Home > The Old National Bank of Huntington > Income and Expense

The Old National Bank of Huntington, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$3,513,000	7,375
Total interest expense	$1,665,000	7,175
Net interest income	$1,848,000	7,467
Provision for loan and lease losses	$509,000	1,711
Total noninterest income	$192,000	8,339
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$100,000	7,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	7,384
Total noninterest expense	$1,589,000	6,871
Salaries and employee benefits	$721,000	7,391
Premises and equipment expense	$280,000	5,838
Additional noninterest expense	$588,000	6,428
Pre-tax net operating income	$-58,000	10,908
Securities gains (losses)	$0	4,148
Applicable income taxes	$65,000	9,414
Income before extraordinary items	$-123,000	11,032
Extraordinary gains, net	$0	53
Net income	$-123,000	11,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$405,000	1,668
Cash dividends	$101,000	6,626
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-123,000	10,987
1995-12-31 (YTD Data)		Rank
Total interest income	$2,673,000	8,681
Total interest expense	$1,262,000	8,403
Net interest income	$1,411,000	8,773
Provision for loan and lease losses	$14,000	8,034
Total noninterest income	$94,000	10,411
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	9,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	9,867
Total noninterest expense	$1,095,000	8,596
Salaries and employee benefits	$469,000	9,368
Premises and equipment expense	$182,000	7,556
Additional noninterest expense	$444,000	7,759
Pre-tax net operating income	$396,000	9,096
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$57,000	10,046
Income before extraordinary items	$343,000	8,545
Extraordinary gains, net	$0	65
Net income	$343,000	8,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,445
Cash dividends	$98,000	6,903
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$339,560	8,542
1994-12-31 (YTD Data)		Rank
Total interest income	$1,986,000	9,826
Total interest expense	$698,000	10,101
Net interest income	$1,288,000	9,492
Provision for loan and lease losses	$6,000	8,739
Total noninterest income	$67,000	11,559
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	9,795
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,000	11,420
Total noninterest expense	$993,000	9,378
Salaries and employee benefits	$405,000	10,245
Premises and equipment expense	$164,000	8,211
Additional noninterest expense	$424,000	8,587
Pre-tax net operating income	$356,000	9,685
Securities gains (losses)	$12,000	2,095
Applicable income taxes	$64,000	10,134
Income before extraordinary items	$304,000	9,098
Extraordinary gains, net	$0	249
Net income	$304,000	9,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,198
Cash dividends	$94,000	7,064
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$294,040	9,275
1993-12-31 (YTD Data)		Rank
Total interest income	$1,986,000	10,211
Total interest expense	$686,000	10,668
Net interest income	$1,300,000	9,729
Provision for loan and lease losses	$6,000	10,012
Total noninterest income	$50,000	12,542
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$28,000	10,806
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	11,885
Total noninterest expense	$961,000	9,914
Salaries and employee benefits	$387,000	10,776
Premises and equipment expense	$161,000	8,616
Additional noninterest expense	$413,000	9,122
Pre-tax net operating income	$383,000	9,547
Securities gains (losses)	$17,000	4,881
Applicable income taxes	$102,000	9,679
Income before extraordinary items	$298,000	9,507
Extraordinary gains, net	$0	3,149
Net income	$298,000	9,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	8,917
Cash dividends	$90,000	7,115
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$285,420	9,377
1992-12-31 (YTD Data)		Rank
Total interest income	$2,080,000	10,733
Total interest expense	$844,000	11,123
Net interest income	$1,236,000	10,195
Provision for loan and lease losses	$6,000	11,435
Total noninterest income	$45,000	13,226
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$27,000	11,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,735
Total noninterest expense	$849,000	10,759
Salaries and employee benefits	$368,000	11,241
Premises and equipment expense	$169,000	8,579
Additional noninterest expense	$312,000	10,666
Pre-tax net operating income	$428,000	8,984
Securities gains (losses)	$-35,000	13,611
Applicable income taxes	$90,000	10,159
Income before extraordinary items	$303,000	9,276
Extraordinary gains, net	$0	1,422
Net income	$303,000	9,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$83,000	6,950
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$329,950	8,575

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.