Home > The Northumberland National Bank > Income and Expense

The Northumberland National Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$25,320,000	1,593
Total interest expense	$9,246,000	1,369
Net interest income	$16,074,000	1,717
Provision for loan and lease losses	$-48,000	4,271
Total noninterest income	$4,077,000	1,339
Gross Fiduciary activities income	$1,152,000	478
Service charges on deposit accounts	$409,000	1,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,516,000	1,416
Total noninterest expense	$17,595,000	1,338
Salaries and employee benefits	$10,230,000	1,320
Premises and equipment expense	$2,285,000	1,087
Additional noninterest expense	$2,516,000	1,416
Pre-tax net operating income	$2,604,000	2,663
Securities gains (losses)	$-316,000	4,095
Applicable income taxes	$229,000	2,375
Income before extraordinary items	$2,059,000	2,751
Extraordinary gains, net	$0	54
Net income	$2,059,000	2,779
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,059,000	2,753
Net charge-offs	$73,000	1,658
Cash dividends	$1,125,000	2,046
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,343,400	2,643
2023-09-30 (YTD Data)		Rank
Total interest income	$18,862,000	1,564
Total interest expense	$6,631,000	1,318
Net interest income	$12,231,000	1,706
Provision for loan and lease losses	$-70,000	4,355
Total noninterest income	$3,058,000	1,329
Gross Fiduciary activities income	$869,000	476
Service charges on deposit accounts	$287,000	1,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,902,000	1,400
Total noninterest expense	$13,612,000	1,300
Salaries and employee benefits	$7,937,000	1,291
Premises and equipment expense	$1,641,000	1,128
Additional noninterest expense	$1,902,000	1,400
Pre-tax net operating income	$1,747,000	2,853
Securities gains (losses)	$-316,000	4,296
Applicable income taxes	$111,000	2,646
Income before extraordinary items	$1,320,000	2,985
Extraordinary gains, net	$0	52
Net income	$1,320,000	3,016
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,320,000	2,986
Net charge-offs	$37,000	1,610
Cash dividends	$1,125,000	1,592
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,610,720	2,794
2023-06-30 (YTD Data)		Rank
Total interest income	$12,296,000	1,570
Total interest expense	$4,256,000	1,256
Net interest income	$8,040,000	1,734
Provision for loan and lease losses	$-70,000	4,432
Total noninterest income	$2,022,000	1,289
Gross Fiduciary activities income	$558,000	475
Service charges on deposit accounts	$178,000	2,012
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,286,000	1,307
Total noninterest expense	$9,133,000	1,279
Salaries and employee benefits	$5,277,000	1,287
Premises and equipment expense	$1,116,000	1,096
Additional noninterest expense	$1,286,000	1,306
Pre-tax net operating income	$999,000	3,040
Securities gains (losses)	$-316,000	4,419
Applicable income taxes	$19,000	3,168
Income before extraordinary items	$664,000	3,329
Extraordinary gains, net	$0	51
Net income	$664,000	3,362
Minority interest net income	$0	81
Net income of bank and minority interests.	$664,000	3,328
Net charge-offs	$13,000	1,714
Cash dividends	$825,000	1,539
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$970,520	2,926
2023-03-31 (YTD Data)		Rank
Total interest income	$5,996,000	1,573
Total interest expense	$2,039,000	1,170
Net interest income	$3,957,000	1,770
Provision for loan and lease losses	$-55,000	4,513
Total noninterest income	$1,004,000	1,290
Gross Fiduciary activities income	$269,000	494
Service charges on deposit accounts	$87,000	2,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$648,000	1,290
Total noninterest expense	$4,550,000	1,302
Salaries and employee benefits	$2,671,000	1,288
Premises and equipment expense	$554,000	1,135
Additional noninterest expense	$648,000	1,290
Pre-tax net operating income	$466,000	3,175
Securities gains (losses)	$-316,000	4,509
Applicable income taxes	$-31,000	4,537
Income before extraordinary items	$181,000	3,869
Extraordinary gains, net	$0	4
Net income	$181,000	3,869
Minority interest net income	$0	48
Net income of bank and minority interests.	$181,000	3,869
Net charge-offs	$8,000	1,438
Cash dividends	$300,000	1,564
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$497,000	2,956
2022-12-31 (YTD Data)		Rank
Total interest income	$21,081,000	1,506
Total interest expense	$3,471,000	1,050
Net interest income	$17,610,000	1,591
Provision for loan and lease losses	$158,000	1,934
Total noninterest income	$4,079,000	1,352
Gross Fiduciary activities income	$1,011,000	510
Service charges on deposit accounts	$372,000	2,026
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,696,000	1,352
Total noninterest expense	$17,466,000	1,317
Salaries and employee benefits	$9,750,000	1,342
Premises and equipment expense	$2,527,000	999
Additional noninterest expense	$2,696,000	1,352
Pre-tax net operating income	$4,065,000	2,289
Securities gains (losses)	$-35,000	3,689
Applicable income taxes	$546,000	1,960
Income before extraordinary items	$3,484,000	2,274
Extraordinary gains, net	$0	5
Net income	$3,484,000	2,273
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,484,000	2,273
Net charge-offs	$-2,000	3,341
Cash dividends	$1,276,000	1,905
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,514,100	2,294
2022-09-30 (YTD Data)		Rank
Total interest income	$15,287,000	1,491
Total interest expense	$1,966,000	1,038
Net interest income	$13,321,000	1,565
Provision for loan and lease losses	$200,000	1,467
Total noninterest income	$3,083,000	1,370
Gross Fiduciary activities income	$751,000	520
Service charges on deposit accounts	$278,000	2,054
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,054,000	1,355
Total noninterest expense	$13,005,000	1,316
Salaries and employee benefits	$7,750,000	1,280
Premises and equipment expense	$1,426,000	1,279
Additional noninterest expense	$2,054,000	1,355
Pre-tax net operating income	$3,199,000	2,220
Securities gains (losses)	$-35,000	4,056
Applicable income taxes	$436,000	1,930
Income before extraordinary items	$2,728,000	2,189
Extraordinary gains, net	$0	4
Net income	$2,728,000	2,188
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,728,000	2,188
Net charge-offs	$-1,000	3,079
Cash dividends	$976,000	1,711
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,758,100	2,216
2022-06-30 (YTD Data)		Rank
Total interest income	$9,335,000	1,564
Total interest expense	$1,084,000	1,065
Net interest income	$8,251,000	1,618
Provision for loan and lease losses	$250,000	1,023
Total noninterest income	$2,087,000	1,342
Gross Fiduciary activities income	$501,000	476
Service charges on deposit accounts	$182,000	2,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,404,000	1,371
Total noninterest expense	$8,667,000	1,308
Salaries and employee benefits	$5,159,000	1,279
Premises and equipment expense	$953,000	1,267
Additional noninterest expense	$2,555,000	1,317
Pre-tax net operating income	$1,421,000	2,629
Securities gains (losses)	$-3,000	3,777
Applicable income taxes	$142,000	2,387
Income before extraordinary items	$1,276,000	2,547
Extraordinary gains, net	$0	4
Net income	$1,276,000	2,547
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,276,000	2,547
Net charge-offs	$-5,000	3,441
Cash dividends	$464,000	1,952
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,278,700	2,583
2022-03-31 (YTD Data)		Rank
Total interest income	$4,522,000	1,564
Total interest expense	$517,000	1,064
Net interest income	$4,005,000	1,610
Provision for loan and lease losses	$250,000	568
Total noninterest income	$1,062,000	1,318
Gross Fiduciary activities income	$248,000	488
Service charges on deposit accounts	$87,000	2,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$727,000	1,341
Total noninterest expense	$4,392,000	1,292
Salaries and employee benefits	$2,636,000	1,258
Premises and equipment expense	$494,000	1,231
Additional noninterest expense	$1,262,000	1,325
Pre-tax net operating income	$425,000	3,082
Securities gains (losses)	$3,000	496
Applicable income taxes	$12,000	3,083
Income before extraordinary items	$416,000	2,939
Extraordinary gains, net	$0	4
Net income	$416,000	2,937
Minority interest net income	$0	50
Net income of bank and minority interests.	$416,000	2,939
Net charge-offs	$-4,000	3,570
Cash dividends	$325,000	1,443
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$413,090	2,974
2021-12-31 (YTD Data)		Rank
Total interest income	$18,170,000	1,597
Total interest expense	$2,311,000	1,168
Net interest income	$15,859,000	1,658
Provision for loan and lease losses	$-194,000	4,308
Total noninterest income	$5,416,000	1,245
Gross Fiduciary activities income	$971,000	485
Service charges on deposit accounts	$309,000	2,160
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,136,000	1,221
Total noninterest expense	$16,157,000	1,362
Salaries and employee benefits	$9,418,000	1,361
Premises and equipment expense	$1,955,000	1,236
Additional noninterest expense	$4,784,000	1,383
Pre-tax net operating income	$5,312,000	1,963
Securities gains (losses)	$207,000	598
Applicable income taxes	$874,000	1,699
Income before extraordinary items	$4,645,000	1,986
Extraordinary gains, net	$0	10
Net income	$4,639,000	1,987
Minority interest net income	$6,000	64
Net income of bank and minority interests.	$4,645,000	1,987
Net charge-offs	$46,000	1,698
Cash dividends	$1,410,000	1,868
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,471,120	2,005
2021-09-30 (YTD Data)		Rank
Total interest income	$13,645,000	1,633
Total interest expense	$1,766,000	1,218
Net interest income	$11,879,000	1,676
Provision for loan and lease losses	$25,000	2,624
Total noninterest income	$4,064,000	1,268
Gross Fiduciary activities income	$724,000	478
Service charges on deposit accounts	$220,000	2,220
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,120,000	1,256
Total noninterest expense	$12,452,000	1,351
Salaries and employee benefits	$6,995,000	1,373
Premises and equipment expense	$1,445,000	1,262
Additional noninterest expense	$4,012,000	1,258
Pre-tax net operating income	$3,466,000	2,246
Securities gains (losses)	$185,000	585
Applicable income taxes	$557,000	1,906
Income before extraordinary items	$3,094,000	2,204
Extraordinary gains, net	$0	8
Net income	$3,088,000	2,206
Minority interest net income	$6,000	60
Net income of bank and minority interests.	$3,094,000	2,204
Net charge-offs	$46,000	1,390
Cash dividends	$1,053,000	1,686
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,936,750	2,259
2021-06-30 (YTD Data)		Rank
Total interest income	$9,062,000	1,625
Total interest expense	$1,218,000	1,225
Net interest income	$7,844,000	1,680
Provision for loan and lease losses	$25,000	2,467
Total noninterest income	$2,663,000	1,269
Gross Fiduciary activities income	$475,000	478
Service charges on deposit accounts	$131,000	2,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,057,000	1,269
Total noninterest expense	$8,308,000	1,341
Salaries and employee benefits	$4,619,000	1,377
Premises and equipment expense	$987,000	1,230
Additional noninterest expense	$2,702,000	1,229
Pre-tax net operating income	$2,174,000	2,276
Securities gains (losses)	$168,000	510
Applicable income taxes	$355,000	1,904
Income before extraordinary items	$1,987,000	2,234
Extraordinary gains, net	$0	6
Net income	$1,981,000	2,235
Minority interest net income	$6,000	55
Net income of bank and minority interests.	$1,987,000	2,234
Net charge-offs	$47,000	1,181
Cash dividends	$751,000	1,609
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,844,200	2,299
2021-03-31 (YTD Data)		Rank
Total interest income	$4,556,000	1,623
Total interest expense	$665,000	1,193
Net interest income	$3,891,000	1,679
Provision for loan and lease losses	$25,000	2,154
Total noninterest income	$1,468,000	1,196
Gross Fiduciary activities income	$235,000	481
Service charges on deposit accounts	$64,000	2,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,169,000	1,151
Total noninterest expense	$4,173,000	1,326
Salaries and employee benefits	$2,352,000	1,352
Premises and equipment expense	$501,000	1,217
Additional noninterest expense	$1,320,000	1,236
Pre-tax net operating income	$1,161,000	2,186
Securities gains (losses)	$70,000	574
Applicable income taxes	$190,000	1,850
Income before extraordinary items	$1,041,000	2,165
Extraordinary gains, net	$0	3
Net income	$1,035,000	2,172
Minority interest net income	$6,000	48
Net income of bank and minority interests.	$1,041,000	2,165
Net charge-offs	$-2,000	3,357
Cash dividends	$403,000	1,342
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$981,500	2,205
2020-12-31 (YTD Data)		Rank
Total interest income	$19,073,000	1,558
Total interest expense	$3,471,000	1,319
Net interest income	$15,602,000	1,598
Provision for loan and lease losses	$270,000	2,785
Total noninterest income	$5,486,000	1,191
Gross Fiduciary activities income	$899,000	480
Service charges on deposit accounts	$280,000	2,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,307,000	1,140
Total noninterest expense	$15,521,000	1,369
Salaries and employee benefits	$8,813,000	1,397
Premises and equipment expense	$1,821,000	1,285
Additional noninterest expense	$4,887,000	1,310
Pre-tax net operating income	$5,297,000	1,714
Securities gains (losses)	$109,000	1,340
Applicable income taxes	$881,000	1,527
Income before extraordinary items	$4,525,000	1,769
Extraordinary gains, net	$0	4
Net income	$4,487,000	1,779
Minority interest net income	$38,000	45
Net income of bank and minority interests.	$4,525,000	1,769
Net charge-offs	$0	3,443
Cash dividends	$1,382,000	1,876
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,433,440	1,748
2020-09-30 (YTD Data)		Rank
Total interest income	$14,411,000	1,556
Total interest expense	$2,743,000	1,327
Net interest income	$11,668,000	1,589
Provision for loan and lease losses	$245,000	2,601
Total noninterest income	$3,903,000	1,194
Gross Fiduciary activities income	$684,000	469
Service charges on deposit accounts	$205,000	2,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,014,000	1,168
Total noninterest expense	$11,653,000	1,355
Salaries and employee benefits	$6,639,000	1,374
Premises and equipment expense	$1,317,000	1,326
Additional noninterest expense	$3,697,000	1,271
Pre-tax net operating income	$3,673,000	1,781
Securities gains (losses)	$60,000	1,458
Applicable income taxes	$596,000	1,603
Income before extraordinary items	$3,137,000	1,842
Extraordinary gains, net	$0	4
Net income	$3,108,000	1,856
Minority interest net income	$29,000	44
Net income of bank and minority interests.	$3,137,000	1,842
Net charge-offs	$-3,000	3,980
Cash dividends	$888,000	1,816
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,086,600	1,821
2020-06-30 (YTD Data)		Rank
Total interest income	$9,708,000	1,558
Total interest expense	$1,950,000	1,338
Net interest income	$7,758,000	1,589
Provision for loan and lease losses	$221,000	2,317
Total noninterest income	$2,253,000	1,262
Gross Fiduciary activities income	$430,000	476
Service charges on deposit accounts	$142,000	2,348
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,681,000	1,227
Total noninterest expense	$7,628,000	1,370
Salaries and employee benefits	$4,430,000	1,365
Premises and equipment expense	$852,000	1,363
Additional noninterest expense	$2,346,000	1,319
Pre-tax net operating income	$2,162,000	1,891
Securities gains (losses)	$27,000	1,568
Applicable income taxes	$337,000	1,659
Income before extraordinary items	$1,852,000	1,932
Extraordinary gains, net	$0	4
Net income	$1,834,000	1,942
Minority interest net income	$18,000	45
Net income of bank and minority interests.	$1,852,000	1,932
Net charge-offs	$-7,000	4,216
Cash dividends	$488,000	2,015
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,829,050	1,916
2020-03-31 (YTD Data)		Rank
Total interest income	$5,000,000	1,515
Total interest expense	$1,034,000	1,392
Net interest income	$3,966,000	1,516
Provision for loan and lease losses	$170,000	1,561
Total noninterest income	$1,054,000	1,240
Gross Fiduciary activities income	$228,000	477
Service charges on deposit accounts	$88,000	2,312
Trading account gains and fees	NA	NA
Additional Noninterest Income	$738,000	1,201
Total noninterest expense	$3,888,000	1,357
Salaries and employee benefits	$2,273,000	1,351
Premises and equipment expense	$426,000	1,370
Additional noninterest expense	$1,189,000	1,317
Pre-tax net operating income	$962,000	1,889
Securities gains (losses)	$3,000	1,525
Applicable income taxes	$142,000	1,672
Income before extraordinary items	$823,000	1,932
Extraordinary gains, net	$0	4
Net income	$814,000	1,948
Minority interest net income	$9,000	43
Net income of bank and minority interests.	$823,000	1,932
Net charge-offs	$-34,000	4,789
Cash dividends	$195,000	1,966
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$820,450	1,906
2019-12-31 (YTD Data)		Rank
Total interest income	$20,340,000	1,503
Total interest expense	$4,431,000	1,363
Net interest income	$15,909,000	1,516
Provision for loan and lease losses	$352,000	1,807
Total noninterest income	$3,851,000	1,351
Gross Fiduciary activities income	$846,000	488
Service charges on deposit accounts	$375,000	2,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,630,000	1,309
Total noninterest expense	$15,486,000	1,321
Salaries and employee benefits	$8,757,000	1,350
Premises and equipment expense	$1,694,000	1,352
Additional noninterest expense	$5,035,000	1,236
Pre-tax net operating income	$3,922,000	2,078
Securities gains (losses)	$69,000	1,106
Applicable income taxes	$558,000	1,898
Income before extraordinary items	$3,433,000	2,106
Extraordinary gains, net	$0	11
Net income	$3,416,000	2,112
Minority interest net income	$17,000	53
Net income of bank and minority interests.	$3,433,000	2,108
Net charge-offs	$65,000	2,478
Cash dividends	$1,272,000	2,053
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,373,660	2,094
2019-09-30 (YTD Data)		Rank
Total interest income	$15,204,000	1,518
Total interest expense	$3,319,000	1,374
Net interest income	$11,885,000	1,539
Provision for loan and lease losses	$253,000	1,751
Total noninterest income	$2,818,000	1,363
Gross Fiduciary activities income	$640,000	485
Service charges on deposit accounts	$277,000	2,338
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,901,000	1,323
Total noninterest expense	$11,360,000	1,352
Salaries and employee benefits	$6,338,000	1,403
Premises and equipment expense	$1,295,000	1,330
Additional noninterest expense	$3,727,000	1,256
Pre-tax net operating income	$3,090,000	2,071
Securities gains (losses)	$58,000	1,009
Applicable income taxes	$445,000	1,908
Income before extraordinary items	$2,703,000	2,085
Extraordinary gains, net	$0	11
Net income	$2,698,000	2,087
Minority interest net income	$5,000	61
Net income of bank and minority interests.	$2,703,000	2,086
Net charge-offs	$24,000	2,619
Cash dividends	$880,000	1,957
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,653,120	2,078
2019-06-30 (YTD Data)		Rank
Total interest income	$10,023,000	1,530
Total interest expense	$2,188,000	1,366
Net interest income	$7,835,000	1,558
Provision for loan and lease losses	$127,000	1,981
Total noninterest income	$1,757,000	1,405
Gross Fiduciary activities income	$420,000	487
Service charges on deposit accounts	$181,000	2,342
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,156,000	1,365
Total noninterest expense	$7,629,000	1,342
Salaries and employee benefits	$4,234,000	1,394
Premises and equipment expense	$867,000	1,328
Additional noninterest expense	$2,528,000	1,249
Pre-tax net operating income	$1,836,000	2,204
Securities gains (losses)	$28,000	922
Applicable income taxes	$249,000	2,028
Income before extraordinary items	$1,615,000	2,232
Extraordinary gains, net	$0	11
Net income	$1,616,000	2,229
Minority interest net income	$-1,000	5,291
Net income of bank and minority interests.	$1,615,000	2,232
Net charge-offs	$24,000	2,264
Cash dividends	$553,000	2,008
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,590,640	2,218
2019-03-31 (YTD Data)		Rank
Total interest income	$4,979,000	1,526
Total interest expense	$1,074,000	1,358
Net interest income	$3,905,000	1,568
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$878,000	1,350
Gross Fiduciary activities income	$191,000	505
Service charges on deposit accounts	$87,000	2,394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$600,000	1,282
Total noninterest expense	$3,756,000	1,376
Salaries and employee benefits	$2,110,000	1,397
Premises and equipment expense	$443,000	1,328
Additional noninterest expense	$1,203,000	1,294
Pre-tax net operating income	$982,000	2,077
Securities gains (losses)	$6,000	809
Applicable income taxes	$136,000	1,908
Income before extraordinary items	$852,000	2,107
Extraordinary gains, net	$0	5
Net income	$852,000	2,106
Minority interest net income	$0	52
Net income of bank and minority interests.	$852,000	2,106
Net charge-offs	$5,000	2,211
Cash dividends	$264,000	1,830
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$846,840	2,109
2018-12-31 (YTD Data)		Rank
Total interest income	$18,738,000	1,532
Total interest expense	$3,860,000	1,173
Net interest income	$14,878,000	1,617
Provision for loan and lease losses	$456,000	1,536
Total noninterest income	$3,572,000	1,370
Gross Fiduciary activities income	$770,000	509
Service charges on deposit accounts	$405,000	2,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,397,000	1,325
Total noninterest expense	$14,601,000	1,389
Salaries and employee benefits	$8,055,000	1,415
Premises and equipment expense	$1,760,000	1,313
Additional noninterest expense	$4,786,000	1,289
Pre-tax net operating income	$3,393,000	2,325
Securities gains (losses)	$-14,000	4,493
Applicable income taxes	$426,000	2,117
Income before extraordinary items	$2,953,000	2,344
Extraordinary gains, net	$0	6
Net income	$2,950,000	2,344
Minority interest net income	$3,000	69
Net income of bank and minority interests.	$2,953,000	2,343
Net charge-offs	$203,000	1,635
Cash dividends	$1,055,000	2,148
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,965,180	2,334
2018-09-30 (YTD Data)		Rank
Total interest income	$13,796,000	1,536
Total interest expense	$2,789,000	1,141
Net interest income	$11,007,000	1,632
Provision for loan and lease losses	$259,000	1,728
Total noninterest income	$2,620,000	1,401
Gross Fiduciary activities income	$560,000	510
Service charges on deposit accounts	$299,000	2,302
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,761,000	1,362
Total noninterest expense	$10,939,000	1,386
Salaries and employee benefits	$6,018,000	1,411
Premises and equipment expense	$1,325,000	1,303
Additional noninterest expense	$3,596,000	1,294
Pre-tax net operating income	$2,429,000	2,431
Securities gains (losses)	$-13,000	4,830
Applicable income taxes	$297,000	2,239
Income before extraordinary items	$2,119,000	2,419
Extraordinary gains, net	$0	5
Net income	$2,119,000	2,418
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,119,000	2,418
Net charge-offs	$117,000	1,614
Cash dividends	$755,000	1,942
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,130,440	2,404
2018-06-30 (YTD Data)		Rank
Total interest income	$9,030,000	1,551
Total interest expense	$1,781,000	1,122
Net interest income	$7,249,000	1,646
Provision for loan and lease losses	$179,000	1,652
Total noninterest income	$1,717,000	1,424
Gross Fiduciary activities income	$359,000	521
Service charges on deposit accounts	$197,000	2,317
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,161,000	1,387
Total noninterest expense	$7,342,000	1,387
Salaries and employee benefits	$4,031,000	1,415
Premises and equipment expense	$890,000	1,305
Additional noninterest expense	$2,421,000	1,282
Pre-tax net operating income	$1,445,000	2,583
Securities gains (losses)	$-13,000	5,036
Applicable income taxes	$161,000	2,381
Income before extraordinary items	$1,271,000	2,580
Extraordinary gains, net	$0	6
Net income	$1,271,000	2,579
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,271,000	2,579
Net charge-offs	$50,000	1,772
Cash dividends	$515,000	1,952
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,282,570	2,560
2018-03-31 (YTD Data)		Rank
Total interest income	$4,405,000	1,569
Total interest expense	$838,000	1,130
Net interest income	$3,567,000	1,671
Provision for loan and lease losses	$35,000	2,343
Total noninterest income	$847,000	1,431
Gross Fiduciary activities income	$184,000	526
Service charges on deposit accounts	$91,000	2,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$572,000	1,378
Total noninterest expense	$3,660,000	1,393
Salaries and employee benefits	$2,012,000	1,424
Premises and equipment expense	$451,000	1,313
Additional noninterest expense	$1,197,000	1,285
Pre-tax net operating income	$719,000	2,549
Securities gains (losses)	$-1,000	4,986
Applicable income taxes	$81,000	2,340
Income before extraordinary items	$637,000	2,519
Extraordinary gains, net	$0	7
Net income	$637,000	2,519
Minority interest net income	$0	52
Net income of bank and minority interests.	$637,000	2,519
Net charge-offs	$8,000	2,040
Cash dividends	$275,000	1,677
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$637,890	2,512
2017-12-31 (YTD Data)		Rank
Total interest income	$16,864,000	1,585
Total interest expense	$2,833,000	1,146
Net interest income	$14,031,000	1,661
Provision for loan and lease losses	$227,000	2,256
Total noninterest income	$3,510,000	1,408
Gross Fiduciary activities income	$674,000	530
Service charges on deposit accounts	$418,000	2,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,418,000	1,357
Total noninterest expense	$14,080,000	1,420
Salaries and employee benefits	$7,331,000	1,513
Premises and equipment expense	$1,727,000	1,331
Additional noninterest expense	$5,022,000	1,244
Pre-tax net operating income	$3,234,000	2,358
Securities gains (losses)	$-31,000	5,234
Applicable income taxes	$1,141,000	1,760
Income before extraordinary items	$2,062,000	2,643
Extraordinary gains, net	$0	9
Net income	$2,056,000	2,649
Minority interest net income	$6,000	63
Net income of bank and minority interests.	$2,062,000	2,643
Net charge-offs	$95,000	2,485
Cash dividends	$1,009,000	2,173
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,081,840	2,607
2017-09-30 (YTD Data)		Rank
Total interest income	$12,472,000	1,602
Total interest expense	$2,034,000	1,168
Net interest income	$10,438,000	1,680
Provision for loan and lease losses	$227,000	1,891
Total noninterest income	$2,480,000	1,485
Gross Fiduciary activities income	$444,000	561
Service charges on deposit accounts	$313,000	2,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,723,000	1,416
Total noninterest expense	$10,476,000	1,431
Salaries and employee benefits	$5,463,000	1,528
Premises and equipment expense	$1,275,000	1,365
Additional noninterest expense	$3,738,000	1,246
Pre-tax net operating income	$2,215,000	2,557
Securities gains (losses)	$-2,000	5,199
Applicable income taxes	$363,000	2,332
Income before extraordinary items	$1,850,000	2,532
Extraordinary gains, net	$0	9
Net income	$1,848,000	2,533
Minority interest net income	$2,000	69
Net income of bank and minority interests.	$1,850,000	2,532
Net charge-offs	$103,000	1,903
Cash dividends	$734,000	2,029
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,851,680	2,521
2017-06-30 (YTD Data)		Rank
Total interest income	$8,126,000	1,618
Total interest expense	$1,287,000	1,186
Net interest income	$6,839,000	1,692
Provision for loan and lease losses	$177,000	1,700
Total noninterest income	$1,645,000	1,494
Gross Fiduciary activities income	$259,000	589
Service charges on deposit accounts	$201,000	2,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,185,000	1,391
Total noninterest expense	$7,031,000	1,423
Salaries and employee benefits	$3,644,000	1,530
Premises and equipment expense	$845,000	1,371
Additional noninterest expense	$2,542,000	1,222
Pre-tax net operating income	$1,276,000	2,747
Securities gains (losses)	$-12,000	5,510
Applicable income taxes	$164,000	2,615
Income before extraordinary items	$1,100,000	2,667
Extraordinary gains, net	$0	11
Net income	$1,099,000	2,669
Minority interest net income	$1,000	69
Net income of bank and minority interests.	$1,100,000	2,667
Net charge-offs	$36,000	2,232
Cash dividends	$494,000	2,052
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,110,440	2,638
2017-03-31 (YTD Data)		Rank
Total interest income	$3,936,000	1,657
Total interest expense	$612,000	1,209
Net interest income	$3,324,000	1,734
Provision for loan and lease losses	$0	3,537
Total noninterest income	$848,000	1,447
Gross Fiduciary activities income	$156,000	563
Service charges on deposit accounts	$94,000	2,488
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	1,370
Total noninterest expense	$3,390,000	1,481
Salaries and employee benefits	$1,856,000	1,526
Premises and equipment expense	$418,000	1,396
Additional noninterest expense	$1,116,000	1,363
Pre-tax net operating income	$782,000	2,333
Securities gains (losses)	$-13,000	5,665
Applicable income taxes	$134,000	2,215
Income before extraordinary items	$635,000	2,345
Extraordinary gains, net	$0	8
Net income	$634,000	2,346
Minority interest net income	$1,000	51
Net income of bank and minority interests.	$635,000	2,345
Net charge-offs	$9,000	2,245
Cash dividends	$244,000	1,826
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$645,790	2,297
2016-12-31 (YTD Data)		Rank
Total interest income	$15,812,000	1,599
Total interest expense	$2,402,000	1,206
Net interest income	$13,410,000	1,676
Provision for loan and lease losses	$208,000	2,403
Total noninterest income	$3,438,000	1,495
Gross Fiduciary activities income	$611,000	552
Service charges on deposit accounts	$375,000	2,566
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,452,000	1,385
Total noninterest expense	$13,332,000	1,475
Salaries and employee benefits	$6,738,000	1,610
Premises and equipment expense	$1,625,000	1,405
Additional noninterest expense	$4,969,000	1,265
Pre-tax net operating income	$3,308,000	2,228
Securities gains (losses)	$163,000	994
Applicable income taxes	$591,000	2,120
Income before extraordinary items	$2,880,000	2,177
Extraordinary gains, net	$0	5
Net income	$2,866,000	2,179
Minority interest net income	$14,000	63
Net income of bank and minority interests.	$2,880,000	2,176
Net charge-offs	$104,000	2,581
Cash dividends	$909,000	2,327
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,744,710	2,202
2016-09-30 (YTD Data)		Rank
Total interest income	$11,811,000	1,609
Total interest expense	$1,793,000	1,202
Net interest income	$10,018,000	1,686
Provision for loan and lease losses	$153,000	2,321
Total noninterest income	$2,439,000	1,544
Gross Fiduciary activities income	$439,000	556
Service charges on deposit accounts	$278,000	2,593
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,722,000	1,446
Total noninterest expense	$10,068,000	1,465
Salaries and employee benefits	$5,009,000	1,619
Premises and equipment expense	$1,232,000	1,391
Additional noninterest expense	$3,827,000	1,242
Pre-tax net operating income	$2,236,000	2,441
Securities gains (losses)	$139,000	1,042
Applicable income taxes	$352,000	2,351
Income before extraordinary items	$2,023,000	2,327
Extraordinary gains, net	$0	5
Net income	$2,011,000	2,334
Minority interest net income	$12,000	59
Net income of bank and minority interests.	$2,023,000	2,327
Net charge-offs	$90,000	2,153
Cash dividends	$665,000	2,100
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,904,850	2,360
2016-06-30 (YTD Data)		Rank
Total interest income	$7,820,000	1,627
Total interest expense	$1,194,000	1,201
Net interest income	$6,626,000	1,704
Provision for loan and lease losses	$127,000	2,062
Total noninterest income	$1,486,000	1,631
Gross Fiduciary activities income	$268,000	583
Service charges on deposit accounts	$184,000	2,577
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,034,000	1,514
Total noninterest expense	$6,679,000	1,483
Salaries and employee benefits	$3,342,000	1,622
Premises and equipment expense	$831,000	1,382
Additional noninterest expense	$2,506,000	1,267
Pre-tax net operating income	$1,306,000	2,622
Securities gains (losses)	$126,000	826
Applicable income taxes	$182,000	2,567
Income before extraordinary items	$1,250,000	2,435
Extraordinary gains, net	$0	16
Net income	$1,247,000	2,435
Minority interest net income	$3,000	66
Net income of bank and minority interests.	$1,250,000	2,434
Net charge-offs	$46,000	2,204
Cash dividends	$439,000	2,146
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,140,380	2,501
2016-03-31 (YTD Data)		Rank
Total interest income	$3,881,000	1,634
Total interest expense	$604,000	1,178
Net interest income	$3,277,000	1,717
Provision for loan and lease losses	$127,000	1,318
Total noninterest income	$720,000	1,643
Gross Fiduciary activities income	$175,000	526
Service charges on deposit accounts	$89,000	2,614
Trading account gains and fees	$0	142
Additional Noninterest Income	$456,000	1,609
Total noninterest expense	$3,219,000	1,527
Salaries and employee benefits	$1,610,000	1,692
Premises and equipment expense	$407,000	1,412
Additional noninterest expense	$1,202,000	1,306
Pre-tax net operating income	$651,000	2,600
Securities gains (losses)	$45,000	876
Applicable income taxes	$82,000	2,616
Income before extraordinary items	$614,000	2,407
Extraordinary gains, net	$0	12
Net income	$614,000	2,407
Minority interest net income	$0	62
Net income of bank and minority interests.	$614,000	2,407
Net charge-offs	$45,000	1,498
Cash dividends	$213,000	1,888
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$574,400	2,463
2015-12-31 (YTD Data)		Rank
Total interest income	$15,135,000	1,647
Total interest expense	$2,531,000	1,106
Net interest income	$12,604,000	1,740
Provision for loan and lease losses	$611,000	1,162
Total noninterest income	$3,615,000	1,393
Gross Fiduciary activities income	$678,000	539
Service charges on deposit accounts	$365,000	2,697
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,572,000	1,283
Total noninterest expense	$13,515,000	1,446
Salaries and employee benefits	$6,258,000	1,687
Premises and equipment expense	$1,572,000	1,469
Additional noninterest expense	$5,685,000	1,137
Pre-tax net operating income	$2,093,000	2,920
Securities gains (losses)	$152,000	900
Applicable income taxes	$116,000	3,243
Income before extraordinary items	$2,129,000	2,604
Extraordinary gains, net	$0	23
Net income	$2,123,000	2,613
Minority interest net income	$6,000	72
Net income of bank and minority interests.	$2,129,000	2,606
Net charge-offs	$490,000	1,181
Cash dividends	$1,005,000	2,102
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,984,600	2,699
2015-09-30 (YTD Data)		Rank
Total interest income	$11,301,000	1,664
Total interest expense	$1,924,000	1,109
Net interest income	$9,377,000	1,770
Provision for loan and lease losses	$316,000	1,449
Total noninterest income	$2,787,000	1,390
Gross Fiduciary activities income	$510,000	541
Service charges on deposit accounts	$263,000	2,766
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,014,000	1,272
Total noninterest expense	$9,251,000	1,574
Salaries and employee benefits	$4,780,000	1,655
Premises and equipment expense	$1,172,000	1,488
Additional noninterest expense	$3,299,000	1,418
Pre-tax net operating income	$2,597,000	2,134
Securities gains (losses)	$128,000	884
Applicable income taxes	$449,000	2,099
Income before extraordinary items	$2,276,000	2,041
Extraordinary gains, net	$0	21
Net income	$2,288,000	2,037
Minority interest net income	$-12,000	6,260
Net income of bank and minority interests.	$2,276,000	2,042
Net charge-offs	$289,000	1,226
Cash dividends	$858,000	1,763
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,168,480	2,083
2015-06-30 (YTD Data)		Rank
Total interest income	$7,519,000	1,674
Total interest expense	$1,295,000	1,100
Net interest income	$6,224,000	1,776
Provision for loan and lease losses	$310,000	1,078
Total noninterest income	$1,892,000	1,368
Gross Fiduciary activities income	$319,000	562
Service charges on deposit accounts	$157,000	2,938
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,416,000	1,231
Total noninterest expense	$6,054,000	1,609
Salaries and employee benefits	$3,171,000	1,675
Premises and equipment expense	$772,000	1,514
Additional noninterest expense	$2,111,000	1,463
Pre-tax net operating income	$1,752,000	2,095
Securities gains (losses)	$97,000	870
Applicable income taxes	$319,000	2,070
Income before extraordinary items	$1,530,000	2,014
Extraordinary gains, net	$0	22
Net income	$1,548,000	1,989
Minority interest net income	$-18,000	6,340
Net income of bank and minority interests.	$1,530,000	2,016
Net charge-offs	$50,000	2,311
Cash dividends	$567,000	1,792
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,449,490	2,058
2015-03-31 (YTD Data)		Rank
Total interest income	$3,778,000	1,655
Total interest expense	$648,000	1,107
Net interest income	$3,130,000	1,754
Provision for loan and lease losses	$100,000	1,425
Total noninterest income	$792,000	1,528
Gross Fiduciary activities income	$210,000	512
Service charges on deposit accounts	$74,000	3,026
Trading account gains and fees	$0	152
Additional Noninterest Income	$508,000	1,493
Total noninterest expense	$2,894,000	1,674
Salaries and employee benefits	$1,526,000	1,744
Premises and equipment expense	$385,000	1,546
Additional noninterest expense	$983,000	1,556
Pre-tax net operating income	$928,000	1,982
Securities gains (losses)	$77,000	675
Applicable income taxes	$195,000	1,852
Income before extraordinary items	$810,000	1,907
Extraordinary gains, net	$0	13
Net income	$820,000	1,893
Minority interest net income	$-10,000	6,407
Net income of bank and minority interests.	$810,000	1,909
Net charge-offs	$20,000	2,118
Cash dividends	$312,000	1,499
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$747,630	1,966
2014-12-31 (YTD Data)		Rank
Total interest income	$15,149,000	1,652
Total interest expense	$2,860,000	1,044
Net interest income	$12,289,000	1,785
Provision for loan and lease losses	$178,000	2,624
Total noninterest income	$3,171,000	1,496
Gross Fiduciary activities income	$628,000	565
Service charges on deposit accounts	$328,000	3,044
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,215,000	1,356
Total noninterest expense	$10,907,000	1,750
Salaries and employee benefits	$5,940,000	1,740
Premises and equipment expense	$1,485,000	1,585
Additional noninterest expense	$3,482,000	1,779
Pre-tax net operating income	$4,375,000	1,712
Securities gains (losses)	$224,000	757
Applicable income taxes	$966,000	1,580
Income before extraordinary items	$3,633,000	1,707
Extraordinary gains, net	$0	17
Net income	$3,658,000	1,699
Minority interest net income	$-25,000	6,499
Net income of bank and minority interests.	$3,633,000	1,706
Net charge-offs	$130,000	2,926
Cash dividends	$1,033,000	1,992
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,456,040	1,753
2014-09-30 (YTD Data)		Rank
Total interest income	$11,336,000	1,659
Total interest expense	$2,184,000	1,035
Net interest income	$9,152,000	1,804
Provision for loan and lease losses	$168,000	2,286
Total noninterest income	$2,398,000	1,491
Gross Fiduciary activities income	$469,000	563
Service charges on deposit accounts	$240,000	3,115
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,689,000	1,346
Total noninterest expense	$8,052,000	1,778
Salaries and employee benefits	$4,397,000	1,758
Premises and equipment expense	$1,103,000	1,604
Additional noninterest expense	$2,552,000	1,804
Pre-tax net operating income	$3,330,000	1,704
Securities gains (losses)	$186,000	666
Applicable income taxes	$746,000	1,582
Income before extraordinary items	$2,770,000	1,693
Extraordinary gains, net	$0	15
Net income	$2,787,000	1,690
Minority interest net income	$-17,000	6,578
Net income of bank and minority interests.	$2,770,000	1,693
Net charge-offs	$86,000	2,822
Cash dividends	$778,000	1,764
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,623,060	1,743
2014-06-30 (YTD Data)		Rank
Total interest income	$7,529,000	1,654
Total interest expense	$1,486,000	1,020
Net interest income	$6,043,000	1,819
Provision for loan and lease losses	$38,000	3,219
Total noninterest income	$1,518,000	1,543
Gross Fiduciary activities income	$279,000	591
Service charges on deposit accounts	$151,000	3,211
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,088,000	1,372
Total noninterest expense	$5,381,000	1,764
Salaries and employee benefits	$2,948,000	1,751
Premises and equipment expense	$731,000	1,625
Additional noninterest expense	$1,702,000	1,805
Pre-tax net operating income	$2,142,000	1,714
Securities gains (losses)	$86,000	875
Applicable income taxes	$463,000	1,611
Income before extraordinary items	$1,765,000	1,705
Extraordinary gains, net	$0	20
Net income	$1,775,000	1,704
Minority interest net income	$-10,000	6,642
Net income of bank and minority interests.	$1,765,000	1,707
Net charge-offs	$82,000	2,376
Cash dividends	$523,000	1,759
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,697,060	1,730
2014-03-31 (YTD Data)		Rank
Total interest income	$3,727,000	1,669
Total interest expense	$752,000	1,011
Net interest income	$2,975,000	1,828
Provision for loan and lease losses	$5,000	3,593
Total noninterest income	$714,000	1,566
Gross Fiduciary activities income	$177,000	540
Service charges on deposit accounts	$71,000	3,306
Trading account gains and fees	$0	147
Additional Noninterest Income	$466,000	1,487
Total noninterest expense	$2,684,000	1,769
Salaries and employee benefits	$1,505,000	1,723
Premises and equipment expense	$370,000	1,632
Additional noninterest expense	$809,000	1,874
Pre-tax net operating income	$1,000,000	1,771
Securities gains (losses)	$23,000	917
Applicable income taxes	$194,000	1,737
Income before extraordinary items	$829,000	1,759
Extraordinary gains, net	$0	16
Net income	$835,000	1,749
Minority interest net income	$-6,000	6,710
Net income of bank and minority interests.	$829,000	1,762
Net charge-offs	$37,000	2,083
Cash dividends	$250,000	1,571
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$810,370	1,767
2013-12-31 (YTD Data)		Rank
Total interest income	$15,419,000	1,617
Total interest expense	$3,559,000	954
Net interest income	$11,860,000	1,810
Provision for loan and lease losses	$122,000	3,465
Total noninterest income	$3,747,000	1,374
Gross Fiduciary activities income	$711,000	528
Service charges on deposit accounts	$330,000	3,180
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,706,000	1,228
Total noninterest expense	$10,499,000	1,817
Salaries and employee benefits	$5,833,000	1,763
Premises and equipment expense	$1,406,000	1,671
Additional noninterest expense	$3,260,000	1,937
Pre-tax net operating income	$4,986,000	1,432
Securities gains (losses)	$376,000	579
Applicable income taxes	$1,209,000	1,299
Income before extraordinary items	$4,153,000	1,449
Extraordinary gains, net	$0	29
Net income	$4,198,000	1,438
Minority interest net income	$-45,000	6,801
Net income of bank and minority interests.	$4,153,000	1,453
Net charge-offs	$74,000	4,037
Cash dividends	$973,000	1,974
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,863,480	1,512
2013-09-30 (YTD Data)		Rank
Total interest income	$11,497,000	1,639
Total interest expense	$2,730,000	973
Net interest income	$8,767,000	1,837
Provision for loan and lease losses	$33,000	4,245
Total noninterest income	$2,778,000	1,414
Gross Fiduciary activities income	$510,000	538
Service charges on deposit accounts	$246,000	3,216
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,022,000	1,262
Total noninterest expense	$7,850,000	1,829
Salaries and employee benefits	$4,360,000	1,771
Premises and equipment expense	$1,049,000	1,688
Additional noninterest expense	$2,441,000	1,920
Pre-tax net operating income	$3,662,000	1,491
Securities gains (losses)	$264,000	698
Applicable income taxes	$882,000	1,362
Income before extraordinary items	$3,044,000	1,482
Extraordinary gains, net	$0	25
Net income	$3,079,000	1,475
Minority interest net income	$-35,000	6,881
Net income of bank and minority interests.	$3,044,000	1,484
Net charge-offs	$17,000	4,487
Cash dividends	$733,000	1,748
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,838,080	1,544
2013-06-30 (YTD Data)		Rank
Total interest income	$7,676,000	1,638
Total interest expense	$1,850,000	984
Net interest income	$5,826,000	1,826
Provision for loan and lease losses	$20,000	4,231
Total noninterest income	$1,889,000	1,407
Gross Fiduciary activities income	$276,000	584
Service charges on deposit accounts	$159,000	3,244
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,454,000	1,229
Total noninterest expense	$5,276,000	1,811
Salaries and employee benefits	$2,904,000	1,768
Premises and equipment expense	$700,000	1,691
Additional noninterest expense	$1,672,000	1,878
Pre-tax net operating income	$2,419,000	1,476
Securities gains (losses)	$232,000	676
Applicable income taxes	$607,000	1,336
Income before extraordinary items	$2,044,000	1,469
Extraordinary gains, net	$0	22
Net income	$2,072,000	1,453
Minority interest net income	$-28,000	6,929
Net income of bank and minority interests.	$2,044,000	1,474
Net charge-offs	$34,000	3,652
Cash dividends	$433,000	1,841
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,865,360	1,554
2013-03-31 (YTD Data)		Rank
Total interest income	$3,795,000	1,664
Total interest expense	$946,000	988
Net interest income	$2,849,000	1,873
Provision for loan and lease losses	$8,000	4,080
Total noninterest income	$1,019,000	1,349
Gross Fiduciary activities income	$169,000	554
Service charges on deposit accounts	$76,000	3,310
Trading account gains and fees	$0	148
Additional Noninterest Income	$774,000	1,178
Total noninterest expense	$2,626,000	1,846
Salaries and employee benefits	$1,488,000	1,758
Premises and equipment expense	$362,000	1,669
Additional noninterest expense	$776,000	2,016
Pre-tax net operating income	$1,234,000	1,436
Securities gains (losses)	$124,000	612
Applicable income taxes	$312,000	1,286
Income before extraordinary items	$1,046,000	1,406
Extraordinary gains, net	$0	10
Net income	$1,059,000	1,397
Minority interest net income	$-13,000	7,007
Net income of bank and minority interests.	$1,046,000	1,408
Net charge-offs	$7,000	3,581
Cash dividends	$214,000	1,582
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$950,520	1,498
2012-12-31 (YTD Data)		Rank
Total interest income	$16,587,000	1,605
Total interest expense	$4,673,000	965
Net interest income	$11,914,000	1,836
Provision for loan and lease losses	$64,000	5,026
Total noninterest income	$3,443,000	1,489
Gross Fiduciary activities income	$642,000	546
Service charges on deposit accounts	$337,000	3,265
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,464,000	1,343
Total noninterest expense	$9,790,000	1,957
Salaries and employee benefits	$5,488,000	1,838
Premises and equipment expense	$1,333,000	1,771
Additional noninterest expense	$2,969,000	2,194
Pre-tax net operating income	$5,503,000	1,266
Securities gains (losses)	$342,000	1,246
Applicable income taxes	$1,397,000	1,153
Income before extraordinary items	$4,448,000	1,328
Extraordinary gains, net	$0	29
Net income	$4,455,000	1,324
Minority interest net income	$-7,000	7,061
Net income of bank and minority interests.	$4,448,000	1,329
Net charge-offs	$145,000	4,080
Cash dividends	$824,000	2,195
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,188,080	1,319
2012-09-30 (YTD Data)		Rank
Total interest income	$12,514,000	1,630
Total interest expense	$3,650,000	967
Net interest income	$8,864,000	1,874
Provision for loan and lease losses	$64,000	4,769
Total noninterest income	$2,625,000	1,454
Gross Fiduciary activities income	$443,000	567
Service charges on deposit accounts	$247,000	3,347
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,935,000	1,289
Total noninterest expense	$7,200,000	1,984
Salaries and employee benefits	$4,016,000	1,873
Premises and equipment expense	$1,006,000	1,768
Additional noninterest expense	$2,178,000	2,220
Pre-tax net operating income	$4,225,000	1,269
Securities gains (losses)	$307,000	1,097
Applicable income taxes	$1,113,000	1,134
Income before extraordinary items	$3,419,000	1,316
Extraordinary gains, net	$0	20
Net income	$3,419,000	1,317
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,419,000	1,317
Net charge-offs	$144,000	3,641
Cash dividends	$610,000	1,817
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,188,750	1,329
2012-06-30 (YTD Data)		Rank
Total interest income	$8,524,000	1,606
Total interest expense	$2,528,000	971
Net interest income	$5,996,000	1,845
Provision for loan and lease losses	$55,000	4,498
Total noninterest income	$1,552,000	1,588
Gross Fiduciary activities income	$250,000	607
Service charges on deposit accounts	$161,000	3,379
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,141,000	1,385
Total noninterest expense	$4,800,000	1,992
Salaries and employee benefits	$2,650,000	1,893
Premises and equipment expense	$669,000	1,771
Additional noninterest expense	$1,481,000	2,186
Pre-tax net operating income	$2,693,000	1,311
Securities gains (losses)	$190,000	1,138
Applicable income taxes	$711,000	1,163
Income before extraordinary items	$2,172,000	1,363
Extraordinary gains, net	$0	19
Net income	$2,172,000	1,363
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,172,000	1,363
Net charge-offs	$86,000	3,566
Cash dividends	$380,000	1,906
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,029,500	1,378
2012-03-31 (YTD Data)		Rank
Total interest income	$4,340,000	1,589
Total interest expense	$1,292,000	981
Net interest income	$3,048,000	1,832
Provision for loan and lease losses	$23,000	4,409
Total noninterest income	$732,000	1,632
Gross Fiduciary activities income	$162,000	559
Service charges on deposit accounts	$77,000	3,452
Trading account gains and fees	$0	148
Additional Noninterest Income	$493,000	1,524
Total noninterest expense	$2,377,000	2,012
Salaries and employee benefits	$1,329,000	1,891
Premises and equipment expense	$335,000	1,764
Additional noninterest expense	$713,000	2,246
Pre-tax net operating income	$1,380,000	1,268
Securities gains (losses)	$73,000	1,049
Applicable income taxes	$367,000	1,141
Income before extraordinary items	$1,086,000	1,334
Extraordinary gains, net	$0	19
Net income	$1,086,000	1,335
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,086,000	1,335
Net charge-offs	$42,000	3,150
Cash dividends	$190,000	1,650
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,031,250	1,335
2011-12-31 (YTD Data)		Rank
Total interest income	$17,851,000	1,591
Total interest expense	$5,992,000	1,014
Net interest income	$11,859,000	1,864
Provision for loan and lease losses	$250,000	4,345
Total noninterest income	$2,647,000	1,651
Gross Fiduciary activities income	$582,000	529
Service charges on deposit accounts	$364,000	3,211
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,701,000	1,515
Total noninterest expense	$9,003,000	2,119
Salaries and employee benefits	$4,873,000	1,981
Premises and equipment expense	$1,229,000	2,016
Additional noninterest expense	$2,901,000	2,270
Pre-tax net operating income	$5,253,000	1,132
Securities gains (losses)	$384,000	962
Applicable income taxes	$1,425,000	1,037
Income before extraordinary items	$4,212,000	1,192
Extraordinary gains, net	$0	29
Net income	$4,212,000	1,192
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,212,000	1,192
Net charge-offs	$253,000	4,001
Cash dividends	$715,000	2,013
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,924,000	1,201
2011-09-30 (YTD Data)		Rank
Total interest income	$13,334,000	1,614
Total interest expense	$4,578,000	1,038
Net interest income	$8,756,000	1,889
Provision for loan and lease losses	$195,000	4,176
Total noninterest income	$1,867,000	1,693
Gross Fiduciary activities income	$377,000	554
Service charges on deposit accounts	$273,000	3,217
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,217,000	1,546
Total noninterest expense	$6,994,000	2,062
Salaries and employee benefits	$3,626,000	1,996
Premises and equipment expense	$910,000	2,057
Additional noninterest expense	$2,458,000	2,043
Pre-tax net operating income	$3,434,000	1,314
Securities gains (losses)	$239,000	1,079
Applicable income taxes	$885,000	1,192
Income before extraordinary items	$2,788,000	1,385
Extraordinary gains, net	$0	21
Net income	$2,788,000	1,385
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,788,000	1,385
Net charge-offs	$342,000	3,102
Cash dividends	$525,000	1,755
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,606,360	1,387
2011-06-30 (YTD Data)		Rank
Total interest income	$8,854,000	1,634
Total interest expense	$3,088,000	1,062
Net interest income	$5,766,000	1,914
Provision for loan and lease losses	$45,000	5,204
Total noninterest income	$1,155,000	1,801
Gross Fiduciary activities income	$221,000	588
Service charges on deposit accounts	$175,000	3,276
Trading account gains and fees	$0	153
Additional Noninterest Income	$759,000	1,617
Total noninterest expense	$4,587,000	2,103
Salaries and employee benefits	$2,397,000	2,029
Premises and equipment expense	$612,000	2,059
Additional noninterest expense	$1,578,000	2,147
Pre-tax net operating income	$2,289,000	1,290
Securities gains (losses)	$106,000	1,099
Applicable income taxes	$579,000	1,182
Income before extraordinary items	$1,816,000	1,374
Extraordinary gains, net	$0	15
Net income	$1,816,000	1,374
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,816,000	1,374
Net charge-offs	$256,000	2,860
Cash dividends	$335,000	1,820
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,735,440	1,360
2011-03-31 (YTD Data)		Rank
Total interest income	$4,403,000	1,657
Total interest expense	$1,538,000	1,099
Net interest income	$2,865,000	1,925
Provision for loan and lease losses	$27,000	4,803
Total noninterest income	$310,000	2,782
Gross Fiduciary activities income	$138,000	547
Service charges on deposit accounts	$77,000	3,505
Trading account gains and fees	$0	158
Additional Noninterest Income	$95,000	3,654
Total noninterest expense	$2,247,000	2,150
Salaries and employee benefits	$1,197,000	2,043
Premises and equipment expense	$318,000	2,020
Additional noninterest expense	$732,000	2,270
Pre-tax net operating income	$901,000	1,587
Securities gains (losses)	$39,000	847
Applicable income taxes	$205,000	1,483
Income before extraordinary items	$735,000	1,605
Extraordinary gains, net	$0	9
Net income	$735,000	1,605
Minority interest net income	$0	86
Net income of bank and minority interests.	$735,000	1,605
Net charge-offs	$-12,000	7,063
Cash dividends	$175,000	1,509
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$704,580	1,621
2010-12-31 (YTD Data)		Rank
Total interest income	$17,735,000	1,706
Total interest expense	$6,745,000	1,218
Net interest income	$10,990,000	1,979
Provision for loan and lease losses	$700,000	3,591
Total noninterest income	$2,232,000	1,929
Gross Fiduciary activities income	$540,000	534
Service charges on deposit accounts	$360,000	3,279
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,332,000	1,827
Total noninterest expense	$8,514,000	2,272
Salaries and employee benefits	$4,536,000	2,137
Premises and equipment expense	$1,123,000	2,247
Additional noninterest expense	$2,855,000	2,376
Pre-tax net operating income	$4,008,000	1,256
Securities gains (losses)	$183,000	1,667
Applicable income taxes	$1,006,000	1,210
Income before extraordinary items	$3,185,000	1,335
Extraordinary gains, net	$0	29
Net income	$3,185,000	1,336
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,185,000	1,337
Net charge-offs	$488,000	3,687
Cash dividends	$1,020,000	1,443
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,045,920	1,338
2010-09-30 (YTD Data)		Rank
Total interest income	$13,264,000	1,746
Total interest expense	$5,142,000	1,242
Net interest income	$8,122,000	2,039
Provision for loan and lease losses	$547,000	3,392
Total noninterest income	$1,759,000	1,858
Gross Fiduciary activities income	$381,000	546
Service charges on deposit accounts	$270,000	3,355
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,108,000	1,684
Total noninterest expense	$6,286,000	2,310
Salaries and employee benefits	$3,389,000	2,136
Premises and equipment expense	$882,000	2,174
Additional noninterest expense	$2,015,000	2,466
Pre-tax net operating income	$3,048,000	1,305
Securities gains (losses)	$102,000	1,924
Applicable income taxes	$764,000	1,247
Income before extraordinary items	$2,386,000	1,391
Extraordinary gains, net	$0	23
Net income	$2,386,000	1,394
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,386,000	1,395
Net charge-offs	$235,000	4,036
Cash dividends	$820,000	1,248
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,308,480	1,384
2010-06-30 (YTD Data)		Rank
Total interest income	$8,742,000	1,789
Total interest expense	$3,502,000	1,273
Net interest income	$5,240,000	2,108
Provision for loan and lease losses	$172,000	4,456
Total noninterest income	$1,099,000	1,908
Gross Fiduciary activities income	$229,000	569
Service charges on deposit accounts	$178,000	3,381
Trading account gains and fees	$0	152
Additional Noninterest Income	$692,000	1,694
Total noninterest expense	$4,167,000	2,321
Salaries and employee benefits	$2,239,000	2,178
Premises and equipment expense	$566,000	2,276
Additional noninterest expense	$1,362,000	2,438
Pre-tax net operating income	$2,000,000	1,305
Securities gains (losses)	$21,000	2,342
Applicable income taxes	$485,000	1,245
Income before extraordinary items	$1,536,000	1,434
Extraordinary gains, net	$0	19
Net income	$1,536,000	1,434
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,536,000	1,435
Net charge-offs	$70,000	4,589
Cash dividends	$620,000	1,102
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,520,040	1,388
2010-03-31 (YTD Data)		Rank
Total interest income	$4,344,000	1,844
Total interest expense	$1,755,000	1,336
Net interest income	$2,589,000	2,156
Provision for loan and lease losses	$130,000	3,611
Total noninterest income	$569,000	1,841
Gross Fiduciary activities income	$137,000	547
Service charges on deposit accounts	$79,000	3,603
Trading account gains and fees	$0	175
Additional Noninterest Income	$353,000	1,646
Total noninterest expense	$2,066,000	2,366
Salaries and employee benefits	$1,137,000	2,167
Premises and equipment expense	$278,000	2,367
Additional noninterest expense	$651,000	2,525
Pre-tax net operating income	$962,000	1,353
Securities gains (losses)	$-40,000	7,613
Applicable income taxes	$214,000	1,354
Income before extraordinary items	$708,000	1,543
Extraordinary gains, net	$0	16
Net income	$708,000	1,545
Minority interest net income	$0	91
Net income of bank and minority interests.	$708,000	1,545
Net charge-offs	$63,000	3,532
Cash dividends	$485,000	711
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$738,800	1,428
2009-12-31 (YTD Data)		Rank
Total interest income	$17,792,000	1,896
Total interest expense	$8,165,000	1,465
Net interest income	$9,627,000	2,268
Provision for loan and lease losses	$423,000	4,806
Total noninterest income	$2,121,000	2,035
Gross Fiduciary activities income	$518,000	541
Service charges on deposit accounts	$387,000	3,393
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,216,000	1,896
Total noninterest expense	$7,715,000	2,559
Salaries and employee benefits	$4,070,000	2,404
Premises and equipment expense	$1,034,000	2,504
Additional noninterest expense	$2,611,000	2,642
Pre-tax net operating income	$3,610,000	1,130
Securities gains (losses)	$43,000	2,714
Applicable income taxes	$847,000	1,087
Income before extraordinary items	$2,806,000	1,191
Extraordinary gains, net	$0	34
Net income	$2,806,000	1,189
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,806,000	1,190
Net charge-offs	$214,000	4,919
Cash dividends	$575,000	2,378
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,772,890	1,193
2009-09-30 (YTD Data)		Rank
Total interest income	$13,317,000	1,942
Total interest expense	$6,295,000	1,492
Net interest income	$7,022,000	2,327
Provision for loan and lease losses	$273,000	4,731
Total noninterest income	$1,550,000	2,107
Gross Fiduciary activities income	$367,000	553
Service charges on deposit accounts	$284,000	3,438
Trading account gains and fees	$0	212
Additional Noninterest Income	$899,000	1,968
Total noninterest expense	$5,769,000	2,569
Salaries and employee benefits	$2,961,000	2,505
Premises and equipment expense	$796,000	2,486
Additional noninterest expense	$2,012,000	2,560
Pre-tax net operating income	$2,530,000	1,283
Securities gains (losses)	$21,000	2,721
Applicable income taxes	$574,000	1,293
Income before extraordinary items	$1,977,000	1,349
Extraordinary gains, net	$0	27
Net income	$1,977,000	1,347
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,977,000	1,349
Net charge-offs	$55,000	5,610
Cash dividends	$425,000	2,195
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,960,830	1,338
2009-06-30 (YTD Data)		Rank
Total interest income	$8,833,000	1,987
Total interest expense	$4,311,000	1,528
Net interest income	$4,522,000	2,393
Provision for loan and lease losses	$173,000	4,564
Total noninterest income	$913,000	2,319
Gross Fiduciary activities income	$232,000	566
Service charges on deposit accounts	$186,000	3,448
Trading account gains and fees	$0	193
Additional Noninterest Income	$495,000	2,241
Total noninterest expense	$3,807,000	2,623
Salaries and employee benefits	$1,946,000	2,570
Premises and equipment expense	$515,000	2,573
Additional noninterest expense	$1,346,000	2,566
Pre-tax net operating income	$1,455,000	1,559
Securities gains (losses)	$-30,000	7,556
Applicable income taxes	$292,000	1,557
Income before extraordinary items	$1,133,000	1,644
Extraordinary gains, net	$0	21
Net income	$1,133,000	1,641
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,133,000	1,643
Net charge-offs	$44,000	5,034
Cash dividends	$275,000	2,309
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,157,000	1,585
2009-03-31 (YTD Data)		Rank
Total interest income	$4,385,000	2,029
Total interest expense	$2,193,000	1,550
Net interest income	$2,192,000	2,462
Provision for loan and lease losses	$145,000	3,383
Total noninterest income	$487,000	2,186
Gross Fiduciary activities income	$132,000	544
Service charges on deposit accounts	$88,000	3,501
Trading account gains and fees	$0	171
Additional Noninterest Income	$267,000	2,109
Total noninterest expense	$1,876,000	2,567
Salaries and employee benefits	$960,000	2,638
Premises and equipment expense	$265,000	2,561
Additional noninterest expense	$651,000	2,383
Pre-tax net operating income	$658,000	1,899
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$131,000	1,909
Income before extraordinary items	$528,000	2,030
Extraordinary gains, net	$0	15
Net income	$528,000	2,031
Minority interest net income	$0	102
Net income of bank and minority interests.	$528,000	2,031
Net charge-offs	$33,000	3,934
Cash dividends	$135,000	2,014
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$527,200	1,914
2008-12-31 (YTD Data)		Rank
Total interest income	$18,797,000	2,025
Total interest expense	$10,195,000	1,593
Net interest income	$8,602,000	2,515
Provision for loan and lease losses	$356,000	4,336
Total noninterest income	$1,677,000	2,424
Gross Fiduciary activities income	$513,000	567
Service charges on deposit accounts	$416,000	3,384
Trading account gains and fees	$0	154
Additional Noninterest Income	$748,000	2,533
Total noninterest expense	$6,537,000	2,846
Salaries and employee benefits	$3,393,000	2,917
Premises and equipment expense	$955,000	2,739
Additional noninterest expense	$2,189,000	2,634
Pre-tax net operating income	$3,386,000	1,610
Securities gains (losses)	$14,000	2,367
Applicable income taxes	$801,000	1,398
Income before extraordinary items	$2,599,000	1,561
Extraordinary gains, net	$0	39
Net income	$2,599,000	1,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	3,880
Cash dividends	$514,000	3,321
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,588,360	1,673
2008-09-30 (YTD Data)		Rank
Total interest income	$14,084,000	2,076
Total interest expense	$7,836,000	1,610
Net interest income	$6,248,000	2,629
Provision for loan and lease losses	$203,000	4,184
Total noninterest income	$1,216,000	2,554
Gross Fiduciary activities income	$348,000	588
Service charges on deposit accounts	$309,000	3,426
Trading account gains and fees	$0	148
Additional Noninterest Income	$559,000	2,632
Total noninterest expense	$4,771,000	2,890
Salaries and employee benefits	$2,450,000	3,050
Premises and equipment expense	$709,000	2,775
Additional noninterest expense	$1,612,000	2,602
Pre-tax net operating income	$2,490,000	1,937
Securities gains (losses)	$13,000	2,250
Applicable income taxes	$591,000	1,696
Income before extraordinary items	$1,912,000	1,850
Extraordinary gains, net	$0	31
Net income	$1,912,000	1,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	3,218
Cash dividends	$379,000	3,112
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,902,120	1,956
2008-06-30 (YTD Data)		Rank
Total interest income	$9,361,000	2,108
Total interest expense	$5,377,000	1,632
Net interest income	$3,984,000	2,712
Provision for loan and lease losses	$80,000	4,586
Total noninterest income	$786,000	2,640
Gross Fiduciary activities income	$219,000	614
Service charges on deposit accounts	$198,000	3,511
Trading account gains and fees	$0	149
Additional Noninterest Income	$369,000	2,702
Total noninterest expense	$3,076,000	2,989
Salaries and employee benefits	$1,568,000	3,202
Premises and equipment expense	$468,000	2,800
Additional noninterest expense	$1,040,000	2,657
Pre-tax net operating income	$1,614,000	2,047
Securities gains (losses)	$12,000	2,370
Applicable income taxes	$385,000	1,913
Income before extraordinary items	$1,241,000	2,130
Extraordinary gains, net	$0	21
Net income	$1,241,000	2,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,430
Cash dividends	$244,000	3,225
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,231,880	2,094
2008-03-31 (YTD Data)		Rank
Total interest income	$4,710,000	2,149
Total interest expense	$2,810,000	1,677
Net interest income	$1,900,000	2,831
Provision for loan and lease losses	$25,000	4,682
Total noninterest income	$402,000	2,588
Gross Fiduciary activities income	$140,000	580
Service charges on deposit accounts	$96,000	3,537
Trading account gains and fees	$0	158
Additional Noninterest Income	$166,000	2,870
Total noninterest expense	$1,530,000	3,001
Salaries and employee benefits	$770,000	3,268
Premises and equipment expense	$236,000	2,788
Additional noninterest expense	$524,000	2,610
Pre-tax net operating income	$747,000	2,297
Securities gains (losses)	$0	2,688
Applicable income taxes	$173,000	2,148
Income before extraordinary items	$574,000	2,399
Extraordinary gains, net	$0	15
Net income	$574,000	2,401
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,036
Cash dividends	$122,000	2,766
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$574,000	2,326
2007-12-31 (YTD Data)		Rank
Total interest income	$18,823,000	2,186
Total interest expense	$11,980,000	1,670
Net interest income	$6,843,000	3,157
Provision for loan and lease losses	$299,000	3,215
Total noninterest income	$1,372,000	2,865
Gross Fiduciary activities income	$407,000	639
Service charges on deposit accounts	$389,000	3,576
Trading account gains and fees	$0	178
Additional Noninterest Income	$576,000	3,071
Total noninterest expense	$5,535,000	3,176
Salaries and employee benefits	$2,883,000	3,328
Premises and equipment expense	$801,000	3,076
Additional noninterest expense	$1,851,000	2,852
Pre-tax net operating income	$2,381,000	2,934
Securities gains (losses)	$3,000	1,730
Applicable income taxes	$533,000	2,656
Income before extraordinary items	$1,851,000	2,992
Extraordinary gains, net	$0	39
Net income	$1,851,000	2,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	2,810
Cash dividends	$765,000	3,047
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,848,660	2,990
2007-09-30 (YTD Data)		Rank
Total interest income	$13,995,000	2,213
Total interest expense	$8,955,000	1,671
Net interest income	$5,040,000	3,209
Provision for loan and lease losses	$209,000	2,938
Total noninterest income	$1,019,000	2,875
Gross Fiduciary activities income	$293,000	646
Service charges on deposit accounts	$289,000	3,587
Trading account gains and fees	$0	184
Additional Noninterest Income	$437,000	3,052
Total noninterest expense	$4,123,000	3,168
Salaries and employee benefits	$2,130,000	3,355
Premises and equipment expense	$596,000	3,082
Additional noninterest expense	$1,397,000	2,782
Pre-tax net operating income	$1,727,000	3,169
Securities gains (losses)	$2,000	1,394
Applicable income taxes	$382,000	2,860
Income before extraordinary items	$1,347,000	3,210
Extraordinary gains, net	$0	33
Net income	$1,347,000	3,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	2,558
Cash dividends	$543,000	2,825
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,345,440	3,194
2007-06-30 (YTD Data)		Rank
Total interest income	$9,182,000	2,264
Total interest expense	$5,887,000	1,705
Net interest income	$3,295,000	3,286
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$648,000	2,991
Gross Fiduciary activities income	$170,000	682
Service charges on deposit accounts	$198,000	3,540
Trading account gains and fees	$0	168
Additional Noninterest Income	$280,000	3,130
Total noninterest expense	$2,795,000	3,143
Salaries and employee benefits	$1,426,000	3,377
Premises and equipment expense	$396,000	3,111
Additional noninterest expense	$973,000	2,694
Pre-tax net operating income	$998,000	3,537
Securities gains (losses)	$1,000	1,305
Applicable income taxes	$203,000	3,243
Income before extraordinary items	$796,000	3,529
Extraordinary gains, net	$0	29
Net income	$796,000	3,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	1,985
Cash dividends	$244,000	3,403
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$795,200	3,509
2007-03-31 (YTD Data)		Rank
Total interest income	$4,516,000	2,299
Total interest expense	$2,910,000	1,708
Net interest income	$1,606,000	3,349
Provision for loan and lease losses	$47,000	3,165
Total noninterest income	$316,000	3,014
Gross Fiduciary activities income	$103,000	651
Service charges on deposit accounts	$93,000	3,596
Trading account gains and fees	$0	195
Additional Noninterest Income	$120,000	3,430
Total noninterest expense	$1,427,000	3,105
Salaries and employee benefits	$714,000	3,401
Premises and equipment expense	$200,000	3,116
Additional noninterest expense	$513,000	2,560
Pre-tax net operating income	$448,000	3,763
Securities gains (losses)	$1,000	1,055
Applicable income taxes	$85,000	3,492
Income before extraordinary items	$364,000	3,725
Extraordinary gains, net	$0	22
Net income	$364,000	3,726
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$109,000	3,021
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$363,190	3,714
2006-12-31 (YTD Data)		Rank
Total interest income	$17,077,000	2,289
Total interest expense	$9,905,000	1,691
Net interest income	$7,172,000	3,039
Provision for loan and lease losses	$273,000	2,954
Total noninterest income	$1,098,000	3,334
Gross Fiduciary activities income	$338,000	684
Service charges on deposit accounts	$363,000	3,739
Trading account gains and fees	$0	130
Additional Noninterest Income	$397,000	3,747
Total noninterest expense	$5,181,000	3,249
Salaries and employee benefits	$2,721,000	3,396
Premises and equipment expense	$738,000	3,200
Additional noninterest expense	$1,722,000	2,939
Pre-tax net operating income	$2,816,000	2,896
Securities gains (losses)	$-180,000	8,361
Applicable income taxes	$647,000	2,780
Income before extraordinary items	$1,989,000	3,112
Extraordinary gains, net	$0	51
Net income	$1,989,000	3,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,106
Cash dividends	$408,000	4,029
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,124,000	2,965
2006-09-30 (YTD Data)		Rank
Total interest income	$12,569,000	2,308
Total interest expense	$7,048,000	1,731
Net interest income	$5,521,000	3,002
Provision for loan and lease losses	$175,000	3,146
Total noninterest income	$825,000	3,328
Gross Fiduciary activities income	$234,000	694
Service charges on deposit accounts	$262,000	3,844
Trading account gains and fees	$0	126
Additional Noninterest Income	$329,000	3,571
Total noninterest expense	$3,819,000	3,293
Salaries and employee benefits	$1,976,000	3,479
Premises and equipment expense	$561,000	3,168
Additional noninterest expense	$1,282,000	2,941
Pre-tax net operating income	$2,352,000	2,790
Securities gains (losses)	$-180,000	8,524
Applicable income taxes	$558,000	2,706
Income before extraordinary items	$1,614,000	3,035
Extraordinary gains, net	$0	45
Net income	$1,614,000	3,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,504
Cash dividends	$299,000	3,709
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,747,200	2,846
2006-06-30 (YTD Data)		Rank
Total interest income	$8,197,000	2,323
Total interest expense	$4,421,000	1,748
Net interest income	$3,776,000	2,943
Provision for loan and lease losses	$124,000	2,957
Total noninterest income	$521,000	3,435
Gross Fiduciary activities income	$144,000	728
Service charges on deposit accounts	$162,000	3,986
Trading account gains and fees	$0	126
Additional Noninterest Income	$215,000	3,613
Total noninterest expense	$2,574,000	3,269
Salaries and employee benefits	$1,354,000	3,416
Premises and equipment expense	$372,000	3,168
Additional noninterest expense	$848,000	2,973
Pre-tax net operating income	$1,599,000	2,749
Securities gains (losses)	$-181,000	8,623
Applicable income taxes	$363,000	2,770
Income before extraordinary items	$1,055,000	3,089
Extraordinary gains, net	$0	39
Net income	$1,055,000	3,091
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,889
Cash dividends	$190,000	3,773
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,188,940	2,800
2006-03-31 (YTD Data)		Rank
Total interest income	$4,029,000	2,311
Total interest expense	$2,106,000	1,743
Net interest income	$1,923,000	2,879
Provision for loan and lease losses	$60,000	2,788
Total noninterest income	$245,000	3,515
Gross Fiduciary activities income	$76,000	721
Service charges on deposit accounts	$83,000	3,860
Trading account gains and fees	$0	115
Additional Noninterest Income	$86,000	3,983
Total noninterest expense	$1,218,000	3,422
Salaries and employee benefits	$618,000	3,674
Premises and equipment expense	$191,000	3,125
Additional noninterest expense	$409,000	3,061
Pre-tax net operating income	$890,000	2,485
Securities gains (losses)	$1,000	856
Applicable income taxes	$263,000	2,189
Income before extraordinary items	$628,000	2,645
Extraordinary gains, net	$0	21
Net income	$628,000	2,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	2,616
Cash dividends	$95,000	3,185
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$627,300	2,627
2005-12-31 (YTD Data)		Rank
Total interest income	$15,532,000	2,140
Total interest expense	$7,153,000	1,592
Net interest income	$8,379,000	2,593
Provision for loan and lease losses	$206,000	3,541
Total noninterest income	$843,000	3,936
Gross Fiduciary activities income	$290,000	720
Service charges on deposit accounts	$280,000	4,347
Trading account gains and fees	$0	138
Additional Noninterest Income	$273,000	4,548
Total noninterest expense	$4,902,000	3,289
Salaries and employee benefits	$2,570,000	3,405
Premises and equipment expense	$660,000	3,393
Additional noninterest expense	$1,672,000	2,963
Pre-tax net operating income	$4,114,000	2,183
Securities gains (losses)	$-28,000	7,972
Applicable income taxes	$1,150,000	2,066
Income before extraordinary items	$2,936,000	2,289
Extraordinary gains, net	$0	46
Net income	$2,936,000	2,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,385
Cash dividends	$355,000	4,152
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,956,160	2,235
2005-09-30 (YTD Data)		Rank
Total interest income	$11,517,000	2,117
Total interest expense	$5,144,000	1,566
Net interest income	$6,373,000	2,541
Provision for loan and lease losses	$151,000	3,457
Total noninterest income	$602,000	4,035
Gross Fiduciary activities income	$195,000	731
Service charges on deposit accounts	$207,000	4,386
Trading account gains and fees	$0	126
Additional Noninterest Income	$200,000	4,607
Total noninterest expense	$3,552,000	3,359
Salaries and employee benefits	$1,828,000	3,526
Premises and equipment expense	$486,000	3,423
Additional noninterest expense	$1,238,000	2,962
Pre-tax net operating income	$3,272,000	2,088
Securities gains (losses)	$-29,000	8,319
Applicable income taxes	$925,000	1,988
Income before extraordinary items	$2,318,000	2,208
Extraordinary gains, net	$0	35
Net income	$2,318,000	2,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,476
Cash dividends	$259,000	3,725
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,338,590	2,153
2005-06-30 (YTD Data)		Rank
Total interest income	$7,577,000	2,078
Total interest expense	$3,295,000	1,525
Net interest income	$4,282,000	2,500
Provision for loan and lease losses	$94,000	3,452
Total noninterest income	$373,000	4,213
Gross Fiduciary activities income	$114,000	769
Service charges on deposit accounts	$132,000	4,443
Trading account gains and fees	$0	116
Additional Noninterest Income	$127,000	4,680
Total noninterest expense	$2,345,000	3,364
Salaries and employee benefits	$1,204,000	3,547
Premises and equipment expense	$311,000	3,517
Additional noninterest expense	$830,000	2,918
Pre-tax net operating income	$2,216,000	2,020
Securities gains (losses)	$-15,000	8,274
Applicable income taxes	$632,000	1,923
Income before extraordinary items	$1,569,000	2,151
Extraordinary gains, net	$0	30
Net income	$1,569,000	2,149
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,134
Cash dividends	$164,000	3,732
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,579,650	2,102
2005-03-31 (YTD Data)		Rank
Total interest income	$3,733,000	2,069
Total interest expense	$1,596,000	1,503
Net interest income	$2,137,000	2,500
Provision for loan and lease losses	$27,000	4,321
Total noninterest income	$184,000	4,198
Gross Fiduciary activities income	$67,000	737
Service charges on deposit accounts	$66,000	4,389
Trading account gains and fees	$0	115
Additional Noninterest Income	$51,000	5,145
Total noninterest expense	$1,092,000	3,585
Salaries and employee benefits	$533,000	3,894
Premises and equipment expense	$151,000	3,632
Additional noninterest expense	$408,000	2,965
Pre-tax net operating income	$1,202,000	1,878
Securities gains (losses)	$0	1,685
Applicable income taxes	$351,000	1,768
Income before extraordinary items	$851,000	1,975
Extraordinary gains, net	$0	24
Net income	$851,000	1,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,295
Cash dividends	$82,000	3,110
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$851,000	1,940
2004-12-31 (YTD Data)		Rank
Total interest income	$13,781,000	2,061
Total interest expense	$5,888,000	1,401
Net interest income	$7,893,000	2,574
Provision for loan and lease losses	$201,000	3,674
Total noninterest income	$639,000	4,651
Gross Fiduciary activities income	$220,000	765
Service charges on deposit accounts	$217,000	5,057
Trading account gains and fees	$0	138
Additional Noninterest Income	$202,000	5,093
Total noninterest expense	$4,142,000	3,633
Salaries and employee benefits	$2,180,000	3,719
Premises and equipment expense	$554,000	3,780
Additional noninterest expense	$1,408,000	3,286
Pre-tax net operating income	$4,189,000	1,978
Securities gains (losses)	$-126,000	8,755
Applicable income taxes	$1,145,000	1,963
Income before extraordinary items	$2,918,000	2,129
Extraordinary gains, net	$0	34
Net income	$2,918,000	2,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,010
Cash dividends	$327,000	4,213
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$3,008,720	2,030
2004-09-30 (YTD Data)		Rank
Total interest income	$10,069,000	2,098
Total interest expense	$4,329,000	1,393
Net interest income	$5,740,000	2,613
Provision for loan and lease losses	$132,000	3,832
Total noninterest income	$461,000	4,757
Gross Fiduciary activities income	$152,000	778
Service charges on deposit accounts	$157,000	5,164
Trading account gains and fees	$0	134
Additional Noninterest Income	$152,000	5,098
Total noninterest expense	$2,985,000	3,724
Salaries and employee benefits	$1,535,000	3,883
Premises and equipment expense	$417,000	3,761
Additional noninterest expense	$1,033,000	3,333
Pre-tax net operating income	$3,084,000	2,025
Securities gains (losses)	$-126,000	8,911
Applicable income taxes	$828,000	2,056
Income before extraordinary items	$2,130,000	2,195
Extraordinary gains, net	$0	26
Net income	$2,130,000	2,197
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,796
Cash dividends	$245,000	3,721
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,220,720	2,054
2004-06-30 (YTD Data)		Rank
Total interest income	$6,538,000	2,146
Total interest expense	$2,848,000	1,397
Net interest income	$3,690,000	2,695
Provision for loan and lease losses	$87,000	3,810
Total noninterest income	$300,000	4,828
Gross Fiduciary activities income	$95,000	808
Service charges on deposit accounts	$102,000	5,219
Trading account gains and fees	$0	130
Additional Noninterest Income	$103,000	5,109
Total noninterest expense	$1,972,000	3,778
Salaries and employee benefits	$1,003,000	3,963
Premises and equipment expense	$274,000	3,796
Additional noninterest expense	$695,000	3,331
Pre-tax net operating income	$1,931,000	2,101
Securities gains (losses)	$-126,000	8,982
Applicable income taxes	$494,000	2,226
Income before extraordinary items	$1,311,000	2,335
Extraordinary gains, net	$0	21
Net income	$1,311,000	2,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,091
Cash dividends	$163,000	3,692
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,402,980	2,133
2004-03-31 (YTD Data)		Rank
Total interest income	$3,218,000	2,176
Total interest expense	$1,416,000	1,413
Net interest income	$1,802,000	2,751
Provision for loan and lease losses	$44,000	3,642
Total noninterest income	$155,000	4,694
Gross Fiduciary activities income	$51,000	796
Service charges on deposit accounts	$50,000	5,207
Trading account gains and fees	$0	121
Additional Noninterest Income	$54,000	4,970
Total noninterest expense	$942,000	3,948
Salaries and employee benefits	$434,000	4,463
Premises and equipment expense	$141,000	3,754
Additional noninterest expense	$367,000	3,156
Pre-tax net operating income	$971,000	2,056
Securities gains (losses)	$0	2,934
Applicable income taxes	$272,000	2,072
Income before extraordinary items	$699,000	2,187
Extraordinary gains, net	$0	16
Net income	$699,000	2,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,952
Cash dividends	$95,000	2,963
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$699,000	2,103
2003-12-31 (YTD Data)		Rank
Total interest income	$12,054,000	2,376
Total interest expense	$5,581,000	1,615
Net interest income	$6,473,000	2,973
Provision for loan and lease losses	$276,000	3,355
Total noninterest income	$554,000	5,166
Gross Fiduciary activities income	$196,000	810
Service charges on deposit accounts	$181,000	5,471
Trading account gains and fees	$0	160
Additional Noninterest Income	$177,000	5,534
Total noninterest expense	$3,534,000	4,078
Salaries and employee benefits	$1,752,000	4,340
Premises and equipment expense	$479,000	4,200
Additional noninterest expense	$1,303,000	3,484
Pre-tax net operating income	$3,217,000	2,361
Securities gains (losses)	$0	4,500
Applicable income taxes	$885,000	2,349
Income before extraordinary items	$2,332,000	2,530
Extraordinary gains, net	$0	54
Net income	$2,332,000	2,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	3,432
Cash dividends	$247,000	4,682
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,332,000	2,413
2003-09-30 (YTD Data)		Rank
Total interest income	$8,841,000	2,464
Total interest expense	$4,152,000	1,699
Net interest income	$4,689,000	3,083
Provision for loan and lease losses	$159,000	3,802
Total noninterest income	$401,000	5,306
Gross Fiduciary activities income	$133,000	839
Service charges on deposit accounts	$132,000	5,566
Trading account gains and fees	$0	153
Additional Noninterest Income	$136,000	5,527
Total noninterest expense	$2,448,000	4,338
Salaries and employee benefits	$1,181,000	4,678
Premises and equipment expense	$349,000	4,282
Additional noninterest expense	$918,000	3,656
Pre-tax net operating income	$2,483,000	2,401
Securities gains (losses)	$0	4,204
Applicable income taxes	$695,000	2,401
Income before extraordinary items	$1,788,000	2,583
Extraordinary gains, net	$0	40
Net income	$1,788,000	2,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	3,857
Cash dividends	$182,000	4,160
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,788,000	2,455
2003-06-30 (YTD Data)		Rank
Total interest income	$5,808,000	2,505
Total interest expense	$2,774,000	1,750
Net interest income	$3,034,000	3,155
Provision for loan and lease losses	$79,000	4,341
Total noninterest income	$248,000	5,484
Gross Fiduciary activities income	$84,000	859
Service charges on deposit accounts	$85,000	5,628
Trading account gains and fees	$0	150
Additional Noninterest Income	$79,000	5,734
Total noninterest expense	$1,570,000	4,434
Salaries and employee benefits	$741,000	4,878
Premises and equipment expense	$231,000	4,294
Additional noninterest expense	$598,000	3,711
Pre-tax net operating income	$1,633,000	2,423
Securities gains (losses)	$0	3,782
Applicable income taxes	$460,000	2,441
Income before extraordinary items	$1,173,000	2,628
Extraordinary gains, net	$0	30
Net income	$1,173,000	2,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,910
Cash dividends	$117,000	4,115
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,173,000	2,481
2003-03-31 (YTD Data)		Rank
Total interest income	$2,836,000	2,590
Total interest expense	$1,382,000	1,795
Net interest income	$1,454,000	3,263
Provision for loan and lease losses	$32,000	4,392
Total noninterest income	$127,000	5,311
Gross Fiduciary activities income	$42,000	855
Service charges on deposit accounts	$42,000	5,576
Trading account gains and fees	$0	134
Additional Noninterest Income	$43,000	5,547
Total noninterest expense	$752,000	4,565
Salaries and employee benefits	$355,000	5,027
Premises and equipment expense	$120,000	4,153
Additional noninterest expense	$277,000	3,893
Pre-tax net operating income	$797,000	2,481
Securities gains (losses)	$0	2,891
Applicable income taxes	$226,000	2,491
Income before extraordinary items	$571,000	2,658
Extraordinary gains, net	$0	21
Net income	$571,000	2,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,051
Cash dividends	$58,000	3,340
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$571,000	2,523
2002-12-31 (YTD Data)		Rank
Total interest income	$9,817,000	3,067
Total interest expense	$5,012,000	2,246
Net interest income	$4,805,000	3,779
Provision for loan and lease losses	$228,000	4,082
Total noninterest income	$377,000	5,926
Gross Fiduciary activities income	$128,000	940
Service charges on deposit accounts	$146,000	5,880
Trading account gains and fees	$0	153
Additional Noninterest Income	$103,000	6,389
Total noninterest expense	$2,726,000	4,780
Salaries and employee benefits	$1,305,000	5,183
Premises and equipment expense	$403,000	4,629
Additional noninterest expense	$1,018,000	4,126
Pre-tax net operating income	$2,228,000	3,163
Securities gains (losses)	$0	4,537
Applicable income taxes	$607,000	3,101
Income before extraordinary items	$1,621,000	3,292
Extraordinary gains, net	$0	70
Net income	$1,621,000	3,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,528
Cash dividends	$221,000	4,777
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,621,000	3,201
2001-12-31 (YTD Data)		Rank
Total interest income	$8,474,000	3,827
Total interest expense	$5,022,000	3,141
Net interest income	$3,452,000	4,602
Provision for loan and lease losses	$197,000	4,179
Total noninterest income	$278,000	6,596
Gross Fiduciary activities income	$76,000	1,055
Service charges on deposit accounts	$132,000	6,053
Trading account gains and fees	$0	177
Additional Noninterest Income	$70,000	7,115
Total noninterest expense	$2,164,000	5,445
Salaries and employee benefits	$1,005,000	5,960
Premises and equipment expense	$288,000	5,656
Additional noninterest expense	$871,000	4,501
Pre-tax net operating income	$1,369,000	4,097
Securities gains (losses)	$0	4,612
Applicable income taxes	$327,000	4,107
Income before extraordinary items	$1,042,000	4,167
Extraordinary gains, net	$0	105
Net income	$1,042,000	4,168
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,961
Cash dividends	$343,000	4,170
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,042,000	4,057
2000-12-31 (YTD Data)		Rank
Total interest income	$7,533,000	4,315
Total interest expense	$4,342,000	3,730
Net interest income	$3,191,000	4,928
Provision for loan and lease losses	$193,000	3,828
Total noninterest income	$233,000	6,951
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	6,836
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	5,537
Total noninterest expense	$2,026,000	5,635
Salaries and employee benefits	$960,000	6,088
Premises and equipment expense	$254,000	5,991
Additional noninterest expense	$812,000	4,683
Pre-tax net operating income	$1,205,000	4,709
Securities gains (losses)	$0	1,956
Applicable income taxes	$307,000	4,558
Income before extraordinary items	$898,000	4,688
Extraordinary gains, net	$0	38
Net income	$898,000	4,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,507
Cash dividends	$935,000	2,413
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$898,000	4,690
1999-12-31 (YTD Data)		Rank
Total interest income	$6,582,000	4,624
Total interest expense	$3,474,000	4,073
Net interest income	$3,108,000	5,028
Provision for loan and lease losses	$278,000	2,844
Total noninterest income	$205,000	7,440
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	7,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	5,870
Total noninterest expense	$1,770,000	6,135
Salaries and employee benefits	$835,000	6,595
Premises and equipment expense	$245,000	6,111
Additional noninterest expense	$690,000	5,286
Pre-tax net operating income	$1,265,000	4,605
Securities gains (losses)	$0	3,155
Applicable income taxes	$306,000	4,782
Income before extraordinary items	$959,000	4,550
Extraordinary gains, net	$0	35
Net income	$959,000	4,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	3,601
Cash dividends	$176,000	5,427
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$959,000	4,507
1998-12-31 (YTD Data)		Rank
Total interest income	$5,563,000	5,258
Total interest expense	$2,733,000	5,047
Net interest income	$2,830,000	5,360
Provision for loan and lease losses	$182,000	3,709
Total noninterest income	$168,000	7,986
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	7,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	6,524
Total noninterest expense	$1,413,000	6,927
Salaries and employee benefits	$668,000	7,382
Premises and equipment expense	$159,000	7,459
Additional noninterest expense	$586,000	5,845
Pre-tax net operating income	$1,403,000	4,399
Securities gains (losses)	$0	4,449
Applicable income taxes	$361,000	4,689
Income before extraordinary items	$1,042,000	4,359
Extraordinary gains, net	$0	32
Net income	$1,042,000	4,358
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,759
Cash dividends	$159,000	5,715
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,042,000	4,271
1997-12-31 (YTD Data)		Rank
Total interest income	$4,799,000	5,952
Total interest expense	$2,266,000	5,773
Net interest income	$2,533,000	5,998
Provision for loan and lease losses	$81,000	5,633
Total noninterest income	$158,000	8,453
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	8,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	6,866
Total noninterest expense	$1,301,000	7,332
Salaries and employee benefits	$622,000	7,777
Premises and equipment expense	$128,000	8,292
Additional noninterest expense	$551,000	6,109
Pre-tax net operating income	$1,309,000	4,932
Securities gains (losses)	$0	3,944
Applicable income taxes	$350,000	5,307
Income before extraordinary items	$959,000	4,844
Extraordinary gains, net	$0	44
Net income	$959,000	4,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,728
Cash dividends	$740,000	2,694
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$959,000	4,784
1996-12-31 (YTD Data)		Rank
Total interest income	$4,360,000	6,520
Total interest expense	$1,903,000	6,618
Net interest income	$2,457,000	6,266
Provision for loan and lease losses	$40,000	6,972
Total noninterest income	$163,000	8,804
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	8,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	7,162
Total noninterest expense	$1,235,000	7,886
Salaries and employee benefits	$579,000	8,260
Premises and equipment expense	$140,000	8,281
Additional noninterest expense	$516,000	6,931
Pre-tax net operating income	$1,345,000	4,726
Securities gains (losses)	$0	4,148
Applicable income taxes	$395,000	4,933
Income before extraordinary items	$950,000	4,679
Extraordinary gains, net	$0	53
Net income	$950,000	4,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$138,000	6,200
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$950,000	4,637
1995-12-31 (YTD Data)		Rank
Total interest income	$4,079,000	6,900
Total interest expense	$1,751,000	7,012
Net interest income	$2,328,000	6,626
Provision for loan and lease losses	$55,000	6,005
Total noninterest income	$143,000	9,428
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$64,000	8,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	7,981
Total noninterest expense	$1,167,000	8,331
Salaries and employee benefits	$502,000	9,095
Premises and equipment expense	$133,000	8,707
Additional noninterest expense	$532,000	7,016
Pre-tax net operating income	$1,249,000	5,123
Securities gains (losses)	$0	3,831
Applicable income taxes	$384,000	5,087
Income before extraordinary items	$865,000	5,148
Extraordinary gains, net	$0	65
Net income	$865,000	5,146
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,953
Cash dividends	$128,000	6,363
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$865,000	5,133
1994-12-31 (YTD Data)		Rank
Total interest income	$3,864,000	6,871
Total interest expense	$1,593,000	6,616
Net interest income	$2,271,000	6,921
Provision for loan and lease losses	$20,000	7,754
Total noninterest income	$123,000	10,236
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$65,000	9,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,194
Total noninterest expense	$1,126,000	8,885
Salaries and employee benefits	$470,000	9,654
Premises and equipment expense	$106,000	9,833
Additional noninterest expense	$550,000	7,421
Pre-tax net operating income	$1,248,000	5,089
Securities gains (losses)	$0	3,600
Applicable income taxes	$389,000	4,862
Income before extraordinary items	$859,000	5,082
Extraordinary gains, net	$0	249
Net income	$859,000	5,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,198
Cash dividends	$122,000	6,502
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$859,000	5,131
1993-12-31 (YTD Data)		Rank
Total interest income	$3,906,000	6,979
Total interest expense	$1,643,000	6,760
Net interest income	$2,263,000	7,007
Provision for loan and lease losses	$30,000	8,397
Total noninterest income	$118,000	10,884
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$60,000	9,682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,638
Total noninterest expense	$1,042,000	9,553
Salaries and employee benefits	$427,000	10,359
Premises and equipment expense	$96,000	10,570
Additional noninterest expense	$519,000	8,037
Pre-tax net operating income	$1,309,000	4,838
Securities gains (losses)	$0	7,477
Applicable income taxes	$413,000	4,893
Income before extraordinary items	$896,000	5,118
Extraordinary gains, net	$13,000	2,867
Net income	$909,000	5,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	9,155
Cash dividends	$112,000	6,683
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$896,000	4,891
1992-12-31 (YTD Data)		Rank
Total interest income	$4,098,000	7,383
Total interest expense	$1,945,000	7,230
Net interest income	$2,153,000	7,365
Provision for loan and lease losses	$50,000	9,026
Total noninterest income	$106,000	11,552
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$53,000	10,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	10,222
Total noninterest expense	$980,000	10,071
Salaries and employee benefits	$410,000	10,742
Premises and equipment expense	$87,000	11,223
Additional noninterest expense	$483,000	8,623
Pre-tax net operating income	$1,229,000	4,830
Securities gains (losses)	$0	8,369
Applicable income taxes	$378,000	5,008
Income before extraordinary items	$851,000	5,114
Extraordinary gains, net	$0	1,422
Net income	$851,000	5,171
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	10,608
Cash dividends	$104,000	6,492
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$851,000	4,810

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.