Home > The Old Point National Bank of Phoebus > Net charge- offs to loans
The Old Point National Bank of Phoebus, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1608% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,084 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 4,301 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5869% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5722% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5722% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0838% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 4,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0197% | 4,352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 4,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1710% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2845% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2845% | 1,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 4,378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1049% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2234% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2234% | 1,499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0185% | 4,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0220% | 4,485 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 4,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 4,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2831% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2751% | 1,210 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 3,995 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 4,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2424% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5157% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 3,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,012 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 4,437 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 4,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3419% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7342% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7342% | 620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 3,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 4,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 3,275 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 4,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5263% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6686% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6686% | 648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2094% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0634% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 3,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0774% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3412% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6556% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6556% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 4,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 4,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,108 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 3,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 3,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3511% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3511% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 4,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 4,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0463% | 4,308 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1243% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 3,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0101% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4056% | 895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4056% | 803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0581% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1740% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 3,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3190% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3190% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 4,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 4,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0318% | 3,467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 4,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0558% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0558% | 3,821 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 775 |
| Percentage Net Loans Charged-off:Construction & development | -0.0244% | 4,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1126% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0448% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3522% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3522% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0492% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3918% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3918% | 1,273 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0476% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 1,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5023% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5023% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1541% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0228% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 3,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4265% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4265% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 4,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1377% | 3,744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1000% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 4,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2807% | 2,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0898% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0288% | 4,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1750% | 3,810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 4,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2299% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2299% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2474% | 3,858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2111% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1412% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1412% | 2,201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4644% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2721% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2947% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2947% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2888% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2848% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4535% | 222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1176% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0728% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 602 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0956% | 4,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2966% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2966% | 1,984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1876% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1572% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2567% | 258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0572% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1205% | 4,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2417% | 2,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2417% | 1,988 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1363% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2624% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0324% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 4,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2367% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2367% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1177% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 5,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1225% | 5,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4086% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1709% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1709% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4399% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3712% | 250 |
| Percentage Net Loans Charged-off:Construction & development | -0.4219% | 5,031 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6191% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1346% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0488% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1737% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3694% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1868% | 2,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1868% | 2,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4514% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3706% | 211 |
| Percentage Net Loans Charged-off:Construction & development | -0.5791% | 5,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6223% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0432% | 3,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2251% | 480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4270% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2461% | 2,215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3704% | 551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4091% | 201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6209% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1656% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2440% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1191% | 2,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1191% | 2,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2404% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1699% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0887% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3448% | 309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5052% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9264% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1589% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1589% | 2,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 1,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 1,559 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1724% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2156% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1542% | 961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7022% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3499% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3499% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4628% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2874% | 797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0570% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 4,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1425% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0170% | 3,985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2087% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4611% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3018% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3018% | 1,980 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3810% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4151% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 983 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2771% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 3,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3975% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4776% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3231% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3231% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3826% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.0567% | 5,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 4,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0630% | 4,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5259% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5259% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4472% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 5,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,659 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0774% | 5,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0884% | 1,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0541% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5941% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1196% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1196% | 2,912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6011% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 5,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 5,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,753 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1021% | 5,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 5,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 4,155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 5,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0231% | 4,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1247% | 2,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1247% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4970% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 4,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0508% | 5,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0423% | 5,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 5,813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 4,198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0980% | 5,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0402% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1259% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1259% | 2,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4533% | 509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0447% | 5,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0832% | 5,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0810% | 5,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0978% | 5,930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 4,215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1348% | 6,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2181% | 1,808 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3528% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 3,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 5,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.9624% | 5,711 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0617% | 5,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2903% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1029% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6772% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4601% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4601% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5216% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.4322% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 1,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 1,951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1720% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1132% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9796% | 660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6087% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6087% | 1,306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5288% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 5,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.0715% | 5,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 1,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 5,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1544% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1064% | 6,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6847% | 813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6111% | 1,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6111% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4918% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1956% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1627% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | -0.0287% | 5,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4794% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3479% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5243% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2311% | 5,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2417% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2417% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6217% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3768% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3672% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 3.8325% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3367% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1045% | 2,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1100% | 1,215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1027% | 2,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4364% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2268% | 3,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2268% | 2,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6232% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3248% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3212% | 1,619 |
| Percentage Net Loans Charged-off:Construction & development | 1.0118% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2420% | 1,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4478% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7736% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3360% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2538% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2647% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2646% | 2,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5664% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2266% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1902% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 1.5540% | 584 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 5,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4745% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5078% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4628% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4638% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5321% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5321% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4959% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 2,026 |
| Percentage Net Loans Charged-off:Construction & development | 2.0369% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2758% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 4,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3824% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1666% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3187% | 2,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3187% | 1,861 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7444% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7378% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7670% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 5.2618% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5759% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6777% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8184% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6270% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2387% | 2,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2626% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2626% | 995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5171% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8603% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9284% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 6.4887% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7662% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6210% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3108% | 1,121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7335% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0977% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0977% | 1,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4440% | 729 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8177% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9409% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 9.3003% | 291 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4397% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9585% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4608% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1393% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1661% | 6,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5272% | 1,982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5272% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2246% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4836% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5427% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0324% | 1,618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7408% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9170% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0413% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1719% | 1,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1458% | 2,683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1458% | 2,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1899% | 675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5391% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5406% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9940% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8188% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2987% | 1,479 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0131% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2635% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1380% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0735% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6983% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5331% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4752% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9405% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7000% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3486% | 1,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8318% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7958% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3072% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2130% | 1,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8809% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9709% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8866% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6900% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3955% | 2,179 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6318% | 5,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7797% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1416% | 501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0440% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9432% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0326% | 472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2961% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1344% | 300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5951% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3234% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2417% | 5,462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9076% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7328% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9017% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7724% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9471% | 297 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5549% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4654% | 3,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.5421% | 2,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4281% | 2,197 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2068% | 5,919 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5644% | 2,109 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1096% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3784% | 2,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7546% | 2,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7290% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8379% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6927% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5931% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.6323% | 2,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5420% | 1,680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6508% | 652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6976% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9283% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6203% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0530% | 2,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7925% | 1,177 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8295% | 806 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6839% | 2,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6067% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.4041% | 2,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5312% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9695% | 473 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7905% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2613% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6338% | 1,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7981% | 2,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7262% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0562% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8968% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8485% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8012% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1365% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4240% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7132% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5936% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1636% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6093% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8541% | 2,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7383% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | 4.5534% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4079% | 1,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2791% | 2,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6202% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1803% | 3,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0494% | 2,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8978% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6213% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7681% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5946% | 2,207 |
| Percentage Net Loans Charged-off:Construction & development | 4.0335% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1537% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3377% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7301% | 861 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2273% | 2,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2104% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1807% | 1,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0764% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9886% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7981% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 5.5156% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1068% | 1,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4216% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7338% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3365% | 1,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1931% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0002% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1855% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2474% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1453% | 2,626 |
| Percentage Net Loans Charged-off:Construction & development | 0.9826% | 1,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 2,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1234% | 7,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9362% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2646% | 431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1803% | 4,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0789% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 1,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 3,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0824% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 3,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1027% | 4,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0206% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8800% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2042% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 3,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1324% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 2,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1105% | 935 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 2,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2324% | 2,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9642% | 1,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8693% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1656% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0795% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1043% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2027% | 2,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7534% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3697% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2221% | 1,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3436% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3616% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2887% | 3,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6923% | 292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 3,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0449% | 8,076 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2342% | 6,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0982% | 3,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6524% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0062% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 3,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 3,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0976% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 7,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 3,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9690% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 3,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1522% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 7,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 3,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1955% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3064% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0982% | 7,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4703% | 2,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7868% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1587% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 2,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0332% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0243% | 6,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2853% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6414% | 2,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5134% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1805% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 7,786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2838% | 1,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7503% | 1,793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6111% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 7,876 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0512% | 6,021 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4122% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8566% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3777% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0668% | 7,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8287% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0687% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 7,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0905% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1099% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5417% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8863% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2432% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1243% | 1,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1481% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1801% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7594% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4352% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 1,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 8,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 8,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1421% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0623% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0171% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4629% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 7,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 8,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 8,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1572% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8553% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1551% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3291% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1010% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 8,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2984% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3494% | 571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8652% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6921% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1007% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2604% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4021% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4634% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2705% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6053% | 2,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6294% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2139% | 2,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 8,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2510% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2883% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1768% | 2,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6861% | 2,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9599% | 467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 2,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 8,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0320% | 8,515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 7,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9469% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 1,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2227% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2575% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1441% | 8,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6994% | 3,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2087% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3005% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3445% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1708% | 8,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6883% | 3,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 8,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1670% | 8,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 2,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 7,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9039% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2842% | 2,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0459% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0317% | 773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9753% | 1,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5397% | 4,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2868% | 2,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 8,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 8,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8751% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5436% | 3,951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3831% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0286% | 6,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 1,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2452% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3174% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8920% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1520% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0565% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0997% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9449% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0389% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4717% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7606% | 607 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0629% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1199% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2590% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4181% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7706% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1228% | 5,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6646% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1370% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3106% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5680% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6781% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 3,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 969 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9830% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4348% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6767% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2236% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7206% | 36 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4644% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9158% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 7,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8222% | 1,616 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0521% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |