Home > The Oaks Bank & Trust Company > Assets and Liabilities
The Oaks Bank & Trust Company, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $152,768,000 | 3,639 |
| Cash and due from depository institutions | $3,075,000 | 4,432 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $3,030,000 | 7,970 |
| Federal funds sold & reverse repurchase agreements | $46,000,000 | 301 |
| Net loans & leases | $74,901,000 | 4,454 |
| Loan loss allowance | $761,000 | 4,886 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $990,000 | 5,907 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $24,243,000 | 335 |
| All other assets | $529,000 | 7,851 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $152,768,000 | 3,639 |
| Total liabilities | $118,130,000 | 4,056 |
| Total deposits | $117,725,000 | 3,779 |
| Interest-bearing deposits | $60,456,000 | 5,300 |
| Deposits held in domestic offices | $117,725,000 | 3,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $405,000 | 5,682 |
| Total equity capital | $34,638,000 | 1,763 |
| Total bank equity capital | $34,638,000 | 1,763 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $7,000,000 | 2,898 |
| Undivided profits | $26,638,000 | 1,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $971,000 | 2,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $319,000 | 7,028 |
| Earning assets | $123,931,000 | 3,981 |
| Long-term assets (5+ years) | $266,000 | 7,697 |
| Average Assets, year-to-date | $118,645,750 | 4,305 |
| Average Assets, quarterly | $130,073,000 | 4,076 |
| Volatile liabilities | $14,707,000 | 5,174 |
| Insider loans | $10,000 | 7,840 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $26,803,000 | 2,699 |
| Tier 1 (core) risk-based capital | $10,395,000 | 4,946 |
| Tier 2 risk-based capital | $761,000 | 4,607 |
| Total risk weighted assets | $86,186,000 | 4,209 |
| Total unused commitments | $26,803,000 | 2,700 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 35 | 4,437 |
| Assets and Liabilities | ||
| Total Assets: | $107,378,000 | 4,650 |
| Cash and due from depository institutions | $14,504,000 | 4,437 |
| Interest-bearing balances | $3,000,000 | 1,567 |
| Securities | $3,989,000 | 7,769 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,158 |
| Net loans & leases | $77,147,000 | 4,313 |
| Loan loss allowance | $761,000 | 4,823 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,070,000 | 5,716 |
| Other real estate owned | $0 | 4,437 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $668,000 | 7,343 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $107,378,000 | 4,650 |
| Total liabilities | $96,483,000 | 4,631 |
| Total deposits | $95,517,000 | 4,365 |
| Interest-bearing deposits | $43,361,000 | 6,269 |
| Deposits held in domestic offices | $95,517,000 | 4,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $966,000 | 3,315 |
| Total equity capital | $10,895,000 | 4,790 |
| Total bank equity capital | $10,895,000 | 4,790 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $7,000,000 | 2,846 |
| Undivided profits | $2,895,000 | 5,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $373,000 | 6,362 |
| Earning assets | $94,136,000 | 4,813 |
| Long-term assets (5+ years) | $392,000 | 7,669 |
| Average Assets, year-to-date | $107,271,670 | 4,595 |
| Average Assets, quarterly | $106,737,000 | 4,634 |
| Volatile liabilities | $8,438,000 | 6,323 |
| Insider loans | $639,000 | 4,967 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,484,000 | 3,476 |
| Tier 1 (core) risk-based capital | $10,898,000 | 4,678 |
| Tier 2 risk-based capital | $761,000 | 4,564 |
| Total risk weighted assets | $77,991,000 | 4,418 |
| Total unused commitments | $17,484,000 | 3,477 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 35 | 4,420 |
| Assets and Liabilities | ||
| Total Assets: | $106,096,000 | 4,707 |
| Cash and due from depository institutions | $14,400,000 | 4,420 |
| Interest-bearing balances | $3,000,000 | 1,571 |
| Securities | $3,992,000 | 7,848 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,370 |
| Net loans & leases | $76,958,000 | 4,273 |
| Loan loss allowance | $752,000 | 4,884 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,028,000 | 5,833 |
| Other real estate owned | $0 | 4,420 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $718,000 | 7,251 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $106,096,000 | 4,707 |
| Total liabilities | $95,445,000 | 4,671 |
| Total deposits | $94,697,000 | 4,409 |
| Interest-bearing deposits | $45,990,000 | 6,160 |
| Deposits held in domestic offices | $94,697,000 | 4,405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $748,000 | 3,845 |
| Total equity capital | $10,651,000 | 4,783 |
| Total bank equity capital | $10,651,000 | 4,783 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $7,000,000 | 2,805 |
| Undivided profits | $2,651,000 | 5,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $378,000 | 6,235 |
| Earning assets | $92,950,000 | 4,860 |
| Long-term assets (5+ years) | $361,000 | 7,767 |
| Average Assets, year-to-date | $107,218,500 | 4,640 |
| Average Assets, quarterly | $107,218,500 | 4,640 |
| Volatile liabilities | $9,701,000 | 5,939 |
| Insider loans | $539,000 | 5,274 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $17,282,000 | 3,444 |
| Tier 1 (core) risk-based capital | $10,655,000 | 4,714 |
| Tier 2 risk-based capital | $752,000 | 4,606 |
| Total risk weighted assets | $79,447,000 | 4,351 |
| Total unused commitments | $17,282,000 | 3,446 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 36 | 4,342 |
| Assets and Liabilities | ||
| Total Assets: | $108,341,000 | 4,618 |
| Cash and due from depository institutions | $9,197,000 | 4,342 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $6,000,000 | 7,397 |
| Federal funds sold & reverse repurchase agreements | $19,000,000 | 599 |
| Net loans & leases | $72,298,000 | 4,445 |
| Loan loss allowance | $730,000 | 4,948 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,050,000 | 5,775 |
| Other real estate owned | $56,000 | 4,342 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $740,000 | 7,159 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $108,341,000 | 4,618 |
| Total liabilities | $97,771,000 | 4,587 |
| Total deposits | $97,202,000 | 4,325 |
| Interest-bearing deposits | $47,549,000 | 6,058 |
| Deposits held in domestic offices | $97,202,000 | 4,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $569,000 | 4,409 |
| Total equity capital | $10,570,000 | 4,813 |
| Total bank equity capital | $10,570,000 | 4,813 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $7,000,000 | 2,755 |
| Undivided profits | $2,570,000 | 6,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $412,000 | 5,957 |
| Earning assets | $97,298,000 | 4,701 |
| Long-term assets (5+ years) | $463,000 | 7,744 |
| Average Assets, year-to-date | $103,308,600 | 4,640 |
| Average Assets, quarterly | $109,394,500 | 4,549 |
| Volatile liabilities | $9,618,000 | 5,923 |
| Insider loans | $554,000 | 5,277 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,637,000 | 3,182 |
| Tier 1 (core) risk-based capital | $10,574,000 | 4,687 |
| Tier 2 risk-based capital | $730,000 | 4,654 |
| Total risk weighted assets | $78,881,000 | 4,355 |
| Total unused commitments | $18,637,000 | 3,182 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $110,448,000 | 4,510 |
| Cash and due from depository institutions | $14,483,000 | 4,246 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $6,009,000 | 7,438 |
| Federal funds sold & reverse repurchase agreements | $21,000,000 | 531 |
| Net loans & leases | $67,212,000 | 4,612 |
| Loan loss allowance | $700,000 | 5,079 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,080,000 | 5,714 |
| Other real estate owned | $0 | 4,246 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $664,000 | 7,445 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $110,448,000 | 4,510 |
| Total liabilities | $100,045,000 | 4,461 |
| Total deposits | $99,451,000 | 4,186 |
| Interest-bearing deposits | $46,093,000 | 6,136 |
| Deposits held in domestic offices | $99,451,000 | 4,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $594,000 | 4,462 |
| Total equity capital | $10,403,000 | 4,872 |
| Total bank equity capital | $10,403,000 | 4,872 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $7,000,000 | 2,722 |
| Undivided profits | $2,403,000 | 6,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $386,000 | 6,334 |
| Earning assets | $94,221,000 | 4,760 |
| Long-term assets (5+ years) | $326,000 | 7,872 |
| Average Assets, year-to-date | $102,050,500 | 4,678 |
| Average Assets, quarterly | $107,665,500 | 4,557 |
| Volatile liabilities | $8,968,000 | 6,083 |
| Insider loans | $570,000 | 5,198 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,323,000 | 3,426 |
| Tier 1 (core) risk-based capital | $10,403,000 | 4,708 |
| Tier 2 risk-based capital | $700,000 | 4,769 |
| Total risk weighted assets | $74,226,000 | 4,495 |
| Total unused commitments | $16,323,000 | 3,429 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $104,883,000 | 4,671 |
| Cash and due from depository institutions | $7,292,000 | 4,371 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $12,768,000 | 5,996 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 708 |
| Net loans & leases | $67,968,000 | 4,553 |
| Loan loss allowance | $690,000 | 5,131 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,117,000 | 5,638 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $738,000 | 7,222 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $104,883,000 | 4,671 |
| Total liabilities | $94,645,000 | 4,620 |
| Total deposits | $93,981,000 | 4,352 |
| Interest-bearing deposits | $45,548,000 | 6,203 |
| Deposits held in domestic offices | $93,981,000 | 4,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $664,000 | 3,890 |
| Total equity capital | $10,238,000 | 4,789 |
| Total bank equity capital | $10,238,000 | 4,789 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $7,000,000 | 2,681 |
| Undivided profits | $2,238,000 | 6,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $420,000 | 5,847 |
| Earning assets | $95,736,000 | 4,672 |
| Long-term assets (5+ years) | $344,000 | 7,912 |
| Average Assets, year-to-date | $99,251,330 | 4,796 |
| Average Assets, quarterly | $102,053,500 | 4,741 |
| Volatile liabilities | $8,150,000 | 6,281 |
| Insider loans | $542,000 | 5,293 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,271,000 | 3,686 |
| Tier 1 (core) risk-based capital | $10,238,000 | 4,720 |
| Tier 2 risk-based capital | $690,000 | 4,804 |
| Total risk weighted assets | $71,525,000 | 4,568 |
| Total unused commitments | $14,271,000 | 3,686 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $99,224,000 | 4,850 |
| Cash and due from depository institutions | $7,623,000 | 4,371 |
| Interest-bearing balances | $100,000 | 5,261 |
| Securities | $13,780,000 | 5,784 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,467 |
| Net loans & leases | $65,948,000 | 4,568 |
| Loan loss allowance | $650,000 | 5,283 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,156,000 | 5,553 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $717,000 | 7,198 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $99,224,000 | 4,850 |
| Total liabilities | $89,161,000 | 4,820 |
| Total deposits | $88,594,000 | 4,560 |
| Interest-bearing deposits | $42,225,000 | 6,467 |
| Deposits held in domestic offices | $88,594,000 | 4,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $567,000 | 4,570 |
| Total equity capital | $10,063,000 | 4,929 |
| Total bank equity capital | $10,063,000 | 4,929 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $7,000,000 | 2,652 |
| Undivided profits | $2,063,000 | 6,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $409,000 | 5,877 |
| Earning assets | $89,828,000 | 4,889 |
| Long-term assets (5+ years) | $490,000 | 7,868 |
| Average Assets, year-to-date | $96,435,500 | 4,904 |
| Average Assets, quarterly | $96,435,500 | 4,904 |
| Volatile liabilities | $7,947,000 | 6,265 |
| Insider loans | $552,000 | 5,251 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,755,000 | 3,415 |
| Tier 1 (core) risk-based capital | $10,063,000 | 4,729 |
| Tier 2 risk-based capital | $650,000 | 4,958 |
| Total risk weighted assets | $69,592,000 | 4,595 |
| Total unused commitments | $15,755,000 | 3,421 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 43 | 3,824 |
| Assets and Liabilities | ||
| Total Assets: | $93,647,000 | 5,012 |
| Cash and due from depository institutions | $7,448,000 | 3,824 |
| Interest-bearing balances | $100,000 | 5,208 |
| Securities | $15,798,000 | 5,490 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,270 |
| Net loans & leases | $63,423,000 | 4,674 |
| Loan loss allowance | $593,000 | 5,540 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,185,000 | 5,521 |
| Other real estate owned | $0 | 3,824 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $793,000 | 7,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,647,000 | 5,012 |
| Total liabilities | $83,510,000 | 5,029 |
| Total deposits | $83,114,000 | 4,770 |
| Interest-bearing deposits | $39,159,000 | 6,656 |
| Deposits held in domestic offices | $83,114,000 | 4,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $396,000 | 5,355 |
| Total equity capital | $10,137,000 | 4,825 |
| Total bank equity capital | $10,137,000 | 4,825 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $6,500,000 | 2,807 |
| Undivided profits | $2,637,000 | 6,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $475,000 | 5,528 |
| Earning assets | $84,321,000 | 5,069 |
| Long-term assets (5+ years) | $401,000 | 7,958 |
| Average Assets, year-to-date | $93,240,000 | 4,910 |
| Average Assets, quarterly | $92,316,000 | 5,016 |
| Volatile liabilities | $7,256,000 | 6,485 |
| Insider loans | $522,000 | 5,381 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $14,062,000 | 3,552 |
| Tier 1 (core) risk-based capital | $10,134,000 | 4,673 |
| Tier 2 risk-based capital | $593,000 | 5,211 |
| Total risk weighted assets | $65,977,000 | 4,771 |
| Total unused commitments | $14,062,000 | 3,554 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 40 | 4,063 |
| Assets and Liabilities | ||
| Total Assets: | $90,985,000 | 5,084 |
| Cash and due from depository institutions | $7,067,000 | 4,063 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $15,819,000 | 5,386 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,422 |
| Net loans & leases | $55,824,000 | 5,053 |
| Loan loss allowance | $591,000 | 5,581 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,186,000 | 5,508 |
| Other real estate owned | $312,000 | 4,063 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $777,000 | 7,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,985,000 | 5,084 |
| Total liabilities | $81,021,000 | 5,114 |
| Total deposits | $80,523,000 | 4,859 |
| Interest-bearing deposits | $40,332,000 | 6,595 |
| Deposits held in domestic offices | $80,523,000 | 4,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $498,000 | 5,041 |
| Total equity capital | $9,964,000 | 4,859 |
| Total bank equity capital | $9,964,000 | 4,859 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,500,000 | 2,753 |
| Undivided profits | $2,464,000 | 6,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $416,000 | 6,131 |
| Earning assets | $81,643,000 | 5,158 |
| Long-term assets (5+ years) | $620,000 | 7,905 |
| Average Assets, year-to-date | $93,138,250 | 4,916 |
| Average Assets, quarterly | $96,346,500 | 4,875 |
| Volatile liabilities | $7,039,000 | 6,583 |
| Insider loans | $531,000 | 5,344 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $15,408,000 | 3,355 |
| Tier 1 (core) risk-based capital | $9,958,000 | 4,708 |
| Tier 2 risk-based capital | $591,000 | 5,235 |
| Total risk weighted assets | $59,925,000 | 5,043 |
| Total unused commitments | $15,408,000 | 3,359 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $101,708,000 | 4,704 |
| Cash and due from depository institutions | $9,573,000 | 3,997 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $16,841,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 855 |
| Net loans & leases | $54,887,000 | 5,077 |
| Loan loss allowance | $625,000 | 5,360 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,206,000 | 5,443 |
| Other real estate owned | $312,000 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $889,000 | 6,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,708,000 | 4,704 |
| Total liabilities | $91,845,000 | 4,655 |
| Total deposits | $91,457,000 | 4,418 |
| Interest-bearing deposits | $43,461,000 | 6,374 |
| Deposits held in domestic offices | $91,457,000 | 4,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $388,000 | 5,811 |
| Total equity capital | $9,863,000 | 4,903 |
| Total bank equity capital | $9,863,000 | 4,903 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $6,500,000 | 2,721 |
| Undivided profits | $2,363,000 | 6,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 7,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $483,000 | 5,509 |
| Earning assets | $89,728,000 | 4,828 |
| Long-term assets (5+ years) | $1,095,000 | 7,706 |
| Average Assets, year-to-date | $93,856,000 | 4,894 |
| Average Assets, quarterly | $96,043,000 | 4,860 |
| Volatile liabilities | $7,799,000 | 6,356 |
| Insider loans | $558,000 | 5,221 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,307,000 | 4,387 |
| Tier 1 (core) risk-based capital | $9,855,000 | 4,682 |
| Tier 2 risk-based capital | $625,000 | 5,026 |
| Total risk weighted assets | $60,235,000 | 4,998 |
| Total unused commitments | $9,307,000 | 4,397 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $90,378,000 | 5,049 |
| Cash and due from depository institutions | $6,864,000 | 4,051 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $17,989,000 | 4,981 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,542 |
| Net loans & leases | $52,280,000 | 5,190 |
| Loan loss allowance | $527,000 | 5,842 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,217,000 | 5,410 |
| Other real estate owned | $312,000 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $716,000 | 7,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,378,000 | 5,049 |
| Total liabilities | $80,558,000 | 5,069 |
| Total deposits | $80,082,000 | 4,840 |
| Interest-bearing deposits | $40,322,000 | 6,590 |
| Deposits held in domestic offices | $80,082,000 | 4,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $476,000 | 5,284 |
| Total equity capital | $9,820,000 | 4,830 |
| Total bank equity capital | $9,820,000 | 4,830 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $6,500,000 | 2,668 |
| Undivided profits | $2,320,000 | 6,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 7,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $430,000 | 5,912 |
| Earning assets | $81,269,000 | 5,125 |
| Long-term assets (5+ years) | $386,000 | 8,055 |
| Average Assets, year-to-date | $89,930,000 | 5,022 |
| Average Assets, quarterly | $89,930,000 | 5,022 |
| Volatile liabilities | $7,038,000 | 6,567 |
| Insider loans | $531,000 | 5,297 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,017,000 | 3,764 |
| Tier 1 (core) risk-based capital | $9,710,000 | 4,668 |
| Tier 2 risk-based capital | $527,000 | 5,481 |
| Total risk weighted assets | $56,435,000 | 5,130 |
| Total unused commitments | $12,017,000 | 3,778 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $89,482,000 | 5,055 |
| Cash and due from depository institutions | $4,853,000 | 4,049 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $18,757,000 | 4,836 |
| Federal funds sold & reverse repurchase agreements | $14,000,000 | 1,013 |
| Net loans & leases | $49,165,000 | 5,382 |
| Loan loss allowance | $554,000 | 5,642 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,193,000 | 5,438 |
| Other real estate owned | $732,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $782,000 | 7,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,482,000 | 5,055 |
| Total liabilities | $79,759,000 | 5,065 |
| Total deposits | $79,358,000 | 4,823 |
| Interest-bearing deposits | $40,972,000 | 6,508 |
| Deposits held in domestic offices | $79,358,000 | 4,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $401,000 | 5,856 |
| Total equity capital | $9,723,000 | 4,826 |
| Total bank equity capital | $9,723,000 | 4,826 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $6,000,000 | 2,779 |
| Undivided profits | $2,723,000 | 6,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 8,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $489,000 | 5,672 |
| Earning assets | $81,922,000 | 5,043 |
| Long-term assets (5+ years) | $1,199,000 | 7,649 |
| Average Assets, year-to-date | $87,216,800 | 4,966 |
| Average Assets, quarterly | $90,232,000 | 4,984 |
| Volatile liabilities | $6,778,000 | 6,675 |
| Insider loans | $680,000 | 4,794 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,869,000 | 3,195 |
| Tier 1 (core) risk-based capital | $9,615,000 | 4,651 |
| Tier 2 risk-based capital | $554,000 | 5,309 |
| Total risk weighted assets | $53,119,000 | 5,278 |
| Total unused commitments | $14,869,000 | 3,199 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 39 | 4,123 |
| Assets and Liabilities | ||
| Total Assets: | $88,725,000 | 4,959 |
| Cash and due from depository institutions | $2,609,000 | 4,123 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $11,079,000 | 6,234 |
| Federal funds sold & reverse repurchase agreements | $30,500,000 | 469 |
| Net loans & leases | $42,507,000 | 5,759 |
| Loan loss allowance | $516,000 | 5,717 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,309,000 | 5,211 |
| Other real estate owned | $0 | 4,123 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $721,000 | 7,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,725,000 | 4,959 |
| Total liabilities | $79,383,000 | 4,962 |
| Total deposits | $78,637,000 | 4,731 |
| Interest-bearing deposits | $39,117,000 | 6,608 |
| Deposits held in domestic offices | $78,637,000 | 4,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $746,000 | 4,248 |
| Total equity capital | $9,342,000 | 4,757 |
| Total bank equity capital | $9,342,000 | 4,757 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $6,000,000 | 2,662 |
| Undivided profits | $2,342,000 | 6,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $417,000 | 4,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $455,000 | 6,275 |
| Earning assets | $84,086,000 | 4,830 |
| Long-term assets (5+ years) | $1,005,000 | 7,884 |
| Average Assets, year-to-date | $84,057,400 | 4,970 |
| Average Assets, quarterly | $90,070,500 | 4,872 |
| Volatile liabilities | $8,986,000 | 5,932 |
| Insider loans | $1,113,000 | 3,691 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,190,000 | 3,892 |
| Tier 1 (core) risk-based capital | $9,227,000 | 4,632 |
| Tier 2 risk-based capital | $516,000 | 5,408 |
| Total risk weighted assets | $47,982,000 | 5,541 |
| Total unused commitments | $10,190,000 | 3,903 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $83,336,000 | 5,053 |
| Cash and due from depository institutions | $4,030,000 | 4,753 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $24,994,000 | 3,949 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,512 |
| Net loans & leases | $44,493,000 | 5,565 |
| Loan loss allowance | $518,000 | 5,590 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $969,000 | 6,051 |
| Other real estate owned | $0 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $850,000 | 6,644 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,336,000 | 5,053 |
| Total liabilities | $72,691,000 | 5,134 |
| Total deposits | $72,085,000 | 4,903 |
| Interest-bearing deposits | $33,120,000 | 7,047 |
| Deposits held in domestic offices | $72,085,000 | 4,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $606,000 | 5,149 |
| Total equity capital | $10,645,000 | 4,186 |
| Total bank equity capital | $10,645,000 | 4,186 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $5,145,000 | 4,303 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $323,000 | 6,668 |
| Earning assets | $77,487,000 | 5,020 |
| Long-term assets (5+ years) | $4,879,000 | 6,049 |
| Average Assets, year-to-date | $77,425,400 | 5,132 |
| Average Assets, quarterly | $80,583,000 | 5,115 |
| Volatile liabilities | $8,180,000 | 6,198 |
| Insider loans | $1,518,000 | 2,904 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,869,000 | 4,627 |
| Tier 1 (core) risk-based capital | $10,565,000 | 4,092 |
| Tier 2 risk-based capital | $518,000 | 5,276 |
| Total risk weighted assets | $48,798,800 | 5,400 |
| Total unused commitments | $6,869,000 | 4,628 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $73,242,000 | 5,526 |
| Cash and due from depository institutions | $4,777,000 | 4,901 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $25,125,000 | 4,118 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,485 |
| Net loans & leases | $35,019,000 | 6,284 |
| Loan loss allowance | $444,000 | 6,090 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,015,000 | 6,001 |
| Other real estate owned | $0 | 4,901 |
| Goodwill and other intangibles | $13,000 | 3,118 |
| All other assets | $793,000 | 6,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,242,000 | 5,526 |
| Total liabilities | $63,862,000 | 5,620 |
| Total deposits | $63,498,000 | 5,377 |
| Interest-bearing deposits | $32,242,000 | 7,254 |
| Deposits held in domestic offices | $63,498,000 | 5,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $364,000 | 6,368 |
| Total equity capital | $9,380,000 | 4,486 |
| Total bank equity capital | $9,380,000 | 4,486 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $4,380,000 | 4,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $222,000 | 7,513 |
| Earning assets | $66,644,000 | 5,525 |
| Long-term assets (5+ years) | $5,579,000 | 6,119 |
| Average Assets, year-to-date | $68,569,400 | 5,622 |
| Average Assets, quarterly | $71,336,000 | 5,569 |
| Volatile liabilities | $7,347,000 | 6,315 |
| Insider loans | $931,000 | 3,918 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,794,000 | 5,093 |
| Tier 1 (core) risk-based capital | $9,378,000 | 4,488 |
| Tier 2 risk-based capital | $444,000 | 5,733 |
| Total risk weighted assets | $39,726,600 | 6,039 |
| Total unused commitments | $5,794,000 | 5,095 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $67,848,000 | 5,840 |
| Cash and due from depository institutions | $3,277,000 | 5,562 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $20,511,000 | 4,764 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,811 |
| Net loans & leases | $33,581,000 | 6,321 |
| Loan loss allowance | $444,000 | 6,055 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $212,000 | 9,170 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $50,000 | 2,903 |
| All other assets | $717,000 | 7,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,848,000 | 5,840 |
| Total liabilities | $59,546,000 | 5,891 |
| Total deposits | $59,204,000 | 5,674 |
| Interest-bearing deposits | $27,957,000 | 7,848 |
| Deposits held in domestic offices | $59,204,000 | 5,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $342,000 | 7,034 |
| Total equity capital | $8,302,000 | 5,047 |
| Total bank equity capital | $8,302,000 | 5,047 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $3,500,000 | 3,783 |
| Undivided profits | $3,802,000 | 5,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $243,000 | 7,332 |
| Earning assets | $63,592,000 | 5,749 |
| Long-term assets (5+ years) | $5,707,000 | 5,962 |
| Average Assets, year-to-date | $66,607,200 | 5,700 |
| Average Assets, quarterly | $65,730,500 | 5,887 |
| Volatile liabilities | $5,405,000 | 6,808 |
| Insider loans | $1,008,000 | 3,529 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,944,000 | 5,920 |
| Tier 1 (core) risk-based capital | $8,218,000 | 4,903 |
| Tier 2 risk-based capital | $444,000 | 5,637 |
| Total risk weighted assets | $35,814,800 | 6,278 |
| Total unused commitments | $3,944,000 | 5,925 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $70,635,000 | 5,696 |
| Cash and due from depository institutions | $2,749,000 | 5,787 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $19,975,000 | 4,908 |
| Federal funds sold & reverse repurchase agreements | $17,500,000 | 756 |
| Net loans & leases | $29,511,000 | 6,914 |
| Loan loss allowance | $442,000 | 6,182 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $235,000 | 9,302 |
| Other real estate owned | $0 | 5,787 |
| Goodwill and other intangibles | $86,000 | 2,675 |
| All other assets | $579,000 | 8,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,635,000 | 5,696 |
| Total liabilities | $64,023,000 | 5,639 |
| Total deposits | $63,664,000 | 5,422 |
| Interest-bearing deposits | $32,615,000 | 7,450 |
| Deposits held in domestic offices | $63,664,000 | 5,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $359,000 | 7,141 |
| Total equity capital | $6,612,000 | 6,009 |
| Total bank equity capital | $6,612,000 | 6,009 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $3,000,000 | 4,143 |
| Undivided profits | $2,612,000 | 6,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $176,000 | 8,629 |
| Earning assets | $66,986,000 | 5,552 |
| Long-term assets (5+ years) | $3,120,000 | 6,967 |
| Average Assets, year-to-date | $63,265,000 | 5,931 |
| Average Assets, quarterly | $66,549,000 | 5,862 |
| Volatile liabilities | $6,458,000 | 6,368 |
| Insider loans | $990,000 | 3,587 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,489,000 | 4,942 |
| Tier 1 (core) risk-based capital | $6,494,000 | 5,950 |
| Tier 2 risk-based capital | $415,620 | 5,864 |
| Total risk weighted assets | $33,223,320 | 6,609 |
| Total unused commitments | $5,489,000 | 4,947 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $58,800,000 | 6,602 |
| Cash and due from depository institutions | $3,097,000 | 6,081 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $17,403,000 | 5,847 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,295 |
| Net loans & leases | $27,451,000 | 7,304 |
| Loan loss allowance | $465,000 | 6,214 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $134,000 | 10,374 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $123,000 | 2,398 |
| All other assets | $592,000 | 8,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,800,000 | 6,602 |
| Total liabilities | $53,503,000 | 6,541 |
| Total deposits | $53,220,000 | 6,359 |
| Interest-bearing deposits | $28,055,000 | 8,313 |
| Deposits held in domestic offices | $53,220,000 | 6,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $283,000 | 8,101 |
| Total equity capital | $5,297,000 | 6,987 |
| Total bank equity capital | $5,297,000 | 6,987 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $1,797,000 | 7,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 9,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $161,000 | 9,127 |
| Earning assets | $54,854,000 | 6,533 |
| Long-term assets (5+ years) | $4,045,000 | 6,386 |
| Average Assets, year-to-date | $56,120,200 | 6,640 |
| Average Assets, quarterly | $58,205,500 | 6,594 |
| Volatile liabilities | $1,999,000 | 9,482 |
| Insider loans | $567,000 | 5,189 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,348,000 | 5,466 |
| Tier 1 (core) risk-based capital | $5,143,000 | 7,031 |
| Tier 2 risk-based capital | $364,460 | 6,486 |
| Total risk weighted assets | $29,056,560 | 7,227 |
| Total unused commitments | $4,348,000 | 5,476 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 28 | 6,302 |
| Assets and Liabilities | ||
| Total Assets: | $53,163,000 | 7,183 |
| Cash and due from depository institutions | $3,934,000 | 6,302 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,553,000 | 6,558 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,816 |
| Net loans & leases | $24,812,000 | 7,759 |
| Loan loss allowance | $433,000 | 6,640 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $155,000 | 10,607 |
| Other real estate owned | $0 | 6,302 |
| Goodwill and other intangibles | $160,000 | 2,132 |
| All other assets | $549,000 | 8,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,163,000 | 7,183 |
| Total liabilities | $48,698,000 | 7,093 |
| Total deposits | $48,443,000 | 6,919 |
| Interest-bearing deposits | $25,116,000 | 9,019 |
| Deposits held in domestic offices | $48,443,000 | 6,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $255,000 | 8,907 |
| Total equity capital | $4,465,000 | 7,859 |
| Total bank equity capital | $4,465,000 | 7,859 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $1,465,000 | 8,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 10,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $169,000 | 9,351 |
| Earning assets | $48,365,000 | 7,194 |
| Long-term assets (5+ years) | $2,491,000 | 7,439 |
| Average Assets, year-to-date | $49,654,400 | 7,251 |
| Average Assets, quarterly | $52,735,000 | 7,141 |
| Volatile liabilities | $1,790,000 | 9,858 |
| Insider loans | $612,000 | 5,062 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,331,000 | 6,077 |
| Tier 1 (core) risk-based capital | $4,229,000 | 7,980 |
| Tier 2 risk-based capital | $332,270 | 6,925 |
| Total risk weighted assets | $26,480,770 | 7,665 |
| Total unused commitments | $3,331,000 | 6,092 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $47,816,000 | 7,701 |
| Cash and due from depository institutions | $2,224,000 | 6,680 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $10,007,000 | 8,755 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 786 |
| Net loans & leases | $22,821,000 | 8,194 |
| Loan loss allowance | $392,000 | 7,247 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $185,000 | 10,830 |
| Other real estate owned | $0 | 6,680 |
| Goodwill and other intangibles | $196,000 | 1,936 |
| All other assets | $383,000 | 10,494 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,816,000 | 7,701 |
| Total liabilities | $43,946,000 | 7,615 |
| Total deposits | $43,751,000 | 7,429 |
| Interest-bearing deposits | $23,454,000 | 9,519 |
| Deposits held in domestic offices | $43,751,000 | 7,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $195,000 | 9,114 |
| Total equity capital | $3,870,000 | 8,328 |
| Total bank equity capital | $3,870,000 | 8,328 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,500,000 | 6,572 |
| Undivided profits | $1,370,000 | 8,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $142,000 | 9,852 |
| Earning assets | $44,928,000 | 7,564 |
| Long-term assets (5+ years) | $1,027,000 | 9,423 |
| Average Assets, year-to-date | $43,970,600 | 7,974 |
| Average Assets, quarterly | $46,182,500 | 7,816 |
| Volatile liabilities | $1,975,000 | 9,705 |
| Insider loans | $1,033,000 | 3,619 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,662,000 | 5,794 |
| Tier 1 (core) risk-based capital | $3,673,000 | 8,680 |
| Tier 2 risk-based capital | $313,070 | 7,317 |
| Total risk weighted assets | $24,966,270 | 8,041 |
| Total unused commitments | $3,662,000 | 5,802 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $41,508,000 | 8,640 |
| Cash and due from depository institutions | $2,175,000 | 7,348 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,009,000 | 10,764 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,160 |
| Net loans & leases | $21,141,000 | 8,611 |
| Loan loss allowance | $326,000 | 8,324 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $125,000 | 11,922 |
| Other real estate owned | $0 | 7,348 |
| Goodwill and other intangibles | $233,000 | 1,744 |
| All other assets | $325,000 | 11,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,508,000 | 8,640 |
| Total liabilities | $37,977,000 | 8,580 |
| Total deposits | $37,820,000 | 8,427 |
| Interest-bearing deposits | $21,610,000 | 10,282 |
| Deposits held in domestic offices | $37,820,000 | 8,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $157,000 | 10,213 |
| Total equity capital | $3,531,000 | 9,014 |
| Total bank equity capital | $3,531,000 | 9,014 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,500,000 | 6,601 |
| Undivided profits | $1,031,000 | 9,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 10,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $121,000 | 10,361 |
| Earning assets | $38,650,000 | 8,551 |
| Long-term assets (5+ years) | $704,000 | 10,368 |
| Average Assets, year-to-date | $38,879,200 | 8,831 |
| Average Assets, quarterly | $40,156,500 | 8,744 |
| Volatile liabilities | $1,978,000 | 9,734 |
| Insider loans | $737,000 | 4,584 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,817,000 | 7,806 |
| Tier 1 (core) risk-based capital | $3,298,000 | 9,281 |
| Tier 2 risk-based capital | $290,940 | 7,741 |
| Total risk weighted assets | $23,240,040 | 8,474 |
| Total unused commitments | $1,817,000 | 7,833 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $37,962,000 | 9,279 |
| Cash and due from depository institutions | $2,767,000 | 8,155 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $6,518,000 | 10,809 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,489 |
| Net loans & leases | $16,879,000 | 9,671 |
| Loan loss allowance | $324,000 | 8,468 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $156,000 | 12,046 |
| Other real estate owned | $21,000 | 8,155 |
| Goodwill and other intangibles | $270,000 | 1,669 |
| All other assets | $351,000 | 11,170 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,962,000 | 9,279 |
| Total liabilities | $35,187,000 | 9,172 |
| Total deposits | $34,972,000 | 9,041 |
| Interest-bearing deposits | $21,769,000 | 10,581 |
| Deposits held in domestic offices | $34,972,000 | 9,035 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $215,000 | 9,710 |
| Total equity capital | $2,775,000 | 10,120 |
| Total bank equity capital | $2,775,000 | 10,120 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $775,000 | 10,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 12,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $105,000 | 11,403 |
| Earning assets | $34,497,000 | 9,271 |
| Long-term assets (5+ years) | $928,000 | 10,354 |
| Average Assets, year-to-date | $35,001,400 | 9,543 |
| Average Assets, quarterly | $36,354,000 | 9,440 |
| Volatile liabilities | $3,102,000 | 8,432 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,618,000 | 7,906 |
| Tier 1 (core) risk-based capital | $2,505,000 | 10,513 |
| Tier 2 risk-based capital | $242,160 | 8,558 |
| Total risk weighted assets | $19,291,160 | 9,465 |
| Total unused commitments | $1,618,000 | 7,940 |
| Derivatives | $0 | 651 |