Home > The National Bank & Trust Company of Sycamore > Net charge- offs to loans
The National Bank & Trust Company of Sycamore, Net charge- offs to loans
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0773% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 3,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3318% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0600% | 5,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 4,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4959% | 1,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4959% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4739% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 2,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1063% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0697% | 5,754 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1442% | 4,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0549% | 5,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4215% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4216% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4476% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1640% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0139% | 4,807 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1130% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2834% | 1,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2834% | 1,822 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3233% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 5,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 5,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 5,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4257% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2606% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2606% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2946% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1423% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | -0.2249% | 5,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1180% | 1,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3963% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7546% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3075% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1227% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2310% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2310% | 2,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6226% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1766% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1842% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.2953% | 5,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1615% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4950% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8020% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4174% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1796% | 2,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1796% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5620% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2052% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.4305% | 5,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2454% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4386% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0497% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2826% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0378% | 4,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0896% | 2,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0896% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5314% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 5,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7116% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1399% | 504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8591% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0385% | 4,970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2156% | 5,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2156% | 5,677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6500% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8352% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8817% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4028% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8022% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6011% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5718% | 970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2249% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0395% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0395% | 3,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7829% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0733% | 527 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1329% | 389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9007% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8274% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4853% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6321% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5843% | 652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0596% | 3,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0596% | 3,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8155% | 483 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4701% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7144% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8991% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1842% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9352% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9567% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1573% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1696% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1696% | 2,649 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9516% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5893% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3152% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0424% | 6,407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3662% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8024% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5670% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3052% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1955% | 2,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1955% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8715% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0456% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | -0.0776% | 6,010 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0792% | 6,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4138% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7487% | 813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2563% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0359% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1523% | 3,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1523% | 3,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5524% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 4,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0848% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.1017% | 6,079 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0585% | 6,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5692% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9737% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3634% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 3,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2798% | 2,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2798% | 2,669 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5242% | 685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 4,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 4,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.1470% | 6,152 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0524% | 6,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3382% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0701% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0493% | 6,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0725% | 2,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5655% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5655% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3832% | 695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0988% | 2,992 |
| Percentage Net Loans Charged-off:Construction & development | -0.3182% | 6,285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0602% | 6,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6981% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1612% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1150% | 6,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1645% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8006% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8006% | 1,206 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2595% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1736% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1403% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 8.5929% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3479% | 2,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9293% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3436% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3144% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1769% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6443% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5541% | 2,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3243% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3813% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3861% | 2,777 |
| Percentage Net Loans Charged-off:Construction & development | 2.1754% | 1,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 2,727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8907% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3685% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5723% | 1,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1534% | 3,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7551% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6276% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2692% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4090% | 2,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4169% | 2,518 |
| Percentage Net Loans Charged-off:Construction & development | 2.7328% | 1,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1368% | 2,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6624% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6755% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3311% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4721% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3717% | 2,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3861% | 757 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7323% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8291% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 4.9320% | 623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2748% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3009% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2670% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6620% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5318% | 2,010 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3790% | 2,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1542% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8788% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9285% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | 1.3836% | 2,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5100% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5731% | 2,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4611% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6421% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8264% | 2,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1204% | 1,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2523% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8440% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8354% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | 1.8516% | 1,898 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1825% | 992 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6102% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3129% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7915% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1203% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0743% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2579% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9208% | 1,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8422% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | 5.8984% | 878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2525% | 1,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6746% | 1,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4751% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7954% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6856% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1915% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1910% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6637% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7489% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | 6.7267% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2812% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7579% | 626 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0468% | 6,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3397% | 1,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1474% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2708% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7984% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 17.9917% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4534% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8311% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4313% | 1,307 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0117% | 1,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6548% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5335% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1909% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4111% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6675% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 10.7937% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6556% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3977% | 1,139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7657% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6704% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6665% | 1,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1676% | 1,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8543% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3176% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 15.6091% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2679% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6129% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1320% | 2,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9453% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5812% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0923% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4650% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5694% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 30.2670% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8727% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7984% | 1,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1119% | 1,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 5,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 4,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0908% | 1,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 7,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0206% | 5,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3765% | 7,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8852% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1692% | 1,403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0275% | 5,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0494% | 3,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1221% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6213% | 7,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5280% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1533% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1828% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 7,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0447% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8687% | 7,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6055% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1242% | 1,116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1927% | 2,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1538% | 1,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3629% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 5,939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0926% | 7,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7005% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1361% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 5,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1811% | 7,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3568% | 3,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2492% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0332% | 4,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1893% | 7,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3352% | 3,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2905% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 4,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2357% | 7,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3248% | 3,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3747% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2504% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2643% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2216% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 7,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4343% | 3,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2491% | 1,000 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 7,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3497% | 3,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2032% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 7,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1668% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1519% | 7,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4666% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0490% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.2492% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5041% | 8,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5314% | 3,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5325% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 3,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.3456% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6880% | 8,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5603% | 2,888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4402% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1307% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.4859% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2925% | 7,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4635% | 2,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4311% | 658 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1402% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3604% | 7,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8140% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1830% | 632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1571% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1002% | 7,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6873% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1349% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 4,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2124% | 7,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 3,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1297% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 4,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2431% | 7,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3958% | 3,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1337% | 942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 1,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7099% | 2,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1372% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 5,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0237% | 4,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2803% | 5,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0900% | 1,566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0706% | 4,891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1935% | 5,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0752% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 4,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1807% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0683% | 1,245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 5,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1485% | 7,962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1525% | 4,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0457% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 4,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 8,270 |
| Percentage Net Loans Charged-off:Construction & development | -0.0644% | 8,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2677% | 3,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3414% | 5,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1009% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4760% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4382% | 434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8329% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1492% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1991% | 8,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7285% | 3,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9908% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2594% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2809% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 2.1336% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1087% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3317% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2688% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2407% | 103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1072% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2223% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3773% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8235% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0947% | 11 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4216% | 5 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7555% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7175% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.5782% | 14 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3529% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5151% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4390% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4356% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5519% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9845% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1171% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0525% | 6,950 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 5,128 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 7,661 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |