Home > The Old Fort Banking Company > Net charge- offs to loans
The Old Fort Banking Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0090% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2430% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2430% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3981% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3981% | 227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 1,821 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6161% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6161% | 233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0900% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0900% | 125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0054% | 2,232 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 3,885 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 4,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1741% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1741% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 1,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 3,850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 4,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 3,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0507% | 4,506 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4421% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4421% | 150 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 4,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0774% | 3,375 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2414% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2414% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 1,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 3,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 3,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9235% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9235% | 218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 2,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 3,155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 3,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8538% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8538% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 3,221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 3,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1196% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1196% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,829 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 3,301 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0881% | 4,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0881% | 3,983 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 3,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 3,975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 3,423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6778% | 4,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6778% | 4,570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 1,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0148% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2843% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2843% | 411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,779 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3773% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3773% | 355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 4,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 4,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3869% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3869% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0053% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 4,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5700% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5700% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 3,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4227% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4227% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 4,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,468 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 4,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1474% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1474% | 592 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 2,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4123% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4123% | 218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0183% | 4,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3789% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3789% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1330% | 5,206 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1727% | 5,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3322% | 5,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0199% | 3,634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7884% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7884% | 958 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1826% | 5,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2323% | 5,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4454% | 5,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0536% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 3,700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6781% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6781% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0939% | 5,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1210% | 5,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2748% | 5,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4505% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4505% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1143% | 5,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1421% | 5,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2473% | 5,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0386% | 3,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1984% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1984% | 1,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0974% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1246% | 5,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2650% | 5,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0481% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 4,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3893% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4380% | 1,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1182% | 5,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1534% | 5,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3373% | 5,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0582% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1526% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5526% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6174% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2043% | 5,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2576% | 5,607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4564% | 5,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1181% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4391% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5367% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 2,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0506% | 5,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2413% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2903% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2903% | 1,689 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3069% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3749% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5942% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0594% | 4,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1296% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1512% | 2,834 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4258% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5253% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8260% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0393% | 4,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1492% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 4,183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0838% | 5,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0557% | 5,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6059% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7493% | 126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1912% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0979% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0492% | 4,137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1613% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 4,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1653% | 5,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1239% | 5,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4964% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6082% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0190% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 5,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0597% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 5,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 4,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0810% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0810% | 2,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 2,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1742% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0283% | 5,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 931 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0420% | 5,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8357% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5850% | 1,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2513% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 5,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0137% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 5,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 4,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3488% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7559% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2244% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2188% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4038% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0476% | 5,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0410% | 4,308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 5,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5197% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3200% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0368% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0509% | 5,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0537% | 5,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0661% | 5,831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0412% | 4,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0763% | 5,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 1,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1559% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0780% | 5,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2556% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4531% | 717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2306% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0954% | 6,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 2,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4641% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9838% | 335 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1525% | 2,957 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1205% | 2,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1210% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2147% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 3,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3241% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1317% | 6,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0290% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6339% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1161% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2640% | 2,224 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1533% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1673% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3497% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0925% | 6,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5886% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3740% | 6,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0739% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2322% | 2,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7881% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0963% | 2,748 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 6,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3184% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2988% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0806% | 6,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4052% | 1,646 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5385% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1262% | 2,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1104% | 6,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1501% | 6,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4777% | 6,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3625% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3883% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3521% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0659% | 5,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5631% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8607% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5006% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1695% | 6,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2240% | 6,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5506% | 6,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2485% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1384% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2922% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1303% | 5,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8118% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0718% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7592% | 1,252 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0352% | 6,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0559% | 6,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4539% | 6,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5962% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3585% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6894% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1913% | 5,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0487% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2024% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0186% | 913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1225% | 6,526 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1358% | 6,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8203% | 6,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9414% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3924% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1584% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3697% | 6,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1242% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5380% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2315% | 760 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1574% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 3,961 |
| Percentage Net Loans Charged-off:Construction & development | 0.5375% | 1,762 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2256% | 6,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5801% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2243% | 1,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7212% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3829% | 2,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8177% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0714% | 3,969 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1827% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.7593% | 1,504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2680% | 6,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6144% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0613% | 1,476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8353% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5259% | 1,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4005% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4345% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1049% | 3,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2274% | 2,777 |
| Percentage Net Loans Charged-off:Construction & development | 1.2074% | 1,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1212% | 2,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2807% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0927% | 1,236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3557% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 5,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3301% | 2,498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6046% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1507% | 2,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 2,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3097% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2240% | 1,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5600% | 1,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2080% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7004% | 1,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 5,342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2221% | 6,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2649% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2884% | 6,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0201% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2039% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.5437% | 6,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2832% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5513% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5363% | 1,192 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9441% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3278% | 3,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3047% | 3,512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0496% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2036% | 3,722 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6250% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8447% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.6968% | 6,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6572% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5675% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7489% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8808% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3843% | 6,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0667% | 4,339 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4229% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0656% | 6,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4714% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5943% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5982% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7744% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0733% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 3,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9354% | 655 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0794% | 6,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4702% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5816% | 1,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8988% | 835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1026% | 2,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0240% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1389% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8836% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0202% | 5,915 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5969% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5427% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.6507% | 2,733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7418% | 1,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2394% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0751% | 1,834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2863% | 2,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9987% | 2,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4937% | 3,430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3954% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6227% | 2,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6513% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.8212% | 2,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8986% | 1,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2816% | 2,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1021% | 1,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3303% | 2,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5947% | 2,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4251% | 3,393 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5116% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4704% | 3,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5454% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.5064% | 2,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8828% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 3,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0717% | 1,344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 3,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 3,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4662% | 3,030 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2305% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4475% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5120% | 2,022 |
| Percentage Net Loans Charged-off:Construction & development | 1.0164% | 1,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8924% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2466% | 7,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3077% | 7,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3627% | 2,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0324% | 3,856 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2407% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8820% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3833% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 4.3093% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5081% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4635% | 2,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8300% | 962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3879% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2082% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8861% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6282% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3692% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8053% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 3.8125% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2291% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6443% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1213% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5487% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6133% | 279 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7143% | 3,120 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4043% | 682 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2215% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9338% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 5.3742% | 785 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4339% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7338% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3385% | 969 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8099% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2108% | 547 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 3,508 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6342% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1174% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7388% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 11.8569% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7191% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2380% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0380% | 5,856 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4657% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1569% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5353% | 2,876 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2606% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9332% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9264% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1576% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8868% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2371% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8258% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9912% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9674% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8338% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2047% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1469% | 2,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 7,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3965% | 1,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6275% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3557% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 7,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7635% | 2,416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2949% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 2,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 7,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2522% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6297% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1842% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1822% | 2,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8366% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7486% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 1,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2642% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3135% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3941% | 1,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9138% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8941% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2329% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 2,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1232% | 1,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0442% | 2,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5377% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5789% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7449% | 1,003 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 2,149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 1,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1705% | 2,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5743% | 2,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6161% | 945 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 7,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 7,795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 6,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5218% | 2,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4625% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 7,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 7,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0198% | 7,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 6,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6188% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1474% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 7,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0435% | 8,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 2,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0358% | 2,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2750% | 4,024 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8002% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0291% | 6,984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 2,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 6,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2365% | 3,782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0117% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0380% | 7,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 3,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0096% | 6,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2171% | 3,571 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5766% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 2,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2638% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4602% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1284% | 7,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1760% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3787% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4494% | 3,803 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2809% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0327% | 7,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1869% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5837% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3507% | 3,811 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8897% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0436% | 7,146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0385% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0408% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6865% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3860% | 3,305 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6172% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 2,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 7,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 8,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2581% | 3,346 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3430% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3121% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0101% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6210% | 3,288 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1098% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1627% | 7,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3594% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4166% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5319% | 3,301 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0729% | 626 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1667% | 7,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4864% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1286% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5525% | 3,046 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2019% | 609 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1228% | 7,431 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5475% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4446% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5805% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0413% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0529% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2813% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5572% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 8,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 8,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0825% | 416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5740% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6927% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1913% | 7,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4301% | 1,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 8,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 8,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7842% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6462% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6974% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1775% | 7,685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5981% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 8,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 8,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7044% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5394% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5689% | 877 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2198% | 7,722 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2096% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 8,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 8,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 8,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6927% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7742% | 2,433 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2341% | 861 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1180% | 7,593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 2,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5196% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3359% | 5,195 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5680% | 1,441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9828% | 8,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2110% | 3,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.8717% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 2,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8459% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 5,272 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7394% | 1,379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3308% | 8,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 5,418 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 5,740 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 5,264 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 3,361 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4453% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1364% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |