Home > The Oakley Improved Building and Loan Company > Assets and Liabilities
The Oakley Improved Building and Loan Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 5 | 9,923 |
| Assets and Liabilities | ||
| Total Assets: | $19,372,000 | 9,414 |
| Cash and due from depository institutions | $1,025,000 | 9,923 |
| Interest-bearing balances | $490,000 | 3,200 |
| Securities | $2,360,000 | 9,523 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,789 |
| Net loans & leases | $13,773,000 | 8,800 |
| Loan loss allowance | $53,000 | 9,864 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $24,000 | 10,072 |
| Other real estate owned | $0 | 9,923 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $290,000 | 9,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,372,000 | 9,414 |
| Total liabilities | $16,613,000 | 9,420 |
| Total deposits | $15,872,000 | 9,404 |
| Interest-bearing deposits | $15,872,000 | 9,098 |
| Deposits held in domestic offices | $15,872,000 | 9,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $741,000 | 4,069 |
| Total equity capital | $2,759,000 | 8,882 |
| Total bank equity capital | $2,759,000 | 8,882 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $2,759,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $69,000 | 9,517 |
| Earning assets | $18,523,000 | 9,306 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $17,806,800 | 9,460 |
| Average Assets, quarterly | $18,195,000 | 9,480 |
| Volatile liabilities | $3,316,000 | 8,205 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,699,000 | 7,764 |
| Tier 1 (core) risk-based capital | $1,615,000 | 9,797 |
| Tier 2 risk-based capital | $833,000 | 3,675 |
| Total risk weighted assets | $9,123,000 | 9,618 |
| Total unused commitments | $1,699,000 | 7,770 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 4 | 10,295 |
| Assets and Liabilities | ||
| Total Assets: | $17,887,000 | 9,713 |
| Cash and due from depository institutions | $543,000 | 10,295 |
| Interest-bearing balances | $485,000 | 3,579 |
| Securities | $3,074,000 | 9,467 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 4,110 |
| Net loans & leases | $10,091,000 | 9,454 |
| Loan loss allowance | $25,000 | 10,277 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $27,000 | 10,288 |
| Other real estate owned | $0 | 10,295 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $252,000 | 9,652 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $17,887,000 | 9,713 |
| Total liabilities | $14,614,000 | 9,784 |
| Total deposits | $13,626,000 | 9,805 |
| Interest-bearing deposits | $13,626,000 | 9,551 |
| Deposits held in domestic offices | $13,626,000 | 9,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $988,000 | 3,564 |
| Total equity capital | $3,273,000 | 8,576 |
| Total bank equity capital | $3,273,000 | 8,576 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $3,273,000 | 5,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $60,000 | 9,827 |
| Earning assets | $17,550,000 | 9,581 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $17,332,200 | 9,666 |
| Average Assets, quarterly | $17,642,500 | 9,687 |
| Volatile liabilities | $1,294,000 | 9,565 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $1,676,000 | 9,906 |
| Tier 2 risk-based capital | $1,114,000 | 2,769 |
| Total risk weighted assets | $6,250,000 | 10,116 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 4 | 10,726 |
| Assets and Liabilities | ||
| Total Assets: | $16,878,000 | 10,156 |
| Cash and due from depository institutions | $569,000 | 10,726 |
| Interest-bearing balances | $504,000 | 3,107 |
| Securities | $2,553,000 | 10,141 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,522 |
| Net loans & leases | $11,080,000 | 9,683 |
| Loan loss allowance | $25,000 | 10,748 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $15,000 | 10,791 |
| Other real estate owned | $0 | 10,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $261,000 | 10,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,878,000 | 10,156 |
| Total liabilities | $14,261,000 | 10,200 |
| Total deposits | $13,550,000 | 10,206 |
| Interest-bearing deposits | $13,550,000 | 9,888 |
| Deposits held in domestic offices | $13,550,000 | 10,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $711,000 | 4,641 |
| Total equity capital | $2,617,000 | 9,392 |
| Total bank equity capital | $2,617,000 | 9,392 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $2,617,000 | 6,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 9,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $67,000 | 10,236 |
| Earning assets | $16,537,000 | 10,003 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $16,040,600 | 10,142 |
| Average Assets, quarterly | $16,548,000 | 10,151 |
| Volatile liabilities | $933,000 | 10,206 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $1,542,000 | 10,370 |
| Tier 2 risk-based capital | $25,000 | 10,709 |
| Total risk weighted assets | $6,474,000 | 10,523 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 4 | 11,246 |
| Assets and Liabilities | ||
| Total Assets: | $15,550,000 | 10,736 |
| Cash and due from depository institutions | $707,000 | 11,246 |
| Interest-bearing balances | $341,000 | 3,431 |
| Securities | $1,534,000 | 11,002 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,046 |
| Net loans & leases | $11,165,000 | 10,038 |
| Loan loss allowance | $25,000 | 11,286 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $15,000 | 11,317 |
| Other real estate owned | $0 | 11,246 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $229,000 | 10,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,550,000 | 10,736 |
| Total liabilities | $13,418,000 | 10,766 |
| Total deposits | $12,906,000 | 10,753 |
| Interest-bearing deposits | $12,906,000 | 10,434 |
| Deposits held in domestic offices | $12,906,000 | 10,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $512,000 | 5,874 |
| Total equity capital | $2,132,000 | 10,195 |
| Total bank equity capital | $2,132,000 | 10,195 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $2,132,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 10,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $68,000 | 10,700 |
| Earning assets | $14,940,000 | 10,628 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $15,459,000 | 10,666 |
| Average Assets, quarterly | $15,514,500 | 10,711 |
| Volatile liabilities | $872,000 | 10,651 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $1,414,000 | 10,922 |
| Tier 2 risk-based capital | $25,000 | 11,243 |
| Total risk weighted assets | $6,433,000 | 11,009 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 4 | 11,773 |
| Assets and Liabilities | ||
| Total Assets: | $15,490,000 | 11,181 |
| Cash and due from depository institutions | $575,000 | 11,773 |
| Interest-bearing balances | $469,000 | 3,411 |
| Securities | $1,509,000 | 11,519 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,257 |
| Net loans & leases | $10,967,000 | 10,380 |
| Loan loss allowance | $20,000 | 11,830 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $18,000 | 11,816 |
| Other real estate owned | $0 | 11,773 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $221,000 | 11,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,490,000 | 11,181 |
| Total liabilities | $13,608,000 | 11,196 |
| Total deposits | $13,186,000 | 11,177 |
| Interest-bearing deposits | $13,186,000 | 10,871 |
| Deposits held in domestic offices | $13,186,000 | 11,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $422,000 | 6,930 |
| Total equity capital | $1,882,000 | 10,830 |
| Total bank equity capital | $1,882,000 | 10,830 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $1,882,000 | 7,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 8,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $61,000 | 11,285 |
| Earning assets | $15,145,000 | 11,042 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $14,920,400 | 11,177 |
| Average Assets, quarterly | $15,223,000 | 11,182 |
| Volatile liabilities | $788,000 | 11,109 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $1,364,000 | 11,368 |
| Tier 2 risk-based capital | $20,000 | 11,766 |
| Total risk weighted assets | $6,329,000 | 11,497 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 4 | 12,405 |
| Assets and Liabilities | ||
| Total Assets: | $14,574,000 | 11,800 |
| Cash and due from depository institutions | $1,337,000 | 12,405 |
| Interest-bearing balances | $1,228,000 | 2,151 |
| Securities | $1,746,000 | 12,132 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 6,954 |
| Net loans & leases | $10,820,000 | 10,797 |
| Loan loss allowance | $20,000 | 12,464 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $20,000 | 12,416 |
| Other real estate owned | $0 | 12,405 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $201,000 | 11,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,574,000 | 11,800 |
| Total liabilities | $12,982,000 | 11,808 |
| Total deposits | $12,684,000 | 11,766 |
| Interest-bearing deposits | $12,684,000 | 11,396 |
| Deposits held in domestic offices | $12,684,000 | 11,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $298,000 | 7,355 |
| Total equity capital | $1,592,000 | 11,498 |
| Total bank equity capital | $1,592,000 | 11,498 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $1,592,000 | 7,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $60,000 | 11,756 |
| Earning assets | $14,244,000 | 11,638 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $14,408,200 | 11,804 |
| Average Assets, quarterly | $14,720,000 | 11,772 |
| Volatile liabilities | $786,000 | 11,440 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $65,000 | 11,627 |
| Tier 1 (core) risk-based capital | $1,592,000 | 11,549 |
| Tier 2 risk-based capital | $20,000 | 12,399 |
| Total risk weighted assets | $6,536,000 | 12,000 |
| Total unused commitments | $65,000 | 11,628 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 4 | 13,075 |
| Assets and Liabilities | ||
| Total Assets: | $13,984,000 | 12,481 |
| Cash and due from depository institutions | $1,390,000 | 13,075 |
| Interest-bearing balances | $1,279,000 | 3,054 |
| Securities | $1,037,000 | 12,880 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 8,149 |
| Net loans & leases | $10,481,000 | 11,238 |
| Loan loss allowance | $18,000 | 13,147 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $22,000 | 13,053 |
| Other real estate owned | $0 | 13,075 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $204,000 | 12,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,984,000 | 12,481 |
| Total liabilities | $12,842,000 | 12,424 |
| Total deposits | $12,748,000 | 12,360 |
| Interest-bearing deposits | $12,748,000 | 11,980 |
| Deposits held in domestic offices | $12,748,000 | 12,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $94,000 | 11,710 |
| Total equity capital | $1,142,000 | 12,600 |
| Total bank equity capital | $1,142,000 | 12,600 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $1,142,000 | 9,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 10,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $66,000 | 11,995 |
| Earning assets | $13,647,000 | 12,300 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $13,407,200 | 12,522 |
| Average Assets, quarterly | $13,759,500 | 12,482 |
| Volatile liabilities | $844,000 | 11,671 |
| Insider loans | $54,000 | 10,557 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $1,142,000 | 12,584 |
| Tier 2 risk-based capital | $18,000 | 13,018 |
| Total risk weighted assets | $5,983,000 | 12,687 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 3 | 13,811 |
| Assets and Liabilities | ||
| Total Assets: | $13,300,000 | 13,101 |
| Cash and due from depository institutions | $1,347,000 | 13,811 |
| Interest-bearing balances | $1,263,000 | 3,428 |
| Securities | $347,000 | 13,645 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 10,768 |
| Net loans & leases | $11,167,000 | 11,317 |
| Loan loss allowance | $14,000 | 13,784 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,000 | 13,750 |
| Other real estate owned | $0 | 13,811 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $175,000 | 13,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,300,000 | 13,101 |
| Total liabilities | $12,277,000 | 13,058 |
| Total deposits | $12,210,000 | 12,999 |
| Interest-bearing deposits | $12,209,000 | 12,576 |
| Deposits held in domestic offices | $12,210,000 | 12,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $67,000 | 13,116 |
| Total equity capital | $1,023,000 | 13,179 |
| Total bank equity capital | $1,023,000 | 13,179 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $1,023,000 | 9,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 12,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $67,000 | 12,551 |
| Earning assets | $13,027,000 | 12,886 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $13,055,400 | 13,083 |
| Average Assets, quarterly | $13,372,500 | 13,071 |
| Volatile liabilities | $874,000 | 12,046 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $46,000 | 12,357 |
| Tier 1 (core) risk-based capital | $1,023,000 | 13,164 |
| Tier 2 risk-based capital | $14,000 | 13,605 |
| Total risk weighted assets | $6,217,000 | 13,148 |
| Total unused commitments | $46,000 | 12,361 |
| Derivatives | $0 | 651 |