Home > The National State Bank of Metropolis > Income and Expense
The National State Bank of Metropolis, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,410,000 | 4,731 |
| Total interest expense | $3,071,000 | 4,511 |
| Net interest income | $3,339,000 | 4,795 |
| Provision for loan and lease losses | $769,000 | 1,229 |
| Total noninterest income | $690,000 | 4,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,788 |
| Total noninterest expense | $2,669,000 | 4,629 |
| Salaries and employee benefits | $1,206,000 | 5,146 |
| Premises and equipment expense | $305,000 | 5,412 |
| Additional noninterest expense | $1,158,000 | 3,552 |
| Pre-tax net operating income | $591,000 | 6,745 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $92,000 | 7,032 |
| Income before extraordinary items | $507,000 | 6,389 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $507,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 1,002 |
| Cash dividends | $391,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $500,200 | 6,421 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,357,000 | 4,791 |
| Total interest expense | $3,012,000 | 4,712 |
| Net interest income | $3,345,000 | 4,760 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $643,000 | 4,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 3,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,742 |
| Total noninterest expense | $2,197,000 | 5,220 |
| Salaries and employee benefits | $1,069,000 | 5,524 |
| Premises and equipment expense | $328,000 | 5,097 |
| Additional noninterest expense | $800,000 | 4,680 |
| Pre-tax net operating income | $1,641,000 | 3,917 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $502,000 | 3,824 |
| Income before extraordinary items | $1,141,000 | 4,082 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,141,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,792 |
| Cash dividends | $460,000 | 3,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,139,620 | 4,001 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 4,860 |
| Total interest expense | $2,959,000 | 4,775 |
| Net interest income | $3,356,000 | 4,879 |
| Provision for loan and lease losses | $220,000 | 3,234 |
| Total noninterest income | $723,000 | 3,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 3,105 |
| Total noninterest expense | $1,952,000 | 5,744 |
| Salaries and employee benefits | $1,053,000 | 5,670 |
| Premises and equipment expense | $249,000 | 6,069 |
| Additional noninterest expense | $650,000 | 5,503 |
| Pre-tax net operating income | $1,907,000 | 3,692 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $626,000 | 3,547 |
| Income before extraordinary items | $1,285,000 | 3,833 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,285,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,774 |
| Cash dividends | $541,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,282,320 | 3,774 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 5,417 |
| Total interest expense | $2,492,000 | 5,530 |
| Net interest income | $3,150,000 | 5,254 |
| Provision for loan and lease losses | $175,000 | 3,759 |
| Total noninterest income | $627,000 | 4,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,499 |
| Total noninterest expense | $1,905,000 | 6,148 |
| Salaries and employee benefits | $1,052,000 | 5,787 |
| Premises and equipment expense | $191,000 | 7,191 |
| Additional noninterest expense | $662,000 | 5,964 |
| Pre-tax net operating income | $1,697,000 | 3,933 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $508,000 | 4,101 |
| Income before extraordinary items | $1,197,000 | 3,881 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,197,000 | 3,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $265,000 | 4,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,191,400 | 3,845 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 6,154 |
| Total interest expense | $2,053,000 | 6,354 |
| Net interest income | $2,768,000 | 5,868 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $546,000 | 4,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,698 |
| Total noninterest expense | $1,686,000 | 6,768 |
| Salaries and employee benefits | $896,000 | 6,576 |
| Premises and equipment expense | $166,000 | 7,897 |
| Additional noninterest expense | $624,000 | 6,373 |
| Pre-tax net operating income | $1,564,000 | 4,304 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $458,000 | 4,475 |
| Income before extraordinary items | $1,099,000 | 4,262 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,099,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $230,000 | 5,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,103,970 | 4,219 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,254,000 | 6,411 |
| Total interest expense | $1,608,000 | 6,587 |
| Net interest income | $2,646,000 | 6,183 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $485,000 | 5,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,506 |
| Total noninterest expense | $1,631,000 | 7,199 |
| Salaries and employee benefits | $827,000 | 7,060 |
| Premises and equipment expense | $151,000 | 8,529 |
| Additional noninterest expense | $653,000 | 6,655 |
| Pre-tax net operating income | $1,500,000 | 4,413 |
| Securities gains (losses) | $71,000 | 951 |
| Applicable income taxes | $464,000 | 4,287 |
| Income before extraordinary items | $1,107,000 | 4,152 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,107,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $230,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,057,300 | 4,378 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 6,561 |
| Total interest expense | $1,650,000 | 6,743 |
| Net interest income | $2,612,000 | 6,329 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $339,000 | 7,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 6,409 |
| Total noninterest expense | $1,551,000 | 7,643 |
| Salaries and employee benefits | $778,000 | 7,454 |
| Premises and equipment expense | $151,000 | 8,878 |
| Additional noninterest expense | $622,000 | 7,155 |
| Pre-tax net operating income | $1,400,000 | 4,597 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $407,000 | 4,946 |
| Income before extraordinary items | $998,000 | 4,719 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $998,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 12,803 |
| Cash dividends | $239,000 | 5,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $994,450 | 4,481 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 7,215 |
| Total interest expense | $1,992,000 | 7,125 |
| Net interest income | $2,227,000 | 7,182 |
| Provision for loan and lease losses | $-50,000 | 13,611 |
| Total noninterest income | $278,000 | 8,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,310,000 | 8,630 |
| Salaries and employee benefits | $692,000 | 8,051 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $531,000 | 8,188 |
| Pre-tax net operating income | $1,245,000 | 4,772 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $382,000 | 4,970 |
| Income before extraordinary items | $909,000 | 4,896 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $909,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $239,000 | 4,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $876,800 | 4,715 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.