Home > The Newton Trust Company > Income and Expense
The Newton Trust Company, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,125,000 | 2,182 |
| Total interest expense | $2,312,000 | 3,120 |
| Net interest income | $8,813,000 | 1,857 |
| Provision for loan and lease losses | $252,000 | 2,533 |
| Total noninterest income | $1,147,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $806,000 | 1,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $341,000 | 3,571 |
| Total noninterest expense | $6,072,000 | 2,043 |
| Salaries and employee benefits | $2,262,000 | 2,921 |
| Premises and equipment expense | $1,069,000 | 1,705 |
| Additional noninterest expense | $2,741,000 | 1,392 |
| Pre-tax net operating income | $3,636,000 | 1,923 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $1,161,000 | 1,696 |
| Income before extraordinary items | $2,477,000 | 2,083 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,477,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,835 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,475,640 | 2,053 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,243,000 | 2,175 |
| Total interest expense | $1,338,000 | 3,342 |
| Net interest income | $5,905,000 | 1,833 |
| Provision for loan and lease losses | $174,000 | 2,419 |
| Total noninterest income | $691,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $481,000 | 1,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $210,000 | 3,682 |
| Total noninterest expense | $4,134,000 | 1,988 |
| Salaries and employee benefits | $1,504,000 | 2,923 |
| Premises and equipment expense | $743,000 | 1,621 |
| Additional noninterest expense | $1,887,000 | 1,322 |
| Pre-tax net operating income | $2,288,000 | 1,970 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $737,000 | 1,726 |
| Income before extraordinary items | $1,553,000 | 2,173 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,553,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,200 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,551,640 | 2,136 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 2,145 |
| Total interest expense | $643,000 | 3,327 |
| Net interest income | $2,962,000 | 1,803 |
| Provision for loan and lease losses | $81,000 | 2,384 |
| Total noninterest income | $292,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $203,000 | 1,981 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,978 |
| Total noninterest expense | $2,160,000 | 1,925 |
| Salaries and employee benefits | $744,000 | 2,949 |
| Premises and equipment expense | $441,000 | 1,380 |
| Additional noninterest expense | $975,000 | 1,269 |
| Pre-tax net operating income | $1,013,000 | 2,150 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $327,000 | 1,863 |
| Income before extraordinary items | $688,000 | 2,357 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $688,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,785 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $686,640 | 2,327 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,333,000 | 3,669 |
| Total interest expense | $1,352,000 | 4,788 |
| Net interest income | $5,981,000 | 3,301 |
| Provision for loan and lease losses | $102,000 | 4,943 |
| Total noninterest income | $797,000 | 4,055 |
| Gross Fiduciary activities income | $5,000 | 1,406 |
| Service charges on deposit accounts | $436,000 | 3,450 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,932 |
| Total noninterest expense | $4,454,000 | 3,443 |
| Salaries and employee benefits | $1,958,000 | 4,069 |
| Premises and equipment expense | $685,000 | 3,181 |
| Additional noninterest expense | $1,811,000 | 2,639 |
| Pre-tax net operating income | $2,222,000 | 3,270 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $713,000 | 2,733 |
| Income before extraordinary items | $1,510,000 | 3,621 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,510,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 1,268 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,509,320 | 3,564 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 4,942 |
| Total interest expense | $701,000 | 5,821 |
| Net interest income | $2,932,000 | 4,549 |
| Provision for loan and lease losses | $51,000 | 5,354 |
| Total noninterest income | $462,000 | 4,750 |
| Gross Fiduciary activities income | $5,000 | 1,342 |
| Service charges on deposit accounts | $154,000 | 5,204 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $303,000 | 3,715 |
| Total noninterest expense | $2,043,000 | 4,950 |
| Salaries and employee benefits | $1,037,000 | 5,193 |
| Premises and equipment expense | $306,000 | 4,695 |
| Additional noninterest expense | $700,000 | 4,531 |
| Pre-tax net operating income | $1,300,000 | 3,960 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $432,000 | 3,174 |
| Income before extraordinary items | $868,000 | 4,380 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $868,000 | 4,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,147 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $868,000 | 4,305 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,841,000 | 1,790 |
| Total interest expense | $1,449,000 | 2,645 |
| Net interest income | $6,392,000 | 1,560 |
| Provision for loan and lease losses | $436,000 | 1,144 |
| Total noninterest income | $620,000 | 3,104 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $289,000 | 2,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $320,000 | 2,885 |
| Total noninterest expense | $4,186,000 | 1,909 |
| Salaries and employee benefits | $2,162,000 | 2,013 |
| Premises and equipment expense | $955,000 | 1,210 |
| Additional noninterest expense | $1,069,000 | 2,255 |
| Pre-tax net operating income | $2,390,000 | 1,761 |
| Securities gains (losses) | $45,000 | 1,530 |
| Applicable income taxes | $718,000 | 1,672 |
| Income before extraordinary items | $1,717,000 | 1,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,717,000 | 1,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 971 |
| Cash dividends | $1,916,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,685,050 | 1,818 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 1,785 |
| Total interest expense | $733,000 | 2,651 |
| Net interest income | $3,218,000 | 1,549 |
| Provision for loan and lease losses | $51,000 | 3,263 |
| Total noninterest income | $307,000 | 3,057 |
| Gross Fiduciary activities income | $7,000 | 1,141 |
| Service charges on deposit accounts | $144,000 | 2,765 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $156,000 | 2,878 |
| Total noninterest expense | $2,092,000 | 1,918 |
| Salaries and employee benefits | $1,213,000 | 1,819 |
| Premises and equipment expense | $434,000 | 1,341 |
| Additional noninterest expense | $445,000 | 2,634 |
| Pre-tax net operating income | $1,382,000 | 1,505 |
| Securities gains (losses) | $45,000 | 1,261 |
| Applicable income taxes | $396,000 | 1,565 |
| Income before extraordinary items | $1,031,000 | 1,548 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,031,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $1,579,000 | 440 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $998,600 | 1,512 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,658,000 | 1,815 |
| Total interest expense | $3,235,000 | 2,673 |
| Net interest income | $12,423,000 | 1,573 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $1,350,000 | 3,050 |
| Gross Fiduciary activities income | $46,000 | 1,085 |
| Service charges on deposit accounts | $611,000 | 2,656 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $693,000 | 2,983 |
| Total noninterest expense | $8,998,000 | 1,764 |
| Salaries and employee benefits | $5,200,000 | 1,654 |
| Premises and equipment expense | $1,635,000 | 1,394 |
| Additional noninterest expense | $2,163,000 | 2,227 |
| Pre-tax net operating income | $4,610,000 | 1,747 |
| Securities gains (losses) | $41,000 | 2,688 |
| Applicable income taxes | $1,394,000 | 1,728 |
| Income before extraordinary items | $3,257,000 | 1,901 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,257,000 | 1,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $1,705,000 | 1,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,228,300 | 1,827 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,710,000 | 1,861 |
| Total interest expense | $2,486,000 | 2,699 |
| Net interest income | $9,224,000 | 1,587 |
| Provision for loan and lease losses | $124,000 | 4,307 |
| Total noninterest income | $1,032,000 | 3,066 |
| Gross Fiduciary activities income | $39,000 | 1,062 |
| Service charges on deposit accounts | $462,000 | 2,661 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $531,000 | 3,018 |
| Total noninterest expense | $6,802,000 | 1,763 |
| Salaries and employee benefits | $3,916,000 | 1,660 |
| Premises and equipment expense | $1,225,000 | 1,403 |
| Additional noninterest expense | $1,661,000 | 2,157 |
| Pre-tax net operating income | $3,330,000 | 1,872 |
| Securities gains (losses) | $-21,000 | 9,015 |
| Applicable income taxes | $982,000 | 1,884 |
| Income before extraordinary items | $2,327,000 | 2,050 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,327,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $1,362,000 | 1,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,341,700 | 1,933 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 1,865 |
| Total interest expense | $1,730,000 | 2,666 |
| Net interest income | $6,143,000 | 1,592 |
| Provision for loan and lease losses | $83,000 | 4,260 |
| Total noninterest income | $692,000 | 3,039 |
| Gross Fiduciary activities income | $34,000 | 1,032 |
| Service charges on deposit accounts | $305,000 | 2,614 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $353,000 | 3,000 |
| Total noninterest expense | $4,526,000 | 1,756 |
| Salaries and employee benefits | $2,618,000 | 1,636 |
| Premises and equipment expense | $818,000 | 1,404 |
| Additional noninterest expense | $1,090,000 | 2,185 |
| Pre-tax net operating income | $2,226,000 | 1,862 |
| Securities gains (losses) | $-25,000 | 9,121 |
| Applicable income taxes | $653,000 | 1,923 |
| Income before extraordinary items | $1,548,000 | 2,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,548,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $1,020,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,565,500 | 1,917 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,962,000 | 1,858 |
| Total interest expense | $919,000 | 2,611 |
| Net interest income | $3,043,000 | 1,609 |
| Provision for loan and lease losses | $41,000 | 4,084 |
| Total noninterest income | $350,000 | 2,914 |
| Gross Fiduciary activities income | $23,000 | 994 |
| Service charges on deposit accounts | $155,000 | 2,520 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $172,000 | 2,971 |
| Total noninterest expense | $2,260,000 | 1,749 |
| Salaries and employee benefits | $1,320,000 | 1,612 |
| Premises and equipment expense | $411,000 | 1,413 |
| Additional noninterest expense | $529,000 | 2,214 |
| Pre-tax net operating income | $1,092,000 | 1,887 |
| Securities gains (losses) | $-26,000 | 9,202 |
| Applicable income taxes | $312,000 | 1,996 |
| Income before extraordinary items | $754,000 | 2,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $754,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $680,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $772,460 | 1,913 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,353,000 | 1,887 |
| Total interest expense | $5,142,000 | 2,182 |
| Net interest income | $11,211,000 | 1,720 |
| Provision for loan and lease losses | $351,000 | 3,121 |
| Total noninterest income | $1,365,000 | 2,808 |
| Gross Fiduciary activities income | $254,000 | 760 |
| Service charges on deposit accounts | $621,000 | 2,509 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $490,000 | 3,319 |
| Total noninterest expense | $8,357,000 | 1,814 |
| Salaries and employee benefits | $4,877,000 | 1,652 |
| Premises and equipment expense | $1,362,000 | 1,617 |
| Additional noninterest expense | $2,118,000 | 2,192 |
| Pre-tax net operating income | $3,868,000 | 2,040 |
| Securities gains (losses) | $-485,000 | 9,258 |
| Applicable income taxes | $928,000 | 2,336 |
| Income before extraordinary items | $2,455,000 | 2,391 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,455,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $1,804,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,809,050 | 2,057 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,220,000 | 1,987 |
| Total interest expense | $7,153,000 | 2,240 |
| Net interest income | $10,067,000 | 1,770 |
| Provision for loan and lease losses | $320,000 | 3,073 |
| Total noninterest income | $1,211,000 | 2,915 |
| Gross Fiduciary activities income | $167,000 | 884 |
| Service charges on deposit accounts | $635,000 | 2,328 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $409,000 | 3,478 |
| Total noninterest expense | $7,782,000 | 1,861 |
| Salaries and employee benefits | $4,510,000 | 1,673 |
| Premises and equipment expense | $1,272,000 | 1,705 |
| Additional noninterest expense | $2,000,000 | 2,243 |
| Pre-tax net operating income | $3,176,000 | 2,152 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $785,000 | 2,464 |
| Income before extraordinary items | $2,391,000 | 2,174 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,391,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,791 |
| Cash dividends | $2,386,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,391,000 | 2,106 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,247,000 | 2,043 |
| Total interest expense | $7,633,000 | 2,231 |
| Net interest income | $9,614,000 | 1,835 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $1,063,000 | 3,006 |
| Gross Fiduciary activities income | $127,000 | 889 |
| Service charges on deposit accounts | $538,000 | 2,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $398,000 | 3,353 |
| Total noninterest expense | $6,505,000 | 2,117 |
| Salaries and employee benefits | $3,973,000 | 1,809 |
| Premises and equipment expense | $1,102,000 | 1,886 |
| Additional noninterest expense | $1,430,000 | 2,944 |
| Pre-tax net operating income | $4,052,000 | 1,802 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,153,000 | 1,879 |
| Income before extraordinary items | $2,899,000 | 1,800 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,899,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 9,362 |
| Cash dividends | $2,321,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,899,000 | 1,801 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,247,000 | 2,141 |
| Total interest expense | $6,432,000 | 2,289 |
| Net interest income | $8,815,000 | 1,997 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,066,000 | 2,951 |
| Gross Fiduciary activities income | $137,000 | 941 |
| Service charges on deposit accounts | $581,000 | 2,304 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $348,000 | 3,703 |
| Total noninterest expense | $6,135,000 | 2,236 |
| Salaries and employee benefits | $3,595,000 | 1,955 |
| Premises and equipment expense | $1,112,000 | 1,837 |
| Additional noninterest expense | $1,428,000 | 2,980 |
| Pre-tax net operating income | $3,626,000 | 2,014 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $898,000 | 2,397 |
| Income before extraordinary items | $2,728,000 | 1,951 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,728,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $1,653,000 | 1,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,728,000 | 1,920 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,132,000 | 2,157 |
| Total interest expense | $6,959,000 | 2,179 |
| Net interest income | $8,173,000 | 2,087 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $1,058,000 | 2,959 |
| Gross Fiduciary activities income | $150,000 | 931 |
| Service charges on deposit accounts | $599,000 | 2,140 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $309,000 | 3,963 |
| Total noninterest expense | $5,698,000 | 2,295 |
| Salaries and employee benefits | $3,341,000 | 2,014 |
| Premises and equipment expense | $1,107,000 | 1,779 |
| Additional noninterest expense | $1,250,000 | 3,252 |
| Pre-tax net operating income | $3,449,000 | 2,097 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $778,000 | 2,803 |
| Income before extraordinary items | $2,671,000 | 1,959 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,671,000 | 1,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $755,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,671,000 | 1,890 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,465,000 | 2,256 |
| Total interest expense | $6,568,000 | 2,287 |
| Net interest income | $7,897,000 | 2,221 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $1,041,000 | 2,952 |
| Gross Fiduciary activities income | $199,000 | 893 |
| Service charges on deposit accounts | $627,000 | 2,096 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $5,560,000 | 2,326 |
| Salaries and employee benefits | $3,436,000 | 1,914 |
| Premises and equipment expense | $1,007,000 | 1,962 |
| Additional noninterest expense | $1,117,000 | 3,554 |
| Pre-tax net operating income | $3,294,000 | 2,288 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $694,000 | 3,257 |
| Income before extraordinary items | $2,600,000 | 2,033 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,600,000 | 2,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,600,000 | 1,981 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,096,000 | 2,366 |
| Total interest expense | $6,657,000 | 2,316 |
| Net interest income | $7,439,000 | 2,421 |
| Provision for loan and lease losses | $130,000 | 4,417 |
| Total noninterest income | $875,000 | 3,465 |
| Gross Fiduciary activities income | $141,000 | 1,050 |
| Service charges on deposit accounts | $621,000 | 2,174 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $4,895,000 | 2,795 |
| Salaries and employee benefits | $3,011,000 | 2,213 |
| Premises and equipment expense | $929,000 | 2,148 |
| Additional noninterest expense | $955,000 | 4,577 |
| Pre-tax net operating income | $3,289,000 | 2,177 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $792,000 | 2,871 |
| Income before extraordinary items | $2,499,000 | 1,980 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,499,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $530,000 | 3,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,497,480 | 1,942 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,745,000 | 2,431 |
| Total interest expense | $6,207,000 | 2,477 |
| Net interest income | $7,538,000 | 2,379 |
| Provision for loan and lease losses | $59,000 | 5,927 |
| Total noninterest income | $910,000 | 3,333 |
| Gross Fiduciary activities income | $243,000 | 952 |
| Service charges on deposit accounts | $557,000 | 2,426 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $5,076,000 | 2,675 |
| Salaries and employee benefits | $2,872,000 | 2,308 |
| Premises and equipment expense | $949,000 | 2,113 |
| Additional noninterest expense | $1,255,000 | 3,601 |
| Pre-tax net operating income | $3,313,000 | 2,223 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $840,000 | 2,769 |
| Income before extraordinary items | $2,477,000 | 2,040 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,477,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $493,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,474,000 | 2,013 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,292,000 | 2,298 |
| Total interest expense | $4,829,000 | 2,546 |
| Net interest income | $8,463,000 | 2,130 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $781,000 | 3,796 |
| Gross Fiduciary activities income | $127,000 | 1,124 |
| Service charges on deposit accounts | $544,000 | 2,505 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $110,000 | 7,224 |
| Total noninterest expense | $5,442,000 | 2,561 |
| Salaries and employee benefits | $3,035,000 | 2,189 |
| Premises and equipment expense | $930,000 | 2,174 |
| Additional noninterest expense | $1,477,000 | 3,351 |
| Pre-tax net operating income | $3,552,000 | 2,013 |
| Securities gains (losses) | $45,000 | 1,225 |
| Applicable income taxes | $1,262,000 | 1,808 |
| Income before extraordinary items | $2,335,000 | 2,094 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,335,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $478,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,305,750 | 2,136 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,947,000 | 2,384 |
| Total interest expense | $5,098,000 | 2,531 |
| Net interest income | $7,849,000 | 2,293 |
| Provision for loan and lease losses | $256,000 | 3,328 |
| Total noninterest income | $699,000 | 4,448 |
| Gross Fiduciary activities income | $68,000 | 1,280 |
| Service charges on deposit accounts | $525,000 | 2,652 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $5,068,000 | 2,829 |
| Salaries and employee benefits | $2,918,000 | 2,280 |
| Premises and equipment expense | $809,000 | 2,535 |
| Additional noninterest expense | $1,341,000 | 3,836 |
| Pre-tax net operating income | $3,224,000 | 2,116 |
| Securities gains (losses) | $234,000 | 1,510 |
| Applicable income taxes | $1,321,000 | 1,766 |
| Income before extraordinary items | $2,137,000 | 2,340 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,137,000 | 2,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $287,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,987,240 | 2,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,250,000 | 2,659 |
| Total interest expense | $6,337,000 | 2,657 |
| Net interest income | $6,913,000 | 2,630 |
| Provision for loan and lease losses | $153,000 | 6,027 |
| Total noninterest income | $620,000 | 4,847 |
| Gross Fiduciary activities income | $67,000 | 1,318 |
| Service charges on deposit accounts | $457,000 | 3,055 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $4,521,000 | 3,145 |
| Salaries and employee benefits | $2,611,000 | 2,472 |
| Premises and equipment expense | $710,000 | 2,888 |
| Additional noninterest expense | $1,200,000 | 4,333 |
| Pre-tax net operating income | $2,859,000 | 2,172 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $926,000 | 2,260 |
| Income before extraordinary items | $1,927,000 | 2,372 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,927,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $228,000 | 4,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,931,080 | 2,200 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.