The National Capital Bank of Washington, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,427,0001,445
Total interest expense$2,203,0001,758
Net interest income$6,224,0001,307
Provision for loan and lease losses$65,0001,734
Total noninterest income$822,0001,467
Gross Fiduciary activities income$0918
Service charges on deposit accounts$72,0002,208
Trading account gains and feesNANA
Additional Noninterest Income$750,0001,165
Total noninterest expense$4,536,0001,377
Salaries and employee benefits$3,099,0001,202
Premises and equipment expense$210,0002,286
Additional noninterest expense$750,0001,165
Pre-tax net operating income$2,445,0001,261
Securities gains (losses)$0665
Applicable income taxes$633,000883
Income before extraordinary items$1,812,0001,388
Extraordinary gains, net$047
Net income$1,812,0001,407
Minority interest net income$065
Net income of bank and minority interests.$1,812,0001,388
Net charge-offs$02,299
Cash dividends$490,0001,382
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,812,0001,399
2024-12-31 (YTD Data)Rank
Total interest income$34,191,0001,417
Total interest expense$11,022,0001,564
Net interest income$23,169,0001,305
Provision for loan and lease losses$537,0001,328
Total noninterest income$3,302,0001,500
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$268,0002,345
Trading account gains and feesNANA
Additional Noninterest Income$3,034,0001,199
Total noninterest expense$16,547,0001,454
Salaries and employee benefits$11,762,0001,222
Premises and equipment expense$419,0003,190
Additional noninterest expense$3,034,0001,199
Pre-tax net operating income$9,387,0001,207
Securities gains (losses)$0940
Applicable income taxes$2,419,000847
Income before extraordinary items$6,968,0001,363
Extraordinary gains, net$053
Net income$6,968,0001,373
Minority interest net income$090
Net income of bank and minority interests.$6,968,0001,363
Net charge-offs$17,0002,527
Cash dividends$1,440,0001,932
Sale, conversion, retirement of capital stock, net$0564
Net operating income$6,968,0001,365
2024-09-30 (YTD Data)Rank
Total interest income$25,437,0001,410
Total interest expense$8,371,0001,550
Net interest income$17,066,0001,312
Provision for loan and lease losses$470,0001,133
Total noninterest income$2,407,0001,532
Gross Fiduciary activities income$0972
Service charges on deposit accounts$197,0002,368
Trading account gains and feesNANA
Additional Noninterest Income$2,210,0001,223
Total noninterest expense$12,448,0001,426
Salaries and employee benefits$8,824,0001,206
Premises and equipment expense$326,0003,135
Additional noninterest expense$2,210,0001,223
Pre-tax net operating income$6,555,0001,257
Securities gains (losses)$0930
Applicable income taxes$1,694,000885
Income before extraordinary items$4,861,0001,401
Extraordinary gains, net$051
Net income$4,861,0001,417
Minority interest net income$082
Net income of bank and minority interests.$4,861,0001,403
Net charge-offs$02,823
Cash dividends$1,080,0001,697
Sale, conversion, retirement of capital stock, net$0527
Net operating income$4,861,0001,407
2024-06-30 (YTD Data)Rank
Total interest income$16,589,0001,422
Total interest expense$5,417,0001,557
Net interest income$11,172,0001,326
Provision for loan and lease losses$345,0001,017
Total noninterest income$1,613,0001,505
Gross Fiduciary activities income$0962
Service charges on deposit accounts$129,0002,369
Trading account gains and feesNANA
Additional Noninterest Income$1,484,0001,217
Total noninterest expense$8,405,0001,409
Salaries and employee benefits$5,960,0001,200
Premises and equipment expense$288,0002,763
Additional noninterest expense$1,484,0001,217
Pre-tax net operating income$4,035,0001,309
Securities gains (losses)$0628
Applicable income taxes$1,041,000924
Income before extraordinary items$2,994,0001,459
Extraordinary gains, net$052
Net income$2,994,0001,480
Minority interest net income$084
Net income of bank and minority interests.$2,994,0001,461
Net charge-offs$02,587
Cash dividends$720,0001,707
Sale, conversion, retirement of capital stock, net$0496
Net operating income$2,994,0001,463
2024-03-31 (YTD Data)Rank
Total interest income$8,083,0001,436
Total interest expense$2,624,0001,566
Net interest income$5,459,0001,350
Provision for loan and lease losses$265,000726
Total noninterest income$784,0001,518
Gross Fiduciary activities income$0895
Service charges on deposit accounts$59,0002,466
Trading account gains and feesNANA
Additional Noninterest Income$725,0001,210
Total noninterest expense$4,221,0001,415
Salaries and employee benefits$2,985,0001,200
Premises and equipment expense$169,0002,551
Additional noninterest expense$725,0001,210
Pre-tax net operating income$1,757,0001,411
Securities gains (losses)$0689
Applicable income taxes$451,0001,006
Income before extraordinary items$1,306,0001,570
Extraordinary gains, net$051
Net income$1,306,0001,588
Minority interest net income$072
Net income of bank and minority interests.$1,306,0001,569
Net charge-offs$02,217
Cash dividends$360,0001,473
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,306,0001,573
2023-12-31 (YTD Data)Rank
Total interest income$28,516,0001,457
Total interest expense$7,097,0001,626
Net interest income$21,419,0001,359
Provision for loan and lease losses$210,0001,955
Total noninterest income$3,710,0001,429
Gross Fiduciary activities income$0981
Service charges on deposit accounts$211,0002,613
Trading account gains and feesNANA
Additional Noninterest Income$3,499,0001,144
Total noninterest expense$17,584,0001,340
Salaries and employee benefits$12,577,0001,109
Premises and equipment expense$545,0002,833
Additional noninterest expense$3,499,0001,144
Pre-tax net operating income$7,335,0001,491
Securities gains (losses)$-789,0004,263
Applicable income taxes$1,614,0001,128
Income before extraordinary items$4,932,0001,741
Extraordinary gains, net$054
Net income$4,932,0001,762
Minority interest net income$088
Net income of bank and minority interests.$4,932,0001,744
Net charge-offs$02,884
Cash dividends$1,092,0002,079
Sale, conversion, retirement of capital stock, net$2,000,000137
Net operating income$5,555,3101,639
2023-09-30 (YTD Data)Rank
Total interest income$20,824,0001,452
Total interest expense$4,754,0001,632
Net interest income$16,070,0001,359
Provision for loan and lease losses$03,085
Total noninterest income$2,986,0001,359
Gross Fiduciary activities income$0950
Service charges on deposit accounts$164,0002,589
Trading account gains and feesNANA
Additional Noninterest Income$2,822,0001,073
Total noninterest expense$13,331,0001,332
Salaries and employee benefits$9,484,0001,113
Premises and equipment expense$454,0002,699
Additional noninterest expense$2,822,0001,073
Pre-tax net operating income$5,725,0001,501
Securities gains (losses)$-789,0004,426
Applicable income taxes$1,233,0001,128
Income before extraordinary items$3,703,0001,806
Extraordinary gains, net$052
Net income$3,703,0001,822
Minority interest net income$081
Net income of bank and minority interests.$3,703,0001,806
Net charge-offs$02,641
Cash dividends$819,0001,856
Sale, conversion, retirement of capital stock, net$2,000,000120
Net operating income$4,326,3101,640
2023-06-30 (YTD Data)Rank
Total interest income$13,604,0001,447
Total interest expense$2,807,0001,628
Net interest income$10,797,0001,362
Provision for loan and lease losses$02,940
Total noninterest income$2,254,0001,208
Gross Fiduciary activities income$0931
Service charges on deposit accounts$111,0002,566
Trading account gains and feesNANA
Additional Noninterest Income$2,143,000923
Total noninterest expense$9,023,0001,300
Salaries and employee benefits$6,485,0001,083
Premises and equipment expense$322,0002,602
Additional noninterest expense$2,143,000922
Pre-tax net operating income$4,028,0001,431
Securities gains (losses)$-789,0004,509
Applicable income taxes$808,0001,154
Income before extraordinary items$2,431,0001,810
Extraordinary gains, net$051
Net income$2,431,0001,830
Minority interest net income$081
Net income of bank and minority interests.$2,431,0001,810
Net charge-offs$02,431
Cash dividends$546,0001,884
Sale, conversion, retirement of capital stock, net$2,000,00082
Net operating income$3,054,3101,568
2023-03-31 (YTD Data)Rank
Total interest income$6,513,0001,483
Total interest expense$1,067,0001,758
Net interest income$5,446,0001,360
Provision for loan and lease losses$02,612
Total noninterest income$679,0001,647
Gross Fiduciary activities income$0913
Service charges on deposit accounts$58,0002,531
Trading account gains and feesNANA
Additional Noninterest Income$621,0001,330
Total noninterest expense$4,682,0001,268
Salaries and employee benefits$3,387,0001,059
Premises and equipment expense$165,0002,606
Additional noninterest expense$621,0001,330
Pre-tax net operating income$1,443,0001,840
Securities gains (losses)$0950
Applicable income taxes$357,0001,253
Income before extraordinary items$1,086,0001,993
Extraordinary gains, net$04
Net income$1,086,0001,992
Minority interest net income$048
Net income of bank and minority interests.$1,086,0001,993
Net charge-offs$02,062
Cash dividends$273,0001,644
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,086,0002,015
2022-12-31 (YTD Data)Rank
Total interest income$22,442,0001,434
Total interest expense$1,444,0001,954
Net interest income$20,998,0001,373
Provision for loan and lease losses$-891,0004,593
Total noninterest income$2,488,0001,824
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$216,0002,658
Trading account gains and feesNANA
Additional Noninterest Income$2,272,0001,504
Total noninterest expense$17,257,0001,332
Salaries and employee benefits$12,517,0001,105
Premises and equipment expense$811,0002,286
Additional noninterest expense$2,272,0001,504
Pre-tax net operating income$7,120,0001,624
Securities gains (losses)$-392,0004,268
Applicable income taxes$1,605,0001,221
Income before extraordinary items$5,123,0001,787
Extraordinary gains, net$05
Net income$5,123,0001,785
Minority interest net income$063
Net income of bank and minority interests.$5,123,0001,786
Net charge-offs$-2,0003,341
Cash dividends$1,092,0002,060
Sale, conversion, retirement of capital stock, net$0568
Net operating income$5,432,6801,758
2022-09-30 (YTD Data)Rank
Total interest income$15,960,0001,437
Total interest expense$745,0002,129
Net interest income$15,215,0001,396
Provision for loan and lease losses$-650,0004,610
Total noninterest income$1,905,0001,810
Gross Fiduciary activities income$0968
Service charges on deposit accounts$161,0002,681
Trading account gains and feesNANA
Additional Noninterest Income$1,744,0001,513
Total noninterest expense$12,973,0001,323
Salaries and employee benefits$9,517,0001,092
Premises and equipment expense$627,0002,262
Additional noninterest expense$1,744,0001,513
Pre-tax net operating income$4,797,0001,741
Securities gains (losses)$0740
Applicable income taxes$1,159,0001,244
Income before extraordinary items$3,638,0001,838
Extraordinary gains, net$04
Net income$3,638,0001,836
Minority interest net income$057
Net income of bank and minority interests.$3,638,0001,837
Net charge-offs$-2,0003,205
Cash dividends$819,0001,825
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,638,0001,873
2022-06-30 (YTD Data)Rank
Total interest income$10,175,0001,453
Total interest expense$353,0002,441
Net interest income$9,822,0001,408
Provision for loan and lease losses$-456,0004,603
Total noninterest income$1,283,0001,788
Gross Fiduciary activities income$0925
Service charges on deposit accounts$108,0002,679
Trading account gains and feesNANA
Additional Noninterest Income$1,175,0001,523
Total noninterest expense$8,641,0001,311
Salaries and employee benefits$6,341,0001,092
Premises and equipment expense$437,0002,207
Additional noninterest expense$1,863,0001,691
Pre-tax net operating income$2,920,0001,768
Securities gains (losses)$0687
Applicable income taxes$698,0001,244
Income before extraordinary items$2,222,0001,862
Extraordinary gains, net$04
Net income$2,222,0001,863
Minority interest net income$060
Net income of bank and minority interests.$2,222,0001,862
Net charge-offs$-2,0003,158
Cash dividends$546,0001,820
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,222,0001,907
2022-03-31 (YTD Data)Rank
Total interest income$4,886,0001,470
Total interest expense$137,0002,751
Net interest income$4,749,0001,414
Provision for loan and lease losses$-158,0004,552
Total noninterest income$662,0001,766
Gross Fiduciary activities income$0892
Service charges on deposit accounts$54,0002,652
Trading account gains and feesNANA
Additional Noninterest Income$608,0001,496
Total noninterest expense$4,306,0001,316
Salaries and employee benefits$3,177,0001,097
Premises and equipment expense$226,0002,172
Additional noninterest expense$903,0001,716
Pre-tax net operating income$1,263,0001,861
Securities gains (losses)$0623
Applicable income taxes$296,0001,319
Income before extraordinary items$967,0001,955
Extraordinary gains, net$04
Net income$967,0001,954
Minority interest net income$050
Net income of bank and minority interests.$967,0001,955
Net charge-offs$-2,0003,266
Cash dividends$273,0001,569
Sale, conversion, retirement of capital stock, net$0453
Net operating income$967,0001,981
2021-12-31 (YTD Data)Rank
Total interest income$21,263,0001,397
Total interest expense$660,0002,780
Net interest income$20,603,0001,326
Provision for loan and lease losses$-151,0004,283
Total noninterest income$2,560,0001,980
Gross Fiduciary activities income$0994
Service charges on deposit accounts$200,0002,691
Trading account gains and feesNANA
Additional Noninterest Income$2,360,0001,746
Total noninterest expense$16,543,0001,343
Salaries and employee benefits$11,513,0001,163
Premises and equipment expense$886,0002,182
Additional noninterest expense$4,144,0001,548
Pre-tax net operating income$6,771,0001,676
Securities gains (losses)$-58,0004,584
Applicable income taxes$1,592,0001,265
Income before extraordinary items$5,121,0001,864
Extraordinary gains, net$010
Net income$5,121,0001,865
Minority interest net income$074
Net income of bank and minority interests.$5,121,0001,865
Net charge-offs$1,0002,638
Cash dividends$831,0002,389
Sale, conversion, retirement of capital stock, net$8,856,00076
Net operating income$5,166,8201,820
2021-09-30 (YTD Data)Rank
Total interest income$15,903,0001,433
Total interest expense$515,0002,825
Net interest income$15,388,0001,355
Provision for loan and lease losses$197,0001,502
Total noninterest income$1,886,0002,035
Gross Fiduciary activities income$0957
Service charges on deposit accounts$147,0002,727
Trading account gains and feesNANA
Additional Noninterest Income$1,739,0001,818
Total noninterest expense$12,296,0001,365
Salaries and employee benefits$8,531,0001,172
Premises and equipment expense$699,0002,137
Additional noninterest expense$3,066,0001,570
Pre-tax net operating income$4,781,0001,825
Securities gains (losses)$88,000858
Applicable income taxes$1,203,0001,322
Income before extraordinary items$3,666,0001,987
Extraordinary gains, net$08
Net income$3,666,0001,986
Minority interest net income$069
Net income of bank and minority interests.$3,666,0001,987
Net charge-offs$26,0001,629
Cash dividends$572,0002,208
Sale, conversion, retirement of capital stock, net$8,854,00065
Net operating income$3,596,4801,992
2021-06-30 (YTD Data)Rank
Total interest income$10,557,0001,437
Total interest expense$369,0002,793
Net interest income$10,188,0001,357
Provision for loan and lease losses$197,0001,214
Total noninterest income$1,236,0002,007
Gross Fiduciary activities income$0951
Service charges on deposit accounts$97,0002,683
Trading account gains and feesNANA
Additional Noninterest Income$1,139,0001,786
Total noninterest expense$8,233,0001,353
Salaries and employee benefits$5,712,0001,174
Premises and equipment expense$489,0002,086
Additional noninterest expense$2,032,0001,556
Pre-tax net operating income$2,994,0001,898
Securities gains (losses)$88,000711
Applicable income taxes$758,0001,364
Income before extraordinary items$2,324,0002,052
Extraordinary gains, net$06
Net income$2,324,0002,052
Minority interest net income$067
Net income of bank and minority interests.$2,324,0002,052
Net charge-offs$56,0001,119
Cash dividends$315,0002,317
Sale, conversion, retirement of capital stock, net$8,856,00041
Net operating income$2,254,4802,053
2021-03-31 (YTD Data)Rank
Total interest income$5,137,0001,473
Total interest expense$200,0002,759
Net interest income$4,937,0001,383
Provision for loan and lease losses$145,0001,049
Total noninterest income$607,0002,020
Gross Fiduciary activities income$0922
Service charges on deposit accounts$45,0002,783
Trading account gains and feesNANA
Additional Noninterest Income$562,0001,800
Total noninterest expense$4,229,0001,308
Salaries and employee benefits$2,921,0001,140
Premises and equipment expense$255,0002,044
Additional noninterest expense$1,053,0001,485
Pre-tax net operating income$1,170,0002,182
Securities gains (losses)$88,000508
Applicable income taxes$303,0001,501
Income before extraordinary items$955,0002,280
Extraordinary gains, net$03
Net income$955,0002,280
Minority interest net income$055
Net income of bank and minority interests.$955,0002,280
Net charge-offs$96,000631
Cash dividends$157,0001,926
Sale, conversion, retirement of capital stock, net$36,000355
Net operating income$885,4802,333
2020-12-31 (YTD Data)Rank
Total interest income$20,090,0001,490
Total interest expense$1,646,0002,242
Net interest income$18,444,0001,383
Provision for loan and lease losses$2,083,0001,021
Total noninterest income$2,088,0002,076
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$191,0002,822
Trading account gains and feesNANA
Additional Noninterest Income$1,897,0001,837
Total noninterest expense$15,750,0001,353
Salaries and employee benefits$10,537,0001,198
Premises and equipment expense$839,0002,279
Additional noninterest expense$4,374,0001,432
Pre-tax net operating income$2,699,0002,562
Securities gains (losses)$623,000517
Applicable income taxes$674,0001,726
Income before extraordinary items$2,648,0002,463
Extraordinary gains, net$04
Net income$2,648,0002,463
Minority interest net income$072
Net income of bank and minority interests.$2,648,0002,463
Net charge-offs$70,0002,209
Cash dividends$629,0002,635
Sale, conversion, retirement of capital stock, net$153,000396
Net operating income$2,149,6002,693
2020-09-30 (YTD Data)Rank
Total interest income$14,991,0001,502
Total interest expense$1,385,0002,151
Net interest income$13,606,0001,395
Provision for loan and lease losses$1,764,000955
Total noninterest income$1,471,0002,111
Gross Fiduciary activities income$0981
Service charges on deposit accounts$150,0002,785
Trading account gains and feesNANA
Additional Noninterest Income$1,321,0001,878
Total noninterest expense$11,773,0001,343
Salaries and employee benefits$8,021,0001,174
Premises and equipment expense$612,0002,313
Additional noninterest expense$3,140,0001,457
Pre-tax net operating income$1,540,0002,916
Securities gains (losses)$624,000434
Applicable income taxes$519,0001,709
Income before extraordinary items$1,645,0002,700
Extraordinary gains, net$04
Net income$1,645,0002,699
Minority interest net income$065
Net income of bank and minority interests.$1,645,0002,700
Net charge-offs$70,0001,872
Cash dividends$472,0002,383
Sale, conversion, retirement of capital stock, net$114,000376
Net operating income$1,152,0403,114
2020-06-30 (YTD Data)Rank
Total interest income$9,917,0001,527
Total interest expense$1,078,0002,060
Net interest income$8,839,0001,423
Provision for loan and lease losses$1,312,000922
Total noninterest income$980,0002,040
Gross Fiduciary activities income$0970
Service charges on deposit accounts$101,0002,810
Trading account gains and feesNANA
Additional Noninterest Income$879,0001,798
Total noninterest expense$7,759,0001,350
Salaries and employee benefits$5,384,0001,153
Premises and equipment expense$393,0002,354
Additional noninterest expense$1,982,0001,516
Pre-tax net operating income$748,0003,309
Securities gains (losses)$5,0002,004
Applicable income taxes$159,0002,234
Income before extraordinary items$594,0003,470
Extraordinary gains, net$04
Net income$594,0003,470
Minority interest net income$065
Net income of bank and minority interests.$594,0003,470
Net charge-offs$70,0001,538
Cash dividends$314,0002,358
Sale, conversion, retirement of capital stock, net$76,000350
Net operating income$590,0503,415
2020-03-31 (YTD Data)Rank
Total interest income$4,928,0001,530
Total interest expense$651,0001,935
Net interest income$4,277,0001,431
Provision for loan and lease losses$654,000759
Total noninterest income$498,0001,949
Gross Fiduciary activities income$0941
Service charges on deposit accounts$78,0002,457
Trading account gains and feesNANA
Additional Noninterest Income$420,0001,680
Total noninterest expense$3,825,0001,376
Salaries and employee benefits$2,690,0001,162
Premises and equipment expense$151,0002,760
Additional noninterest expense$984,0001,539
Pre-tax net operating income$296,0003,419
Securities gains (losses)$5,0001,450
Applicable income taxes$63,0002,251
Income before extraordinary items$238,0003,535
Extraordinary gains, net$04
Net income$238,0003,536
Minority interest net income$056
Net income of bank and minority interests.$238,0003,536
Net charge-offs$70,0001,049
Cash dividends$157,0002,072
Sale, conversion, retirement of capital stock, net$33,000354
Net operating income$234,0503,526
2019-12-31 (YTD Data)Rank
Total interest income$19,268,0001,560
Total interest expense$2,691,0001,937
Net interest income$16,577,0001,459
Provision for loan and lease losses$270,0002,063
Total noninterest income$1,911,0002,015
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$311,0002,551
Trading account gains and feesNANA
Additional Noninterest Income$1,600,0001,744
Total noninterest expense$14,803,0001,382
Salaries and employee benefits$9,999,0001,204
Premises and equipment expense$647,0002,675
Additional noninterest expense$4,157,0001,457
Pre-tax net operating income$3,415,0002,274
Securities gains (losses)$02,379
Applicable income taxes$863,0001,546
Income before extraordinary items$2,552,0002,544
Extraordinary gains, net$011
Net income$2,552,0002,545
Minority interest net income$076
Net income of bank and minority interests.$2,552,0002,546
Net charge-offs$03,726
Cash dividends$627,0002,799
Sale, conversion, retirement of capital stock, net$144,000444
Net operating income$2,552,0002,510
2019-09-30 (YTD Data)Rank
Total interest income$14,305,0001,595
Total interest expense$1,975,0001,996
Net interest income$12,330,0001,483
Provision for loan and lease losses$91,0002,654
Total noninterest income$1,377,0002,055
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$213,0002,737
Trading account gains and feesNANA
Additional Noninterest Income$1,164,0001,756
Total noninterest expense$10,854,0001,406
Salaries and employee benefits$7,450,0001,213
Premises and equipment expense$494,0002,664
Additional noninterest expense$2,910,0001,542
Pre-tax net operating income$2,762,0002,222
Securities gains (losses)$02,167
Applicable income taxes$705,0001,529
Income before extraordinary items$2,057,0002,483
Extraordinary gains, net$011
Net income$2,057,0002,484
Minority interest net income$072
Net income of bank and minority interests.$2,057,0002,484
Net charge-offs$03,455
Cash dividends$471,0002,543
Sale, conversion, retirement of capital stock, net$104,000410
Net operating income$2,057,0002,451
2019-06-30 (YTD Data)Rank
Total interest income$9,460,0001,611
Total interest expense$1,221,0002,072
Net interest income$8,239,0001,478
Provision for loan and lease losses$91,0002,278
Total noninterest income$879,0002,105
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$141,0002,727
Trading account gains and feesNANA
Additional Noninterest Income$738,0001,792
Total noninterest expense$7,251,0001,408
Salaries and employee benefits$4,902,0001,227
Premises and equipment expense$318,0002,730
Additional noninterest expense$2,031,0001,496
Pre-tax net operating income$1,776,0002,244
Securities gains (losses)$01,702
Applicable income taxes$454,0001,524
Income before extraordinary items$1,322,0002,506
Extraordinary gains, net$011
Net income$1,322,0002,505
Minority interest net income$069
Net income of bank and minority interests.$1,322,0002,505
Net charge-offs$03,172
Cash dividends$313,0002,542
Sale, conversion, retirement of capital stock, net$63,000409
Net operating income$1,322,0002,479
2019-03-31 (YTD Data)Rank
Total interest income$4,587,0001,653
Total interest expense$545,0002,191
Net interest income$4,042,0001,504
Provision for loan and lease losses$90,0001,533
Total noninterest income$421,0002,113
Gross Fiduciary activities income$0972
Service charges on deposit accounts$68,0002,793
Trading account gains and feesNANA
Additional Noninterest Income$353,0001,793
Total noninterest expense$3,466,0001,475
Salaries and employee benefits$2,404,0001,253
Premises and equipment expense$127,0003,145
Additional noninterest expense$935,0001,599
Pre-tax net operating income$907,0002,183
Securities gains (losses)$01,087
Applicable income taxes$231,0001,467
Income before extraordinary items$676,0002,414
Extraordinary gains, net$05
Net income$676,0002,413
Minority interest net income$052
Net income of bank and minority interests.$676,0002,413
Net charge-offs$02,740
Cash dividends$156,0002,173
Sale, conversion, retirement of capital stock, net$30,000382
Net operating income$676,0002,399
2018-12-31 (YTD Data)Rank
Total interest income$16,186,0001,748
Total interest expense$1,222,0002,646
Net interest income$14,964,0001,607
Provision for loan and lease losses$198,0002,403
Total noninterest income$1,957,0002,010
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$337,0002,558
Trading account gains and feesNANA
Additional Noninterest Income$1,620,0001,713
Total noninterest expense$13,238,0001,488
Salaries and employee benefits$8,935,0001,292
Premises and equipment expense$534,0003,049
Additional noninterest expense$3,769,0001,587
Pre-tax net operating income$3,485,0002,288
Securities gains (losses)$01,125
Applicable income taxes$838,0001,541
Income before extraordinary items$2,647,0002,508
Extraordinary gains, net$06
Net income$2,647,0002,507
Minority interest net income$072
Net income of bank and minority interests.$2,647,0002,507
Net charge-offs$-149,0005,117
Cash dividends$573,0002,851
Sale, conversion, retirement of capital stock, net$-903,0005,387
Net operating income$2,647,0002,499
2018-09-30 (YTD Data)Rank
Total interest income$11,745,0001,781
Total interest expense$752,0002,854
Net interest income$10,993,0001,635
Provision for loan and lease losses$55,0003,112
Total noninterest income$1,492,0002,002
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$259,0002,528
Trading account gains and feesNANA
Additional Noninterest Income$1,233,0001,709
Total noninterest expense$9,896,0001,496
Salaries and employee benefits$6,771,0001,276
Premises and equipment expense$390,0003,113
Additional noninterest expense$2,735,0001,620
Pre-tax net operating income$2,534,0002,377
Securities gains (losses)$01,118
Applicable income taxes$702,0001,495
Income before extraordinary items$1,832,0002,665
Extraordinary gains, net$05
Net income$1,832,0002,664
Minority interest net income$066
Net income of bank and minority interests.$1,832,0002,664
Net charge-offs$-147,0005,191
Cash dividends$431,0002,527
Sale, conversion, retirement of capital stock, net$-933,0005,462
Net operating income$1,832,0002,657
2018-06-30 (YTD Data)Rank
Total interest income$7,568,0001,816
Total interest expense$396,0003,140
Net interest income$7,172,0001,669
Provision for loan and lease losses$03,782
Total noninterest income$1,019,0001,995
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$185,0002,418
Trading account gains and feesNANA
Additional Noninterest Income$834,0001,698
Total noninterest expense$6,583,0001,506
Salaries and employee benefits$4,504,0001,292
Premises and equipment expense$227,0003,382
Additional noninterest expense$1,852,0001,610
Pre-tax net operating income$1,608,0002,415
Securities gains (losses)$0961
Applicable income taxes$448,0001,507
Income before extraordinary items$1,160,0002,711
Extraordinary gains, net$06
Net income$1,160,0002,710
Minority interest net income$065
Net income of bank and minority interests.$1,160,0002,710
Net charge-offs$-135,0005,277
Cash dividends$288,0002,548
Sale, conversion, retirement of capital stock, net$-957,0005,527
Net operating income$1,160,0002,704
2018-03-31 (YTD Data)Rank
Total interest income$3,674,0001,849
Total interest expense$158,0003,436
Net interest income$3,516,0001,692
Provision for loan and lease losses$03,508
Total noninterest income$531,0001,911
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$100,0002,308
Trading account gains and feesNANA
Additional Noninterest Income$431,0001,629
Total noninterest expense$3,177,0001,558
Salaries and employee benefits$2,237,0001,308
Premises and equipment expense$90,0003,823
Additional noninterest expense$850,0001,725
Pre-tax net operating income$870,0002,246
Securities gains (losses)$0735
Applicable income taxes$241,0001,403
Income before extraordinary items$629,0002,533
Extraordinary gains, net$07
Net income$629,0002,533
Minority interest net income$052
Net income of bank and minority interests.$629,0002,533
Net charge-offs$-124,0005,420
Cash dividends$144,0002,146
Sale, conversion, retirement of capital stock, net$19,000438
Net operating income$629,0002,530
2017-12-31 (YTD Data)Rank
Total interest income$13,530,0001,920
Total interest expense$508,0003,648
Net interest income$13,022,0001,778
Provision for loan and lease losses$-1,264,0005,614
Total noninterest income$1,903,0002,095
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$406,0002,370
Trading account gains and fees$0151
Additional Noninterest Income$1,497,0001,820
Total noninterest expense$11,732,0001,643
Salaries and employee benefits$7,735,0001,446
Premises and equipment expense$239,0004,516
Additional noninterest expense$3,758,0001,603
Pre-tax net operating income$4,457,0001,881
Securities gains (losses)$78,000715
Applicable income taxes$2,564,0001,086
Income before extraordinary items$1,971,0002,724
Extraordinary gains, net$09
Net income$1,971,0002,723
Minority interest net income$076
Net income of bank and minority interests.$1,971,0002,724
Net charge-offs$-33,0005,044
Cash dividends$432,0003,100
Sale, conversion, retirement of capital stock, net$58,000548
Net operating income$1,921,0802,740
2017-09-30 (YTD Data)Rank
Total interest income$9,949,0001,954
Total interest expense$357,0003,765
Net interest income$9,592,0001,804
Provision for loan and lease losses$-1,264,0005,686
Total noninterest income$1,401,0002,139
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$297,0002,421
Trading account gains and fees$0145
Additional Noninterest Income$1,104,0001,865
Total noninterest expense$8,609,0001,681
Salaries and employee benefits$5,775,0001,454
Premises and equipment expense$186,0004,486
Additional noninterest expense$2,648,0001,695
Pre-tax net operating income$3,648,0001,775
Securities gains (losses)$78,000690
Applicable income taxes$1,479,0001,132
Income before extraordinary items$2,247,0002,199
Extraordinary gains, net$09
Net income$2,247,0002,200
Minority interest net income$071
Net income of bank and minority interests.$2,247,0002,200
Net charge-offs$-24,0004,979
Cash dividends$288,0002,909
Sale, conversion, retirement of capital stock, net$41,000525
Net operating income$2,197,0802,208
2017-06-30 (YTD Data)Rank
Total interest income$6,446,0001,988
Total interest expense$212,0003,917
Net interest income$6,234,0001,839
Provision for loan and lease losses$-1,264,0005,748
Total noninterest income$917,0002,168
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$194,0002,436
Trading account gains and fees$0139
Additional Noninterest Income$723,0001,888
Total noninterest expense$5,674,0001,702
Salaries and employee benefits$3,776,0001,482
Premises and equipment expense$106,0004,709
Additional noninterest expense$1,792,0001,665
Pre-tax net operating income$2,741,0001,580
Securities gains (losses)$147,000335
Applicable income taxes$1,145,0001,010
Income before extraordinary items$1,743,0001,903
Extraordinary gains, net$011
Net income$1,743,0001,903
Minority interest net income$071
Net income of bank and minority interests.$1,743,0001,903
Net charge-offs$-16,0004,936
Cash dividends$144,0003,028
Sale, conversion, retirement of capital stock, net$25,000519
Net operating income$1,648,9201,975
2017-03-31 (YTD Data)Rank
Total interest income$2,995,0002,117
Total interest expense$119,0003,733
Net interest income$2,876,0001,968
Provision for loan and lease losses$-1,264,0005,831
Total noninterest income$443,0002,191
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$96,0002,456
Trading account gains and fees$0142
Additional Noninterest Income$347,0001,904
Total noninterest expense$2,634,0001,836
Salaries and employee benefits$1,784,0001,575
Premises and equipment expense$26,0005,396
Additional noninterest expense$824,0001,790
Pre-tax net operating income$1,949,0001,194
Securities gains (losses)$01,153
Applicable income taxes$776,000796
Income before extraordinary items$1,173,0001,488
Extraordinary gains, net$08
Net income$1,173,0001,488
Minority interest net income$055
Net income of bank and minority interests.$1,173,0001,488
Net charge-offs$-8,0004,903
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$10,000510
Net operating income$1,173,0001,471
2016-12-31 (YTD Data)Rank
Total interest income$11,822,0002,099
Total interest expense$447,0003,834
Net interest income$11,375,0001,955
Provision for loan and lease losses$-3,662,0005,888
Total noninterest income$1,761,0002,268
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$400,0002,472
Trading account gains and fees$0170
Additional Noninterest Income$1,361,0002,016
Total noninterest expense$9,544,0001,989
Salaries and employee benefits$6,105,0001,757
Premises and equipment expense$81,0005,607
Additional noninterest expense$3,358,0001,786
Pre-tax net operating income$7,254,0001,203
Securities gains (losses)$557,000394
Applicable income taxes$2,868,000813
Income before extraordinary items$4,943,0001,406
Extraordinary gains, net$05
Net income$4,943,0001,404
Minority interest net income$082
Net income of bank and minority interests.$4,943,0001,405
Net charge-offs$-3,519,0005,902
Cash dividends$288,0003,466
Sale, conversion, retirement of capital stock, net$13,000687
Net operating income$4,586,5201,455
2016-09-30 (YTD Data)Rank
Total interest income$8,640,0002,150
Total interest expense$336,0003,864
Net interest income$8,304,0002,003
Provision for loan and lease losses$-2,770,0005,956
Total noninterest income$1,316,0002,276
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$310,0002,406
Trading account gains and fees$0169
Additional Noninterest Income$1,006,0002,041
Total noninterest expense$6,770,0002,075
Salaries and employee benefits$4,263,0001,868
Premises and equipment expense$6,0005,961
Additional noninterest expense$2,501,0001,800
Pre-tax net operating income$5,620,0001,186
Securities gains (losses)$557,000350
Applicable income taxes$2,429,000759
Income before extraordinary items$3,748,0001,413
Extraordinary gains, net$05
Net income$3,748,0001,413
Minority interest net income$071
Net income of bank and minority interests.$3,748,0001,413
Net charge-offs$-2,722,0005,968
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$1,000710
Net operating income$3,391,5201,487
2016-06-30 (YTD Data)Rank
Total interest income$5,793,0002,137
Total interest expense$231,0003,825
Net interest income$5,562,0002,007
Provision for loan and lease losses$-2,770,0006,043
Total noninterest income$869,0002,273
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$206,0002,393
Trading account gains and fees$0157
Additional Noninterest Income$663,0002,019
Total noninterest expense$4,401,0002,127
Salaries and employee benefits$2,802,0001,906
Premises and equipment expense$-25,0006,054
Additional noninterest expense$1,624,0001,843
Pre-tax net operating income$4,800,000962
Securities gains (losses)$331,000399
Applicable income taxes$2,003,000652
Income before extraordinary items$3,128,0001,163
Extraordinary gains, net$016
Net income$3,128,0001,163
Minority interest net income$071
Net income of bank and minority interests.$3,128,0001,163
Net charge-offs$-2,464,0006,051
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,916,1601,184
2016-03-31 (YTD Data)Rank
Total interest income$2,813,0002,188
Total interest expense$116,0003,843
Net interest income$2,697,0002,054
Provision for loan and lease losses$-1,895,0006,106
Total noninterest income$440,0002,239
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$105,0002,349
Trading account gains and fees$0142
Additional Noninterest Income$335,0001,963
Total noninterest expense$2,189,0002,148
Salaries and employee benefits$1,413,0001,902
Premises and equipment expense$-11,0006,117
Additional noninterest expense$787,0001,889
Pre-tax net operating income$2,843,000802
Securities gains (losses)$130,000415
Applicable income taxes$1,154,000567
Income before extraordinary items$1,819,000987
Extraordinary gains, net$012
Net income$1,819,000988
Minority interest net income$062
Net income of bank and minority interests.$1,819,000988
Net charge-offs$-1,758,0006,112
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,735,8001,008
2015-12-31 (YTD Data)Rank
Total interest income$11,710,0002,069
Total interest expense$516,0003,665
Net interest income$11,194,0001,935
Provision for loan and lease losses$-7,279,0006,165
Total noninterest income$1,766,0002,274
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$419,0002,433
Trading account gains and fees$0159
Additional Noninterest Income$1,347,0001,992
Total noninterest expense$9,673,0001,956
Salaries and employee benefits$6,012,0001,742
Premises and equipment expense$-83,0006,180
Additional noninterest expense$3,744,0001,624
Pre-tax net operating income$10,566,000850
Securities gains (losses)$104,0001,145
Applicable income taxes$4,083,000610
Income before extraordinary items$6,587,0001,074
Extraordinary gains, net$023
Net income$6,587,0001,073
Minority interest net income$081
Net income of bank and minority interests.$6,587,0001,074
Net charge-offs$-4,097,0006,166
Cash dividends$432,0003,069
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,520,4401,060
2015-09-30 (YTD Data)Rank
Total interest income$9,038,0002,034
Total interest expense$397,0003,674
Net interest income$8,641,0001,904
Provision for loan and lease losses$04,232
Total noninterest income$1,318,0002,298
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$308,0002,476
Trading account gains and fees$0153
Additional Noninterest Income$1,010,0002,013
Total noninterest expense$7,047,0002,013
Salaries and employee benefits$4,539,0001,743
Premises and equipment expense$-13,0006,268
Additional noninterest expense$2,521,0001,796
Pre-tax net operating income$2,912,0001,950
Securities gains (losses)$104,0001,011
Applicable income taxes$1,122,0001,266
Income before extraordinary items$1,894,0002,359
Extraordinary gains, net$021
Net income$1,894,0002,360
Minority interest net income$078
Net income of bank and minority interests.$1,894,0002,360
Net charge-offs$-804,0006,172
Cash dividends$432,0002,470
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,827,4402,375
2015-06-30 (YTD Data)Rank
Total interest income$6,105,0002,007
Total interest expense$270,0003,671
Net interest income$5,835,0001,882
Provision for loan and lease losses$04,069
Total noninterest income$868,0002,318
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$194,0002,552
Trading account gains and fees$0157
Additional Noninterest Income$674,0002,014
Total noninterest expense$4,600,0002,062
Salaries and employee benefits$3,020,0001,749
Premises and equipment expense$-41,0006,346
Additional noninterest expense$1,621,0001,867
Pre-tax net operating income$2,103,0001,829
Securities gains (losses)$104,000828
Applicable income taxes$962,0001,055
Income before extraordinary items$1,245,0002,379
Extraordinary gains, net$022
Net income$1,245,0002,381
Minority interest net income$075
Net income of bank and minority interests.$1,245,0002,381
Net charge-offs$8,029,00088
Cash dividends$432,0002,079
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,178,4402,411
2015-03-31 (YTD Data)Rank
Total interest income$2,949,0002,067
Total interest expense$136,0003,681
Net interest income$2,813,0001,944
Provision for loan and lease losses$-250,0006,273
Total noninterest income$422,0002,330
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$96,0002,551
Trading account gains and fees$0152
Additional Noninterest Income$326,0002,011
Total noninterest expense$2,352,0002,015
Salaries and employee benefits$1,470,0001,797
Premises and equipment expense$-9,0006,413
Additional noninterest expense$891,0001,688
Pre-tax net operating income$1,133,0001,662
Securities gains (losses)$02,027
Applicable income taxes$441,0001,106
Income before extraordinary items$692,0002,153
Extraordinary gains, net$013
Net income$692,0002,154
Minority interest net income$064
Net income of bank and minority interests.$692,0002,154
Net charge-offs$-400,0006,320
Cash dividends$432,0001,237
Sale, conversion, retirement of capital stock, net$0697
Net operating income$692,0002,087
2014-12-31 (YTD Data)Rank
Total interest income$12,533,0001,971
Total interest expense$616,0003,570
Net interest income$11,917,0001,844
Provision for loan and lease losses$3,926,000255
Total noninterest income$1,725,0002,324
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$369,0002,828
Trading account gains and fees$0180
Additional Noninterest Income$1,356,0001,898
Total noninterest expense$9,087,0002,074
Salaries and employee benefits$6,207,0001,675
Premises and equipment expense$-255,0006,507
Additional noninterest expense$3,135,0001,960
Pre-tax net operating income$629,0004,775
Securities gains (losses)$252,000687
Applicable income taxes$166,0003,094
Income before extraordinary items$715,0004,457
Extraordinary gains, net$017
Net income$715,0004,457
Minority interest net income$084
Net income of bank and minority interests.$715,0004,458
Net charge-offs$3,739,000297
Cash dividends$1,725,0001,416
Sale, conversion, retirement of capital stock, net$0862
Net operating income$510,8804,856
2014-09-30 (YTD Data)Rank
Total interest income$9,475,0001,964
Total interest expense$477,0003,542
Net interest income$8,998,0001,835
Provision for loan and lease losses$3,866,000207
Total noninterest income$1,282,0002,339
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$273,0002,900
Trading account gains and fees$0174
Additional Noninterest Income$1,009,0001,916
Total noninterest expense$6,926,0002,046
Salaries and employee benefits$4,634,0001,677
Premises and equipment expense$-211,0006,587
Additional noninterest expense$2,503,0001,845
Pre-tax net operating income$-512,0006,394
Securities gains (losses)$02,980
Applicable income taxes$-364,0006,492
Income before extraordinary items$-148,0006,303
Extraordinary gains, net$015
Net income$-148,0006,303
Minority interest net income$081
Net income of bank and minority interests.$-148,0006,303
Net charge-offs$3,739,000236
Cash dividends$1,294,0001,287
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-148,0006,295
2014-06-30 (YTD Data)Rank
Total interest income$6,276,0001,970
Total interest expense$331,0003,503
Net interest income$5,945,0001,840
Provision for loan and lease losses$3,806,000161
Total noninterest income$844,0002,335
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$178,0002,919
Trading account gains and fees$0172
Additional Noninterest Income$666,0001,914
Total noninterest expense$4,753,0001,996
Salaries and employee benefits$3,240,0001,597
Premises and equipment expense$-82,0006,654
Additional noninterest expense$1,595,0001,920
Pre-tax net operating income$-1,770,0006,624
Securities gains (losses)$02,580
Applicable income taxes$-750,0006,617
Income before extraordinary items$-1,020,0006,580
Extraordinary gains, net$020
Net income$-1,020,0006,580
Minority interest net income$080
Net income of bank and minority interests.$-1,020,0006,580
Net charge-offs$3,726,000171
Cash dividends$863,0001,300
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-1,020,0006,579
2014-03-31 (YTD Data)Rank
Total interest income$2,988,0002,055
Total interest expense$169,0003,515
Net interest income$2,819,0001,919
Provision for loan and lease losses$470,000474
Total noninterest income$410,0002,328
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$87,0002,933
Trading account gains and fees$0147
Additional Noninterest Income$323,0001,907
Total noninterest expense$1,993,0002,343
Salaries and employee benefits$1,255,0002,067
Premises and equipment expense$-35,0006,728
Additional noninterest expense$773,0001,947
Pre-tax net operating income$766,0002,172
Securities gains (losses)$01,715
Applicable income taxes$312,0001,314
Income before extraordinary items$454,0002,761
Extraordinary gains, net$016
Net income$454,0002,764
Minority interest net income$066
Net income of bank and minority interests.$454,0002,764
Net charge-offs$448,000546
Cash dividends$431,0001,156
Sale, conversion, retirement of capital stock, net$0747
Net operating income$454,0002,719
2013-12-31 (YTD Data)Rank
Total interest income$12,449,0001,989
Total interest expense$772,0003,525
Net interest income$11,677,0001,838
Provision for loan and lease losses$937,0001,161
Total noninterest income$1,334,0002,765
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$368,0003,001
Trading account gains and fees$0184
Additional Noninterest Income$966,0002,430
Total noninterest expense$7,697,0002,428
Salaries and employee benefits$5,084,0002,010
Premises and equipment expense$-324,0006,809
Additional noninterest expense$2,937,0002,123
Pre-tax net operating income$4,377,0001,596
Securities gains (losses)$194,000910
Applicable income taxes$1,784,000981
Income before extraordinary items$2,787,0002,008
Extraordinary gains, net$029
Net income$2,787,0002,011
Minority interest net income$090
Net income of bank and minority interests.$2,787,0002,012
Net charge-offs$1,043,0001,233
Cash dividends$1,726,0001,345
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,662,8402,038
2013-09-30 (YTD Data)Rank
Total interest income$9,571,0001,957
Total interest expense$597,0003,545
Net interest income$8,974,0001,796
Provision for loan and lease losses$277,0002,167
Total noninterest income$999,0002,818
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$279,0002,985
Trading account gains and fees$0180
Additional Noninterest Income$720,0002,476
Total noninterest expense$5,751,0002,426
Salaries and employee benefits$3,805,0002,026
Premises and equipment expense$-194,0006,888
Additional noninterest expense$2,140,0002,169
Pre-tax net operating income$3,945,0001,398
Securities gains (losses)$173,000887
Applicable income taxes$1,676,000861
Income before extraordinary items$2,442,0001,802
Extraordinary gains, net$025
Net income$2,442,0001,806
Minority interest net income$084
Net income of bank and minority interests.$2,442,0001,807
Net charge-offs$2,0005,070
Cash dividends$1,294,0001,204
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,331,2801,828
2013-06-30 (YTD Data)Rank
Total interest income$6,422,0001,941
Total interest expense$414,0003,517
Net interest income$6,008,0001,779
Provision for loan and lease losses$60,0003,384
Total noninterest income$656,0002,881
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$189,0002,909
Trading account gains and fees$0157
Additional Noninterest Income$467,0002,575
Total noninterest expense$3,837,0002,434
Salaries and employee benefits$2,559,0002,012
Premises and equipment expense$-136,0006,937
Additional noninterest expense$1,414,0002,194
Pre-tax net operating income$2,767,0001,324
Securities gains (losses)$173,000809
Applicable income taxes$1,138,000843
Income before extraordinary items$1,802,0001,667
Extraordinary gains, net$022
Net income$1,802,0001,671
Minority interest net income$082
Net income of bank and minority interests.$1,802,0001,672
Net charge-offs$2,0004,714
Cash dividends$863,0001,213
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,691,2801,683
2013-03-31 (YTD Data)Rank
Total interest income$3,075,0002,037
Total interest expense$217,0003,500
Net interest income$2,858,0001,866
Provision for loan and lease losses$30,0003,174
Total noninterest income$322,0002,907
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$97,0002,834
Trading account gains and fees$0148
Additional Noninterest Income$225,0002,608
Total noninterest expense$1,888,0002,490
Salaries and employee benefits$1,273,0002,042
Premises and equipment expense$-74,0007,016
Additional noninterest expense$689,0002,260
Pre-tax net operating income$1,262,0001,401
Securities gains (losses)$2,0001,785
Applicable income taxes$467,000970
Income before extraordinary items$797,0001,778
Extraordinary gains, net$010
Net income$797,0001,779
Minority interest net income$076
Net income of bank and minority interests.$797,0001,780
Net charge-offs$2,0003,902
Cash dividends$431,0001,051
Sale, conversion, retirement of capital stock, net$0789
Net operating income$795,7201,720
2012-12-31 (YTD Data)Rank
Total interest income$13,653,0001,932
Total interest expense$1,030,0003,538
Net interest income$12,623,0001,745
Provision for loan and lease losses$293,0003,448
Total noninterest income$1,363,0002,754
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$414,0002,862
Trading account gains and fees$0166
Additional Noninterest Income$949,0002,446
Total noninterest expense$7,493,0002,510
Salaries and employee benefits$4,878,0002,046
Premises and equipment expense$-305,0007,080
Additional noninterest expense$2,920,0002,228
Pre-tax net operating income$6,200,0001,151
Securities gains (losses)$768,000676
Applicable income taxes$2,746,000663
Income before extraordinary items$4,222,0001,388
Extraordinary gains, net$029
Net income$4,222,0001,389
Minority interest net income$093
Net income of bank and minority interests.$4,222,0001,389
Net charge-offs$249,0003,533
Cash dividends$2,416,0001,039
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,730,4801,448
2012-09-30 (YTD Data)Rank
Total interest income$10,223,0001,969
Total interest expense$795,0003,601
Net interest income$9,428,0001,773
Provision for loan and lease losses$262,0003,162
Total noninterest income$1,042,0002,740
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$313,0002,874
Trading account gains and fees$0157
Additional Noninterest Income$729,0002,405
Total noninterest expense$5,588,0002,528
Salaries and employee benefits$3,640,0002,056
Premises and equipment expense$-173,0007,177
Additional noninterest expense$2,121,0002,287
Pre-tax net operating income$4,620,0001,163
Securities gains (losses)$601,000656
Applicable income taxes$2,051,000689
Income before extraordinary items$3,170,0001,415
Extraordinary gains, net$020
Net income$3,170,0001,416
Minority interest net income$086
Net income of bank and minority interests.$3,170,0001,416
Net charge-offs$250,0003,050
Cash dividends$1,553,000965
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,785,3601,498
2012-06-30 (YTD Data)Rank
Total interest income$6,994,0001,919
Total interest expense$556,0003,580
Net interest income$6,438,0001,732
Provision for loan and lease losses$203,0002,956
Total noninterest income$698,0002,688
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$207,0002,879
Trading account gains and fees$0153
Additional Noninterest Income$491,0002,363
Total noninterest expense$3,685,0002,558
Salaries and employee benefits$2,426,0002,062
Premises and equipment expense$-132,0007,242
Additional noninterest expense$1,391,0002,332
Pre-tax net operating income$3,248,0001,097
Securities gains (losses)$419,000667
Applicable income taxes$1,440,000665
Income before extraordinary items$2,227,0001,336
Extraordinary gains, net$019
Net income$2,227,0001,336
Minority interest net income$084
Net income of bank and minority interests.$2,227,0001,336
Net charge-offs$250,0002,497
Cash dividends$1,036,000934
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,958,8401,425
2012-03-31 (YTD Data)Rank
Total interest income$3,367,0002,006
Total interest expense$285,0003,627
Net interest income$3,082,0001,815
Provision for loan and lease losses$83,0003,104
Total noninterest income$324,0002,821
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$103,0002,869
Trading account gains and fees$0148
Additional Noninterest Income$221,0002,519
Total noninterest expense$1,825,0002,571
Salaries and employee benefits$1,200,0002,088
Premises and equipment expense$-52,0007,305
Additional noninterest expense$677,0002,361
Pre-tax net operating income$1,498,0001,169
Securities gains (losses)$311,000446
Applicable income taxes$718,000650
Income before extraordinary items$1,091,0001,330
Extraordinary gains, net$019
Net income$1,091,0001,331
Minority interest net income$078
Net income of bank and minority interests.$1,091,0001,331
Net charge-offs$250,0001,648
Cash dividends$518,000831
Sale, conversion, retirement of capital stock, net$0861
Net operating income$891,9601,532
2011-12-31 (YTD Data)Rank
Total interest income$14,280,0001,970
Total interest expense$1,168,0004,040
Net interest income$13,112,0001,704
Provision for loan and lease losses$428,0003,659
Total noninterest income$1,429,0002,527
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$428,0002,898
Trading account gains and fees$0146
Additional Noninterest Income$1,001,0002,134
Total noninterest expense$7,253,0002,586
Salaries and employee benefits$4,607,0002,095
Premises and equipment expense$-279,0007,355
Additional noninterest expense$2,925,0002,254
Pre-tax net operating income$6,860,000885
Securities gains (losses)$03,838
Applicable income taxes$2,727,000621
Income before extraordinary items$4,133,0001,212
Extraordinary gains, net$029
Net income$4,133,0001,212
Minority interest net income$096
Net income of bank and minority interests.$4,133,0001,212
Net charge-offs$1,0006,385
Cash dividends$1,933,0001,000
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,133,0001,142
2011-09-30 (YTD Data)Rank
Total interest income$10,862,0001,971
Total interest expense$879,0004,145
Net interest income$9,983,0001,691
Provision for loan and lease losses$288,0003,674
Total noninterest income$1,099,0002,479
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$323,0002,886
Trading account gains and fees$0145
Additional Noninterest Income$776,0002,081
Total noninterest expense$5,524,0002,554
Salaries and employee benefits$3,452,0002,111
Premises and equipment expense$-196,0007,435
Additional noninterest expense$2,268,0002,205
Pre-tax net operating income$5,270,000884
Securities gains (losses)$03,555
Applicable income taxes$2,100,000598
Income before extraordinary items$3,170,0001,227
Extraordinary gains, net$021
Net income$3,170,0001,227
Minority interest net income$087
Net income of bank and minority interests.$3,170,0001,227
Net charge-offs$1,0006,123
Cash dividends$1,450,000873
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,170,0001,151
2011-06-30 (YTD Data)Rank
Total interest income$7,323,0001,966
Total interest expense$589,0004,233
Net interest income$6,734,0001,665
Provision for loan and lease losses$192,0003,598
Total noninterest income$746,0002,424
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$221,0002,818
Trading account gains and fees$0153
Additional Noninterest Income$525,0002,029
Total noninterest expense$3,695,0002,569
Salaries and employee benefits$2,308,0002,120
Premises and equipment expense$-148,0007,512
Additional noninterest expense$1,535,0002,201
Pre-tax net operating income$3,593,000840
Securities gains (losses)$02,914
Applicable income taxes$1,445,000566
Income before extraordinary items$2,148,0001,157
Extraordinary gains, net$015
Net income$2,148,0001,157
Minority interest net income$089
Net income of bank and minority interests.$2,148,0001,157
Net charge-offs$05,875
Cash dividends$966,000848
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,148,0001,117
2011-03-31 (YTD Data)Rank
Total interest income$3,548,0002,021
Total interest expense$294,0004,349
Net interest income$3,254,0001,714
Provision for loan and lease losses$96,0003,435
Total noninterest income$332,0002,649
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$109,0002,804
Trading account gains and fees$0158
Additional Noninterest Income$223,0002,330
Total noninterest expense$1,816,0002,617
Salaries and employee benefits$1,151,0002,138
Premises and equipment expense$-53,0007,573
Additional noninterest expense$718,0002,309
Pre-tax net operating income$1,674,000902
Securities gains (losses)$01,772
Applicable income taxes$680,000586
Income before extraordinary items$994,0001,247
Extraordinary gains, net$09
Net income$994,0001,246
Minority interest net income$086
Net income of bank and minority interests.$994,0001,247
Net charge-offs$05,107
Cash dividends$483,000782
Sale, conversion, retirement of capital stock, net$0925
Net operating income$994,0001,212
2010-12-31 (YTD Data)Rank
Total interest income$13,542,0002,228
Total interest expense$1,353,0004,516
Net interest income$12,189,0001,809
Provision for loan and lease losses$438,0004,344
Total noninterest income$1,352,0002,697
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$463,0002,781
Trading account gains and fees$0175
Additional Noninterest Income$889,0002,347
Total noninterest expense$6,923,0002,751
Salaries and employee benefits$4,585,0002,113
Premises and equipment expense$-226,0007,657
Additional noninterest expense$2,564,0002,624
Pre-tax net operating income$6,180,000853
Securities gains (losses)$88,0002,270
Applicable income taxes$2,470,000619
Income before extraordinary items$3,798,0001,144
Extraordinary gains, net$029
Net income$3,798,0001,146
Minority interest net income$0111
Net income of bank and minority interests.$3,798,0001,147
Net charge-offs$78,0005,624
Cash dividends$1,947,000843
Sale, conversion, retirement of capital stock, net$-1,000,0007,643
Net operating income$3,741,6801,109
2010-09-30 (YTD Data)Rank
Total interest income$10,023,0002,310
Total interest expense$1,014,0004,660
Net interest income$9,009,0001,862
Provision for loan and lease losses$287,0004,385
Total noninterest income$1,006,0002,724
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$350,0002,826
Trading account gains and fees$0165
Additional Noninterest Income$656,0002,363
Total noninterest expense$5,295,0002,707
Salaries and employee benefits$3,495,0002,069
Premises and equipment expense$-72,0007,760
Additional noninterest expense$1,872,0002,641
Pre-tax net operating income$4,433,000931
Securities gains (losses)$83,0002,079
Applicable income taxes$1,780,000655
Income before extraordinary items$2,736,0001,226
Extraordinary gains, net$023
Net income$2,736,0001,230
Minority interest net income$0110
Net income of bank and minority interests.$2,736,0001,230
Net charge-offs$72,0005,224
Cash dividends$1,464,000764
Sale, conversion, retirement of capital stock, net$-1,000,0007,749
Net operating income$2,682,8801,200
2010-06-30 (YTD Data)Rank
Total interest income$6,625,0002,356
Total interest expense$644,0004,893
Net interest income$5,981,0001,870
Provision for loan and lease losses$141,0004,716
Total noninterest income$665,0002,676
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$235,0002,836
Trading account gains and fees$0152
Additional Noninterest Income$430,0002,312
Total noninterest expense$3,566,0002,690
Salaries and employee benefits$2,416,0002,009
Premises and equipment expense$-33,0007,829
Additional noninterest expense$1,183,0002,753
Pre-tax net operating income$2,939,000927
Securities gains (losses)$03,184
Applicable income taxes$1,154,000637
Income before extraordinary items$1,785,0001,244
Extraordinary gains, net$019
Net income$1,785,0001,245
Minority interest net income$0105
Net income of bank and minority interests.$1,785,0001,245
Net charge-offs$13,0005,696
Cash dividends$980,000751
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,785,0001,203
2010-03-31 (YTD Data)Rank
Total interest income$3,302,0002,414
Total interest expense$323,0005,009
Net interest income$2,979,0001,906
Provision for loan and lease losses$45,0004,935
Total noninterest income$319,0002,749
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$120,0002,794
Trading account gains and fees$0175
Additional Noninterest Income$199,0002,411
Total noninterest expense$1,788,0002,721
Salaries and employee benefits$1,210,0002,040
Premises and equipment expense$-16,0007,933
Additional noninterest expense$594,0002,729
Pre-tax net operating income$1,465,000917
Securities gains (losses)$02,284
Applicable income taxes$572,000640
Income before extraordinary items$893,0001,219
Extraordinary gains, net$016
Net income$893,0001,222
Minority interest net income$091
Net income of bank and minority interests.$893,0001,221
Net charge-offs$13,0004,704
Cash dividends$490,000705
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$893,0001,194
2009-12-31 (YTD Data)Rank
Total interest income$12,035,0002,741
Total interest expense$1,311,0005,470
Net interest income$10,724,0002,039
Provision for loan and lease losses$152,0006,049
Total noninterest income$1,298,0002,827
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$492,0002,923
Trading account gains and fees$0211
Additional Noninterest Income$806,0002,447
Total noninterest expense$6,606,0002,943
Salaries and employee benefits$4,323,0002,276
Premises and equipment expense$-187,0008,011
Additional noninterest expense$2,470,0002,768
Pre-tax net operating income$5,264,000803
Securities gains (losses)$61,0002,500
Applicable income taxes$2,111,000540
Income before extraordinary items$3,214,0001,048
Extraordinary gains, net$034
Net income$3,214,0001,045
Minority interest net income$0115
Net income of bank and minority interests.$3,214,0001,047
Net charge-offs$19,0006,679
Cash dividends$1,961,000942
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,174,9601,056
2009-09-30 (YTD Data)Rank
Total interest income$8,890,0002,827
Total interest expense$996,0005,572
Net interest income$7,894,0002,083
Provision for loan and lease losses$90,0006,065
Total noninterest income$1,030,0002,765
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$426,0002,641
Trading account gains and fees$0212
Additional Noninterest Income$604,0002,511
Total noninterest expense$4,971,0002,930
Salaries and employee benefits$3,174,0002,339
Premises and equipment expense$-97,0008,098
Additional noninterest expense$1,894,0002,686
Pre-tax net operating income$3,863,000878
Securities gains (losses)$03,497
Applicable income taxes$1,510,000590
Income before extraordinary items$2,353,0001,151
Extraordinary gains, net$027
Net income$2,353,0001,149
Minority interest net income$0118
Net income of bank and minority interests.$2,353,0001,151
Net charge-offs$10,0006,519
Cash dividends$1,471,000889
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,353,0001,133
2009-06-30 (YTD Data)Rank
Total interest income$5,831,0002,899
Total interest expense$703,0005,557
Net interest income$5,128,0002,128
Provision for loan and lease losses$60,0005,816
Total noninterest income$679,0002,795
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$304,0002,519
Trading account gains and fees$0193
Additional Noninterest Income$375,0002,648
Total noninterest expense$3,281,0002,979
Salaries and employee benefits$2,144,0002,361
Premises and equipment expense$-70,0008,194
Additional noninterest expense$1,207,0002,815
Pre-tax net operating income$2,466,000930
Securities gains (losses)$03,136
Applicable income taxes$979,000628
Income before extraordinary items$1,487,0001,272
Extraordinary gains, net$021
Net income$1,487,0001,270
Minority interest net income$0112
Net income of bank and minority interests.$1,487,0001,271
Net charge-offs$4,0006,304
Cash dividends$980,000944
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,487,0001,232
2009-03-31 (YTD Data)Rank
Total interest income$2,849,0002,992
Total interest expense$368,0005,559
Net interest income$2,481,0002,213
Provision for loan and lease losses$30,0005,394
Total noninterest income$346,0002,751
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$167,0002,262
Trading account gains and fees$0171
Additional Noninterest Income$179,0002,661
Total noninterest expense$1,599,0002,967
Salaries and employee benefits$1,067,0002,397
Premises and equipment expense$-30,0008,245
Additional noninterest expense$562,0002,714
Pre-tax net operating income$1,198,0001,065
Securities gains (losses)$02,434
Applicable income taxes$471,000723
Income before extraordinary items$727,0001,499
Extraordinary gains, net$015
Net income$727,0001,501
Minority interest net income$0102
Net income of bank and minority interests.$727,0001,501
Net charge-offs$4,0005,207
Cash dividends$490,000916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$727,0001,420
2008-12-31 (YTD Data)Rank
Total interest income$12,739,0002,871
Total interest expense$2,166,0005,112
Net interest income$10,573,0002,097
Provision for loan and lease losses$111,0005,925
Total noninterest income$1,313,0002,876
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$465,0003,173
Trading account gains and fees$0154
Additional Noninterest Income$848,0002,379
Total noninterest expense$6,192,0002,990
Salaries and employee benefits$4,075,0002,467
Premises and equipment expense$-116,0008,303
Additional noninterest expense$2,233,0002,585
Pre-tax net operating income$5,583,0001,001
Securities gains (losses)$03,220
Applicable income taxes$2,194,000623
Income before extraordinary items$3,389,0001,228
Extraordinary gains, net$039
Net income$3,389,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0005,218
Cash dividends$1,961,0001,389
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,389,0001,308
2008-09-30 (YTD Data)Rank
Total interest income$9,689,0002,895
Total interest expense$1,738,0005,073
Net interest income$7,951,0002,104
Provision for loan and lease losses$72,0005,542
Total noninterest income$991,0002,934
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$339,0003,256
Trading account gains and fees$0148
Additional Noninterest Income$652,0002,423
Total noninterest expense$4,523,0003,039
Salaries and employee benefits$3,050,0002,504
Premises and equipment expense$-62,0008,382
Additional noninterest expense$1,535,0002,724
Pre-tax net operating income$4,347,0001,164
Securities gains (losses)$03,106
Applicable income taxes$1,713,000744
Income before extraordinary items$2,634,0001,404
Extraordinary gains, net$031
Net income$2,634,0001,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0004,201
Cash dividends$1,471,0001,347
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,634,0001,480
2008-06-30 (YTD Data)Rank
Total interest income$6,668,0002,864
Total interest expense$1,288,0004,909
Net interest income$5,380,0002,068
Provision for loan and lease losses$48,0005,233
Total noninterest income$678,0002,916
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$219,0003,299
Trading account gains and fees$0149
Additional Noninterest Income$459,0002,375
Total noninterest expense$2,968,0003,091
Salaries and employee benefits$2,045,0002,521
Premises and equipment expense$-35,0008,450
Additional noninterest expense$958,0002,849
Pre-tax net operating income$3,042,0001,167
Securities gains (losses)$03,233
Applicable income taxes$1,207,000799
Income before extraordinary items$1,835,0001,493
Extraordinary gains, net$021
Net income$1,835,0001,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,261
Cash dividends$980,0001,455
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,835,0001,468
2008-03-31 (YTD Data)Rank
Total interest income$3,495,0002,791
Total interest expense$740,0004,734
Net interest income$2,755,0002,024
Provision for loan and lease losses$24,0004,755
Total noninterest income$282,0003,262
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$110,0003,261
Trading account gains and fees$0158
Additional Noninterest Income$172,0002,804
Total noninterest expense$1,458,0003,147
Salaries and employee benefits$1,044,0002,489
Premises and equipment expense$-24,0008,492
Additional noninterest expense$438,0003,043
Pre-tax net operating income$1,555,0001,217
Securities gains (losses)$02,688
Applicable income taxes$616,000858
Income before extraordinary items$939,0001,591
Extraordinary gains, net$015
Net income$939,0001,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,393
Cash dividends$490,0001,405
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$939,0001,533
2007-12-31 (YTD Data)Rank
Total interest income$13,968,0002,869
Total interest expense$3,074,0004,733
Net interest income$10,894,0002,073
Provision for loan and lease losses$96,0004,972
Total noninterest income$1,186,0003,160
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$443,0003,317
Trading account gains and fees$0178
Additional Noninterest Income$743,0002,664
Total noninterest expense$5,863,0003,023
Salaries and employee benefits$4,285,0002,348
Premises and equipment expense$-68,0008,533
Additional noninterest expense$1,646,0003,162
Pre-tax net operating income$6,121,0001,372
Securities gains (losses)$02,146
Applicable income taxes$2,456,000946
Income before extraordinary items$3,665,0001,722
Extraordinary gains, net$039
Net income$3,665,0001,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,631
Cash dividends$1,867,0001,698
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,665,0001,713
2007-09-30 (YTD Data)Rank
Total interest income$10,431,0002,877
Total interest expense$2,326,0004,708
Net interest income$8,105,0002,108
Provision for loan and lease losses$72,0004,634
Total noninterest income$880,0003,177
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$332,0003,320
Trading account gains and fees$0184
Additional Noninterest Income$548,0002,694
Total noninterest expense$4,391,0003,014
Salaries and employee benefits$3,221,0002,339
Premises and equipment expense$-76,0008,558
Additional noninterest expense$1,246,0003,087
Pre-tax net operating income$4,522,0001,495
Securities gains (losses)$01,655
Applicable income taxes$1,802,0001,040
Income before extraordinary items$2,720,0001,856
Extraordinary gains, net$033
Net income$2,720,0001,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,905
Cash dividends$1,401,0001,586
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,720,0001,844
2007-06-30 (YTD Data)Rank
Total interest income$6,866,0002,935
Total interest expense$1,478,0004,837
Net interest income$5,388,0002,139
Provision for loan and lease losses$48,0004,431
Total noninterest income$565,0003,290
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$220,0003,309
Trading account gains and fees$0168
Additional Noninterest Income$345,0002,799
Total noninterest expense$2,880,0003,067
Salaries and employee benefits$2,154,0002,368
Premises and equipment expense$-73,0008,613
Additional noninterest expense$799,0003,196
Pre-tax net operating income$3,025,0001,536
Securities gains (losses)$01,444
Applicable income taxes$1,212,0001,094
Income before extraordinary items$1,813,0001,907
Extraordinary gains, net$029
Net income$1,813,0001,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$934,0001,625
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,813,0001,885
2007-03-31 (YTD Data)Rank
Total interest income$3,424,0002,923
Total interest expense$728,0004,868
Net interest income$2,696,0002,147
Provision for loan and lease losses$24,0004,189
Total noninterest income$271,0003,345
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$110,0003,249
Trading account gains and fees$0195
Additional Noninterest Income$161,0002,888
Total noninterest expense$1,448,0003,074
Salaries and employee benefits$1,078,0002,382
Premises and equipment expense$-31,0008,648
Additional noninterest expense$401,0003,166
Pre-tax net operating income$1,495,0001,551
Securities gains (losses)$01,187
Applicable income taxes$603,0001,117
Income before extraordinary items$892,0001,887
Extraordinary gains, net$022
Net income$892,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$467,0001,497
Sale, conversion, retirement of capital stock, net$0885
Net operating income$892,0001,879
2006-12-31 (YTD Data)Rank
Total interest income$13,296,0002,826
Total interest expense$2,665,0004,642
Net interest income$10,631,0002,174
Provision for loan and lease losses$96,0004,805
Total noninterest income$1,120,0003,288
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$442,0003,330
Trading account gains and fees$0130
Additional Noninterest Income$678,0002,810
Total noninterest expense$5,637,0003,026
Salaries and employee benefits$4,227,0002,326
Premises and equipment expense$-197,0008,678
Additional noninterest expense$1,607,0003,109
Pre-tax net operating income$6,018,0001,598
Securities gains (losses)$01,687
Applicable income taxes$2,380,0001,158
Income before extraordinary items$3,638,0001,939
Extraordinary gains, net$051
Net income$3,638,0001,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,021
Cash dividends$1,824,0001,670
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,638,0001,930
2006-09-30 (YTD Data)Rank
Total interest income$9,743,0002,865
Total interest expense$1,835,0004,800
Net interest income$7,908,0002,206
Provision for loan and lease losses$72,0004,622
Total noninterest income$846,0003,277
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$332,0003,344
Trading account gains and fees$0126
Additional Noninterest Income$514,0002,811
Total noninterest expense$4,204,0003,038
Salaries and employee benefits$3,168,0002,321
Premises and equipment expense$-166,0008,741
Additional noninterest expense$1,202,0003,132
Pre-tax net operating income$4,478,0001,659
Securities gains (losses)$01,388
Applicable income taxes$1,792,0001,193
Income before extraordinary items$2,686,0002,018
Extraordinary gains, net$045
Net income$2,686,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,412
Cash dividends$1,313,0001,611
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,686,0002,014
2006-06-30 (YTD Data)Rank
Total interest income$6,408,0002,857
Total interest expense$1,071,0005,045
Net interest income$5,337,0002,184
Provision for loan and lease losses$48,0004,517
Total noninterest income$549,0003,309
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$213,0003,408
Trading account gains and fees$0126
Additional Noninterest Income$336,0002,816
Total noninterest expense$2,825,0003,034
Salaries and employee benefits$2,137,0002,291
Premises and equipment expense$-116,0008,775
Additional noninterest expense$804,0003,120
Pre-tax net operating income$3,013,0001,642
Securities gains (losses)$01,185
Applicable income taxes$1,214,0001,189
Income before extraordinary items$1,799,0002,010
Extraordinary gains, net$039
Net income$1,799,0002,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$875,0001,617
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,799,0002,000
2006-03-31 (YTD Data)Rank
Total interest income$3,166,0002,840
Total interest expense$478,0005,247
Net interest income$2,688,0002,160
Provision for loan and lease losses$24,0004,343
Total noninterest income$266,0003,336
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$105,0003,367
Trading account gains and fees$0115
Additional Noninterest Income$161,0002,841
Total noninterest expense$1,404,0003,053
Salaries and employee benefits$1,074,0002,294
Premises and equipment expense$-62,0008,788
Additional noninterest expense$392,0003,183
Pre-tax net operating income$1,526,0001,604
Securities gains (losses)$0955
Applicable income taxes$607,0001,184
Income before extraordinary items$919,0001,937
Extraordinary gains, net$021
Net income$919,0001,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$438,0001,514
Sale, conversion, retirement of capital stock, net$0648
Net operating income$919,0001,914
2005-12-31 (YTD Data)Rank
Total interest income$11,078,0002,886
Total interest expense$1,154,0005,923
Net interest income$9,924,0002,233
Provision for loan and lease losses$96,0004,889
Total noninterest income$1,197,0003,154
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$436,0003,350
Trading account gains and fees$0138
Additional Noninterest Income$761,0002,626
Total noninterest expense$5,543,0002,956
Salaries and employee benefits$4,082,0002,245
Premises and equipment expense$-102,0008,831
Additional noninterest expense$1,563,0003,126
Pre-tax net operating income$5,482,0001,704
Securities gains (losses)$02,296
Applicable income taxes$2,184,0001,265
Income before extraordinary items$3,298,0002,079
Extraordinary gains, net$046
Net income$3,298,0002,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,831
Cash dividends$1,707,0001,655
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,298,0002,055
2005-09-30 (YTD Data)Rank
Total interest income$8,050,0002,915
Total interest expense$744,0006,197
Net interest income$7,306,0002,245
Provision for loan and lease losses$72,0004,758
Total noninterest income$924,0003,080
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$334,0003,309
Trading account gains and fees$0126
Additional Noninterest Income$590,0002,576
Total noninterest expense$4,184,0002,906
Salaries and employee benefits$3,080,0002,211
Premises and equipment expense$-67,0008,856
Additional noninterest expense$1,171,0003,099
Pre-tax net operating income$3,974,0001,777
Securities gains (losses)$02,317
Applicable income taxes$1,596,0001,320
Income before extraordinary items$2,378,0002,163
Extraordinary gains, net$035
Net income$2,378,0002,162
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,995
Cash dividends$1,225,0001,544
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,378,0002,125
2005-06-30 (YTD Data)Rank
Total interest income$5,259,0002,903
Total interest expense$435,0006,403
Net interest income$4,824,0002,245
Provision for loan and lease losses$48,0004,636
Total noninterest income$652,0002,923
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$219,0003,302
Trading account gains and fees$0116
Additional Noninterest Income$433,0002,404
Total noninterest expense$2,795,0002,888
Salaries and employee benefits$2,062,0002,195
Premises and equipment expense$-49,0008,866
Additional noninterest expense$782,0003,074
Pre-tax net operating income$2,633,0001,757
Securities gains (losses)$02,146
Applicable income taxes$1,059,0001,309
Income before extraordinary items$1,574,0002,143
Extraordinary gains, net$030
Net income$1,574,0002,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$817,0001,547
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,574,0002,111
2005-03-31 (YTD Data)Rank
Total interest income$2,550,0002,947
Total interest expense$193,0006,633
Net interest income$2,357,0002,281
Provision for loan and lease losses$24,0004,451
Total noninterest income$270,0003,293
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$110,0003,235
Trading account gains and fees$0115
Additional Noninterest Income$160,0002,858
Total noninterest expense$1,376,0002,929
Salaries and employee benefits$1,032,0002,201
Premises and equipment expense$-26,0008,929
Additional noninterest expense$370,0003,221
Pre-tax net operating income$1,227,0001,841
Securities gains (losses)$01,685
Applicable income taxes$495,0001,372
Income before extraordinary items$732,0002,245
Extraordinary gains, net$024
Net income$732,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$408,0001,426
Sale, conversion, retirement of capital stock, net$0491
Net operating income$732,0002,207
2004-12-31 (YTD Data)Rank
Total interest income$9,283,0003,023
Total interest expense$490,0007,340
Net interest income$8,793,0002,322
Provision for loan and lease losses$96,0005,072
Total noninterest income$1,247,0003,041
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$483,0003,225
Trading account gains and fees$0138
Additional Noninterest Income$764,0002,573
Total noninterest expense$5,335,0002,934
Salaries and employee benefits$3,944,0002,209
Premises and equipment expense$-164,0008,975
Additional noninterest expense$1,555,0003,044
Pre-tax net operating income$4,609,0001,823
Securities gains (losses)$03,819
Applicable income taxes$1,839,0001,376
Income before extraordinary items$2,770,0002,221
Extraordinary gains, net$034
Net income$2,770,0002,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,887
Cash dividends$1,546,0001,685
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,770,0002,173
2004-09-30 (YTD Data)Rank
Total interest income$6,806,0003,048
Total interest expense$339,0007,515
Net interest income$6,467,0002,335
Provision for loan and lease losses$72,0004,871
Total noninterest income$961,0003,012
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$368,0003,208
Trading account gains and fees$0134
Additional Noninterest Income$593,0002,518
Total noninterest expense$4,039,0002,888
Salaries and employee benefits$2,964,0002,192
Premises and equipment expense$-112,0009,023
Additional noninterest expense$1,187,0002,967
Pre-tax net operating income$3,317,0001,889
Securities gains (losses)$03,710
Applicable income taxes$1,321,0001,435
Income before extraordinary items$1,996,0002,325
Extraordinary gains, net$026
Net income$1,996,0002,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,579
Cash dividends$1,160,0001,538
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,996,0002,273
2004-06-30 (YTD Data)Rank
Total interest income$4,480,0003,065
Total interest expense$210,0007,690
Net interest income$4,270,0002,342
Provision for loan and lease losses$48,0004,777
Total noninterest income$647,0003,003
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$246,0003,186
Trading account gains and fees$0130
Additional Noninterest Income$401,0002,507
Total noninterest expense$2,685,0002,895
Salaries and employee benefits$1,991,0002,182
Premises and equipment expense$-76,0009,077
Additional noninterest expense$770,0003,043
Pre-tax net operating income$2,184,0001,899
Securities gains (losses)$03,413
Applicable income taxes$872,0001,433
Income before extraordinary items$1,312,0002,331
Extraordinary gains, net$021
Net income$1,312,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$773,0001,571
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,312,0002,267
2004-03-31 (YTD Data)Rank
Total interest income$2,228,0003,090
Total interest expense$102,0007,816
Net interest income$2,126,0002,346
Provision for loan and lease losses$24,0004,604
Total noninterest income$288,0003,205
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$111,0003,331
Trading account gains and fees$0121
Additional Noninterest Income$177,0002,669
Total noninterest expense$1,301,0002,985
Salaries and employee benefits$997,0002,201
Premises and equipment expense$-34,0009,114
Additional noninterest expense$338,0003,399
Pre-tax net operating income$1,089,0001,866
Securities gains (losses)$02,934
Applicable income taxes$434,0001,456
Income before extraordinary items$655,0002,307
Extraordinary gains, net$016
Net income$655,0002,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$387,0001,472
Sale, conversion, retirement of capital stock, net$0464
Net operating income$655,0002,223
2003-12-31 (YTD Data)Rank
Total interest income$8,791,0003,168
Total interest expense$548,0007,583
Net interest income$8,243,0002,368
Provision for loan and lease losses$96,0005,391
Total noninterest income$1,003,0003,724
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$455,0003,343
Trading account gains and fees$0160
Additional Noninterest Income$548,0003,424
Total noninterest expense$4,934,0003,084
Salaries and employee benefits$3,861,0002,199
Premises and equipment expense$-111,0009,178
Additional noninterest expense$1,184,0003,769
Pre-tax net operating income$4,216,0001,900
Securities gains (losses)$04,500
Applicable income taxes$1,683,0001,465
Income before extraordinary items$2,533,0002,350
Extraordinary gains, net$054
Net income$2,533,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,883
Cash dividends$1,459,0001,770
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,533,0002,241
2003-09-30 (YTD Data)Rank
Total interest income$6,566,0003,230
Total interest expense$448,0007,544
Net interest income$6,118,0002,399
Provision for loan and lease losses$72,0005,277
Total noninterest income$756,0003,766
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$345,0003,316
Trading account gains and fees$0153
Additional Noninterest Income$411,0003,481
Total noninterest expense$3,740,0003,051
Salaries and employee benefits$2,922,0002,186
Premises and equipment expense$-94,0009,233
Additional noninterest expense$912,0003,677
Pre-tax net operating income$3,062,0002,016
Securities gains (losses)$04,204
Applicable income taxes$1,226,0001,587
Income before extraordinary items$1,836,0002,514
Extraordinary gains, net$040
Net income$1,836,0002,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,378
Cash dividends$1,094,0001,642
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,836,0002,378
2003-06-30 (YTD Data)Rank
Total interest income$4,369,0003,248
Total interest expense$342,0007,380
Net interest income$4,027,0002,415
Provision for loan and lease losses$48,0005,200
Total noninterest income$495,0003,762
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$227,0003,305
Trading account gains and fees$0150
Additional Noninterest Income$268,0003,501
Total noninterest expense$2,521,0003,026
Salaries and employee benefits$1,967,0002,158
Premises and equipment expense$-88,0009,265
Additional noninterest expense$642,0003,495
Pre-tax net operating income$1,953,0002,085
Securities gains (losses)$03,782
Applicable income taxes$775,0001,668
Income before extraordinary items$1,178,0002,619
Extraordinary gains, net$030
Net income$1,178,0002,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$729,0001,672
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,178,0002,475
2003-03-31 (YTD Data)Rank
Total interest income$2,156,0003,313
Total interest expense$182,0007,323
Net interest income$1,974,0002,463
Provision for loan and lease losses$24,0004,998
Total noninterest income$228,0003,851
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$108,0003,351
Trading account gains and fees$0134
Additional Noninterest Income$120,0003,603
Total noninterest expense$1,244,0003,047
Salaries and employee benefits$984,0002,149
Premises and equipment expense$-61,0009,309
Additional noninterest expense$321,0003,442
Pre-tax net operating income$934,0002,168
Securities gains (losses)$02,891
Applicable income taxes$367,0001,750
Income before extraordinary items$567,0002,667
Extraordinary gains, net$021
Net income$567,0002,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$364,0001,553
Sale, conversion, retirement of capital stock, net$0419
Net operating income$567,0002,532
2002-12-31 (YTD Data)Rank
Total interest income$9,548,0003,142
Total interest expense$1,099,0006,688
Net interest income$8,449,0002,297
Provision for loan and lease losses$96,0005,792
Total noninterest income$987,0003,514
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$339,0003,960
Trading account gains and fees$0153
Additional Noninterest Income$648,0002,838
Total noninterest expense$4,896,0002,983
Salaries and employee benefits$3,743,0002,138
Premises and equipment expense$-153,0009,349
Additional noninterest expense$1,306,0003,358
Pre-tax net operating income$4,444,0001,820
Securities gains (losses)$04,537
Applicable income taxes$1,724,0001,463
Income before extraordinary items$2,720,0002,193
Extraordinary gains, net$070
Net income$2,720,0002,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,119
Cash dividends$1,392,0001,746
Sale, conversion, retirement of capital stock, net$-386,0009,291
Net operating income$2,720,0002,124
2001-12-31 (YTD Data)Rank
Total interest income$9,838,0003,365
Total interest expense$1,787,0006,430
Net interest income$8,051,0002,228
Provision for loan and lease losses$60,0006,353
Total noninterest income$975,0003,405
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$304,0004,133
Trading account gains and fees$0177
Additional Noninterest Income$671,0002,633
Total noninterest expense$4,730,0002,961
Salaries and employee benefits$3,808,0001,977
Premises and equipment expense$-196,0009,611
Additional noninterest expense$1,118,0003,722
Pre-tax net operating income$4,236,0001,668
Securities gains (losses)$04,612
Applicable income taxes$1,653,0001,377
Income before extraordinary items$2,583,0002,021
Extraordinary gains, net$0105
Net income$2,583,0002,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,057
Cash dividends$1,339,0001,819
Sale, conversion, retirement of capital stock, net$-992,0009,577
Net operating income$2,583,0001,943
2000-12-31 (YTD Data)Rank
Total interest income$9,619,0003,519
Total interest expense$1,946,0006,354
Net interest income$7,673,0002,317
Provision for loan and lease losses$60,0006,179
Total noninterest income$774,0003,741
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$293,0004,120
Trading account gains and fees$0180
Additional Noninterest Income$481,0003,014
Total noninterest expense$4,495,0003,002
Salaries and employee benefits$3,639,0001,966
Premises and equipment expense$-375,0009,902
Additional noninterest expense$1,231,0003,349
Pre-tax net operating income$3,892,0001,882
Securities gains (losses)$01,956
Applicable income taxes$1,483,0001,531
Income before extraordinary items$2,409,0002,152
Extraordinary gains, net$038
Net income$2,409,0002,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$1,289,0001,870
Sale, conversion, retirement of capital stock, net$-805,0009,847
Net operating income$2,409,0002,155
1999-12-31 (YTD Data)Rank
Total interest income$8,365,0003,753
Total interest expense$1,586,0006,762
Net interest income$6,779,0002,587
Provision for loan and lease losses$60,0006,124
Total noninterest income$652,0004,181
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$362,0003,482
Trading account gains and fees$0173
Additional Noninterest Income$290,0004,092
Total noninterest expense$4,435,0003,024
Salaries and employee benefits$3,548,0001,978
Premises and equipment expense$-57,00010,217
Additional noninterest expense$944,0004,208
Pre-tax net operating income$2,936,0002,463
Securities gains (losses)$03,155
Applicable income taxes$904,0002,380
Income before extraordinary items$2,032,0002,559
Extraordinary gains, net$035
Net income$2,032,0002,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0005,834
Cash dividends$1,082,0002,131
Sale, conversion, retirement of capital stock, net$-495,00010,150
Net operating income$2,032,0002,522
1998-12-31 (YTD Data)Rank
Total interest income$8,079,0003,904
Total interest expense$1,693,0006,777
Net interest income$6,386,0002,682
Provision for loan and lease losses$48,0006,686
Total noninterest income$418,0005,470
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$234,0004,700
Trading account gains and fees$0224
Additional Noninterest Income$184,0005,183
Total noninterest expense$4,161,0003,116
Salaries and employee benefits$3,377,0001,978
Premises and equipment expense$-176,00010,463
Additional noninterest expense$960,0004,090
Pre-tax net operating income$2,595,0002,687
Securities gains (losses)$04,449
Applicable income taxes$893,0002,510
Income before extraordinary items$1,702,0002,927
Extraordinary gains, net$032
Net income$1,702,0002,928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$781,0002,649
Sale, conversion, retirement of capital stock, net$-788,00010,413
Net operating income$1,702,0002,836
1997-12-31 (YTD Data)Rank
Total interest income$7,461,0004,257
Total interest expense$1,639,0007,029
Net interest income$5,822,0003,001
Provision for loan and lease losses$36,0007,137
Total noninterest income$598,0004,423
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$529,0002,476
Trading account gains and fees$0239
Additional Noninterest Income$69,0007,730
Total noninterest expense$4,176,0003,055
Salaries and employee benefits$3,108,0002,122
Premises and equipment expense$-166,00010,921
Additional noninterest expense$1,234,0003,280
Pre-tax net operating income$2,208,0003,240
Securities gains (losses)$03,944
Applicable income taxes$731,0003,131
Income before extraordinary items$1,477,0003,406
Extraordinary gains, net$044
Net income$1,477,0003,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,573
Cash dividends$680,0002,844
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,477,0003,331
1996-12-31 (YTD Data)Rank
Total interest income$7,491,0004,289
Total interest expense$1,753,0006,957
Net interest income$5,738,0003,083
Provision for loan and lease losses$24,0007,740
Total noninterest income$611,0004,525
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$541,0002,510
Trading account gains and fees$0262
Additional Noninterest Income$70,0008,080
Total noninterest expense$3,955,0003,386
Salaries and employee benefits$3,137,0002,123
Premises and equipment expense$-150,00011,451
Additional noninterest expense$968,0004,523
Pre-tax net operating income$2,370,0002,937
Securities gains (losses)$-1,0009,274
Applicable income taxes$855,0002,687
Income before extraordinary items$1,514,0003,159
Extraordinary gains, net$053
Net income$1,514,0003,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0007,019
Cash dividends$640,0002,914
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,514,6403,119
1995-12-31 (YTD Data)Rank
Total interest income$7,282,0004,406
Total interest expense$2,265,0005,948
Net interest income$5,017,0003,520
Provision for loan and lease losses$20,0007,637
Total noninterest income$607,0004,529
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$532,0002,531
Trading account gains and fees$0522
Additional Noninterest Income$75,0008,156
Total noninterest expense$3,677,0003,579
Salaries and employee benefits$2,802,0002,371
Premises and equipment expense$-198,00011,971
Additional noninterest expense$1,073,0004,112
Pre-tax net operating income$1,927,0003,610
Securities gains (losses)$03,831
Applicable income taxes$662,0003,392
Income before extraordinary items$1,265,0003,777
Extraordinary gains, net$065
Net income$1,265,0003,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$560,0003,076
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,265,0003,749
1994-12-31 (YTD Data)Rank
Total interest income$7,083,0004,181
Total interest expense$1,938,0005,747
Net interest income$5,145,0003,462
Provision for loan and lease losses$09,146
Total noninterest income$643,0004,410
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$575,0002,362
Trading account gains and fees$0475
Additional Noninterest Income$68,0008,738
Total noninterest expense$4,235,0003,238
Salaries and employee benefits$3,255,0002,030
Premises and equipment expense$-60,00012,605
Additional noninterest expense$1,040,0004,568
Pre-tax net operating income$1,553,0004,281
Securities gains (losses)$03,600
Applicable income taxes$521,0003,929
Income before extraordinary items$1,032,0004,421
Extraordinary gains, net$0249
Net income$1,032,0004,421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$520,0003,093
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,032,0004,468
1993-12-31 (YTD Data)Rank
Total interest income$7,326,0004,133
Total interest expense$1,965,0005,918
Net interest income$5,361,0003,347
Provision for loan and lease losses$010,371
Total noninterest income$654,0004,658
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$582,0002,359
Trading account gains and fees$0532
Additional Noninterest Income$72,0008,988
Total noninterest expense$3,953,0003,529
Salaries and employee benefits$3,177,0002,085
Premises and equipment expense$-241,00013,285
Additional noninterest expense$1,017,0004,856
Pre-tax net operating income$2,062,0003,218
Securities gains (losses)$533,000855
Applicable income taxes$910,0002,495
Income before extraordinary items$1,685,0002,913
Extraordinary gains, net$16,0002,794
Net income$1,701,0002,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0006,716
Cash dividends$480,0003,215
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,338,5503,414
1992-12-31 (YTD Data)Rank
Total interest income$8,010,0004,285
Total interest expense$2,169,0006,698
Net interest income$5,841,0003,143
Provision for loan and lease losses$011,756
Total noninterest income$559,0005,232
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$495,0002,811
Trading account gains and fees$0504
Additional Noninterest Income$64,0009,594
Total noninterest expense$3,665,0003,779
Salaries and employee benefits$2,911,0002,235
Premises and equipment expense$-145,00013,935
Additional noninterest expense$899,0005,528
Pre-tax net operating income$2,735,0002,260
Securities gains (losses)$08,369
Applicable income taxes$947,0002,211
Income before extraordinary items$1,788,0002,568
Extraordinary gains, net$01,422
Net income$1,788,0002,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,00010,714
Cash dividends$440,0003,097
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,788,0002,373

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.