Home > The Northampton Co-operative Bank > Income and Expense
The Northampton Co-operative Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 4,207 |
| Total interest expense | $112,000 | 4,068 |
| Net interest income | $987,000 | 4,176 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $167,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $68,000 | 3,184 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 3,610 |
| Total noninterest expense | $1,453,000 | 2,965 |
| Salaries and employee benefits | $942,000 | 2,649 |
| Premises and equipment expense | $147,000 | 3,236 |
| Additional noninterest expense | $364,000 | 3,497 |
| Pre-tax net operating income | $-299,000 | 6,334 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-101,000 | 6,370 |
| Income before extraordinary items | $-198,000 | 6,304 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-198,000 | 6,305 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-198,000 | 6,305 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-198,000 | 6,295 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 4,280 |
| Total interest expense | $398,000 | 4,457 |
| Net interest income | $3,963,000 | 4,209 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $656,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $301,000 | 3,198 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $355,000 | 3,786 |
| Total noninterest expense | $4,898,000 | 3,360 |
| Salaries and employee benefits | $2,921,000 | 3,137 |
| Premises and equipment expense | $456,000 | 3,831 |
| Additional noninterest expense | $1,521,000 | 3,525 |
| Pre-tax net operating income | $-279,000 | 6,242 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-118,000 | 6,277 |
| Income before extraordinary items | $-161,000 | 6,213 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-161,000 | 6,213 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-161,000 | 6,214 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-161,000 | 6,208 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 4,350 |
| Total interest expense | $299,000 | 4,524 |
| Net interest income | $2,925,000 | 4,296 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $486,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $224,000 | 3,238 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $262,000 | 3,834 |
| Total noninterest expense | $2,917,000 | 3,910 |
| Salaries and employee benefits | $1,589,000 | 3,884 |
| Premises and equipment expense | $336,000 | 3,926 |
| Additional noninterest expense | $992,000 | 3,857 |
| Pre-tax net operating income | $494,000 | 4,806 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $133,000 | 3,120 |
| Income before extraordinary items | $361,000 | 5,036 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $361,000 | 5,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $361,000 | 5,038 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $361,000 | 4,993 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 4,406 |
| Total interest expense | $202,000 | 4,537 |
| Net interest income | $1,907,000 | 4,357 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $321,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $148,000 | 3,256 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $173,000 | 3,854 |
| Total noninterest expense | $1,973,000 | 3,903 |
| Salaries and employee benefits | $1,080,000 | 3,857 |
| Premises and equipment expense | $227,000 | 3,924 |
| Additional noninterest expense | $666,000 | 3,863 |
| Pre-tax net operating income | $255,000 | 5,085 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $64,000 | 3,302 |
| Income before extraordinary items | $191,000 | 5,261 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $191,000 | 5,263 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $191,000 | 5,264 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $191,000 | 5,214 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 4,472 |
| Total interest expense | $105,000 | 4,530 |
| Net interest income | $934,000 | 4,415 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $155,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $82,000 | 3,857 |
| Total noninterest expense | $940,000 | 4,049 |
| Salaries and employee benefits | $498,000 | 4,066 |
| Premises and equipment expense | $124,000 | 3,777 |
| Additional noninterest expense | $318,000 | 3,978 |
| Pre-tax net operating income | $149,000 | 4,862 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $40,000 | 3,106 |
| Income before extraordinary items | $109,000 | 5,069 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 5,070 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $109,000 | 5,070 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $109,000 | 5,021 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 4,513 |
| Total interest expense | $497,000 | 4,466 |
| Net interest income | $3,696,000 | 4,456 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $798,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $313,000 | 3,284 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $485,000 | 3,393 |
| Total noninterest expense | $3,834,000 | 4,021 |
| Salaries and employee benefits | $2,054,000 | 4,014 |
| Premises and equipment expense | $430,000 | 4,052 |
| Additional noninterest expense | $1,350,000 | 3,916 |
| Pre-tax net operating income | $660,000 | 4,671 |
| Securities gains (losses) | $217,000 | 844 |
| Applicable income taxes | $170,000 | 3,061 |
| Income before extraordinary items | $707,000 | 4,453 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $707,000 | 4,457 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $707,000 | 4,457 |
| Net charge-offs | $-50,000 | 6,419 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $531,230 | 4,761 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 4,531 |
| Total interest expense | $385,000 | 4,490 |
| Net interest income | $2,787,000 | 4,483 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $609,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $233,000 | 3,316 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $376,000 | 3,411 |
| Total noninterest expense | $2,887,000 | 4,028 |
| Salaries and employee benefits | $1,557,000 | 4,008 |
| Premises and equipment expense | $333,000 | 4,045 |
| Additional noninterest expense | $997,000 | 3,945 |
| Pre-tax net operating income | $509,000 | 4,746 |
| Securities gains (losses) | $217,000 | 783 |
| Applicable income taxes | $133,000 | 3,112 |
| Income before extraordinary items | $593,000 | 4,331 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $593,000 | 4,334 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $593,000 | 4,335 |
| Net charge-offs | $-50,000 | 6,466 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $415,060 | 4,774 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 4,530 |
| Total interest expense | $269,000 | 4,454 |
| Net interest income | $1,861,000 | 4,492 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $420,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $157,000 | 3,261 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $263,000 | 3,388 |
| Total noninterest expense | $1,943,000 | 4,032 |
| Salaries and employee benefits | $1,055,000 | 3,997 |
| Premises and equipment expense | $222,000 | 4,073 |
| Additional noninterest expense | $666,000 | 3,957 |
| Pre-tax net operating income | $338,000 | 4,718 |
| Securities gains (losses) | $217,000 | 705 |
| Applicable income taxes | $88,000 | 3,091 |
| Income before extraordinary items | $467,000 | 4,057 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 4,060 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $467,000 | 4,060 |
| Net charge-offs | $-50,000 | 6,549 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $284,720 | 4,717 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 4,518 |
| Total interest expense | $141,000 | 4,444 |
| Net interest income | $946,000 | 4,465 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $204,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $77,000 | 3,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 3,408 |
| Total noninterest expense | $950,000 | 4,118 |
| Salaries and employee benefits | $506,000 | 4,127 |
| Premises and equipment expense | $114,000 | 4,024 |
| Additional noninterest expense | $330,000 | 3,991 |
| Pre-tax net operating income | $200,000 | 4,457 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $56,000 | 2,917 |
| Income before extraordinary items | $144,000 | 4,797 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $144,000 | 4,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $144,000 | 4,799 |
| Net charge-offs | $-50,000 | 6,712 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $144,000 | 4,698 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 4,516 |
| Total interest expense | $611,000 | 4,719 |
| Net interest income | $3,983,000 | 4,423 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,341,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $321,000 | 3,362 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,020,000 | 2,344 |
| Total noninterest expense | $4,002,000 | 4,036 |
| Salaries and employee benefits | $2,197,000 | 3,904 |
| Premises and equipment expense | $429,000 | 4,168 |
| Additional noninterest expense | $1,376,000 | 3,991 |
| Pre-tax net operating income | $1,322,000 | 3,555 |
| Securities gains (losses) | $208,000 | 1,657 |
| Applicable income taxes | $432,000 | 2,325 |
| Income before extraordinary items | $1,098,000 | 3,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,098,000 | 3,718 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,098,000 | 3,720 |
| Net charge-offs | $50,000 | 4,920 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $948,240 | 3,826 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 4,584 |
| Total interest expense | $463,000 | 4,819 |
| Net interest income | $3,002,000 | 4,479 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $940,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $235,000 | 3,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $705,000 | 2,453 |
| Total noninterest expense | $2,975,000 | 4,086 |
| Salaries and employee benefits | $1,643,000 | 3,910 |
| Premises and equipment expense | $321,000 | 4,218 |
| Additional noninterest expense | $1,011,000 | 4,079 |
| Pre-tax net operating income | $967,000 | 3,701 |
| Securities gains (losses) | $208,000 | 1,403 |
| Applicable income taxes | $315,000 | 2,412 |
| Income before extraordinary items | $860,000 | 3,736 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $860,000 | 3,736 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $860,000 | 3,738 |
| Net charge-offs | $50,000 | 4,507 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $708,160 | 3,911 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 4,615 |
| Total interest expense | $315,000 | 4,889 |
| Net interest income | $1,995,000 | 4,498 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $431,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $155,000 | 3,444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 3,185 |
| Total noninterest expense | $1,972,000 | 4,115 |
| Salaries and employee benefits | $1,097,000 | 3,929 |
| Premises and equipment expense | $212,000 | 4,242 |
| Additional noninterest expense | $663,000 | 4,142 |
| Pre-tax net operating income | $454,000 | 4,255 |
| Securities gains (losses) | $206,000 | 1,081 |
| Applicable income taxes | $135,000 | 2,816 |
| Income before extraordinary items | $525,000 | 3,899 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $525,000 | 3,901 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $525,000 | 3,902 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $360,200 | 4,348 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 4,642 |
| Total interest expense | $164,000 | 4,917 |
| Net interest income | $998,000 | 4,532 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $245,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $79,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $166,000 | 2,922 |
| Total noninterest expense | $974,000 | 4,168 |
| Salaries and employee benefits | $536,000 | 4,027 |
| Premises and equipment expense | $107,000 | 4,263 |
| Additional noninterest expense | $331,000 | 4,132 |
| Pre-tax net operating income | $269,000 | 4,028 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $84,000 | 2,604 |
| Income before extraordinary items | $185,000 | 4,507 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $185,000 | 4,510 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $185,000 | 4,510 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $185,000 | 4,366 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 4,611 |
| Total interest expense | $790,000 | 4,947 |
| Net interest income | $4,121,000 | 4,464 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $831,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $294,000 | 3,624 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $537,000 | 3,013 |
| Total noninterest expense | $3,854,000 | 4,222 |
| Salaries and employee benefits | $2,122,000 | 4,014 |
| Premises and equipment expense | $450,000 | 4,299 |
| Additional noninterest expense | $1,282,000 | 4,270 |
| Pre-tax net operating income | $1,098,000 | 3,532 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $320,000 | 2,478 |
| Income before extraordinary items | $778,000 | 3,992 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $778,000 | 3,997 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $778,000 | 3,996 |
| Net charge-offs | $40,000 | 5,597 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $778,000 | 3,866 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 4,658 |
| Total interest expense | $618,000 | 4,974 |
| Net interest income | $3,078,000 | 4,500 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $538,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $214,000 | 3,709 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $324,000 | 3,361 |
| Total noninterest expense | $2,881,000 | 4,228 |
| Salaries and employee benefits | $1,589,000 | 4,020 |
| Premises and equipment expense | $343,000 | 4,316 |
| Additional noninterest expense | $949,000 | 4,302 |
| Pre-tax net operating income | $735,000 | 3,878 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $199,000 | 2,660 |
| Income before extraordinary items | $536,000 | 4,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $536,000 | 4,195 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $536,000 | 4,195 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $536,000 | 4,066 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 4,676 |
| Total interest expense | $425,000 | 5,018 |
| Net interest income | $2,063,000 | 4,496 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $346,000 | 3,849 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $137,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 3,424 |
| Total noninterest expense | $1,903,000 | 4,302 |
| Salaries and employee benefits | $1,063,000 | 4,034 |
| Premises and equipment expense | $235,000 | 4,275 |
| Additional noninterest expense | $605,000 | 4,508 |
| Pre-tax net operating income | $506,000 | 3,795 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $138,000 | 2,588 |
| Income before extraordinary items | $368,000 | 4,129 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 4,129 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $368,000 | 4,131 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $368,000 | 4,035 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 4,670 |
| Total interest expense | $220,000 | 5,039 |
| Net interest income | $1,034,000 | 4,477 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $173,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,447 |
| Total noninterest expense | $965,000 | 4,278 |
| Salaries and employee benefits | $534,000 | 4,052 |
| Premises and equipment expense | $130,000 | 4,058 |
| Additional noninterest expense | $301,000 | 4,520 |
| Pre-tax net operating income | $242,000 | 3,893 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $65,000 | 2,620 |
| Income before extraordinary items | $177,000 | 4,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $177,000 | 4,183 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $177,000 | 4,184 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $177,000 | 4,129 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 4,562 |
| Total interest expense | $1,268,000 | 4,673 |
| Net interest income | $4,223,000 | 4,427 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $909,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $275,000 | 3,814 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $634,000 | 2,830 |
| Total noninterest expense | $4,117,000 | 4,136 |
| Salaries and employee benefits | $2,229,000 | 3,925 |
| Premises and equipment expense | $440,000 | 4,516 |
| Additional noninterest expense | $1,448,000 | 4,100 |
| Pre-tax net operating income | $1,015,000 | 3,349 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $273,000 | 2,452 |
| Income before extraordinary items | $742,000 | 3,749 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $742,000 | 3,748 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $742,000 | 3,750 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $742,000 | 3,615 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 4,619 |
| Total interest expense | $985,000 | 4,731 |
| Net interest income | $3,180,000 | 4,459 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $626,000 | 3,594 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $202,000 | 3,924 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $424,000 | 3,031 |
| Total noninterest expense | $3,127,000 | 4,096 |
| Salaries and employee benefits | $1,682,000 | 3,942 |
| Premises and equipment expense | $328,000 | 4,609 |
| Additional noninterest expense | $1,117,000 | 4,007 |
| Pre-tax net operating income | $679,000 | 3,771 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $179,000 | 2,667 |
| Income before extraordinary items | $500,000 | 4,111 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $500,000 | 4,114 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $500,000 | 4,114 |
| Net charge-offs | $30,000 | 5,825 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $500,000 | 3,966 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 4,626 |
| Total interest expense | $661,000 | 4,836 |
| Net interest income | $2,152,000 | 4,418 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $316,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $132,000 | 3,957 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $2,130,000 | 4,054 |
| Salaries and employee benefits | $1,173,000 | 3,825 |
| Premises and equipment expense | $218,000 | 4,643 |
| Additional noninterest expense | $739,000 | 3,995 |
| Pre-tax net operating income | $338,000 | 4,235 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $66,000 | 3,110 |
| Income before extraordinary items | $272,000 | 4,465 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $272,000 | 4,465 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $272,000 | 4,465 |
| Net charge-offs | $30,000 | 5,269 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $272,000 | 4,319 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,650 |
| Total interest expense | $326,000 | 4,989 |
| Net interest income | $1,092,000 | 4,419 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $164,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $965,000 | 4,388 |
| Salaries and employee benefits | $536,000 | 4,152 |
| Premises and equipment expense | $101,000 | 4,926 |
| Additional noninterest expense | $328,000 | 4,351 |
| Pre-tax net operating income | $291,000 | 3,399 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $83,000 | 2,302 |
| Income before extraordinary items | $208,000 | 3,803 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $208,000 | 3,800 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $208,000 | 3,802 |
| Net charge-offs | $30,000 | 4,145 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $208,000 | 3,683 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 4,523 |
| Total interest expense | $2,017,000 | 4,431 |
| Net interest income | $4,171,000 | 4,454 |
| Provision for loan and lease losses | $39,000 | 6,977 |
| Total noninterest income | $742,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $265,000 | 4,118 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $477,000 | 3,282 |
| Total noninterest expense | $3,671,000 | 4,579 |
| Salaries and employee benefits | $1,959,000 | 4,423 |
| Premises and equipment expense | $408,000 | 4,947 |
| Additional noninterest expense | $1,304,000 | 4,497 |
| Pre-tax net operating income | $1,203,000 | 2,708 |
| Securities gains (losses) | $-378,000 | 7,540 |
| Applicable income taxes | $124,000 | 2,732 |
| Income before extraordinary items | $701,000 | 3,356 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $701,000 | 3,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $701,000 | 3,355 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,022,300 | 2,682 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 4,521 |
| Total interest expense | $1,645,000 | 4,338 |
| Net interest income | $3,100,000 | 4,492 |
| Provision for loan and lease losses | $39,000 | 6,695 |
| Total noninterest income | $600,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $194,000 | 4,173 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $406,000 | 3,152 |
| Total noninterest expense | $2,784,000 | 4,567 |
| Salaries and employee benefits | $1,476,000 | 4,439 |
| Premises and equipment expense | $316,000 | 4,898 |
| Additional noninterest expense | $992,000 | 4,416 |
| Pre-tax net operating income | $877,000 | 2,961 |
| Securities gains (losses) | $-378,000 | 7,697 |
| Applicable income taxes | $26,000 | 3,685 |
| Income before extraordinary items | $473,000 | 3,786 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $473,000 | 3,784 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $473,000 | 3,785 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $832,100 | 2,747 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 4,451 |
| Total interest expense | $1,195,000 | 4,256 |
| Net interest income | $2,086,000 | 4,457 |
| Provision for loan and lease losses | $39,000 | 6,287 |
| Total noninterest income | $448,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $126,000 | 4,206 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $322,000 | 2,878 |
| Total noninterest expense | $1,938,000 | 4,470 |
| Salaries and employee benefits | $998,000 | 4,443 |
| Premises and equipment expense | $221,000 | 4,799 |
| Additional noninterest expense | $719,000 | 4,198 |
| Pre-tax net operating income | $557,000 | 3,131 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $-93,000 | 7,130 |
| Income before extraordinary items | $651,000 | 2,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $651,000 | 2,626 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $651,000 | 2,628 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $650,000 | 2,546 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 4,399 |
| Total interest expense | $661,000 | 4,106 |
| Net interest income | $1,032,000 | 4,492 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $200,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $62,000 | 4,193 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $138,000 | 3,102 |
| Total noninterest expense | $892,000 | 4,638 |
| Salaries and employee benefits | $479,000 | 4,617 |
| Premises and equipment expense | $115,000 | 4,747 |
| Additional noninterest expense | $298,000 | 4,431 |
| Pre-tax net operating income | $310,000 | 3,291 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $70,000 | 2,552 |
| Income before extraordinary items | $243,000 | 3,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $243,000 | 3,497 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $243,000 | 3,497 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $240,660 | 3,377 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,544,000 | 4,287 |
| Total interest expense | $3,128,000 | 4,141 |
| Net interest income | $4,416,000 | 4,273 |
| Provision for loan and lease losses | $53,000 | 6,544 |
| Total noninterest income | $591,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $264,000 | 4,246 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $327,000 | 3,941 |
| Total noninterest expense | $3,608,000 | 4,535 |
| Salaries and employee benefits | $1,996,000 | 4,464 |
| Premises and equipment expense | $431,000 | 4,883 |
| Additional noninterest expense | $1,181,000 | 4,335 |
| Pre-tax net operating income | $1,346,000 | 3,210 |
| Securities gains (losses) | $-4,206,000 | 8,054 |
| Applicable income taxes | $-962,000 | 7,694 |
| Income before extraordinary items | $-1,898,000 | 7,351 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,898,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,155 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $877,960 | 3,675 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 4,290 |
| Total interest expense | $2,396,000 | 4,202 |
| Net interest income | $3,403,000 | 4,236 |
| Provision for loan and lease losses | $24,000 | 6,416 |
| Total noninterest income | $461,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $198,000 | 4,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $263,000 | 3,927 |
| Total noninterest expense | $2,733,000 | 4,500 |
| Salaries and employee benefits | $1,516,000 | 4,432 |
| Premises and equipment expense | $331,000 | 4,822 |
| Additional noninterest expense | $886,000 | 4,260 |
| Pre-tax net operating income | $1,107,000 | 3,487 |
| Securities gains (losses) | $-3,773,000 | 8,170 |
| Applicable income taxes | $231,000 | 2,760 |
| Income before extraordinary items | $-2,897,000 | 8,000 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,897,000 | 7,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $876,000 | 3,515 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,915,000 | 4,316 |
| Total interest expense | $1,653,000 | 4,239 |
| Net interest income | $2,262,000 | 4,245 |
| Provision for loan and lease losses | $16,000 | 6,096 |
| Total noninterest income | $311,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $129,000 | 4,338 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $182,000 | 3,938 |
| Total noninterest expense | $1,858,000 | 4,475 |
| Salaries and employee benefits | $1,054,000 | 4,353 |
| Premises and equipment expense | $221,000 | 4,859 |
| Additional noninterest expense | $583,000 | 4,274 |
| Pre-tax net operating income | $699,000 | 3,695 |
| Securities gains (losses) | $-104,000 | 8,263 |
| Applicable income taxes | $126,000 | 3,211 |
| Income before extraordinary items | $469,000 | 4,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $469,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $551,160 | 3,764 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 4,384 |
| Total interest expense | $861,000 | 4,306 |
| Net interest income | $1,100,000 | 4,323 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $141,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $65,000 | 4,287 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $924,000 | 4,488 |
| Salaries and employee benefits | $531,000 | 4,338 |
| Premises and equipment expense | $116,000 | 4,734 |
| Additional noninterest expense | $277,000 | 4,369 |
| Pre-tax net operating income | $307,000 | 4,097 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $72,000 | 3,180 |
| Income before extraordinary items | $243,000 | 4,252 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $243,000 | 4,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $236,840 | 4,215 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 4,476 |
| Total interest expense | $3,496,000 | 4,342 |
| Net interest income | $4,180,000 | 4,494 |
| Provision for loan and lease losses | $-324,000 | 8,464 |
| Total noninterest income | $701,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $271,000 | 4,298 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $430,000 | 3,594 |
| Total noninterest expense | $3,688,000 | 4,361 |
| Salaries and employee benefits | $2,070,000 | 4,290 |
| Premises and equipment expense | $420,000 | 4,874 |
| Additional noninterest expense | $1,198,000 | 4,076 |
| Pre-tax net operating income | $1,517,000 | 3,886 |
| Securities gains (losses) | $39,000 | 877 |
| Applicable income taxes | $369,000 | 3,128 |
| Income before extraordinary items | $1,187,000 | 3,961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,187,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,157,360 | 4,007 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 4,535 |
| Total interest expense | $2,596,000 | 4,373 |
| Net interest income | $3,086,000 | 4,562 |
| Provision for loan and lease losses | $-330,000 | 8,505 |
| Total noninterest income | $559,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $351,000 | 3,452 |
| Total noninterest expense | $2,783,000 | 4,328 |
| Salaries and employee benefits | $1,564,000 | 4,249 |
| Premises and equipment expense | $317,000 | 4,842 |
| Additional noninterest expense | $902,000 | 4,002 |
| Pre-tax net operating income | $1,192,000 | 3,960 |
| Securities gains (losses) | $15,000 | 891 |
| Applicable income taxes | $280,000 | 3,291 |
| Income before extraordinary items | $927,000 | 4,049 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $927,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $915,450 | 4,067 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 4,592 |
| Total interest expense | $1,684,000 | 4,442 |
| Net interest income | $2,055,000 | 4,598 |
| Provision for loan and lease losses | $-330,000 | 8,552 |
| Total noninterest income | $387,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $246,000 | 3,380 |
| Total noninterest expense | $1,886,000 | 4,304 |
| Salaries and employee benefits | $1,075,000 | 4,182 |
| Premises and equipment expense | $213,000 | 4,833 |
| Additional noninterest expense | $598,000 | 4,017 |
| Pre-tax net operating income | $886,000 | 3,798 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $197,000 | 3,296 |
| Income before extraordinary items | $689,000 | 3,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $689,000 | 3,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $689,000 | 3,848 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 4,634 |
| Total interest expense | $809,000 | 4,542 |
| Net interest income | $1,033,000 | 4,595 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $241,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $174,000 | 2,761 |
| Total noninterest expense | $864,000 | 4,568 |
| Salaries and employee benefits | $478,000 | 4,588 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $283,000 | 4,134 |
| Pre-tax net operating income | $407,000 | 3,953 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $56,000 | 3,993 |
| Income before extraordinary items | $351,000 | 3,812 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $351,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $351,000 | 3,790 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,185,000 | 4,495 |
| Total interest expense | $2,878,000 | 4,420 |
| Net interest income | $4,307,000 | 4,457 |
| Provision for loan and lease losses | $1,000 | 6,832 |
| Total noninterest income | $583,000 | 4,801 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $296,000 | 4,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $287,000 | 4,395 |
| Total noninterest expense | $3,584,000 | 4,327 |
| Salaries and employee benefits | $1,968,000 | 4,327 |
| Premises and equipment expense | $423,000 | 4,750 |
| Additional noninterest expense | $1,193,000 | 3,956 |
| Pre-tax net operating income | $1,305,000 | 4,600 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $309,000 | 3,769 |
| Income before extraordinary items | $994,000 | 4,737 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $994,000 | 4,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $995,520 | 4,726 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,318,000 | 4,521 |
| Total interest expense | $2,072,000 | 4,452 |
| Net interest income | $3,246,000 | 4,476 |
| Provision for loan and lease losses | $2,000 | 6,640 |
| Total noninterest income | $443,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $226,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $2,660,000 | 4,334 |
| Salaries and employee benefits | $1,464,000 | 4,320 |
| Premises and equipment expense | $322,000 | 4,711 |
| Additional noninterest expense | $874,000 | 4,001 |
| Pre-tax net operating income | $1,027,000 | 4,652 |
| Securities gains (losses) | $-22,000 | 7,876 |
| Applicable income taxes | $218,000 | 4,024 |
| Income before extraordinary items | $787,000 | 4,740 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $787,000 | 4,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $804,160 | 4,681 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 4,539 |
| Total interest expense | $1,280,000 | 4,517 |
| Net interest income | $2,191,000 | 4,459 |
| Provision for loan and lease losses | $1,000 | 6,387 |
| Total noninterest income | $300,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $155,000 | 4,077 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 4,371 |
| Total noninterest expense | $1,808,000 | 4,286 |
| Salaries and employee benefits | $994,000 | 4,283 |
| Premises and equipment expense | $226,000 | 4,557 |
| Additional noninterest expense | $588,000 | 3,978 |
| Pre-tax net operating income | $682,000 | 4,691 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $144,000 | 4,064 |
| Income before extraordinary items | $538,000 | 4,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $538,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $538,000 | 4,699 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 4,523 |
| Total interest expense | $617,000 | 4,506 |
| Net interest income | $1,095,000 | 4,445 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $144,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 4,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $889,000 | 4,358 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $291,000 | 3,994 |
| Pre-tax net operating income | $349,000 | 4,591 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $82,000 | 3,858 |
| Income before extraordinary items | $267,000 | 4,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $267,000 | 4,684 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,505,000 | 4,381 |
| Total interest expense | $2,151,000 | 4,228 |
| Net interest income | $4,354,000 | 4,363 |
| Provision for loan and lease losses | $14,000 | 6,689 |
| Total noninterest income | $959,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $285,000 | 4,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $674,000 | 2,841 |
| Total noninterest expense | $3,707,000 | 4,099 |
| Salaries and employee benefits | $1,694,000 | 4,677 |
| Premises and equipment expense | $442,000 | 4,554 |
| Additional noninterest expense | $1,571,000 | 3,117 |
| Pre-tax net operating income | $1,592,000 | 4,234 |
| Securities gains (losses) | $105,000 | 687 |
| Applicable income taxes | $559,000 | 3,180 |
| Income before extraordinary items | $1,138,000 | 4,481 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,138,000 | 4,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,067,650 | 4,621 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 4,363 |
| Total interest expense | $1,557,000 | 4,181 |
| Net interest income | $3,268,000 | 4,367 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $819,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $208,000 | 4,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $611,000 | 2,528 |
| Total noninterest expense | $2,851,000 | 3,987 |
| Salaries and employee benefits | $1,243,000 | 4,713 |
| Premises and equipment expense | $350,000 | 4,365 |
| Additional noninterest expense | $1,258,000 | 2,922 |
| Pre-tax net operating income | $1,222,000 | 4,267 |
| Securities gains (losses) | $93,000 | 684 |
| Applicable income taxes | $454,000 | 3,111 |
| Income before extraordinary items | $861,000 | 4,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $861,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $800,550 | 4,724 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,197,000 | 4,305 |
| Total interest expense | $1,017,000 | 4,081 |
| Net interest income | $2,180,000 | 4,341 |
| Provision for loan and lease losses | $13,000 | 5,966 |
| Total noninterest income | $667,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $133,000 | 4,431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $534,000 | 2,089 |
| Total noninterest expense | $1,995,000 | 3,818 |
| Salaries and employee benefits | $862,000 | 4,556 |
| Premises and equipment expense | $246,000 | 4,198 |
| Additional noninterest expense | $887,000 | 2,748 |
| Pre-tax net operating income | $839,000 | 4,169 |
| Securities gains (losses) | $93,000 | 594 |
| Applicable income taxes | $310,000 | 3,046 |
| Income before extraordinary items | $622,000 | 4,327 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $622,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $559,690 | 4,550 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 4,319 |
| Total interest expense | $490,000 | 4,072 |
| Net interest income | $1,089,000 | 4,351 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $122,000 | 5,222 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $776,000 | 4,649 |
| Salaries and employee benefits | $417,000 | 4,684 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $291,000 | 3,905 |
| Pre-tax net operating income | $434,000 | 4,057 |
| Securities gains (losses) | $93,000 | 385 |
| Applicable income taxes | $164,000 | 2,951 |
| Income before extraordinary items | $363,000 | 3,878 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $363,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $298,830 | 4,350 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 4,249 |
| Total interest expense | $1,834,000 | 3,915 |
| Net interest income | $4,196,000 | 4,329 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $534,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $198,000 | 5,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $336,000 | 4,060 |
| Total noninterest expense | $3,225,000 | 4,440 |
| Salaries and employee benefits | $1,584,000 | 4,756 |
| Premises and equipment expense | $360,000 | 5,113 |
| Additional noninterest expense | $1,281,000 | 3,564 |
| Pre-tax net operating income | $1,505,000 | 4,243 |
| Securities gains (losses) | $133,000 | 1,059 |
| Applicable income taxes | $436,000 | 3,563 |
| Income before extraordinary items | $1,202,000 | 4,204 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,202,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,104,910 | 4,354 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 4,276 |
| Total interest expense | $1,338,000 | 3,960 |
| Net interest income | $3,114,000 | 4,364 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $414,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $148,000 | 5,291 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $266,000 | 3,952 |
| Total noninterest expense | $2,399,000 | 4,433 |
| Salaries and employee benefits | $1,166,000 | 4,771 |
| Premises and equipment expense | $271,000 | 5,082 |
| Additional noninterest expense | $962,000 | 3,532 |
| Pre-tax net operating income | $1,129,000 | 4,322 |
| Securities gains (losses) | $92,000 | 1,227 |
| Applicable income taxes | $315,000 | 3,711 |
| Income before extraordinary items | $906,000 | 4,254 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $906,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $837,920 | 4,408 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 4,342 |
| Total interest expense | $861,000 | 4,057 |
| Net interest income | $2,051,000 | 4,398 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $289,000 | 4,917 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $96,000 | 5,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $193,000 | 3,804 |
| Total noninterest expense | $1,637,000 | 4,389 |
| Salaries and employee benefits | $805,000 | 4,700 |
| Premises and equipment expense | $180,000 | 5,118 |
| Additional noninterest expense | $652,000 | 3,500 |
| Pre-tax net operating income | $703,000 | 4,443 |
| Securities gains (losses) | $92,000 | 1,087 |
| Applicable income taxes | $208,000 | 3,701 |
| Income before extraordinary items | $587,000 | 4,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $587,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $518,920 | 4,556 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 4,369 |
| Total interest expense | $404,000 | 4,294 |
| Net interest income | $1,049,000 | 4,338 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $85,000 | 4,044 |
| Total noninterest expense | $805,000 | 4,454 |
| Salaries and employee benefits | $405,000 | 4,698 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $314,000 | 3,608 |
| Pre-tax net operating income | $373,000 | 4,266 |
| Securities gains (losses) | $53,000 | 1,163 |
| Applicable income taxes | $120,000 | 3,488 |
| Income before extraordinary items | $306,000 | 4,219 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $306,000 | 4,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,840 | 4,445 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 4,396 |
| Total interest expense | $1,824,000 | 4,309 |
| Net interest income | $3,990,000 | 4,377 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $551,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $194,000 | 5,318 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $357,000 | 4,176 |
| Total noninterest expense | $2,968,000 | 4,631 |
| Salaries and employee benefits | $1,475,000 | 4,895 |
| Premises and equipment expense | $373,000 | 4,973 |
| Additional noninterest expense | $1,120,000 | 3,928 |
| Pre-tax net operating income | $1,573,000 | 4,006 |
| Securities gains (losses) | $23,000 | 3,134 |
| Applicable income taxes | $504,000 | 3,361 |
| Income before extraordinary items | $1,092,000 | 4,407 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,092,000 | 4,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,076,360 | 4,258 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 4,416 |
| Total interest expense | $1,420,000 | 4,310 |
| Net interest income | $2,977,000 | 4,405 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $390,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $147,000 | 5,359 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 4,432 |
| Total noninterest expense | $2,138,000 | 4,761 |
| Salaries and employee benefits | $1,099,000 | 4,912 |
| Premises and equipment expense | $280,000 | 4,953 |
| Additional noninterest expense | $759,000 | 4,224 |
| Pre-tax net operating income | $1,229,000 | 4,002 |
| Securities gains (losses) | $23,000 | 2,888 |
| Applicable income taxes | $421,000 | 3,327 |
| Income before extraordinary items | $831,000 | 4,489 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $831,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $815,820 | 4,373 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 4,401 |
| Total interest expense | $978,000 | 4,306 |
| Net interest income | $2,007,000 | 4,388 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $232,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $98,000 | 5,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $1,386,000 | 4,847 |
| Salaries and employee benefits | $726,000 | 4,941 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $475,000 | 4,410 |
| Pre-tax net operating income | $853,000 | 3,888 |
| Securities gains (losses) | $11,000 | 2,898 |
| Applicable income taxes | $303,000 | 3,227 |
| Income before extraordinary items | $561,000 | 4,481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $561,000 | 4,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $553,850 | 4,312 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,391 |
| Total interest expense | $492,000 | 4,391 |
| Net interest income | $1,026,000 | 4,317 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $696,000 | 4,814 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $421,000 | 3,918 |
| Securities gains (losses) | $-3,000 | 9,080 |
| Applicable income taxes | $145,000 | 3,277 |
| Income before extraordinary items | $273,000 | 4,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $274,950 | 4,281 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 4,373 |
| Total interest expense | $2,282,000 | 4,397 |
| Net interest income | $4,101,000 | 4,269 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $359,000 | 6,035 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $204,000 | 5,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,526 |
| Total noninterest expense | $2,690,000 | 4,828 |
| Salaries and employee benefits | $1,405,000 | 4,925 |
| Premises and equipment expense | $374,000 | 4,870 |
| Additional noninterest expense | $911,000 | 4,504 |
| Pre-tax net operating income | $1,760,000 | 3,712 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $621,000 | 3,062 |
| Income before extraordinary items | $1,136,000 | 4,229 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,136,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,137,950 | 4,124 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,090,000 | 4,391 |
| Total interest expense | $3,081,000 | 4,620 |
| Net interest income | $4,009,000 | 4,123 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $270,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $186,000 | 5,325 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $84,000 | 6,788 |
| Total noninterest expense | $2,558,000 | 4,884 |
| Salaries and employee benefits | $1,355,000 | 4,877 |
| Premises and equipment expense | $332,000 | 5,204 |
| Additional noninterest expense | $871,000 | 4,501 |
| Pre-tax net operating income | $1,691,000 | 3,566 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $618,000 | 2,910 |
| Income before extraordinary items | $1,081,000 | 4,070 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,081,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,075,880 | 3,957 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 4,724 |
| Total interest expense | $2,984,000 | 4,947 |
| Net interest income | $3,759,000 | 4,390 |
| Provision for loan and lease losses | $28,000 | 7,325 |
| Total noninterest income | $184,000 | 7,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 7,528 |
| Total noninterest expense | $2,282,000 | 5,185 |
| Salaries and employee benefits | $1,187,000 | 5,272 |
| Premises and equipment expense | $256,000 | 5,964 |
| Additional noninterest expense | $839,000 | 4,577 |
| Pre-tax net operating income | $1,633,000 | 3,831 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $605,000 | 3,090 |
| Income before extraordinary items | $1,035,000 | 4,280 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,035,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,030,520 | 4,301 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 4,791 |
| Total interest expense | $2,677,000 | 5,003 |
| Net interest income | $3,623,000 | 4,533 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $156,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,600 |
| Total noninterest expense | $2,044,000 | 5,612 |
| Salaries and employee benefits | $1,120,000 | 5,425 |
| Premises and equipment expense | $223,000 | 6,448 |
| Additional noninterest expense | $701,000 | 5,240 |
| Pre-tax net operating income | $1,710,000 | 3,754 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $674,000 | 2,979 |
| Income before extraordinary items | $1,036,000 | 4,318 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,036,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,036,000 | 4,281 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 4,901 |
| Total interest expense | $2,623,000 | 5,195 |
| Net interest income | $3,544,000 | 4,553 |
| Provision for loan and lease losses | $16,000 | 7,917 |
| Total noninterest income | $137,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,438 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $1,947,000 | 5,699 |
| Salaries and employee benefits | $1,119,000 | 5,338 |
| Premises and equipment expense | $182,000 | 7,012 |
| Additional noninterest expense | $646,000 | 5,472 |
| Pre-tax net operating income | $1,718,000 | 3,775 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $687,000 | 3,074 |
| Income before extraordinary items | $1,032,000 | 4,398 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,032,000 | 4,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,031,360 | 4,305 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 5,088 |
| Total interest expense | $2,550,000 | 5,334 |
| Net interest income | $3,436,000 | 4,795 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $137,000 | 8,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,697 |
| Total noninterest expense | $1,815,000 | 6,042 |
| Salaries and employee benefits | $984,000 | 5,927 |
| Premises and equipment expense | $158,000 | 7,632 |
| Additional noninterest expense | $673,000 | 5,369 |
| Pre-tax net operating income | $1,740,000 | 3,967 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $676,000 | 3,332 |
| Income before extraordinary items | $1,064,000 | 4,470 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,064,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,064,000 | 4,412 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 5,548 |
| Total interest expense | $2,182,000 | 6,078 |
| Net interest income | $3,285,000 | 5,094 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 8,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,708,000 | 6,595 |
| Salaries and employee benefits | $1,059,000 | 5,746 |
| Premises and equipment expense | $152,000 | 8,015 |
| Additional noninterest expense | $497,000 | 7,072 |
| Pre-tax net operating income | $1,704,000 | 3,913 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $666,000 | 3,296 |
| Income before extraordinary items | $1,038,000 | 4,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,038,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,644 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,038,000 | 4,293 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 5,885 |
| Total interest expense | $2,021,000 | 6,414 |
| Net interest income | $3,099,000 | 5,366 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $169,000 | 8,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $1,632,000 | 6,887 |
| Salaries and employee benefits | $943,000 | 6,335 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $553,000 | 6,843 |
| Pre-tax net operating income | $1,524,000 | 4,400 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $602,000 | 3,647 |
| Income before extraordinary items | $922,000 | 4,897 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $922,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,739 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $922,000 | 4,890 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 6,183 |
| Total interest expense | $1,578,000 | 6,651 |
| Net interest income | $2,881,000 | 5,773 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $164,000 | 9,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,618,000 | 7,240 |
| Salaries and employee benefits | $914,000 | 6,549 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $563,000 | 7,317 |
| Pre-tax net operating income | $1,348,000 | 4,803 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $556,000 | 3,733 |
| Income before extraordinary items | $792,000 | 5,402 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $792,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,836 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $792,000 | 5,465 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 6,388 |
| Total interest expense | $1,756,000 | 6,464 |
| Net interest income | $2,672,000 | 6,215 |
| Provision for loan and lease losses | $379,000 | 2,546 |
| Total noninterest income | $114,000 | 10,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,374 |
| Total noninterest expense | $1,446,000 | 8,020 |
| Salaries and employee benefits | $804,000 | 7,299 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $504,000 | 8,173 |
| Pre-tax net operating income | $961,000 | 6,065 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $438,000 | 4,683 |
| Income before extraordinary items | $523,000 | 7,364 |
| Extraordinary gains, net | $293,000 | 740 |
| Net income | $816,000 | 5,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $523,000 | 7,113 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,680,000 | 6,698 |
| Total interest expense | $2,155,000 | 6,743 |
| Net interest income | $2,525,000 | 6,541 |
| Provision for loan and lease losses | $147,000 | 6,169 |
| Total noninterest income | $108,000 | 11,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 9,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $1,368,000 | 8,412 |
| Salaries and employee benefits | $775,000 | 7,432 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $467,000 | 8,788 |
| Pre-tax net operating income | $1,118,000 | 5,193 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $568,000 | 3,589 |
| Income before extraordinary items | $554,000 | 6,899 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $554,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $551,440 | 6,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.