Home > The Northside Bank & Trust Company > Income and Expense
The Northside Bank & Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,092,000 | 3,970 |
| Total interest expense | $3,800,000 | 3,854 |
| Net interest income | $4,292,000 | 4,075 |
| Provision for loan and lease losses | $281,000 | 2,376 |
| Total noninterest income | $787,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $447,000 | 3,028 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $340,000 | 3,691 |
| Total noninterest expense | $3,777,000 | 3,496 |
| Salaries and employee benefits | $1,679,000 | 3,864 |
| Premises and equipment expense | $606,000 | 3,183 |
| Additional noninterest expense | $1,492,000 | 3,102 |
| Pre-tax net operating income | $1,021,000 | 5,909 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $346,000 | 5,489 |
| Income before extraordinary items | $675,000 | 6,149 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $675,000 | 6,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,067 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $675,000 | 6,126 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,864,000 | 3,810 |
| Total interest expense | $3,285,000 | 3,652 |
| Net interest income | $4,579,000 | 3,862 |
| Provision for loan and lease losses | $51,000 | 6,050 |
| Total noninterest income | $1,067,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $520,000 | 2,617 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $547,000 | 2,778 |
| Total noninterest expense | $4,191,000 | 3,284 |
| Salaries and employee benefits | $1,811,000 | 3,594 |
| Premises and equipment expense | $749,000 | 2,674 |
| Additional noninterest expense | $1,631,000 | 3,078 |
| Pre-tax net operating income | $1,404,000 | 4,664 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $474,000 | 4,224 |
| Income before extraordinary items | $920,000 | 4,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $920,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $926,600 | 4,844 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 4,125 |
| Total interest expense | $3,411,000 | 3,683 |
| Net interest income | $3,931,000 | 4,486 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $905,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $544,000 | 2,555 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $361,000 | 4,032 |
| Total noninterest expense | $4,046,000 | 3,454 |
| Salaries and employee benefits | $1,814,000 | 3,587 |
| Premises and equipment expense | $726,000 | 2,783 |
| Additional noninterest expense | $1,506,000 | 3,493 |
| Pre-tax net operating income | $760,000 | 7,032 |
| Securities gains (losses) | $39,000 | 3,767 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $799,000 | 5,578 |
| Extraordinary gains, net | $485,000 | 484 |
| Net income | $1,284,000 | 3,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 2,300 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $760,000 | 5,531 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,358,000 | 4,136 |
| Total interest expense | $4,629,000 | 3,546 |
| Net interest income | $3,729,000 | 4,752 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $764,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $571,000 | 2,421 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $193,000 | 5,787 |
| Total noninterest expense | $3,988,000 | 3,512 |
| Salaries and employee benefits | $1,748,000 | 3,657 |
| Premises and equipment expense | $623,000 | 3,238 |
| Additional noninterest expense | $1,617,000 | 3,379 |
| Pre-tax net operating income | $410,000 | 9,151 |
| Securities gains (losses) | $176,000 | 2,193 |
| Applicable income taxes | $199,000 | 7,581 |
| Income before extraordinary items | $387,000 | 8,350 |
| Extraordinary gains, net | $199,000 | 433 |
| Net income | $586,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $550,000 | 2,315 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $270,840 | 9,297 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.