Home > The Oakwood Deposit Bank Company > Income and Expense
The Oakwood Deposit Bank Company, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 5,840 |
| Total interest expense | $2,751,000 | 5,055 |
| Net interest income | $1,927,000 | 6,544 |
| Provision for loan and lease losses | $166,000 | 4,582 |
| Total noninterest income | $262,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $191,000 | 5,272 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $1,186,000 | 7,493 |
| Salaries and employee benefits | $491,000 | 8,225 |
| Premises and equipment expense | $130,000 | 7,847 |
| Additional noninterest expense | $565,000 | 6,060 |
| Pre-tax net operating income | $837,000 | 5,370 |
| Securities gains (losses) | $49,000 | 2,369 |
| Applicable income taxes | $162,000 | 5,331 |
| Income before extraordinary items | $724,000 | 5,140 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $724,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,304 |
| Cash dividends | $108,000 | 5,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $683,820 | 5,168 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,940,000 | 5,780 |
| Total interest expense | $3,309,000 | 4,566 |
| Net interest income | $1,631,000 | 7,243 |
| Provision for loan and lease losses | $143,000 | 4,507 |
| Total noninterest income | $236,000 | 6,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,616 |
| Total noninterest expense | $1,014,000 | 7,978 |
| Salaries and employee benefits | $453,000 | 8,482 |
| Premises and equipment expense | $138,000 | 7,777 |
| Additional noninterest expense | $423,000 | 6,980 |
| Pre-tax net operating income | $710,000 | 6,182 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $101,000 | 6,491 |
| Income before extraordinary items | $609,000 | 5,791 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $609,000 | 5,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,825 |
| Cash dividends | $94,000 | 6,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $609,000 | 5,811 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 6,463 |
| Total interest expense | $2,432,000 | 5,281 |
| Net interest income | $1,461,000 | 7,656 |
| Provision for loan and lease losses | $96,000 | 5,335 |
| Total noninterest income | $193,000 | 7,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $947,000 | 8,276 |
| Salaries and employee benefits | $435,000 | 8,701 |
| Premises and equipment expense | $120,000 | 8,235 |
| Additional noninterest expense | $392,000 | 7,343 |
| Pre-tax net operating income | $611,000 | 6,666 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $96,000 | 6,980 |
| Income before extraordinary items | $515,000 | 6,335 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $515,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $94,000 | 6,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $515,000 | 6,313 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 7,149 |
| Total interest expense | $1,982,000 | 6,217 |
| Net interest income | $1,336,000 | 8,029 |
| Provision for loan and lease losses | $131,000 | 4,450 |
| Total noninterest income | $152,000 | 8,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $891,000 | 8,461 |
| Salaries and employee benefits | $427,000 | 8,793 |
| Premises and equipment expense | $119,000 | 8,292 |
| Additional noninterest expense | $345,000 | 7,709 |
| Pre-tax net operating income | $466,000 | 7,552 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $72,000 | 7,959 |
| Income before extraordinary items | $398,000 | 7,236 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $398,000 | 7,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,967 |
| Cash dividends | $94,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $394,600 | 7,163 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,059,000 | 7,686 |
| Total interest expense | $1,755,000 | 6,772 |
| Net interest income | $1,304,000 | 8,463 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $148,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,824 |
| Total noninterest expense | $848,000 | 8,860 |
| Salaries and employee benefits | $412,000 | 9,180 |
| Premises and equipment expense | $124,000 | 8,390 |
| Additional noninterest expense | $312,000 | 8,207 |
| Pre-tax net operating income | $534,000 | 7,738 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $102,000 | 8,365 |
| Income before extraordinary items | $433,000 | 7,418 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $433,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $81,000 | 6,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $432,190 | 7,376 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 8,025 |
| Total interest expense | $1,761,000 | 6,931 |
| Net interest income | $1,218,000 | 8,992 |
| Provision for loan and lease losses | $68,000 | 5,903 |
| Total noninterest income | $149,000 | 9,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,725 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $812,000 | 9,389 |
| Salaries and employee benefits | $390,000 | 9,667 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $295,000 | 8,937 |
| Pre-tax net operating income | $487,000 | 8,018 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $71,000 | 9,311 |
| Income before extraordinary items | $416,000 | 7,489 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $416,000 | 7,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $68,000 | 7,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $416,000 | 7,434 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 8,543 |
| Total interest expense | $1,628,000 | 7,332 |
| Net interest income | $1,134,000 | 9,528 |
| Provision for loan and lease losses | $65,000 | 5,556 |
| Total noninterest income | $136,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,867 |
| Total noninterest expense | $781,000 | 9,855 |
| Salaries and employee benefits | $361,000 | 10,247 |
| Premises and equipment expense | $125,000 | 8,917 |
| Additional noninterest expense | $295,000 | 9,291 |
| Pre-tax net operating income | $424,000 | 8,910 |
| Securities gains (losses) | $18,000 | 1,987 |
| Applicable income taxes | $38,000 | 10,426 |
| Income before extraordinary items | $404,000 | 8,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $404,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $68,000 | 7,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $387,620 | 8,141 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 9,260 |
| Total interest expense | $1,102,000 | 8,281 |
| Net interest income | $1,200,000 | 9,768 |
| Provision for loan and lease losses | $41,000 | 6,560 |
| Total noninterest income | $129,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $801,000 | 10,249 |
| Salaries and employee benefits | $353,000 | 10,701 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $353,000 | 9,309 |
| Pre-tax net operating income | $487,000 | 8,748 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $95,000 | 9,483 |
| Income before extraordinary items | $392,000 | 8,262 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $392,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $61,000 | 7,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $392,000 | 8,307 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 9,760 |
| Total interest expense | $1,091,000 | 8,721 |
| Net interest income | $1,123,000 | 10,323 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $791,000 | 10,710 |
| Salaries and employee benefits | $348,000 | 11,169 |
| Premises and equipment expense | $80,000 | 11,146 |
| Additional noninterest expense | $363,000 | 9,687 |
| Pre-tax net operating income | $424,000 | 9,224 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $81,000 | 10,189 |
| Income before extraordinary items | $347,000 | 8,967 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $347,000 | 9,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $47,000 | 8,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $343,760 | 8,739 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 10,328 |
| Total interest expense | $1,228,000 | 9,511 |
| Net interest income | $1,047,000 | 10,905 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $116,000 | 11,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $715,000 | 11,440 |
| Salaries and employee benefits | $333,000 | 11,632 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $322,000 | 10,530 |
| Pre-tax net operating income | $400,000 | 9,252 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $96,000 | 10,025 |
| Income before extraordinary items | $310,000 | 9,176 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $310,000 | 9,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $47,000 | 7,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $305,440 | 8,875 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.