Home > The Nebraska Security Bank > Income and Expense
The Nebraska Security Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 8,766 |
| Total interest expense | $1,130,000 | 8,319 |
| Net interest income | $1,083,000 | 8,982 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $182,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $735,000 | 9,279 |
| Salaries and employee benefits | $468,000 | 8,834 |
| Premises and equipment expense | $64,000 | 9,853 |
| Additional noninterest expense | $203,000 | 9,373 |
| Pre-tax net operating income | $530,000 | 7,760 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $382,000 | 7,761 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $382,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 10,736 |
| Cash dividends | $1,122,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $382,000 | 7,709 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 9,160 |
| Total interest expense | $1,106,000 | 8,675 |
| Net interest income | $1,051,000 | 9,413 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $160,000 | 8,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $650,000 | 9,992 |
| Salaries and employee benefits | $445,000 | 9,289 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $157,000 | 10,469 |
| Pre-tax net operating income | $476,000 | 8,082 |
| Securities gains (losses) | $12,000 | 2,365 |
| Applicable income taxes | $132,000 | 8,174 |
| Income before extraordinary items | $356,000 | 7,954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $356,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,222 |
| Cash dividends | $135,000 | 6,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $347,240 | 7,973 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,124,000 | 9,532 |
| Total interest expense | $1,065,000 | 9,017 |
| Net interest income | $1,059,000 | 9,754 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $139,000 | 9,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $708,000 | 10,150 |
| Salaries and employee benefits | $450,000 | 9,537 |
| Premises and equipment expense | $69,000 | 10,506 |
| Additional noninterest expense | $189,000 | 10,557 |
| Pre-tax net operating income | $466,000 | 8,647 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $134,000 | 8,547 |
| Income before extraordinary items | $340,000 | 8,567 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $340,000 | 8,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 11,339 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $334,240 | 8,588 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 9,884 |
| Total interest expense | $869,000 | 9,262 |
| Net interest income | $1,081,000 | 10,137 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $292,000 | 7,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 8,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,083 |
| Total noninterest expense | $705,000 | 10,682 |
| Salaries and employee benefits | $466,000 | 9,699 |
| Premises and equipment expense | $68,000 | 11,037 |
| Additional noninterest expense | $171,000 | 11,508 |
| Pre-tax net operating income | $620,000 | 7,889 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $145,000 | 8,410 |
| Income before extraordinary items | $476,000 | 7,485 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $476,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 11,710 |
| Cash dividends | $97,000 | 7,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $475,230 | 7,538 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 10,301 |
| Total interest expense | $869,000 | 9,698 |
| Net interest income | $1,069,000 | 10,529 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $118,000 | 10,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $819,000 | 10,575 |
| Salaries and employee benefits | $489,000 | 9,780 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $274,000 | 10,774 |
| Pre-tax net operating income | $297,000 | 10,267 |
| Securities gains (losses) | $122,000 | 2,231 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $323,000 | 9,204 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $323,000 | 9,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,976 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $229,060 | 10,038 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 10,743 |
| Total interest expense | $1,023,000 | 10,298 |
| Net interest income | $1,054,000 | 10,879 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $749,000 | 11,263 |
| Salaries and employee benefits | $482,000 | 9,953 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $210,000 | 12,104 |
| Pre-tax net operating income | $420,000 | 9,061 |
| Securities gains (losses) | $-69,000 | 13,723 |
| Applicable income taxes | $72,000 | 10,657 |
| Income before extraordinary items | $279,000 | 9,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $279,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $333,510 | 8,534 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.