Home > The North Country Savings Bank > Income and Expense
The North Country Savings Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 2,095 |
| Total interest expense | $1,258,000 | 2,448 |
| Net interest income | $3,783,000 | 1,913 |
| Provision for loan and lease losses | $104,000 | 1,411 |
| Total noninterest income | $711,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $89,000 | 2,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $622,000 | 1,309 |
| Total noninterest expense | $3,166,000 | 1,815 |
| Salaries and employee benefits | $1,437,000 | 2,084 |
| Premises and equipment expense | $462,000 | 1,355 |
| Additional noninterest expense | $622,000 | 1,309 |
| Pre-tax net operating income | $1,224,000 | 2,017 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $259,000 | 1,429 |
| Income before extraordinary items | $965,000 | 2,089 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $965,000 | 2,114 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $965,000 | 2,089 |
| Net charge-offs | $16,000 | 1,506 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $965,000 | 2,099 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $18,845,000 | 2,157 |
| Total interest expense | $4,690,000 | 2,568 |
| Net interest income | $14,155,000 | 1,923 |
| Provision for loan and lease losses | $223,000 | 1,967 |
| Total noninterest income | $2,779,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $390,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,389,000 | 1,406 |
| Total noninterest expense | $12,818,000 | 1,785 |
| Salaries and employee benefits | $6,150,000 | 1,984 |
| Premises and equipment expense | $1,658,000 | 1,437 |
| Additional noninterest expense | $2,389,000 | 1,406 |
| Pre-tax net operating income | $3,893,000 | 2,166 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $836,000 | 1,511 |
| Income before extraordinary items | $3,057,000 | 2,278 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,057,000 | 2,301 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,057,000 | 2,278 |
| Net charge-offs | $204,000 | 1,361 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $3,057,000 | 2,288 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $13,844,000 | 2,165 |
| Total interest expense | $3,417,000 | 2,596 |
| Net interest income | $10,427,000 | 1,934 |
| Provision for loan and lease losses | $124,000 | 2,057 |
| Total noninterest income | $2,131,000 | 1,647 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $291,000 | 1,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,840,000 | 1,387 |
| Total noninterest expense | $9,380,000 | 1,802 |
| Salaries and employee benefits | $4,489,000 | 1,997 |
| Premises and equipment expense | $1,218,000 | 1,452 |
| Additional noninterest expense | $1,840,000 | 1,387 |
| Pre-tax net operating income | $3,054,000 | 2,112 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $653,000 | 1,511 |
| Income before extraordinary items | $2,401,000 | 2,199 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,401,000 | 2,223 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,401,000 | 2,201 |
| Net charge-offs | $129,000 | 1,260 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $2,401,000 | 2,202 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $9,017,000 | 2,168 |
| Total interest expense | $2,224,000 | 2,584 |
| Net interest income | $6,793,000 | 1,950 |
| Provision for loan and lease losses | $76,000 | 2,015 |
| Total noninterest income | $1,440,000 | 1,617 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $191,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 1,365 |
| Total noninterest expense | $6,186,000 | 1,804 |
| Salaries and employee benefits | $2,922,000 | 2,030 |
| Premises and equipment expense | $818,000 | 1,438 |
| Additional noninterest expense | $1,249,000 | 1,365 |
| Pre-tax net operating income | $1,971,000 | 2,136 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $422,000 | 1,525 |
| Income before extraordinary items | $1,549,000 | 2,238 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,549,000 | 2,267 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,549,000 | 2,240 |
| Net charge-offs | $78,000 | 1,200 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,549,000 | 2,244 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 2,197 |
| Total interest expense | $1,129,000 | 2,542 |
| Net interest income | $3,237,000 | 2,016 |
| Provision for loan and lease losses | $3,000 | 2,501 |
| Total noninterest income | $683,000 | 1,642 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $95,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 1,377 |
| Total noninterest expense | $3,070,000 | 1,817 |
| Salaries and employee benefits | $1,479,000 | 2,025 |
| Premises and equipment expense | $410,000 | 1,442 |
| Additional noninterest expense | $588,000 | 1,377 |
| Pre-tax net operating income | $847,000 | 2,243 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $181,000 | 1,576 |
| Income before extraordinary items | $666,000 | 2,345 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $666,000 | 2,372 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $666,000 | 2,345 |
| Net charge-offs | $3,000 | 1,876 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $666,000 | 2,348 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,377,000 | 2,350 |
| Total interest expense | $2,631,000 | 2,778 |
| Net interest income | $11,746,000 | 2,149 |
| Provision for loan and lease losses | $152,000 | 2,185 |
| Total noninterest income | $1,008,000 | 2,729 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $369,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $639,000 | 2,733 |
| Total noninterest expense | $12,018,000 | 1,810 |
| Salaries and employee benefits | $5,976,000 | 1,972 |
| Premises and equipment expense | $1,392,000 | 1,624 |
| Additional noninterest expense | $639,000 | 2,733 |
| Pre-tax net operating income | $584,000 | 3,886 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,261,000 | 1,285 |
| Income before extraordinary items | $-677,000 | 4,456 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-677,000 | 4,455 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-677,000 | 4,456 |
| Net charge-offs | $180,000 | 1,219 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-677,000 | 4,470 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,272,000 | 2,386 |
| Total interest expense | $1,655,000 | 2,842 |
| Net interest income | $8,617,000 | 2,193 |
| Provision for loan and lease losses | $49,000 | 2,505 |
| Total noninterest income | $1,415,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $266,000 | 2,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,149,000 | 1,852 |
| Total noninterest expense | $8,951,000 | 1,812 |
| Salaries and employee benefits | $4,394,000 | 1,988 |
| Premises and equipment expense | $1,030,000 | 1,636 |
| Additional noninterest expense | $1,149,000 | 1,852 |
| Pre-tax net operating income | $1,032,000 | 3,416 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $196,000 | 2,361 |
| Income before extraordinary items | $836,000 | 3,454 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $836,000 | 3,486 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $836,000 | 3,454 |
| Net charge-offs | $107,000 | 1,155 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $836,000 | 3,476 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,568,000 | 2,409 |
| Total interest expense | $938,000 | 2,868 |
| Net interest income | $5,630,000 | 2,239 |
| Provision for loan and lease losses | $47,000 | 2,274 |
| Total noninterest income | $949,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $172,000 | 2,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $777,000 | 1,772 |
| Total noninterest expense | $5,626,000 | 1,877 |
| Salaries and employee benefits | $2,699,000 | 2,081 |
| Premises and equipment expense | $699,000 | 1,617 |
| Additional noninterest expense | $777,000 | 1,770 |
| Pre-tax net operating income | $906,000 | 3,143 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $176,000 | 2,203 |
| Income before extraordinary items | $730,000 | 3,229 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $730,000 | 3,262 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $730,000 | 3,228 |
| Net charge-offs | $61,000 | 1,105 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $730,000 | 3,238 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 2,470 |
| Total interest expense | $387,000 | 2,900 |
| Net interest income | $2,746,000 | 2,291 |
| Provision for loan and lease losses | $24,000 | 2,080 |
| Total noninterest income | $483,000 | 1,991 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $86,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 1,740 |
| Total noninterest expense | $2,783,000 | 1,909 |
| Salaries and employee benefits | $1,355,000 | 2,106 |
| Premises and equipment expense | $332,000 | 1,717 |
| Additional noninterest expense | $397,000 | 1,740 |
| Pre-tax net operating income | $422,000 | 3,277 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $80,000 | 2,302 |
| Income before extraordinary items | $342,000 | 3,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $342,000 | 3,346 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $342,000 | 3,348 |
| Net charge-offs | $53,000 | 787 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $342,000 | 3,376 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,665,000 | 2,436 |
| Total interest expense | $1,042,000 | 2,373 |
| Net interest income | $9,623,000 | 2,420 |
| Provision for loan and lease losses | $296,000 | 1,551 |
| Total noninterest income | $3,468,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $530,000 | 1,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,938,000 | 1,277 |
| Total noninterest expense | $11,020,000 | 1,876 |
| Salaries and employee benefits | $5,641,000 | 2,024 |
| Premises and equipment expense | $1,296,000 | 1,711 |
| Additional noninterest expense | $2,938,000 | 1,277 |
| Pre-tax net operating income | $1,775,000 | 3,260 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $346,000 | 2,301 |
| Income before extraordinary items | $1,429,000 | 3,306 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,429,000 | 3,302 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,429,000 | 3,305 |
| Net charge-offs | $158,000 | 1,027 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,429,000 | 3,335 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,701,000 | 2,443 |
| Total interest expense | $780,000 | 2,078 |
| Net interest income | $6,921,000 | 2,454 |
| Provision for loan and lease losses | $169,000 | 1,585 |
| Total noninterest income | $2,613,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $430,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,183,000 | 1,313 |
| Total noninterest expense | $7,917,000 | 1,926 |
| Salaries and employee benefits | $4,077,000 | 2,063 |
| Premises and equipment expense | $947,000 | 1,755 |
| Additional noninterest expense | $2,183,000 | 1,313 |
| Pre-tax net operating income | $1,448,000 | 3,146 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $284,000 | 2,256 |
| Income before extraordinary items | $1,164,000 | 3,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,164,000 | 3,215 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,164,000 | 3,216 |
| Net charge-offs | $146,000 | 793 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,164,000 | 3,243 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 2,475 |
| Total interest expense | $517,000 | 1,913 |
| Net interest income | $4,350,000 | 2,514 |
| Provision for loan and lease losses | $62,000 | 1,757 |
| Total noninterest income | $1,734,000 | 1,507 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $286,000 | 1,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,448,000 | 1,344 |
| Total noninterest expense | $5,050,000 | 1,976 |
| Salaries and employee benefits | $2,554,000 | 2,147 |
| Premises and equipment expense | $635,000 | 1,759 |
| Additional noninterest expense | $1,861,000 | 1,694 |
| Pre-tax net operating income | $972,000 | 3,046 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $191,000 | 2,165 |
| Income before extraordinary items | $781,000 | 3,100 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $781,000 | 3,099 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $781,000 | 3,100 |
| Net charge-offs | $44,000 | 1,016 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $781,000 | 3,130 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 2,449 |
| Total interest expense | $257,000 | 1,883 |
| Net interest income | $2,132,000 | 2,497 |
| Provision for loan and lease losses | $53,000 | 1,328 |
| Total noninterest income | $861,000 | 1,509 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $143,000 | 1,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $718,000 | 1,354 |
| Total noninterest expense | $2,472,000 | 1,997 |
| Salaries and employee benefits | $1,256,000 | 2,169 |
| Premises and equipment expense | $321,000 | 1,756 |
| Additional noninterest expense | $895,000 | 1,729 |
| Pre-tax net operating income | $468,000 | 2,985 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $90,000 | 2,129 |
| Income before extraordinary items | $378,000 | 3,047 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $378,000 | 3,046 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $378,000 | 3,047 |
| Net charge-offs | $15,000 | 1,053 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $378,000 | 3,066 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,879,000 | 2,483 |
| Total interest expense | $1,152,000 | 2,013 |
| Net interest income | $8,727,000 | 2,514 |
| Provision for loan and lease losses | $226,000 | 1,649 |
| Total noninterest income | $3,230,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $515,000 | 1,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,715,000 | 1,586 |
| Total noninterest expense | $10,370,000 | 1,936 |
| Salaries and employee benefits | $5,391,000 | 2,080 |
| Premises and equipment expense | $1,214,000 | 1,805 |
| Additional noninterest expense | $3,765,000 | 1,661 |
| Pre-tax net operating income | $1,361,000 | 3,569 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $253,000 | 2,575 |
| Income before extraordinary items | $1,108,000 | 3,658 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,108,000 | 3,658 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,108,000 | 3,658 |
| Net charge-offs | $223,000 | 976 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,108,000 | 3,638 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,403,000 | 2,527 |
| Total interest expense | $874,000 | 2,076 |
| Net interest income | $6,529,000 | 2,569 |
| Provision for loan and lease losses | $188,000 | 1,524 |
| Total noninterest income | $2,457,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $367,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,090,000 | 1,622 |
| Total noninterest expense | $7,512,000 | 1,981 |
| Salaries and employee benefits | $3,875,000 | 2,139 |
| Premises and equipment expense | $895,000 | 1,853 |
| Additional noninterest expense | $2,742,000 | 1,695 |
| Pre-tax net operating income | $1,286,000 | 3,450 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $245,000 | 2,446 |
| Income before extraordinary items | $1,041,000 | 3,561 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,041,000 | 3,561 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,041,000 | 3,561 |
| Net charge-offs | $181,000 | 834 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,041,000 | 3,532 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,982,000 | 2,520 |
| Total interest expense | $586,000 | 2,132 |
| Net interest income | $4,396,000 | 2,549 |
| Provision for loan and lease losses | $113,000 | 1,616 |
| Total noninterest income | $1,582,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $226,000 | 1,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,356,000 | 1,605 |
| Total noninterest expense | $4,870,000 | 2,012 |
| Salaries and employee benefits | $2,482,000 | 2,187 |
| Premises and equipment expense | $627,000 | 1,790 |
| Additional noninterest expense | $1,761,000 | 1,724 |
| Pre-tax net operating income | $995,000 | 3,264 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $193,000 | 2,320 |
| Income before extraordinary items | $802,000 | 3,390 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $802,000 | 3,389 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $802,000 | 3,390 |
| Net charge-offs | $83,000 | 979 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $802,000 | 3,364 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 2,494 |
| Total interest expense | $297,000 | 2,201 |
| Net interest income | $2,218,000 | 2,514 |
| Provision for loan and lease losses | $70,000 | 1,542 |
| Total noninterest income | $771,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $113,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $658,000 | 1,639 |
| Total noninterest expense | $2,423,000 | 2,004 |
| Salaries and employee benefits | $1,253,000 | 2,160 |
| Premises and equipment expense | $328,000 | 1,722 |
| Additional noninterest expense | $842,000 | 1,759 |
| Pre-tax net operating income | $496,000 | 3,249 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $95,000 | 2,312 |
| Income before extraordinary items | $401,000 | 3,376 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $401,000 | 3,377 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $401,000 | 3,376 |
| Net charge-offs | $54,000 | 799 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $401,000 | 3,344 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,549,000 | 2,443 |
| Total interest expense | $1,522,000 | 2,355 |
| Net interest income | $9,027,000 | 2,423 |
| Provision for loan and lease losses | $338,000 | 2,578 |
| Total noninterest income | $1,644,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $527,000 | 1,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,117,000 | 2,367 |
| Total noninterest expense | $9,079,000 | 2,089 |
| Salaries and employee benefits | $4,086,000 | 2,452 |
| Premises and equipment expense | $1,278,000 | 1,715 |
| Additional noninterest expense | $3,715,000 | 1,626 |
| Pre-tax net operating income | $1,254,000 | 3,475 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $230,000 | 2,475 |
| Income before extraordinary items | $1,024,000 | 3,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,024,000 | 3,627 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,024,000 | 3,627 |
| Net charge-offs | $155,000 | 1,708 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,024,000 | 3,573 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,937,000 | 2,447 |
| Total interest expense | $1,177,000 | 2,412 |
| Net interest income | $6,760,000 | 2,412 |
| Provision for loan and lease losses | $307,000 | 2,408 |
| Total noninterest income | $1,227,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $378,000 | 1,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $849,000 | 2,311 |
| Total noninterest expense | $6,825,000 | 2,061 |
| Salaries and employee benefits | $2,989,000 | 2,466 |
| Premises and equipment expense | $977,000 | 1,691 |
| Additional noninterest expense | $2,859,000 | 1,567 |
| Pre-tax net operating income | $855,000 | 3,608 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $156,000 | 2,535 |
| Income before extraordinary items | $699,000 | 3,745 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $699,000 | 3,744 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $699,000 | 3,745 |
| Net charge-offs | $128,000 | 1,515 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $699,000 | 3,692 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,350,000 | 2,451 |
| Total interest expense | $810,000 | 2,474 |
| Net interest income | $4,540,000 | 2,423 |
| Provision for loan and lease losses | $209,000 | 2,366 |
| Total noninterest income | $804,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $258,000 | 1,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 2,297 |
| Total noninterest expense | $4,363,000 | 2,125 |
| Salaries and employee benefits | $1,906,000 | 2,549 |
| Premises and equipment expense | $632,000 | 1,726 |
| Additional noninterest expense | $1,825,000 | 1,615 |
| Pre-tax net operating income | $772,000 | 3,274 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $147,000 | 2,289 |
| Income before extraordinary items | $625,000 | 3,419 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $625,000 | 3,419 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $625,000 | 3,419 |
| Net charge-offs | $122,000 | 1,259 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $625,000 | 3,367 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 2,397 |
| Total interest expense | $412,000 | 2,588 |
| Net interest income | $2,362,000 | 2,316 |
| Provision for loan and lease losses | $120,000 | 1,810 |
| Total noninterest income | $429,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $166,000 | 1,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 2,139 |
| Total noninterest expense | $2,147,000 | 2,171 |
| Salaries and employee benefits | $837,000 | 2,769 |
| Premises and equipment expense | $347,000 | 1,626 |
| Additional noninterest expense | $963,000 | 1,570 |
| Pre-tax net operating income | $524,000 | 2,724 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $102,000 | 1,918 |
| Income before extraordinary items | $422,000 | 2,856 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $422,000 | 2,855 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $422,000 | 2,857 |
| Net charge-offs | $48,000 | 1,223 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $422,000 | 2,841 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,236,000 | 2,394 |
| Total interest expense | $1,659,000 | 2,619 |
| Net interest income | $9,577,000 | 2,311 |
| Provision for loan and lease losses | $232,000 | 2,221 |
| Total noninterest income | $1,823,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $683,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,140,000 | 2,109 |
| Total noninterest expense | $10,036,000 | 1,919 |
| Salaries and employee benefits | $4,690,000 | 2,199 |
| Premises and equipment expense | $1,251,000 | 1,744 |
| Additional noninterest expense | $4,095,000 | 1,475 |
| Pre-tax net operating income | $1,132,000 | 3,731 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $229,000 | 2,548 |
| Income before extraordinary items | $903,000 | 3,888 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $903,000 | 3,888 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $903,000 | 3,889 |
| Net charge-offs | $313,000 | 1,336 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $903,000 | 3,859 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,413,000 | 2,428 |
| Total interest expense | $1,198,000 | 2,689 |
| Net interest income | $7,215,000 | 2,334 |
| Provision for loan and lease losses | $202,000 | 1,955 |
| Total noninterest income | $1,366,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $499,000 | 1,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 2,077 |
| Total noninterest expense | $7,139,000 | 1,997 |
| Salaries and employee benefits | $3,275,000 | 2,313 |
| Premises and equipment expense | $946,000 | 1,750 |
| Additional noninterest expense | $2,918,000 | 1,536 |
| Pre-tax net operating income | $1,240,000 | 3,347 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $240,000 | 2,394 |
| Income before extraordinary items | $1,000,000 | 3,497 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,000,000 | 3,497 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,000,000 | 3,497 |
| Net charge-offs | $168,000 | 1,416 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,000,000 | 3,467 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 2,436 |
| Total interest expense | $766,000 | 2,729 |
| Net interest income | $4,792,000 | 2,356 |
| Provision for loan and lease losses | $145,000 | 1,897 |
| Total noninterest income | $900,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $319,000 | 1,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $581,000 | 2,044 |
| Total noninterest expense | $4,793,000 | 2,002 |
| Salaries and employee benefits | $2,181,000 | 2,317 |
| Premises and equipment expense | $654,000 | 1,706 |
| Additional noninterest expense | $1,958,000 | 1,536 |
| Pre-tax net operating income | $754,000 | 3,465 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $145,000 | 2,438 |
| Income before extraordinary items | $609,000 | 3,625 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $609,000 | 3,624 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $609,000 | 3,624 |
| Net charge-offs | $133,000 | 1,238 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $609,000 | 3,602 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,758,000 | 2,448 |
| Total interest expense | $367,000 | 2,759 |
| Net interest income | $2,391,000 | 2,356 |
| Provision for loan and lease losses | $112,000 | 1,388 |
| Total noninterest income | $430,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $155,000 | 1,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 2,050 |
| Total noninterest expense | $2,271,000 | 2,081 |
| Salaries and employee benefits | $980,000 | 2,518 |
| Premises and equipment expense | $302,000 | 1,829 |
| Additional noninterest expense | $989,000 | 1,522 |
| Pre-tax net operating income | $438,000 | 3,247 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $84,000 | 2,286 |
| Income before extraordinary items | $354,000 | 3,397 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $354,000 | 3,396 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $354,000 | 3,396 |
| Net charge-offs | $93,000 | 919 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $354,000 | 3,387 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,298,000 | 2,474 |
| Total interest expense | $1,293,000 | 2,563 |
| Net interest income | $9,005,000 | 2,452 |
| Provision for loan and lease losses | $213,000 | 2,306 |
| Total noninterest income | $1,755,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $683,000 | 1,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,072,000 | 2,174 |
| Total noninterest expense | $8,647,000 | 2,126 |
| Salaries and employee benefits | $3,656,000 | 2,601 |
| Premises and equipment expense | $1,167,000 | 1,843 |
| Additional noninterest expense | $3,824,000 | 1,564 |
| Pre-tax net operating income | $1,900,000 | 3,210 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $326,000 | 2,320 |
| Income before extraordinary items | $1,574,000 | 3,302 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,574,000 | 3,300 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,574,000 | 3,301 |
| Net charge-offs | $222,000 | 1,561 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,574,000 | 3,305 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 2,501 |
| Total interest expense | $894,000 | 2,604 |
| Net interest income | $6,715,000 | 2,464 |
| Provision for loan and lease losses | $176,000 | 2,135 |
| Total noninterest income | $1,263,000 | 2,220 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $504,000 | 1,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,241 |
| Total noninterest expense | $6,375,000 | 2,146 |
| Salaries and employee benefits | $2,699,000 | 2,631 |
| Premises and equipment expense | $887,000 | 1,842 |
| Additional noninterest expense | $2,789,000 | 1,593 |
| Pre-tax net operating income | $1,427,000 | 3,262 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $276,000 | 2,291 |
| Income before extraordinary items | $1,151,000 | 3,383 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,151,000 | 3,382 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,151,000 | 3,382 |
| Net charge-offs | $158,000 | 1,401 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,151,000 | 3,384 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,021,000 | 2,496 |
| Total interest expense | $573,000 | 2,593 |
| Net interest income | $4,448,000 | 2,471 |
| Provision for loan and lease losses | $108,000 | 2,138 |
| Total noninterest income | $870,000 | 2,166 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $323,000 | 1,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,178 |
| Total noninterest expense | $4,315,000 | 2,135 |
| Salaries and employee benefits | $1,805,000 | 2,642 |
| Premises and equipment expense | $607,000 | 1,823 |
| Additional noninterest expense | $1,903,000 | 1,577 |
| Pre-tax net operating income | $895,000 | 3,318 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $172,000 | 2,331 |
| Income before extraordinary items | $723,000 | 3,446 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $723,000 | 3,445 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $723,000 | 3,445 |
| Net charge-offs | $93,000 | 1,359 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $723,000 | 3,445 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,501 |
| Total interest expense | $291,000 | 2,512 |
| Net interest income | $2,207,000 | 2,481 |
| Provision for loan and lease losses | $47,000 | 2,136 |
| Total noninterest income | $426,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $158,000 | 1,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,149 |
| Total noninterest expense | $2,026,000 | 2,261 |
| Salaries and employee benefits | $873,000 | 2,731 |
| Premises and equipment expense | $270,000 | 2,004 |
| Additional noninterest expense | $883,000 | 1,665 |
| Pre-tax net operating income | $560,000 | 2,936 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $109,000 | 2,105 |
| Income before extraordinary items | $451,000 | 3,062 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $451,000 | 3,063 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $451,000 | 3,063 |
| Net charge-offs | $69,000 | 1,030 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $451,000 | 3,056 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,659,000 | 2,512 |
| Total interest expense | $1,269,000 | 2,168 |
| Net interest income | $8,390,000 | 2,548 |
| Provision for loan and lease losses | $160,000 | 2,586 |
| Total noninterest income | $1,807,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $683,000 | 1,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,124,000 | 2,149 |
| Total noninterest expense | $8,944,000 | 2,089 |
| Salaries and employee benefits | $3,967,000 | 2,486 |
| Premises and equipment expense | $1,275,000 | 1,752 |
| Additional noninterest expense | $3,702,000 | 1,624 |
| Pre-tax net operating income | $1,093,000 | 3,949 |
| Securities gains (losses) | $-25,000 | 5,199 |
| Applicable income taxes | $356,000 | 2,657 |
| Income before extraordinary items | $712,000 | 4,137 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $712,000 | 4,137 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $712,000 | 4,137 |
| Net charge-offs | $154,000 | 2,046 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $728,750 | 4,101 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 2,529 |
| Total interest expense | $959,000 | 2,143 |
| Net interest income | $6,244,000 | 2,577 |
| Provision for loan and lease losses | $159,000 | 2,249 |
| Total noninterest income | $1,310,000 | 2,227 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $503,000 | 1,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $807,000 | 2,248 |
| Total noninterest expense | $6,530,000 | 2,139 |
| Salaries and employee benefits | $2,946,000 | 2,509 |
| Premises and equipment expense | $939,000 | 1,794 |
| Additional noninterest expense | $2,645,000 | 1,698 |
| Pre-tax net operating income | $865,000 | 3,973 |
| Securities gains (losses) | $-25,000 | 5,520 |
| Applicable income taxes | $272,000 | 2,553 |
| Income before extraordinary items | $568,000 | 4,277 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $568,000 | 4,276 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $568,000 | 4,277 |
| Net charge-offs | $146,000 | 1,628 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $585,000 | 4,223 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 2,540 |
| Total interest expense | $641,000 | 2,104 |
| Net interest income | $4,112,000 | 2,593 |
| Provision for loan and lease losses | $80,000 | 2,426 |
| Total noninterest income | $878,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $322,000 | 1,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $556,000 | 2,200 |
| Total noninterest expense | $4,404,000 | 2,123 |
| Salaries and employee benefits | $1,979,000 | 2,509 |
| Premises and equipment expense | $631,000 | 1,784 |
| Additional noninterest expense | $1,794,000 | 1,659 |
| Pre-tax net operating income | $506,000 | 4,118 |
| Securities gains (losses) | $-25,000 | 5,606 |
| Applicable income taxes | $155,000 | 2,648 |
| Income before extraordinary items | $326,000 | 4,417 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $326,000 | 4,416 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $326,000 | 4,417 |
| Net charge-offs | $124,000 | 1,367 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $343,000 | 4,351 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 2,537 |
| Total interest expense | $323,000 | 2,056 |
| Net interest income | $2,045,000 | 2,598 |
| Provision for loan and lease losses | $39,000 | 2,296 |
| Total noninterest income | $441,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $161,000 | 1,662 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $280,000 | 2,188 |
| Total noninterest expense | $2,179,000 | 2,167 |
| Salaries and employee benefits | $979,000 | 2,559 |
| Premises and equipment expense | $326,000 | 1,747 |
| Additional noninterest expense | $874,000 | 1,698 |
| Pre-tax net operating income | $268,000 | 4,003 |
| Securities gains (losses) | $-4,000 | 5,562 |
| Applicable income taxes | $83,000 | 2,573 |
| Income before extraordinary items | $181,000 | 4,260 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $181,000 | 4,260 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $181,000 | 4,260 |
| Net charge-offs | $76,000 | 1,079 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $183,760 | 4,229 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,526,000 | 2,504 |
| Total interest expense | $1,275,000 | 2,029 |
| Net interest income | $8,251,000 | 2,554 |
| Provision for loan and lease losses | $144,000 | 2,783 |
| Total noninterest income | $1,791,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $698,000 | 1,618 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,093,000 | 2,287 |
| Total noninterest expense | $9,353,000 | 2,024 |
| Salaries and employee benefits | $4,181,000 | 2,420 |
| Premises and equipment expense | $1,405,000 | 1,612 |
| Additional noninterest expense | $3,767,000 | 1,623 |
| Pre-tax net operating income | $545,000 | 4,744 |
| Securities gains (losses) | $-7,000 | 5,612 |
| Applicable income taxes | $5,000 | 4,087 |
| Income before extraordinary items | $533,000 | 4,654 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $533,000 | 4,653 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $533,000 | 4,653 |
| Net charge-offs | $58,000 | 3,032 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $539,930 | 4,608 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,131,000 | 2,510 |
| Total interest expense | $969,000 | 2,012 |
| Net interest income | $6,162,000 | 2,571 |
| Provision for loan and lease losses | $93,000 | 2,800 |
| Total noninterest income | $1,280,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $513,000 | 1,649 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $767,000 | 2,371 |
| Total noninterest expense | $6,912,000 | 2,045 |
| Salaries and employee benefits | $3,086,000 | 2,436 |
| Premises and equipment expense | $1,039,000 | 1,639 |
| Additional noninterest expense | $2,787,000 | 1,634 |
| Pre-tax net operating income | $437,000 | 4,770 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $134,000 | 3,060 |
| Income before extraordinary items | $303,000 | 4,986 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $303,000 | 4,986 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $303,000 | 4,986 |
| Net charge-offs | $104,000 | 2,045 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $303,000 | 4,930 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 2,516 |
| Total interest expense | $645,000 | 2,017 |
| Net interest income | $4,088,000 | 2,590 |
| Provision for loan and lease losses | $65,000 | 2,659 |
| Total noninterest income | $833,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $341,000 | 1,631 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $492,000 | 2,391 |
| Total noninterest expense | $4,517,000 | 2,083 |
| Salaries and employee benefits | $2,049,000 | 2,461 |
| Premises and equipment expense | $710,000 | 1,601 |
| Additional noninterest expense | $1,758,000 | 1,723 |
| Pre-tax net operating income | $339,000 | 4,647 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $102,000 | 2,986 |
| Income before extraordinary items | $237,000 | 4,860 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 4,860 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $237,000 | 4,860 |
| Net charge-offs | $76,000 | 1,854 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $237,000 | 4,814 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 2,516 |
| Total interest expense | $324,000 | 2,018 |
| Net interest income | $2,049,000 | 2,581 |
| Provision for loan and lease losses | $61,000 | 1,943 |
| Total noninterest income | $451,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $174,000 | 1,595 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $277,000 | 2,188 |
| Total noninterest expense | $2,287,000 | 2,079 |
| Salaries and employee benefits | $1,028,000 | 2,465 |
| Premises and equipment expense | $354,000 | 1,604 |
| Additional noninterest expense | $905,000 | 1,676 |
| Pre-tax net operating income | $152,000 | 4,733 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $42,000 | 3,085 |
| Income before extraordinary items | $110,000 | 4,923 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $110,000 | 4,923 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $110,000 | 4,923 |
| Net charge-offs | $61,000 | 1,311 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $110,000 | 4,865 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,624,000 | 2,437 |
| Total interest expense | $1,213,000 | 2,103 |
| Net interest income | $8,411,000 | 2,475 |
| Provision for loan and lease losses | $145,000 | 2,671 |
| Total noninterest income | $1,838,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $784,000 | 1,504 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,054,000 | 2,312 |
| Total noninterest expense | $8,762,000 | 2,132 |
| Salaries and employee benefits | $3,762,000 | 2,598 |
| Premises and equipment expense | $1,352,000 | 1,682 |
| Additional noninterest expense | $3,648,000 | 1,663 |
| Pre-tax net operating income | $1,342,000 | 3,674 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $490,000 | 2,234 |
| Income before extraordinary items | $852,000 | 4,157 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $852,000 | 4,156 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $852,000 | 4,157 |
| Net charge-offs | $151,000 | 2,252 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $852,000 | 4,104 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,246,000 | 2,456 |
| Total interest expense | $897,000 | 2,138 |
| Net interest income | $6,349,000 | 2,470 |
| Provision for loan and lease losses | $127,000 | 2,461 |
| Total noninterest income | $1,382,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $581,000 | 1,527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $801,000 | 2,313 |
| Total noninterest expense | $6,491,000 | 2,147 |
| Salaries and employee benefits | $2,767,000 | 2,647 |
| Premises and equipment expense | $1,023,000 | 1,689 |
| Additional noninterest expense | $2,701,000 | 1,675 |
| Pre-tax net operating income | $1,113,000 | 3,578 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $388,000 | 2,238 |
| Income before extraordinary items | $725,000 | 4,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $725,000 | 4,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $725,000 | 4,060 |
| Net charge-offs | $139,000 | 1,863 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $725,000 | 3,992 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 2,452 |
| Total interest expense | $587,000 | 2,194 |
| Net interest income | $4,263,000 | 2,459 |
| Provision for loan and lease losses | $91,000 | 2,315 |
| Total noninterest income | $904,000 | 2,254 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $377,000 | 1,548 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $527,000 | 2,355 |
| Total noninterest expense | $4,363,000 | 2,157 |
| Salaries and employee benefits | $1,869,000 | 2,641 |
| Premises and equipment expense | $733,000 | 1,587 |
| Additional noninterest expense | $1,761,000 | 1,726 |
| Pre-tax net operating income | $713,000 | 3,623 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $247,000 | 2,279 |
| Income before extraordinary items | $466,000 | 4,088 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $466,000 | 4,088 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $466,000 | 4,090 |
| Net charge-offs | $103,000 | 1,701 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $466,000 | 4,019 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 2,432 |
| Total interest expense | $292,000 | 2,222 |
| Net interest income | $2,150,000 | 2,447 |
| Provision for loan and lease losses | $46,000 | 2,161 |
| Total noninterest income | $428,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $178,000 | 1,596 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $250,000 | 2,350 |
| Total noninterest expense | $2,133,000 | 2,204 |
| Salaries and employee benefits | $885,000 | 2,763 |
| Premises and equipment expense | $371,000 | 1,593 |
| Additional noninterest expense | $877,000 | 1,719 |
| Pre-tax net operating income | $399,000 | 3,379 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $140,000 | 2,154 |
| Income before extraordinary items | $259,000 | 3,895 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $259,000 | 3,898 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $259,000 | 3,899 |
| Net charge-offs | $46,000 | 1,619 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $259,000 | 3,812 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 2,492 |
| Total interest expense | $1,260,000 | 2,179 |
| Net interest income | $8,336,000 | 2,527 |
| Provision for loan and lease losses | $234,000 | 2,317 |
| Total noninterest income | $1,946,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $865,000 | 1,475 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,081,000 | 2,225 |
| Total noninterest expense | $7,997,000 | 2,320 |
| Salaries and employee benefits | $3,129,000 | 2,996 |
| Premises and equipment expense | $1,310,000 | 1,769 |
| Additional noninterest expense | $3,558,000 | 1,747 |
| Pre-tax net operating income | $2,051,000 | 2,936 |
| Securities gains (losses) | $-3,000 | 5,900 |
| Applicable income taxes | $761,000 | 1,812 |
| Income before extraordinary items | $1,287,000 | 3,499 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,287,000 | 3,501 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,287,000 | 3,501 |
| Net charge-offs | $282,000 | 2,086 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,288,920 | 3,451 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,148,000 | 2,530 |
| Total interest expense | $949,000 | 2,198 |
| Net interest income | $6,199,000 | 2,566 |
| Provision for loan and lease losses | $194,000 | 2,124 |
| Total noninterest income | $1,492,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $644,000 | 1,491 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $848,000 | 2,171 |
| Total noninterest expense | $5,959,000 | 2,340 |
| Salaries and employee benefits | $2,311,000 | 3,037 |
| Premises and equipment expense | $981,000 | 1,792 |
| Additional noninterest expense | $2,667,000 | 1,727 |
| Pre-tax net operating income | $1,538,000 | 2,994 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $505,000 | 1,984 |
| Income before extraordinary items | $1,033,000 | 3,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,033,000 | 3,440 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,033,000 | 3,440 |
| Net charge-offs | $242,000 | 1,797 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,033,000 | 3,393 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 2,532 |
| Total interest expense | $629,000 | 2,235 |
| Net interest income | $4,107,000 | 2,577 |
| Provision for loan and lease losses | $128,000 | 2,070 |
| Total noninterest income | $1,041,000 | 2,037 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $424,000 | 1,491 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $617,000 | 2,017 |
| Total noninterest expense | $3,975,000 | 2,344 |
| Salaries and employee benefits | $1,509,000 | 3,102 |
| Premises and equipment expense | $679,000 | 1,750 |
| Additional noninterest expense | $1,787,000 | 1,723 |
| Pre-tax net operating income | $1,045,000 | 2,887 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $344,000 | 1,926 |
| Income before extraordinary items | $701,000 | 3,334 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $701,000 | 3,340 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $701,000 | 3,340 |
| Net charge-offs | $128,000 | 1,977 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $701,000 | 3,295 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 2,562 |
| Total interest expense | $329,000 | 2,195 |
| Net interest income | $2,007,000 | 2,621 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $505,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $209,000 | 1,494 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $296,000 | 2,022 |
| Total noninterest expense | $1,939,000 | 2,403 |
| Salaries and employee benefits | $759,000 | 3,106 |
| Premises and equipment expense | $346,000 | 1,738 |
| Additional noninterest expense | $834,000 | 1,823 |
| Pre-tax net operating income | $533,000 | 2,775 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $176,000 | 1,854 |
| Income before extraordinary items | $357,000 | 3,218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $357,000 | 3,221 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $357,000 | 3,221 |
| Net charge-offs | $37,000 | 2,083 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $357,000 | 3,187 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,321,000 | 2,589 |
| Total interest expense | $1,430,000 | 2,242 |
| Net interest income | $7,891,000 | 2,634 |
| Provision for loan and lease losses | $184,000 | 3,059 |
| Total noninterest income | $1,970,000 | 2,193 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $950,000 | 1,431 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,020,000 | 2,357 |
| Total noninterest expense | $8,862,000 | 2,138 |
| Salaries and employee benefits | $4,199,000 | 2,374 |
| Premises and equipment expense | $1,352,000 | 1,737 |
| Additional noninterest expense | $3,311,000 | 1,911 |
| Pre-tax net operating income | $815,000 | 4,382 |
| Securities gains (losses) | $-18,000 | 6,317 |
| Applicable income taxes | $258,000 | 2,755 |
| Income before extraordinary items | $539,000 | 4,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $539,000 | 4,816 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $539,000 | 4,816 |
| Net charge-offs | $347,000 | 2,401 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $551,240 | 4,707 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 2,586 |
| Total interest expense | $1,091,000 | 2,279 |
| Net interest income | $5,959,000 | 2,632 |
| Provision for loan and lease losses | $154,000 | 2,906 |
| Total noninterest income | $1,456,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $698,000 | 1,463 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $758,000 | 2,410 |
| Total noninterest expense | $6,609,000 | 2,135 |
| Salaries and employee benefits | $3,103,000 | 2,419 |
| Premises and equipment expense | $1,015,000 | 1,748 |
| Additional noninterest expense | $2,491,000 | 1,893 |
| Pre-tax net operating income | $652,000 | 4,372 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $185,000 | 2,853 |
| Income before extraordinary items | $473,000 | 4,673 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $473,000 | 4,675 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $473,000 | 4,676 |
| Net charge-offs | $322,000 | 2,049 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $468,680 | 4,607 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 2,564 |
| Total interest expense | $740,000 | 2,299 |
| Net interest income | $3,999,000 | 2,609 |
| Provision for loan and lease losses | $96,000 | 2,987 |
| Total noninterest income | $935,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $447,000 | 1,487 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $488,000 | 2,502 |
| Total noninterest expense | $4,421,000 | 2,127 |
| Salaries and employee benefits | $2,038,000 | 2,457 |
| Premises and equipment expense | $695,000 | 1,704 |
| Additional noninterest expense | $1,688,000 | 1,869 |
| Pre-tax net operating income | $417,000 | 4,429 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $116,000 | 2,907 |
| Income before extraordinary items | $307,000 | 4,707 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $307,000 | 4,710 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $307,000 | 4,711 |
| Net charge-offs | $141,000 | 2,432 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $302,620 | 4,618 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 2,540 |
| Total interest expense | $373,000 | 2,341 |
| Net interest income | $2,032,000 | 2,581 |
| Provision for loan and lease losses | $74,000 | 2,484 |
| Total noninterest income | $467,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $205,000 | 1,592 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $262,000 | 2,400 |
| Total noninterest expense | $2,258,000 | 2,110 |
| Salaries and employee benefits | $1,071,000 | 2,368 |
| Premises and equipment expense | $357,000 | 1,693 |
| Additional noninterest expense | $830,000 | 1,885 |
| Pre-tax net operating income | $167,000 | 4,733 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $125,000 | 4,970 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $125,000 | 4,971 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $125,000 | 4,972 |
| Net charge-offs | $73,000 | 2,138 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $125,000 | 4,868 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,492,000 | 2,456 |
| Total interest expense | $1,863,000 | 2,265 |
| Net interest income | $8,629,000 | 2,481 |
| Provision for loan and lease losses | $90,000 | 4,771 |
| Total noninterest income | $1,706,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $885,000 | 1,566 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $821,000 | 2,643 |
| Total noninterest expense | $10,638,000 | 1,805 |
| Salaries and employee benefits | $5,617,000 | 1,802 |
| Premises and equipment expense | $1,513,000 | 1,560 |
| Additional noninterest expense | $3,508,000 | 1,873 |
| Pre-tax net operating income | $-393,000 | 6,457 |
| Securities gains (losses) | $36,000 | 2,920 |
| Applicable income taxes | $-107,000 | 6,710 |
| Income before extraordinary items | $-250,000 | 6,485 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-250,000 | 6,480 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-250,000 | 6,482 |
| Net charge-offs | $199,000 | 3,770 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-275,200 | 6,418 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 2,464 |
| Total interest expense | $1,460,000 | 2,258 |
| Net interest income | $6,525,000 | 2,500 |
| Provision for loan and lease losses | $89,000 | 4,528 |
| Total noninterest income | $1,279,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $647,000 | 1,613 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $632,000 | 2,600 |
| Total noninterest expense | $7,181,000 | 1,988 |
| Salaries and employee benefits | $3,371,000 | 2,209 |
| Premises and equipment expense | $1,117,000 | 1,602 |
| Additional noninterest expense | $2,693,000 | 1,842 |
| Pre-tax net operating income | $534,000 | 4,638 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $145,000 | 3,096 |
| Income before extraordinary items | $390,000 | 5,011 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $390,000 | 5,012 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $390,000 | 5,012 |
| Net charge-offs | $132,000 | 3,712 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $389,270 | 4,836 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 2,448 |
| Total interest expense | $1,028,000 | 2,236 |
| Net interest income | $4,362,000 | 2,496 |
| Provision for loan and lease losses | $27,000 | 4,992 |
| Total noninterest income | $857,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $424,000 | 1,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 2,536 |
| Total noninterest expense | $4,871,000 | 1,968 |
| Salaries and employee benefits | $2,284,000 | 2,187 |
| Premises and equipment expense | $768,000 | 1,548 |
| Additional noninterest expense | $1,819,000 | 1,828 |
| Pre-tax net operating income | $321,000 | 4,758 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $83,000 | 3,207 |
| Income before extraordinary items | $238,000 | 5,113 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $238,000 | 5,113 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $238,000 | 5,113 |
| Net charge-offs | $50,000 | 4,033 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $238,000 | 4,921 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 2,456 |
| Total interest expense | $540,000 | 2,213 |
| Net interest income | $2,186,000 | 2,506 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $414,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $212,000 | 1,606 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 2,643 |
| Total noninterest expense | $2,479,000 | 1,934 |
| Salaries and employee benefits | $1,149,000 | 2,178 |
| Premises and equipment expense | $392,000 | 1,526 |
| Additional noninterest expense | $938,000 | 1,773 |
| Pre-tax net operating income | $96,000 | 5,454 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $17,000 | 3,745 |
| Income before extraordinary items | $79,000 | 5,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 5,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,622 |
| Net charge-offs | $30,000 | 3,422 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $79,000 | 5,466 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,474,000 | 2,439 |
| Total interest expense | $2,507,000 | 2,306 |
| Net interest income | $8,967,000 | 2,447 |
| Provision for loan and lease losses | $198,000 | 4,652 |
| Total noninterest income | $1,788,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $951,000 | 1,539 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $837,000 | 2,373 |
| Total noninterest expense | $9,164,000 | 2,089 |
| Salaries and employee benefits | $4,482,000 | 2,168 |
| Premises and equipment expense | $1,410,000 | 1,759 |
| Additional noninterest expense | $3,272,000 | 2,042 |
| Pre-tax net operating income | $1,393,000 | 3,153 |
| Securities gains (losses) | $-1,000 | 6,712 |
| Applicable income taxes | $505,000 | 2,018 |
| Income before extraordinary items | $887,000 | 3,779 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $887,000 | 3,782 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $887,000 | 3,782 |
| Net charge-offs | $190,000 | 4,347 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $887,640 | 3,654 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,686,000 | 2,439 |
| Total interest expense | $1,941,000 | 2,328 |
| Net interest income | $6,745,000 | 2,449 |
| Provision for loan and lease losses | $119,000 | 4,793 |
| Total noninterest income | $1,309,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $710,000 | 1,546 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $599,000 | 2,424 |
| Total noninterest expense | $6,850,000 | 2,093 |
| Salaries and employee benefits | $3,339,000 | 2,177 |
| Premises and equipment expense | $1,051,000 | 1,787 |
| Additional noninterest expense | $2,460,000 | 2,040 |
| Pre-tax net operating income | $1,085,000 | 3,167 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $378,000 | 1,998 |
| Income before extraordinary items | $706,000 | 3,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $706,000 | 3,744 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $706,000 | 3,743 |
| Net charge-offs | $140,000 | 4,087 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $706,650 | 3,633 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 2,436 |
| Total interest expense | $1,324,000 | 2,368 |
| Net interest income | $4,512,000 | 2,437 |
| Provision for loan and lease losses | $78,000 | 4,678 |
| Total noninterest income | $865,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $462,000 | 1,562 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 2,428 |
| Total noninterest expense | $4,640,000 | 2,082 |
| Salaries and employee benefits | $2,228,000 | 2,189 |
| Premises and equipment expense | $710,000 | 1,779 |
| Additional noninterest expense | $1,702,000 | 2,007 |
| Pre-tax net operating income | $659,000 | 3,285 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $227,000 | 2,087 |
| Income before extraordinary items | $431,000 | 3,850 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $431,000 | 3,851 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $431,000 | 3,852 |
| Net charge-offs | $86,000 | 3,991 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $431,660 | 3,740 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 2,421 |
| Total interest expense | $674,000 | 2,401 |
| Net interest income | $2,273,000 | 2,419 |
| Provision for loan and lease losses | $21,000 | 4,973 |
| Total noninterest income | $424,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $226,000 | 1,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $198,000 | 2,484 |
| Total noninterest expense | $2,256,000 | 2,137 |
| Salaries and employee benefits | $1,091,000 | 2,244 |
| Premises and equipment expense | $339,000 | 1,902 |
| Additional noninterest expense | $826,000 | 2,043 |
| Pre-tax net operating income | $420,000 | 2,868 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $150,000 | 1,794 |
| Income before extraordinary items | $271,000 | 3,432 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $271,000 | 3,429 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $271,000 | 3,430 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $270,360 | 3,379 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,261,000 | 2,451 |
| Total interest expense | $3,247,000 | 2,424 |
| Net interest income | $9,014,000 | 2,429 |
| Provision for loan and lease losses | $230,000 | 5,193 |
| Total noninterest income | $1,791,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,047,000 | 1,450 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $744,000 | 2,596 |
| Total noninterest expense | $9,364,000 | 2,058 |
| Salaries and employee benefits | $4,616,000 | 2,094 |
| Premises and equipment expense | $1,390,000 | 1,851 |
| Additional noninterest expense | $3,358,000 | 2,074 |
| Pre-tax net operating income | $1,211,000 | 3,072 |
| Securities gains (losses) | $-13,000 | 7,048 |
| Applicable income taxes | $443,000 | 2,010 |
| Income before extraordinary items | $755,000 | 3,713 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $755,000 | 3,712 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $755,000 | 3,714 |
| Net charge-offs | $171,000 | 4,919 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $763,320 | 3,555 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,248,000 | 2,492 |
| Total interest expense | $2,522,000 | 2,453 |
| Net interest income | $6,726,000 | 2,466 |
| Provision for loan and lease losses | $173,000 | 5,107 |
| Total noninterest income | $1,337,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $810,000 | 1,448 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $527,000 | 2,678 |
| Total noninterest expense | $7,002,000 | 2,063 |
| Salaries and employee benefits | $3,378,000 | 2,145 |
| Premises and equipment expense | $1,047,000 | 1,864 |
| Additional noninterest expense | $2,577,000 | 2,008 |
| Pre-tax net operating income | $888,000 | 3,295 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $322,000 | 2,078 |
| Income before extraordinary items | $566,000 | 3,884 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $566,000 | 3,886 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $566,000 | 3,886 |
| Net charge-offs | $112,000 | 4,799 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $566,000 | 3,730 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 2,516 |
| Total interest expense | $1,726,000 | 2,483 |
| Net interest income | $4,447,000 | 2,491 |
| Provision for loan and lease losses | $143,000 | 4,711 |
| Total noninterest income | $891,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $535,000 | 1,466 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $356,000 | 2,580 |
| Total noninterest expense | $4,601,000 | 2,107 |
| Salaries and employee benefits | $2,251,000 | 2,164 |
| Premises and equipment expense | $664,000 | 1,956 |
| Additional noninterest expense | $1,686,000 | 2,038 |
| Pre-tax net operating income | $594,000 | 3,319 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $222,000 | 2,031 |
| Income before extraordinary items | $372,000 | 3,911 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $372,000 | 3,909 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $372,000 | 3,910 |
| Net charge-offs | $76,000 | 4,521 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $372,000 | 3,801 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 2,547 |
| Total interest expense | $843,000 | 2,650 |
| Net interest income | $2,275,000 | 2,472 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $428,000 | 2,255 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $249,000 | 1,570 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $179,000 | 2,553 |
| Total noninterest expense | $2,293,000 | 2,125 |
| Salaries and employee benefits | $1,139,000 | 2,165 |
| Premises and equipment expense | $335,000 | 2,004 |
| Additional noninterest expense | $819,000 | 2,073 |
| Pre-tax net operating income | $315,000 | 3,282 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $108,000 | 2,047 |
| Income before extraordinary items | $207,000 | 3,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $207,000 | 3,808 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $207,000 | 3,810 |
| Net charge-offs | $-16,000 | 7,594 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $207,000 | 3,691 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,228,000 | 2,516 |
| Total interest expense | $4,333,000 | 2,555 |
| Net interest income | $8,895,000 | 2,436 |
| Provision for loan and lease losses | $395,000 | 4,890 |
| Total noninterest income | $1,728,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,068,000 | 1,576 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $660,000 | 2,758 |
| Total noninterest expense | $9,251,000 | 2,156 |
| Salaries and employee benefits | $4,535,000 | 2,171 |
| Premises and equipment expense | $1,150,000 | 2,301 |
| Additional noninterest expense | $3,566,000 | 2,031 |
| Pre-tax net operating income | $977,000 | 3,023 |
| Securities gains (losses) | $-37,000 | 7,131 |
| Applicable income taxes | $364,000 | 1,851 |
| Income before extraordinary items | $576,000 | 3,659 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $576,000 | 3,657 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $576,000 | 3,657 |
| Net charge-offs | $340,000 | 4,328 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $599,680 | 3,529 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 2,527 |
| Total interest expense | $3,413,000 | 2,561 |
| Net interest income | $6,620,000 | 2,459 |
| Provision for loan and lease losses | $303,000 | 4,570 |
| Total noninterest income | $1,268,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $770,000 | 1,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $498,000 | 2,819 |
| Total noninterest expense | $6,875,000 | 2,172 |
| Salaries and employee benefits | $3,317,000 | 2,240 |
| Premises and equipment expense | $858,000 | 2,336 |
| Additional noninterest expense | $2,700,000 | 1,954 |
| Pre-tax net operating income | $710,000 | 3,306 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $239,000 | 2,140 |
| Income before extraordinary items | $471,000 | 3,795 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $471,000 | 3,793 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $471,000 | 3,794 |
| Net charge-offs | $192,000 | 4,296 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $471,000 | 3,710 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 2,541 |
| Total interest expense | $2,380,000 | 2,555 |
| Net interest income | $4,369,000 | 2,473 |
| Provision for loan and lease losses | $242,000 | 4,061 |
| Total noninterest income | $819,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $478,000 | 1,738 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $341,000 | 2,785 |
| Total noninterest expense | $4,430,000 | 2,268 |
| Salaries and employee benefits | $2,164,000 | 2,332 |
| Premises and equipment expense | $577,000 | 2,335 |
| Additional noninterest expense | $1,689,000 | 2,093 |
| Pre-tax net operating income | $516,000 | 3,247 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $177,000 | 2,099 |
| Income before extraordinary items | $339,000 | 3,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $339,000 | 3,758 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $339,000 | 3,758 |
| Net charge-offs | $98,000 | 4,266 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $339,000 | 3,632 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 2,574 |
| Total interest expense | $1,185,000 | 2,661 |
| Net interest income | $2,196,000 | 2,456 |
| Provision for loan and lease losses | $102,000 | 3,830 |
| Total noninterest income | $380,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $223,000 | 1,794 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $157,000 | 2,891 |
| Total noninterest expense | $2,106,000 | 2,317 |
| Salaries and employee benefits | $998,000 | 2,553 |
| Premises and equipment expense | $307,000 | 2,253 |
| Additional noninterest expense | $801,000 | 1,994 |
| Pre-tax net operating income | $368,000 | 2,974 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $134,000 | 1,886 |
| Income before extraordinary items | $234,000 | 3,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $234,000 | 3,577 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $234,000 | 3,578 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $234,000 | 3,439 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,011,000 | 2,638 |
| Total interest expense | $5,619,000 | 2,664 |
| Net interest income | $8,392,000 | 2,588 |
| Provision for loan and lease losses | $450,000 | 3,957 |
| Total noninterest income | $1,614,000 | 2,484 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,049,000 | 1,693 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $565,000 | 2,992 |
| Total noninterest expense | $8,150,000 | 2,344 |
| Salaries and employee benefits | $3,858,000 | 2,590 |
| Premises and equipment expense | $1,178,000 | 2,289 |
| Additional noninterest expense | $3,114,000 | 1,945 |
| Pre-tax net operating income | $1,406,000 | 3,132 |
| Securities gains (losses) | $-742,000 | 7,646 |
| Applicable income taxes | $125,000 | 3,210 |
| Income before extraordinary items | $539,000 | 4,331 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $539,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 3,777 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,140,020 | 3,171 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,570,000 | 2,683 |
| Total interest expense | $4,341,000 | 2,695 |
| Net interest income | $6,229,000 | 2,641 |
| Provision for loan and lease losses | $230,000 | 3,971 |
| Total noninterest income | $1,191,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $779,000 | 1,720 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $412,000 | 3,137 |
| Total noninterest expense | $6,236,000 | 2,294 |
| Salaries and employee benefits | $2,998,000 | 2,540 |
| Premises and equipment expense | $864,000 | 2,334 |
| Additional noninterest expense | $2,374,000 | 1,869 |
| Pre-tax net operating income | $954,000 | 3,771 |
| Securities gains (losses) | $-742,000 | 7,852 |
| Applicable income taxes | $-23,000 | 7,358 |
| Income before extraordinary items | $235,000 | 5,524 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $235,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,157 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $977,000 | 3,296 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 2,681 |
| Total interest expense | $3,019,000 | 2,697 |
| Net interest income | $4,079,000 | 2,666 |
| Provision for loan and lease losses | $134,000 | 3,830 |
| Total noninterest income | $767,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $495,000 | 1,771 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $272,000 | 3,198 |
| Total noninterest expense | $4,048,000 | 2,356 |
| Salaries and employee benefits | $1,974,000 | 2,603 |
| Premises and equipment expense | $574,000 | 2,357 |
| Additional noninterest expense | $1,500,000 | 1,922 |
| Pre-tax net operating income | $664,000 | 3,797 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $239,000 | 2,486 |
| Income before extraordinary items | $427,000 | 4,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,747 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $425,720 | 4,288 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 2,712 |
| Total interest expense | $1,618,000 | 2,688 |
| Net interest income | $1,989,000 | 2,716 |
| Provision for loan and lease losses | $72,000 | 3,280 |
| Total noninterest income | $364,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $236,000 | 1,804 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $128,000 | 3,321 |
| Total noninterest expense | $1,965,000 | 2,412 |
| Salaries and employee benefits | $956,000 | 2,693 |
| Premises and equipment expense | $288,000 | 2,349 |
| Additional noninterest expense | $721,000 | 1,951 |
| Pre-tax net operating income | $316,000 | 4,026 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $114,000 | 2,643 |
| Income before extraordinary items | $203,000 | 4,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $202,360 | 4,542 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,353,000 | 2,802 |
| Total interest expense | $6,942,000 | 2,652 |
| Net interest income | $7,411,000 | 2,946 |
| Provision for loan and lease losses | $97,000 | 4,964 |
| Total noninterest income | $1,384,000 | 2,852 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $820,000 | 2,093 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $564,000 | 3,113 |
| Total noninterest expense | $7,620,000 | 2,396 |
| Salaries and employee benefits | $3,775,000 | 2,626 |
| Premises and equipment expense | $1,093,000 | 2,377 |
| Additional noninterest expense | $2,752,000 | 1,999 |
| Pre-tax net operating income | $1,078,000 | 4,590 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $388,000 | 3,064 |
| Income before extraordinary items | $690,000 | 5,082 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $690,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,006 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $690,000 | 5,073 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,671,000 | 2,822 |
| Total interest expense | $5,194,000 | 2,648 |
| Net interest income | $5,477,000 | 2,985 |
| Provision for loan and lease losses | $16,000 | 5,978 |
| Total noninterest income | $1,021,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $531,000 | 2,329 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $490,000 | 2,884 |
| Total noninterest expense | $5,651,000 | 2,399 |
| Salaries and employee benefits | $2,859,000 | 2,593 |
| Premises and equipment expense | $790,000 | 2,442 |
| Additional noninterest expense | $2,002,000 | 2,003 |
| Pre-tax net operating income | $831,000 | 4,758 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $293,000 | 3,231 |
| Income before extraordinary items | $538,000 | 5,236 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $538,000 | 5,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,509 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $538,000 | 5,218 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 2,842 |
| Total interest expense | $3,447,000 | 2,654 |
| Net interest income | $3,638,000 | 3,021 |
| Provision for loan and lease losses | $14,000 | 5,601 |
| Total noninterest income | $625,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $284,000 | 2,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $341,000 | 2,820 |
| Total noninterest expense | $3,759,000 | 2,429 |
| Salaries and employee benefits | $1,923,000 | 2,607 |
| Premises and equipment expense | $519,000 | 2,492 |
| Additional noninterest expense | $1,317,000 | 2,043 |
| Pre-tax net operating income | $490,000 | 5,076 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $171,000 | 3,480 |
| Income before extraordinary items | $319,000 | 5,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $319,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,113 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $319,000 | 5,515 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 2,852 |
| Total interest expense | $1,728,000 | 2,641 |
| Net interest income | $1,791,000 | 3,052 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $280,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $132,000 | 2,876 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $148,000 | 3,050 |
| Total noninterest expense | $1,824,000 | 2,514 |
| Salaries and employee benefits | $910,000 | 2,762 |
| Premises and equipment expense | $267,000 | 2,439 |
| Additional noninterest expense | $647,000 | 2,030 |
| Pre-tax net operating income | $235,000 | 5,176 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $82,000 | 3,544 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,000 | 5,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,545,000 | 2,782 |
| Total interest expense | $6,023,000 | 2,583 |
| Net interest income | $7,522,000 | 2,908 |
| Provision for loan and lease losses | $49,000 | 5,634 |
| Total noninterest income | $1,157,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $585,000 | 2,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $572,000 | 3,105 |
| Total noninterest expense | $7,705,000 | 2,295 |
| Salaries and employee benefits | $3,677,000 | 2,629 |
| Premises and equipment expense | $1,098,000 | 2,263 |
| Additional noninterest expense | $2,930,000 | 1,801 |
| Pre-tax net operating income | $925,000 | 5,366 |
| Securities gains (losses) | $-83,000 | 8,134 |
| Applicable income taxes | $142,000 | 4,670 |
| Income before extraordinary items | $700,000 | 5,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $700,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $768,890 | 5,294 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,976,000 | 2,796 |
| Total interest expense | $4,270,000 | 2,637 |
| Net interest income | $5,706,000 | 2,911 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $878,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $431,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 3,032 |
| Total noninterest expense | $5,867,000 | 2,247 |
| Salaries and employee benefits | $2,781,000 | 2,618 |
| Premises and equipment expense | $828,000 | 2,245 |
| Additional noninterest expense | $2,258,000 | 1,732 |
| Pre-tax net operating income | $672,000 | 5,621 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $194,000 | 4,163 |
| Income before extraordinary items | $478,000 | 5,859 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $478,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,992 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $478,000 | 5,859 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,528,000 | 2,814 |
| Total interest expense | $2,666,000 | 2,676 |
| Net interest income | $3,862,000 | 2,870 |
| Provision for loan and lease losses | $43,000 | 4,644 |
| Total noninterest income | $578,000 | 3,197 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $277,000 | 2,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $301,000 | 3,010 |
| Total noninterest expense | $3,915,000 | 2,253 |
| Salaries and employee benefits | $1,851,000 | 2,618 |
| Premises and equipment expense | $559,000 | 2,226 |
| Additional noninterest expense | $1,505,000 | 1,752 |
| Pre-tax net operating income | $482,000 | 5,488 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $167,000 | 3,860 |
| Income before extraordinary items | $315,000 | 5,905 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $315,000 | 5,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $315,000 | 5,908 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,245,000 | 2,767 |
| Total interest expense | $1,277,000 | 2,677 |
| Net interest income | $1,968,000 | 2,809 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $255,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $132,000 | 2,871 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,340 |
| Total noninterest expense | $1,932,000 | 2,301 |
| Salaries and employee benefits | $904,000 | 2,672 |
| Premises and equipment expense | $278,000 | 2,247 |
| Additional noninterest expense | $750,000 | 1,746 |
| Pre-tax net operating income | $260,000 | 5,288 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $91,000 | 3,722 |
| Income before extraordinary items | $169,000 | 5,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $169,000 | 5,692 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,130,000 | 2,689 |
| Total interest expense | $4,170,000 | 2,559 |
| Net interest income | $7,960,000 | 2,710 |
| Provision for loan and lease losses | $153,000 | 4,087 |
| Total noninterest income | $1,127,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $569,000 | 2,778 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $558,000 | 3,187 |
| Total noninterest expense | $7,412,000 | 2,258 |
| Salaries and employee benefits | $3,481,000 | 2,611 |
| Premises and equipment expense | $1,020,000 | 2,324 |
| Additional noninterest expense | $2,911,000 | 1,738 |
| Pre-tax net operating income | $1,522,000 | 4,337 |
| Securities gains (losses) | $-194,000 | 8,577 |
| Applicable income taxes | $583,000 | 3,123 |
| Income before extraordinary items | $745,000 | 5,520 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $745,000 | 5,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,145 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $869,160 | 5,134 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,943,000 | 2,667 |
| Total interest expense | $2,965,000 | 2,563 |
| Net interest income | $5,978,000 | 2,690 |
| Provision for loan and lease losses | $103,000 | 4,124 |
| Total noninterest income | $827,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $418,000 | 2,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $409,000 | 3,240 |
| Total noninterest expense | $5,481,000 | 2,271 |
| Salaries and employee benefits | $2,586,000 | 2,581 |
| Premises and equipment expense | $731,000 | 2,411 |
| Additional noninterest expense | $2,164,000 | 1,724 |
| Pre-tax net operating income | $1,221,000 | 4,270 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $485,000 | 3,005 |
| Income before extraordinary items | $732,000 | 4,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $732,000 | 4,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,062 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $734,560 | 4,920 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,870,000 | 2,648 |
| Total interest expense | $1,892,000 | 2,526 |
| Net interest income | $3,978,000 | 2,667 |
| Provision for loan and lease losses | $99,000 | 3,410 |
| Total noninterest income | $528,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $271,000 | 2,825 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $257,000 | 3,328 |
| Total noninterest expense | $3,639,000 | 2,257 |
| Salaries and employee benefits | $1,691,000 | 2,618 |
| Premises and equipment expense | $481,000 | 2,421 |
| Additional noninterest expense | $1,467,000 | 1,684 |
| Pre-tax net operating income | $768,000 | 4,375 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $300,000 | 3,110 |
| Income before extraordinary items | $464,000 | 5,064 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 5,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,240 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $466,560 | 5,004 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,931,000 | 2,625 |
| Total interest expense | $926,000 | 2,487 |
| Net interest income | $2,005,000 | 2,634 |
| Provision for loan and lease losses | $49,000 | 3,251 |
| Total noninterest income | $257,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $126,000 | 2,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $131,000 | 3,236 |
| Total noninterest expense | $1,773,000 | 2,330 |
| Salaries and employee benefits | $845,000 | 2,653 |
| Premises and equipment expense | $246,000 | 2,386 |
| Additional noninterest expense | $682,000 | 1,808 |
| Pre-tax net operating income | $440,000 | 4,025 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $167,000 | 2,908 |
| Income before extraordinary items | $269,000 | 4,674 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $269,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $271,560 | 4,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,296,000 | 2,532 |
| Total interest expense | $3,441,000 | 2,340 |
| Net interest income | $7,855,000 | 2,583 |
| Provision for loan and lease losses | $220,000 | 3,536 |
| Total noninterest income | $1,022,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $514,000 | 3,083 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $508,000 | 3,278 |
| Total noninterest expense | $7,175,000 | 2,218 |
| Salaries and employee benefits | $3,428,000 | 2,541 |
| Premises and equipment expense | $963,000 | 2,373 |
| Additional noninterest expense | $2,784,000 | 1,746 |
| Pre-tax net operating income | $1,482,000 | 4,272 |
| Securities gains (losses) | $66,000 | 1,527 |
| Applicable income taxes | $532,000 | 3,248 |
| Income before extraordinary items | $1,016,000 | 4,653 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,016,000 | 4,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,684 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $972,440 | 4,707 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,381,000 | 2,520 |
| Total interest expense | $2,530,000 | 2,335 |
| Net interest income | $5,851,000 | 2,573 |
| Provision for loan and lease losses | $163,000 | 3,391 |
| Total noninterest income | $733,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $377,000 | 3,145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $356,000 | 3,409 |
| Total noninterest expense | $5,235,000 | 2,270 |
| Salaries and employee benefits | $2,446,000 | 2,616 |
| Premises and equipment expense | $725,000 | 2,355 |
| Additional noninterest expense | $2,064,000 | 1,745 |
| Pre-tax net operating income | $1,186,000 | 4,181 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $429,000 | 3,190 |
| Income before extraordinary items | $757,000 | 4,761 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $757,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $757,000 | 4,673 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,536,000 | 2,522 |
| Total interest expense | $1,660,000 | 2,336 |
| Net interest income | $3,876,000 | 2,564 |
| Provision for loan and lease losses | $110,000 | 3,324 |
| Total noninterest income | $478,000 | 3,679 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $238,000 | 3,254 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $240,000 | 3,401 |
| Total noninterest expense | $3,413,000 | 2,328 |
| Salaries and employee benefits | $1,596,000 | 2,677 |
| Premises and equipment expense | $479,000 | 2,374 |
| Additional noninterest expense | $1,338,000 | 1,788 |
| Pre-tax net operating income | $831,000 | 4,008 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $303,000 | 3,070 |
| Income before extraordinary items | $528,000 | 4,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,447 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $528,000 | 4,506 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 2,518 |
| Total interest expense | $847,000 | 2,318 |
| Net interest income | $1,928,000 | 2,571 |
| Provision for loan and lease losses | $56,000 | 3,163 |
| Total noninterest income | $230,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,000 | 7,896 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $228,000 | 2,268 |
| Total noninterest expense | $1,624,000 | 2,460 |
| Salaries and employee benefits | $730,000 | 2,905 |
| Premises and equipment expense | $241,000 | 2,392 |
| Additional noninterest expense | $653,000 | 1,816 |
| Pre-tax net operating income | $478,000 | 3,642 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $176,000 | 2,798 |
| Income before extraordinary items | $302,000 | 4,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $302,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,575 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $302,000 | 4,125 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,302,000 | 2,519 |
| Total interest expense | $3,902,000 | 2,263 |
| Net interest income | $7,400,000 | 2,612 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $879,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $68,000 | 7,123 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $811,000 | 2,718 |
| Total noninterest expense | $6,497,000 | 2,417 |
| Salaries and employee benefits | $3,072,000 | 2,710 |
| Premises and equipment expense | $873,000 | 2,558 |
| Additional noninterest expense | $2,552,000 | 1,891 |
| Pre-tax net operating income | $1,587,000 | 3,978 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $563,000 | 3,177 |
| Income before extraordinary items | $1,024,000 | 4,582 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,024,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,903 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,024,000 | 4,407 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 2,550 |
| Total interest expense | $3,004,000 | 2,290 |
| Net interest income | $5,512,000 | 2,648 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $591,000 | 4,309 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $61,000 | 6,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $530,000 | 3,020 |
| Total noninterest expense | $4,708,000 | 2,502 |
| Salaries and employee benefits | $2,157,000 | 2,879 |
| Premises and equipment expense | $655,000 | 2,564 |
| Additional noninterest expense | $1,896,000 | 1,892 |
| Pre-tax net operating income | $1,255,000 | 3,955 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $463,000 | 3,163 |
| Income before extraordinary items | $792,000 | 4,624 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $792,000 | 4,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,955 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $792,000 | 4,446 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 2,563 |
| Total interest expense | $2,066,000 | 2,294 |
| Net interest income | $3,624,000 | 2,688 |
| Provision for loan and lease losses | $84,000 | 4,244 |
| Total noninterest income | $354,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $60,000 | 6,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $294,000 | 3,327 |
| Total noninterest expense | $3,080,000 | 2,535 |
| Salaries and employee benefits | $1,392,000 | 2,981 |
| Premises and equipment expense | $432,000 | 2,574 |
| Additional noninterest expense | $1,256,000 | 1,912 |
| Pre-tax net operating income | $814,000 | 4,008 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $307,000 | 3,206 |
| Income before extraordinary items | $507,000 | 4,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $507,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,066 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $507,000 | 4,557 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,864,000 | 2,554 |
| Total interest expense | $1,059,000 | 2,299 |
| Net interest income | $1,805,000 | 2,676 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $164,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $115,000 | 3,679 |
| Total noninterest expense | $1,491,000 | 2,599 |
| Salaries and employee benefits | $705,000 | 2,934 |
| Premises and equipment expense | $215,000 | 2,597 |
| Additional noninterest expense | $571,000 | 2,066 |
| Pre-tax net operating income | $449,000 | 3,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $177,000 | 2,907 |
| Income before extraordinary items | $272,000 | 4,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $272,000 | 4,298 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,648,000 | 2,449 |
| Total interest expense | $5,554,000 | 2,034 |
| Net interest income | $7,094,000 | 2,698 |
| Provision for loan and lease losses | $122,000 | 5,306 |
| Total noninterest income | $408,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $182,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $226,000 | 4,786 |
| Total noninterest expense | $5,813,000 | 2,545 |
| Salaries and employee benefits | $2,741,000 | 2,860 |
| Premises and equipment expense | $865,000 | 2,498 |
| Additional noninterest expense | $2,207,000 | 2,100 |
| Pre-tax net operating income | $1,567,000 | 4,003 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $576,000 | 3,186 |
| Income before extraordinary items | $1,004,000 | 4,581 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,004,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 3,024 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $995,680 | 4,492 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,993,000 | 2,451 |
| Total interest expense | $7,894,000 | 2,041 |
| Net interest income | $6,099,000 | 2,907 |
| Provision for loan and lease losses | $103,000 | 5,550 |
| Total noninterest income | $413,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $198,000 | 5,191 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $5,174,000 | 2,746 |
| Salaries and employee benefits | $2,357,000 | 3,110 |
| Premises and equipment expense | $813,000 | 2,588 |
| Additional noninterest expense | $2,004,000 | 2,237 |
| Pre-tax net operating income | $1,235,000 | 4,361 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $447,000 | 3,510 |
| Income before extraordinary items | $806,000 | 4,848 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $806,000 | 4,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,996 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $794,480 | 4,774 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,709,000 | 2,542 |
| Total interest expense | $7,718,000 | 2,201 |
| Net interest income | $5,991,000 | 2,951 |
| Provision for loan and lease losses | $293,000 | 2,930 |
| Total noninterest income | $404,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $187,000 | 5,278 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $217,000 | 4,604 |
| Total noninterest expense | $4,925,000 | 2,758 |
| Salaries and employee benefits | $2,254,000 | 3,115 |
| Premises and equipment expense | $927,000 | 2,218 |
| Additional noninterest expense | $1,744,000 | 2,458 |
| Pre-tax net operating income | $1,177,000 | 4,775 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $450,000 | 3,734 |
| Income before extraordinary items | $727,000 | 5,319 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $727,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,599 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $727,000 | 5,322 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,298,000 | 2,460 |
| Total interest expense | $7,199,000 | 2,074 |
| Net interest income | $6,099,000 | 2,885 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $403,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $233,000 | 4,702 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $170,000 | 5,301 |
| Total noninterest expense | $5,990,000 | 2,282 |
| Salaries and employee benefits | $2,602,000 | 2,699 |
| Premises and equipment expense | $767,000 | 2,647 |
| Additional noninterest expense | $2,621,000 | 1,702 |
| Pre-tax net operating income | $312,000 | 8,026 |
| Securities gains (losses) | $6,000 | 2,044 |
| Applicable income taxes | $144,000 | 6,358 |
| Income before extraordinary items | $174,000 | 8,475 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $174,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $170,160 | 8,470 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,527,000 | 4,660 |
| Total interest expense | $3,434,000 | 4,208 |
| Net interest income | $3,093,000 | 5,027 |
| Provision for loan and lease losses | $107,000 | 4,980 |
| Total noninterest income | $350,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $2,564,000 | 4,684 |
| Salaries and employee benefits | $1,155,000 | 5,222 |
| Premises and equipment expense | $379,000 | 4,607 |
| Additional noninterest expense | $1,030,000 | 3,866 |
| Pre-tax net operating income | $772,000 | 6,201 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $346,000 | 4,788 |
| Income before extraordinary items | $427,000 | 7,053 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $427,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $426,360 | 6,959 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,519,000 | 4,765 |
| Total interest expense | $3,258,000 | 4,390 |
| Net interest income | $3,261,000 | 4,987 |
| Provision for loan and lease losses | $159,000 | 4,019 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,219 |
| Total noninterest expense | $2,505,000 | 4,773 |
| Salaries and employee benefits | $1,201,000 | 5,095 |
| Premises and equipment expense | $353,000 | 4,860 |
| Additional noninterest expense | $951,000 | 4,091 |
| Pre-tax net operating income | $876,000 | 6,227 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $274,000 | 5,980 |
| Income before extraordinary items | $611,000 | 6,298 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $611,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,931 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $604,790 | 6,289 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 4,928 |
| Total interest expense | $3,173,000 | 4,547 |
| Net interest income | $3,229,000 | 5,159 |
| Provision for loan and lease losses | $235,000 | 3,076 |
| Total noninterest income | $337,000 | 6,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,535 |
| Total noninterest expense | $2,336,000 | 5,278 |
| Salaries and employee benefits | $1,142,000 | 5,431 |
| Premises and equipment expense | $292,000 | 5,694 |
| Additional noninterest expense | $902,000 | 4,742 |
| Pre-tax net operating income | $995,000 | 5,755 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $431,000 | 4,652 |
| Income before extraordinary items | $565,000 | 6,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $565,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,444 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $564,360 | 6,414 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 4,903 |
| Total interest expense | $3,057,000 | 4,676 |
| Net interest income | $3,368,000 | 5,019 |
| Provision for loan and lease losses | $118,000 | 4,263 |
| Total noninterest income | $270,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,278 |
| Total noninterest expense | $2,481,000 | 5,027 |
| Salaries and employee benefits | $1,167,000 | 5,338 |
| Premises and equipment expense | $299,000 | 5,646 |
| Additional noninterest expense | $1,015,000 | 4,299 |
| Pre-tax net operating income | $1,039,000 | 5,835 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $406,000 | 4,904 |
| Income before extraordinary items | $638,000 | 6,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $638,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 2,854 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $634,800 | 6,399 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 4,872 |
| Total interest expense | $2,669,000 | 4,379 |
| Net interest income | $3,326,000 | 5,168 |
| Provision for loan and lease losses | $116,000 | 4,248 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,866 |
| Total noninterest expense | $2,452,000 | 5,248 |
| Salaries and employee benefits | $1,107,000 | 5,615 |
| Premises and equipment expense | $304,000 | 5,659 |
| Additional noninterest expense | $1,041,000 | 4,563 |
| Pre-tax net operating income | $997,000 | 5,969 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $388,000 | 4,868 |
| Income before extraordinary items | $609,000 | 6,469 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $609,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $609,000 | 6,530 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 4,996 |
| Total interest expense | $2,785,000 | 4,393 |
| Net interest income | $3,154,000 | 5,440 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $327,000 | 7,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $2,248,000 | 5,764 |
| Salaries and employee benefits | $1,058,000 | 5,829 |
| Premises and equipment expense | $260,000 | 6,507 |
| Additional noninterest expense | $930,000 | 5,234 |
| Pre-tax net operating income | $1,118,000 | 5,456 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $462,000 | 4,480 |
| Income before extraordinary items | $660,000 | 6,353 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $742,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 5,209 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $657,440 | 6,139 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 5,423 |
| Total interest expense | $3,389,000 | 4,672 |
| Net interest income | $2,687,000 | 6,237 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $231,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 6,197 |
| Total noninterest expense | $2,199,000 | 5,923 |
| Salaries and employee benefits | $1,062,000 | 5,732 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $902,000 | 5,514 |
| Pre-tax net operating income | $658,000 | 7,337 |
| Securities gains (losses) | $-105,000 | 13,791 |
| Applicable income taxes | $244,000 | 6,757 |
| Income before extraordinary items | $309,000 | 9,194 |
| Extraordinary gains, net | $151,000 | 559 |
| Net income | $460,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 7,310 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $376,200 | 8,092 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.