Home > The National Bank of Walton County > Assets and Liabilities
The National Bank of Walton County, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 63 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $248,273,000 | 2,644 |
| Cash and due from depository institutions | $4,424,000 | 2,714 |
| Interest-bearing balances | $20,000 | 6,186 |
| Securities | $26,721,000 | 3,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $208,096,000 | 2,255 |
| Loan loss allowance | $3,209,000 | 1,796 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,883,000 | 4,702 |
| Other real estate owned | $1,491,000 | 2,714 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,658,000 | 2,857 |
| Life insurance assets | $1,417,000 | 2,690 |
| Total liabilities and capital | $248,273,000 | 2,644 |
| Total liabilities | $228,090,000 | 2,585 |
| Total deposits | $194,644,000 | 2,683 |
| Interest-bearing deposits | $180,703,000 | 2,502 |
| Deposits held in domestic offices | $194,644,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,205,000 | 787 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,241,000 | 2,118 |
| Total equity capital | $20,183,000 | 3,247 |
| Total bank equity capital | $20,183,000 | 3,247 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $810,000 | 3,335 |
| Surplus | $1,461,000 | 6,168 |
| Undivided profits | $17,912,000 | 1,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,094,000 | 2,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,431,000 | 2,689 |
| Earning assets | $234,837,000 | 2,557 |
| Long-term assets (5+ years) | $19,437,000 | 4,022 |
| Average Assets, year-to-date | $249,817,670 | 2,584 |
| Average Assets, quarterly | $248,917,000 | 2,618 |
| Volatile liabilities | $80,924,000 | 1,749 |
| Insider loans | $6,279,000 | 1,269 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $35,567,000 | 2,244 |
| Tier 1 (core) risk-based capital | $20,055,000 | 3,168 |
| Tier 2 risk-based capital | $2,668,000 | 1,954 |
| Total risk weighted assets | $212,911,000 | 2,300 |
| Total unused commitments | $35,567,000 | 2,245 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 61 | 2,799 |
| Assets and Liabilities | ||
| Total Assets: | $249,561,000 | 2,610 |
| Cash and due from depository institutions | $4,716,000 | 2,799 |
| Interest-bearing balances | $26,000 | 6,013 |
| Securities | $28,782,000 | 3,525 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $207,882,000 | 2,225 |
| Loan loss allowance | $2,935,000 | 1,864 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,848,000 | 4,749 |
| Other real estate owned | $1,233,000 | 2,799 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,100,000 | 2,994 |
| Life insurance assets | $1,402,000 | 2,697 |
| Total liabilities and capital | $249,561,000 | 2,610 |
| Total liabilities | $228,806,000 | 2,556 |
| Total deposits | $200,134,000 | 2,603 |
| Interest-bearing deposits | $186,406,000 | 2,432 |
| Deposits held in domestic offices | $200,134,000 | 2,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,040,000 | 861 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,632,000 | 2,006 |
| Total equity capital | $20,755,000 | 3,241 |
| Total bank equity capital | $20,755,000 | 3,241 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $810,000 | 3,348 |
| Surplus | $1,443,000 | 6,206 |
| Undivided profits | $18,502,000 | 1,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 3,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,559,000 | 2,515 |
| Earning assets | $236,690,000 | 2,537 |
| Long-term assets (5+ years) | $20,914,000 | 3,779 |
| Average Assets, year-to-date | $250,590,000 | 2,581 |
| Average Assets, quarterly | $250,590,000 | 2,581 |
| Volatile liabilities | $72,592,000 | 1,906 |
| Insider loans | $5,803,000 | 1,352 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $31,899,000 | 2,482 |
| Tier 1 (core) risk-based capital | $20,256,000 | 3,144 |
| Tier 2 risk-based capital | $2,667,000 | 1,919 |
| Total risk weighted assets | $213,128,000 | 2,262 |
| Total unused commitments | $31,899,000 | 2,485 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 62 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $251,619,000 | 2,570 |
| Cash and due from depository institutions | $4,281,000 | 2,770 |
| Interest-bearing balances | $24,000 | 5,889 |
| Securities | $29,740,000 | 3,473 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $208,895,000 | 2,215 |
| Loan loss allowance | $2,647,000 | 2,018 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,877,000 | 4,718 |
| Other real estate owned | $1,499,000 | 2,770 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,327,000 | 2,932 |
| Life insurance assets | $1,338,000 | 2,722 |
| Total liabilities and capital | $251,619,000 | 2,570 |
| Total liabilities | $231,008,000 | 2,507 |
| Total deposits | $202,360,000 | 2,539 |
| Interest-bearing deposits | $189,218,000 | 2,362 |
| Deposits held in domestic offices | $202,360,000 | 2,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,162,000 | 853 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,486,000 | 2,081 |
| Total equity capital | $20,611,000 | 3,229 |
| Total bank equity capital | $20,611,000 | 3,229 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $810,000 | 3,355 |
| Surplus | $1,425,000 | 6,226 |
| Undivided profits | $18,376,000 | 1,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,574,000 | 2,702 |
| Earning assets | $238,659,000 | 2,501 |
| Long-term assets (5+ years) | $15,383,000 | 4,165 |
| Average Assets, year-to-date | $250,593,400 | 2,490 |
| Average Assets, quarterly | $253,052,500 | 2,522 |
| Volatile liabilities | $67,748,000 | 2,029 |
| Insider loans | $7,019,000 | 1,093 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $372,000 | 1,293 |
| Unused loan commitments | $34,516,000 | 2,340 |
| Tier 1 (core) risk-based capital | $20,512,000 | 3,082 |
| Tier 2 risk-based capital | $2,647,000 | 1,933 |
| Total risk weighted assets | $216,899,000 | 2,213 |
| Total unused commitments | $34,516,000 | 2,342 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $254,486,000 | 2,497 |
| Cash and due from depository institutions | $4,802,000 | 2,815 |
| Interest-bearing balances | $43,000 | 5,412 |
| Securities | $34,534,000 | 3,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $206,901,000 | 2,209 |
| Loan loss allowance | $2,983,000 | 1,766 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,899,000 | 4,670 |
| Other real estate owned | $266,000 | 2,815 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,084,000 | 2,650 |
| Life insurance assets | $1,326,000 | 2,688 |
| Total liabilities and capital | $254,486,000 | 2,497 |
| Total liabilities | $234,519,000 | 2,426 |
| Total deposits | $192,789,000 | 2,632 |
| Interest-bearing deposits | $179,085,000 | 2,477 |
| Deposits held in domestic offices | $192,789,000 | 2,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,181,000 | 593 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,549,000 | 2,042 |
| Total equity capital | $19,967,000 | 3,279 |
| Total bank equity capital | $19,967,000 | 3,279 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $810,000 | 3,340 |
| Surplus | $1,408,000 | 6,229 |
| Undivided profits | $17,749,000 | 1,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $477,000 | 4,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,621,000 | 2,783 |
| Earning assets | $241,478,000 | 2,426 |
| Long-term assets (5+ years) | $12,049,000 | 4,519 |
| Average Assets, year-to-date | $250,337,000 | 2,485 |
| Average Assets, quarterly | $254,234,000 | 2,475 |
| Volatile liabilities | $80,617,000 | 1,716 |
| Insider loans | $7,039,000 | 1,059 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $36,552,000 | 2,283 |
| Tier 1 (core) risk-based capital | $20,055,000 | 3,139 |
| Tier 2 risk-based capital | $2,714,000 | 1,861 |
| Total risk weighted assets | $216,841,000 | 2,180 |
| Total unused commitments | $36,552,000 | 2,283 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 64 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $253,982,000 | 2,513 |
| Cash and due from depository institutions | $5,812,000 | 2,741 |
| Interest-bearing balances | $30,000 | 5,733 |
| Securities | $35,662,000 | 3,021 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $204,949,000 | 2,231 |
| Loan loss allowance | $3,002,000 | 1,755 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,939,000 | 4,628 |
| Other real estate owned | $0 | 2,741 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,620,000 | 2,787 |
| Life insurance assets | $1,313,000 | 2,704 |
| Total liabilities and capital | $253,982,000 | 2,513 |
| Total liabilities | $234,067,000 | 2,449 |
| Total deposits | $193,413,000 | 2,646 |
| Interest-bearing deposits | $163,423,000 | 2,704 |
| Deposits held in domestic offices | $193,413,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,206,000 | 600 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,448,000 | 2,008 |
| Total equity capital | $19,915,000 | 3,237 |
| Total bank equity capital | $19,915,000 | 3,237 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $810,000 | 3,349 |
| Surplus | $1,390,000 | 6,279 |
| Undivided profits | $17,715,000 | 1,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,625,000 | 2,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,564,000 | 2,685 |
| Earning assets | $240,641,000 | 2,446 |
| Long-term assets (5+ years) | $9,932,000 | 4,791 |
| Average Assets, year-to-date | $248,954,000 | 2,526 |
| Average Assets, quarterly | $250,556,000 | 2,528 |
| Volatile liabilities | $79,999,000 | 1,702 |
| Insider loans | $7,066,000 | 1,046 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $34,348,000 | 2,412 |
| Tier 1 (core) risk-based capital | $20,263,000 | 3,105 |
| Tier 2 risk-based capital | $2,703,000 | 1,881 |
| Total risk weighted assets | $215,922,000 | 2,191 |
| Total unused commitments | $34,348,000 | 2,412 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 61 | 2,834 |
| Assets and Liabilities | ||
| Total Assets: | $247,130,000 | 2,587 |
| Cash and due from depository institutions | $6,180,000 | 2,834 |
| Interest-bearing balances | $102,000 | 4,685 |
| Securities | $34,468,000 | 3,125 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $199,216,000 | 2,246 |
| Loan loss allowance | $2,790,000 | 1,886 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,983,000 | 4,534 |
| Other real estate owned | $0 | 2,834 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,283,000 | 2,869 |
| Life insurance assets | $1,303,000 | 2,707 |
| Total liabilities and capital | $247,130,000 | 2,587 |
| Total liabilities | $226,761,000 | 2,539 |
| Total deposits | $196,338,000 | 2,601 |
| Interest-bearing deposits | $165,097,000 | 2,676 |
| Deposits held in domestic offices | $196,338,000 | 2,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,821,000 | 737 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,000,000 | 3,286 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,602,000 | 1,987 |
| Total equity capital | $20,369,000 | 3,179 |
| Total bank equity capital | $20,369,000 | 3,179 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $810,000 | 3,346 |
| Surplus | $1,361,000 | 6,294 |
| Undivided profits | $18,198,000 | 1,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,174,000 | 2,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,411,000 | 2,835 |
| Earning assets | $233,786,000 | 2,527 |
| Long-term assets (5+ years) | $8,256,000 | 5,068 |
| Average Assets, year-to-date | $246,440,000 | 2,567 |
| Average Assets, quarterly | $246,440,000 | 2,567 |
| Volatile liabilities | $67,367,000 | 1,961 |
| Insider loans | $7,219,000 | 990 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $267,000 | 1,447 |
| Unused loan commitments | $38,109,000 | 2,214 |
| Tier 1 (core) risk-based capital | $20,616,000 | 3,025 |
| Tier 2 risk-based capital | $2,627,000 | 1,917 |
| Total risk weighted assets | $210,026,000 | 2,218 |
| Total unused commitments | $38,109,000 | 2,215 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 60 | 2,883 |
| Assets and Liabilities | ||
| Total Assets: | $245,750,000 | 2,589 |
| Cash and due from depository institutions | $6,769,000 | 2,883 |
| Interest-bearing balances | $28,000 | 5,813 |
| Securities | $36,089,000 | 3,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $195,515,000 | 2,269 |
| Loan loss allowance | $2,575,000 | 2,007 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,968,000 | 4,533 |
| Other real estate owned | $0 | 2,883 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,409,000 | 2,843 |
| Life insurance assets | $1,291,000 | 2,686 |
| Total liabilities and capital | $245,750,000 | 2,589 |
| Total liabilities | $225,645,000 | 2,529 |
| Total deposits | $186,803,000 | 2,726 |
| Interest-bearing deposits | $153,901,000 | 2,803 |
| Deposits held in domestic offices | $186,803,000 | 2,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,056,000 | 578 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,786,000 | 1,846 |
| Total equity capital | $20,105,000 | 3,159 |
| Total bank equity capital | $20,105,000 | 3,159 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $810,000 | 3,347 |
| Surplus | $1,305,000 | 6,326 |
| Undivided profits | $17,990,000 | 1,932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,214,000 | 2,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,443,000 | 2,880 |
| Earning assets | $231,632,000 | 2,524 |
| Long-term assets (5+ years) | $6,573,000 | 5,411 |
| Average Assets, year-to-date | $249,126,200 | 2,476 |
| Average Assets, quarterly | $245,479,000 | 2,562 |
| Volatile liabilities | $75,772,000 | 1,918 |
| Insider loans | $6,933,000 | 1,021 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $34,113,000 | 2,386 |
| Tier 1 (core) risk-based capital | $20,447,000 | 3,007 |
| Tier 2 risk-based capital | $2,574,000 | 1,935 |
| Total risk weighted assets | $208,579,000 | 2,215 |
| Total unused commitments | $34,113,000 | 2,387 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 63 | 2,790 |
| Assets and Liabilities | ||
| Total Assets: | $245,208,000 | 2,571 |
| Cash and due from depository institutions | $5,058,000 | 2,790 |
| Interest-bearing balances | $20,000 | 6,043 |
| Securities | $38,099,000 | 2,943 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $194,906,000 | 2,272 |
| Loan loss allowance | $2,582,000 | 1,998 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,691,000 | 4,875 |
| Other real estate owned | $0 | 2,790 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,454,000 | 2,822 |
| Life insurance assets | $1,438,000 | 2,550 |
| Total liabilities and capital | $245,208,000 | 2,571 |
| Total liabilities | $225,853,000 | 2,512 |
| Total deposits | $206,752,000 | 2,456 |
| Interest-bearing deposits | $173,512,000 | 2,504 |
| Deposits held in domestic offices | $206,752,000 | 2,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,845,000 | 926 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,256,000 | 1,604 |
| Total equity capital | $19,355,000 | 3,247 |
| Total bank equity capital | $19,355,000 | 3,247 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $810,000 | 3,367 |
| Surplus | $1,271,000 | 6,402 |
| Undivided profits | $17,274,000 | 1,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,228,000 | 2,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,351,000 | 3,046 |
| Earning assets | $233,025,000 | 2,498 |
| Long-term assets (5+ years) | $6,738,000 | 5,345 |
| Average Assets, year-to-date | $249,970,250 | 2,477 |
| Average Assets, quarterly | $247,079,500 | 2,539 |
| Volatile liabilities | $73,549,000 | 1,938 |
| Insider loans | $6,517,000 | 1,069 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $35,612,000 | 2,331 |
| Tier 1 (core) risk-based capital | $19,772,000 | 3,081 |
| Tier 2 risk-based capital | $2,547,000 | 1,956 |
| Total risk weighted assets | $203,729,000 | 2,255 |
| Total unused commitments | $35,612,000 | 2,332 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 65 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $248,951,000 | 2,533 |
| Cash and due from depository institutions | $7,367,000 | 2,720 |
| Interest-bearing balances | $12,000 | 6,289 |
| Securities | $40,048,000 | 2,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $194,232,000 | 2,257 |
| Loan loss allowance | $2,585,000 | 1,974 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,645,000 | 4,907 |
| Other real estate owned | $85,000 | 2,720 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,574,000 | 2,768 |
| Life insurance assets | $1,424,000 | 2,522 |
| Total liabilities and capital | $248,951,000 | 2,533 |
| Total liabilities | $230,503,000 | 2,457 |
| Total deposits | $204,464,000 | 2,476 |
| Interest-bearing deposits | $169,970,000 | 2,522 |
| Deposits held in domestic offices | $204,464,000 | 2,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,029,000 | 767 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,010,000 | 1,587 |
| Total equity capital | $18,448,000 | 3,276 |
| Total bank equity capital | $18,448,000 | 3,276 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $810,000 | 3,360 |
| Surplus | $1,247,000 | 6,432 |
| Undivided profits | $16,391,000 | 1,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $443,000 | 3,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,346,000 | 2,782 |
| Earning assets | $234,292,000 | 2,461 |
| Long-term assets (5+ years) | $7,208,000 | 5,183 |
| Average Assets, year-to-date | $251,557,670 | 2,473 |
| Average Assets, quarterly | $249,329,000 | 2,512 |
| Volatile liabilities | $76,654,000 | 1,846 |
| Insider loans | $5,710,000 | 1,201 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $34,492,000 | 2,382 |
| Tier 1 (core) risk-based capital | $19,202,000 | 3,099 |
| Tier 2 risk-based capital | $2,538,000 | 1,944 |
| Total risk weighted assets | $202,966,000 | 2,243 |
| Total unused commitments | $34,492,000 | 2,382 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $249,707,000 | 2,501 |
| Cash and due from depository institutions | $6,121,000 | 2,778 |
| Interest-bearing balances | $42,000 | 5,702 |
| Securities | $42,402,000 | 2,727 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $194,035,000 | 2,206 |
| Loan loss allowance | $2,531,000 | 1,992 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,623,000 | 4,907 |
| Other real estate owned | $0 | 2,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,526,000 | 2,702 |
| Life insurance assets | $1,409,000 | 2,492 |
| Total liabilities and capital | $249,707,000 | 2,501 |
| Total liabilities | $231,822,000 | 2,434 |
| Total deposits | $194,616,000 | 2,582 |
| Interest-bearing deposits | $157,059,000 | 2,678 |
| Deposits held in domestic offices | $194,616,000 | 2,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,949,000 | 631 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,527 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,257,000 | 1,480 |
| Total equity capital | $17,885,000 | 3,340 |
| Total bank equity capital | $17,885,000 | 3,340 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $810,000 | 3,347 |
| Surplus | $1,215,000 | 6,414 |
| Undivided profits | $15,860,000 | 2,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,062,000 | 2,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,218,000 | 2,897 |
| Earning assets | $236,479,000 | 2,429 |
| Long-term assets (5+ years) | $9,491,000 | 4,674 |
| Average Assets, year-to-date | $252,861,000 | 2,463 |
| Average Assets, quarterly | $252,861,000 | 2,463 |
| Volatile liabilities | $68,890,000 | 1,940 |
| Insider loans | $5,787,000 | 1,170 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $29,863,000 | 2,586 |
| Tier 1 (core) risk-based capital | $18,544,000 | 3,167 |
| Tier 2 risk-based capital | $2,516,000 | 1,918 |
| Total risk weighted assets | $201,286,000 | 2,215 |
| Total unused commitments | $29,863,000 | 2,589 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 65 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $256,015,000 | 2,435 |
| Cash and due from depository institutions | $10,056,000 | 2,699 |
| Interest-bearing balances | $38,000 | 5,825 |
| Securities | $47,039,000 | 2,493 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $191,491,000 | 2,192 |
| Loan loss allowance | $2,560,000 | 1,944 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,525,000 | 5,048 |
| Other real estate owned | $0 | 2,699 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,904,000 | 2,534 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $256,015,000 | 2,435 |
| Total liabilities | $238,280,000 | 2,369 |
| Total deposits | $200,476,000 | 2,473 |
| Interest-bearing deposits | $161,615,000 | 2,593 |
| Deposits held in domestic offices | $200,476,000 | 2,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,597,000 | 628 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,207,000 | 1,482 |
| Total equity capital | $17,735,000 | 3,321 |
| Total bank equity capital | $17,735,000 | 3,321 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $810,000 | 3,357 |
| Surplus | $1,179,000 | 6,488 |
| Undivided profits | $15,746,000 | 2,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 2,313 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,394,000 | 2,560 |
| Earning assets | $238,568,000 | 2,388 |
| Long-term assets (5+ years) | $11,550,000 | 4,331 |
| Average Assets, year-to-date | $239,729,000 | 2,471 |
| Average Assets, quarterly | $251,463,000 | 2,445 |
| Volatile liabilities | $69,966,000 | 1,870 |
| Insider loans | $4,591,000 | 1,468 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,327,000 | 2,424 |
| Tier 1 (core) risk-based capital | $18,258,000 | 3,153 |
| Tier 2 risk-based capital | $2,531,000 | 1,884 |
| Total risk weighted assets | $202,446,000 | 2,172 |
| Total unused commitments | $32,327,000 | 2,424 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 65 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $246,911,000 | 2,466 |
| Cash and due from depository institutions | $7,080,000 | 2,674 |
| Interest-bearing balances | $32,000 | 5,968 |
| Securities | $47,484,000 | 2,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $185,781,000 | 2,209 |
| Loan loss allowance | $2,444,000 | 1,990 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,528,000 | 4,997 |
| Other real estate owned | $0 | 2,674 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,038,000 | 2,816 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $246,911,000 | 2,466 |
| Total liabilities | $229,612,000 | 2,400 |
| Total deposits | $197,701,000 | 2,464 |
| Interest-bearing deposits | $160,490,000 | 2,549 |
| Deposits held in domestic offices | $197,701,000 | 2,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,077,000 | 704 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,834,000 | 1,240 |
| Total equity capital | $17,299,000 | 3,346 |
| Total bank equity capital | $17,299,000 | 3,346 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $810,000 | 3,339 |
| Surplus | $1,158,000 | 6,492 |
| Undivided profits | $15,331,000 | 2,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,043,000 | 2,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,099,000 | 3,151 |
| Earning assets | $233,297,000 | 2,401 |
| Long-term assets (5+ years) | $11,156,000 | 4,417 |
| Average Assets, year-to-date | $235,657,500 | 2,494 |
| Average Assets, quarterly | $241,711,000 | 2,489 |
| Volatile liabilities | $61,940,000 | 2,006 |
| Insider loans | $3,956,000 | 1,642 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $39,073,000 | 2,093 |
| Tier 1 (core) risk-based capital | $17,697,000 | 3,187 |
| Tier 2 risk-based capital | $2,444,000 | 1,909 |
| Total risk weighted assets | $196,445,000 | 2,177 |
| Total unused commitments | $39,073,000 | 2,095 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 68 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $236,511,000 | 2,517 |
| Cash and due from depository institutions | $6,494,000 | 2,546 |
| Interest-bearing balances | $67,000 | 5,502 |
| Securities | $46,433,000 | 2,513 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $177,012,000 | 2,261 |
| Loan loss allowance | $2,462,000 | 1,966 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,577,000 | 4,896 |
| Other real estate owned | $315,000 | 2,546 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,680,000 | 2,883 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $236,511,000 | 2,517 |
| Total liabilities | $219,767,000 | 2,442 |
| Total deposits | $196,295,000 | 2,439 |
| Interest-bearing deposits | $157,066,000 | 2,555 |
| Deposits held in domestic offices | $196,295,000 | 2,435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,224,000 | 908 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,248,000 | 1,331 |
| Total equity capital | $16,744,000 | 3,400 |
| Total bank equity capital | $16,744,000 | 3,400 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $810,000 | 3,324 |
| Surplus | $1,155,000 | 6,473 |
| Undivided profits | $14,779,000 | 2,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 747 |
| Income earned, not collected on loans | $1,048,000 | 3,028 |
| Earning assets | $223,512,000 | 2,448 |
| Long-term assets (5+ years) | $13,106,000 | 4,179 |
| Average Assets, year-to-date | $231,906,330 | 2,510 |
| Average Assets, quarterly | $234,325,000 | 2,507 |
| Volatile liabilities | $47,367,000 | 2,373 |
| Insider loans | $4,058,000 | 1,572 |
| FHLB advances | $5,000,000 | 3,449 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $34,188,000 | 2,233 |
| Tier 1 (core) risk-based capital | $16,971,000 | 3,243 |
| Tier 2 risk-based capital | $2,351,000 | 1,951 |
| Total risk weighted assets | $187,955,000 | 2,207 |
| Total unused commitments | $34,188,000 | 2,233 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 67 | 2,564 |
| Assets and Liabilities | ||
| Total Assets: | $232,139,000 | 2,528 |
| Cash and due from depository institutions | $6,712,000 | 2,564 |
| Interest-bearing balances | $47,000 | 5,761 |
| Securities | $48,923,000 | 2,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $169,963,000 | 2,300 |
| Loan loss allowance | $2,354,000 | 2,023 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,602,000 | 4,875 |
| Other real estate owned | $0 | 2,564 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,939,000 | 2,741 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $232,139,000 | 2,528 |
| Total liabilities | $215,825,000 | 2,454 |
| Total deposits | $193,585,000 | 2,466 |
| Interest-bearing deposits | $157,056,000 | 2,564 |
| Deposits held in domestic offices | $193,585,000 | 2,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,632,000 | 937 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,608,000 | 1,210 |
| Total equity capital | $16,314,000 | 3,404 |
| Total bank equity capital | $16,314,000 | 3,404 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $810,000 | 3,335 |
| Surplus | $1,151,000 | 6,502 |
| Undivided profits | $14,353,000 | 2,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,009,000 | 2,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 742 |
| Income earned, not collected on loans | $1,007,000 | 3,051 |
| Earning assets | $218,933,000 | 2,473 |
| Long-term assets (5+ years) | $13,864,000 | 4,139 |
| Average Assets, year-to-date | $229,604,000 | 2,543 |
| Average Assets, quarterly | $229,604,000 | 2,543 |
| Volatile liabilities | $39,399,000 | 2,620 |
| Insider loans | $4,557,000 | 1,351 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,559,000 | 2,126 |
| Tier 1 (core) risk-based capital | $16,745,000 | 3,254 |
| Tier 2 risk-based capital | $2,267,000 | 1,988 |
| Total risk weighted assets | $181,296,000 | 2,230 |
| Total unused commitments | $35,559,000 | 2,131 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 68 | 2,537 |
| Assets and Liabilities | ||
| Total Assets: | $227,069,000 | 2,583 |
| Cash and due from depository institutions | $5,704,000 | 2,537 |
| Interest-bearing balances | $18,000 | 6,262 |
| Securities | $47,405,000 | 2,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $168,295,000 | 2,295 |
| Loan loss allowance | $2,322,000 | 2,025 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,631,000 | 4,822 |
| Other real estate owned | $0 | 2,537 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,034,000 | 3,119 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $227,069,000 | 2,583 |
| Total liabilities | $210,631,000 | 2,501 |
| Total deposits | $189,706,000 | 2,483 |
| Interest-bearing deposits | $154,494,000 | 2,567 |
| Deposits held in domestic offices | $189,706,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,656,000 | 962 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,000,000 | 3,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,269,000 | 1,737 |
| Total equity capital | $16,438,000 | 3,391 |
| Total bank equity capital | $16,438,000 | 3,391 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $810,000 | 3,335 |
| Surplus | $1,132,000 | 6,541 |
| Undivided profits | $14,496,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 2,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $189,000 | 567 |
| Income earned, not collected on loans | $1,059,000 | 2,884 |
| Earning assets | $215,718,000 | 2,493 |
| Long-term assets (5+ years) | $14,749,000 | 4,091 |
| Average Assets, year-to-date | $235,352,400 | 2,377 |
| Average Assets, quarterly | $234,931,000 | 2,463 |
| Volatile liabilities | $39,115,000 | 2,578 |
| Insider loans | $5,505,000 | 1,106 |
| FHLB advances | $5,000,000 | 3,374 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $33,513,000 | 2,166 |
| Tier 1 (core) risk-based capital | $16,526,000 | 3,247 |
| Tier 2 risk-based capital | $2,219,000 | 2,011 |
| Total risk weighted assets | $177,432,000 | 2,252 |
| Total unused commitments | $33,513,000 | 2,166 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $242,793,000 | 2,379 |
| Cash and due from depository institutions | $10,889,000 | 2,611 |
| Interest-bearing balances | $38,000 | 5,947 |
| Securities | $51,736,000 | 2,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $174,876,000 | 2,185 |
| Loan loss allowance | $2,366,000 | 1,982 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,674,000 | 4,710 |
| Other real estate owned | $0 | 2,611 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,618,000 | 3,311 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $242,793,000 | 2,379 |
| Total liabilities | $225,419,000 | 2,302 |
| Total deposits | $204,257,000 | 2,288 |
| Interest-bearing deposits | $169,611,000 | 2,322 |
| Deposits held in domestic offices | $204,257,000 | 2,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,008,000 | 899 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,154,000 | 2,894 |
| Total equity capital | $17,374,000 | 3,223 |
| Total bank equity capital | $17,374,000 | 3,223 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $810,000 | 3,344 |
| Surplus | $1,116,000 | 6,550 |
| Undivided profits | $15,448,000 | 2,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $993,000 | 2,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $189,000 | 614 |
| Income earned, not collected on loans | $1,013,000 | 3,071 |
| Earning assets | $226,650,000 | 2,345 |
| Long-term assets (5+ years) | $15,742,000 | 4,029 |
| Average Assets, year-to-date | $237,423,250 | 2,345 |
| Average Assets, quarterly | $241,424,000 | 2,357 |
| Volatile liabilities | $41,285,000 | 2,421 |
| Insider loans | $6,330,000 | 917 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $33,224,000 | 2,139 |
| Tier 1 (core) risk-based capital | $17,233,000 | 3,104 |
| Tier 2 risk-based capital | $2,295,000 | 1,915 |
| Total risk weighted assets | $183,555,000 | 2,148 |
| Total unused commitments | $33,224,000 | 2,144 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 67 | 2,592 |
| Assets and Liabilities | ||
| Total Assets: | $240,055,000 | 2,367 |
| Cash and due from depository institutions | $6,007,000 | 2,592 |
| Interest-bearing balances | $51,000 | 5,814 |
| Securities | $52,960,000 | 2,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $175,653,000 | 2,126 |
| Loan loss allowance | $2,356,000 | 1,967 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,704,000 | 4,641 |
| Other real estate owned | $54,000 | 2,592 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,677,000 | 3,271 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $240,055,000 | 2,367 |
| Total liabilities | $223,525,000 | 2,300 |
| Total deposits | $192,616,000 | 2,391 |
| Interest-bearing deposits | $158,254,000 | 2,450 |
| Deposits held in domestic offices | $192,616,000 | 2,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,890,000 | 655 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,019,000 | 2,906 |
| Total equity capital | $16,530,000 | 3,253 |
| Total bank equity capital | $16,530,000 | 3,253 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $810,000 | 3,361 |
| Surplus | $1,116,000 | 6,574 |
| Undivided profits | $14,604,000 | 2,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,182,000 | 2,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 740 |
| Income earned, not collected on loans | $1,054,000 | 2,795 |
| Earning assets | $228,664,000 | 2,275 |
| Long-term assets (5+ years) | $16,214,000 | 4,082 |
| Average Assets, year-to-date | $235,633,330 | 2,362 |
| Average Assets, quarterly | $238,643,000 | 2,359 |
| Volatile liabilities | $49,962,000 | 2,047 |
| Insider loans | $6,339,000 | 889 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $34,593,000 | 2,069 |
| Tier 1 (core) risk-based capital | $16,790,000 | 3,118 |
| Tier 2 risk-based capital | $2,302,000 | 1,890 |
| Total risk weighted assets | $184,087,000 | 2,094 |
| Total unused commitments | $34,593,000 | 2,073 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 69 | 2,492 |
| Assets and Liabilities | ||
| Total Assets: | $237,231,000 | 2,370 |
| Cash and due from depository institutions | $5,553,000 | 2,492 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $56,352,000 | 2,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $170,213,000 | 2,126 |
| Loan loss allowance | $2,329,000 | 1,976 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,710,000 | 4,604 |
| Other real estate owned | $207,000 | 2,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,196,000 | 3,460 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $237,231,000 | 2,370 |
| Total liabilities | $220,293,000 | 2,299 |
| Total deposits | $193,639,000 | 2,355 |
| Interest-bearing deposits | $160,724,000 | 2,399 |
| Deposits held in domestic offices | $193,639,000 | 2,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,253,000 | 630 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,401,000 | 2,544 |
| Total equity capital | $16,938,000 | 3,236 |
| Total bank equity capital | $16,938,000 | 3,236 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $810,000 | 3,364 |
| Surplus | $1,105,000 | 6,585 |
| Undivided profits | $15,023,000 | 2,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $961,000 | 2,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,275 |
| Income earned, not collected on loans | $1,096,000 | 2,633 |
| Earning assets | $226,567,000 | 2,281 |
| Long-term assets (5+ years) | $14,455,000 | 4,274 |
| Average Assets, year-to-date | $233,422,500 | 2,386 |
| Average Assets, quarterly | $233,422,500 | 2,386 |
| Volatile liabilities | $50,282,000 | 1,961 |
| Insider loans | $6,492,000 | 849 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $33,952,000 | 2,031 |
| Tier 1 (core) risk-based capital | $16,338,000 | 3,161 |
| Tier 2 risk-based capital | $2,250,000 | 1,909 |
| Total risk weighted assets | $179,917,000 | 2,087 |
| Total unused commitments | $33,952,000 | 2,037 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 70 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $229,614,000 | 2,439 |
| Cash and due from depository institutions | $5,485,000 | 2,464 |
| Interest-bearing balances | $56,000 | 5,784 |
| Securities | $52,452,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $166,209,000 | 2,152 |
| Loan loss allowance | $2,238,000 | 2,038 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,735,000 | 4,567 |
| Other real estate owned | $244,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,489,000 | 3,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,614,000 | 2,439 |
| Total liabilities | $213,030,000 | 2,380 |
| Total deposits | $193,174,000 | 2,345 |
| Interest-bearing deposits | $161,840,000 | 2,369 |
| Deposits held in domestic offices | $193,174,000 | 2,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,693,000 | 774 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,163,000 | 2,788 |
| Total equity capital | $16,584,000 | 3,222 |
| Total bank equity capital | $16,584,000 | 3,222 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $810,000 | 3,391 |
| Surplus | $1,105,000 | 6,599 |
| Undivided profits | $14,669,000 | 2,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $747,000 | 3,297 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,200 |
| Income earned, not collected on loans | $1,101,000 | 2,731 |
| Earning assets | $218,717,000 | 2,352 |
| Long-term assets (5+ years) | $11,494,000 | 4,741 |
| Average Assets, year-to-date | $228,671,000 | 2,364 |
| Average Assets, quarterly | $229,477,000 | 2,424 |
| Volatile liabilities | $43,884,000 | 2,188 |
| Insider loans | $7,568,000 | 705 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $28,514,000 | 2,232 |
| Tier 1 (core) risk-based capital | $16,105,000 | 3,169 |
| Tier 2 risk-based capital | $2,178,000 | 1,950 |
| Total risk weighted assets | $174,192,000 | 2,137 |
| Total unused commitments | $28,514,000 | 2,235 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $229,340,000 | 2,453 |
| Cash and due from depository institutions | $6,465,000 | 2,523 |
| Interest-bearing balances | $52,000 | 5,910 |
| Securities | $53,350,000 | 2,325 |
| Federal funds sold & reverse repurchase agreements | $3,348,000 | 3,421 |
| Net loans & leases | $161,155,000 | 2,194 |
| Loan loss allowance | $2,238,000 | 2,045 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,775,000 | 4,489 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,247,000 | 3,445 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,340,000 | 2,453 |
| Total liabilities | $212,731,000 | 2,377 |
| Total deposits | $198,513,000 | 2,289 |
| Interest-bearing deposits | $166,508,000 | 2,311 |
| Deposits held in domestic offices | $198,513,000 | 2,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,970,000 | 940 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,248,000 | 2,772 |
| Total equity capital | $16,609,000 | 3,212 |
| Total bank equity capital | $16,609,000 | 3,212 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $810,000 | 3,412 |
| Surplus | $1,081,000 | 6,657 |
| Undivided profits | $14,718,000 | 2,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 969 |
| Income earned, not collected on loans | $1,171,000 | 2,695 |
| Earning assets | $217,905,000 | 2,358 |
| Long-term assets (5+ years) | $14,848,000 | 4,250 |
| Average Assets, year-to-date | $228,435,250 | 2,384 |
| Average Assets, quarterly | $232,239,500 | 2,405 |
| Volatile liabilities | $38,355,000 | 2,390 |
| Insider loans | $7,618,000 | 685 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $33,895,000 | 1,995 |
| Tier 1 (core) risk-based capital | $16,038,000 | 3,165 |
| Tier 2 risk-based capital | $2,121,000 | 1,992 |
| Total risk weighted assets | $169,601,000 | 2,186 |
| Total unused commitments | $33,895,000 | 1,996 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 67 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $235,139,000 | 2,360 |
| Cash and due from depository institutions | $9,642,000 | 2,599 |
| Interest-bearing balances | $47,000 | 6,032 |
| Securities | $48,818,000 | 2,446 |
| Federal funds sold & reverse repurchase agreements | $13,867,000 | 1,125 |
| Net loans & leases | $158,020,000 | 2,201 |
| Loan loss allowance | $2,246,000 | 2,002 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,804,000 | 4,427 |
| Other real estate owned | $0 | 2,599 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,988,000 | 3,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,139,000 | 2,360 |
| Total liabilities | $218,268,000 | 2,298 |
| Total deposits | $207,038,000 | 2,166 |
| Interest-bearing deposits | $176,413,000 | 2,176 |
| Deposits held in domestic offices | $207,038,000 | 2,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,202,000 | 1,046 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,028,000 | 3,252 |
| Total equity capital | $16,871,000 | 3,154 |
| Total bank equity capital | $16,871,000 | 3,154 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $810,000 | 3,415 |
| Surplus | $1,081,000 | 6,661 |
| Undivided profits | $14,980,000 | 2,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 1,036 |
| Income earned, not collected on loans | $1,080,000 | 2,821 |
| Earning assets | $220,752,000 | 2,299 |
| Long-term assets (5+ years) | $16,167,000 | 3,924 |
| Average Assets, year-to-date | $228,133,670 | 2,377 |
| Average Assets, quarterly | $230,237,000 | 2,385 |
| Volatile liabilities | $42,446,000 | 2,144 |
| Insider loans | $8,216,000 | 607 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $30,809,000 | 2,073 |
| Tier 1 (core) risk-based capital | $16,001,000 | 3,107 |
| Tier 2 risk-based capital | $2,116,000 | 1,948 |
| Total risk weighted assets | $169,145,000 | 2,152 |
| Total unused commitments | $30,809,000 | 2,084 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 69 | 2,499 |
| Assets and Liabilities | ||
| Total Assets: | $225,335,000 | 2,425 |
| Cash and due from depository institutions | $7,842,000 | 2,499 |
| Interest-bearing balances | $33,000 | 6,127 |
| Securities | $44,821,000 | 2,585 |
| Federal funds sold & reverse repurchase agreements | $9,553,000 | 1,805 |
| Net loans & leases | $158,059,000 | 2,158 |
| Loan loss allowance | $2,222,000 | 1,973 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,851,000 | 4,312 |
| Other real estate owned | $0 | 2,499 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,209,000 | 3,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,335,000 | 2,425 |
| Total liabilities | $209,154,000 | 2,360 |
| Total deposits | $199,480,000 | 2,219 |
| Interest-bearing deposits | $168,539,000 | 2,260 |
| Deposits held in domestic offices | $199,480,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,261,000 | 1,106 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,413,000 | 2,635 |
| Total equity capital | $16,181,000 | 3,212 |
| Total bank equity capital | $16,181,000 | 3,212 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $810,000 | 3,431 |
| Surplus | $1,081,000 | 6,664 |
| Undivided profits | $14,290,000 | 2,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,210,000 | 2,524 |
| Earning assets | $212,466,000 | 2,368 |
| Long-term assets (5+ years) | $11,210,000 | 4,639 |
| Average Assets, year-to-date | $224,631,000 | 2,409 |
| Average Assets, quarterly | $224,631,000 | 2,409 |
| Volatile liabilities | $36,767,000 | 2,389 |
| Insider loans | $10,738,000 | 431 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,483,000 | 2,009 |
| Tier 1 (core) risk-based capital | $15,453,000 | 3,165 |
| Tier 2 risk-based capital | $2,069,000 | 1,939 |
| Total risk weighted assets | $165,340,000 | 2,150 |
| Total unused commitments | $30,483,000 | 2,017 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 69 | 2,482 |
| Assets and Liabilities | ||
| Total Assets: | $223,927,000 | 2,404 |
| Cash and due from depository institutions | $5,206,000 | 2,482 |
| Interest-bearing balances | $27,000 | 6,188 |
| Securities | $60,372,000 | 1,993 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $153,357,000 | 2,208 |
| Loan loss allowance | $2,207,000 | 1,942 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,890,000 | 4,234 |
| Other real estate owned | $0 | 2,482 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,102,000 | 3,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,927,000 | 2,404 |
| Total liabilities | $208,162,000 | 2,322 |
| Total deposits | $186,865,000 | 2,342 |
| Interest-bearing deposits | $159,791,000 | 2,330 |
| Deposits held in domestic offices | $186,865,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,789,000 | 718 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,508,000 | 2,519 |
| Total equity capital | $15,765,000 | 3,251 |
| Total bank equity capital | $15,765,000 | 3,251 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $810,000 | 3,427 |
| Surplus | $1,081,000 | 6,662 |
| Undivided profits | $13,874,000 | 2,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 6,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,127,000 | 2,864 |
| Earning assets | $213,756,000 | 2,294 |
| Long-term assets (5+ years) | $11,914,000 | 4,457 |
| Average Assets, year-to-date | $198,635,400 | 2,568 |
| Average Assets, quarterly | $213,064,000 | 2,499 |
| Volatile liabilities | $49,204,000 | 1,864 |
| Insider loans | $9,048,000 | 525 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $22,458,000 | 2,429 |
| Tier 1 (core) risk-based capital | $15,000,000 | 3,191 |
| Tier 2 risk-based capital | $1,967,000 | 2,003 |
| Total risk weighted assets | $157,088,000 | 2,226 |
| Total unused commitments | $22,458,000 | 2,434 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $184,103,000 | 2,743 |
| Cash and due from depository institutions | $4,999,000 | 2,501 |
| Interest-bearing balances | $1,000 | 6,949 |
| Securities | $32,655,000 | 3,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $141,294,000 | 2,291 |
| Loan loss allowance | $2,047,000 | 1,950 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,998,000 | 4,030 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,157,000 | 3,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,103,000 | 2,743 |
| Total liabilities | $170,202,000 | 2,671 |
| Total deposits | $165,566,000 | 2,477 |
| Interest-bearing deposits | $140,422,000 | 2,503 |
| Deposits held in domestic offices | $165,566,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,426,000 | 1,793 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,210,000 | 3,001 |
| Total equity capital | $13,901,000 | 3,423 |
| Total bank equity capital | $13,901,000 | 3,423 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $810,000 | 3,491 |
| Surplus | $1,064,000 | 6,767 |
| Undivided profits | $12,027,000 | 2,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $691,000 | 3,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,241,000 | 2,794 |
| Earning assets | $173,950,000 | 2,666 |
| Long-term assets (5+ years) | $12,171,000 | 4,364 |
| Average Assets, year-to-date | $175,788,200 | 2,709 |
| Average Assets, quarterly | $181,830,000 | 2,727 |
| Volatile liabilities | $34,481,000 | 2,410 |
| Insider loans | $8,574,000 | 516 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $26,284,000 | 2,059 |
| Tier 1 (core) risk-based capital | $13,486,000 | 3,357 |
| Tier 2 risk-based capital | $1,758,000 | 2,077 |
| Total risk weighted assets | $140,363,000 | 2,373 |
| Total unused commitments | $26,284,000 | 2,064 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 68 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $167,365,000 | 2,853 |
| Cash and due from depository institutions | $5,161,000 | 2,535 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $27,659,000 | 3,650 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $129,351,000 | 2,430 |
| Loan loss allowance | $2,112,000 | 1,816 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,995,000 | 4,009 |
| Other real estate owned | $120,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,079,000 | 2,799 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,365,000 | 2,853 |
| Total liabilities | $154,551,000 | 2,792 |
| Total deposits | $146,439,000 | 2,662 |
| Interest-bearing deposits | $123,068,000 | 2,740 |
| Deposits held in domestic offices | $146,439,000 | 2,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,826,000 | 1,341 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,286,000 | 2,950 |
| Total equity capital | $12,814,000 | 3,566 |
| Total bank equity capital | $12,814,000 | 3,566 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $810,000 | 3,591 |
| Surplus | $989,000 | 7,178 |
| Undivided profits | $11,015,000 | 2,396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $832,000 | 2,649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,016,000 | 2,689 |
| Earning assets | $157,010,000 | 2,806 |
| Long-term assets (5+ years) | $8,443,000 | 4,949 |
| Average Assets, year-to-date | $166,773,000 | 2,738 |
| Average Assets, quarterly | $168,346,000 | 2,802 |
| Volatile liabilities | $30,205,000 | 2,648 |
| Insider loans | $7,334,000 | 618 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,993,000 | 2,261 |
| Tier 1 (core) risk-based capital | $12,807,000 | 3,440 |
| Tier 2 risk-based capital | $1,632,330 | 2,139 |
| Total risk weighted assets | $130,106,630 | 2,429 |
| Total unused commitments | $20,993,000 | 2,266 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 68 | 2,597 |
| Assets and Liabilities | ||
| Total Assets: | $161,501,000 | 2,880 |
| Cash and due from depository institutions | $6,335,000 | 2,597 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $30,033,000 | 3,582 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $119,918,000 | 2,486 |
| Loan loss allowance | $1,733,000 | 2,109 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,103,000 | 3,860 |
| Other real estate owned | $18,000 | 2,597 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,094,000 | 2,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,501,000 | 2,880 |
| Total liabilities | $149,961,000 | 2,823 |
| Total deposits | $136,377,000 | 2,792 |
| Interest-bearing deposits | $114,266,000 | 2,875 |
| Deposits held in domestic offices | $136,377,000 | 2,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,084,000 | 1,081 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $47,000 | 5,611 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,453,000 | 2,429 |
| Total equity capital | $11,540,000 | 3,775 |
| Total bank equity capital | $11,540,000 | 3,775 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $810,000 | 3,683 |
| Surplus | $956,000 | 7,381 |
| Undivided profits | $9,774,000 | 2,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $645,000 | 3,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $818,000 | 2,845 |
| Earning assets | $149,951,000 | 2,830 |
| Long-term assets (5+ years) | $8,673,000 | 5,183 |
| Average Assets, year-to-date | $156,188,600 | 2,866 |
| Average Assets, quarterly | $161,003,500 | 2,864 |
| Volatile liabilities | $31,892,000 | 2,438 |
| Insider loans | $3,905,000 | 1,204 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $75,000 | 1,378 |
| Unused loan commitments | $22,112,000 | 2,203 |
| Tier 1 (core) risk-based capital | $11,934,000 | 3,642 |
| Tier 2 risk-based capital | $1,517,000 | 2,162 |
| Total risk weighted assets | $121,143,600 | 2,510 |
| Total unused commitments | $22,112,000 | 2,207 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 68 | 2,610 |
| Assets and Liabilities | ||
| Total Assets: | $147,535,000 | 3,066 |
| Cash and due from depository institutions | $6,277,000 | 2,610 |
| Interest-bearing balances | $1,000,000 | 2,848 |
| Securities | $31,409,000 | 3,490 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $105,111,000 | 2,643 |
| Loan loss allowance | $1,660,000 | 2,128 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,258,000 | 3,514 |
| Other real estate owned | $18,000 | 2,610 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,462,000 | 2,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,535,000 | 3,066 |
| Total liabilities | $135,931,000 | 3,012 |
| Total deposits | $132,795,000 | 2,856 |
| Interest-bearing deposits | $110,420,000 | 2,950 |
| Deposits held in domestic offices | $132,795,000 | 2,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,490,000 | 2,171 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $47,000 | 4,948 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,599,000 | 2,399 |
| Total equity capital | $11,604,000 | 3,825 |
| Total bank equity capital | $11,604,000 | 3,825 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $810,000 | 3,699 |
| Surplus | $907,000 | 7,520 |
| Undivided profits | $9,887,000 | 2,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $725,000 | 3,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $749,000 | 3,087 |
| Earning assets | $137,520,000 | 3,030 |
| Long-term assets (5+ years) | $12,658,000 | 4,168 |
| Average Assets, year-to-date | $144,361,600 | 2,982 |
| Average Assets, quarterly | $146,941,000 | 3,029 |
| Volatile liabilities | $20,033,000 | 3,005 |
| Insider loans | $2,478,000 | 1,738 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,223,000 | 2,623 |
| Tier 1 (core) risk-based capital | $11,393,000 | 3,735 |
| Tier 2 risk-based capital | $1,365,940 | 2,283 |
| Total risk weighted assets | $108,981,040 | 2,605 |
| Total unused commitments | $16,223,000 | 2,630 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $141,207,000 | 3,143 |
| Cash and due from depository institutions | $4,742,000 | 2,600 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $27,141,000 | 3,947 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $103,811,000 | 2,670 |
| Loan loss allowance | $1,581,000 | 2,232 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,508,000 | 3,148 |
| Other real estate owned | $89,000 | 2,600 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,916,000 | 2,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,207,000 | 3,143 |
| Total liabilities | $130,746,000 | 3,052 |
| Total deposits | $126,629,000 | 2,945 |
| Interest-bearing deposits | $108,131,000 | 2,969 |
| Deposits held in domestic offices | $126,629,000 | 2,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,960,000 | 2,164 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $47,000 | 4,925 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,110,000 | 1,929 |
| Total equity capital | $10,461,000 | 4,128 |
| Total bank equity capital | $10,461,000 | 4,128 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $810,000 | 3,813 |
| Surplus | $834,000 | 7,922 |
| Undivided profits | $8,817,000 | 2,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 2,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $789,000 | 2,932 |
| Earning assets | $130,952,000 | 3,115 |
| Long-term assets (5+ years) | $8,673,000 | 4,687 |
| Average Assets, year-to-date | $136,611,800 | 3,101 |
| Average Assets, quarterly | $139,196,500 | 3,140 |
| Volatile liabilities | $16,786,000 | 3,451 |
| Insider loans | $3,388,000 | 1,239 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,032,000 | 2,859 |
| Tier 1 (core) risk-based capital | $10,287,000 | 4,051 |
| Tier 2 risk-based capital | $1,331,590 | 2,245 |
| Total risk weighted assets | $106,277,890 | 2,623 |
| Total unused commitments | $13,032,000 | 2,863 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 67 | 2,837 |
| Assets and Liabilities | ||
| Total Assets: | $130,471,000 | 3,457 |
| Cash and due from depository institutions | $4,762,000 | 2,837 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $26,311,000 | 4,346 |
| Federal funds sold & reverse repurchase agreements | $625,000 | 7,169 |
| Net loans & leases | $93,738,000 | 2,937 |
| Loan loss allowance | $1,555,000 | 2,359 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,681,000 | 2,887 |
| Other real estate owned | $0 | 2,837 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,354,000 | 3,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,471,000 | 3,457 |
| Total liabilities | $120,614,000 | 3,379 |
| Total deposits | $119,055,000 | 3,198 |
| Interest-bearing deposits | $102,085,000 | 3,205 |
| Deposits held in domestic offices | $119,055,000 | 3,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $47,000 | 5,059 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,512,000 | 2,563 |
| Total equity capital | $9,857,000 | 4,389 |
| Total bank equity capital | $9,857,000 | 4,389 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $810,000 | 4,057 |
| Surplus | $834,000 | 8,210 |
| Undivided profits | $8,213,000 | 2,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $938,000 | 2,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $696,000 | 3,312 |
| Earning assets | $120,674,000 | 3,443 |
| Long-term assets (5+ years) | $6,144,000 | 5,377 |
| Average Assets, year-to-date | $125,948,800 | 3,420 |
| Average Assets, quarterly | $129,331,500 | 3,445 |
| Volatile liabilities | $17,658,000 | 3,216 |
| Insider loans | $2,146,000 | 1,981 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,424,000 | 2,753 |
| Tier 1 (core) risk-based capital | $9,765,000 | 4,334 |
| Tier 2 risk-based capital | $1,210,200 | 2,495 |
| Total risk weighted assets | $96,470,900 | 2,884 |
| Total unused commitments | $13,424,000 | 2,766 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $123,870,000 | 3,623 |
| Cash and due from depository institutions | $4,760,000 | 2,899 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,545,000 | 4,502 |
| Federal funds sold & reverse repurchase agreements | $830,000 | 7,652 |
| Net loans & leases | $86,661,000 | 3,097 |
| Loan loss allowance | $1,557,000 | 2,409 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,708,000 | 2,798 |
| Other real estate owned | $45,000 | 2,899 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,321,000 | 3,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,870,000 | 3,623 |
| Total liabilities | $113,431,000 | 3,567 |
| Total deposits | $111,926,000 | 3,426 |
| Interest-bearing deposits | $96,892,000 | 3,396 |
| Deposits held in domestic offices | $111,926,000 | 3,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $47,000 | 4,690 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,458,000 | 2,707 |
| Total equity capital | $10,439,000 | 4,171 |
| Total bank equity capital | $10,439,000 | 4,171 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $810,000 | 4,252 |
| Surplus | $810,000 | 8,492 |
| Undivided profits | $8,819,000 | 2,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $709,000 | 3,322 |
| Earning assets | $114,036,000 | 3,600 |
| Long-term assets (5+ years) | $6,645,000 | 5,062 |
| Average Assets, year-to-date | $118,754,600 | 3,621 |
| Average Assets, quarterly | $121,960,000 | 3,648 |
| Volatile liabilities | $13,400,000 | 3,664 |
| Insider loans | $2,595,000 | 1,679 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,263,000 | 2,824 |
| Tier 1 (core) risk-based capital | $10,282,000 | 4,113 |
| Tier 2 risk-based capital | $1,130,930 | 2,613 |
| Total risk weighted assets | $90,048,030 | 2,974 |
| Total unused commitments | $12,263,000 | 2,835 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $113,873,000 | 3,885 |
| Cash and due from depository institutions | $5,604,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $28,662,000 | 4,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $75,162,000 | 3,441 |
| Loan loss allowance | $1,640,000 | 2,339 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,078,000 | 3,535 |
| Other real estate owned | $233,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,134,000 | 3,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,873,000 | 3,885 |
| Total liabilities | $103,633,000 | 3,882 |
| Total deposits | $102,080,000 | 3,713 |
| Interest-bearing deposits | $87,094,000 | 3,717 |
| Deposits held in domestic offices | $102,080,000 | 3,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $390,000 | 4,140 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $46,000 | 5,041 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,117,000 | 2,815 |
| Total equity capital | $10,240,000 | 3,951 |
| Total bank equity capital | $10,240,000 | 3,951 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $810,000 | 4,442 |
| Surplus | $810,000 | 8,735 |
| Undivided profits | $8,620,000 | 2,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,519,000 | 1,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $548,000 | 3,833 |
| Earning assets | $103,824,000 | 3,904 |
| Long-term assets (5+ years) | $6,055,000 | 5,497 |
| Average Assets, year-to-date | $114,117,800 | 3,801 |
| Average Assets, quarterly | $114,578,500 | 3,842 |
| Volatile liabilities | $12,906,000 | 3,599 |
| Insider loans | $3,599,000 | 1,165 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,859,000 | 4,047 |
| Tier 1 (core) risk-based capital | $10,396,000 | 3,962 |
| Tier 2 risk-based capital | $955,480 | 3,030 |
| Total risk weighted assets | $75,753,680 | 3,408 |
| Total unused commitments | $6,859,000 | 4,054 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 69 | 3,048 |
| Assets and Liabilities | ||
| Total Assets: | $111,986,000 | 4,020 |
| Cash and due from depository institutions | $4,376,000 | 3,048 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,114,000 | 5,709 |
| Federal funds sold & reverse repurchase agreements | $5,890,000 | 2,399 |
| Net loans & leases | $75,034,000 | 3,369 |
| Loan loss allowance | $1,259,000 | 3,031 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,162,000 | 3,368 |
| Other real estate owned | $782,000 | 3,048 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,628,000 | 4,132 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,986,000 | 4,020 |
| Total liabilities | $102,767,000 | 3,967 |
| Total deposits | $101,838,000 | 3,822 |
| Interest-bearing deposits | $87,667,000 | 3,857 |
| Deposits held in domestic offices | $101,838,000 | 3,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $40,000 | 4,704 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $889,000 | 3,427 |
| Total equity capital | $9,219,000 | 4,403 |
| Total bank equity capital | $9,219,000 | 4,403 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $810,000 | 4,618 |
| Surplus | $810,000 | 8,963 |
| Undivided profits | $7,599,000 | 3,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,870,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $493,000 | 3,768 |
| Earning assets | $103,038,000 | 4,017 |
| Long-term assets (5+ years) | $7,341,000 | 5,266 |
| Average Assets, year-to-date | $111,073,800 | 3,934 |
| Average Assets, quarterly | $111,343,000 | 4,003 |
| Volatile liabilities | $11,540,000 | 3,704 |
| Insider loans | $3,217,000 | 1,288 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,788,000 | 5,030 |
| Tier 1 (core) risk-based capital | $8,867,000 | 4,479 |
| Tier 2 risk-based capital | $941,140 | 3,049 |
| Total risk weighted assets | $74,973,540 | 3,428 |
| Total unused commitments | $4,788,000 | 5,052 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 67 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $108,647,000 | 4,199 |
| Cash and due from depository institutions | $3,369,000 | 3,200 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $22,893,000 | 5,536 |
| Federal funds sold & reverse repurchase agreements | $1,165,000 | 8,286 |
| Net loans & leases | $75,414,000 | 3,407 |
| Loan loss allowance | $1,184,000 | 3,258 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,275,000 | 3,195 |
| Other real estate owned | $1,715,000 | 3,200 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,816,000 | 3,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,647,000 | 4,199 |
| Total liabilities | $100,651,000 | 4,150 |
| Total deposits | $99,734,000 | 4,025 |
| Interest-bearing deposits | $87,603,000 | 4,020 |
| Deposits held in domestic offices | $99,734,000 | 4,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $40,000 | 4,678 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $877,000 | 3,657 |
| Total equity capital | $7,996,000 | 4,787 |
| Total bank equity capital | $7,996,000 | 4,787 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $810,000 | 4,845 |
| Surplus | $810,000 | 9,090 |
| Undivided profits | $6,376,000 | 3,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,809,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $638,000 | 3,166 |
| Earning assets | $99,472,000 | 4,184 |
| Long-term assets (5+ years) | $9,685,000 | 4,429 |
| Average Assets, year-to-date | $110,240,800 | 4,053 |
| Average Assets, quarterly | $108,577,000 | 4,175 |
| Volatile liabilities | $11,547,000 | 3,695 |
| Insider loans | $195,000 | 4,008 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,014,000 | 5,250 |
| Tier 1 (core) risk-based capital | $7,996,000 | 4,715 |
| Tier 2 risk-based capital | $938,920 | 3,073 |
| Total risk weighted assets | $74,868,220 | 3,487 |
| Total unused commitments | $4,014,000 | 5,281 |
| Derivatives | $0 | 651 |