Home > The Nodaway Valley Bank > Income and Expense

The Nodaway Valley Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$59,307,000809
Total interest expense$7,190,0001,603
Net interest income$52,117,000645
Provision for loan and lease losses$663,0001,084
Total noninterest income$12,776,000628
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,676,000439
Trading account gains and feesNANA
Additional Noninterest Income$10,100,000537
Total noninterest expense$34,684,000784
Salaries and employee benefits$18,873,000803
Premises and equipment expense$3,485,000760
Additional noninterest expense$10,100,000537
Pre-tax net operating income$29,546,000520
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$29,546,000431
Extraordinary gains, net$054
Net income$29,546,000435
Minority interest net income$088
Net income of bank and minority interests.$29,546,000432
Net charge-offs$-228,0004,463
Cash dividends$15,442,000355
Sale, conversion, retirement of capital stock, net$0540
Net operating income$29,546,000442
2023-09-30 (YTD Data)Rank
Total interest income$42,886,000818
Total interest expense$4,332,0001,745
Net interest income$38,554,000665
Provision for loan and lease losses$610,000892
Total noninterest income$9,924,000624
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,030,000429
Trading account gains and feesNANA
Additional Noninterest Income$7,894,000529
Total noninterest expense$25,439,000795
Salaries and employee benefits$14,362,000803
Premises and equipment expense$2,402,000812
Additional noninterest expense$7,894,000529
Pre-tax net operating income$22,429,000520
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$22,429,000440
Extraordinary gains, net$052
Net income$22,429,000444
Minority interest net income$081
Net income of bank and minority interests.$22,429,000440
Net charge-offs$32,0001,679
Cash dividends$12,732,000323
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,429,000449
2023-06-30 (YTD Data)Rank
Total interest income$27,570,000817
Total interest expense$2,124,0001,941
Net interest income$25,446,000672
Provision for loan and lease losses$240,0001,213
Total noninterest income$6,823,000596
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,305,000431
Trading account gains and feesNANA
Additional Noninterest Income$5,518,000495
Total noninterest expense$16,964,000783
Salaries and employee benefits$9,711,000787
Premises and equipment expense$1,511,000847
Additional noninterest expense$5,518,000495
Pre-tax net operating income$15,065,000511
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$15,065,000436
Extraordinary gains, net$051
Net income$15,065,000444
Minority interest net income$081
Net income of bank and minority interests.$15,065,000436
Net charge-offs$6,0001,974
Cash dividends$9,631,000288
Sale, conversion, retirement of capital stock, net$0486
Net operating income$15,065,000442
2023-03-31 (YTD Data)Rank
Total interest income$13,309,000840
Total interest expense$677,0002,275
Net interest income$12,632,000684
Provision for loan and lease losses$83,0001,385
Total noninterest income$2,974,000657
Gross Fiduciary activities income$0913
Service charges on deposit accounts$631,000453
Trading account gains and feesNANA
Additional Noninterest Income$2,343,000552
Total noninterest expense$8,584,000785
Salaries and employee benefits$5,142,000755
Premises and equipment expense$725,000912
Additional noninterest expense$2,343,000552
Pre-tax net operating income$6,939,000567
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$6,939,000482
Extraordinary gains, net$04
Net income$6,939,000483
Minority interest net income$048
Net income of bank and minority interests.$6,939,000483
Net charge-offs$-1,0003,238
Cash dividends$7,772,000211
Sale, conversion, retirement of capital stock, net$0430
Net operating income$6,939,000493
2022-12-31 (YTD Data)Rank
Total interest income$46,771,000792
Total interest expense$1,996,0001,599
Net interest income$44,775,000741
Provision for loan and lease losses$330,0001,469
Total noninterest income$12,101,000681
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,747,000449
Trading account gains and feesNANA
Additional Noninterest Income$9,354,000590
Total noninterest expense$33,182,000795
Salaries and employee benefits$17,828,000833
Premises and equipment expense$3,163,000824
Additional noninterest expense$9,354,000590
Pre-tax net operating income$23,364,000678
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$23,364,000582
Extraordinary gains, net$05
Net income$23,364,000583
Minority interest net income$063
Net income of bank and minority interests.$23,364,000583
Net charge-offs$-32,0003,955
Cash dividends$6,580,000628
Sale, conversion, retirement of capital stock, net$0568
Net operating income$23,364,000590
2022-09-30 (YTD Data)Rank
Total interest income$33,536,000792
Total interest expense$1,457,0001,349
Net interest income$32,079,000759
Provision for loan and lease losses$248,0001,349
Total noninterest income$9,175,000687
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,036,000453
Trading account gains and feesNANA
Additional Noninterest Income$7,139,000600
Total noninterest expense$25,122,000785
Salaries and employee benefits$13,386,000828
Premises and equipment expense$2,223,000869
Additional noninterest expense$7,139,000600
Pre-tax net operating income$15,884,000717
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$15,884,000620
Extraordinary gains, net$04
Net income$15,884,000621
Minority interest net income$057
Net income of bank and minority interests.$15,884,000621
Net charge-offs$-21,0003,825
Cash dividends$6,580,000476
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,884,000627
2022-06-30 (YTD Data)Rank
Total interest income$21,217,000792
Total interest expense$971,0001,169
Net interest income$20,246,000774
Provision for loan and lease losses$165,0001,243
Total noninterest income$5,993,000687
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,296,000467
Trading account gains and feesNANA
Additional Noninterest Income$4,697,000618
Total noninterest expense$17,197,000746
Salaries and employee benefits$8,952,000811
Premises and equipment expense$1,351,000927
Additional noninterest expense$6,894,000586
Pre-tax net operating income$8,877,000792
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$8,877,000665
Extraordinary gains, net$04
Net income$8,877,000665
Minority interest net income$060
Net income of bank and minority interests.$8,877,000665
Net charge-offs$-11,0003,693
Cash dividends$6,580,000360
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,877,000673
2022-03-31 (YTD Data)Rank
Total interest income$10,203,000801
Total interest expense$492,0001,112
Net interest income$9,711,000785
Provision for loan and lease losses$82,0001,075
Total noninterest income$3,040,000683
Gross Fiduciary activities income$0892
Service charges on deposit accounts$627,000472
Trading account gains and feesNANA
Additional Noninterest Income$2,413,000620
Total noninterest expense$7,964,000805
Salaries and employee benefits$4,660,000790
Premises and equipment expense$636,000994
Additional noninterest expense$2,668,000727
Pre-tax net operating income$4,705,000717
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$4,705,000617
Extraordinary gains, net$04
Net income$4,705,000617
Minority interest net income$050
Net income of bank and minority interests.$4,705,000617
Net charge-offs$3,0001,472
Cash dividends$3,274,000337
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,705,000621
2021-12-31 (YTD Data)Rank
Total interest income$42,224,000789
Total interest expense$2,550,0001,059
Net interest income$39,674,000775
Provision for loan and lease losses$630,000857
Total noninterest income$11,328,000765
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,251,000490
Trading account gains and feesNANA
Additional Noninterest Income$9,077,000715
Total noninterest expense$32,524,000779
Salaries and employee benefits$16,727,000859
Premises and equipment expense$2,936,000879
Additional noninterest expense$12,861,000628
Pre-tax net operating income$17,848,000813
Securities gains (losses)$-16,0004,409
Applicable income taxes$03,710
Income before extraordinary items$17,832,000707
Extraordinary gains, net$010
Net income$17,832,000708
Minority interest net income$074
Net income of bank and minority interests.$17,832,000708
Net charge-offs$-286,0004,625
Cash dividends$14,411,000376
Sale, conversion, retirement of capital stock, net$0582
Net operating income$17,848,000687
2021-09-30 (YTD Data)Rank
Total interest income$32,057,000790
Total interest expense$1,985,0001,078
Net interest income$30,072,000771
Provision for loan and lease losses$472,000857
Total noninterest income$8,355,000792
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,599,000512
Trading account gains and feesNANA
Additional Noninterest Income$6,756,000744
Total noninterest expense$22,683,000848
Salaries and employee benefits$12,560,000867
Premises and equipment expense$2,068,000942
Additional noninterest expense$8,055,000731
Pre-tax net operating income$15,272,000756
Securities gains (losses)$-16,0004,606
Applicable income taxes$03,719
Income before extraordinary items$15,256,000649
Extraordinary gains, net$08
Net income$15,256,000649
Minority interest net income$069
Net income of bank and minority interests.$15,256,000649
Net charge-offs$-268,0004,717
Cash dividends$12,518,000315
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,272,000637
2021-06-30 (YTD Data)Rank
Total interest income$20,040,000839
Total interest expense$1,364,0001,097
Net interest income$18,676,000820
Provision for loan and lease losses$315,000852
Total noninterest income$5,209,000828
Gross Fiduciary activities income$0951
Service charges on deposit accounts$993,000523
Trading account gains and feesNANA
Additional Noninterest Income$4,216,000778
Total noninterest expense$14,914,000854
Salaries and employee benefits$8,238,000876
Premises and equipment expense$1,467,000897
Additional noninterest expense$5,209,000733
Pre-tax net operating income$8,656,000862
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$8,656,000744
Extraordinary gains, net$06
Net income$8,656,000744
Minority interest net income$067
Net income of bank and minority interests.$8,656,000744
Net charge-offs$-192,0004,741
Cash dividends$10,625,000256
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,656,000726
2021-03-31 (YTD Data)Rank
Total interest income$10,089,000822
Total interest expense$707,0001,124
Net interest income$9,382,000802
Provision for loan and lease losses$158,000921
Total noninterest income$2,594,000828
Gross Fiduciary activities income$0922
Service charges on deposit accounts$486,000522
Trading account gains and feesNANA
Additional Noninterest Income$2,108,000794
Total noninterest expense$7,458,000844
Salaries and employee benefits$4,292,000844
Premises and equipment expense$783,000856
Additional noninterest expense$2,383,000782
Pre-tax net operating income$4,360,000856
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$4,360,000759
Extraordinary gains, net$03
Net income$4,360,000759
Minority interest net income$055
Net income of bank and minority interests.$4,360,000759
Net charge-offs$-204,0004,864
Cash dividends$8,732,000173
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,360,000735
2020-12-31 (YTD Data)Rank
Total interest income$38,623,000868
Total interest expense$3,084,0001,454
Net interest income$35,539,000809
Provision for loan and lease losses$1,300,0001,351
Total noninterest income$9,917,000803
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,181,000492
Trading account gains and feesNANA
Additional Noninterest Income$7,736,000762
Total noninterest expense$27,428,000884
Salaries and employee benefits$16,028,000859
Premises and equipment expense$3,190,000806
Additional noninterest expense$8,210,000864
Pre-tax net operating income$16,728,000676
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$16,728,000599
Extraordinary gains, net$04
Net income$16,728,000598
Minority interest net income$072
Net income of bank and minority interests.$16,728,000599
Net charge-offs$132,0001,807
Cash dividends$13,192,000378
Sale, conversion, retirement of capital stock, net$0566
Net operating income$16,728,000581
2020-09-30 (YTD Data)Rank
Total interest income$30,450,000826
Total interest expense$2,323,0001,524
Net interest income$28,127,000762
Provision for loan and lease losses$774,0001,578
Total noninterest income$7,080,000809
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,595,000497
Trading account gains and feesNANA
Additional Noninterest Income$5,485,000764
Total noninterest expense$19,253,000914
Salaries and employee benefits$11,109,000896
Premises and equipment expense$2,348,000810
Additional noninterest expense$5,796,000889
Pre-tax net operating income$15,180,000562
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$15,180,000493
Extraordinary gains, net$04
Net income$15,180,000492
Minority interest net income$065
Net income of bank and minority interests.$15,180,000493
Net charge-offs$29,0002,334
Cash dividends$8,438,000407
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,180,000483
2020-06-30 (YTD Data)Rank
Total interest income$20,857,000816
Total interest expense$1,554,0001,606
Net interest income$19,303,000731
Provision for loan and lease losses$183,0002,483
Total noninterest income$4,577,000785
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,041,000498
Trading account gains and feesNANA
Additional Noninterest Income$3,536,000727
Total noninterest expense$12,812,000911
Salaries and employee benefits$7,450,000889
Premises and equipment expense$1,540,000817
Additional noninterest expense$3,822,000883
Pre-tax net operating income$10,885,000474
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$10,885,000412
Extraordinary gains, net$04
Net income$10,885,000411
Minority interest net income$065
Net income of bank and minority interests.$10,885,000412
Net charge-offs$25,0002,088
Cash dividends$7,435,000334
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,885,000400
2020-03-31 (YTD Data)Rank
Total interest income$9,548,000887
Total interest expense$766,0001,743
Net interest income$8,782,000790
Provision for loan and lease losses$91,0002,041
Total noninterest income$2,382,000729
Gross Fiduciary activities income$0941
Service charges on deposit accounts$629,000487
Trading account gains and feesNANA
Additional Noninterest Income$1,753,000661
Total noninterest expense$6,303,000929
Salaries and employee benefits$3,672,000902
Premises and equipment expense$756,000850
Additional noninterest expense$1,875,000932
Pre-tax net operating income$4,770,000495
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$4,770,000422
Extraordinary gains, net$04
Net income$4,770,000421
Minority interest net income$056
Net income of bank and minority interests.$4,770,000422
Net charge-offs$33,0001,390
Cash dividends$6,431,000265
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,770,000414
2019-12-31 (YTD Data)Rank
Total interest income$37,911,000888
Total interest expense$3,032,0001,793
Net interest income$34,879,000782
Provision for loan and lease losses$366,0001,764
Total noninterest income$9,577,000719
Gross Fiduciary activities income$1,0001,009
Service charges on deposit accounts$2,645,000484
Trading account gains and feesNANA
Additional Noninterest Income$6,931,000667
Total noninterest expense$25,409,000907
Salaries and employee benefits$14,250,000903
Premises and equipment expense$3,019,000847
Additional noninterest expense$8,140,000841
Pre-tax net operating income$18,681,000645
Securities gains (losses)$9,0001,922
Applicable income taxes$03,859
Income before extraordinary items$18,690,000569
Extraordinary gains, net$011
Net income$18,690,000570
Minority interest net income$076
Net income of bank and minority interests.$18,690,000570
Net charge-offs$682,000867
Cash dividends$12,760,000406
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,681,000557
2019-09-30 (YTD Data)Rank
Total interest income$28,402,000893
Total interest expense$2,271,0001,802
Net interest income$26,131,000785
Provision for loan and lease losses$274,0001,678
Total noninterest income$7,242,000707
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$1,956,000487
Trading account gains and feesNANA
Additional Noninterest Income$5,285,000666
Total noninterest expense$18,859,000908
Salaries and employee benefits$10,580,000905
Premises and equipment expense$2,222,000868
Additional noninterest expense$6,057,000840
Pre-tax net operating income$14,240,000643
Securities gains (losses)$-7,0004,845
Applicable income taxes$03,902
Income before extraordinary items$14,233,000568
Extraordinary gains, net$011
Net income$14,233,000565
Minority interest net income$072
Net income of bank and minority interests.$14,233,000568
Net charge-offs$322,000998
Cash dividends$10,960,000349
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,240,000560
2019-06-30 (YTD Data)Rank
Total interest income$18,638,000906
Total interest expense$1,501,0001,789
Net interest income$17,137,000796
Provision for loan and lease losses$183,0001,635
Total noninterest income$4,672,000715
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$1,282,000491
Trading account gains and feesNANA
Additional Noninterest Income$3,389,000672
Total noninterest expense$12,722,000893
Salaries and employee benefits$6,977,000906
Premises and equipment expense$1,397,000906
Additional noninterest expense$4,348,000796
Pre-tax net operating income$8,904,000654
Securities gains (losses)$-10,0004,944
Applicable income taxes$03,901
Income before extraordinary items$8,894,000588
Extraordinary gains, net$011
Net income$8,894,000588
Minority interest net income$069
Net income of bank and minority interests.$8,894,000588
Net charge-offs$-53,0004,925
Cash dividends$9,159,000287
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,904,000573
2019-03-31 (YTD Data)Rank
Total interest income$9,239,000911
Total interest expense$734,0001,782
Net interest income$8,505,000798
Provision for loan and lease losses$92,0001,526
Total noninterest income$2,091,000745
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$628,000489
Trading account gains and feesNANA
Additional Noninterest Income$1,462,000701
Total noninterest expense$6,230,000901
Salaries and employee benefits$3,369,000943
Premises and equipment expense$711,000899
Additional noninterest expense$2,150,000793
Pre-tax net operating income$4,274,000658
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$4,274,000587
Extraordinary gains, net$05
Net income$4,274,000586
Minority interest net income$052
Net income of bank and minority interests.$4,274,000586
Net charge-offs$-14,0004,769
Cash dividends$7,358,000219
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,274,000574
2018-12-31 (YTD Data)Rank
Total interest income$35,060,000897
Total interest expense$2,543,0001,629
Net interest income$32,517,000819
Provision for loan and lease losses$366,0001,751
Total noninterest income$9,692,000696
Gross Fiduciary activities income$3,0001,019
Service charges on deposit accounts$2,759,000463
Trading account gains and feesNANA
Additional Noninterest Income$6,930,000656
Total noninterest expense$24,004,000916
Salaries and employee benefits$13,349,000920
Premises and equipment expense$2,790,000898
Additional noninterest expense$7,865,000855
Pre-tax net operating income$17,839,000649
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$17,839,000565
Extraordinary gains, net$06
Net income$17,839,000565
Minority interest net income$072
Net income of bank and minority interests.$17,839,000564
Net charge-offs$-54,0004,911
Cash dividends$9,061,000462
Sale, conversion, retirement of capital stock, net$0671
Net operating income$17,839,000562
2018-09-30 (YTD Data)Rank
Total interest income$26,118,000890
Total interest expense$1,826,0001,605
Net interest income$24,292,000812
Provision for loan and lease losses$274,0001,659
Total noninterest income$7,160,000710
Gross Fiduciary activities income$2,000991
Service charges on deposit accounts$2,059,000465
Trading account gains and feesNANA
Additional Noninterest Income$5,099,000674
Total noninterest expense$17,970,000913
Salaries and employee benefits$10,109,000916
Premises and equipment expense$2,093,000897
Additional noninterest expense$5,768,000858
Pre-tax net operating income$13,208,000655
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$13,208,000567
Extraordinary gains, net$05
Net income$13,208,000565
Minority interest net income$066
Net income of bank and minority interests.$13,208,000566
Net charge-offs$-35,0004,823
Cash dividends$5,222,000515
Sale, conversion, retirement of capital stock, net$0633
Net operating income$13,208,000568
2018-06-30 (YTD Data)Rank
Total interest income$17,305,000882
Total interest expense$1,184,0001,557
Net interest income$16,121,000812
Provision for loan and lease losses$183,0001,591
Total noninterest income$4,732,000711
Gross Fiduciary activities income$2,000976
Service charges on deposit accounts$1,334,000479
Trading account gains and feesNANA
Additional Noninterest Income$3,396,000676
Total noninterest expense$12,029,000919
Salaries and employee benefits$6,792,000915
Premises and equipment expense$1,368,000915
Additional noninterest expense$3,869,000857
Pre-tax net operating income$8,641,000666
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$8,641,000570
Extraordinary gains, net$06
Net income$8,641,000570
Minority interest net income$065
Net income of bank and minority interests.$8,641,000569
Net charge-offs$-34,0004,916
Cash dividends$5,222,000369
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,641,000570
2018-03-31 (YTD Data)Rank
Total interest income$8,747,000868
Total interest expense$576,0001,533
Net interest income$8,171,000798
Provision for loan and lease losses$92,0001,518
Total noninterest income$2,284,000711
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$654,000490
Trading account gains and feesNANA
Additional Noninterest Income$1,629,000670
Total noninterest expense$6,024,000920
Salaries and employee benefits$3,365,000933
Premises and equipment expense$710,000887
Additional noninterest expense$1,949,000834
Pre-tax net operating income$4,339,000653
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$4,339,000559
Extraordinary gains, net$07
Net income$4,339,000560
Minority interest net income$052
Net income of bank and minority interests.$4,339,000559
Net charge-offs$-32,0005,120
Cash dividends$3,552,000269
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,339,000561
2017-12-31 (YTD Data)Rank
Total interest income$33,501,000854
Total interest expense$2,442,0001,318
Net interest income$31,059,000810
Provision for loan and lease losses$391,0001,678
Total noninterest income$8,476,000772
Gross Fiduciary activities income$3,0001,058
Service charges on deposit accounts$2,837,000459
Trading account gains and feesNANA
Additional Noninterest Income$5,636,000755
Total noninterest expense$24,512,000882
Salaries and employee benefits$13,109,000919
Premises and equipment expense$2,861,000857
Additional noninterest expense$8,542,000785
Pre-tax net operating income$14,632,000705
Securities gains (losses)$149,000487
Applicable income taxes$04,135
Income before extraordinary items$14,781,000534
Extraordinary gains, net$09
Net income$14,781,000532
Minority interest net income$076
Net income of bank and minority interests.$14,781,000534
Net charge-offs$393,0001,285
Cash dividends$14,035,000296
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,632,000529
2017-09-30 (YTD Data)Rank
Total interest income$24,935,000858
Total interest expense$1,825,0001,302
Net interest income$23,110,000819
Provision for loan and lease losses$275,0001,701
Total noninterest income$6,300,000791
Gross Fiduciary activities income$1,0001,049
Service charges on deposit accounts$2,099,000470
Trading account gains and feesNANA
Additional Noninterest Income$4,200,000767
Total noninterest expense$17,443,000926
Salaries and employee benefits$9,783,000930
Premises and equipment expense$1,998,000923
Additional noninterest expense$5,662,000870
Pre-tax net operating income$11,692,000678
Securities gains (losses)$149,000451
Applicable income taxes$04,172
Income before extraordinary items$11,841,000539
Extraordinary gains, net$09
Net income$11,841,000536
Minority interest net income$071
Net income of bank and minority interests.$11,841,000539
Net charge-offs$-35,0005,075
Cash dividends$11,862,000258
Sale, conversion, retirement of capital stock, net$0677
Net operating income$11,692,000543
2017-06-30 (YTD Data)Rank
Total interest income$16,453,000859
Total interest expense$1,212,0001,262
Net interest income$15,241,000822
Provision for loan and lease losses$183,0001,632
Total noninterest income$4,199,000787
Gross Fiduciary activities income$1,0001,033
Service charges on deposit accounts$1,363,000474
Trading account gains and feesNANA
Additional Noninterest Income$2,835,000761
Total noninterest expense$11,687,000920
Salaries and employee benefits$6,525,000929
Premises and equipment expense$1,299,000941
Additional noninterest expense$3,863,000848
Pre-tax net operating income$7,570,000672
Securities gains (losses)$148,000333
Applicable income taxes$04,189
Income before extraordinary items$7,718,000546
Extraordinary gains, net$011
Net income$7,718,000545
Minority interest net income$071
Net income of bank and minority interests.$7,718,000546
Net charge-offs$-27,0005,100
Cash dividends$9,970,000215
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,570,000545
2017-03-31 (YTD Data)Rank
Total interest income$8,109,000865
Total interest expense$597,0001,246
Net interest income$7,512,000829
Provision for loan and lease losses$92,0001,513
Total noninterest income$1,996,000814
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$679,000477
Trading account gains and feesNANA
Additional Noninterest Income$1,316,000789
Total noninterest expense$5,626,000961
Salaries and employee benefits$3,224,000946
Premises and equipment expense$629,000968
Additional noninterest expense$1,773,000916
Pre-tax net operating income$3,790,000658
Securities gains (losses)$69,000286
Applicable income taxes$04,086
Income before extraordinary items$3,859,000537
Extraordinary gains, net$08
Net income$3,859,000536
Minority interest net income$055
Net income of bank and minority interests.$3,859,000537
Net charge-offs$-11,0005,031
Cash dividends$5,994,000178
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,790,000534
2016-12-31 (YTD Data)Rank
Total interest income$33,363,000808
Total interest expense$2,587,0001,109
Net interest income$30,776,000777
Provision for loan and lease losses$550,0001,384
Total noninterest income$8,139,000807
Gross Fiduciary activities income$3,0001,090
Service charges on deposit accounts$2,841,000470
Trading account gains and fees$0170
Additional Noninterest Income$5,295,000805
Total noninterest expense$22,295,000948
Salaries and employee benefits$12,646,000946
Premises and equipment expense$2,624,000926
Additional noninterest expense$7,025,000937
Pre-tax net operating income$16,070,000620
Securities gains (losses)$198,000882
Applicable income taxes$04,278
Income before extraordinary items$16,268,000485
Extraordinary gains, net$05
Net income$16,268,000482
Minority interest net income$082
Net income of bank and minority interests.$16,268,000484
Net charge-offs$873,000733
Cash dividends$9,016,000418
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,070,000483
2016-09-30 (YTD Data)Rank
Total interest income$25,227,000795
Total interest expense$1,951,0001,104
Net interest income$23,276,000767
Provision for loan and lease losses$440,0001,280
Total noninterest income$6,083,000813
Gross Fiduciary activities income$2,0001,060
Service charges on deposit accounts$2,095,000474
Trading account gains and fees$0169
Additional Noninterest Income$3,986,000800
Total noninterest expense$15,403,0001,029
Salaries and employee benefits$8,481,0001,038
Premises and equipment expense$1,908,000952
Additional noninterest expense$5,014,000985
Pre-tax net operating income$13,516,000563
Securities gains (losses)$198,000807
Applicable income taxes$04,325
Income before extraordinary items$13,714,000443
Extraordinary gains, net$05
Net income$13,714,000440
Minority interest net income$071
Net income of bank and minority interests.$13,714,000443
Net charge-offs$607,000684
Cash dividends$9,016,000321
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,516,000442
2016-06-30 (YTD Data)Rank
Total interest income$16,514,000809
Total interest expense$1,306,0001,102
Net interest income$15,208,000781
Provision for loan and lease losses$348,0001,138
Total noninterest income$3,969,000820
Gross Fiduciary activities income$2,0001,041
Service charges on deposit accounts$1,328,000490
Trading account gains and fees$0157
Additional Noninterest Income$2,639,000798
Total noninterest expense$10,232,0001,027
Salaries and employee benefits$5,607,0001,044
Premises and equipment expense$1,276,000962
Additional noninterest expense$3,349,000984
Pre-tax net operating income$8,597,000573
Securities gains (losses)$394,000344
Applicable income taxes$04,338
Income before extraordinary items$8,991,000441
Extraordinary gains, net$016
Net income$8,991,000440
Minority interest net income$071
Net income of bank and minority interests.$8,991,000440
Net charge-offs$451,000646
Cash dividends$9,016,000228
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,597,000452
2016-03-31 (YTD Data)Rank
Total interest income$8,193,000817
Total interest expense$656,0001,094
Net interest income$7,537,000793
Provision for loan and lease losses$257,000773
Total noninterest income$1,952,000806
Gross Fiduciary activities income$1,0001,021
Service charges on deposit accounts$636,000503
Trading account gains and fees$0142
Additional Noninterest Income$1,315,000776
Total noninterest expense$5,226,0001,006
Salaries and employee benefits$2,826,0001,038
Premises and equipment expense$654,000948
Additional noninterest expense$1,746,000934
Pre-tax net operating income$4,006,000585
Securities gains (losses)$267,000232
Applicable income taxes$04,259
Income before extraordinary items$4,273,000439
Extraordinary gains, net$012
Net income$4,273,000439
Minority interest net income$062
Net income of bank and minority interests.$4,273,000439
Net charge-offs$1,042,000221
Cash dividends$7,056,000168
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,006,000457
2015-12-31 (YTD Data)Rank
Total interest income$33,300,000770
Total interest expense$2,793,0001,013
Net interest income$30,507,000734
Provision for loan and lease losses$366,0001,683
Total noninterest income$8,145,000787
Gross Fiduciary activities income$2,0001,140
Service charges on deposit accounts$2,914,000458
Trading account gains and fees$0159
Additional Noninterest Income$5,229,000797
Total noninterest expense$20,516,0001,006
Salaries and employee benefits$12,025,000940
Premises and equipment expense$2,645,000920
Additional noninterest expense$5,846,0001,106
Pre-tax net operating income$17,770,000535
Securities gains (losses)$57,0001,552
Applicable income taxes$-2,0005,844
Income before extraordinary items$17,829,000426
Extraordinary gains, net$023
Net income$17,829,000426
Minority interest net income$081
Net income of bank and minority interests.$17,829,000427
Net charge-offs$2,075,000361
Cash dividends$10,647,000366
Sale, conversion, retirement of capital stock, net$0804
Net operating income$17,772,000421
2015-09-30 (YTD Data)Rank
Total interest income$24,972,000772
Total interest expense$2,104,0001,015
Net interest income$22,868,000738
Provision for loan and lease losses$274,0001,601
Total noninterest income$5,904,000827
Gross Fiduciary activities income$1,0001,117
Service charges on deposit accounts$2,111,000472
Trading account gains and fees$0153
Additional Noninterest Income$3,792,000828
Total noninterest expense$14,520,0001,064
Salaries and employee benefits$8,243,0001,032
Premises and equipment expense$1,953,000942
Additional noninterest expense$4,324,0001,125
Pre-tax net operating income$13,978,000528
Securities gains (losses)$25,0001,898
Applicable income taxes$-2,0006,028
Income before extraordinary items$14,005,000417
Extraordinary gains, net$021
Net income$14,005,000416
Minority interest net income$078
Net income of bank and minority interests.$14,005,000417
Net charge-offs$371,0001,069
Cash dividends$8,560,000319
Sale, conversion, retirement of capital stock, net$0773
Net operating income$13,980,000414
2015-06-30 (YTD Data)Rank
Total interest income$16,526,000776
Total interest expense$1,438,000994
Net interest income$15,088,000744
Provision for loan and lease losses$183,0001,591
Total noninterest income$3,781,000859
Gross Fiduciary activities income$1,0001,108
Service charges on deposit accounts$1,308,000502
Trading account gains and fees$0157
Additional Noninterest Income$2,472,000829
Total noninterest expense$9,718,0001,063
Salaries and employee benefits$5,563,0001,022
Premises and equipment expense$1,300,000953
Additional noninterest expense$2,855,0001,132
Pre-tax net operating income$8,968,000540
Securities gains (losses)$02,636
Applicable income taxes$-2,0006,102
Income before extraordinary items$8,970,000430
Extraordinary gains, net$022
Net income$8,970,000429
Minority interest net income$075
Net income of bank and minority interests.$8,970,000430
Net charge-offs$247,0001,054
Cash dividends$6,753,000270
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,970,000422
2015-03-31 (YTD Data)Rank
Total interest income$8,209,000781
Total interest expense$714,0001,009
Net interest income$7,495,000748
Provision for loan and lease losses$91,0001,527
Total noninterest income$1,780,000858
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$621,000518
Trading account gains and fees$0152
Additional Noninterest Income$1,159,000829
Total noninterest expense$4,844,0001,066
Salaries and employee benefits$2,785,0001,023
Premises and equipment expense$666,000932
Additional noninterest expense$1,393,0001,142
Pre-tax net operating income$4,340,000547
Securities gains (losses)$02,027
Applicable income taxes$-2,0006,194
Income before extraordinary items$4,342,000428
Extraordinary gains, net$013
Net income$4,342,000428
Minority interest net income$064
Net income of bank and minority interests.$4,342,000428
Net charge-offs$158,000844
Cash dividends$4,666,000214
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,342,000420
2014-12-31 (YTD Data)Rank
Total interest income$33,545,000754
Total interest expense$3,166,000951
Net interest income$30,379,000727
Provision for loan and lease losses$670,0001,175
Total noninterest income$7,626,000801
Gross Fiduciary activities income$3,0001,154
Service charges on deposit accounts$2,928,000475
Trading account gains and fees$0180
Additional Noninterest Income$4,695,000796
Total noninterest expense$19,879,0001,022
Salaries and employee benefits$11,531,000944
Premises and equipment expense$2,649,000918
Additional noninterest expense$5,699,0001,151
Pre-tax net operating income$17,456,000519
Securities gains (losses)$114,0001,154
Applicable income taxes$-6,0006,117
Income before extraordinary items$17,576,000420
Extraordinary gains, net$017
Net income$17,576,000419
Minority interest net income$084
Net income of bank and minority interests.$17,576,000420
Net charge-offs$475,0001,521
Cash dividends$12,547,000285
Sale, conversion, retirement of capital stock, net$0862
Net operating income$17,462,000415
2014-09-30 (YTD Data)Rank
Total interest income$25,020,000754
Total interest expense$2,389,000951
Net interest income$22,631,000731
Provision for loan and lease losses$486,0001,166
Total noninterest income$5,734,000802
Gross Fiduciary activities income$1,0001,152
Service charges on deposit accounts$2,176,000478
Trading account gains and fees$0174
Additional Noninterest Income$3,557,000790
Total noninterest expense$14,043,0001,089
Salaries and employee benefits$7,886,0001,030
Premises and equipment expense$2,013,000914
Additional noninterest expense$4,144,0001,189
Pre-tax net operating income$13,836,000490
Securities gains (losses)$-56,0006,379
Applicable income taxes$22,0003,959
Income before extraordinary items$13,758,000402
Extraordinary gains, net$015
Net income$13,758,000401
Minority interest net income$081
Net income of bank and minority interests.$13,758,000402
Net charge-offs$121,0002,511
Cash dividends$10,092,000250
Sale, conversion, retirement of capital stock, net$0819
Net operating income$13,814,000393
2014-06-30 (YTD Data)Rank
Total interest income$16,524,000760
Total interest expense$1,593,000953
Net interest income$14,931,000733
Provision for loan and lease losses$324,0001,172
Total noninterest income$3,726,000798
Gross Fiduciary activities income$1,0001,132
Service charges on deposit accounts$1,379,000490
Trading account gains and fees$0172
Additional Noninterest Income$2,346,000772
Total noninterest expense$9,367,0001,087
Salaries and employee benefits$5,257,0001,031
Premises and equipment expense$1,343,000920
Additional noninterest expense$2,767,0001,177
Pre-tax net operating income$8,966,000492
Securities gains (losses)$-56,0006,495
Applicable income taxes$15,0003,963
Income before extraordinary items$8,895,000402
Extraordinary gains, net$020
Net income$8,895,000401
Minority interest net income$080
Net income of bank and minority interests.$8,895,000402
Net charge-offs$55,0002,713
Cash dividends$7,644,000225
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,951,000394
2014-03-31 (YTD Data)Rank
Total interest income$8,157,000770
Total interest expense$805,000952
Net interest income$7,352,000741
Provision for loan and lease losses$162,0001,144
Total noninterest income$1,818,000790
Gross Fiduciary activities income$1,0001,081
Service charges on deposit accounts$659,000502
Trading account gains and fees$0147
Additional Noninterest Income$1,158,000746
Total noninterest expense$4,707,0001,083
Salaries and employee benefits$2,672,0001,022
Premises and equipment expense$651,000975
Additional noninterest expense$1,384,0001,154
Pre-tax net operating income$4,301,000499
Securities gains (losses)$-99,0006,649
Applicable income taxes$8,0003,893
Income before extraordinary items$4,194,000404
Extraordinary gains, net$016
Net income$4,194,000403
Minority interest net income$066
Net income of bank and minority interests.$4,194,000404
Net charge-offs$56,0001,774
Cash dividends$5,616,000147
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,293,000387
2013-12-31 (YTD Data)Rank
Total interest income$33,007,000751
Total interest expense$3,651,000932
Net interest income$29,356,000728
Provision for loan and lease losses$948,0001,152
Total noninterest income$7,976,000805
Gross Fiduciary activities income$7,0001,143
Service charges on deposit accounts$3,016,000471
Trading account gains and fees$0184
Additional Noninterest Income$4,953,000811
Total noninterest expense$19,472,0001,057
Salaries and employee benefits$11,475,000935
Premises and equipment expense$2,628,000917
Additional noninterest expense$5,369,0001,249
Pre-tax net operating income$16,912,000492
Securities gains (losses)$03,182
Applicable income taxes$10,0004,304
Income before extraordinary items$16,902,000415
Extraordinary gains, net$029
Net income$16,902,000412
Minority interest net income$090
Net income of bank and minority interests.$16,902,000415
Net charge-offs$749,0001,557
Cash dividends$8,921,000357
Sale, conversion, retirement of capital stock, net$0924
Net operating income$16,902,000411
2013-09-30 (YTD Data)Rank
Total interest income$24,629,000756
Total interest expense$2,811,000947
Net interest income$21,818,000734
Provision for loan and lease losses$711,0001,171
Total noninterest income$5,889,000821
Gross Fiduciary activities income$6,0001,100
Service charges on deposit accounts$2,237,000477
Trading account gains and fees$0180
Additional Noninterest Income$3,646,000846
Total noninterest expense$13,909,0001,096
Salaries and employee benefits$8,044,000995
Premises and equipment expense$1,962,000924
Additional noninterest expense$3,903,0001,289
Pre-tax net operating income$13,087,000492
Securities gains (losses)$03,040
Applicable income taxes$10,0004,315
Income before extraordinary items$13,077,000405
Extraordinary gains, net$025
Net income$13,077,000403
Minority interest net income$084
Net income of bank and minority interests.$13,077,000406
Net charge-offs$98,0003,276
Cash dividends$7,013,000324
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,077,000403
2013-06-30 (YTD Data)Rank
Total interest income$16,190,000767
Total interest expense$1,940,000936
Net interest income$14,250,000743
Provision for loan and lease losses$474,0001,219
Total noninterest income$3,894,000830
Gross Fiduciary activities income$3,0001,118
Service charges on deposit accounts$1,432,000485
Trading account gains and fees$0157
Additional Noninterest Income$2,459,000847
Total noninterest expense$9,382,0001,087
Salaries and employee benefits$5,462,000987
Premises and equipment expense$1,254,000968
Additional noninterest expense$2,666,0001,247
Pre-tax net operating income$8,288,000509
Securities gains (losses)$02,791
Applicable income taxes$10,0004,196
Income before extraordinary items$8,278,000411
Extraordinary gains, net$022
Net income$8,278,000413
Minority interest net income$082
Net income of bank and minority interests.$8,278,000414
Net charge-offs$86,0002,891
Cash dividends$5,405,000284
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,278,000404
2013-03-31 (YTD Data)Rank
Total interest income$8,064,000772
Total interest expense$983,000961
Net interest income$7,081,000747
Provision for loan and lease losses$237,0001,193
Total noninterest income$1,900,000854
Gross Fiduciary activities income$2,0001,072
Service charges on deposit accounts$677,000500
Trading account gains and fees$0148
Additional Noninterest Income$1,221,000850
Total noninterest expense$4,737,0001,084
Salaries and employee benefits$2,775,000987
Premises and equipment expense$631,000978
Additional noninterest expense$1,331,0001,234
Pre-tax net operating income$4,007,000516
Securities gains (losses)$01,966
Applicable income taxes$8,0004,015
Income before extraordinary items$3,999,000426
Extraordinary gains, net$010
Net income$3,999,000427
Minority interest net income$076
Net income of bank and minority interests.$3,999,000427
Net charge-offs$-15,0006,346
Cash dividends$3,796,000186
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,999,000410
2012-12-31 (YTD Data)Rank
Total interest income$33,563,000783
Total interest expense$4,745,000945
Net interest income$28,818,000748
Provision for loan and lease losses$1,248,0001,515
Total noninterest income$7,124,000878
Gross Fiduciary activities income$10,0001,127
Service charges on deposit accounts$2,959,000492
Trading account gains and fees$0166
Additional Noninterest Income$4,155,000936
Total noninterest expense$19,073,0001,052
Salaries and employee benefits$11,113,000935
Premises and equipment expense$2,665,000906
Additional noninterest expense$5,295,0001,287
Pre-tax net operating income$15,621,000513
Securities gains (losses)$03,810
Applicable income taxes$5,0004,499
Income before extraordinary items$15,616,000434
Extraordinary gains, net$029
Net income$15,616,000433
Minority interest net income$093
Net income of bank and minority interests.$15,616,000433
Net charge-offs$255,0003,501
Cash dividends$11,685,000286
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$15,616,000424
2012-09-30 (YTD Data)Rank
Total interest income$25,132,000793
Total interest expense$3,669,000959
Net interest income$21,463,000763
Provision for loan and lease losses$936,0001,512
Total noninterest income$5,775,000814
Gross Fiduciary activities income$7,0001,116
Service charges on deposit accounts$2,161,000508
Trading account gains and fees$0157
Additional Noninterest Income$3,607,000812
Total noninterest expense$13,761,0001,087
Salaries and employee benefits$7,944,000976
Premises and equipment expense$1,924,000942
Additional noninterest expense$3,893,0001,304
Pre-tax net operating income$12,541,000493
Securities gains (losses)$03,575
Applicable income taxes$27,0004,059
Income before extraordinary items$12,514,000424
Extraordinary gains, net$020
Net income$12,514,000422
Minority interest net income$086
Net income of bank and minority interests.$12,514,000423
Net charge-offs$116,0003,824
Cash dividends$9,565,000220
Sale, conversion, retirement of capital stock, net$0952
Net operating income$12,514,000401
2012-06-30 (YTD Data)Rank
Total interest income$16,664,000811
Total interest expense$2,495,000981
Net interest income$14,169,000772
Provision for loan and lease losses$624,0001,534
Total noninterest income$3,654,000844
Gross Fiduciary activities income$4,0001,135
Service charges on deposit accounts$1,378,000532
Trading account gains and fees$0153
Additional Noninterest Income$2,272,000842
Total noninterest expense$9,342,0001,066
Salaries and employee benefits$5,446,000960
Premises and equipment expense$1,261,000958
Additional noninterest expense$2,635,0001,288
Pre-tax net operating income$7,857,000510
Securities gains (losses)$03,178
Applicable income taxes$20,0003,998
Income before extraordinary items$7,837,000421
Extraordinary gains, net$019
Net income$7,837,000420
Minority interest net income$084
Net income of bank and minority interests.$7,837,000420
Net charge-offs$101,0003,402
Cash dividends$7,794,000178
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,837,000404
2012-03-31 (YTD Data)Rank
Total interest income$8,258,000821
Total interest expense$1,279,000992
Net interest income$6,979,000788
Provision for loan and lease losses$312,0001,465
Total noninterest income$1,767,000852
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$660,000546
Trading account gains and fees$0148
Additional Noninterest Income$1,105,000842
Total noninterest expense$4,765,0001,045
Salaries and employee benefits$2,877,000901
Premises and equipment expense$611,000985
Additional noninterest expense$1,277,0001,318
Pre-tax net operating income$3,669,000531
Securities gains (losses)$02,210
Applicable income taxes$12,0003,924
Income before extraordinary items$3,657,000454
Extraordinary gains, net$019
Net income$3,657,000455
Minority interest net income$078
Net income of bank and minority interests.$3,657,000455
Net charge-offs$-1,0005,761
Cash dividends$5,820,000120
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,657,000434
2011-12-31 (YTD Data)Rank
Total interest income$34,275,000812
Total interest expense$6,217,000981
Net interest income$28,058,000783
Provision for loan and lease losses$2,424,0001,373
Total noninterest income$7,606,000756
Gross Fiduciary activities income$9,0001,108
Service charges on deposit accounts$3,306,000458
Trading account gains and fees$0146
Additional Noninterest Income$4,291,000794
Total noninterest expense$20,350,000963
Salaries and employee benefits$11,060,000888
Premises and equipment expense$2,696,000932
Additional noninterest expense$6,594,0001,058
Pre-tax net operating income$12,890,000504
Securities gains (losses)$66,0002,382
Applicable income taxes$22,0004,085
Income before extraordinary items$12,934,000425
Extraordinary gains, net$029
Net income$12,934,000426
Minority interest net income$096
Net income of bank and minority interests.$12,934,000426
Net charge-offs$359,0003,580
Cash dividends$8,956,000259
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,868,000415
2011-09-30 (YTD Data)Rank
Total interest income$25,810,000826
Total interest expense$4,852,000986
Net interest income$20,958,000788
Provision for loan and lease losses$2,070,0001,212
Total noninterest income$5,693,000760
Gross Fiduciary activities income$6,0001,085
Service charges on deposit accounts$2,533,000457
Trading account gains and fees$0145
Additional Noninterest Income$3,154,000805
Total noninterest expense$13,980,0001,063
Salaries and employee benefits$7,913,000934
Premises and equipment expense$2,013,000944
Additional noninterest expense$4,054,0001,270
Pre-tax net operating income$10,601,000485
Securities gains (losses)$104,0001,756
Applicable income taxes$15,0004,140
Income before extraordinary items$10,690,000394
Extraordinary gains, net$021
Net income$10,690,000394
Minority interest net income$087
Net income of bank and minority interests.$10,690,000394
Net charge-offs$73,0004,697
Cash dividends$7,555,000200
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,586,000392
2011-06-30 (YTD Data)Rank
Total interest income$17,136,000840
Total interest expense$3,325,000997
Net interest income$13,811,000799
Provision for loan and lease losses$1,308,0001,260
Total noninterest income$3,779,000764
Gross Fiduciary activities income$4,0001,093
Service charges on deposit accounts$1,668,000461
Trading account gains and fees$0153
Additional Noninterest Income$2,107,000802
Total noninterest expense$9,458,0001,061
Salaries and employee benefits$5,257,000940
Premises and equipment expense$1,350,000950
Additional noninterest expense$2,851,0001,238
Pre-tax net operating income$6,824,000491
Securities gains (losses)$55,0001,535
Applicable income taxes$7,0004,215
Income before extraordinary items$6,872,000399
Extraordinary gains, net$015
Net income$6,872,000399
Minority interest net income$089
Net income of bank and minority interests.$6,872,000399
Net charge-offs$70,0004,189
Cash dividends$5,288,000178
Sale, conversion, retirement of capital stock, net$0986
Net operating income$6,817,000389
2011-03-31 (YTD Data)Rank
Total interest income$8,697,000841
Total interest expense$1,713,000994
Net interest income$6,984,000797
Provision for loan and lease losses$658,0001,192
Total noninterest income$1,749,000814
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$736,000510
Trading account gains and fees$0158
Additional Noninterest Income$1,011,000820
Total noninterest expense$4,795,0001,045
Salaries and employee benefits$2,603,000959
Premises and equipment expense$694,000958
Additional noninterest expense$1,498,0001,191
Pre-tax net operating income$3,280,000511
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$3,280,000407
Extraordinary gains, net$09
Net income$3,280,000407
Minority interest net income$086
Net income of bank and minority interests.$3,280,000407
Net charge-offs$18,0004,096
Cash dividends$3,668,000119
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,280,000398
2010-12-31 (YTD Data)Rank
Total interest income$35,842,000843
Total interest expense$8,440,000989
Net interest income$27,402,000809
Provision for loan and lease losses$3,173,0001,570
Total noninterest income$6,538,000872
Gross Fiduciary activities income$9,0001,166
Service charges on deposit accounts$3,062,000490
Trading account gains and fees$0175
Additional Noninterest Income$3,467,000960
Total noninterest expense$18,809,0001,062
Salaries and employee benefits$10,133,000962
Premises and equipment expense$2,555,0001,013
Additional noninterest expense$6,121,0001,211
Pre-tax net operating income$11,958,000464
Securities gains (losses)$135,0001,915
Applicable income taxes$40,0003,733
Income before extraordinary items$12,053,000378
Extraordinary gains, net$029
Net income$12,053,000377
Minority interest net income$0111
Net income of bank and minority interests.$12,053,000378
Net charge-offs$1,919,0001,910
Cash dividends$8,615,000200
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,918,000371
2010-09-30 (YTD Data)Rank
Total interest income$26,769,000857
Total interest expense$6,535,000992
Net interest income$20,234,000815
Provision for loan and lease losses$2,036,0001,637
Total noninterest income$4,882,000863
Gross Fiduciary activities income$7,0001,140
Service charges on deposit accounts$2,293,000491
Trading account gains and fees$0165
Additional Noninterest Income$2,582,000927
Total noninterest expense$13,909,0001,060
Salaries and employee benefits$7,201,0001,010
Premises and equipment expense$1,956,000997
Additional noninterest expense$4,752,0001,144
Pre-tax net operating income$9,171,000462
Securities gains (losses)$135,0001,684
Applicable income taxes$33,0003,791
Income before extraordinary items$9,273,000369
Extraordinary gains, net$023
Net income$9,273,000370
Minority interest net income$0110
Net income of bank and minority interests.$9,273,000370
Net charge-offs$777,0002,497
Cash dividends$7,305,000160
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,138,000365
2010-06-30 (YTD Data)Rank
Total interest income$17,804,000872
Total interest expense$4,456,0001,006
Net interest income$13,348,000819
Provision for loan and lease losses$1,324,0001,646
Total noninterest income$3,190,000854
Gross Fiduciary activities income$5,0001,142
Service charges on deposit accounts$1,495,000510
Trading account gains and fees$0152
Additional Noninterest Income$1,690,000899
Total noninterest expense$9,345,0001,050
Salaries and employee benefits$4,770,0001,015
Premises and equipment expense$1,298,0001,024
Additional noninterest expense$3,277,0001,083
Pre-tax net operating income$5,869,000468
Securities gains (losses)$129,0001,244
Applicable income taxes$25,0003,662
Income before extraordinary items$5,973,000367
Extraordinary gains, net$019
Net income$5,973,000367
Minority interest net income$0105
Net income of bank and minority interests.$5,973,000367
Net charge-offs$148,0003,846
Cash dividends$5,991,000122
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,844,000365
2010-03-31 (YTD Data)Rank
Total interest income$8,782,000900
Total interest expense$2,284,0001,029
Net interest income$6,498,000852
Provision for loan and lease losses$462,0001,895
Total noninterest income$1,561,000852
Gross Fiduciary activities income$2,0001,137
Service charges on deposit accounts$705,000540
Trading account gains and fees$0175
Additional Noninterest Income$854,000900
Total noninterest expense$4,700,0001,059
Salaries and employee benefits$2,334,0001,051
Premises and equipment expense$655,0001,039
Additional noninterest expense$1,711,0001,023
Pre-tax net operating income$2,897,000468
Securities gains (losses)$02,284
Applicable income taxes$18,0003,501
Income before extraordinary items$2,879,000377
Extraordinary gains, net$016
Net income$2,879,000378
Minority interest net income$091
Net income of bank and minority interests.$2,879,000379
Net charge-offs$91,0003,183
Cash dividends$4,667,00071
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,879,000369
2009-12-31 (YTD Data)Rank
Total interest income$36,915,000917
Total interest expense$10,961,0001,080
Net interest income$25,954,000837
Provision for loan and lease losses$2,313,0002,287
Total noninterest income$6,224,000920
Gross Fiduciary activities income$11,0001,169
Service charges on deposit accounts$3,216,000517
Trading account gains and fees$0211
Additional Noninterest Income$2,997,0001,042
Total noninterest expense$19,320,0001,079
Salaries and employee benefits$10,234,000957
Premises and equipment expense$2,484,0001,098
Additional noninterest expense$6,602,0001,168
Pre-tax net operating income$10,545,000398
Securities gains (losses)$550,000823
Applicable income taxes$-43,0006,424
Income before extraordinary items$11,138,000290
Extraordinary gains, net$034
Net income$11,138,000292
Minority interest net income$0115
Net income of bank and minority interests.$11,138,000292
Net charge-offs$1,069,0002,781
Cash dividends$5,849,000304
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$10,588,000303
2009-09-30 (YTD Data)Rank
Total interest income$27,699,000934
Total interest expense$8,463,0001,104
Net interest income$19,236,000855
Provision for loan and lease losses$1,386,0002,329
Total noninterest income$4,660,000938
Gross Fiduciary activities income$8,0001,151
Service charges on deposit accounts$2,378,000523
Trading account gains and fees$0212
Additional Noninterest Income$2,274,0001,053
Total noninterest expense$14,374,0001,076
Salaries and employee benefits$7,419,0001,003
Premises and equipment expense$1,874,0001,104
Additional noninterest expense$5,081,0001,108
Pre-tax net operating income$8,136,000404
Securities gains (losses)$324,000948
Applicable income taxes$-50,0006,818
Income before extraordinary items$8,510,000305
Extraordinary gains, net$027
Net income$8,510,000305
Minority interest net income$0118
Net income of bank and minority interests.$8,510,000306
Net charge-offs$91,0005,142
Cash dividends$4,875,000260
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,186,000307
2009-06-30 (YTD Data)Rank
Total interest income$18,409,000954
Total interest expense$5,777,0001,140
Net interest income$12,632,000868
Provision for loan and lease losses$1,024,0002,039
Total noninterest income$3,069,000946
Gross Fiduciary activities income$7,0001,124
Service charges on deposit accounts$1,524,000541
Trading account gains and fees$0193
Additional Noninterest Income$1,538,0001,069
Total noninterest expense$9,450,0001,116
Salaries and employee benefits$5,074,000993
Premises and equipment expense$1,232,0001,140
Additional noninterest expense$3,144,0001,209
Pre-tax net operating income$5,227,000414
Securities gains (losses)$227,000939
Applicable income taxes$-60,0007,042
Income before extraordinary items$5,514,000320
Extraordinary gains, net$021
Net income$5,514,000317
Minority interest net income$0112
Net income of bank and minority interests.$5,514,000319
Net charge-offs$40,0005,111
Cash dividends$3,887,000230
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,287,000320
2009-03-31 (YTD Data)Rank
Total interest income$9,184,000971
Total interest expense$3,050,0001,129
Net interest income$6,134,000876
Provision for loan and lease losses$412,0001,967
Total noninterest income$1,533,000923
Gross Fiduciary activities income$4,0001,095
Service charges on deposit accounts$718,000557
Trading account gains and fees$0171
Additional Noninterest Income$811,0001,005
Total noninterest expense$4,856,0001,037
Salaries and employee benefits$2,700,000948
Premises and equipment expense$628,0001,138
Additional noninterest expense$1,528,0001,098
Pre-tax net operating income$2,399,000488
Securities gains (losses)$227,000614
Applicable income taxes$-68,0007,487
Income before extraordinary items$2,694,000357
Extraordinary gains, net$015
Net income$2,694,000357
Minority interest net income$0102
Net income of bank and minority interests.$2,694,000359
Net charge-offs$54,0003,467
Cash dividends$2,923,000154
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,467,000358
2008-12-31 (YTD Data)Rank
Total interest income$38,504,000977
Total interest expense$15,054,0001,073
Net interest income$23,450,000914
Provision for loan and lease losses$733,0003,168
Total noninterest income$6,613,000841
Gross Fiduciary activities income$7,0001,258
Service charges on deposit accounts$3,702,000459
Trading account gains and fees$0154
Additional Noninterest Income$2,904,000994
Total noninterest expense$18,340,0001,076
Salaries and employee benefits$9,614,0001,034
Premises and equipment expense$2,432,0001,140
Additional noninterest expense$6,294,0001,019
Pre-tax net operating income$10,990,000487
Securities gains (losses)$-484,0007,538
Applicable income taxes$106,0003,345
Income before extraordinary items$10,400,000373
Extraordinary gains, net$039
Net income$10,400,000373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0002,901
Cash dividends$6,978,000422
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,879,160379
2008-09-30 (YTD Data)Rank
Total interest income$28,962,0001,002
Total interest expense$11,742,0001,076
Net interest income$17,220,000945
Provision for loan and lease losses$271,0003,722
Total noninterest income$5,079,000860
Gross Fiduciary activities income$7,0001,205
Service charges on deposit accounts$2,791,000467
Trading account gains and fees$0148
Additional Noninterest Income$2,281,0001,002
Total noninterest expense$13,686,0001,074
Salaries and employee benefits$7,176,0001,065
Premises and equipment expense$1,714,0001,203
Additional noninterest expense$4,796,000952
Pre-tax net operating income$8,342,000600
Securities gains (losses)$-426,0007,732
Applicable income taxes$81,0003,771
Income before extraordinary items$7,835,000464
Extraordinary gains, net$031
Net income$7,835,000463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0002,415
Cash dividends$4,777,000480
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,256,740464
2008-06-30 (YTD Data)Rank
Total interest income$19,433,0001,013
Total interest expense$8,258,0001,060
Net interest income$11,175,000962
Provision for loan and lease losses$169,0003,426
Total noninterest income$3,213,000915
Gross Fiduciary activities income$3,0001,253
Service charges on deposit accounts$1,785,000476
Trading account gains and fees$0149
Additional Noninterest Income$1,425,0001,092
Total noninterest expense$8,858,0001,104
Salaries and employee benefits$4,873,0001,057
Premises and equipment expense$1,134,0001,203
Additional noninterest expense$2,851,0001,052
Pre-tax net operating income$5,361,000658
Securities gains (losses)$21,0002,006
Applicable income taxes$55,0003,988
Income before extraordinary items$5,327,000522
Extraordinary gains, net$021
Net income$5,327,000521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,030
Cash dividends$3,813,000444
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,306,210509
2008-03-31 (YTD Data)Rank
Total interest income$9,804,0001,026
Total interest expense$4,360,0001,077
Net interest income$5,444,000985
Provision for loan and lease losses$67,0003,363
Total noninterest income$1,480,000979
Gross Fiduciary activities income$2,0001,203
Service charges on deposit accounts$846,000494
Trading account gains and fees$0158
Additional Noninterest Income$632,0001,199
Total noninterest expense$4,437,0001,091
Salaries and employee benefits$2,569,0001,019
Premises and equipment expense$554,0001,236
Additional noninterest expense$1,314,0001,098
Pre-tax net operating income$2,420,000787
Securities gains (losses)$21,0001,562
Applicable income taxes$27,0004,129
Income before extraordinary items$2,414,000632
Extraordinary gains, net$015
Net income$2,414,000633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,648
Cash dividends$2,850,000310
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,393,210609
2007-12-31 (YTD Data)Rank
Total interest income$37,750,0001,117
Total interest expense$17,034,0001,160
Net interest income$20,716,0001,070
Provision for loan and lease losses$261,0003,429
Total noninterest income$5,855,000964
Gross Fiduciary activities income$7,0001,300
Service charges on deposit accounts$3,373,000517
Trading account gains and fees$0178
Additional Noninterest Income$2,475,0001,167
Total noninterest expense$16,357,0001,143
Salaries and employee benefits$8,993,0001,115
Premises and equipment expense$2,110,0001,256
Additional noninterest expense$5,254,0001,074
Pre-tax net operating income$9,953,000857
Securities gains (losses)$7,0001,467
Applicable income taxes$165,0004,045
Income before extraordinary items$9,795,000670
Extraordinary gains, net$039
Net income$9,795,000668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$370,0002,022
Cash dividends$11,254,000383
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,788,140661
2007-09-30 (YTD Data)Rank
Total interest income$27,850,0001,150
Total interest expense$12,477,0001,188
Net interest income$15,373,0001,084
Provision for loan and lease losses$181,0003,142
Total noninterest income$4,254,000998
Gross Fiduciary activities income$5,0001,269
Service charges on deposit accounts$2,488,000512
Trading account gains and fees$0184
Additional Noninterest Income$1,761,0001,235
Total noninterest expense$12,049,0001,159
Salaries and employee benefits$6,699,0001,122
Premises and equipment expense$1,551,0001,277
Additional noninterest expense$3,799,0001,082
Pre-tax net operating income$7,397,000936
Securities gains (losses)$1,0001,492
Applicable income taxes$134,0004,163
Income before extraordinary items$7,264,000724
Extraordinary gains, net$033
Net income$7,264,000722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,451
Cash dividends$10,149,000324
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,263,020714
2007-06-30 (YTD Data)Rank
Total interest income$18,207,0001,179
Total interest expense$8,088,0001,235
Net interest income$10,119,0001,116
Provision for loan and lease losses$114,0003,113
Total noninterest income$2,781,0001,023
Gross Fiduciary activities income$3,0001,282
Service charges on deposit accounts$1,592,000546
Trading account gains and fees$0168
Additional Noninterest Income$1,186,0001,237
Total noninterest expense$8,032,0001,174
Salaries and employee benefits$4,516,0001,131
Premises and equipment expense$991,0001,343
Additional noninterest expense$2,525,0001,102
Pre-tax net operating income$4,754,0001,008
Securities gains (losses)$01,444
Applicable income taxes$102,0004,108
Income before extraordinary items$4,652,000780
Extraordinary gains, net$029
Net income$4,652,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,346
Cash dividends$9,004,000278
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,652,000772
2007-03-31 (YTD Data)Rank
Total interest income$8,773,0001,204
Total interest expense$3,929,0001,256
Net interest income$4,844,0001,159
Provision for loan and lease losses$57,0002,953
Total noninterest income$1,331,0001,051
Gross Fiduciary activities income$2,0001,213
Service charges on deposit accounts$743,000562
Trading account gains and fees$0195
Additional Noninterest Income$586,0001,221
Total noninterest expense$4,065,0001,154
Salaries and employee benefits$2,313,0001,112
Premises and equipment expense$496,0001,353
Additional noninterest expense$1,256,0001,080
Pre-tax net operating income$2,053,0001,144
Securities gains (losses)$01,187
Applicable income taxes$73,0003,698
Income before extraordinary items$1,980,000895
Extraordinary gains, net$022
Net income$1,980,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,349
Cash dividends$7,884,000175
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,980,000883
2006-12-31 (YTD Data)Rank
Total interest income$32,341,0001,215
Total interest expense$13,606,0001,236
Net interest income$18,735,0001,202
Provision for loan and lease losses$162,0003,925
Total noninterest income$4,710,0001,153
Gross Fiduciary activities income$10,0001,273
Service charges on deposit accounts$2,899,000588
Trading account gains and fees$0130
Additional Noninterest Income$1,801,0001,463
Total noninterest expense$14,492,0001,240
Salaries and employee benefits$7,784,0001,247
Premises and equipment expense$1,965,0001,318
Additional noninterest expense$4,743,0001,130
Pre-tax net operating income$8,791,0001,117
Securities gains (losses)$-35,0007,792
Applicable income taxes$55,0005,382
Income before extraordinary items$8,701,000859
Extraordinary gains, net$051
Net income$8,701,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0002,443
Cash dividends$8,120,000461
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,735,650845
2006-09-30 (YTD Data)Rank
Total interest income$23,516,0001,250
Total interest expense$9,784,0001,261
Net interest income$13,732,0001,252
Provision for loan and lease losses$91,0004,218
Total noninterest income$3,460,0001,182
Gross Fiduciary activities income$8,0001,232
Service charges on deposit accounts$2,096,000614
Trading account gains and fees$0126
Additional Noninterest Income$1,356,0001,462
Total noninterest expense$10,841,0001,254
Salaries and employee benefits$5,899,0001,256
Premises and equipment expense$1,432,0001,360
Additional noninterest expense$3,510,0001,151
Pre-tax net operating income$6,260,0001,231
Securities gains (losses)$-35,0008,051
Applicable income taxes$28,0005,792
Income before extraordinary items$6,197,000943
Extraordinary gains, net$045
Net income$6,197,000942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0002,191
Cash dividends$6,933,000396
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,232,000924
2006-06-30 (YTD Data)Rank
Total interest income$15,132,0001,273
Total interest expense$6,136,0001,273
Net interest income$8,996,0001,272
Provision for loan and lease losses$21,0005,479
Total noninterest income$2,126,0001,262
Gross Fiduciary activities income$5,0001,257
Service charges on deposit accounts$1,320,000652
Trading account gains and fees$0126
Additional Noninterest Income$801,0001,596
Total noninterest expense$7,287,0001,258
Salaries and employee benefits$4,016,0001,235
Premises and equipment expense$935,0001,379
Additional noninterest expense$2,336,0001,159
Pre-tax net operating income$3,814,0001,328
Securities gains (losses)$01,185
Applicable income taxes$20,0005,801
Income before extraordinary items$3,794,0001,015
Extraordinary gains, net$039
Net income$3,794,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0002,463
Cash dividends$5,746,000335
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,794,0001,001
2006-03-31 (YTD Data)Rank
Total interest income$7,443,0001,270
Total interest expense$2,878,0001,293
Net interest income$4,565,0001,248
Provision for loan and lease losses$11,0005,192
Total noninterest income$1,028,0001,254
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$617,000676
Trading account gains and fees$0115
Additional Noninterest Income$409,0001,556
Total noninterest expense$3,705,0001,233
Salaries and employee benefits$2,107,0001,178
Premises and equipment expense$456,0001,426
Additional noninterest expense$1,142,0001,166
Pre-tax net operating income$1,877,0001,319
Securities gains (losses)$0955
Applicable income taxes$13,0005,626
Income before extraordinary items$1,864,0001,025
Extraordinary gains, net$021
Net income$1,864,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$4,590,000229
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,864,0001,008
2005-12-31 (YTD Data)Rank
Total interest income$28,427,0001,169
Total interest expense$10,376,0001,086
Net interest income$18,051,0001,196
Provision for loan and lease losses$51,0005,720
Total noninterest income$4,607,0001,151
Gross Fiduciary activities income$7,0001,349
Service charges on deposit accounts$2,631,000655
Trading account gains and fees$0138
Additional Noninterest Income$1,969,0001,378
Total noninterest expense$14,056,0001,232
Salaries and employee benefits$7,635,0001,210
Premises and equipment expense$1,590,0001,532
Additional noninterest expense$4,831,0001,063
Pre-tax net operating income$8,551,0001,133
Securities gains (losses)$2,0001,993
Applicable income taxes$06,964
Income before extraordinary items$8,553,000844
Extraordinary gains, net$046
Net income$8,553,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0003,857
Cash dividends$9,434,000399
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,551,000835
2005-09-30 (YTD Data)Rank
Total interest income$20,981,0001,149
Total interest expense$7,535,0001,050
Net interest income$13,446,0001,185
Provision for loan and lease losses$32,0005,761
Total noninterest income$3,192,0001,225
Gross Fiduciary activities income$5,0001,304
Service charges on deposit accounts$1,935,000671
Trading account gains and fees$0126
Additional Noninterest Income$1,252,0001,543
Total noninterest expense$10,420,0001,233
Salaries and employee benefits$5,700,0001,209
Premises and equipment expense$1,118,0001,621
Additional noninterest expense$3,602,0001,052
Pre-tax net operating income$6,186,0001,159
Securities gains (losses)$2,0002,008
Applicable income taxes$1,0006,867
Income before extraordinary items$6,187,000868
Extraordinary gains, net$035
Net income$6,187,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,740
Cash dividends$8,764,000315
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,185,000851
2005-06-30 (YTD Data)Rank
Total interest income$13,834,0001,130
Total interest expense$4,891,0001,012
Net interest income$8,943,0001,181
Provision for loan and lease losses$21,0005,614
Total noninterest income$2,117,0001,215
Gross Fiduciary activities income$3,0001,310
Service charges on deposit accounts$1,237,000680
Trading account gains and fees$0116
Additional Noninterest Income$877,0001,483
Total noninterest expense$7,025,0001,205
Salaries and employee benefits$3,908,0001,169
Premises and equipment expense$653,0001,838
Additional noninterest expense$2,464,0001,021
Pre-tax net operating income$4,014,0001,161
Securities gains (losses)$02,146
Applicable income taxes$-4,0008,591
Income before extraordinary items$4,018,000870
Extraordinary gains, net$030
Net income$4,018,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,599
Cash dividends$8,113,000235
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,018,000847
2005-03-31 (YTD Data)Rank
Total interest income$6,800,0001,120
Total interest expense$2,390,000979
Net interest income$4,410,0001,188
Provision for loan and lease losses$11,0005,337
Total noninterest income$995,0001,250
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$572,000713
Trading account gains and fees$0115
Additional Noninterest Income$421,0001,498
Total noninterest expense$3,422,0001,242
Salaries and employee benefits$2,070,0001,103
Premises and equipment expense$325,0001,847
Additional noninterest expense$1,027,0001,211
Pre-tax net operating income$1,972,0001,165
Securities gains (losses)$01,685
Applicable income taxes$-8,0008,689
Income before extraordinary items$1,980,000877
Extraordinary gains, net$024
Net income$1,980,000878
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,691
Cash dividends$7,663,000138
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,980,000858
2004-12-31 (YTD Data)Rank
Total interest income$26,657,0001,060
Total interest expense$8,957,000900
Net interest income$17,700,0001,136
Provision for loan and lease losses$52,0005,880
Total noninterest income$3,894,0001,305
Gross Fiduciary activities income$7,0001,367
Service charges on deposit accounts$2,281,000766
Trading account gains and fees$0138
Additional Noninterest Income$1,606,0001,556
Total noninterest expense$13,272,0001,237
Salaries and employee benefits$7,573,0001,136
Premises and equipment expense$1,325,0001,739
Additional noninterest expense$4,374,0001,125
Pre-tax net operating income$8,270,0001,060
Securities gains (losses)$-331,0008,850
Applicable income taxes$13,0006,689
Income before extraordinary items$7,926,000831
Extraordinary gains, net$034
Net income$7,926,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,462
Cash dividends$4,354,000695
Sale, conversion, retirement of capital stock, net$-2,960,0008,957
Net operating income$8,257,000774
2004-09-30 (YTD Data)Rank
Total interest income$19,795,0001,057
Total interest expense$6,629,000897
Net interest income$13,166,0001,132
Provision for loan and lease losses$27,0006,080
Total noninterest income$2,836,0001,365
Gross Fiduciary activities income$5,0001,342
Service charges on deposit accounts$1,739,000765
Trading account gains and fees$0134
Additional Noninterest Income$1,092,0001,665
Total noninterest expense$9,797,0001,254
Salaries and employee benefits$5,723,0001,120
Premises and equipment expense$982,0001,763
Additional noninterest expense$3,092,0001,188
Pre-tax net operating income$6,178,0001,069
Securities gains (losses)$36,0001,910
Applicable income taxes$13,0006,704
Income before extraordinary items$6,201,000808
Extraordinary gains, net$026
Net income$6,201,000809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,732
Cash dividends$4,054,000541
Sale, conversion, retirement of capital stock, net$-2,960,0009,016
Net operating income$6,165,000779
2004-06-30 (YTD Data)Rank
Total interest income$13,056,0001,058
Total interest expense$4,382,000887
Net interest income$8,674,0001,136
Provision for loan and lease losses$15,0006,089
Total noninterest income$1,882,0001,346
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$1,139,000764
Trading account gains and fees$0130
Additional Noninterest Income$739,0001,646
Total noninterest expense$6,455,0001,259
Salaries and employee benefits$3,850,0001,116
Premises and equipment expense$644,0001,788
Additional noninterest expense$1,961,0001,235
Pre-tax net operating income$4,086,0001,062
Securities gains (losses)$27,0001,860
Applicable income taxes$13,0006,532
Income before extraordinary items$4,100,000801
Extraordinary gains, net$021
Net income$4,100,000801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,290
Cash dividends$3,333,000452
Sale, conversion, retirement of capital stock, net$-2,960,0009,071
Net operating income$4,073,000774
2004-03-31 (YTD Data)Rank
Total interest income$6,507,0001,069
Total interest expense$2,200,000902
Net interest income$4,307,0001,141
Provision for loan and lease losses$7,0005,890
Total noninterest income$929,0001,329
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$559,000764
Trading account gains and fees$0121
Additional Noninterest Income$368,0001,628
Total noninterest expense$3,365,0001,206
Salaries and employee benefits$2,009,0001,075
Premises and equipment expense$328,0001,785
Additional noninterest expense$1,028,0001,171
Pre-tax net operating income$1,864,0001,135
Securities gains (losses)$21,0001,679
Applicable income taxes$9,0006,307
Income before extraordinary items$1,876,000873
Extraordinary gains, net$016
Net income$1,876,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,329
Cash dividends$2,589,000305
Sale, conversion, retirement of capital stock, net$-2,960,0009,112
Net operating income$1,855,000830
2003-12-31 (YTD Data)Rank
Total interest income$26,475,0001,068
Total interest expense$9,979,000889
Net interest income$16,496,0001,176
Provision for loan and lease losses$29,0006,833
Total noninterest income$3,637,0001,446
Gross Fiduciary activities income$9,0001,372
Service charges on deposit accounts$2,146,000802
Trading account gains and fees$0160
Additional Noninterest Income$1,482,0001,839
Total noninterest expense$12,672,0001,276
Salaries and employee benefits$7,190,0001,189
Premises and equipment expense$1,756,0001,303
Additional noninterest expense$3,726,0001,333
Pre-tax net operating income$7,432,0001,121
Securities gains (losses)$120,0001,724
Applicable income taxes$8,0007,101
Income before extraordinary items$7,544,000862
Extraordinary gains, net$054
Net income$7,544,000864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,467
Cash dividends$4,073,000772
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,424,000815
2003-09-30 (YTD Data)Rank
Total interest income$19,805,0001,094
Total interest expense$7,687,000900
Net interest income$12,118,0001,205
Provision for loan and lease losses$15,0006,935
Total noninterest income$2,633,0001,524
Gross Fiduciary activities income$8,0001,319
Service charges on deposit accounts$1,562,000830
Trading account gains and fees$0153
Additional Noninterest Income$1,063,0001,967
Total noninterest expense$9,441,0001,296
Salaries and employee benefits$5,358,0001,201
Premises and equipment expense$1,292,0001,334
Additional noninterest expense$2,791,0001,322
Pre-tax net operating income$5,295,0001,220
Securities gains (losses)$108,0001,683
Applicable income taxes$5,0007,232
Income before extraordinary items$5,398,000935
Extraordinary gains, net$040
Net income$5,398,000935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,610
Cash dividends$3,488,000649
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,290,000886
2003-06-30 (YTD Data)Rank
Total interest income$13,177,0001,107
Total interest expense$5,231,000915
Net interest income$7,946,0001,228
Provision for loan and lease losses$7,0006,972
Total noninterest income$1,712,0001,546
Gross Fiduciary activities income$6,0001,307
Service charges on deposit accounts$979,000865
Trading account gains and fees$0150
Additional Noninterest Income$727,0001,909
Total noninterest expense$6,155,0001,324
Salaries and employee benefits$3,554,0001,209
Premises and equipment expense$825,0001,395
Additional noninterest expense$1,776,0001,392
Pre-tax net operating income$3,496,0001,224
Securities gains (losses)$-2,0008,918
Applicable income taxes$2,0007,353
Income before extraordinary items$3,492,000964
Extraordinary gains, net$030
Net income$3,492,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0002,900
Cash dividends$2,932,000539
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,494,000889
2003-03-31 (YTD Data)Rank
Total interest income$6,382,0001,152
Total interest expense$2,612,000939
Net interest income$3,770,0001,299
Provision for loan and lease losses$3,0006,662
Total noninterest income$800,0001,581
Gross Fiduciary activities income$6,0001,199
Service charges on deposit accounts$424,000975
Trading account gains and fees$0134
Additional Noninterest Income$370,0001,834
Total noninterest expense$3,046,0001,324
Salaries and employee benefits$1,779,0001,199
Premises and equipment expense$262,0002,159
Additional noninterest expense$1,005,0001,220
Pre-tax net operating income$1,521,0001,412
Securities gains (losses)$-2,0009,046
Applicable income taxes$-2,0008,998
Income before extraordinary items$1,521,0001,094
Extraordinary gains, net$021
Net income$1,521,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,624
Cash dividends$2,541,000322
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,523,0001,014
2002-12-31 (YTD Data)Rank
Total interest income$22,026,0001,392
Total interest expense$9,523,0001,182
Net interest income$12,503,0001,550
Provision for loan and lease losses$74,0006,206
Total noninterest income$2,139,0002,021
Gross Fiduciary activities income$9,0001,429
Service charges on deposit accounts$1,309,0001,233
Trading account gains and fees$0153
Additional Noninterest Income$821,0002,461
Total noninterest expense$7,730,0001,952
Salaries and employee benefits$4,305,0001,872
Premises and equipment expense$1,340,0001,639
Additional noninterest expense$2,085,0002,215
Pre-tax net operating income$6,838,0001,233
Securities gains (losses)$11,0003,555
Applicable income taxes$-54,0009,000
Income before extraordinary items$6,903,000906
Extraordinary gains, net$070
Net income$6,903,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0004,100
Cash dividends$6,026,000531
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,892,000872
2001-12-31 (YTD Data)Rank
Total interest income$24,839,0001,366
Total interest expense$13,401,0001,202
Net interest income$11,438,0001,553
Provision for loan and lease losses$1,646,000831
Total noninterest income$1,677,0002,311
Gross Fiduciary activities income$5,0001,541
Service charges on deposit accounts$1,039,0001,436
Trading account gains and fees$0177
Additional Noninterest Income$633,0002,739
Total noninterest expense$6,798,0002,112
Salaries and employee benefits$3,961,0001,891
Premises and equipment expense$1,108,0001,939
Additional noninterest expense$1,729,0002,560
Pre-tax net operating income$4,671,0001,537
Securities gains (losses)$36,0002,670
Applicable income taxes$-77,0009,220
Income before extraordinary items$4,784,0001,138
Extraordinary gains, net$0105
Net income$4,784,0001,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,486
Cash dividends$3,535,000798
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,748,0001,107
2000-12-31 (YTD Data)Rank
Total interest income$23,960,0001,449
Total interest expense$13,728,0001,274
Net interest income$10,232,0001,725
Provision for loan and lease losses$475,0001,976
Total noninterest income$997,0003,138
Gross Fiduciary activities income$4,0001,270
Service charges on deposit accounts$473,0002,829
Trading account gains and fees$0180
Additional Noninterest Income$520,0002,888
Total noninterest expense$5,960,0002,293
Salaries and employee benefits$3,461,0002,059
Premises and equipment expense$977,0002,111
Additional noninterest expense$1,522,0002,779
Pre-tax net operating income$4,794,0001,542
Securities gains (losses)$6,0001,308
Applicable income taxes$-27,0009,405
Income before extraordinary items$4,827,0001,097
Extraordinary gains, net$038
Net income$4,827,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0001,392
Cash dividends$3,807,000787
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,821,0001,101
1999-12-31 (YTD Data)Rank
Total interest income$21,111,0001,555
Total interest expense$11,662,0001,295
Net interest income$9,449,0001,851
Provision for loan and lease losses$275,0002,860
Total noninterest income$857,0003,452
Gross Fiduciary activities income$7,0001,292
Service charges on deposit accounts$450,0002,890
Trading account gains and fees$0173
Additional Noninterest Income$400,0003,422
Total noninterest expense$5,169,0002,612
Salaries and employee benefits$2,997,0002,344
Premises and equipment expense$821,0002,473
Additional noninterest expense$1,351,0003,126
Pre-tax net operating income$4,862,0001,550
Securities gains (losses)$9,0001,806
Applicable income taxes$-60,0009,855
Income before extraordinary items$4,931,0001,112
Extraordinary gains, net$035
Net income$4,931,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,193
Cash dividends$3,109,000932
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,922,0001,098
1998-12-31 (YTD Data)Rank
Total interest income$20,509,0001,584
Total interest expense$11,479,0001,351
Net interest income$9,030,0001,896
Provision for loan and lease losses$340,0002,360
Total noninterest income$789,0003,659
Gross Fiduciary activities income$16,0001,241
Service charges on deposit accounts$436,0002,908
Trading account gains and fees$0224
Additional Noninterest Income$337,0003,775
Total noninterest expense$4,846,0002,703
Salaries and employee benefits$2,757,0002,451
Premises and equipment expense$790,0002,486
Additional noninterest expense$1,299,0003,137
Pre-tax net operating income$4,633,0001,602
Securities gains (losses)$15,0002,661
Applicable income taxes$299,0005,175
Income before extraordinary items$4,349,0001,225
Extraordinary gains, net$032
Net income$4,349,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$373,0001,590
Cash dividends$3,188,000930
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,334,9001,188
1997-12-31 (YTD Data)Rank
Total interest income$18,991,0001,739
Total interest expense$10,314,0001,506
Net interest income$8,677,0002,004
Provision for loan and lease losses$275,0002,782
Total noninterest income$674,0004,078
Gross Fiduciary activities income$5,0001,381
Service charges on deposit accounts$424,0003,072
Trading account gains and fees$0239
Additional Noninterest Income$245,0004,421
Total noninterest expense$4,432,0002,868
Salaries and employee benefits$2,486,0002,662
Premises and equipment expense$701,0002,731
Additional noninterest expense$1,245,0003,250
Pre-tax net operating income$4,644,0001,658
Securities gains (losses)$47,0001,374
Applicable income taxes$518,0004,109
Income before extraordinary items$4,173,0001,300
Extraordinary gains, net$044
Net income$4,173,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,342
Cash dividends$2,384,0001,128
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,131,1701,284
1996-12-31 (YTD Data)Rank
Total interest income$17,289,0001,954
Total interest expense$9,981,0001,594
Net interest income$7,308,0002,450
Provision for loan and lease losses$120,0004,568
Total noninterest income$508,0005,100
Gross Fiduciary activities income$5,0001,455
Service charges on deposit accounts$318,0004,049
Trading account gains and fees$0262
Additional Noninterest Income$185,0005,391
Total noninterest expense$4,112,0003,266
Salaries and employee benefits$2,284,0002,928
Premises and equipment expense$697,0002,807
Additional noninterest expense$1,131,0003,971
Pre-tax net operating income$3,584,0002,010
Securities gains (losses)$13,0002,310
Applicable income taxes$1,053,0002,237
Income before extraordinary items$2,544,0001,946
Extraordinary gains, net$053
Net income$2,544,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,223
Cash dividends$770,0002,570
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,534,7701,912
1995-12-31 (YTD Data)Rank
Total interest income$15,678,0002,151
Total interest expense$8,956,0001,774
Net interest income$6,722,0002,652
Provision for loan and lease losses$120,0004,090
Total noninterest income$381,0006,163
Gross Fiduciary activities income$5,0001,518
Service charges on deposit accounts$249,0004,970
Trading account gains and fees$0522
Additional Noninterest Income$127,0006,480
Total noninterest expense$3,700,0003,554
Salaries and employee benefits$1,897,0003,478
Premises and equipment expense$558,0003,420
Additional noninterest expense$1,245,0003,628
Pre-tax net operating income$3,283,0002,245
Securities gains (losses)$40,0001,447
Applicable income taxes$960,0002,480
Income before extraordinary items$2,363,0002,144
Extraordinary gains, net$065
Net income$2,363,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,00011,448
Cash dividends$700,0002,638
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,334,6002,135
1994-12-31 (YTD Data)Rank
Total interest income$13,862,0002,212
Total interest expense$7,155,0001,769
Net interest income$6,707,0002,708
Provision for loan and lease losses$120,0004,039
Total noninterest income$386,0006,272
Gross Fiduciary activities income$9,0001,479
Service charges on deposit accounts$256,0004,953
Trading account gains and fees$0475
Additional Noninterest Income$121,0006,901
Total noninterest expense$3,510,0003,840
Salaries and employee benefits$1,688,0003,846
Premises and equipment expense$494,0003,843
Additional noninterest expense$1,328,0003,707
Pre-tax net operating income$3,463,0002,054
Securities gains (losses)$03,600
Applicable income taxes$1,028,0002,173
Income before extraordinary items$2,435,0002,006
Extraordinary gains, net$0249
Net income$2,435,0002,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,214
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,435,0002,025
1993-12-31 (YTD Data)Rank
Total interest income$13,445,0002,304
Total interest expense$6,784,0001,914
Net interest income$6,661,0002,711
Provision for loan and lease losses$150,0004,621
Total noninterest income$402,0006,453
Gross Fiduciary activities income$27,0001,420
Service charges on deposit accounts$250,0005,122
Trading account gains and fees$0532
Additional Noninterest Income$125,0007,168
Total noninterest expense$3,465,0003,939
Salaries and employee benefits$1,639,0003,941
Premises and equipment expense$508,0003,814
Additional noninterest expense$1,318,0003,892
Pre-tax net operating income$3,448,0001,975
Securities gains (losses)$-16,00012,875
Applicable income taxes$1,002,0002,259
Income before extraordinary items$2,430,0002,059
Extraordinary gains, net$79,0001,804
Net income$2,509,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$230,0002,873
Cash dividends$1,040,0001,693
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,441,3601,918
1992-12-31 (YTD Data)Rank
Total interest income$14,126,0002,488
Total interest expense$7,906,0002,156
Net interest income$6,220,0002,926
Provision for loan and lease losses$120,0006,707
Total noninterest income$402,0006,520
Gross Fiduciary activities income$4,0001,602
Service charges on deposit accounts$274,0004,771
Trading account gains and fees$0504
Additional Noninterest Income$124,0007,335
Total noninterest expense$3,450,0003,976
Salaries and employee benefits$1,545,0004,115
Premises and equipment expense$487,0004,060
Additional noninterest expense$1,418,0003,760
Pre-tax net operating income$3,052,0002,037
Securities gains (losses)$39,0004,543
Applicable income taxes$879,0002,375
Income before extraordinary items$2,212,0002,078
Extraordinary gains, net$01,422
Net income$2,212,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0009,186
Cash dividends$850,0001,800
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,183,9201,926

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.