Home > The Navarre Deposit Bank Company > Income and Expense
The Navarre Deposit Bank Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 5,723 |
| Total interest expense | $2,508,000 | 5,554 |
| Net interest income | $2,815,000 | 5,785 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $285,000 | 7,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,198 |
| Total noninterest expense | $2,105,000 | 5,764 |
| Salaries and employee benefits | $1,078,000 | 5,692 |
| Premises and equipment expense | $315,000 | 5,426 |
| Additional noninterest expense | $712,000 | 5,759 |
| Pre-tax net operating income | $911,000 | 6,367 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $211,000 | 7,247 |
| Income before extraordinary items | $714,000 | 5,896 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $714,000 | 5,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $210,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $703,220 | 5,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,814 |
| Total interest expense | $2,100,000 | 5,390 |
| Net interest income | $2,734,000 | 6,040 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $230,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $2,019,000 | 6,153 |
| Salaries and employee benefits | $969,000 | 6,247 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $767,000 | 5,896 |
| Pre-tax net operating income | $849,000 | 6,630 |
| Securities gains (losses) | $77,000 | 902 |
| Applicable income taxes | $210,000 | 7,181 |
| Income before extraordinary items | $716,000 | 5,817 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $716,000 | 5,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $196,000 | 5,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $656,710 | 6,246 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 6,117 |
| Total interest expense | $2,126,000 | 5,547 |
| Net interest income | $2,548,000 | 6,445 |
| Provision for loan and lease losses | $137,000 | 4,886 |
| Total noninterest income | $224,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,810,000 | 6,858 |
| Salaries and employee benefits | $887,000 | 6,793 |
| Premises and equipment expense | $245,000 | 6,787 |
| Additional noninterest expense | $678,000 | 6,722 |
| Pre-tax net operating income | $825,000 | 6,693 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $205,000 | 7,530 |
| Income before extraordinary items | $714,000 | 6,029 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $708,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 6,011 |
| Cash dividends | $196,000 | 5,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $640,680 | 6,242 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,696,000 | 6,677 |
| Total interest expense | $2,368,000 | 6,253 |
| Net interest income | $2,328,000 | 6,945 |
| Provision for loan and lease losses | $114,000 | 6,935 |
| Total noninterest income | $218,000 | 9,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $1,655,000 | 7,385 |
| Salaries and employee benefits | $785,000 | 7,356 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $652,000 | 7,094 |
| Pre-tax net operating income | $777,000 | 6,671 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $638,000 | 6,309 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $638,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $599,500 | 6,214 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.