Home > The New Waterford Bank > Assets and Liabilities
The New Waterford Bank, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $70,850,000 | 6,009 |
| Cash and due from depository institutions | $2,297,000 | 4,243 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,017,000 | 5,051 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 4,575 |
| Net loans & leases | $37,557,000 | 5,991 |
| Loan loss allowance | $1,075,000 | 3,465 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $865,000 | 6,696 |
| Other real estate owned | $295,000 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $969,000 | 6,255 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,850,000 | 6,009 |
| Total liabilities | $66,164,000 | 5,858 |
| Total deposits | $64,430,000 | 5,786 |
| Interest-bearing deposits | $55,838,000 | 5,781 |
| Deposits held in domestic offices | $64,430,000 | 5,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,083,000 | 2,706 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $651,000 | 4,388 |
| Total equity capital | $4,686,000 | 7,605 |
| Total bank equity capital | $4,686,000 | 7,605 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $1,289,000 | 7,244 |
| Undivided profits | $2,597,000 | 6,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $542,000 | 4,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $151,000 | 9,446 |
| Earning assets | $66,424,000 | 5,898 |
| Long-term assets (5+ years) | $10,547,000 | 4,216 |
| Average Assets, year-to-date | $71,435,200 | 5,825 |
| Average Assets, quarterly | $70,403,000 | 5,979 |
| Volatile liabilities | $3,835,000 | 7,480 |
| Insider loans | $905,000 | 4,005 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,005,000 | 4,386 |
| Tier 1 (core) risk-based capital | $4,686,000 | 7,538 |
| Tier 2 risk-based capital | $510,370 | 5,185 |
| Total risk weighted assets | $40,264,970 | 5,857 |
| Total unused commitments | $6,005,000 | 4,411 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 51 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $74,804,000 | 5,800 |
| Cash and due from depository institutions | $2,631,000 | 4,156 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,903,000 | 4,607 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 6,284 |
| Net loans & leases | $38,927,000 | 5,856 |
| Loan loss allowance | $860,000 | 4,234 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $991,000 | 6,226 |
| Other real estate owned | $293,000 | 4,156 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $959,000 | 6,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,804,000 | 5,800 |
| Total liabilities | $70,223,000 | 5,652 |
| Total deposits | $68,471,000 | 5,599 |
| Interest-bearing deposits | $61,442,000 | 5,476 |
| Deposits held in domestic offices | $68,471,000 | 5,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,510 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $702,000 | 4,412 |
| Total equity capital | $4,581,000 | 7,536 |
| Total bank equity capital | $4,581,000 | 7,536 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $1,289,000 | 7,203 |
| Undivided profits | $2,492,000 | 6,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $614,000 | 4,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $163,000 | 9,658 |
| Earning assets | $69,930,000 | 5,675 |
| Long-term assets (5+ years) | $10,161,000 | 4,298 |
| Average Assets, year-to-date | $73,514,400 | 5,746 |
| Average Assets, quarterly | $74,669,000 | 5,755 |
| Volatile liabilities | $5,104,000 | 6,492 |
| Insider loans | $226,000 | 3,638 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,855,000 | 4,184 |
| Tier 1 (core) risk-based capital | $4,581,000 | 7,477 |
| Tier 2 risk-based capital | $496,390 | 5,249 |
| Total risk weighted assets | $39,347,290 | 6,011 |
| Total unused commitments | $5,855,000 | 4,204 |
| Derivatives | $0 | 651 |