Home > The New Farmers National Bank of Glasgow > Income and Expense
The New Farmers National Bank of Glasgow, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,278,000 | 2,653 |
| Total interest expense | $5,616,000 | 2,623 |
| Net interest income | $6,662,000 | 2,627 |
| Provision for loan and lease losses | $341,000 | 2,409 |
| Total noninterest income | $1,307,000 | 2,524 |
| Gross Fiduciary activities income | $9,000 | 1,273 |
| Service charges on deposit accounts | $904,000 | 1,433 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $394,000 | 3,462 |
| Total noninterest expense | $4,819,000 | 2,804 |
| Salaries and employee benefits | $2,444,000 | 2,872 |
| Premises and equipment expense | $713,000 | 2,827 |
| Additional noninterest expense | $1,662,000 | 2,595 |
| Pre-tax net operating income | $2,809,000 | 2,540 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $687,000 | 2,940 |
| Income before extraordinary items | $2,124,000 | 2,444 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,124,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,262 |
| Cash dividends | $1,495,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,122,480 | 2,409 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,284,000 | 2,654 |
| Total interest expense | $5,769,000 | 2,627 |
| Net interest income | $6,515,000 | 2,622 |
| Provision for loan and lease losses | $219,000 | 3,340 |
| Total noninterest income | $1,361,000 | 2,441 |
| Gross Fiduciary activities income | $7,000 | 1,317 |
| Service charges on deposit accounts | $976,000 | 1,280 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $378,000 | 3,548 |
| Total noninterest expense | $4,909,000 | 2,666 |
| Salaries and employee benefits | $2,456,000 | 2,767 |
| Premises and equipment expense | $448,000 | 4,025 |
| Additional noninterest expense | $2,005,000 | 2,106 |
| Pre-tax net operating income | $2,748,000 | 2,574 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $673,000 | 3,122 |
| Income before extraordinary items | $2,071,000 | 2,475 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,071,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,785 |
| Cash dividends | $1,835,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,074,000 | 2,392 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,304,000 | 2,662 |
| Total interest expense | $5,561,000 | 2,682 |
| Net interest income | $6,743,000 | 2,578 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,221,000 | 2,594 |
| Gross Fiduciary activities income | $8,000 | 1,350 |
| Service charges on deposit accounts | $885,000 | 1,456 |
| Trading account gains and fees | $-3,000 | 4,462 |
| Additional Noninterest Income | $331,000 | 3,707 |
| Total noninterest expense | $4,888,000 | 2,627 |
| Salaries and employee benefits | $2,454,000 | 2,699 |
| Premises and equipment expense | $468,000 | 3,924 |
| Additional noninterest expense | $1,966,000 | 2,123 |
| Pre-tax net operating income | $3,076,000 | 2,435 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $769,000 | 3,016 |
| Income before extraordinary items | $2,307,000 | 2,278 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,307,000 | 2,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,921 |
| Cash dividends | $2,225,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,307,000 | 2,223 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,070,000 | 2,741 |
| Total interest expense | $5,571,000 | 2,720 |
| Net interest income | $6,499,000 | 2,733 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $1,130,000 | 2,821 |
| Gross Fiduciary activities income | $11,000 | 1,397 |
| Service charges on deposit accounts | $845,000 | 1,582 |
| Trading account gains and fees | $-3,000 | 4,640 |
| Additional Noninterest Income | $277,000 | 4,267 |
| Total noninterest expense | $4,689,000 | 2,907 |
| Salaries and employee benefits | $2,460,000 | 2,743 |
| Premises and equipment expense | $468,000 | 3,984 |
| Additional noninterest expense | $1,761,000 | 2,752 |
| Pre-tax net operating income | $2,830,000 | 2,487 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $645,000 | 3,381 |
| Income before extraordinary items | $2,188,000 | 2,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,188,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,581 |
| Cash dividends | $2,185,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,185,690 | 2,208 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,213,000 | 2,966 |
| Total interest expense | $5,143,000 | 2,957 |
| Net interest income | $6,070,000 | 2,924 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $1,168,000 | 2,777 |
| Gross Fiduciary activities income | $9,000 | 1,480 |
| Service charges on deposit accounts | $773,000 | 1,766 |
| Trading account gains and fees | $-3,000 | 4,802 |
| Additional Noninterest Income | $389,000 | 3,362 |
| Total noninterest expense | $4,708,000 | 2,863 |
| Salaries and employee benefits | $2,423,000 | 2,757 |
| Premises and equipment expense | $498,000 | 3,773 |
| Additional noninterest expense | $1,787,000 | 2,643 |
| Pre-tax net operating income | $2,470,000 | 2,882 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $552,000 | 3,890 |
| Income before extraordinary items | $1,923,000 | 2,590 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,923,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $1,950,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,919,100 | 2,571 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 3,156 |
| Total interest expense | $3,866,000 | 3,158 |
| Net interest income | $5,720,000 | 3,138 |
| Provision for loan and lease losses | $260,000 | 2,513 |
| Total noninterest income | $856,000 | 3,500 |
| Gross Fiduciary activities income | $16,000 | 1,439 |
| Service charges on deposit accounts | $630,000 | 2,150 |
| Trading account gains and fees | $5,000 | 409 |
| Additional Noninterest Income | $205,000 | 5,180 |
| Total noninterest expense | $4,291,000 | 3,203 |
| Salaries and employee benefits | $2,170,000 | 3,052 |
| Premises and equipment expense | $428,000 | 4,339 |
| Additional noninterest expense | $1,693,000 | 2,987 |
| Pre-tax net operating income | $2,025,000 | 3,389 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $412,000 | 4,665 |
| Income before extraordinary items | $1,595,000 | 3,017 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,595,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 11,971 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,609,220 | 3,014 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 4,332 |
| Total interest expense | $2,930,000 | 4,200 |
| Net interest income | $4,024,000 | 4,374 |
| Provision for loan and lease losses | $639,000 | 1,774 |
| Total noninterest income | $607,000 | 4,918 |
| Gross Fiduciary activities income | $11,000 | 1,494 |
| Service charges on deposit accounts | $471,000 | 2,967 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $125,000 | 7,168 |
| Total noninterest expense | $3,352,000 | 4,074 |
| Salaries and employee benefits | $1,624,000 | 3,972 |
| Premises and equipment expense | $375,000 | 4,965 |
| Additional noninterest expense | $1,353,000 | 3,812 |
| Pre-tax net operating income | $640,000 | 7,686 |
| Securities gains (losses) | $-27,000 | 12,977 |
| Applicable income taxes | $91,000 | 9,959 |
| Income before extraordinary items | $522,000 | 7,370 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $522,000 | 7,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $485,000 | 1,802 |
| Cash dividends | $3,550,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $544,950 | 6,948 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,720,000 | 3,259 |
| Total interest expense | $4,854,000 | 3,402 |
| Net interest income | $5,866,000 | 3,121 |
| Provision for loan and lease losses | $198,000 | 5,256 |
| Total noninterest income | $684,000 | 4,485 |
| Gross Fiduciary activities income | $11,000 | 1,535 |
| Service charges on deposit accounts | $536,000 | 2,572 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $3,791,000 | 3,669 |
| Salaries and employee benefits | $1,855,000 | 3,439 |
| Premises and equipment expense | $425,000 | 4,572 |
| Additional noninterest expense | $1,511,000 | 3,574 |
| Pre-tax net operating income | $2,561,000 | 2,422 |
| Securities gains (losses) | $81,000 | 3,352 |
| Applicable income taxes | $661,000 | 3,146 |
| Income before extraordinary items | $1,981,000 | 2,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,981,000 | 2,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 7,168 |
| Cash dividends | $1,440,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,920,250 | 2,212 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.