Home > The Olathe Bank > Income and Expense
The Olathe Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 4,658 |
| Total interest expense | $2,904,000 | 4,933 |
| Net interest income | $3,959,000 | 4,364 |
| Provision for loan and lease losses | $434,000 | 1,955 |
| Total noninterest income | $1,472,000 | 2,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $751,000 | 1,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $721,000 | 2,250 |
| Total noninterest expense | $3,643,000 | 3,641 |
| Salaries and employee benefits | $1,405,000 | 4,575 |
| Premises and equipment expense | $645,000 | 2,993 |
| Additional noninterest expense | $1,593,000 | 2,980 |
| Pre-tax net operating income | $1,354,000 | 4,699 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $531,000 | 3,959 |
| Income before extraordinary items | $823,000 | 5,206 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $823,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,299 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $823,000 | 5,140 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 5,341 |
| Total interest expense | $2,552,000 | 5,470 |
| Net interest income | $3,256,000 | 5,164 |
| Provision for loan and lease losses | $138,000 | 3,809 |
| Total noninterest income | $1,164,000 | 2,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $476,000 | 2,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,316 |
| Total noninterest expense | $3,095,000 | 4,174 |
| Salaries and employee benefits | $1,355,000 | 4,696 |
| Premises and equipment expense | $501,000 | 3,754 |
| Additional noninterest expense | $1,239,000 | 3,645 |
| Pre-tax net operating income | $1,187,000 | 5,282 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $506,000 | 4,161 |
| Income before extraordinary items | $681,000 | 6,112 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $681,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 11,454 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 803 |
| Net operating income | $681,000 | 6,084 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 6,740 |
| Total interest expense | $1,408,000 | 7,184 |
| Net interest income | $2,561,000 | 6,344 |
| Provision for loan and lease losses | $37,000 | 6,726 |
| Total noninterest income | $1,120,000 | 2,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $738,000 | 2,251 |
| Total noninterest expense | $2,840,000 | 4,626 |
| Salaries and employee benefits | $1,303,000 | 4,866 |
| Premises and equipment expense | $421,000 | 4,395 |
| Additional noninterest expense | $1,116,000 | 4,311 |
| Pre-tax net operating income | $804,000 | 6,848 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $720,000 | 5,798 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $720,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $728,190 | 5,821 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 7,760 |
| Total interest expense | $1,330,000 | 7,774 |
| Net interest income | $2,017,000 | 7,622 |
| Provision for loan and lease losses | $449,000 | 2,276 |
| Total noninterest income | $1,374,000 | 2,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,006,000 | 2,027 |
| Total noninterest expense | $2,517,000 | 5,252 |
| Salaries and employee benefits | $1,130,000 | 5,509 |
| Premises and equipment expense | $378,000 | 4,937 |
| Additional noninterest expense | $1,009,000 | 4,885 |
| Pre-tax net operating income | $425,000 | 9,214 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $425,000 | 8,184 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $425,000 | 8,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,789 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $425,000 | 7,912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 8,480 |
| Total interest expense | $1,471,000 | 8,599 |
| Net interest income | $1,822,000 | 8,280 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $536,000 | 5,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $2,033,000 | 6,292 |
| Salaries and employee benefits | $782,000 | 7,381 |
| Premises and equipment expense | $337,000 | 5,508 |
| Additional noninterest expense | $914,000 | 5,447 |
| Pre-tax net operating income | $230,000 | 10,788 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $157,000 | 11,181 |
| Extraordinary gains, net | $73,000 | 872 |
| Net income | $230,000 | 10,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 3,247 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 726 |
| Net operating income | $157,000 | 10,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.