Home > The Old Fort Banking Company > Income and Expense

The Old Fort Banking Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,786,0001,405
Total interest expense$11,697,0001,160
Net interest income$18,089,0001,569
Provision for loan and lease losses$03,275
Total noninterest income$3,921,0001,376
Gross Fiduciary activities income$0981
Service charges on deposit accounts$929,0001,055
Trading account gains and feesNANA
Additional Noninterest Income$2,992,0001,253
Total noninterest expense$15,356,0001,496
Salaries and employee benefits$9,674,0001,374
Premises and equipment expense$1,117,0001,904
Additional noninterest expense$2,992,0001,253
Pre-tax net operating income$6,654,0001,598
Securities gains (losses)$-126,0003,841
Applicable income taxes$03,369
Income before extraordinary items$6,528,0001,426
Extraordinary gains, net$054
Net income$6,528,0001,442
Minority interest net income$088
Net income of bank and minority interests.$6,528,0001,429
Net charge-offs$38,0001,925
Cash dividends$3,325,0001,101
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,654,0001,423
2023-09-30 (YTD Data)Rank
Total interest income$21,616,0001,414
Total interest expense$7,990,0001,159
Net interest income$13,626,0001,575
Provision for loan and lease losses$03,085
Total noninterest income$2,895,0001,385
Gross Fiduciary activities income$0950
Service charges on deposit accounts$655,0001,100
Trading account gains and feesNANA
Additional Noninterest Income$2,240,0001,269
Total noninterest expense$11,409,0001,494
Salaries and employee benefits$7,182,0001,380
Premises and equipment expense$834,0001,905
Additional noninterest expense$2,240,0001,269
Pre-tax net operating income$5,112,0001,630
Securities gains (losses)$-126,0004,064
Applicable income taxes$03,407
Income before extraordinary items$4,986,0001,451
Extraordinary gains, net$052
Net income$4,986,0001,461
Minority interest net income$081
Net income of bank and minority interests.$4,986,0001,450
Net charge-offs$29,0001,729
Cash dividends$3,325,000823
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,112,0001,437
2023-06-30 (YTD Data)Rank
Total interest income$13,880,0001,422
Total interest expense$4,710,0001,161
Net interest income$9,170,0001,572
Provision for loan and lease losses$02,940
Total noninterest income$1,910,0001,341
Gross Fiduciary activities income$0931
Service charges on deposit accounts$412,0001,136
Trading account gains and feesNANA
Additional Noninterest Income$1,498,0001,186
Total noninterest expense$7,592,0001,485
Salaries and employee benefits$4,806,0001,377
Premises and equipment expense$565,0001,871
Additional noninterest expense$1,498,0001,185
Pre-tax net operating income$3,488,0001,592
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,488,0001,392
Extraordinary gains, net$051
Net income$3,488,0001,408
Minority interest net income$081
Net income of bank and minority interests.$3,488,0001,392
Net charge-offs$21,0001,520
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,488,0001,401
2023-03-31 (YTD Data)Rank
Total interest income$6,776,0001,427
Total interest expense$1,989,0001,191
Net interest income$4,787,0001,532
Provision for loan and lease losses$02,612
Total noninterest income$935,0001,347
Gross Fiduciary activities income$0913
Service charges on deposit accounts$206,0001,149
Trading account gains and feesNANA
Additional Noninterest Income$729,0001,195
Total noninterest expense$3,808,0001,502
Salaries and employee benefits$2,414,0001,399
Premises and equipment expense$283,0001,888
Additional noninterest expense$729,0001,195
Pre-tax net operating income$1,914,0001,515
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,914,0001,334
Extraordinary gains, net$04
Net income$1,914,0001,333
Minority interest net income$048
Net income of bank and minority interests.$1,914,0001,334
Net charge-offs$17,0001,170
Cash dividends$800,000953
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,914,0001,351
2022-12-31 (YTD Data)Rank
Total interest income$23,249,0001,395
Total interest expense$1,653,0001,807
Net interest income$21,596,0001,346
Provision for loan and lease losses$03,012
Total noninterest income$5,013,0001,202
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$882,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$4,131,0001,028
Total noninterest expense$14,799,0001,500
Salaries and employee benefits$9,173,0001,412
Premises and equipment expense$1,173,0001,840
Additional noninterest expense$4,131,0001,028
Pre-tax net operating income$11,810,0001,128
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$11,810,000975
Extraordinary gains, net$05
Net income$11,810,000976
Minority interest net income$063
Net income of bank and minority interests.$11,810,000976
Net charge-offs$22,0001,895
Cash dividends$4,665,000831
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,810,000995
2022-09-30 (YTD Data)Rank
Total interest income$16,845,0001,378
Total interest expense$731,0002,157
Net interest income$16,114,0001,335
Provision for loan and lease losses$02,835
Total noninterest income$4,002,0001,166
Gross Fiduciary activities income$0968
Service charges on deposit accounts$653,0001,140
Trading account gains and feesNANA
Additional Noninterest Income$3,349,000987
Total noninterest expense$11,038,0001,499
Salaries and employee benefits$6,907,0001,403
Premises and equipment expense$885,0001,847
Additional noninterest expense$3,349,000987
Pre-tax net operating income$9,078,0001,106
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$9,078,000967
Extraordinary gains, net$04
Net income$9,078,000966
Minority interest net income$057
Net income of bank and minority interests.$9,078,000967
Net charge-offs$18,0001,631
Cash dividends$4,665,000611
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,078,000983
2022-06-30 (YTD Data)Rank
Total interest income$10,791,0001,378
Total interest expense$462,0002,055
Net interest income$10,329,0001,352
Provision for loan and lease losses$02,599
Total noninterest income$2,842,0001,110
Gross Fiduciary activities income$0925
Service charges on deposit accounts$404,0001,191
Trading account gains and feesNANA
Additional Noninterest Income$2,438,000958
Total noninterest expense$7,188,0001,515
Salaries and employee benefits$4,580,0001,403
Premises and equipment expense$556,0001,922
Additional noninterest expense$2,052,0001,573
Pre-tax net operating income$5,983,0001,062
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$5,983,000910
Extraordinary gains, net$04
Net income$5,983,000910
Minority interest net income$060
Net income of bank and minority interests.$5,983,000910
Net charge-offs$3,0001,878
Cash dividends$2,930,000651
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,983,000928
2022-03-31 (YTD Data)Rank
Total interest income$5,195,0001,386
Total interest expense$226,0002,046
Net interest income$4,969,0001,356
Provision for loan and lease losses$02,285
Total noninterest income$1,678,000991
Gross Fiduciary activities income$0892
Service charges on deposit accounts$181,0001,273
Trading account gains and feesNANA
Additional Noninterest Income$1,497,000834
Total noninterest expense$3,652,0001,491
Salaries and employee benefits$2,323,0001,387
Premises and equipment expense$283,0001,913
Additional noninterest expense$1,046,0001,520
Pre-tax net operating income$2,995,0001,015
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,995,000889
Extraordinary gains, net$04
Net income$2,995,000888
Minority interest net income$050
Net income of bank and minority interests.$2,995,000889
Net charge-offs$7,0001,284
Cash dividends$1,460,000597
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,995,000902
2021-12-31 (YTD Data)Rank
Total interest income$22,477,0001,343
Total interest expense$1,096,0002,082
Net interest income$21,381,0001,288
Provision for loan and lease losses$300,0001,389
Total noninterest income$6,113,0001,154
Gross Fiduciary activities income$0994
Service charges on deposit accounts$671,0001,291
Trading account gains and feesNANA
Additional Noninterest Income$5,442,0001,008
Total noninterest expense$14,938,0001,459
Salaries and employee benefits$9,576,0001,337
Premises and equipment expense$1,051,0001,970
Additional noninterest expense$4,311,0001,501
Pre-tax net operating income$12,256,0001,115
Securities gains (losses)$6,0001,813
Applicable income taxes$03,710
Income before extraordinary items$12,262,000985
Extraordinary gains, net$010
Net income$12,262,000986
Minority interest net income$074
Net income of bank and minority interests.$12,262,000986
Net charge-offs$5,0002,441
Cash dividends$5,695,000723
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,256,000968
2021-09-30 (YTD Data)Rank
Total interest income$17,453,0001,333
Total interest expense$855,0002,113
Net interest income$16,598,0001,274
Provision for loan and lease losses$300,0001,152
Total noninterest income$4,707,0001,151
Gross Fiduciary activities income$0957
Service charges on deposit accounts$484,0001,324
Trading account gains and feesNANA
Additional Noninterest Income$4,223,0001,002
Total noninterest expense$11,363,0001,450
Salaries and employee benefits$7,329,0001,328
Premises and equipment expense$800,0001,986
Additional noninterest expense$3,234,0001,503
Pre-tax net operating income$9,642,0001,104
Securities gains (losses)$6,0001,729
Applicable income taxes$03,719
Income before extraordinary items$9,648,000980
Extraordinary gains, net$08
Net income$9,648,000980
Minority interest net income$069
Net income of bank and minority interests.$9,648,000980
Net charge-offs$-8,0003,588
Cash dividends$4,655,000624
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,642,000961
2021-06-30 (YTD Data)Rank
Total interest income$11,712,0001,320
Total interest expense$600,0002,103
Net interest income$11,112,0001,251
Provision for loan and lease losses$240,0001,058
Total noninterest income$3,239,0001,132
Gross Fiduciary activities income$0951
Service charges on deposit accounts$299,0001,363
Trading account gains and feesNANA
Additional Noninterest Income$2,940,000992
Total noninterest expense$7,426,0001,465
Salaries and employee benefits$4,797,0001,342
Premises and equipment expense$541,0001,964
Additional noninterest expense$2,088,0001,521
Pre-tax net operating income$6,685,0001,054
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$6,685,000932
Extraordinary gains, net$06
Net income$6,685,000932
Minority interest net income$067
Net income of bank and minority interests.$6,685,000932
Net charge-offs$-9,0003,778
Cash dividends$3,195,000593
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,685,000918
2021-03-31 (YTD Data)Rank
Total interest income$6,200,0001,260
Total interest expense$318,0002,099
Net interest income$5,882,0001,200
Provision for loan and lease losses$02,741
Total noninterest income$1,721,0001,096
Gross Fiduciary activities income$0922
Service charges on deposit accounts$143,0001,390
Trading account gains and feesNANA
Additional Noninterest Income$1,578,000946
Total noninterest expense$3,659,0001,469
Salaries and employee benefits$2,303,0001,382
Premises and equipment expense$296,0001,859
Additional noninterest expense$1,060,0001,475
Pre-tax net operating income$3,944,000922
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$3,944,000816
Extraordinary gains, net$03
Net income$3,944,000816
Minority interest net income$055
Net income of bank and minority interests.$3,944,000816
Net charge-offs$-9,0004,024
Cash dividends$1,675,000528
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,944,000795
2020-12-31 (YTD Data)Rank
Total interest income$21,150,0001,430
Total interest expense$2,008,0001,981
Net interest income$19,142,0001,340
Provision for loan and lease losses$670,0001,972
Total noninterest income$6,192,0001,102
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$647,0001,320
Trading account gains and feesNANA
Additional Noninterest Income$5,545,000952
Total noninterest expense$13,909,0001,495
Salaries and employee benefits$9,179,0001,340
Premises and equipment expense$1,086,0001,920
Additional noninterest expense$3,644,0001,648
Pre-tax net operating income$10,755,0001,002
Securities gains (losses)$16,0002,179
Applicable income taxes$-77,0004,884
Income before extraordinary items$10,848,000886
Extraordinary gains, net$04
Net income$10,848,000886
Minority interest net income$072
Net income of bank and minority interests.$10,848,000886
Net charge-offs$62,0002,279
Cash dividends$4,435,000846
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,832,000852
2020-09-30 (YTD Data)Rank
Total interest income$15,796,0001,436
Total interest expense$1,609,0001,972
Net interest income$14,187,0001,345
Provision for loan and lease losses$670,0001,700
Total noninterest income$4,572,0001,086
Gross Fiduciary activities income$0981
Service charges on deposit accounts$480,0001,323
Trading account gains and feesNANA
Additional Noninterest Income$4,092,000924
Total noninterest expense$10,293,0001,489
Salaries and employee benefits$6,830,0001,341
Premises and equipment expense$812,0001,921
Additional noninterest expense$2,651,0001,666
Pre-tax net operating income$7,796,000996
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$7,796,000886
Extraordinary gains, net$04
Net income$7,796,000886
Minority interest net income$065
Net income of bank and minority interests.$7,796,000886
Net charge-offs$25,0002,405
Cash dividends$4,435,000628
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,796,000850
2020-06-30 (YTD Data)Rank
Total interest income$10,657,0001,440
Total interest expense$1,157,0001,968
Net interest income$9,500,0001,335
Provision for loan and lease losses$250,0002,200
Total noninterest income$2,027,0001,353
Gross Fiduciary activities income$0970
Service charges on deposit accounts$322,0001,325
Trading account gains and feesNANA
Additional Noninterest Income$1,705,0001,212
Total noninterest expense$6,682,0001,520
Salaries and employee benefits$4,422,0001,369
Premises and equipment expense$519,0001,980
Additional noninterest expense$1,741,0001,689
Pre-tax net operating income$4,595,0001,028
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$4,595,000924
Extraordinary gains, net$04
Net income$4,595,000924
Minority interest net income$065
Net income of bank and minority interests.$4,595,000924
Net charge-offs$18,0002,227
Cash dividends$2,625,000654
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,595,000892
2020-03-31 (YTD Data)Rank
Total interest income$5,112,0001,484
Total interest expense$660,0001,919
Net interest income$4,452,0001,380
Provision for loan and lease losses$03,711
Total noninterest income$614,0001,731
Gross Fiduciary activities income$0941
Service charges on deposit accounts$201,0001,292
Trading account gains and feesNANA
Additional Noninterest Income$413,0001,695
Total noninterest expense$3,172,0001,611
Salaries and employee benefits$2,082,0001,448
Premises and equipment expense$256,0002,017
Additional noninterest expense$834,0001,774
Pre-tax net operating income$1,894,0001,095
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,894,000980
Extraordinary gains, net$04
Net income$1,894,000980
Minority interest net income$056
Net income of bank and minority interests.$1,894,000980
Net charge-offs$17,0001,650
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,894,000972
2019-12-31 (YTD Data)Rank
Total interest income$20,577,0001,488
Total interest expense$2,761,0001,909
Net interest income$17,816,0001,370
Provision for loan and lease losses$03,973
Total noninterest income$3,526,0001,431
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$672,0001,554
Trading account gains and feesNANA
Additional Noninterest Income$2,854,0001,239
Total noninterest expense$12,638,0001,573
Salaries and employee benefits$8,270,0001,420
Premises and equipment expense$1,169,0001,826
Additional noninterest expense$3,199,0001,807
Pre-tax net operating income$8,704,0001,164
Securities gains (losses)$158,000721
Applicable income taxes$-87,0005,086
Income before extraordinary items$8,949,0001,023
Extraordinary gains, net$011
Net income$8,949,0001,024
Minority interest net income$076
Net income of bank and minority interests.$8,949,0001,024
Net charge-offs$31,0002,913
Cash dividends$7,435,000598
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,791,0001,013
2019-09-30 (YTD Data)Rank
Total interest income$15,406,0001,505
Total interest expense$2,051,0001,937
Net interest income$13,355,0001,381
Provision for loan and lease losses$03,836
Total noninterest income$2,572,0001,457
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$466,0001,642
Trading account gains and feesNANA
Additional Noninterest Income$2,106,0001,247
Total noninterest expense$9,142,0001,636
Salaries and employee benefits$6,041,0001,454
Premises and equipment expense$869,0001,859
Additional noninterest expense$2,232,0001,929
Pre-tax net operating income$6,785,0001,160
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$6,785,0001,035
Extraordinary gains, net$011
Net income$6,785,0001,036
Minority interest net income$072
Net income of bank and minority interests.$6,785,0001,036
Net charge-offs$17,0002,774
Cash dividends$5,985,000541
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,785,0001,016
2019-06-30 (YTD Data)Rank
Total interest income$10,253,0001,500
Total interest expense$1,304,0001,983
Net interest income$8,949,0001,375
Provision for loan and lease losses$03,685
Total noninterest income$1,623,0001,470
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$302,0001,652
Trading account gains and feesNANA
Additional Noninterest Income$1,321,0001,262
Total noninterest expense$5,976,0001,668
Salaries and employee benefits$3,987,0001,469
Premises and equipment expense$573,0001,873
Additional noninterest expense$1,416,0002,043
Pre-tax net operating income$4,596,0001,118
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,596,000990
Extraordinary gains, net$011
Net income$4,596,000990
Minority interest net income$069
Net income of bank and minority interests.$4,596,000990
Net charge-offs$60,0001,708
Cash dividends$4,610,000466
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,596,000970
2019-03-31 (YTD Data)Rank
Total interest income$5,155,0001,491
Total interest expense$614,0002,027
Net interest income$4,541,0001,363
Provision for loan and lease losses$03,406
Total noninterest income$704,0001,562
Gross Fiduciary activities income$0972
Service charges on deposit accounts$153,0001,645
Trading account gains and feesNANA
Additional Noninterest Income$551,0001,356
Total noninterest expense$2,905,0001,714
Salaries and employee benefits$1,970,0001,483
Premises and equipment expense$295,0001,861
Additional noninterest expense$640,0002,184
Pre-tax net operating income$2,340,0001,085
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,340,000953
Extraordinary gains, net$05
Net income$2,340,000952
Minority interest net income$052
Net income of bank and minority interests.$2,340,000952
Net charge-offs$31,0001,479
Cash dividends$2,210,000470
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,340,000937
2018-12-31 (YTD Data)Rank
Total interest income$18,834,0001,522
Total interest expense$1,973,0001,955
Net interest income$16,861,0001,436
Provision for loan and lease losses$04,082
Total noninterest income$3,033,0001,536
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$649,0001,626
Trading account gains and feesNANA
Additional Noninterest Income$2,384,0001,331
Total noninterest expense$11,620,0001,667
Salaries and employee benefits$7,439,0001,509
Premises and equipment expense$1,026,0002,012
Additional noninterest expense$3,155,0001,829
Pre-tax net operating income$8,274,0001,201
Securities gains (losses)$01,125
Applicable income taxes$-144,0005,315
Income before extraordinary items$8,418,0001,065
Extraordinary gains, net$06
Net income$8,418,0001,064
Minority interest net income$072
Net income of bank and minority interests.$8,418,0001,064
Net charge-offs$-430,0005,287
Cash dividends$7,175,000549
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,418,0001,062
2018-09-30 (YTD Data)Rank
Total interest income$13,892,0001,527
Total interest expense$1,345,0002,007
Net interest income$12,547,0001,443
Provision for loan and lease losses$03,948
Total noninterest income$2,241,0001,572
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$478,0001,670
Trading account gains and feesNANA
Additional Noninterest Income$1,763,0001,359
Total noninterest expense$8,661,0001,668
Salaries and employee benefits$5,550,0001,507
Premises and equipment expense$763,0002,030
Additional noninterest expense$2,348,0001,843
Pre-tax net operating income$6,127,0001,220
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,127,0001,084
Extraordinary gains, net$05
Net income$6,127,0001,083
Minority interest net income$066
Net income of bank and minority interests.$6,127,0001,083
Net charge-offs$-440,0005,372
Cash dividends$5,600,000495
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,127,0001,077
2018-06-30 (YTD Data)Rank
Total interest income$9,118,0001,533
Total interest expense$857,0001,995
Net interest income$8,261,0001,455
Provision for loan and lease losses$03,782
Total noninterest income$1,610,0001,490
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$302,0001,739
Trading account gains and feesNANA
Additional Noninterest Income$1,308,0001,276
Total noninterest expense$5,779,0001,680
Salaries and employee benefits$3,721,0001,508
Premises and equipment expense$482,0002,129
Additional noninterest expense$1,576,0001,837
Pre-tax net operating income$4,092,0001,202
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,092,0001,065
Extraordinary gains, net$06
Net income$4,092,0001,064
Minority interest net income$065
Net income of bank and minority interests.$4,092,0001,064
Net charge-offs$-150,0005,301
Cash dividends$3,600,000502
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,092,0001,055
2018-03-31 (YTD Data)Rank
Total interest income$4,445,0001,558
Total interest expense$424,0001,938
Net interest income$4,021,0001,493
Provision for loan and lease losses$03,508
Total noninterest income$806,0001,478
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$149,0001,758
Trading account gains and feesNANA
Additional Noninterest Income$657,0001,258
Total noninterest expense$2,894,0001,692
Salaries and employee benefits$1,862,0001,526
Premises and equipment expense$255,0002,089
Additional noninterest expense$777,0001,864
Pre-tax net operating income$1,933,0001,217
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,933,0001,086
Extraordinary gains, net$07
Net income$1,933,0001,085
Minority interest net income$052
Net income of bank and minority interests.$1,933,0001,086
Net charge-offs$-91,0005,367
Cash dividends$1,900,000452
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,933,0001,077
2017-12-31 (YTD Data)Rank
Total interest income$16,922,0001,582
Total interest expense$1,650,0001,778
Net interest income$15,272,0001,531
Provision for loan and lease losses$180,0002,471
Total noninterest income$3,309,0001,472
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$673,0001,616
Trading account gains and feesNANA
Additional Noninterest Income$2,636,0001,279
Total noninterest expense$11,518,0001,664
Salaries and employee benefits$7,393,0001,501
Premises and equipment expense$1,002,0002,105
Additional noninterest expense$3,123,0001,868
Pre-tax net operating income$6,883,0001,330
Securities gains (losses)$-7,0005,011
Applicable income taxes$04,135
Income before extraordinary items$6,876,0001,039
Extraordinary gains, net$09
Net income$6,876,0001,039
Minority interest net income$076
Net income of bank and minority interests.$6,876,0001,039
Net charge-offs$-297,0005,501
Cash dividends$4,400,000753
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,883,0001,022
2017-09-30 (YTD Data)Rank
Total interest income$12,547,0001,596
Total interest expense$1,224,0001,777
Net interest income$11,323,0001,549
Provision for loan and lease losses$135,0002,385
Total noninterest income$2,410,0001,519
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$506,0001,626
Trading account gains and feesNANA
Additional Noninterest Income$1,904,0001,326
Total noninterest expense$8,568,0001,688
Salaries and employee benefits$5,502,0001,514
Premises and equipment expense$761,0002,095
Additional noninterest expense$2,305,0001,897
Pre-tax net operating income$5,030,0001,367
Securities gains (losses)$-12,0005,419
Applicable income taxes$04,172
Income before extraordinary items$5,018,0001,154
Extraordinary gains, net$09
Net income$5,018,0001,154
Minority interest net income$071
Net income of bank and minority interests.$5,018,0001,154
Net charge-offs$-268,0005,554
Cash dividends$3,550,000671
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,030,0001,131
2017-06-30 (YTD Data)Rank
Total interest income$8,328,0001,584
Total interest expense$811,0001,754
Net interest income$7,517,0001,542
Provision for loan and lease losses$90,0002,313
Total noninterest income$1,594,0001,524
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$331,0001,630
Trading account gains and feesNANA
Additional Noninterest Income$1,263,0001,330
Total noninterest expense$5,662,0001,705
Salaries and employee benefits$3,678,0001,524
Premises and equipment expense$505,0002,104
Additional noninterest expense$1,479,0001,960
Pre-tax net operating income$3,359,0001,346
Securities gains (losses)$-12,0005,510
Applicable income taxes$04,189
Income before extraordinary items$3,347,0001,139
Extraordinary gains, net$011
Net income$3,347,0001,139
Minority interest net income$071
Net income of bank and minority interests.$3,347,0001,139
Net charge-offs$-307,0005,669
Cash dividends$2,450,000646
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,359,0001,116
2017-03-31 (YTD Data)Rank
Total interest income$4,150,0001,577
Total interest expense$401,0001,751
Net interest income$3,749,0001,535
Provision for loan and lease losses$45,0002,149
Total noninterest income$734,0001,618
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$162,0001,650
Trading account gains and feesNANA
Additional Noninterest Income$572,0001,403
Total noninterest expense$2,806,0001,734
Salaries and employee benefits$1,820,0001,550
Premises and equipment expense$255,0002,115
Additional noninterest expense$731,0001,975
Pre-tax net operating income$1,632,0001,357
Securities gains (losses)$2,000951
Applicable income taxes$04,086
Income before extraordinary items$1,634,0001,146
Extraordinary gains, net$08
Net income$1,634,0001,145
Minority interest net income$055
Net income of bank and minority interests.$1,634,0001,146
Net charge-offs$2,0002,694
Cash dividends$1,200,000621
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,632,0001,129
2016-12-31 (YTD Data)Rank
Total interest income$16,112,0001,571
Total interest expense$1,560,0001,753
Net interest income$14,552,0001,535
Provision for loan and lease losses$180,0002,550
Total noninterest income$3,324,0001,531
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$739,0001,543
Trading account gains and fees$0170
Additional Noninterest Income$2,585,0001,341
Total noninterest expense$11,379,0001,698
Salaries and employee benefits$7,274,0001,490
Premises and equipment expense$1,076,0002,021
Additional noninterest expense$3,029,0001,969
Pre-tax net operating income$6,317,0001,341
Securities gains (losses)$251,000747
Applicable income taxes$1,128,0001,528
Income before extraordinary items$5,440,0001,296
Extraordinary gains, net$05
Net income$5,440,0001,295
Minority interest net income$082
Net income of bank and minority interests.$5,440,0001,295
Net charge-offs$875,000730
Cash dividends$2,750,0001,095
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,231,6701,295
2016-09-30 (YTD Data)Rank
Total interest income$11,973,0001,587
Total interest expense$1,175,0001,747
Net interest income$10,798,0001,558
Provision for loan and lease losses$135,0002,451
Total noninterest income$2,515,0001,516
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$554,0001,544
Trading account gains and fees$0169
Additional Noninterest Income$1,961,0001,326
Total noninterest expense$8,517,0001,698
Salaries and employee benefits$5,469,0001,491
Premises and equipment expense$811,0002,023
Additional noninterest expense$2,237,0001,982
Pre-tax net operating income$4,661,0001,387
Securities gains (losses)$251,000683
Applicable income taxes$1,128,0001,303
Income before extraordinary items$3,784,0001,397
Extraordinary gains, net$05
Net income$3,784,0001,397
Minority interest net income$071
Net income of bank and minority interests.$3,784,0001,397
Net charge-offs$902,000523
Cash dividends$1,000,0001,652
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,590,7301,417
2016-06-30 (YTD Data)Rank
Total interest income$7,870,0001,616
Total interest expense$785,0001,734
Net interest income$7,085,0001,582
Provision for loan and lease losses$90,0002,392
Total noninterest income$1,651,0001,512
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$357,0001,568
Trading account gains and fees$0157
Additional Noninterest Income$1,294,0001,315
Total noninterest expense$5,657,0001,713
Salaries and employee benefits$3,642,0001,498
Premises and equipment expense$538,0002,027
Additional noninterest expense$1,477,0002,000
Pre-tax net operating income$2,989,0001,408
Securities gains (losses)$191,000621
Applicable income taxes$1,128,000989
Income before extraordinary items$2,052,0001,627
Extraordinary gains, net$016
Net income$2,052,0001,628
Minority interest net income$071
Net income of bank and minority interests.$2,052,0001,628
Net charge-offs$854,000404
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,927,8501,668
2016-03-31 (YTD Data)Rank
Total interest income$3,945,0001,611
Total interest expense$395,0001,710
Net interest income$3,550,0001,584
Provision for loan and lease losses$45,0002,237
Total noninterest income$806,0001,512
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$184,0001,533
Trading account gains and fees$0142
Additional Noninterest Income$622,0001,316
Total noninterest expense$2,847,0001,700
Salaries and employee benefits$1,822,0001,501
Premises and equipment expense$270,0002,039
Additional noninterest expense$755,0001,939
Pre-tax net operating income$1,464,0001,423
Securities gains (losses)$191,000311
Applicable income taxes$1,128,000582
Income before extraordinary items$527,0002,664
Extraordinary gains, net$012
Net income$527,0002,664
Minority interest net income$062
Net income of bank and minority interests.$527,0002,664
Net charge-offs$348,000440
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$404,7603,058
2015-12-31 (YTD Data)Rank
Total interest income$15,211,0001,638
Total interest expense$1,516,0001,757
Net interest income$13,695,0001,597
Provision for loan and lease losses$04,380
Total noninterest income$2,994,0001,608
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$715,0001,619
Trading account gains and fees$0159
Additional Noninterest Income$2,279,0001,383
Total noninterest expense$11,741,0001,630
Salaries and employee benefits$7,355,0001,444
Premises and equipment expense$1,112,0002,009
Additional noninterest expense$3,274,0001,839
Pre-tax net operating income$4,948,0001,584
Securities gains (losses)$1,227,000171
Applicable income taxes$1,675,0001,146
Income before extraordinary items$4,500,0001,472
Extraordinary gains, net$023
Net income$4,500,0001,472
Minority interest net income$081
Net income of bank and minority interests.$4,500,0001,472
Net charge-offs$297,0001,614
Cash dividends$4,750,000696
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,604,2901,713
2015-09-30 (YTD Data)Rank
Total interest income$11,386,0001,656
Total interest expense$1,140,0001,775
Net interest income$10,246,0001,618
Provision for loan and lease losses$04,232
Total noninterest income$2,300,0001,600
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$540,0001,620
Trading account gains and fees$0153
Additional Noninterest Income$1,760,0001,369
Total noninterest expense$8,471,0001,694
Salaries and employee benefits$5,288,0001,514
Premises and equipment expense$853,0001,997
Additional noninterest expense$2,330,0001,923
Pre-tax net operating income$4,075,0001,499
Securities gains (losses)$876,000205
Applicable income taxes$1,339,0001,129
Income before extraordinary items$3,612,0001,408
Extraordinary gains, net$021
Net income$3,612,0001,409
Minority interest net income$078
Net income of bank and minority interests.$3,612,0001,409
Net charge-offs$310,0001,174
Cash dividends$1,000,0001,586
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,972,5201,598
2015-06-30 (YTD Data)Rank
Total interest income$7,565,0001,663
Total interest expense$760,0001,779
Net interest income$6,805,0001,631
Provision for loan and lease losses$04,069
Total noninterest income$1,548,0001,583
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$349,0001,642
Trading account gains and fees$0157
Additional Noninterest Income$1,199,0001,380
Total noninterest expense$5,668,0001,701
Salaries and employee benefits$3,527,0001,517
Premises and equipment expense$586,0001,957
Additional noninterest expense$1,555,0001,938
Pre-tax net operating income$2,685,0001,498
Securities gains (losses)$876,000164
Applicable income taxes$950,0001,068
Income before extraordinary items$2,611,0001,296
Extraordinary gains, net$022
Net income$2,611,0001,297
Minority interest net income$075
Net income of bank and minority interests.$2,611,0001,297
Net charge-offs$306,000896
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,971,5201,589
2015-03-31 (YTD Data)Rank
Total interest income$3,787,0001,653
Total interest expense$376,0001,798
Net interest income$3,411,0001,623
Provision for loan and lease losses$03,703
Total noninterest income$717,0001,619
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$177,0001,608
Trading account gains and fees$0152
Additional Noninterest Income$540,0001,428
Total noninterest expense$2,855,0001,693
Salaries and employee benefits$1,786,0001,505
Premises and equipment expense$297,0001,956
Additional noninterest expense$772,0001,937
Pre-tax net operating income$1,273,0001,530
Securities gains (losses)$806,000107
Applicable income taxes$530,000975
Income before extraordinary items$1,549,0001,102
Extraordinary gains, net$013
Net income$1,549,0001,103
Minority interest net income$064
Net income of bank and minority interests.$1,549,0001,103
Net charge-offs$-25,0005,757
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$944,5001,625
2014-12-31 (YTD Data)Rank
Total interest income$15,211,0001,643
Total interest expense$1,463,0001,930
Net interest income$13,748,0001,606
Provision for loan and lease losses$04,603
Total noninterest income$2,872,0001,625
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$756,0001,648
Trading account gains and fees$0180
Additional Noninterest Income$2,116,0001,395
Total noninterest expense$11,377,0001,683
Salaries and employee benefits$6,992,0001,491
Premises and equipment expense$1,187,0001,933
Additional noninterest expense$3,198,0001,928
Pre-tax net operating income$5,243,0001,456
Securities gains (losses)$53,0001,690
Applicable income taxes$1,177,0001,381
Income before extraordinary items$4,119,0001,551
Extraordinary gains, net$017
Net income$4,119,0001,549
Minority interest net income$084
Net income of bank and minority interests.$4,119,0001,550
Net charge-offs$588,0001,317
Cash dividends$6,500,000478
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,077,6601,532
2014-09-30 (YTD Data)Rank
Total interest income$11,391,0001,650
Total interest expense$1,085,0001,980
Net interest income$10,306,0001,610
Provision for loan and lease losses$04,401
Total noninterest income$2,155,0001,621
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$560,0001,676
Trading account gains and fees$0174
Additional Noninterest Income$1,595,0001,395
Total noninterest expense$8,524,0001,688
Salaries and employee benefits$5,230,0001,494
Premises and equipment expense$893,0001,945
Additional noninterest expense$2,401,0001,919
Pre-tax net operating income$3,937,0001,477
Securities gains (losses)$-15,0006,209
Applicable income taxes$771,0001,548
Income before extraordinary items$3,151,0001,503
Extraordinary gains, net$015
Net income$3,151,0001,503
Minority interest net income$081
Net income of bank and minority interests.$3,151,0001,503
Net charge-offs$232,0001,843
Cash dividends$6,500,000350
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,163,0001,479
2014-06-30 (YTD Data)Rank
Total interest income$7,580,0001,643
Total interest expense$712,0002,023
Net interest income$6,868,0001,600
Provision for loan and lease losses$04,196
Total noninterest income$1,337,0001,678
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$363,0001,699
Trading account gains and fees$0172
Additional Noninterest Income$974,0001,475
Total noninterest expense$5,625,0001,691
Salaries and employee benefits$3,446,0001,510
Premises and equipment expense$603,0001,938
Additional noninterest expense$1,576,0001,938
Pre-tax net operating income$2,580,0001,453
Securities gains (losses)$-9,0006,281
Applicable income taxes$499,0001,545
Income before extraordinary items$2,072,0001,488
Extraordinary gains, net$020
Net income$2,072,0001,490
Minority interest net income$080
Net income of bank and minority interests.$2,072,0001,490
Net charge-offs$196,0001,596
Cash dividends$1,000,0001,145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,079,2901,450
2014-03-31 (YTD Data)Rank
Total interest income$3,799,0001,632
Total interest expense$348,0002,092
Net interest income$3,451,0001,586
Provision for loan and lease losses$03,817
Total noninterest income$619,0001,758
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$181,0001,685
Trading account gains and fees$0147
Additional Noninterest Income$438,0001,541
Total noninterest expense$2,834,0001,690
Salaries and employee benefits$1,736,0001,515
Premises and equipment expense$320,0001,873
Additional noninterest expense$778,0001,932
Pre-tax net operating income$1,236,0001,485
Securities gains (losses)$-105,0006,655
Applicable income taxes$198,0001,723
Income before extraordinary items$933,0001,580
Extraordinary gains, net$016
Net income$933,0001,583
Minority interest net income$066
Net income of bank and minority interests.$933,0001,583
Net charge-offs$46,0001,931
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,019,1001,447
2013-12-31 (YTD Data)Rank
Total interest income$15,246,0001,635
Total interest expense$1,503,0002,158
Net interest income$13,743,0001,586
Provision for loan and lease losses$05,091
Total noninterest income$3,236,0001,539
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$739,0001,755
Trading account gains and fees$0184
Additional Noninterest Income$2,497,0001,293
Total noninterest expense$11,423,0001,684
Salaries and employee benefits$6,854,0001,512
Premises and equipment expense$1,112,0002,039
Additional noninterest expense$3,457,0001,844
Pre-tax net operating income$5,556,0001,321
Securities gains (losses)$-344,0006,681
Applicable income taxes$950,0001,513
Income before extraordinary items$4,262,0001,411
Extraordinary gains, net$029
Net income$4,262,0001,414
Minority interest net income$090
Net income of bank and minority interests.$4,262,0001,414
Net charge-offs$-268,0006,668
Cash dividends$400,0002,980
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,544,0801,313
2013-09-30 (YTD Data)Rank
Total interest income$11,385,0001,654
Total interest expense$1,151,0002,179
Net interest income$10,234,0001,602
Provision for loan and lease losses$04,941
Total noninterest income$2,558,0001,506
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$548,0001,776
Trading account gains and fees$0180
Additional Noninterest Income$2,010,0001,269
Total noninterest expense$8,545,0001,698
Salaries and employee benefits$5,164,0001,510
Premises and equipment expense$837,0002,058
Additional noninterest expense$2,544,0001,862
Pre-tax net operating income$4,247,0001,320
Securities gains (losses)$-163,0006,762
Applicable income taxes$771,0001,484
Income before extraordinary items$3,313,0001,370
Extraordinary gains, net$025
Net income$3,313,0001,372
Minority interest net income$084
Net income of bank and minority interests.$3,313,0001,372
Net charge-offs$-305,0006,776
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,445,0301,296
2013-06-30 (YTD Data)Rank
Total interest income$7,568,0001,661
Total interest expense$794,0002,151
Net interest income$6,774,0001,597
Provision for loan and lease losses$04,788
Total noninterest income$1,804,0001,449
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$341,0001,852
Trading account gains and fees$0157
Additional Noninterest Income$1,463,0001,223
Total noninterest expense$5,720,0001,680
Salaries and employee benefits$3,469,0001,503
Premises and equipment expense$571,0002,019
Additional noninterest expense$1,680,0001,872
Pre-tax net operating income$2,858,0001,289
Securities gains (losses)$-40,0006,785
Applicable income taxes$545,0001,424
Income before extraordinary items$2,273,0001,336
Extraordinary gains, net$022
Net income$2,273,0001,337
Minority interest net income$082
Net income of bank and minority interests.$2,273,0001,338
Net charge-offs$-42,0006,506
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,305,4001,258
2013-03-31 (YTD Data)Rank
Total interest income$3,812,0001,655
Total interest expense$410,0002,145
Net interest income$3,402,0001,590
Provision for loan and lease losses$04,409
Total noninterest income$986,0001,372
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$167,0001,871
Trading account gains and fees$0148
Additional Noninterest Income$819,0001,130
Total noninterest expense$2,893,0001,671
Salaries and employee benefits$1,762,0001,503
Premises and equipment expense$297,0001,981
Additional noninterest expense$834,0001,879
Pre-tax net operating income$1,495,0001,216
Securities gains (losses)$-62,0006,932
Applicable income taxes$276,0001,413
Income before extraordinary items$1,157,0001,290
Extraordinary gains, net$010
Net income$1,157,0001,292
Minority interest net income$076
Net income of bank and minority interests.$1,157,0001,292
Net charge-offs$-73,0006,788
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,207,2201,185
2012-12-31 (YTD Data)Rank
Total interest income$15,826,0001,676
Total interest expense$2,280,0001,910
Net interest income$13,546,0001,626
Provision for loan and lease losses$05,905
Total noninterest income$3,544,0001,448
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$722,0001,850
Trading account gains and fees$0166
Additional Noninterest Income$2,822,0001,213
Total noninterest expense$12,594,0001,546
Salaries and employee benefits$6,988,0001,462
Premises and equipment expense$1,197,0001,944
Additional noninterest expense$4,409,0001,524
Pre-tax net operating income$4,496,0001,508
Securities gains (losses)$03,810
Applicable income taxes$811,0001,676
Income before extraordinary items$3,685,0001,554
Extraordinary gains, net$029
Net income$3,685,0001,555
Minority interest net income$093
Net income of bank and minority interests.$3,685,0001,555
Net charge-offs$362,0003,061
Cash dividends$5,500,000526
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,685,0001,463
2012-09-30 (YTD Data)Rank
Total interest income$11,900,0001,703
Total interest expense$1,838,0001,851
Net interest income$10,062,0001,662
Provision for loan and lease losses$05,790
Total noninterest income$2,691,0001,424
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$538,0001,875
Trading account gains and fees$0157
Additional Noninterest Income$2,153,0001,199
Total noninterest expense$9,240,0001,585
Salaries and employee benefits$5,268,0001,450
Premises and equipment expense$904,0001,956
Additional noninterest expense$3,068,0001,639
Pre-tax net operating income$3,513,0001,491
Securities gains (losses)$03,575
Applicable income taxes$675,0001,620
Income before extraordinary items$2,838,0001,558
Extraordinary gains, net$020
Net income$2,838,0001,559
Minority interest net income$086
Net income of bank and minority interests.$2,838,0001,559
Net charge-offs$313,0002,767
Cash dividends$500,0002,021
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,838,0001,471
2012-06-30 (YTD Data)Rank
Total interest income$7,988,0001,699
Total interest expense$1,261,0001,861
Net interest income$6,727,0001,644
Provision for loan and lease losses$05,619
Total noninterest income$1,648,0001,518
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$343,0001,942
Trading account gains and fees$0153
Additional Noninterest Income$1,305,0001,263
Total noninterest expense$5,877,0001,652
Salaries and employee benefits$3,440,0001,477
Premises and equipment expense$605,0001,955
Additional noninterest expense$1,832,0001,819
Pre-tax net operating income$2,498,0001,394
Securities gains (losses)$03,178
Applicable income taxes$512,0001,474
Income before extraordinary items$1,986,0001,493
Extraordinary gains, net$019
Net income$1,986,0001,492
Minority interest net income$084
Net income of bank and minority interests.$1,986,0001,493
Net charge-offs$224,0002,615
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,986,0001,400
2012-03-31 (YTD Data)Rank
Total interest income$4,008,0001,709
Total interest expense$665,0001,840
Net interest income$3,343,0001,663
Provision for loan and lease losses$05,254
Total noninterest income$806,0001,516
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$167,0001,966
Trading account gains and fees$0148
Additional Noninterest Income$639,0001,262
Total noninterest expense$2,941,0001,640
Salaries and employee benefits$1,722,0001,488
Premises and equipment expense$307,0001,940
Additional noninterest expense$912,0001,821
Pre-tax net operating income$1,208,0001,436
Securities gains (losses)$02,210
Applicable income taxes$246,0001,505
Income before extraordinary items$962,0001,516
Extraordinary gains, net$019
Net income$962,0001,517
Minority interest net income$078
Net income of bank and minority interests.$962,0001,517
Net charge-offs$132,0002,210
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$962,0001,423
2011-12-31 (YTD Data)Rank
Total interest income$16,400,0001,718
Total interest expense$3,105,0001,899
Net interest income$13,295,0001,684
Provision for loan and lease losses$1,800,0001,675
Total noninterest income$1,870,0002,113
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$739,0001,899
Trading account gains and fees$0146
Additional Noninterest Income$1,131,0001,983
Total noninterest expense$11,236,0001,731
Salaries and employee benefits$6,448,0001,529
Premises and equipment expense$1,116,0002,181
Additional noninterest expense$3,672,0001,834
Pre-tax net operating income$2,129,0002,388
Securities gains (losses)$1,040,000430
Applicable income taxes$560,0001,925
Income before extraordinary items$2,609,0001,816
Extraordinary gains, net$029
Net income$2,609,0001,817
Minority interest net income$096
Net income of bank and minority interests.$2,609,0001,817
Net charge-offs$2,418,0001,389
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,756,2002,411
2011-09-30 (YTD Data)Rank
Total interest income$12,407,0001,734
Total interest expense$2,421,0001,911
Net interest income$9,986,0001,689
Provision for loan and lease losses$1,350,0001,611
Total noninterest income$1,066,0002,524
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$548,0001,924
Trading account gains and fees$0145
Additional Noninterest Income$518,0002,654
Total noninterest expense$8,458,0001,716
Salaries and employee benefits$4,870,0001,528
Premises and equipment expense$855,0002,167
Additional noninterest expense$2,733,0001,860
Pre-tax net operating income$1,244,0002,936
Securities gains (losses)$1,040,000343
Applicable income taxes$408,0001,923
Income before extraordinary items$1,876,0001,934
Extraordinary gains, net$021
Net income$1,876,0001,934
Minority interest net income$087
Net income of bank and minority interests.$1,876,0001,934
Net charge-offs$1,126,0001,783
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,023,2002,913
2011-06-30 (YTD Data)Rank
Total interest income$8,337,0001,740
Total interest expense$1,695,0001,889
Net interest income$6,642,0001,690
Provision for loan and lease losses$900,0001,580
Total noninterest income$854,0002,227
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$346,0001,995
Trading account gains and fees$0153
Additional Noninterest Income$508,0002,070
Total noninterest expense$5,691,0001,718
Salaries and employee benefits$3,304,0001,516
Premises and equipment expense$583,0002,153
Additional noninterest expense$1,804,0001,884
Pre-tax net operating income$905,0002,707
Securities gains (losses)$566,000325
Applicable income taxes$263,0001,939
Income before extraordinary items$1,208,0001,949
Extraordinary gains, net$015
Net income$1,208,0001,949
Minority interest net income$089
Net income of bank and minority interests.$1,208,0001,949
Net charge-offs$572,0002,007
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$743,8802,721
2011-03-31 (YTD Data)Rank
Total interest income$4,146,0001,755
Total interest expense$867,0001,907
Net interest income$3,279,0001,700
Provision for loan and lease losses$450,0001,516
Total noninterest income$736,0001,508
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$166,0002,041
Trading account gains and fees$0158
Additional Noninterest Income$570,0001,230
Total noninterest expense$2,951,0001,681
Salaries and employee benefits$1,681,0001,503
Premises and equipment expense$299,0002,145
Additional noninterest expense$971,0001,750
Pre-tax net operating income$614,0002,180
Securities gains (losses)$61,000695
Applicable income taxes$114,0002,047
Income before extraordinary items$561,0002,034
Extraordinary gains, net$09
Net income$561,0002,033
Minority interest net income$086
Net income of bank and minority interests.$561,0002,034
Net charge-offs$290,0001,789
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$510,3702,171
2010-12-31 (YTD Data)Rank
Total interest income$17,946,0001,683
Total interest expense$4,642,0001,756
Net interest income$13,304,0001,661
Provision for loan and lease losses$2,295,0001,903
Total noninterest income$3,028,0001,544
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$807,0001,810
Trading account gains and fees$0175
Additional Noninterest Income$2,221,0001,316
Total noninterest expense$11,987,0001,657
Salaries and employee benefits$6,639,0001,484
Premises and equipment expense$1,054,0002,374
Additional noninterest expense$4,294,0001,671
Pre-tax net operating income$2,050,0002,194
Securities gains (losses)$129,0001,941
Applicable income taxes$295,0002,373
Income before extraordinary items$1,884,0002,131
Extraordinary gains, net$029
Net income$1,884,0002,132
Minority interest net income$0111
Net income of bank and minority interests.$1,884,0002,133
Net charge-offs$1,587,0002,119
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,773,0602,137
2010-09-30 (YTD Data)Rank
Total interest income$13,616,0001,700
Total interest expense$3,673,0001,740
Net interest income$9,943,0001,694
Provision for loan and lease losses$1,866,0001,738
Total noninterest income$2,298,0001,522
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$608,0001,862
Trading account gains and fees$0165
Additional Noninterest Income$1,690,0001,240
Total noninterest expense$8,981,0001,641
Salaries and employee benefits$4,980,0001,489
Premises and equipment expense$811,0002,362
Additional noninterest expense$3,190,0001,669
Pre-tax net operating income$1,394,0002,519
Securities gains (losses)$129,0001,721
Applicable income taxes$154,0002,774
Income before extraordinary items$1,369,0002,322
Extraordinary gains, net$023
Net income$1,369,0002,319
Minority interest net income$0110
Net income of bank and minority interests.$1,369,0002,323
Net charge-offs$1,259,0001,949
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,252,9002,344
2010-06-30 (YTD Data)Rank
Total interest income$9,106,0001,717
Total interest expense$2,600,0001,723
Net interest income$6,506,0001,726
Provision for loan and lease losses$905,0002,044
Total noninterest income$1,466,0001,525
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$399,0001,890
Trading account gains and fees$0152
Additional Noninterest Income$1,067,0001,236
Total noninterest expense$5,876,0001,677
Salaries and employee benefits$3,236,0001,531
Premises and equipment expense$554,0002,327
Additional noninterest expense$2,086,0001,696
Pre-tax net operating income$1,191,0002,067
Securities gains (losses)$107,0001,376
Applicable income taxes$202,0002,116
Income before extraordinary items$1,096,0001,959
Extraordinary gains, net$019
Net income$1,096,0001,959
Minority interest net income$0105
Net income of bank and minority interests.$1,096,0001,959
Net charge-offs$644,0002,169
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,006,1202,035
2010-03-31 (YTD Data)Rank
Total interest income$4,538,0001,764
Total interest expense$1,385,0001,702
Net interest income$3,153,0001,795
Provision for loan and lease losses$575,0001,690
Total noninterest income$674,0001,640
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$194,0001,923
Trading account gains and fees$0175
Additional Noninterest Income$480,0001,337
Total noninterest expense$2,928,0001,706
Salaries and employee benefits$1,620,0001,541
Premises and equipment expense$288,0002,284
Additional noninterest expense$1,020,0001,721
Pre-tax net operating income$324,0003,235
Securities gains (losses)$80,000888
Applicable income taxes$22,0003,391
Income before extraordinary items$382,0002,630
Extraordinary gains, net$016
Net income$382,0002,627
Minority interest net income$091
Net income of bank and minority interests.$382,0002,630
Net charge-offs$310,0001,999
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$306,0002,983
2009-12-31 (YTD Data)Rank
Total interest income$19,852,0001,725
Total interest expense$7,044,0001,677
Net interest income$12,808,0001,742
Provision for loan and lease losses$5,180,0001,406
Total noninterest income$2,775,0001,707
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$846,0001,960
Trading account gains and fees$0211
Additional Noninterest Income$1,929,0001,409
Total noninterest expense$11,321,0001,804
Salaries and employee benefits$6,018,0001,650
Premises and equipment expense$1,086,0002,410
Additional noninterest expense$4,217,0001,773
Pre-tax net operating income$-918,0006,223
Securities gains (losses)$387,0001,040
Applicable income taxes$-692,0007,149
Income before extraordinary items$161,0004,946
Extraordinary gains, net$034
Net income$161,0004,948
Minority interest net income$0115
Net income of bank and minority interests.$161,0004,948
Net charge-offs$8,513,000773
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-86,6805,657
2009-09-30 (YTD Data)Rank
Total interest income$15,094,0001,720
Total interest expense$5,459,0001,699
Net interest income$9,635,0001,742
Provision for loan and lease losses$4,018,0001,227
Total noninterest income$2,047,0001,749
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$629,0001,978
Trading account gains and fees$0212
Additional Noninterest Income$1,418,0001,449
Total noninterest expense$8,407,0001,806
Salaries and employee benefits$4,527,0001,657
Premises and equipment expense$823,0002,415
Additional noninterest expense$3,057,0001,752
Pre-tax net operating income$-743,0006,502
Securities gains (losses)$386,000837
Applicable income taxes$-502,0007,345
Income before extraordinary items$145,0005,106
Extraordinary gains, net$027
Net income$145,0005,107
Minority interest net income$0118
Net income of bank and minority interests.$145,0005,107
Net charge-offs$7,541,000620
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-102,0405,951
2009-06-30 (YTD Data)Rank
Total interest income$10,085,0001,755
Total interest expense$3,718,0001,746
Net interest income$6,367,0001,755
Provision for loan and lease losses$505,0002,950
Total noninterest income$1,353,0001,775
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$508,0001,633
Trading account gains and fees$0193
Additional Noninterest Income$845,0001,578
Total noninterest expense$5,616,0001,824
Salaries and employee benefits$2,987,0001,715
Premises and equipment expense$564,0002,383
Additional noninterest expense$2,065,0001,761
Pre-tax net operating income$1,599,0001,433
Securities gains (losses)$336,000696
Applicable income taxes$405,0001,257
Income before extraordinary items$1,530,0001,230
Extraordinary gains, net$021
Net income$1,530,0001,228
Minority interest net income$0112
Net income of bank and minority interests.$1,530,0001,229
Net charge-offs$3,347,000778
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,264,5601,450
2009-03-31 (YTD Data)Rank
Total interest income$5,106,0001,762
Total interest expense$1,918,0001,762
Net interest income$3,188,0001,734
Provision for loan and lease losses$188,0002,946
Total noninterest income$619,0001,847
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$227,0001,771
Trading account gains and fees$0171
Additional Noninterest Income$392,0001,637
Total noninterest expense$2,658,0001,873
Salaries and employee benefits$1,483,0001,750
Premises and equipment expense$299,0002,305
Additional noninterest expense$876,0001,837
Pre-tax net operating income$961,0001,342
Securities gains (losses)$44,0001,356
Applicable income taxes$215,0001,374
Income before extraordinary items$790,0001,392
Extraordinary gains, net$015
Net income$790,0001,392
Minority interest net income$0102
Net income of bank and minority interests.$790,0001,394
Net charge-offs$3,082,000443
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$755,2401,365
2008-12-31 (YTD Data)Rank
Total interest income$21,849,0001,766
Total interest expense$9,494,0001,705
Net interest income$12,355,0001,803
Provision for loan and lease losses$7,750,000728
Total noninterest income$2,310,0001,924
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,111,0001,603
Trading account gains and fees$0154
Additional Noninterest Income$1,199,0001,878
Total noninterest expense$10,313,0001,875
Salaries and employee benefits$5,408,0001,874
Premises and equipment expense$1,060,0002,495
Additional noninterest expense$3,845,0001,617
Pre-tax net operating income$-3,398,0007,653
Securities gains (losses)$-64,0007,190
Applicable income taxes$-1,623,0007,866
Income before extraordinary items$-1,839,0007,327
Extraordinary gains, net$039
Net income$-1,839,0007,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,734,0001,066
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,798,0407,418
2008-09-30 (YTD Data)Rank
Total interest income$16,570,0001,787
Total interest expense$7,524,0001,678
Net interest income$9,046,0001,871
Provision for loan and lease losses$450,0002,889
Total noninterest income$1,722,0001,994
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$827,0001,627
Trading account gains and fees$0148
Additional Noninterest Income$895,0001,972
Total noninterest expense$7,115,0002,015
Salaries and employee benefits$3,983,0001,940
Premises and equipment expense$798,0002,501
Additional noninterest expense$2,334,0001,893
Pre-tax net operating income$3,203,0001,525
Securities gains (losses)$80,0001,107
Applicable income taxes$787,0001,383
Income before extraordinary items$2,496,0001,461
Extraordinary gains, net$031
Net income$2,496,0001,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0002,087
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,435,2001,578
2008-06-30 (YTD Data)Rank
Total interest income$11,166,0001,799
Total interest expense$5,222,0001,678
Net interest income$5,944,0001,891
Provision for loan and lease losses$300,0002,524
Total noninterest income$1,118,0002,063
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$526,0001,675
Trading account gains and fees$0149
Additional Noninterest Income$592,0002,014
Total noninterest expense$4,723,0002,031
Salaries and employee benefits$2,667,0001,946
Premises and equipment expense$552,0002,417
Additional noninterest expense$1,504,0001,919
Pre-tax net operating income$2,039,0001,669
Securities gains (losses)$69,0001,213
Applicable income taxes$494,0001,622
Income before extraordinary items$1,614,0001,680
Extraordinary gains, net$021
Net income$1,614,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,833
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,560,8701,709
2008-03-31 (YTD Data)Rank
Total interest income$5,765,0001,778
Total interest expense$2,793,0001,683
Net interest income$2,972,0001,878
Provision for loan and lease losses$150,0002,123
Total noninterest income$576,0002,027
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$259,0001,670
Trading account gains and fees$0158
Additional Noninterest Income$317,0001,906
Total noninterest expense$2,330,0002,051
Salaries and employee benefits$1,326,0001,985
Premises and equipment expense$280,0002,408
Additional noninterest expense$724,0001,942
Pre-tax net operating income$1,068,0001,681
Securities gains (losses)$13,0001,848
Applicable income taxes$252,0001,677
Income before extraordinary items$829,0001,762
Extraordinary gains, net$015
Net income$829,0001,764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,341
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$818,9901,713
2007-12-31 (YTD Data)Rank
Total interest income$23,121,0001,831
Total interest expense$11,543,0001,731
Net interest income$11,578,0001,963
Provision for loan and lease losses$763,0001,726
Total noninterest income$7,144,000814
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$955,0001,845
Trading account gains and fees$0178
Additional Noninterest Income$6,189,000575
Total noninterest expense$9,984,0001,854
Salaries and employee benefits$5,362,0001,886
Premises and equipment expense$1,017,0002,533
Additional noninterest expense$3,605,0001,536
Pre-tax net operating income$7,975,0001,049
Securities gains (losses)$2,0001,832
Applicable income taxes$507,0002,722
Income before extraordinary items$7,470,000863
Extraordinary gains, net$039
Net income$7,470,000861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$632,0001,427
Cash dividends$6,750,000578
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,468,120850
2007-09-30 (YTD Data)Rank
Total interest income$17,080,0001,863
Total interest expense$8,603,0001,742
Net interest income$8,477,0002,020
Provision for loan and lease losses$280,0002,407
Total noninterest income$1,883,0001,873
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$681,0001,905
Trading account gains and fees$0184
Additional Noninterest Income$1,202,0001,598
Total noninterest expense$7,097,0001,934
Salaries and employee benefits$3,920,0001,921
Premises and equipment expense$763,0002,522
Additional noninterest expense$2,414,0001,685
Pre-tax net operating income$2,983,0002,117
Securities gains (losses)$01,655
Applicable income taxes$528,0002,464
Income before extraordinary items$2,455,0002,033
Extraordinary gains, net$033
Net income$2,455,0002,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,646
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,455,0002,023
2007-06-30 (YTD Data)Rank
Total interest income$11,208,0001,908
Total interest expense$5,633,0001,772
Net interest income$5,575,0002,086
Provision for loan and lease losses$130,0002,852
Total noninterest income$1,331,0001,816
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$447,0001,926
Trading account gains and fees$0168
Additional Noninterest Income$884,0001,523
Total noninterest expense$4,647,0001,987
Salaries and employee benefits$2,538,0002,007
Premises and equipment expense$496,0002,605
Additional noninterest expense$1,613,0001,688
Pre-tax net operating income$2,129,0002,053
Securities gains (losses)$01,444
Applicable income taxes$360,0002,517
Income before extraordinary items$1,769,0001,945
Extraordinary gains, net$029
Net income$1,769,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0001,803
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,769,0001,926
2007-03-31 (YTD Data)Rank
Total interest income$5,467,0001,947
Total interest expense$2,773,0001,784
Net interest income$2,694,0002,149
Provision for loan and lease losses$50,0003,068
Total noninterest income$825,0001,528
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$212,0001,963
Trading account gains and fees$0195
Additional Noninterest Income$613,0001,181
Total noninterest expense$2,332,0001,978
Salaries and employee benefits$1,251,0002,058
Premises and equipment expense$245,0002,636
Additional noninterest expense$836,0001,596
Pre-tax net operating income$1,137,0001,955
Securities gains (losses)$01,187
Applicable income taxes$145,0002,778
Income before extraordinary items$992,0001,723
Extraordinary gains, net$022
Net income$992,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,364
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$992,0001,710
2006-12-31 (YTD Data)Rank
Total interest income$21,149,0001,897
Total interest expense$9,971,0001,686
Net interest income$11,178,0002,077
Provision for loan and lease losses$385,0002,344
Total noninterest income$2,164,0002,107
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,016,0001,727
Trading account gains and fees$0130
Additional Noninterest Income$1,148,0002,029
Total noninterest expense$8,815,0001,999
Salaries and employee benefits$4,961,0001,963
Premises and equipment expense$921,0002,668
Additional noninterest expense$2,933,0001,798
Pre-tax net operating income$4,142,0002,203
Securities gains (losses)$7,0001,177
Applicable income taxes$882,0002,350
Income before extraordinary items$3,267,0002,125
Extraordinary gains, net$051
Net income$3,267,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,710
Cash dividends$2,000,0001,524
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,261,4702,115
2006-09-30 (YTD Data)Rank
Total interest income$15,578,0001,917
Total interest expense$7,182,0001,701
Net interest income$8,396,0002,089
Provision for loan and lease losses$385,0001,751
Total noninterest income$1,625,0002,109
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$781,0001,694
Trading account gains and fees$0126
Additional Noninterest Income$844,0002,054
Total noninterest expense$6,639,0001,987
Salaries and employee benefits$3,769,0001,933
Premises and equipment expense$698,0002,647
Additional noninterest expense$2,172,0001,784
Pre-tax net operating income$2,997,0002,327
Securities gains (losses)$2,0001,183
Applicable income taxes$634,0002,511
Income before extraordinary items$2,365,0002,249
Extraordinary gains, net$045
Net income$2,365,0002,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,202
Cash dividends$1,000,0001,917
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,363,4202,239
2006-06-30 (YTD Data)Rank
Total interest income$10,029,0001,937
Total interest expense$4,449,0001,739
Net interest income$5,580,0002,094
Provision for loan and lease losses$235,0001,870
Total noninterest income$1,043,0002,155
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$501,0001,737
Trading account gains and fees$0126
Additional Noninterest Income$542,0002,111
Total noninterest expense$4,431,0001,991
Salaries and employee benefits$2,520,0001,932
Premises and equipment expense$467,0002,628
Additional noninterest expense$1,444,0001,810
Pre-tax net operating income$1,957,0002,348
Securities gains (losses)$2,000970
Applicable income taxes$416,0002,559
Income before extraordinary items$1,543,0002,289
Extraordinary gains, net$039
Net income$1,543,0002,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,092
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,541,4202,276
2006-03-31 (YTD Data)Rank
Total interest income$4,852,0001,961
Total interest expense$2,057,0001,778
Net interest income$2,795,0002,079
Provision for loan and lease losses$125,0001,687
Total noninterest income$479,0002,245
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$231,0001,814
Trading account gains and fees$0115
Additional Noninterest Income$248,0002,202
Total noninterest expense$2,169,0002,035
Salaries and employee benefits$1,234,0001,983
Premises and equipment expense$234,0002,626
Additional noninterest expense$701,0001,861
Pre-tax net operating income$980,0002,312
Securities gains (losses)$2,000793
Applicable income taxes$211,0002,537
Income before extraordinary items$771,0002,267
Extraordinary gains, net$021
Net income$771,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,533
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$769,4202,254
2005-12-31 (YTD Data)Rank
Total interest income$17,602,0001,909
Total interest expense$6,561,0001,736
Net interest income$11,041,0002,005
Provision for loan and lease losses$475,0001,987
Total noninterest income$2,328,0001,982
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,012,0001,714
Trading account gains and fees$0138
Additional Noninterest Income$1,316,0001,832
Total noninterest expense$8,474,0001,975
Salaries and employee benefits$4,842,0001,915
Premises and equipment expense$912,0002,567
Additional noninterest expense$2,720,0001,859
Pre-tax net operating income$4,420,0002,060
Securities gains (losses)$-19,0007,795
Applicable income taxes$1,016,0002,242
Income before extraordinary items$3,385,0002,027
Extraordinary gains, net$046
Net income$3,385,0002,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,341
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,399,6301,990
2005-09-30 (YTD Data)Rank
Total interest income$12,830,0001,909
Total interest expense$4,630,0001,740
Net interest income$8,200,0002,016
Provision for loan and lease losses$340,0001,992
Total noninterest income$1,714,0002,004
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$746,0001,725
Trading account gains and fees$0126
Additional Noninterest Income$968,0001,864
Total noninterest expense$6,423,0001,941
Salaries and employee benefits$3,661,0001,882
Premises and equipment expense$690,0002,543
Additional noninterest expense$2,072,0001,804
Pre-tax net operating income$3,151,0002,152
Securities gains (losses)$13,0001,390
Applicable income taxes$725,0002,343
Income before extraordinary items$2,439,0002,111
Extraordinary gains, net$035
Net income$2,439,0002,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0001,171
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,428,9902,080
2005-06-30 (YTD Data)Rank
Total interest income$8,281,0001,922
Total interest expense$2,881,0001,758
Net interest income$5,400,0002,012
Provision for loan and lease losses$205,0002,129
Total noninterest income$1,130,0001,998
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$485,0001,730
Trading account gains and fees$0116
Additional Noninterest Income$645,0001,835
Total noninterest expense$4,275,0001,940
Salaries and employee benefits$2,437,0001,871
Premises and equipment expense$461,0002,518
Additional noninterest expense$1,377,0001,790
Pre-tax net operating income$2,050,0002,147
Securities gains (losses)$13,0001,257
Applicable income taxes$471,0002,352
Income before extraordinary items$1,592,0002,126
Extraordinary gains, net$030
Net income$1,592,0002,125
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,027
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,581,9902,100
2005-03-31 (YTD Data)Rank
Total interest income$4,016,0001,929
Total interest expense$1,335,0001,787
Net interest income$2,681,0002,010
Provision for loan and lease losses$70,0002,663
Total noninterest income$551,0001,995
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$216,0001,880
Trading account gains and fees$0115
Additional Noninterest Income$335,0001,755
Total noninterest expense$2,166,0001,914
Salaries and employee benefits$1,210,0001,896
Premises and equipment expense$252,0002,341
Additional noninterest expense$704,0001,760
Pre-tax net operating income$996,0002,173
Securities gains (losses)$10,0001,006
Applicable income taxes$234,0002,357
Income before extraordinary items$772,0002,146
Extraordinary gains, net$024
Net income$772,0002,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0001,912
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$764,3002,133
2004-12-31 (YTD Data)Rank
Total interest income$15,121,0001,890
Total interest expense$4,708,0001,734
Net interest income$10,413,0001,953
Provision for loan and lease losses$649,0001,551
Total noninterest income$1,976,0002,216
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$854,0002,014
Trading account gains and fees$0138
Additional Noninterest Income$1,122,0002,000
Total noninterest expense$8,149,0001,969
Salaries and employee benefits$4,580,0001,910
Premises and equipment expense$982,0002,329
Additional noninterest expense$2,587,0001,880
Pre-tax net operating income$3,591,0002,230
Securities gains (losses)$434,000496
Applicable income taxes$935,0002,271
Income before extraordinary items$3,090,0002,026
Extraordinary gains, net$034
Net income$3,090,0002,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,0001,051
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,755,8202,181
2004-09-30 (YTD Data)Rank
Total interest income$11,206,0001,892
Total interest expense$3,452,0001,740
Net interest income$7,754,0001,942
Provision for loan and lease losses$484,0001,489
Total noninterest income$1,497,0002,214
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$626,0002,080
Trading account gains and fees$0134
Additional Noninterest Income$871,0001,964
Total noninterest expense$6,123,0001,960
Salaries and employee benefits$3,455,0001,894
Premises and equipment expense$734,0002,334
Additional noninterest expense$1,934,0001,852
Pre-tax net operating income$2,644,0002,280
Securities gains (losses)$224,000720
Applicable income taxes$644,0002,456
Income before extraordinary items$2,224,0002,102
Extraordinary gains, net$026
Net income$2,224,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$574,000851
Cash dividends$1,000,0001,702
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,049,2802,213
2004-06-30 (YTD Data)Rank
Total interest income$7,386,0001,895
Total interest expense$2,255,0001,764
Net interest income$5,131,0001,939
Provision for loan and lease losses$349,0001,387
Total noninterest income$935,0002,307
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$397,0002,157
Trading account gains and fees$0130
Additional Noninterest Income$538,0002,075
Total noninterest expense$4,087,0001,960
Salaries and employee benefits$2,294,0001,893
Premises and equipment expense$484,0002,353
Additional noninterest expense$1,309,0001,827
Pre-tax net operating income$1,630,0002,412
Securities gains (losses)$200,000652
Applicable income taxes$396,0002,586
Income before extraordinary items$1,434,0002,151
Extraordinary gains, net$021
Net income$1,434,0002,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$511,000692
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,278,0002,321
2004-03-31 (YTD Data)Rank
Total interest income$3,663,0001,916
Total interest expense$1,106,0001,813
Net interest income$2,557,0001,952
Provision for loan and lease losses$190,0001,202
Total noninterest income$459,0002,299
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$183,0002,254
Trading account gains and fees$0121
Additional Noninterest Income$276,0001,984
Total noninterest expense$2,056,0001,953
Salaries and employee benefits$1,149,0001,908
Premises and equipment expense$247,0002,338
Additional noninterest expense$660,0001,803
Pre-tax net operating income$770,0002,502
Securities gains (losses)$177,000560
Applicable income taxes$205,0002,536
Income before extraordinary items$742,0002,065
Extraordinary gains, net$016
Net income$742,0002,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,000642
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$603,9402,404
2003-12-31 (YTD Data)Rank
Total interest income$14,993,0001,884
Total interest expense$4,817,0001,860
Net interest income$10,176,0001,915
Provision for loan and lease losses$2,050,000637
Total noninterest income$2,576,0001,903
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$754,0002,223
Trading account gains and fees$0160
Additional Noninterest Income$1,822,0001,569
Total noninterest expense$8,119,0001,962
Salaries and employee benefits$4,575,0001,882
Premises and equipment expense$923,0002,428
Additional noninterest expense$2,621,0001,835
Pre-tax net operating income$2,583,0002,819
Securities gains (losses)$1,091,000447
Applicable income taxes$733,0002,695
Income before extraordinary items$2,941,0002,072
Extraordinary gains, net$054
Net income$2,941,0002,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,012,000553
Cash dividends$1,346,0001,891
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,068,2002,657
2003-09-30 (YTD Data)Rank
Total interest income$11,246,0001,925
Total interest expense$3,691,0001,893
Net interest income$7,555,0001,942
Provision for loan and lease losses$884,0001,006
Total noninterest income$2,009,0001,892
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$555,0002,270
Trading account gains and fees$0153
Additional Noninterest Income$1,454,0001,567
Total noninterest expense$6,117,0001,952
Salaries and employee benefits$3,458,0001,870
Premises and equipment expense$686,0002,468
Additional noninterest expense$1,973,0001,828
Pre-tax net operating income$2,563,0002,332
Securities gains (losses)$787,000513
Applicable income taxes$743,0002,305
Income before extraordinary items$2,607,0001,847
Extraordinary gains, net$040
Net income$2,607,0001,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$607,0001,006
Cash dividends$1,000,0001,726
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,993,1402,229
2003-06-30 (YTD Data)Rank
Total interest income$7,578,0001,917
Total interest expense$2,557,0001,883
Net interest income$5,021,0001,945
Provision for loan and lease losses$514,0001,119
Total noninterest income$1,409,0001,809
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$361,0002,286
Trading account gains and fees$0150
Additional Noninterest Income$1,048,0001,466
Total noninterest expense$4,083,0001,934
Salaries and employee benefits$2,281,0001,881
Premises and equipment expense$444,0002,522
Additional noninterest expense$1,358,0001,769
Pre-tax net operating income$1,833,0002,197
Securities gains (losses)$375,000698
Applicable income taxes$488,0002,353
Income before extraordinary items$1,720,0001,869
Extraordinary gains, net$030
Net income$1,720,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,000801
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,427,5002,085
2003-03-31 (YTD Data)Rank
Total interest income$3,795,0001,932
Total interest expense$1,316,0001,869
Net interest income$2,479,0001,972
Provision for loan and lease losses$399,000737
Total noninterest income$651,0001,878
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$173,0002,299
Trading account gains and fees$0134
Additional Noninterest Income$478,0001,529
Total noninterest expense$1,979,0001,977
Salaries and employee benefits$1,106,0001,924
Premises and equipment expense$215,0002,597
Additional noninterest expense$658,0001,788
Pre-tax net operating income$752,0002,596
Securities gains (losses)$324,000488
Applicable income taxes$230,0002,456
Income before extraordinary items$846,0001,870
Extraordinary gains, net$021
Net income$846,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$541,000469
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$590,0402,445
2002-12-31 (YTD Data)Rank
Total interest income$16,441,0001,875
Total interest expense$6,474,0001,760
Net interest income$9,967,0001,947
Provision for loan and lease losses$711,0001,803
Total noninterest income$1,665,0002,441
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$587,0002,608
Trading account gains and fees$0153
Additional Noninterest Income$1,078,0002,070
Total noninterest expense$7,093,0002,118
Salaries and employee benefits$3,727,0002,145
Premises and equipment expense$880,0002,459
Additional noninterest expense$2,486,0001,865
Pre-tax net operating income$3,828,0002,057
Securities gains (losses)$546,000626
Applicable income taxes$952,0002,293
Income before extraordinary items$3,422,0001,749
Extraordinary gains, net$070
Net income$3,422,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$558,0001,531
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,996,1201,941
2001-12-31 (YTD Data)Rank
Total interest income$17,815,0001,923
Total interest expense$9,080,0001,786
Net interest income$8,735,0002,044
Provision for loan and lease losses$385,0002,702
Total noninterest income$1,231,0002,882
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$592,0002,462
Trading account gains and fees$0177
Additional Noninterest Income$639,0002,723
Total noninterest expense$6,206,0002,299
Salaries and employee benefits$3,220,0002,329
Premises and equipment expense$784,0002,686
Additional noninterest expense$2,202,0002,047
Pre-tax net operating income$3,375,0002,035
Securities gains (losses)$121,0001,598
Applicable income taxes$679,0002,726
Income before extraordinary items$2,817,0001,869
Extraordinary gains, net$0105
Net income$2,817,0001,872
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$351,0002,005
Cash dividends$1,000,0002,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,718,9901,854
2000-12-31 (YTD Data)Rank
Total interest income$16,844,0002,092
Total interest expense$8,583,0002,008
Net interest income$8,261,0002,143
Provision for loan and lease losses$399,0002,288
Total noninterest income$1,028,0003,065
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$552,0002,460
Trading account gains and fees$0180
Additional Noninterest Income$476,0003,030
Total noninterest expense$6,122,0002,239
Salaries and employee benefits$3,148,0002,264
Premises and equipment expense$782,0002,632
Additional noninterest expense$2,192,0001,987
Pre-tax net operating income$2,768,0002,549
Securities gains (losses)$-28,0008,903
Applicable income taxes$446,0003,756
Income before extraordinary items$2,294,0002,253
Extraordinary gains, net$038
Net income$2,294,0002,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$288,0001,875
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,317,5202,233
1999-12-31 (YTD Data)Rank
Total interest income$15,596,0002,089
Total interest expense$7,485,0001,990
Net interest income$8,111,0002,163
Provision for loan and lease losses$1,125,000886
Total noninterest income$842,0003,502
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$443,0002,931
Trading account gains and fees$0173
Additional Noninterest Income$399,0003,431
Total noninterest expense$5,380,0002,514
Salaries and employee benefits$2,836,0002,473
Premises and equipment expense$667,0002,983
Additional noninterest expense$1,877,0002,329
Pre-tax net operating income$2,448,0002,840
Securities gains (losses)$7,0001,949
Applicable income taxes$325,0004,634
Income before extraordinary items$2,130,0002,442
Extraordinary gains, net$035
Net income$2,130,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,166
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,123,9102,406
1998-12-31 (YTD Data)Rank
Total interest income$14,923,0002,188
Total interest expense$7,461,0002,040
Net interest income$7,462,0002,292
Provision for loan and lease losses$525,0001,654
Total noninterest income$895,0003,335
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$383,0003,251
Trading account gains and fees$0224
Additional Noninterest Income$512,0002,938
Total noninterest expense$4,845,0002,704
Salaries and employee benefits$2,561,0002,643
Premises and equipment expense$578,0003,279
Additional noninterest expense$1,706,0002,444
Pre-tax net operating income$2,987,0002,389
Securities gains (losses)$30,0002,123
Applicable income taxes$694,0003,050
Income before extraordinary items$2,323,0002,237
Extraordinary gains, net$032
Net income$2,323,0002,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0002,243
Cash dividends$1,000,0002,191
Sale, conversion, retirement of capital stock, net$-100,00010,336
Net operating income$2,299,9002,192
1997-12-31 (YTD Data)Rank
Total interest income$13,854,0002,361
Total interest expense$7,177,0002,108
Net interest income$6,677,0002,601
Provision for loan and lease losses$330,0002,419
Total noninterest income$719,0003,904
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$345,0003,658
Trading account gains and fees$0239
Additional Noninterest Income$374,0003,436
Total noninterest expense$4,179,0003,052
Salaries and employee benefits$2,191,0003,026
Premises and equipment expense$466,0003,932
Additional noninterest expense$1,522,0002,698
Pre-tax net operating income$2,887,0002,569
Securities gains (losses)$-141,00010,809
Applicable income taxes$642,0003,485
Income before extraordinary items$2,104,0002,471
Extraordinary gains, net$044
Net income$2,104,0002,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,318
Cash dividends$2,072,0001,260
Sale, conversion, retirement of capital stock, net$-85,00010,771
Net operating income$2,212,5702,301
1996-12-31 (YTD Data)Rank
Total interest income$11,893,0002,771
Total interest expense$6,103,0002,514
Net interest income$5,790,0003,058
Provision for loan and lease losses$195,0003,475
Total noninterest income$610,0004,528
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$324,0003,985
Trading account gains and fees$0262
Additional Noninterest Income$286,0004,193
Total noninterest expense$3,625,0003,661
Salaries and employee benefits$1,938,0003,433
Premises and equipment expense$463,0004,025
Additional noninterest expense$1,224,0003,720
Pre-tax net operating income$2,580,0002,702
Securities gains (losses)$29,0001,716
Applicable income taxes$653,0003,350
Income before extraordinary items$1,956,0002,504
Extraordinary gains, net$053
Net income$1,956,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,846
Cash dividends$52,0007,476
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,934,2502,482
1995-12-31 (YTD Data)Rank
Total interest income$10,514,0003,151
Total interest expense$5,249,0002,906
Net interest income$5,265,0003,367
Provision for loan and lease losses$170,0003,392
Total noninterest income$491,0005,254
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$297,0004,328
Trading account gains and fees$0522
Additional Noninterest Income$194,0005,217
Total noninterest expense$3,127,0004,126
Salaries and employee benefits$1,561,0004,142
Premises and equipment expense$333,0005,214
Additional noninterest expense$1,233,0003,660
Pre-tax net operating income$2,459,0002,897
Securities gains (losses)$9,0002,462
Applicable income taxes$582,0003,736
Income before extraordinary items$1,886,0002,634
Extraordinary gains, net$065
Net income$1,886,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,672
Cash dividends$94,0006,953
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,879,1602,614
1994-12-31 (YTD Data)Rank
Total interest income$8,400,0003,571
Total interest expense$3,716,0003,280
Net interest income$4,684,0003,784
Provision for loan and lease losses$120,0004,039
Total noninterest income$404,0006,120
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$236,0005,255
Trading account gains and fees$0475
Additional Noninterest Income$168,0005,850
Total noninterest expense$2,934,0004,502
Salaries and employee benefits$1,403,0004,553
Premises and equipment expense$293,0005,821
Additional noninterest expense$1,238,0003,947
Pre-tax net operating income$2,034,0003,374
Securities gains (losses)$48,0001,174
Applicable income taxes$457,0004,336
Income before extraordinary items$1,625,0002,964
Extraordinary gains, net$0249
Net income$1,625,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,446
Cash dividends$14,0008,708
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,587,5603,042
1993-12-31 (YTD Data)Rank
Total interest income$7,818,0003,889
Total interest expense$3,505,0003,583
Net interest income$4,313,0004,115
Provision for loan and lease losses$340,0002,760
Total noninterest income$396,0006,520
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$194,0006,072
Trading account gains and fees$0532
Additional Noninterest Income$202,0005,647
Total noninterest expense$2,890,0004,666
Salaries and employee benefits$1,304,0004,862
Premises and equipment expense$311,0005,674
Additional noninterest expense$1,275,0003,986
Pre-tax net operating income$1,479,0004,378
Securities gains (losses)$64,0003,088
Applicable income taxes$310,0005,948
Income before extraordinary items$1,233,0003,913
Extraordinary gains, net$170,0001,129
Net income$1,403,0003,549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0002,377
Cash dividends$14,0008,821
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,181,8003,876
1992-12-31 (YTD Data)Rank
Total interest income$7,993,0004,294
Total interest expense$4,125,0003,963
Net interest income$3,868,0004,588
Provision for loan and lease losses$975,0001,873
Total noninterest income$364,0006,918
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,757
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,673
Total noninterest expense$2,375,0005,536
Salaries and employee benefits$1,157,0005,347
Premises and equipment expense$289,0006,140
Additional noninterest expense$929,0005,378
Pre-tax net operating income$882,0006,192
Securities gains (losses)$56,0003,937
Applicable income taxes$159,0008,397
Income before extraordinary items$779,0005,472
Extraordinary gains, net$01,422
Net income$779,0005,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$776,0001,847
Cash dividends$14,0008,631
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$732,5205,392

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.