Home > The Oakland National Bank > Assets and Liabilities
The Oakland National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $20,220,000 | 10,281 |
| Cash and due from depository institutions | $1,139,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,537,000 | 9,182 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 8,402 |
| Net loans & leases | $11,180,000 | 10,034 |
| Loan loss allowance | $315,000 | 7,684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $117,000 | 10,509 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $831,000 | 1,379 |
| All other assets | $383,000 | 9,654 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,220,000 | 10,281 |
| Total liabilities | $17,455,000 | 10,312 |
| Total deposits | $16,787,000 | 10,292 |
| Interest-bearing deposits | $14,511,000 | 10,230 |
| Deposits held in domestic offices | $16,787,000 | 10,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,198 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $168,000 | 9,715 |
| Total equity capital | $2,765,000 | 9,511 |
| Total bank equity capital | $2,765,000 | 9,511 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $159,000 | 8,031 |
| Surplus | $2,420,000 | 4,891 |
| Undivided profits | $186,000 | 10,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 7,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $208,000 | 8,328 |
| Earning assets | $17,750,000 | 10,327 |
| Long-term assets (5+ years) | $1,690,000 | 8,080 |
| Average Assets, year-to-date | $19,702,600 | 10,231 |
| Average Assets, quarterly | $20,187,500 | 10,246 |
| Volatile liabilities | $1,709,000 | 9,776 |
| Insider loans | $176,000 | 7,955 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,520,000 | 8,075 |
| Tier 1 (core) risk-based capital | $1,923,000 | 10,395 |
| Tier 2 risk-based capital | $151,260 | 9,444 |
| Total risk weighted assets | $11,937,260 | 10,069 |
| Total unused commitments | $1,520,000 | 8,084 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 11 | 9,970 |
| Assets and Liabilities | ||
| Total Assets: | $18,869,000 | 10,830 |
| Cash and due from depository institutions | $663,000 | 9,970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,574,000 | 9,965 |
| Federal funds sold & reverse repurchase agreements | $738,000 | 7,845 |
| Net loans & leases | $10,420,000 | 10,494 |
| Loan loss allowance | $397,000 | 7,026 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $117,000 | 10,924 |
| Other real estate owned | $99,000 | 9,970 |
| Goodwill and other intangibles | $896,000 | 1,228 |
| All other assets | $362,000 | 10,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,869,000 | 10,830 |
| Total liabilities | $16,133,000 | 10,903 |
| Total deposits | $16,005,000 | 10,835 |
| Interest-bearing deposits | $14,098,000 | 10,712 |
| Deposits held in domestic offices | $16,005,000 | 10,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $128,000 | 10,742 |
| Total equity capital | $2,736,000 | 9,804 |
| Total bank equity capital | $2,736,000 | 9,804 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $159,000 | 8,432 |
| Surplus | $2,420,000 | 4,898 |
| Undivided profits | $157,000 | 11,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 6,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $214,000 | 8,519 |
| Earning assets | $16,732,000 | 10,862 |
| Long-term assets (5+ years) | $567,000 | 9,574 |
| Average Assets, year-to-date | $18,602,000 | 10,764 |
| Average Assets, quarterly | $18,637,000 | 10,829 |
| Volatile liabilities | $1,007,000 | 10,833 |
| Insider loans | $177,000 | 8,238 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,528,000 | 8,080 |
| Tier 1 (core) risk-based capital | $1,748,000 | 10,947 |
| Tier 2 risk-based capital | $143,410 | 9,895 |
| Total risk weighted assets | $11,218,910 | 10,572 |
| Total unused commitments | $1,528,000 | 8,093 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $18,923,000 | 11,277 |
| Cash and due from depository institutions | $563,000 | 10,449 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,267,000 | 10,725 |
| Federal funds sold & reverse repurchase agreements | $16,000 | 8,351 |
| Net loans & leases | $11,541,000 | 10,617 |
| Loan loss allowance | $379,000 | 7,380 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $126,000 | 11,359 |
| Other real estate owned | $99,000 | 10,449 |
| Goodwill and other intangibles | $960,000 | 1,093 |
| All other assets | $351,000 | 10,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,923,000 | 11,277 |
| Total liabilities | $16,348,000 | 11,339 |
| Total deposits | $16,249,000 | 11,249 |
| Interest-bearing deposits | $14,314,000 | 11,116 |
| Deposits held in domestic offices | $16,249,000 | 11,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $99,000 | 11,144 |
| Total equity capital | $2,575,000 | 10,101 |
| Total bank equity capital | $2,575,000 | 10,101 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $159,000 | 8,897 |
| Surplus | $2,420,000 | 4,873 |
| Undivided profits | $-4,000 | 11,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 10,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $198,000 | 8,531 |
| Earning assets | $16,824,000 | 11,288 |
| Long-term assets (5+ years) | $333,000 | 10,368 |
| Average Assets, year-to-date | $19,157,400 | 11,187 |
| Average Assets, quarterly | $18,903,500 | 11,251 |
| Volatile liabilities | $1,604,000 | 10,207 |
| Insider loans | $231,000 | 7,835 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,565,000 | 8,131 |
| Tier 1 (core) risk-based capital | $1,635,000 | 11,490 |
| Tier 2 risk-based capital | $146,920 | 10,207 |
| Total risk weighted assets | $11,521,220 | 10,881 |
| Total unused commitments | $1,565,000 | 8,143 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $19,241,000 | 11,736 |
| Cash and due from depository institutions | $1,485,000 | 10,972 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,971,000 | 10,794 |
| Federal funds sold & reverse repurchase agreements | $355,000 | 9,520 |
| Net loans & leases | $10,868,000 | 11,128 |
| Loan loss allowance | $336,000 | 8,193 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $191,000 | 11,260 |
| Other real estate owned | $99,000 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $272,000 | 11,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,241,000 | 11,736 |
| Total liabilities | $17,664,000 | 11,664 |
| Total deposits | $17,592,000 | 11,565 |
| Interest-bearing deposits | $15,450,000 | 11,447 |
| Deposits held in domestic offices | $17,592,000 | 11,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $72,000 | 12,240 |
| Total equity capital | $1,577,000 | 11,966 |
| Total bank equity capital | $1,577,000 | 11,966 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $159,000 | 9,343 |
| Surplus | $318,000 | 11,134 |
| Undivided profits | $1,100,000 | 9,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 9,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $158,000 | 9,242 |
| Earning assets | $17,194,000 | 11,757 |
| Long-term assets (5+ years) | $750,000 | 10,310 |
| Average Assets, year-to-date | $18,843,400 | 11,726 |
| Average Assets, quarterly | $19,020,500 | 11,730 |
| Volatile liabilities | $904,000 | 11,561 |
| Insider loans | $333,000 | 6,969 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,448,000 | 8,374 |
| Tier 1 (core) risk-based capital | $1,577,000 | 11,944 |
| Tier 2 risk-based capital | $138,760 | 10,719 |
| Total risk weighted assets | $10,903,860 | 11,452 |
| Total unused commitments | $1,448,000 | 8,399 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $18,900,000 | 12,210 |
| Cash and due from depository institutions | $1,293,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $5,743,000 | 11,200 |
| Federal funds sold & reverse repurchase agreements | $816,000 | 9,213 |
| Net loans & leases | $10,411,000 | 11,548 |
| Loan loss allowance | $302,000 | 8,761 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $219,000 | 11,374 |
| Other real estate owned | $102,000 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $316,000 | 11,562 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,900,000 | 12,210 |
| Total liabilities | $17,494,000 | 12,119 |
| Total deposits | $17,405,000 | 12,030 |
| Interest-bearing deposits | $15,355,000 | 11,907 |
| Deposits held in domestic offices | $17,405,000 | 12,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $89,000 | 12,601 |
| Total equity capital | $1,406,000 | 12,544 |
| Total bank equity capital | $1,406,000 | 12,544 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $159,000 | 9,785 |
| Surplus | $318,000 | 11,519 |
| Undivided profits | $929,000 | 9,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $352,000 | 6,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $217,000 | 8,271 |
| Earning assets | $16,970,000 | 12,201 |
| Long-term assets (5+ years) | $1,182,000 | 9,991 |
| Average Assets, year-to-date | $18,456,800 | 12,194 |
| Average Assets, quarterly | $18,868,500 | 12,176 |
| Volatile liabilities | $1,146,000 | 11,490 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,216,000 | 8,680 |
| Tier 1 (core) risk-based capital | $1,406,000 | 12,520 |
| Tier 2 risk-based capital | $133,400 | 11,097 |
| Total risk weighted assets | $10,503,500 | 11,936 |
| Total unused commitments | $1,216,000 | 8,706 |
| Derivatives | $0 | 651 |