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The Oaks Bank & Trust Company, Total Unused Commitments

2005-09-30Rank
Total unused commitments$26,803,0002,700
Loan commitments-revolving, open-end lines secured by 1-4's$05,868
Credit card lines$02,022
Commercial real estate, construction & land development$17,958,0001,429
Commitments secured by real estate$17,958,0001,411
Commitments not secured by real estate$0800
Securities underwriting$07
Other unused commitments$8,845,0002,880
Memoranda:
Commitments with an original maturity exceeding 1 yr$17,081,0001,201
Securities lent$047
All other off-balance sheet liabilities$0296
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$049
Acquired by reporting bank$016
2005-06-30Rank
Total unused commitments$17,484,0003,477
Loan commitments-revolving, open-end lines secured by 1-4's$05,835
Credit card lines$02,052
Commercial real estate, construction & land development$15,707,0001,518
Commitments secured by real estate$15,707,0001,496
Commitments not secured by real estate$0763
Securities underwriting$07
Other unused commitments$1,777,0005,843
Memoranda:
Commitments with an original maturity exceeding 1 yr$7,183,0001,947
Securities lent$044
All other off-balance sheet liabilities$0290
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$045
Acquired by reporting bank$015
2005-03-31Rank
Total unused commitments$17,282,0003,446
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,078
Commercial real estate, construction & land development$15,960,0001,421
Commitments secured by real estate$15,960,0001,405
Commitments not secured by real estate$0778
Securities underwriting$07
Other unused commitments$1,322,0006,307
Memoranda:
Commitments with an original maturity exceeding 1 yr$8,878,0001,694
Securities lent$045
All other off-balance sheet liabilities$0300
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$044
Acquired by reporting bank$016
2004-12-31Rank
Total unused commitments$18,637,0003,182
Loan commitments-revolving, open-end lines secured by 1-4's$05,846
Credit card lines$02,092
Commercial real estate, construction & land development$16,812,0001,334
Commitments secured by real estate$16,812,0001,312
Commitments not secured by real estate$0755
Securities underwriting$08
Other unused commitments$1,825,0005,733
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,816,0001,516
Securities lent$039
All other off-balance sheet liabilities$0281
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$043
Acquired by reporting bank$017
2004-09-30Rank
Total unused commitments$16,323,0003,429
Loan commitments-revolving, open-end lines secured by 1-4's$05,849
Credit card lines$02,153
Commercial real estate, construction & land development$13,943,0001,487
Commitments secured by real estate$13,943,0001,470
Commitments not secured by real estate$0802
Securities underwriting$07
Other unused commitments$2,380,0005,260
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,914,0001,470
Securities lent$042
All other off-balance sheet liabilities$0271
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$040
Acquired by reporting bank$013
2004-06-30Rank
Total unused commitments$14,271,0003,686
Loan commitments-revolving, open-end lines secured by 1-4's$05,852
Credit card lines$02,201
Commercial real estate, construction & land development$11,666,0001,654
Commitments secured by real estate$11,666,0001,636
Commitments not secured by real estate$0797
Securities underwriting$06
Other unused commitments$2,605,0005,152
Memoranda:
Commitments with an original maturity exceeding 1 yr$8,342,0001,603
Securities lent$041
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$037
Acquired by reporting bank$011
2004-03-31Rank
Total unused commitments$15,755,0003,421
Loan commitments-revolving, open-end lines secured by 1-4's$05,828
Credit card lines$02,253
Commercial real estate, construction & land development$13,313,0001,387
Commitments secured by real estate$13,313,0001,365
Commitments not secured by real estate$0806
Securities underwriting$06
Other unused commitments$2,442,0005,328
Memoranda:
Commitments with an original maturity exceeding 1 yr$9,486,0001,419
Securities lent$043
All other off-balance sheet liabilities$0311
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bank$039
Acquired by reporting bank$012
2003-12-31Rank
Total unused commitments$14,062,0003,554
Loan commitments-revolving, open-end lines secured by 1-4's$05,162
Credit card lines$02,174
Commercial real estate, construction & land development$12,491,0001,415
Commitments secured by real estate$12,491,0001,390
Commitments not secured by real estate$0819
Securities underwriting$07
Other unused commitments$1,571,0005,868
Memoranda:
Commitments with an original maturity exceeding 1 yr$6,535,0001,733
Securities lent$052
All other off-balance sheet liabilities$0292
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2003-09-30Rank
Total unused commitments$15,408,0003,359
Loan commitments-revolving, open-end lines secured by 1-4's$05,161
Credit card lines$02,194
Commercial real estate, construction & land development$12,588,0001,376
Commitments secured by real estate$12,588,0001,345
Commitments not secured by real estate$0858
Securities underwriting$06
Other unused commitments$2,820,0004,835
Memoranda:
Commitments with an original maturity exceeding 1 yr$7,096,0001,630
Securities lent$063
All other off-balance sheet liabilities$0324
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2003-06-30Rank
Total unused commitments$9,307,0004,397
Loan commitments-revolving, open-end lines secured by 1-4's$05,145
Credit card lines$02,230
Commercial real estate, construction & land development$7,965,0001,838
Commitments secured by real estate$7,965,0001,803
Commitments not secured by real estate$0913
Securities underwriting$06
Other unused commitments$1,342,0006,126
Memoranda:
Commitments with an original maturity exceeding 1 yr$5,132,0001,855
Securities lent$061
All other off-balance sheet liabilities$0348
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2003-03-31Rank
Total unused commitments$12,017,0003,778
Loan commitments-revolving, open-end lines secured by 1-4's$05,136
Credit card lines$02,280
Commercial real estate, construction & land development$8,130,0001,691
Commitments secured by real estate$8,130,0001,660
Commitments not secured by real estate$0929
Securities underwriting$07
Other unused commitments$3,887,0004,193
Memoranda:
Commitments with an original maturity exceeding 1 yr$8,049,0001,402
Securities lent$061
All other off-balance sheet liabilities$0341
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$013
2002-12-31Rank
Total unused commitments$14,869,0003,199
Loan commitments-revolving, open-end lines secured by 1-4's$05,126
Credit card lines$02,321
Commercial real estate, construction & land development$11,395,0001,259
Commitments secured by real estate$11,395,0001,231
Commitments not secured by real estate$0921
Securities underwriting$07
Other unused commitments$3,474,0004,262
Memoranda:
Commitments with an original maturity exceeding 1 yr$5,486,0001,679
Securities lent$061
All other off-balance sheet liabilities$0293
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$014
2001-12-31Rank
Total unused commitments$10,190,0003,903
Loan commitments-revolving, open-end lines secured by 1-4's$05,084
Credit card lines$02,495
Commercial real estate, construction & land development$6,758,0001,739
Commitments secured by real estate$6,758,0001,699
Commitments not secured by real estate$0981
Securities underwriting$08
Other unused commitments$3,432,0004,275
Memoranda:
Commitments with an original maturity exceeding 1 yr$3,812,0001,909
Securities lent$063
All other off-balance sheet liabilities$0274
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$020
2000-12-31Rank
Total unused commitments$6,869,0004,628
Loan commitments-revolving, open-end lines secured by 1-4's$05,058
Credit card lines$03,061
Commercial real estate, construction & land development$3,636,0002,363
Commitments secured by real estate$3,636,0002,301
Commitments not secured by real estate$0989
Securities underwriting$09
Other unused commitments$3,233,0004,293
Memoranda:
Commitments with an original maturity exceeding 1 yr$258,0004,184
Securities lent$075
All other off-balance sheet liabilities$066
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$040
1999-12-31Rank
Total unused commitments$5,794,0005,095
Loan commitments-revolving, open-end lines secured by 1-4's$05,066
Credit card lines$03,256
Commercial real estate, construction & land development$2,251,0002,989
Commitments secured by real estate$2,251,0002,918
Commitments not secured by real estate$01,066
Securities underwriting$012
Other unused commitments$3,543,0004,203
Memoranda:
Commitments with an original maturity exceeding 1 yr$186,0004,353
Securities lent$086
All other off-balance sheet liabilities$064
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$046
1998-12-31Rank
Total unused commitments$3,944,0005,925
Loan commitments-revolving, open-end lines secured by 1-4's$05,019
Credit card lines$03,409
Commercial real estate, construction & land development$1,442,0003,401
Commitments secured by real estate$1,442,0003,318
Commitments not secured by real estate$01,165
Securities underwriting$013
Other unused commitments$2,502,0004,820
Memoranda:
Commitments with an original maturity exceeding 1 yr$227,0004,117
Securities lent$092
All other off-balance sheet liabilities$057
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$060
1997-12-31Rank
Total unused commitments$5,489,0004,947
Loan commitments-revolving, open-end lines secured by 1-4's$05,106
Credit card lines$03,666
Commercial real estate, construction & land development$2,303,0002,613
Commitments secured by real estate$2,303,0002,531
Commitments not secured by real estate$01,207
Securities underwriting$016
Other unused commitments$3,186,0004,176
Memoranda:
Commitments with an original maturity exceeding 1 yr$209,0004,185
Securities lent$0105
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$055
1996-12-31Rank
Total unused commitments$4,348,0005,476
Loan commitments-revolving, open-end lines secured by 1-4's$05,134
Credit card lines$03,827
Commercial real estate, construction & land development$1,718,0002,981
Commitments secured by real estate$1,718,0002,909
Commitments not secured by real estate$01,335
Securities underwriting$014
Other unused commitments$2,630,0004,609
Memoranda:
Commitments with an original maturity exceeding 1 yr$447,0003,679
Securities lent$0139
All other off-balance sheet liabilities$045
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$059
1995-12-31Rank
Total unused commitments$3,331,0006,092
Loan commitments-revolving, open-end lines secured by 1-4's$05,129
Credit card lines$03,957
Commercial real estate, construction & land development$1,577,0002,980
Commitments secured by real estate$1,577,0002,906
Commitments not secured by real estate$01,327
Securities underwriting$019
Other unused commitments$1,754,0005,459
Memoranda:
Commitments with an original maturity exceeding 1 yr$565,0003,362
Securities lent$0168
All other off-balance sheet liabilities$051
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$062
1994-12-31Rank
Total unused commitments$3,662,0005,802
Loan commitments-revolving, open-end lines secured by 1-4's$05,180
Credit card lines$03,957
Commercial real estate, construction & land development$2,247,0002,438
Commitments secured by real estate$2,247,0002,349
Commitments not secured by real estate$01,346
Securities underwriting$022
Other unused commitments$1,415,0006,001
Memoranda:
Commitments with an original maturity exceeding 1 yr$180,0004,252
Securities lent$0184
All other off-balance sheet liabilities$059
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$095
1993-12-31Rank
Total unused commitments$1,817,0007,833
Loan commitments-revolving, open-end lines secured by 1-4's$05,433
Credit card lines$03,952
Commercial real estate, construction & land development$793,0003,921
Commitments secured by real estate$793,0003,796
Commitments not secured by real estate$01,506
Securities underwriting$031
Other unused commitments$1,024,0006,521
Memoranda:
Commitments with an original maturity exceeding 1 yr$163,0004,139
Securities lent$0256
All other off-balance sheet liabilities$073
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0102
1992-12-31Rank
Total unused commitments$1,618,0007,940
Loan commitments-revolving, open-end lines secured by 1-4's$05,501
Credit card lines$03,970
Commercial real estate, construction & land development$389,0004,699
Commitments secured by real estate$389,0004,526
Commitments not secured by real estate$01,780
Securities underwriting$026
Other unused commitments$1,229,0005,893
Memoranda:
Commitments with an original maturity exceeding 1 yr$05,063
Securities lent$0206
All other off-balance sheet liabilities$067
Remaining maturity or repricing frequency of:
Conveyed to others by reporting bankNANA
Acquired by reporting bank$0109