Home > The National Bank of South Carolina > Net charge- offs to loans
The National Bank of South Carolina, Net charge- offs to loans
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.0078% | 70 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.5449% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 12.9830% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.3062% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5383% | 198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1890% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7647% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1186% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1311% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6017% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5787% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3799% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0423% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.1803% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 9.7629% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5296% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9728% | 574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9202% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3494% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8850% | 155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6798% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3168% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1088% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2308% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.0525% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.4318% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 11.5551% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.5265% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3415% | 387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7569% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5314% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 7.1041% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5316% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5135% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1502% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8836% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1458% | 170 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.9709% | 146 |
| Percentage Net Loans Charged-off:Construction & development | 7.4184% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8669% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2701% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2324% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1467% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8759% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.1299% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7772% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4795% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3318% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3592% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5483% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 1.9214% | 969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2176% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0546% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8234% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7820% | 202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.8549% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0529% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0333% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8838% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1841% | 1,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8552% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 1.4098% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 1,896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9821% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3460% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3155% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6306% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8453% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8052% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1252% | 1,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2554% | 653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9295% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 1.6857% | 807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1023% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6926% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3386% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8734% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7169% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8862% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6808% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1880% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0121% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 1.9881% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0454% | 1,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6592% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2466% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8626% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9808% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0006% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2453% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6691% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7497% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 1.5250% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 7,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6698% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2914% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8426% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4246% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5417% | 2,351 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2705% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1995% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1863% | 1,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0149% | 1,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2125% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4496% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2184% | 536 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5564% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2619% | 2,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3006% | 4,017 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6672% | 693 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0231% | 1,642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1400% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1733% | 1,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0200% | 994 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2396% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3773% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2660% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4290% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0160% | 3,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3258% | 3,438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7638% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 2,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0167% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3671% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1937% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3459% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3045% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9363% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1915% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0282% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5676% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0798% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 5,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1227% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0378% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3635% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8455% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0104% | 762 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0553% | 945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2562% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1852% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2904% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2202% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5370% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6417% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0711% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0042% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0661% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2112% | 653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1938% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2197% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2673% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6083% | 2,173 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3711% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0755% | 549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2097% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3444% | 1,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4940% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5294% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 1,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 8,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3157% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5855% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8976% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2537% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1897% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3782% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 1,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4444% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7252% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0864% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0098% | 1,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3132% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2333% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4831% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0126% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5532% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8036% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1842% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1719% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2808% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 5,889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8274% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7794% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0200% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2205% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2549% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5189% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6928% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3404% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1471% | 3,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 2,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 2,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4791% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8888% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5497% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1601% | 2,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 2,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0329% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5082% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9324% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5118% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1596% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0604% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 8,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5358% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6990% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7877% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1863% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0283% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6009% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9494% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8683% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 4,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 2,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0828% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3193% | 3,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8293% | 2,887 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8582% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 3,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0408% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 5,914 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3263% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8357% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8012% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1003% | 3,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 2,360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2001% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9768% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3851% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1634% | 1,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5971% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2613% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 3,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0848% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0567% | 2,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3831% | 3,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7434% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2620% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1135% | 1,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0645% | 5,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 2,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 4,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4771% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 7,753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 5,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 1,301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0413% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7160% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8885% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 4,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 1,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2446% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7706% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7760% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0081% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8130% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2205% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1327% | 289 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1223% | 5,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0538% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1124% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8730% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1148% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0779% | 1,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0966% | 5,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0265% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0323% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0935% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4715% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4406% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0928% | 330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 5,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0950% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0082% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2807% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2863% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8581% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2477% | 3,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2152% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.4857% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2914% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0404% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3386% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9638% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0102% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1089% | 6,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1100% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0850% | 1,373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2036% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 864 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4136% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0443% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0187% | 394 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5319% | 4,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5291% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 2.2558% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3396% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6295% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2453% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0354% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2775% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2178% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0298% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6353% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2258% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |