Home > The Okemah National Bank > Income and Expense
The Okemah National Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 5,680 |
| Total interest expense | $283,000 | 6,395 |
| Net interest income | $2,126,000 | 5,424 |
| Provision for loan and lease losses | $103,000 | 4,909 |
| Total noninterest income | $477,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $94,000 | 5,162 |
| Total noninterest expense | $1,846,000 | 5,390 |
| Salaries and employee benefits | $780,000 | 5,813 |
| Premises and equipment expense | $224,000 | 5,284 |
| Additional noninterest expense | $842,000 | 4,640 |
| Pre-tax net operating income | $654,000 | 4,083 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $148,000 | 2,924 |
| Income before extraordinary items | $506,000 | 4,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 4,294 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $506,000 | 4,294 |
| Net charge-offs | $18,000 | 5,586 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $506,000 | 4,158 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,645,000 | 5,684 |
| Total interest expense | $195,000 | 6,458 |
| Net interest income | $1,450,000 | 5,409 |
| Provision for loan and lease losses | $79,000 | 4,672 |
| Total noninterest income | $326,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $190,000 | 3,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $136,000 | 4,116 |
| Total noninterest expense | $1,240,000 | 5,439 |
| Salaries and employee benefits | $515,000 | 5,883 |
| Premises and equipment expense | $148,000 | 5,347 |
| Additional noninterest expense | $577,000 | 4,630 |
| Pre-tax net operating income | $457,000 | 3,975 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $119,000 | 2,719 |
| Income before extraordinary items | $338,000 | 4,271 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $338,000 | 4,270 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $338,000 | 4,272 |
| Net charge-offs | $16,000 | 5,169 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $338,000 | 4,174 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 5,785 |
| Total interest expense | $100,000 | 6,519 |
| Net interest income | $699,000 | 5,488 |
| Provision for loan and lease losses | $33,000 | 4,543 |
| Total noninterest income | $167,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,124 |
| Total noninterest expense | $620,000 | 5,471 |
| Salaries and employee benefits | $255,000 | 5,934 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $292,000 | 4,604 |
| Pre-tax net operating income | $213,000 | 4,133 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $61,000 | 2,669 |
| Income before extraordinary items | $152,000 | 4,424 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $152,000 | 4,423 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $152,000 | 4,424 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $152,000 | 4,361 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $141,000 | 7,621 |
| Total interest expense | $20,000 | 7,605 |
| Net interest income | $121,000 | 7,616 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $36,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,752 |
| Total noninterest expense | $98,000 | 7,641 |
| Salaries and employee benefits | $35,000 | 7,635 |
| Premises and equipment expense | $5,000 | 7,621 |
| Additional noninterest expense | $58,000 | 7,636 |
| Pre-tax net operating income | $59,000 | 5,597 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $24,000 | 3,939 |
| Income before extraordinary items | $35,000 | 5,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $35,000 | 5,859 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $35,000 | 5,859 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $35,000 | 5,721 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 5,840 |
| Total interest expense | $358,000 | 6,726 |
| Net interest income | $2,246,000 | 5,427 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $532,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $345,000 | 2,862 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $187,000 | 4,287 |
| Total noninterest expense | $1,870,000 | 5,546 |
| Salaries and employee benefits | $774,000 | 6,015 |
| Premises and equipment expense | $208,000 | 5,656 |
| Additional noninterest expense | $888,000 | 4,638 |
| Pre-tax net operating income | $878,000 | 3,320 |
| Securities gains (losses) | $46,000 | 2,464 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $924,000 | 3,034 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $924,000 | 3,031 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $924,000 | 3,034 |
| Net charge-offs | $19,000 | 6,038 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $878,000 | 2,997 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 5,874 |
| Total interest expense | $238,000 | 6,812 |
| Net interest income | $1,506,000 | 5,433 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $352,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $225,000 | 2,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $127,000 | 4,253 |
| Total noninterest expense | $1,224,000 | 5,616 |
| Salaries and employee benefits | $506,000 | 6,085 |
| Premises and equipment expense | $134,000 | 5,746 |
| Additional noninterest expense | $584,000 | 4,654 |
| Pre-tax net operating income | $619,000 | 3,242 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $619,000 | 3,009 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $619,000 | 3,005 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $619,000 | 3,008 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $619,000 | 2,891 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,941 |
| Total interest expense | $118,000 | 6,948 |
| Net interest income | $752,000 | 5,472 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $174,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $107,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 4,201 |
| Total noninterest expense | $594,000 | 5,761 |
| Salaries and employee benefits | $242,000 | 6,263 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $288,000 | 4,709 |
| Pre-tax net operating income | $332,000 | 3,193 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $332,000 | 2,937 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 2,933 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $332,000 | 2,937 |
| Net charge-offs | $8,000 | 4,945 |
| Cash dividends | $200,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $332,000 | 2,820 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 5,851 |
| Total interest expense | $631,000 | 6,854 |
| Net interest income | $3,141,000 | 5,264 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $682,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $442,000 | 3,132 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $240,000 | 4,343 |
| Total noninterest expense | $2,397,000 | 5,783 |
| Salaries and employee benefits | $1,036,000 | 6,161 |
| Premises and equipment expense | $312,000 | 5,555 |
| Additional noninterest expense | $1,049,000 | 5,116 |
| Pre-tax net operating income | $1,366,000 | 2,491 |
| Securities gains (losses) | $74,000 | 2,367 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,440,000 | 2,180 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,440,000 | 2,177 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,440,000 | 2,179 |
| Net charge-offs | $22,000 | 6,613 |
| Cash dividends | $1,237,000 | 1,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,366,000 | 2,233 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 5,891 |
| Total interest expense | $503,000 | 6,871 |
| Net interest income | $2,360,000 | 5,276 |
| Provision for loan and lease losses | $60,000 | 6,402 |
| Total noninterest income | $507,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $326,000 | 3,178 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $181,000 | 4,448 |
| Total noninterest expense | $1,875,000 | 5,696 |
| Salaries and employee benefits | $755,000 | 6,256 |
| Premises and equipment expense | $273,000 | 5,264 |
| Additional noninterest expense | $847,000 | 4,896 |
| Pre-tax net operating income | $932,000 | 2,862 |
| Securities gains (losses) | $50,000 | 2,298 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $982,000 | 2,512 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $982,000 | 2,510 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $982,000 | 2,513 |
| Net charge-offs | $24,000 | 6,152 |
| Cash dividends | $812,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $932,000 | 2,546 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 6,023 |
| Total interest expense | $352,000 | 6,915 |
| Net interest income | $1,495,000 | 5,416 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $332,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $214,000 | 3,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $118,000 | 4,512 |
| Total noninterest expense | $1,228,000 | 5,798 |
| Salaries and employee benefits | $507,000 | 6,311 |
| Premises and equipment expense | $196,000 | 5,130 |
| Additional noninterest expense | $525,000 | 5,110 |
| Pre-tax net operating income | $539,000 | 3,193 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $569,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $569,000 | 2,855 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $569,000 | 2,858 |
| Net charge-offs | $19,000 | 5,648 |
| Cash dividends | $612,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $539,000 | 2,852 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 6,074 |
| Total interest expense | $186,000 | 6,925 |
| Net interest income | $736,000 | 5,438 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $166,000 | 4,188 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $106,000 | 3,154 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $60,000 | 4,510 |
| Total noninterest expense | $579,000 | 5,903 |
| Salaries and employee benefits | $259,000 | 6,318 |
| Premises and equipment expense | $129,000 | 4,416 |
| Additional noninterest expense | $191,000 | 5,708 |
| Pre-tax net operating income | $292,000 | 3,376 |
| Securities gains (losses) | $29,000 | 1,527 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $321,000 | 2,988 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $321,000 | 2,989 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $321,000 | 2,989 |
| Net charge-offs | $20,000 | 4,311 |
| Cash dividends | $412,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $292,000 | 3,025 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 6,039 |
| Total interest expense | $1,099,000 | 6,615 |
| Net interest income | $2,841,000 | 5,560 |
| Provision for loan and lease losses | $70,000 | 6,336 |
| Total noninterest income | $704,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $452,000 | 3,219 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $252,000 | 4,422 |
| Total noninterest expense | $2,117,000 | 6,091 |
| Salaries and employee benefits | $1,024,000 | 6,358 |
| Premises and equipment expense | $332,000 | 5,551 |
| Additional noninterest expense | $761,000 | 5,602 |
| Pre-tax net operating income | $1,358,000 | 3,193 |
| Securities gains (losses) | $37,000 | 1,803 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,395,000 | 2,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,395,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,279 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,358,000 | 2,838 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 6,129 |
| Total interest expense | $867,000 | 6,629 |
| Net interest income | $2,068,000 | 5,691 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $527,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $335,000 | 3,275 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 4,503 |
| Total noninterest expense | $1,583,000 | 6,087 |
| Salaries and employee benefits | $722,000 | 6,524 |
| Premises and equipment expense | $259,000 | 5,483 |
| Additional noninterest expense | $602,000 | 5,417 |
| Pre-tax net operating income | $972,000 | 3,732 |
| Securities gains (losses) | $38,000 | 1,609 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,010,000 | 3,084 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,010,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $972,000 | 3,313 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 6,169 |
| Total interest expense | $609,000 | 6,651 |
| Net interest income | $1,365,000 | 5,748 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $338,000 | 4,368 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $216,000 | 3,330 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $1,047,000 | 6,148 |
| Salaries and employee benefits | $477,000 | 6,598 |
| Premises and equipment expense | $169,000 | 5,583 |
| Additional noninterest expense | $401,000 | 5,415 |
| Pre-tax net operating income | $646,000 | 3,856 |
| Securities gains (losses) | $31,000 | 1,759 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $677,000 | 3,382 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $677,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $646,000 | 3,427 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 6,236 |
| Total interest expense | $328,000 | 6,655 |
| Net interest income | $663,000 | 5,831 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $181,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $111,000 | 3,231 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $519,000 | 6,200 |
| Salaries and employee benefits | $236,000 | 6,647 |
| Premises and equipment expense | $86,000 | 5,563 |
| Additional noninterest expense | $197,000 | 5,417 |
| Pre-tax net operating income | $325,000 | 3,968 |
| Securities gains (losses) | $19,000 | 1,626 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $344,000 | 3,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $344,000 | 3,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $325,000 | 3,534 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 6,277 |
| Total interest expense | $1,355,000 | 6,635 |
| Net interest income | $2,538,000 | 5,934 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $784,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $439,000 | 3,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $345,000 | 4,003 |
| Total noninterest expense | $1,945,000 | 6,283 |
| Salaries and employee benefits | $989,000 | 6,460 |
| Premises and equipment expense | $308,000 | 5,716 |
| Additional noninterest expense | $648,000 | 5,941 |
| Pre-tax net operating income | $1,357,000 | 4,093 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,357,000 | 3,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,357,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $1,356,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,357,000 | 3,645 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 6,347 |
| Total interest expense | $1,009,000 | 6,676 |
| Net interest income | $1,872,000 | 6,008 |
| Provision for loan and lease losses | $20,000 | 5,830 |
| Total noninterest income | $612,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $329,000 | 3,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $283,000 | 3,845 |
| Total noninterest expense | $1,478,000 | 6,243 |
| Salaries and employee benefits | $710,000 | 6,564 |
| Premises and equipment expense | $234,000 | 5,676 |
| Additional noninterest expense | $534,000 | 5,643 |
| Pre-tax net operating income | $986,000 | 4,393 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $986,000 | 3,925 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $986,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,289 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $986,000 | 3,910 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 6,426 |
| Total interest expense | $656,000 | 6,746 |
| Net interest income | $1,225,000 | 6,106 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $428,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $209,000 | 3,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $219,000 | 3,611 |
| Total noninterest expense | $967,000 | 6,335 |
| Salaries and employee benefits | $471,000 | 6,633 |
| Premises and equipment expense | $150,000 | 5,809 |
| Additional noninterest expense | $346,000 | 5,717 |
| Pre-tax net operating income | $666,000 | 4,433 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $666,000 | 3,939 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $666,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,376 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $666,000 | 3,926 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 6,507 |
| Total interest expense | $321,000 | 6,797 |
| Net interest income | $598,000 | 6,170 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $167,000 | 4,400 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $104,000 | 3,370 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $485,000 | 6,360 |
| Salaries and employee benefits | $232,000 | 6,710 |
| Premises and equipment expense | $74,000 | 5,891 |
| Additional noninterest expense | $179,000 | 5,608 |
| Pre-tax net operating income | $265,000 | 4,929 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $265,000 | 4,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $265,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $265,000 | 4,422 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 6,385 |
| Total interest expense | $1,128,000 | 6,700 |
| Net interest income | $2,434,000 | 6,109 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $668,000 | 4,474 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $420,000 | 3,430 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $248,000 | 4,672 |
| Total noninterest expense | $1,940,000 | 6,237 |
| Salaries and employee benefits | $988,000 | 6,431 |
| Premises and equipment expense | $266,000 | 6,045 |
| Additional noninterest expense | $686,000 | 5,698 |
| Pre-tax net operating income | $1,162,000 | 4,852 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,161,000 | 4,353 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,161,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $1,160,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,162,000 | 4,326 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 6,433 |
| Total interest expense | $818,000 | 6,750 |
| Net interest income | $1,820,000 | 6,164 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $500,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $317,000 | 3,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $1,476,000 | 6,198 |
| Salaries and employee benefits | $719,000 | 6,516 |
| Premises and equipment expense | $198,000 | 6,104 |
| Additional noninterest expense | $559,000 | 5,441 |
| Pre-tax net operating income | $844,000 | 5,122 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $842,000 | 4,581 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $842,000 | 4,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $750,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $844,000 | 4,565 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 6,466 |
| Total interest expense | $517,000 | 6,781 |
| Net interest income | $1,215,000 | 6,190 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $334,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $207,000 | 3,472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 4,635 |
| Total noninterest expense | $977,000 | 6,236 |
| Salaries and employee benefits | $477,000 | 6,551 |
| Premises and equipment expense | $128,000 | 6,195 |
| Additional noninterest expense | $372,000 | 5,453 |
| Pre-tax net operating income | $572,000 | 5,113 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $572,000 | 4,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $572,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $572,000 | 4,552 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $855,000 | 6,485 |
| Total interest expense | $249,000 | 6,784 |
| Net interest income | $606,000 | 6,207 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $474,000 | 6,337 |
| Salaries and employee benefits | $236,000 | 6,597 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $291,000 | 5,039 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $291,000 | 4,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $291,000 | 4,475 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 6,396 |
| Total interest expense | $774,000 | 6,856 |
| Net interest income | $2,470,000 | 6,078 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $627,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $401,000 | 3,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $226,000 | 4,929 |
| Total noninterest expense | $1,943,000 | 6,209 |
| Salaries and employee benefits | $984,000 | 6,393 |
| Premises and equipment expense | $321,000 | 5,538 |
| Additional noninterest expense | $638,000 | 5,853 |
| Pre-tax net operating income | $1,124,000 | 5,055 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,124,000 | 4,515 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,124,000 | 4,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,318 |
| Cash dividends | $1,124,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,124,000 | 4,465 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 6,428 |
| Total interest expense | $550,000 | 6,895 |
| Net interest income | $1,849,000 | 6,114 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $472,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $292,000 | 3,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $180,000 | 4,831 |
| Total noninterest expense | $1,493,000 | 6,099 |
| Salaries and employee benefits | $716,000 | 6,469 |
| Premises and equipment expense | $255,000 | 5,370 |
| Additional noninterest expense | $522,000 | 5,580 |
| Pre-tax net operating income | $798,000 | 5,332 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $798,000 | 4,762 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $798,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,611 |
| Cash dividends | $675,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $798,000 | 4,731 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 6,399 |
| Total interest expense | $345,000 | 6,926 |
| Net interest income | $1,241,000 | 6,078 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $304,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $184,000 | 3,697 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $988,000 | 6,114 |
| Salaries and employee benefits | $474,000 | 6,500 |
| Premises and equipment expense | $171,000 | 5,345 |
| Additional noninterest expense | $343,000 | 5,594 |
| Pre-tax net operating income | $527,000 | 5,342 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $527,000 | 4,759 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $527,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $450,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $527,000 | 4,707 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 6,531 |
| Total interest expense | $163,000 | 7,008 |
| Net interest income | $597,000 | 6,241 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $489,000 | 6,194 |
| Salaries and employee benefits | $233,000 | 6,576 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $168,000 | 5,629 |
| Pre-tax net operating income | $236,000 | 5,584 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $236,000 | 5,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $236,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $225,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $236,000 | 4,974 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 6,415 |
| Total interest expense | $556,000 | 7,109 |
| Net interest income | $2,446,000 | 6,078 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $624,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $419,000 | 3,530 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $205,000 | 5,059 |
| Total noninterest expense | $1,899,000 | 6,181 |
| Salaries and employee benefits | $959,000 | 6,419 |
| Premises and equipment expense | $317,000 | 5,515 |
| Additional noninterest expense | $623,000 | 5,866 |
| Pre-tax net operating income | $1,051,000 | 5,114 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,052,000 | 4,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,052,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,368 |
| Cash dividends | $1,050,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,051,000 | 4,482 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 6,432 |
| Total interest expense | $414,000 | 7,137 |
| Net interest income | $1,832,000 | 6,087 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $472,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $322,000 | 3,489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 5,124 |
| Total noninterest expense | $1,464,000 | 6,040 |
| Salaries and employee benefits | $703,000 | 6,443 |
| Premises and equipment expense | $258,000 | 5,245 |
| Additional noninterest expense | $503,000 | 5,611 |
| Pre-tax net operating income | $750,000 | 5,354 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $751,000 | 4,787 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $751,000 | 4,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,964 |
| Cash dividends | $660,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $750,000 | 4,697 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 6,455 |
| Total interest expense | $275,000 | 7,174 |
| Net interest income | $1,229,000 | 6,087 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $317,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $215,000 | 3,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $102,000 | 5,122 |
| Total noninterest expense | $961,000 | 6,135 |
| Salaries and employee benefits | $465,000 | 6,529 |
| Premises and equipment expense | $174,000 | 5,230 |
| Additional noninterest expense | $322,000 | 5,759 |
| Pre-tax net operating income | $525,000 | 5,173 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $526,000 | 4,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $526,000 | 4,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,218 |
| Cash dividends | $450,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $525,000 | 4,521 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $723,000 | 6,610 |
| Total interest expense | $141,000 | 7,178 |
| Net interest income | $582,000 | 6,247 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $159,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $103,000 | 3,510 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $478,000 | 6,192 |
| Salaries and employee benefits | $232,000 | 6,571 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $155,000 | 5,907 |
| Pre-tax net operating income | $233,000 | 5,455 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $234,000 | 4,933 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $234,000 | 4,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $233,000 | 4,822 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 6,225 |
| Total interest expense | $663,000 | 7,174 |
| Net interest income | $2,614,000 | 5,764 |
| Provision for loan and lease losses | $175,000 | 4,313 |
| Total noninterest income | $560,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $357,000 | 3,898 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $203,000 | 5,252 |
| Total noninterest expense | $1,915,000 | 6,138 |
| Salaries and employee benefits | $957,000 | 6,416 |
| Premises and equipment expense | $375,000 | 4,958 |
| Additional noninterest expense | $583,000 | 6,087 |
| Pre-tax net operating income | $1,084,000 | 4,964 |
| Securities gains (losses) | $146,000 | 1,574 |
| Applicable income taxes | $-3,000 | 8,712 |
| Income before extraordinary items | $1,233,000 | 4,068 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,233,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,012 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,087,000 | 4,233 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 6,260 |
| Total interest expense | $513,000 | 7,251 |
| Net interest income | $1,982,000 | 5,742 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $400,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $255,000 | 4,033 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,406 |
| Total noninterest expense | $1,519,000 | 5,936 |
| Salaries and employee benefits | $706,000 | 6,439 |
| Premises and equipment expense | $283,000 | 4,924 |
| Additional noninterest expense | $530,000 | 5,447 |
| Pre-tax net operating income | $818,000 | 5,066 |
| Securities gains (losses) | $145,000 | 1,443 |
| Applicable income taxes | $-3,000 | 8,869 |
| Income before extraordinary items | $966,000 | 4,066 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $966,000 | 4,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $900,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $821,000 | 4,354 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 6,319 |
| Total interest expense | $350,000 | 7,330 |
| Net interest income | $1,305,000 | 5,785 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $261,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $163,000 | 4,107 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $98,000 | 5,351 |
| Total noninterest expense | $1,014,000 | 5,948 |
| Salaries and employee benefits | $468,000 | 6,487 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $354,000 | 5,439 |
| Pre-tax net operating income | $522,000 | 5,213 |
| Securities gains (losses) | $146,000 | 1,241 |
| Applicable income taxes | $3,000 | 7,303 |
| Income before extraordinary items | $665,000 | 4,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $665,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $519,000 | 4,494 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,303 |
| Total interest expense | $177,000 | 7,395 |
| Net interest income | $663,000 | 5,712 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $113,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 5,938 |
| Total noninterest expense | $494,000 | 6,038 |
| Salaries and employee benefits | $229,000 | 6,563 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $171,000 | 5,533 |
| Pre-tax net operating income | $267,000 | 5,098 |
| Securities gains (losses) | $36,000 | 1,574 |
| Applicable income taxes | $2,000 | 7,162 |
| Income before extraordinary items | $301,000 | 4,232 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $301,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $265,360 | 4,364 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 6,248 |
| Total interest expense | $881,000 | 7,251 |
| Net interest income | $2,718,000 | 5,631 |
| Provision for loan and lease losses | $80,000 | 6,062 |
| Total noninterest income | $532,000 | 5,045 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $306,000 | 4,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $226,000 | 4,786 |
| Total noninterest expense | $1,956,000 | 5,949 |
| Salaries and employee benefits | $959,000 | 6,282 |
| Premises and equipment expense | $387,000 | 4,763 |
| Additional noninterest expense | $610,000 | 5,867 |
| Pre-tax net operating income | $1,214,000 | 4,681 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $3,000 | 7,526 |
| Income before extraordinary items | $1,277,000 | 3,922 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,277,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,566 |
| Cash dividends | $1,275,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,211,000 | 3,957 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 6,465 |
| Total interest expense | $1,517,000 | 6,940 |
| Net interest income | $2,346,000 | 5,932 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $523,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $310,000 | 4,076 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $213,000 | 4,793 |
| Total noninterest expense | $1,835,000 | 6,059 |
| Salaries and employee benefits | $926,000 | 6,258 |
| Premises and equipment expense | $366,000 | 4,887 |
| Additional noninterest expense | $543,000 | 6,194 |
| Pre-tax net operating income | $995,000 | 4,914 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $7,000 | 7,684 |
| Income before extraordinary items | $1,020,000 | 4,227 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,020,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $950,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $988,320 | 4,197 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 6,690 |
| Total interest expense | $1,538,000 | 7,077 |
| Net interest income | $2,204,000 | 6,265 |
| Provision for loan and lease losses | $83,000 | 5,704 |
| Total noninterest income | $480,000 | 5,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,817 |
| Total noninterest expense | $1,851,000 | 5,963 |
| Salaries and employee benefits | $952,000 | 6,119 |
| Premises and equipment expense | $397,000 | 4,532 |
| Additional noninterest expense | $502,000 | 6,420 |
| Pre-tax net operating income | $750,000 | 6,041 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $701,000 | 5,423 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $701,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $612,000 | 3,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $707,580 | 5,397 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 6,829 |
| Total interest expense | $1,305,000 | 7,395 |
| Net interest income | $2,193,000 | 6,293 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $461,000 | 5,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 4,951 |
| Total noninterest expense | $1,864,000 | 5,950 |
| Salaries and employee benefits | $931,000 | 6,178 |
| Premises and equipment expense | $441,000 | 4,194 |
| Additional noninterest expense | $492,000 | 6,569 |
| Pre-tax net operating income | $780,000 | 5,999 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $780,000 | 5,163 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $780,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $675,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $780,000 | 5,131 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,899 |
| Total interest expense | $1,496,000 | 7,200 |
| Net interest income | $2,056,000 | 6,569 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $449,000 | 5,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,997 |
| Total noninterest expense | $1,633,000 | 6,356 |
| Salaries and employee benefits | $926,000 | 6,085 |
| Premises and equipment expense | $231,000 | 6,246 |
| Additional noninterest expense | $476,000 | 6,604 |
| Pre-tax net operating income | $858,000 | 5,878 |
| Securities gains (losses) | $49,000 | 1,746 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $907,000 | 4,797 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $907,000 | 4,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $1,100,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $858,000 | 4,885 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 7,065 |
| Total interest expense | $1,472,000 | 7,408 |
| Net interest income | $2,117,000 | 6,684 |
| Provision for loan and lease losses | $61,000 | 6,142 |
| Total noninterest income | $452,000 | 5,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $1,617,000 | 6,494 |
| Salaries and employee benefits | $897,000 | 6,306 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $478,000 | 6,694 |
| Pre-tax net operating income | $891,000 | 6,181 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-43,000 | 10,607 |
| Income before extraordinary items | $934,000 | 4,933 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $934,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $840,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $934,000 | 4,866 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 7,259 |
| Total interest expense | $1,491,000 | 7,600 |
| Net interest income | $2,122,000 | 6,909 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $434,000 | 5,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,600 |
| Total noninterest expense | $1,583,000 | 6,883 |
| Salaries and employee benefits | $916,000 | 6,388 |
| Premises and equipment expense | $221,000 | 6,672 |
| Additional noninterest expense | $446,000 | 7,499 |
| Pre-tax net operating income | $893,000 | 6,119 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $196,000 | 7,198 |
| Income before extraordinary items | $702,000 | 5,754 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $702,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $700,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $698,100 | 5,709 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 7,511 |
| Total interest expense | $1,425,000 | 7,907 |
| Net interest income | $2,108,000 | 7,062 |
| Provision for loan and lease losses | $103,000 | 4,535 |
| Total noninterest income | $407,000 | 5,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $1,513,000 | 7,227 |
| Salaries and employee benefits | $843,000 | 6,872 |
| Premises and equipment expense | $214,000 | 6,939 |
| Additional noninterest expense | $456,000 | 7,647 |
| Pre-tax net operating income | $899,000 | 6,422 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $232,000 | 6,930 |
| Income before extraordinary items | $681,000 | 6,112 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $681,000 | 6,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,333 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $670,500 | 6,151 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 8,150 |
| Total interest expense | $1,054,000 | 8,465 |
| Net interest income | $1,889,000 | 7,834 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $411,000 | 6,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,924 |
| Total noninterest expense | $1,501,000 | 7,593 |
| Salaries and employee benefits | $855,000 | 6,901 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $462,000 | 8,220 |
| Pre-tax net operating income | $767,000 | 7,046 |
| Securities gains (losses) | $25,000 | 1,598 |
| Applicable income taxes | $153,000 | 8,250 |
| Income before extraordinary items | $639,000 | 6,287 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $639,000 | 6,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $600,000 | 2,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $618,750 | 6,474 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 8,070 |
| Total interest expense | $1,041,000 | 8,917 |
| Net interest income | $2,121,000 | 7,380 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $398,000 | 6,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 6,167 |
| Total noninterest expense | $1,562,000 | 7,614 |
| Salaries and employee benefits | $895,000 | 6,742 |
| Premises and equipment expense | $178,000 | 8,187 |
| Additional noninterest expense | $489,000 | 8,336 |
| Pre-tax net operating income | $922,000 | 6,247 |
| Securities gains (losses) | $178,000 | 1,813 |
| Applicable income taxes | $287,000 | 6,245 |
| Income before extraordinary items | $813,000 | 5,504 |
| Extraordinary gains, net | $103,000 | 1,537 |
| Net income | $916,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $681,280 | 5,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,541,000 | 8,120 |
| Total interest expense | $1,292,000 | 9,269 |
| Net interest income | $2,249,000 | 7,128 |
| Provision for loan and lease losses | $-235,000 | 13,832 |
| Total noninterest income | $392,000 | 6,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,595 |
| Total noninterest expense | $1,658,000 | 7,375 |
| Salaries and employee benefits | $926,000 | 6,472 |
| Premises and equipment expense | $189,000 | 8,102 |
| Additional noninterest expense | $543,000 | 8,049 |
| Pre-tax net operating income | $1,218,000 | 4,863 |
| Securities gains (losses) | $56,000 | 3,937 |
| Applicable income taxes | $265,000 | 6,436 |
| Income before extraordinary items | $1,009,000 | 4,463 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,009,000 | 4,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 13,542 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $964,760 | 4,334 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.