Home > The National Security Bank of Chicago > Income and Expense
The National Security Bank of Chicago, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,256,000 | 2,185 |
| Total interest expense | $5,574,000 | 2,326 |
| Net interest income | $8,682,000 | 2,078 |
| Provision for loan and lease losses | $1,300,000 | 1,100 |
| Total noninterest income | $1,566,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,227,000 | 1,087 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $339,000 | 4,184 |
| Total noninterest expense | $7,185,000 | 2,040 |
| Salaries and employee benefits | $1,933,000 | 3,378 |
| Premises and equipment expense | $802,000 | 2,551 |
| Additional noninterest expense | $4,450,000 | 1,391 |
| Pre-tax net operating income | $1,763,000 | 3,759 |
| Securities gains (losses) | $391,000 | 1,072 |
| Applicable income taxes | $584,000 | 3,692 |
| Income before extraordinary items | $1,570,000 | 3,106 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,570,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,333,000 | 937 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,284,570 | 3,566 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,207,000 | 2,184 |
| Total interest expense | $6,522,000 | 2,583 |
| Net interest income | $9,685,000 | 1,892 |
| Provision for loan and lease losses | $1,372,000 | 1,499 |
| Total noninterest income | $1,358,000 | 2,583 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,089,000 | 1,222 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $269,000 | 4,742 |
| Total noninterest expense | $7,688,000 | 1,937 |
| Salaries and employee benefits | $2,426,000 | 2,674 |
| Premises and equipment expense | $856,000 | 2,409 |
| Additional noninterest expense | $4,406,000 | 1,493 |
| Pre-tax net operating income | $1,983,000 | 3,127 |
| Securities gains (losses) | $301,000 | 1,540 |
| Applicable income taxes | $733,000 | 2,829 |
| Income before extraordinary items | $1,551,000 | 2,976 |
| Extraordinary gains, net | $215,000 | 407 |
| Net income | $1,766,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,134,000 | 1,443 |
| Cash dividends | $1,100,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,346,320 | 3,164 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.