Home > The Northern Trust Company > Net charge- offs to loans
The Northern Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1298% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 4,148 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0419% | 4,378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 4,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0385% | 4,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0385% | 4,241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 2,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1495% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 4,279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0518% | 4,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 3,590 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0503% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0503% | 4,232 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2010% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0637% | 4,469 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 4,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,615 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1404% | 4,377 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1404% | 4,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0949% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4054% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0628% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1200% | 4,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 4,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0422% | 4,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0422% | 4,104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0742% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0601% | 4,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1036% | 4,531 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1505% | 4,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1008% | 4,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0284% | 4,159 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0284% | 4,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 3,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0956% | 4,567 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0811% | 4,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1304% | 4,582 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1943% | 4,638 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1266% | 4,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 3,572 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0352% | 4,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0352% | 4,107 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0430% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1442% | 4,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.0391% | 4,143 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1223% | 4,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1957% | 4,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2778% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1905% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 3,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0300% | 3,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0300% | 3,829 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0324% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1100% | 4,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.0785% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2463% | 4,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0555% | 4,357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 3,357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0007% | 3,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 3,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0370% | 4,291 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0721% | 4,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 3,295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0752% | 4,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 3,651 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3482% | 4,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3482% | 4,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0406% | 4,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 4,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0667% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0830% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3794% | 4,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3794% | 4,504 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 4,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0489% | 4,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0867% | 4,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0917% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0996% | 4,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 3,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5501% | 4,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5501% | 4,559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 3,707 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0319% | 4,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0561% | 4,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3500% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0857% | 4,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0011% | 3,409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 3,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0414% | 3,767 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0093% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0909% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2068% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0198% | 4,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2764% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0478% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 4,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0946% | 2,409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0253% | 1,050 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 4,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.1246% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3533% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0549% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 4,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1388% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1388% | 2,088 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0345% | 1,039 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 4,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,255 |
| Percentage Net Loans Charged-off:Construction & development | -0.1951% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5189% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0560% | 4,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0529% | 4,267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0845% | 4,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0845% | 4,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0524% | 1,028 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 685 |
| Percentage Net Loans Charged-off:Construction & development | -0.4031% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0850% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0037% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 4,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,706 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0462% | 4,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0462% | 4,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0558% | 1,012 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 4,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 4,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0975% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 4,635 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3766% | 3,811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0548% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1453% | 4,758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1453% | 4,723 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0634% | 1,093 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 4,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0317% | 4,696 |
| Percentage Net Loans Charged-off:Construction & development | -0.1304% | 4,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0412% | 4,703 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4341% | 3,866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 1,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1030% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1030% | 4,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0630% | 1,076 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 4,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0403% | 4,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.1959% | 4,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0498% | 4,787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5632% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0112% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0639% | 4,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0639% | 4,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0672% | 1,053 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 4,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0409% | 4,904 |
| Percentage Net Loans Charged-off:Construction & development | -0.2135% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0485% | 4,859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7098% | 3,941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,839 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0312% | 4,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0312% | 4,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0682% | 1,048 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 3,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1485% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0155% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 4,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5335% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5335% | 1,401 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0789% | 1,143 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1920% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6934% | 1,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6934% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0810% | 1,135 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2803% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0890% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3944% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 4,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0565% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0565% | 2,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0437% | 1,106 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1187% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 0.1281% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4871% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1387% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6701% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 4,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1908% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1908% | 1,839 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0959% | 1,104 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 3,195 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0846% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0773% | 5,225 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0122% | 4,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1475% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 2,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1811% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2419% | 2,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2419% | 2,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0168% | 1,197 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 2,266 |
| Percentage Net Loans Charged-off:Construction & development | -0.1089% | 4,837 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1028% | 5,328 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0158% | 4,456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1715% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 1,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0804% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0804% | 2,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0211% | 1,183 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,812 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0228% | 4,511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0508% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2381% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1167% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0094% | 3,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0094% | 2,904 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0293% | 1,170 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0492% | 4,577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0401% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0835% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0835% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0553% | 1,134 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 3,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 2,282 |
| Percentage Net Loans Charged-off:Construction & development | -0.0780% | 4,861 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0154% | 5,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0198% | 194 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3216% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 5,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2007% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0127% | 3,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0127% | 3,561 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0031% | 4,920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1383% | 1,199 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 1,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0016% | 469 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 5,073 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0323% | 4,635 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0499% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3347% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 4,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0305% | 1,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0433% | 3,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0433% | 3,085 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0022% | 4,931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1651% | 1,186 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0461% | 1,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 5,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0161% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3268% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 1,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0627% | 1,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1098% | 2,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1098% | 2,498 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 4,982 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2176% | 1,183 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 5,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1299% | 5,736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0409% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 4,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1973% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2612% | 1,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2612% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0014% | 5,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0501% | 1,151 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0271% | 5,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0007% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1325% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2823% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0674% | 2,066 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2725% | 5,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2725% | 5,661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2565% | 30 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 1,637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,704 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 5,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0121% | 221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1282% | 1,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1981% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1130% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0966% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3517% | 5,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3517% | 5,713 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0426% | 1,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3616% | 20 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0728% | 1,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1267% | 5,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0219% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1402% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2373% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1190% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0868% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1619% | 5,454 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1619% | 5,412 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0065% | 5,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5804% | 16 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0568% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 4,913 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1227% | 5,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0439% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1668% | 954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1822% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1635% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1093% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2572% | 5,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2572% | 5,525 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 5,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9999% | 13 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 3,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.1762% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0834% | 1,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3087% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1040% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1478% | 1,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 5,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3005% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3005% | 2,278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0014% | 1,528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0043% | 1,293 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 3,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1501% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.2601% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1039% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 1,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0357% | 973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1066% | 5,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7164% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0016% | 5,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0072% | 1,281 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0492% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2011% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.3891% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2382% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,997 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1977% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1163% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2169% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2305% | 5,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1177% | 2,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1177% | 2,658 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0059% | 5,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0136% | 1,256 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 3,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 1,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.7661% | 316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2089% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0813% | 5,137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2205% | 1,119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0002% | 4,384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2733% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4563% | 6,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 1,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4697% | 1,414 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0077% | 5,451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2734% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.1389% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1874% | 1,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6967% | 321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2751% | 1,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3039% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2677% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0425% | 5,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2569% | 2,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2569% | 2,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0325% | 1,345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 1,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.1906% | 1,198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0906% | 6,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4853% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3082% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2992% | 839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3106% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0724% | 5,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2102% | 2,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2102% | 2,696 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0362% | 1,230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1154% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2457% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0182% | 1,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1485% | 6,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6818% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3260% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2994% | 772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3332% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0823% | 5,538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2790% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2790% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0311% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2370% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | -0.0855% | 5,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 6,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3253% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4861% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2805% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0577% | 5,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0274% | 2,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0274% | 2,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0540% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2223% | 3,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.5158% | 6,236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 6,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6311% | 537 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2932% | 2,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4654% | 1,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2401% | 2,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 5,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4063% | 2,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4063% | 2,490 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0581% | 6,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2808% | 1,444 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2503% | 2,803 |
| Percentage Net Loans Charged-off:Construction & development | -0.4521% | 6,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0735% | 2,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6391% | 471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3071% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4332% | 997 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2676% | 2,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 5,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 2,745 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3051% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0791% | 6,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 4,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2274% | 2,776 |
| Percentage Net Loans Charged-off:Construction & development | -0.3440% | 6,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0385% | 6,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3379% | 452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3183% | 2,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4176% | 915 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2867% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1199% | 6,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3601% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3601% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1157% | 6,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2476% | 2,321 |
| Percentage Net Loans Charged-off:Construction & development | -0.8678% | 6,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 6,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1334% | 353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3832% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5019% | 686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3448% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3438% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3438% | 1,965 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1607% | 6,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2928% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5259% | 2,565 |
| Percentage Net Loans Charged-off:Construction & development | 1.5932% | 1,858 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6850% | 1,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2810% | 833 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4424% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4697% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4338% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 3,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1100% | 4,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1100% | 4,231 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0207% | 1,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5894% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | 2.1319% | 1,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6935% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1624% | 753 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3238% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3285% | 1,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3223% | 2,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3012% | 6,745 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1324% | 6,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1324% | 6,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0306% | 1,427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 5,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3162% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.3688% | 1,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1192% | 2,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2074% | 395 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2663% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1659% | 1,279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2958% | 2,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3077% | 6,768 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0367% | 6,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0367% | 6,119 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0480% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0446% | 6,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3916% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.4728% | 1,385 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0663% | 1,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4275% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2623% | 2,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2998% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6664% | 6,984 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0489% | 6,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0488% | 5,984 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3421% | 4,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7541% | 2,325 |
| Percentage Net Loans Charged-off:Construction & development | -0.0669% | 6,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7987% | 1,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0737% | 1,044 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8508% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 1,888 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1546% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2048% | 4,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1061% | 4,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0001% | 6,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3813% | 3,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8731% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.0918% | 6,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5939% | 1,599 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0229% | 5,917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0506% | 1,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 1,684 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4571% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2047% | 3,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 4,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4061% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0803% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4226% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9788% | 625 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0796% | 3,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0556% | 4,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3330% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9426% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2390% | 866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7216% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 6,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1575% | 3,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3487% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4707% | 3,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6047% | 1,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8189% | 1,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3959% | 3,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7464% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3673% | 3,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3793% | 2,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4848% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6523% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4815% | 3,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0045% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1526% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1943% | 2,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2327% | 3,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1229% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 5,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 3,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0894% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 6,734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0176% | 4,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 6,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 4,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 3,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 4,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0154% | 5,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 6,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 3,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 3,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0149% | 3,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0026% | 7,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 3,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0329% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 2,857 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0151% | 7,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 1,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0506% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0569% | 6,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 5,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 3,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0736% | 3,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0819% | 5,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0246% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 2,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 2,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1052% | 4,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0011% | 1,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0574% | 3,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 1,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 4,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0018% | 1,333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1915% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0189% | 3,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 6,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0294% | 7,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 6,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 7,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 7,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 3,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0254% | 5,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 5,730 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.0409% | 7,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 6,226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 3,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0236% | 5,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 5,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,456 |
| Percentage Net Loans Charged-off:Construction & development | -0.0390% | 7,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 6,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 6,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0226% | 4,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 6,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0430% | 7,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0063% | 6,158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 6,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0041% | 3,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 5,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 7,802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 3,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0029% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 3,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0154% | 6,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0006% | 1,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.0509% | 7,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 2,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2050% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0107% | 5,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0009% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 7,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.0427% | 7,759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 2,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0057% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 7,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0548% | 7,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 5,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0013% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0121% | 7,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | -0.0340% | 7,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0521% | 7,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0008% | 4,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0029% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 6,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,767 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 7,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 7,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 7,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0371% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0208% | 6,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0027% | 1,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4001% | 21 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 5,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,730 |
| Percentage Net Loans Charged-off:Construction & development | -0.0260% | 7,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 7,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 6,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0036% | 1,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5274% | 16 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 5,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.0389% | 7,881 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 2,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0177% | 5,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0055% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 3,950 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.0459% | 7,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 8,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 8,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1419% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0225% | 4,660 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0109% | 878 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 8,008 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 3,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 5,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 3,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3783% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0702% | 6,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0070% | 1,840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1482% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 7,850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0311% | 7,994 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 8,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5011% | 2,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 6,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0093% | 1,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1415% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,926 |
| Percentage Net Loans Charged-off:Construction & development | -0.0393% | 7,973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 8,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 8,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 8,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4706% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1041% | 5,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0067% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 3,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 8,037 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 7,934 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 8,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,642 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3272% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2533% | 4,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2461% | 3,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 8,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 8,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0001% | 3,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0014% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 8,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5733% | 2,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0566% | 6,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1983% | 1,429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5266% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 8,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.3004% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2037% | 9,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0295% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 8,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 8,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3592% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0304% | 7,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0069% | 1,866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2203% | 1,663 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0720% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1038% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0072% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0002% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0434% | 1,299 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1863% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0155% | 452 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 5,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 794 |
| Percentage Net Loans Charged-off:Construction & development | -0.0881% | 1,392 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 1,184 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0312% | 1,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0040% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1454% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0199% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0146% | 1,275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0000% | 1,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0047% | 469 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 5,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 777 |
| Percentage Net Loans Charged-off:Construction & development | -1.1890% | 1,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 323 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1943% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 1,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2347% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0255% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0768% | 964 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0023% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0040% | 447 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 5,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | -1.2153% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2711% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0721% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2624% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1701% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1802% | 969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0012% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0077% | 465 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 5,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1799% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 9.9606% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7296% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1270% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0008% | 1,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0161% | 495 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 6,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 626 |
| Percentage Net Loans Charged-off:Construction & development | 6.2875% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8256% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1189% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0885% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0635% | 1,012 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0012% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 5,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2125% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 3.6520% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5073% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4659% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0001% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1499% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1895% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0184% | 1,269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0399% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6012% | 543 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3165% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2927% | 450 |
| Percentage Net Loans Charged-off:Construction & development | 3.4067% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3881% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5563% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3493% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0161% | 1,272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0689% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4949% | 50 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4991% | 4,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2037% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 1.4185% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9314% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2511% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1627% | 842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0788% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6469% | 102 |