Home > The New Iberia Bank > Income and Expense
The New Iberia Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,829,000 | 1,382 |
| Total interest expense | $10,924,000 | 1,430 |
| Net interest income | $12,905,000 | 1,350 |
| Provision for loan and lease losses | $730,000 | 1,282 |
| Total noninterest income | $2,046,000 | 1,731 |
| Gross Fiduciary activities income | $6,000 | 1,371 |
| Service charges on deposit accounts | $1,363,000 | 935 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $677,000 | 2,265 |
| Total noninterest expense | $9,025,000 | 1,454 |
| Salaries and employee benefits | $4,842,000 | 1,361 |
| Premises and equipment expense | $1,045,000 | 1,903 |
| Additional noninterest expense | $3,138,000 | 1,386 |
| Pre-tax net operating income | $5,196,000 | 1,488 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,488,000 | 1,716 |
| Income before extraordinary items | $3,708,000 | 1,459 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,708,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,587,000 | 580 |
| Cash dividends | $690,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,708,000 | 1,425 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,403,000 | 1,644 |
| Total interest expense | $9,148,000 | 1,729 |
| Net interest income | $11,255,000 | 1,583 |
| Provision for loan and lease losses | $536,000 | 1,652 |
| Total noninterest income | $2,254,000 | 1,666 |
| Gross Fiduciary activities income | $7,000 | 1,430 |
| Service charges on deposit accounts | $1,320,000 | 1,008 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $927,000 | 1,910 |
| Total noninterest expense | $7,657,000 | 1,851 |
| Salaries and employee benefits | $3,992,000 | 1,665 |
| Premises and equipment expense | $1,038,000 | 1,934 |
| Additional noninterest expense | $2,627,000 | 1,935 |
| Pre-tax net operating income | $5,316,000 | 1,349 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $1,476,000 | 1,623 |
| Income before extraordinary items | $3,855,000 | 1,290 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,855,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,725 |
| Cash dividends | $1,670,000 | 1,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,844,200 | 1,265 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,364,000 | 1,844 |
| Total interest expense | $7,983,000 | 1,962 |
| Net interest income | $10,381,000 | 1,721 |
| Provision for loan and lease losses | $355,000 | 2,047 |
| Total noninterest income | $2,065,000 | 1,794 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $1,190,000 | 1,119 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $868,000 | 1,988 |
| Total noninterest expense | $7,738,000 | 1,809 |
| Salaries and employee benefits | $3,900,000 | 1,704 |
| Premises and equipment expense | $1,120,000 | 1,804 |
| Additional noninterest expense | $2,718,000 | 1,835 |
| Pre-tax net operating income | $4,353,000 | 1,693 |
| Securities gains (losses) | $-26,000 | 10,740 |
| Applicable income taxes | $1,174,000 | 2,066 |
| Income before extraordinary items | $3,153,000 | 1,618 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,153,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $850,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,171,980 | 1,582 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,315,000 | 2,025 |
| Total interest expense | $5,546,000 | 2,244 |
| Net interest income | $9,769,000 | 1,847 |
| Provision for loan and lease losses | $103,000 | 4,489 |
| Total noninterest income | $2,019,000 | 1,826 |
| Gross Fiduciary activities income | $4,000 | 1,536 |
| Service charges on deposit accounts | $1,094,000 | 1,219 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $921,000 | 1,941 |
| Total noninterest expense | $7,658,000 | 1,890 |
| Salaries and employee benefits | $3,639,000 | 1,840 |
| Premises and equipment expense | $1,113,000 | 1,838 |
| Additional noninterest expense | $2,906,000 | 1,863 |
| Pre-tax net operating income | $4,027,000 | 1,767 |
| Securities gains (losses) | $-40,000 | 10,871 |
| Applicable income taxes | $1,050,000 | 2,125 |
| Income before extraordinary items | $2,937,000 | 1,665 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,937,000 | 1,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-185,000 | 12,396 |
| Cash dividends | $786,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,966,600 | 1,659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,212,000 | 2,064 |
| Total interest expense | $5,578,000 | 2,323 |
| Net interest income | $9,634,000 | 1,873 |
| Provision for loan and lease losses | $104,000 | 5,665 |
| Total noninterest income | $1,617,000 | 2,298 |
| Gross Fiduciary activities income | $4,000 | 1,568 |
| Service charges on deposit accounts | $1,028,000 | 1,317 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $585,000 | 2,939 |
| Total noninterest expense | $6,928,000 | 2,115 |
| Salaries and employee benefits | $3,192,000 | 2,075 |
| Premises and equipment expense | $1,186,000 | 1,774 |
| Additional noninterest expense | $2,550,000 | 2,188 |
| Pre-tax net operating income | $4,219,000 | 1,645 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,195,000 | 1,929 |
| Income before extraordinary items | $3,026,000 | 1,673 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,026,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-425,000 | 13,217 |
| Cash dividends | $435,000 | 3,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,024,560 | 1,580 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,516,000 | 2,275 |
| Total interest expense | $7,071,000 | 2,378 |
| Net interest income | $8,445,000 | 2,155 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $1,470,000 | 2,426 |
| Gross Fiduciary activities income | $4,000 | 1,602 |
| Service charges on deposit accounts | $881,000 | 1,534 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $585,000 | 2,874 |
| Total noninterest expense | $5,915,000 | 2,454 |
| Salaries and employee benefits | $2,675,000 | 2,416 |
| Premises and equipment expense | $970,000 | 2,154 |
| Additional noninterest expense | $2,270,000 | 2,527 |
| Pre-tax net operating income | $3,750,000 | 1,660 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $1,151,000 | 1,832 |
| Income before extraordinary items | $2,652,000 | 1,723 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,652,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-172,000 | 13,830 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,614,900 | 1,616 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.