Home > The National Bank of Summers of Hinton > Income and Expense
The National Bank of Summers of Hinton, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 5,011 |
| Total interest expense | $2,483,000 | 5,394 |
| Net interest income | $3,498,000 | 4,600 |
| Provision for loan and lease losses | $310,000 | 2,519 |
| Total noninterest income | $408,000 | 5,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,560 |
| Total noninterest expense | $2,025,000 | 5,549 |
| Salaries and employee benefits | $972,000 | 5,888 |
| Premises and equipment expense | $203,000 | 6,666 |
| Additional noninterest expense | $850,000 | 4,474 |
| Pre-tax net operating income | $1,571,000 | 4,038 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $478,000 | 3,958 |
| Income before extraordinary items | $1,093,000 | 4,207 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,093,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 987 |
| Cash dividends | $1,780,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,093,000 | 4,117 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 5,285 |
| Total interest expense | $2,400,000 | 5,571 |
| Net interest income | $3,271,000 | 4,975 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $308,000 | 6,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,316 |
| Total noninterest expense | $1,866,000 | 5,932 |
| Salaries and employee benefits | $877,000 | 6,405 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $767,000 | 4,879 |
| Pre-tax net operating income | $1,613,000 | 4,207 |
| Securities gains (losses) | $-39,000 | 10,583 |
| Applicable income taxes | $504,000 | 4,189 |
| Income before extraordinary items | $1,070,000 | 4,451 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,070,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $604,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,096,520 | 4,308 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 5,601 |
| Total interest expense | $2,327,000 | 5,795 |
| Net interest income | $3,080,000 | 5,333 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $246,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,477 |
| Total noninterest expense | $1,829,000 | 6,322 |
| Salaries and employee benefits | $982,000 | 6,079 |
| Premises and equipment expense | $219,000 | 6,706 |
| Additional noninterest expense | $628,000 | 6,182 |
| Pre-tax net operating income | $1,437,000 | 4,495 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $458,000 | 4,444 |
| Income before extraordinary items | $979,000 | 4,590 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $979,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $592,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $979,000 | 4,533 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,131,000 | 5,874 |
| Total interest expense | $2,193,000 | 6,094 |
| Net interest income | $2,938,000 | 5,590 |
| Provision for loan and lease losses | $55,000 | 6,005 |
| Total noninterest income | $214,000 | 8,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,966 |
| Total noninterest expense | $1,898,000 | 6,232 |
| Salaries and employee benefits | $1,016,000 | 5,982 |
| Premises and equipment expense | $217,000 | 6,895 |
| Additional noninterest expense | $665,000 | 6,091 |
| Pre-tax net operating income | $1,199,000 | 5,246 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $297,000 | 6,032 |
| Income before extraordinary items | $902,000 | 4,989 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $902,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $594,000 | 3,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $902,000 | 4,966 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 5,736 |
| Total interest expense | $2,028,000 | 5,557 |
| Net interest income | $2,890,000 | 5,756 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $209,000 | 8,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $1,993,000 | 6,213 |
| Salaries and employee benefits | $1,023,000 | 5,985 |
| Premises and equipment expense | $225,000 | 6,963 |
| Additional noninterest expense | $745,000 | 6,025 |
| Pre-tax net operating income | $1,066,000 | 5,692 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $193,000 | 7,460 |
| Income before extraordinary items | $873,000 | 5,029 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $873,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $491,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $873,000 | 5,081 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,144,000 | 5,630 |
| Total interest expense | $2,119,000 | 5,563 |
| Net interest income | $3,025,000 | 5,625 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $245,000 | 8,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 6,257 |
| Total noninterest expense | $1,902,000 | 6,617 |
| Salaries and employee benefits | $1,009,000 | 6,080 |
| Premises and equipment expense | $235,000 | 6,992 |
| Additional noninterest expense | $658,000 | 6,886 |
| Pre-tax net operating income | $1,178,000 | 5,250 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $957,000 | 4,847 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $957,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $569,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $930,930 | 4,736 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 5,589 |
| Total interest expense | $2,641,000 | 5,735 |
| Net interest income | $3,230,000 | 5,363 |
| Provision for loan and lease losses | $271,000 | 4,390 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $1,790,000 | 6,978 |
| Salaries and employee benefits | $951,000 | 6,322 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $616,000 | 7,369 |
| Pre-tax net operating income | $1,339,000 | 4,501 |
| Securities gains (losses) | $86,000 | 3,258 |
| Applicable income taxes | $356,000 | 5,267 |
| Income before extraordinary items | $1,069,000 | 4,244 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,069,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $496,000 | 2,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,004,500 | 4,165 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.