Home > The Norwich Savings Society > Assets and Liabilities
The Norwich Savings Society, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 228 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $696,439,000 | 708 |
| Cash and due from depository institutions | $24,189,000 | 787 |
| Interest-bearing balances | $5,535,000 | 824 |
| Securities | $178,111,000 | 683 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $460,921,000 | 667 |
| Loan loss allowance | $12,425,000 | 409 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $13,703,000 | 539 |
| Other real estate owned | $2,418,000 | 787 |
| Goodwill and other intangibles | $7,188,000 | 449 |
| All other assets | $9,909,000 | 879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $696,439,000 | 708 |
| Total liabilities | $615,094,000 | 715 |
| Total deposits | $594,226,000 | 649 |
| Interest-bearing deposits | $514,973,000 | 640 |
| Deposits held in domestic offices | $594,226,000 | 644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $15,581,000 | 1,098 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,287,000 | 960 |
| Total equity capital | $81,345,000 | 586 |
| Total bank equity capital | $81,345,000 | 586 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,754,000 | 622 |
| Surplus | $56,642,000 | 392 |
| Undivided profits | $18,949,000 | 1,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,184,000 | 576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 910 |
| Income earned, not collected on loans | $2,854,000 | 771 |
| Earning assets | $644,567,000 | 705 |
| Long-term assets (5+ years) | $148,312,000 | 537 |
| Average Assets, year-to-date | $698,606,000 | 670 |
| Average Assets, quarterly | $698,758,000 | 698 |
| Volatile liabilities | $39,483,000 | 1,705 |
| Insider loans | $833,000 | 4,025 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,170,000 | 564 |
| Unused loan commitments | $61,744,000 | 919 |
| Tier 1 (core) risk-based capital | $73,619,000 | 601 |
| Tier 2 risk-based capital | $6,674,700 | 575 |
| Total risk weighted assets | $528,225,500 | 621 |
| Total unused commitments | $61,744,000 | 925 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 234 | 805 |
| Assets and Liabilities | ||
| Total Assets: | $682,797,000 | 737 |
| Cash and due from depository institutions | $22,781,000 | 805 |
| Interest-bearing balances | $3,854,000 | 1,008 |
| Securities | $136,253,000 | 906 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $495,271,000 | 670 |
| Loan loss allowance | $13,928,000 | 406 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,386,000 | 723 |
| Other real estate owned | $1,671,000 | 805 |
| Goodwill and other intangibles | $4,818,000 | 557 |
| All other assets | $11,617,000 | 806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $682,797,000 | 737 |
| Total liabilities | $608,334,000 | 749 |
| Total deposits | $592,513,000 | 681 |
| Interest-bearing deposits | $519,360,000 | 670 |
| Deposits held in domestic offices | $592,513,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,928,000 | 1,207 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,893,000 | 1,202 |
| Total equity capital | $74,463,000 | 654 |
| Total bank equity capital | $74,463,000 | 654 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,754,000 | 667 |
| Surplus | $56,642,000 | 395 |
| Undivided profits | $12,067,000 | 2,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,826,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,785,000 | 800 |
| Earning assets | $635,378,000 | 733 |
| Long-term assets (5+ years) | $163,174,000 | 485 |
| Average Assets, year-to-date | $699,788,200 | 710 |
| Average Assets, quarterly | $688,439,000 | 732 |
| Volatile liabilities | $37,162,000 | 1,744 |
| Insider loans | $346,000 | 6,480 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $172,000 | 1,288 |
| Unused loan commitments | $61,377,000 | 937 |
| Tier 1 (core) risk-based capital | $68,828,000 | 659 |
| Tier 2 risk-based capital | $6,187,250 | 628 |
| Total risk weighted assets | $487,239,150 | 674 |
| Total unused commitments | $61,377,000 | 941 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 233 | 825 |
| Assets and Liabilities | ||
| Total Assets: | $676,907,000 | 775 |
| Cash and due from depository institutions | $15,419,000 | 825 |
| Interest-bearing balances | $1,775,000 | 1,932 |
| Securities | $208,211,000 | 647 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,010 |
| Net loans & leases | $421,296,000 | 768 |
| Loan loss allowance | $13,168,000 | 447 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,910,000 | 1,292 |
| Other real estate owned | $7,070,000 | 825 |
| Goodwill and other intangibles | $3,896,000 | 603 |
| All other assets | $12,705,000 | 779 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $676,907,000 | 775 |
| Total liabilities | $603,620,000 | 785 |
| Total deposits | $572,410,000 | 721 |
| Interest-bearing deposits | $514,673,000 | 691 |
| Deposits held in domestic offices | $572,410,000 | 710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $22,400,000 | 822 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $8,810,000 | 717 |
| Total equity capital | $73,287,000 | 683 |
| Total bank equity capital | $73,287,000 | 683 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,752,000 | 667 |
| Surplus | $56,645,000 | 416 |
| Undivided profits | $10,890,000 | 2,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,017,000 | 540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,519,000 | 913 |
| Earning assets | $633,682,000 | 764 |
| Long-term assets (5+ years) | $159,158,000 | 461 |
| Average Assets, year-to-date | $630,922,800 | 798 |
| Average Assets, quarterly | $667,659,000 | 775 |
| Volatile liabilities | $36,172,000 | 1,625 |
| Insider loans | $360,000 | 6,549 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,273,000 | 448 |
| Unused loan commitments | $51,359,000 | 1,010 |
| Tier 1 (core) risk-based capital | $68,854,000 | 685 |
| Tier 2 risk-based capital | $5,292,380 | 711 |
| Total risk weighted assets | $415,515,080 | 774 |
| Total unused commitments | $51,359,000 | 1,016 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 187 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $594,666,000 | 825 |
| Cash and due from depository institutions | $17,159,000 | 1,041 |
| Interest-bearing balances | $6,492,000 | 551 |
| Securities | $210,630,000 | 656 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,731 |
| Net loans & leases | $341,548,000 | 881 |
| Loan loss allowance | $8,654,000 | 620 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,569,000 | 765 |
| Other real estate owned | $4,585,000 | 1,041 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $10,275,000 | 971 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $594,666,000 | 825 |
| Total liabilities | $531,576,000 | 844 |
| Total deposits | $489,251,000 | 802 |
| Interest-bearing deposits | $443,777,000 | 774 |
| Deposits held in domestic offices | $489,251,000 | 789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $36,400,000 | 655 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,925,000 | 827 |
| Total equity capital | $63,090,000 | 702 |
| Total bank equity capital | $63,090,000 | 702 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,754,000 | 654 |
| Surplus | $50,898,000 | 431 |
| Undivided profits | $6,438,000 | 3,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,701,000 | 561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,045,000 | 958 |
| Earning assets | $559,570,000 | 815 |
| Long-term assets (5+ years) | $142,260,000 | 504 |
| Average Assets, year-to-date | $587,711,400 | 830 |
| Average Assets, quarterly | $587,365,500 | 832 |
| Volatile liabilities | $42,460,000 | 1,399 |
| Insider loans | $257,000 | 7,557 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,629,000 | 396 |
| Unused loan commitments | $34,711,000 | 1,296 |
| Tier 1 (core) risk-based capital | $65,808,000 | 674 |
| Tier 2 risk-based capital | $4,298,680 | 806 |
| Total risk weighted assets | $339,538,880 | 867 |
| Total unused commitments | $34,711,000 | 1,304 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 193 | 1,075 |
| Assets and Liabilities | ||
| Total Assets: | $580,674,000 | 868 |
| Cash and due from depository institutions | $7,859,000 | 1,075 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $200,354,000 | 725 |
| Federal funds sold & reverse repurchase agreements | $3,420,000 | 3,969 |
| Net loans & leases | $340,929,000 | 869 |
| Loan loss allowance | $9,689,000 | 607 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $10,299,000 | 705 |
| Other real estate owned | $9,131,000 | 1,075 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $8,682,000 | 1,048 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $580,674,000 | 868 |
| Total liabilities | $516,217,000 | 883 |
| Total deposits | $485,515,000 | 838 |
| Interest-bearing deposits | $448,407,000 | 797 |
| Deposits held in domestic offices | $485,515,000 | 825 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $24,400,000 | 703 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $6,302,000 | 819 |
| Total equity capital | $64,457,000 | 676 |
| Total bank equity capital | $64,457,000 | 676 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,754,000 | 637 |
| Surplus | $50,898,000 | 406 |
| Undivided profits | $7,805,000 | 3,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,020,000 | 422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,831,000 | 940 |
| Earning assets | $544,703,000 | 845 |
| Long-term assets (5+ years) | $141,032,000 | 497 |
| Average Assets, year-to-date | $568,435,600 | 856 |
| Average Assets, quarterly | $571,727,000 | 863 |
| Volatile liabilities | $47,020,000 | 1,252 |
| Insider loans | $380,000 | 6,552 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $46,658,000 | 1,028 |
| Tier 1 (core) risk-based capital | $64,457,000 | 646 |
| Tier 2 risk-based capital | $4,099,210 | 848 |
| Total risk weighted assets | $322,347,210 | 906 |
| Total unused commitments | $46,658,000 | 1,053 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 204 | 1,043 |
| Assets and Liabilities | ||
| Total Assets: | $571,169,000 | 906 |
| Cash and due from depository institutions | $14,011,000 | 1,043 |
| Interest-bearing balances | $5,000,000 | 1,428 |
| Securities | $147,713,000 | 920 |
| Federal funds sold & reverse repurchase agreements | $5,880,000 | 2,816 |
| Net loans & leases | $355,728,000 | 851 |
| Loan loss allowance | $13,588,000 | 509 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $11,177,000 | 656 |
| Other real estate owned | $23,148,000 | 1,043 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $13,512,000 | 805 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $571,169,000 | 906 |
| Total liabilities | $506,427,000 | 927 |
| Total deposits | $487,852,000 | 877 |
| Interest-bearing deposits | $457,550,000 | 828 |
| Deposits held in domestic offices | $487,852,000 | 868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,965,000 | 1,381 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,400,000 | 921 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,210,000 | 1,299 |
| Total equity capital | $64,742,000 | 630 |
| Total bank equity capital | $64,742,000 | 630 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,754,000 | 638 |
| Surplus | $50,897,000 | 385 |
| Undivided profits | $8,091,000 | 2,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,095,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,098,000 | 924 |
| Earning assets | $514,321,000 | 906 |
| Long-term assets (5+ years) | $112,118,000 | 558 |
| Average Assets, year-to-date | $589,324,800 | 874 |
| Average Assets, quarterly | $572,730,500 | 902 |
| Volatile liabilities | $38,095,000 | 1,441 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $35,511,000 | 1,201 |
| Tier 1 (core) risk-based capital | $64,742,000 | 601 |
| Tier 2 risk-based capital | $4,751,490 | 784 |
| Total risk weighted assets | $371,282,790 | 848 |
| Total unused commitments | $35,511,000 | 1,214 |
| Derivatives | $0 | 651 |