,000435
Trading account gains and fees$0130
Additional Noninterest Income$1,190,0001,181
Total noninterest expense$9,226,000883
Salaries and employee benefits$5,648,000749
Premises and equipment expense$1,373,000820
Additional noninterest expense$2,205,0001,112
Pre-tax net operating income$5,556,000789
Securities gains (losses)$72,0001,234
Applicable income taxes$1,464,000932
Income before extraordinary items$4,164,000791
Extraordinary gains, net$021
Net income$4,164,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,000780
Cash dividends$1,200,0001,078
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,110,720765
2004-03-31 (YTD Data)Rank
Total interest income$8,147,000859
Total interest expense$2,194,000907
Net interest income$5,953,000827
Provision for loan and lease losses$150,0001,414
Total noninterest income$1,336,0001,003
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$748,000574
Trading account gains and fees$0121
Additional Noninterest Income$588,0001,160
Total noninterest expense$4,569,000897
Salaries and employee benefits$2,801,000770
Premises and equipment expense$698,000824
Additional noninterest expense$1,070,0001,130
Pre-tax net operating income$2,570,000841
Securities gains (losses)$24,0001,620
Applicable income taxes$680,0001,006
Income before extraordinary items$1,914,000859
Extraordinary gains, net$016
Net income$1,914,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,000974
Cash dividends$600,0001,018
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,896,240814
2003-12-31 (YTD Data)Rank
Total interest income$33,012,000844
Total interest expense$9,648,000925
Net interest income$23,364,000817
Provision for loan and lease losses$1,000,0001,181
Total noninterest income$5,108,0001,114
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,942,000581
Trading account gains and fees$0160
Additional Noninterest Income$2,166,0001,387
Total noninterest expense$17,251,000943
Salaries and employee benefits$10,480,000811
Premises and equipment expense$2,737,000819
Additional noninterest expense$4,034,0001,234
Pre-tax net operating income$10,221,000839
Securities gains (losses)$60,0002,343
Applicable income taxes$2,556,0001,051
Income before extraordinary items$7,725,000841
Extraordinary gains, net$054
Net income$7,725,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$733,0001,178
Cash dividends$2,200,0001,279
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,680,000790
2003-09-30 (YTD Data)Rank
Total interest income$24,832,000864
Total interest expense$7,433,000938
Net interest income$17,399,000838
Provision for loan and lease losses$900,000969
Total noninterest income$3,857,0001,127
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,187,000596
Trading account gains and fees$0153
Additional Noninterest Income$1,670,0001,418
Total noninterest expense$12,714,000971
Salaries and employee benefits$7,734,000832
Premises and equipment expense$2,008,000856
Additional noninterest expense$2,972,0001,264
Pre-tax net operating income$7,642,000877
Securities gains (losses)$45,0002,401
Applicable income taxes$1,907,0001,099
Income before extraordinary items$5,780,000879
Extraordinary gains, net$040
Net income$5,780,000880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$605,0001,008
Cash dividends$1,600,0001,203
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,746,250815
2003-06-30 (YTD Data)Rank
Total interest income$16,705,000877
Total interest expense$5,115,000941
Net interest income$11,590,000840
Provision for loan and lease losses$600,000971
Total noninterest income$2,507,0001,152
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,444,000592
Trading account gains and fees$0150
Additional Noninterest Income$1,063,0001,454
Total noninterest expense$8,367,000982
Salaries and employee benefits$5,053,000847
Premises and equipment expense$1,336,000853
Additional noninterest expense$1,978,0001,255
Pre-tax net operating income$5,130,000868
Securities gains (losses)$29,0002,379
Applicable income taxes$1,298,0001,106
Income before extraordinary items$3,861,000882
Extraordinary gains, net$030
Net income$3,861,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,285
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,839,250810
2003-03-31 (YTD Data)Rank
Total interest income$8,354,000886
Total interest expense$2,621,000934
Net interest income$5,733,000851
Provision for loan and lease losses$300,000910
Total noninterest income$1,253,0001,120
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$714,000588
Trading account gains and fees$0134
Additional Noninterest Income$539,0001,408
Total noninterest expense$4,086,000997
Salaries and employee benefits$2,480,000867
Premises and equipment expense$667,000864
Additional noninterest expense$939,0001,293
Pre-tax net operating income$2,600,000872
Securities gains (losses)$6,0002,344
Applicable income taxes$661,0001,115
Income before extraordinary items$1,945,000868
Extraordinary gains, net$021
Net income$1,945,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,000969
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,940,500793
2002-12-31 (YTD Data)Rank
Total interest income$33,972,000898
Total interest expense$11,972,000936
Net interest income$22,000,000885
Provision for loan and lease losses$1,700,000848
Total noninterest income$4,866,0001,080
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,879,000566
Trading account gains and fees$0153
Additional Noninterest Income$1,987,0001,314
Total noninterest expense$15,994,000983
Salaries and employee benefits$9,504,000847
Premises and equipment expense$2,594,000843
Additional noninterest expense$3,896,0001,234
Pre-tax net operating income$9,172,000935
Securities gains (losses)$14,0003,404
Applicable income taxes$2,241,0001,175
Income before extraordinary items$6,945,000902
Extraordinary gains, net$070
Net income$6,945,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,029,000949
Cash dividends$1,850,0001,394
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,934,360865
2001-12-31 (YTD Data)Rank
Total interest income$34,965,000970
Total interest expense$16,193,000998
Net interest income$18,772,000953
Provision for loan and lease losses$1,200,0001,082
Total noninterest income$3,840,0001,219
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,640,000580
Trading account gains and fees$0177
Additional Noninterest Income$1,200,0001,801
Total noninterest expense$14,318,0001,034
Salaries and employee benefits$8,334,000893
Premises and equipment expense$2,497,000842
Additional noninterest expense$3,487,0001,341
Pre-tax net operating income$7,094,0001,049
Securities gains (losses)$-1,0009,012
Applicable income taxes$1,642,0001,383
Income before extraordinary items$5,451,0001,006
Extraordinary gains, net$0105
Net income$5,451,0001,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$955,000973
Cash dividends$1,700,0001,503
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,451,770967
2000-12-31 (YTD Data)Rank
Total interest income$33,491,0001,053
Total interest expense$16,750,0001,054
Net interest income$16,741,0001,048
Provision for loan and lease losses$625,0001,550
Total noninterest income$3,167,0001,288
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,255,000595
Trading account gains and fees$0180
Additional Noninterest Income$912,0001,969
Total noninterest expense$13,303,0001,050
Salaries and employee benefits$7,658,000916
Premises and equipment expense$2,328,000853
Additional noninterest expense$3,317,0001,358
Pre-tax net operating income$5,980,0001,242
Securities gains (losses)$44,000742
Applicable income taxes$1,132,0001,914
Income before extraordinary items$4,892,0001,087
Extraordinary gains, net$038
Net income$4,892,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,807
Cash dividends$1,650,0001,549
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,856,3601,095
1999-12-31 (YTD Data)Rank
Total interest income$29,374,0001,118
Total interest expense$13,895,0001,091
Net interest income$15,479,0001,132
Provision for loan and lease losses$650,0001,398
Total noninterest income$3,674,0001,156
Gross Fiduciary activities income$510,000633
Service charges on deposit accounts$2,176,000607
Trading account gains and fees$0173
Additional Noninterest Income$988,0001,885
Total noninterest expense$12,784,0001,092
Salaries and employee benefits$7,678,000896
Premises and equipment expense$2,089,000965
Additional noninterest expense$3,017,0001,513
Pre-tax net operating income$5,719,0001,332
Securities gains (losses)$03,155
Applicable income taxes$1,114,0002,047
Income before extraordinary items$4,605,0001,189
Extraordinary gains, net$035
Net income$4,605,0001,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,0001,477
Cash dividends$2,294,0001,225
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,605,0001,172
1998-12-31 (YTD Data)Rank
Total interest income$27,729,0001,174
Total interest expense$12,731,0001,226
Net interest income$14,998,0001,126
Provision for loan and lease losses$650,0001,395
Total noninterest income$4,912,000951
Gross Fiduciary activities income$1,931,000328
Service charges on deposit accounts$1,986,000615
Trading account gains and fees$0224
Additional Noninterest Income$995,0001,861
Total noninterest expense$13,152,0001,010
Salaries and employee benefits$7,797,000849
Premises and equipment expense$2,109,000917
Additional noninterest expense$3,246,0001,358
Pre-tax net operating income$6,108,0001,228
Securities gains (losses)$04,449
Applicable income taxes$1,515,0001,614
Income before extraordinary items$4,593,0001,167
Extraordinary gains, net$032
Net income$4,593,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$466,0001,329
Cash dividends$1,300,0001,837
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,593,0001,130
1997-12-31 (YTD Data)Rank
Total interest income$25,158,0001,321
Total interest expense$10,703,0001,456
Net interest income$14,455,0001,213
Provision for loan and lease losses$600,0001,510
Total noninterest income$4,275,0001,028
Gross Fiduciary activities income$1,750,000346
Service charges on deposit accounts$1,723,000739
Trading account gains and fees$0239
Additional Noninterest Income$802,0002,024
Total noninterest expense$12,654,0001,067
Salaries and employee benefits$7,670,000865
Premises and equipment expense$1,940,0001,022
Additional noninterest expense$3,044,0001,422
Pre-tax net operating income$5,476,0001,421
Securities gains (losses)$-1,0009,009
Applicable income taxes$1,422,0001,779
Income before extraordinary items$4,053,0001,348
Extraordinary gains, net$044
Net income$4,053,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$259,0002,156
Cash dividends$1,000,0002,147
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,053,7401,305
1996-12-31 (YTD Data)Rank
Total interest income$23,292,0001,449
Total interest expense$10,107,0001,574
Net interest income$13,185,0001,360
Provision for loan and lease losses$600,0001,497
Total noninterest income$4,135,0001,083
Gross Fiduciary activities income$1,668,000392
Service charges on deposit accounts$1,887,000701
Trading account gains and fees$0262
Additional Noninterest Income$580,0002,627
Total noninterest expense$11,815,0001,222
Salaries and employee benefits$7,208,000946
Premises and equipment expense$1,792,0001,169
Additional noninterest expense$2,815,0001,841
Pre-tax net operating income$4,905,0001,472
Securities gains (losses)$2,0003,501
Applicable income taxes$1,361,0001,758
Income before extraordinary items$3,546,0001,395
Extraordinary gains, net$053
Net income$3,546,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$521,0001,378
Cash dividends$1,000,0002,117
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,544,5601,359
1995-12-31 (YTD Data)Rank
Total interest income$21,440,0001,575
Total interest expense$9,537,0001,673
Net interest income$11,903,0001,512
Provision for loan and lease losses$825,0001,100
Total noninterest income$3,837,0001,150
Gross Fiduciary activities income$1,441,000450
Service charges on deposit accounts$1,894,000709
Trading account gains and fees$0522
Additional Noninterest Income$502,0002,873
Total noninterest expense$11,611,0001,245
Salaries and employee benefits$6,953,000987
Premises and equipment expense$1,670,0001,246
Additional noninterest expense$2,988,0001,709
Pre-tax net operating income$3,304,0002,228
Securities gains (losses)$9,0002,462
Applicable income taxes$856,0002,721
Income before extraordinary items$2,457,0002,050
Extraordinary gains, net$065
Net income$2,457,0002,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,221,000772
Cash dividends$1,000,0002,009
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,450,3402,027
1994-12-31 (YTD Data)Rank
Total interest income$19,167,0001,607
Total interest expense$7,625,0001,648
Net interest income$11,542,0001,561
Provision for loan and lease losses$25,0007,401
Total noninterest income$3,755,0001,142
Gross Fiduciary activities income$1,463,000435
Service charges on deposit accounts$1,780,000752
Trading account gains and fees$0475
Additional Noninterest Income$512,0002,916
Total noninterest expense$11,593,0001,281
Salaries and employee benefits$6,859,000996
Premises and equipment expense$1,814,0001,164
Additional noninterest expense$2,920,0001,855
Pre-tax net operating income$3,679,0001,937
Securities gains (losses)$407,000309
Applicable income taxes$1,197,0001,879
Income before extraordinary items$2,889,0001,697
Extraordinary gains, net$0249
Net income$2,889,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,425
Cash dividends$950,0002,006
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,600,0301,874
1993-12-31 (YTD Data)Rank
Total interest income$19,081,0001,644
Total interest expense$7,744,0001,705
Net interest income$11,337,0001,590
Provision for loan and lease losses$250,0003,377
Total noninterest income$3,977,0001,172
Gross Fiduciary activities income$1,337,000478
Service charges on deposit accounts$1,778,000751
Trading account gains and fees$62,000308
Additional Noninterest Income$800,0002,384
Total noninterest expense$11,994,0001,283
Salaries and employee benefits$6,688,0001,026
Premises and equipment expense$1,933,0001,104
Additional noninterest expense$3,373,0001,737
Pre-tax net operating income$3,070,0002,219
Securities gains (losses)$19,0004,737
Applicable income taxes$638,0003,401
Income before extraordinary items$2,451,0002,041
Extraordinary gains, net$-99,00012,915
Net income$2,352,0002,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,277,000969
Cash dividends$675,0002,444
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,435,9901,921
1992-12-31 (YTD Data)Rank
Total interest income$20,924,0001,696
Total interest expense$9,999,0001,720
Net interest income$10,925,0001,685
Provision for loan and lease losses$2,300,0001,031
Total noninterest income$3,552,0001,258
Gross Fiduciary activities income$1,184,000505
Service charges on deposit accounts$1,819,000733
Trading account gains and fees$8,000422
Additional Noninterest Income$541,0003,027
Total noninterest expense$10,350,0001,478
Salaries and employee benefits$5,954,0001,125
Premises and equipment expense$1,597,0001,366
Additional noninterest expense$2,799,0002,114
Pre-tax net operating income$1,827,0003,379
Securities gains (losses)$463,0001,153
Applicable income taxes$436,0004,491
Income before extraordinary items$1,854,0002,474
Extraordinary gains, net$01,422
Net income$1,854,0002,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,814,0001,029
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,478,9702,881

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.